The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 521 2,638 SH   SOLE   0 0 2,638
ISHARES TR CORE S&P MCP ETF 464287507 9,579 57,938 SH   SOLE   0 0 57,938
ISHARES TR S&P MC 400VL ETF 464287705 6,366 43,840 SH   SOLE   0 0 43,840
ISHARES TR S&P MC 400GR ETF 464287606 3,745 20,554 SH   SOLE   0 0 20,554
ISHARES TR CORE S&P SCP ETF 464287804 12,591 91,560 SH   SOLE   0 0 91,560
ISHARES TR SP SMCP600GR ETF 464287887 486 3,240 SH   SOLE   0 0 3,240
ISHARES TR S&P 500 VAL ETF 464287408 13,192 130,123 SH   SOLE   0 0 130,123
ISHARES TR CORE S&P500 ETF 464287200 11,940 53,070 SH   SOLE   0 0 53,070
ISHARES TR S&P 500 GRWT ETF 464287309 16,171 132,775 SH   SOLE   0 0 132,775
ISHARES TR RUS 1000 ETF 464287622 932 7,485 SH   SOLE   0 0 7,485
ISHARES TR RUS 1000 VAL ETF 464287598 4,844 43,238 SH   SOLE   0 0 43,238
ISHARES TR RUS 1000 GRW ETF 464287614 4,059 38,692 SH   SOLE   0 0 38,692
ISHARES TR RUSSELL 2000 ETF 464287655 2,768 20,528 SH   SOLE   0 0 20,528
ISHARES TR RUS 2000 VAL ETF 464287630 759 6,379 SH   SOLE   0 0 6,379
ISHARES TR RUSSELL 3000 ETF 464287689 235 1,770 SH   SOLE   0 0 1,770
ISHARES TR CORE RUSSELL GRW 464287671 276 6,427 SH   SOLE   0 0 6,427
ISHARES TR U.S. REAL ES ETF 464287739 1,357 17,631 SH   SOLE   0 0 17,631
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 220 729 SH   SOLE   0 0 729
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,386 10,673 SH   SOLE   0 0 10,673
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 250 5,153 SH   SOLE   0 0 5,153
ADOBE SYS INC COM 00724F101 372 3,617 SH   SOLE   0 0 3,617
AMERICAN INTL GROUP INC COM NEW 026874784 679 10,400 SH   SOLE   0 0 10,400
AMAZON COM INC COM 023135106 1,908 2,544 SH   SOLE   0 0 2,544
BRISTOL MYERS SQUIBB CO COM 110122108 863 14,762 SH   SOLE   0 0 14,762
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 953 5,848 SH   SOLE   0 0 5,848
EMERSON ELEC CO COM 291011104 717 12,870 SH   SOLE   0 0 12,870
BOEING CO COM 097023105 903 5,799 SH   SOLE   0 0 5,799
TEVA PHARMACEUTICAL INDS LTD ADR 881624209 221 6,096 SH   SOLE   0 0 6,096
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 1,769 14,929 SH   SOLE   0 0 14,929
AMGEN INC COM 031162100 733 5,010 SH   SOLE   0 0 5,010
ABBOTT LABS COM 002824100 557 14,490 SH   SOLE   0 0 14,490
ANADARKO PETE CORP COM 032511107 244 3,495 SH   SOLE   0 0 3,495
BP PLC SPONSORED ADR 055622104 534 14,287 SH   SOLE   0 0 14,287
ALTRIA GROUP INC COM 02209S103 1,668 24,661 SH   SOLE   0 0 24,661
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 329 8,535 SH   SOLE   0 0 8,535
INTEL CORP COM 458140100 1,854 51,105 SH   SOLE   0 0 51,105
ILLINOIS TOOL WKS INC COM 452308109 258 2,104 SH   SOLE   0 0 2,104
ISHARES TR RUS 2000 GRW ETF 464287648 1,670 10,847 SH   SOLE   0 0 10,847
NEWELL BRANDS INC COM 651229106 519 11,633 SH   SOLE   0 0 11,633
