The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INVESCO TR INVT GRADE MUNS COM CEF 46131M106 904 69,605 SH   SOLE   69,605 0 0
ISHARES TR CORE US AGG BD ETF ETF 464287226 2,992 27,578 SH   SOLE   27,578 0 0
ISHARES TR S&P 500 GRWT ETF ETF 464287309 1,228 9,339 SH   SOLE   9,339 0 0
ISHARES TR S&P 500 VAL ETF ETF 464287408 951 9,145 SH   SOLE   9,145 0 0
ISHARES TR CORE S&P MCP ETF ETF 464287507 35,934 209,869 SH   SOLE   209,869 0 0
ISHARES TR RUS 1000 VAL ETF ETF 464287598 43,076 374,767 SH   SOLE   374,767 0 0
ISHARES TR S&P MC 400GR ETF ETF 464287606 677 3,544 SH   SOLE   3,544 0 0
ISHARES TR RUS 1000 GRW ETF ETF 464287614 52,694 463,039 SH   SOLE   463,039 0 0
ISHARES TR S&P MC 400VL ETF ETF 464287705 608 4,094 SH   SOLE   4,094 0 0
ISHARES TR EUROPE ETF ETF 464287861 909 21,731 SH   SOLE   21,731 0 0
ISHARES TR SP SMCP600VL ETF ETF 464287879 356 2,567 SH   SOLE   2,567 0 0
ISHARES TR SP SMCP600GR ETF ETF 464287887 483 3,153 SH   SOLE   3,153 0 0
ISHARES TR SHRT NAT MUN ETF ETF 464288158 1,623 15,369 SH   SOLE   15,369 0 0
ISHARES TR JP MOR EM MK ETF ETF 464288281 53,675 472,079 SH   SOLE   472,079 0 0
ISHARES TR 1-3 YR CR BD ETF ETF 464288646 81,217 771,802 SH   SOLE   771,802 0 0
ISHARES TR U.S. AER&DEF ETF ETF 464288760 9,754 65,585 SH   SOLE   65,585 0 0
ISHARES TR IBONDS SEP18 ETF ETF 46429B580 1,613 63,396 SH   SOLE   63,396 0 0
ISHARES TR MSCI INDIA ETF ETF 46429B598 15,691 498,373 SH   SOLE   498,373 0 0
ISHARES TR CORE MSCI EAFE ETF 46432F842 3,015 52,036 SH   SOLE   52,036 0 0
SPDR SERIES TRUST MORGAN TECH ETF ETF 78464A102 10,327 150,075 SH   SOLE   150,075 0 0
SPDR SERIES TRUST NUV HGHYLD MUN ETF 78464A284 917 16,202 SH   SOLE   16,202 0 0
SPDR SERIES TRUST S&P REGL BKG ETF 78464A698 9,861 180,575 SH   SOLE   180,575 0 0
SPDR SERIES TRUST S&P METALS MNG ETF 78464A755 9,364 307,811 SH   SOLE   307,811 0 0
SPDR SER TR NUVEEN BLMBRG SR ETF 78468R739 1,545 31,895 SH   SOLE   31,895 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF ETF 808524300 6,946 114,845 SH   SOLE   114,845 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF ETF 808524409 5,759 115,927 SH   SOLE   115,927 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF ETF 808524706 3,592 149,845 SH   SOLE   149,845 0 0
SCHWAB STRATEGIC TR US REIT ETF ETF 808524847 1,378 33,802 SH   SOLE   33,802 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF ETF 808524888 2,608 83,228 SH   SOLE   83,228 0 0
VANECK VECTORS ETF TR HIGH YLD MUN ETF ETF 92189F361 1,794 58,674 SH   SOLE   58,674 0 0
VANECK VECTORS ETF TR FALLEN ANGEL HG ETF 92189F437 19,586 662,576 SH   SOLE   662,576 0 0
VANECK VECTORS ETF TR AMT FREE SHORT M ETF 92189F528 1,543 88,422 SH   SOLE   88,422 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF ETF 922042866 25,776 407,335 SH   SOLE   407,335 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF ETF 922042874 58,226 1,129,072 SH   SOLE   1,129,072 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD ETF 92206C409 25,316 317,479 SH   SOLE   317,479 0 0
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC ETF 92206C771 48,670 926,696 SH   SOLE   926,696 0 0
VANGUARD INDEX FDS SML CP GRW ETF ETF 922908595 46,309 329,206 SH   SOLE   329,206 0 0
VANGUARD INDEX FDS SM CP VAL ETF ETF 922908611 35,735 290,858 SH   SOLE   290,858 0 0
VANGUARD INDEX FDS LARGE CAP ETF ETF 922908637 37,965 351,231 SH   SOLE   351,231 0 0