ORACLE CORP COM 68389X105 649 16,884 SH   SOLE   0 0 16,884
DU PONT E I DE NEMOURS & CO COM 263534109 586 7,987 SH   SOLE   0 0 7,987
QUALCOMM INC COM 747525103 736 11,295 SH   SOLE   0 0 11,295
DISNEY WALT CO COM DISNEY 254687106 1,671 16,030 SH   SOLE   0 0 16,030
HONEYWELL INTL INC COM 438516106 471 4,062 SH   SOLE   0 0 4,062
SYSCO CORP COM 871829107 235 4,242 SH   SOLE   0 0 4,242
US BANCORP DEL COM NEW 902973304 1,510 29,403 SH   SOLE   0 0 29,403
JOHNSON & JOHNSON COM 478160104 4,312 37,424 SH   SOLE   0 0 37,424
MEDTRONIC PLC SHS G5960L103 450 6,323 SH   SOLE   0 0 6,323
PFIZER INC COM 717081103 3,704 114,031 SH   SOLE   0 0 114,031
EXELON CORP COM 30161N101 498 14,039 SH   SOLE   0 0 14,039
LOWES COS INC COM 548661107 266 3,747 SH   SOLE   0 0 3,747
ISHARES TR MSCI EAFE ETF 464287465 5,483 94,984 SH   SOLE   0 0 94,984
CHEVRON CORP NEW COM 166764100 2,587 21,977 SH   SOLE   0 0 21,977
MOTOROLA SOLUTIONS INC COM NEW 620076307 528 6,373 SH   SOLE   0 0 6,373
MICROSOFT CORP COM 594918104 3,144 50,592 SH   SOLE   0 0 50,592
ISHARES MSCI PAC JP ETF 464286665 1,126 28,456 SH   SOLE   0 0 28,456
UNITED PARCEL SERVICE INC CL B 911312106 773 6,740 SH   SOLE   0 0 6,740
AT&T INC COM 00206R102 2,283 53,691 SH   SOLE   0 0 53,691
BB&T CORP COM 054937107 1,010 21,491 SH   SOLE   0 0 21,491
CITIGROUP INC COM NEW 172967424 413 6,952 SH   SOLE   0 0 6,952
CISCO SYS INC COM 17275R102 1,101 36,431 SH   SOLE   0 0 36,431
INTERNATIONAL BUSINESS MACHS COM 459200101 1,680 10,120 SH   SOLE   0 0 10,120
COCA COLA CO COM 191216100 1,306 31,493 SH   SOLE   0 0 31,493
LOCKHEED MARTIN CORP COM 539830109 1,175 4,701 SH   SOLE   0 0 4,701
PEPSICO INC COM 713448108 28,060 268,182 SH   SOLE   0 0 268,182
STRYKER CORP COM 863667101 2,843 23,728 SH   SOLE   0 0 23,728
JOHNSON CTLS INTL PLC SHS G51502105 385 9,356 SH   SOLE   0 0 9,356
VERIZON COMMUNICATIONS INC COM 92343V104 1,784 33,412 SH   SOLE   0 0 33,412
ISHARES TR RUS MID-CAP ETF 464287499 858 4,796 SH   SOLE   0 0 4,796
ISHARES TR RUS MDCP VAL ETF 464287473 228 2,839 SH   SOLE   0 0 2,839
ISHARES TR U.S. ENERGY ETF 464287796 270 6,500 SH   SOLE   0 0 6,500
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 853 11,330 SH   SOLE   0 0 11,330
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 1,563 25,119 SH   SOLE   0 0 25,119
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,133 23,438 SH   SOLE   0 0 23,438
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 359 5,208 SH   SOLE   0 0 5,208
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 727 8,934 SH   SOLE   0 0 8,934
ISHARES TR NASDQ BIOTEC ETF 464287556 226 851 SH   SOLE   0 0 851
ISHARES TR NA NAT RES 464287374 251 6,973 SH   SOLE   0 0 6,973
ISHARES INC MSCI TAIWAN ETF 46434G772 351 11,942 SH   SOLE   0 0 11,942
ISHARES MSCI BRZ CAP ETF 464286400 270 8,090 SH   SOLE   0 0 8,090
ISHARES MSCI STH KOR ETF 464286772 964 18,120 SH   SOLE   0 0 18,120
TIME WARNER INC COM NEW 887317303 545 5,650 SH   SOLE   0 0 5,650
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 5,016 58,893 SH   SOLE   0 0 58,893
SCHWAB CHARLES CORP NEW COM 808513105 403 10,200 SH   SOLE   0 0 10,200
WALGREENS BOOTS ALLIANCE INC COM 931427108 1,331 16,084 SH   SOLE   0 0 16,084
DEERE & CO COM 244199105 229 2,226 SH   SOLE   0 0 2,226
BANK AMER CORP COM 060505104 593 26,810 SH   SOLE   0 0 26,810
STARBUCKS CORP COM 855244109 771 13,895 SH   SOLE   0 0 13,895
AUTOMATIC DATA PROCESSING IN COM 053015103 438 4,265 SH   SOLE   0 0 4,265
AEGON N V NY REGISTRY SH 007924103 219 39,686 SH   SOLE   0 0 39,686
EXXON MOBIL CORP COM 30231G102 3,029 33,561 SH   SOLE   0 0 33,561
AFLAC INC COM 001055102 311 4,464 SH   SOLE   0 0 4,464
WAL-MART STORES INC COM 931142103 1,515 21,923 SH   SOLE   0 0 21,923
UNION PAC CORP COM 907818108 886 8,550 SH   SOLE   0 0 8,550
UNILEVER PLC SPON ADR NEW 904767704 432 10,611 SH   SOLE   0 0 10,611
TEXAS INSTRS INC COM 882508104 323 4,422 SH   SOLE   0 0 4,422
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADR 874039100 284 9,871 SH   SOLE   0 0 9,871
BARCLAYS PLC ADR 06738E204 193 17,544 SH   SOLE   0 0 17,544
TOTAL S A SPONSORED ADR 89151E109 245 4,803 SH   SOLE   0 0 4,803
TARGET CORP COM 87612E106 529 7,320 SH   SOLE   0 0 7,320
COLGATE PALMOLIVE CO COM 194162103 327 5,002 SH   SOLE   0 0 5,002
CAPITAL ONE FINL CORP COM 14040H105 1,115 12,783 SH   SOLE   0 0 12,783
COSTCO WHSL CORP NEW COM 22160K105 407 2,539 SH   SOLE   0 0 2,539
LILLY ELI & CO COM 532457108 367 4,983 SH   SOLE   0 0 4,983
CVS HEALTH CORP COM 126650100 940 11,906 SH   SOLE   0 0 11,906
DOMINION RES INC VA NEW COM 25746U109 266 3,478 SH   SOLE   0 0 3,478
SCHLUMBERGER LTD COM 806857108 720 8,578 SH   SOLE   0 0 8,578
DANAHER CORP DEL COM 235851102 229 2,940 SH   SOLE   0 0 2,940
ENI S P A SPONSORED ADR 26874R108 221 6,850 SH   SOLE   0 0 6,850
MCKESSON CORP COM 58155Q103 394 2,803 SH   SOLE   0 0 2,803
MERCK & CO INC COM 58933Y105 1,072 18,217 SH   SOLE   0 0 18,217
NOVARTIS A G SPONSORED ADR 66987V109 227 3,122 SH   SOLE   0 0 3,122
RAYTHEON CO COM NEW 755111507 475 3,345 SH   SOLE   0 0 3,345
FIFTH THIRD BANCORP COM 316773100 553 20,511 SH   SOLE   0 0 20,511
PROCTER AND GAMBLE CO COM 742718109 2,761 32,844 SH   SOLE   0 0 32,844
GENERAL ELECTRIC CO COM 369604103 3,063 96,916 SH   SOLE   0 0 96,916
KIMBERLY CLARK CORP COM 494368103 606 5,313 SH   SOLE   0 0 5,313
GILEAD SCIENCES INC COM 375558103 1,422 19,856 SH   SOLE   0 0 19,856
GOLDMAN SACHS GROUP INC COM 38141G104 507 2,118 SH   SOLE   0 0 2,118
HSBC HLDGS PLC SPON ADR NEW 404280406 376 9,359 SH   SOLE   0 0 9,359
HOME DEPOT INC COM 437076102 1,512 11,278 SH   SOLE   0 0 11,278
ING GROEP N V SPONSORED ADR 456837103 14,286 1,013,181 SH   SOLE   0 0 1,013,181
MCDONALDS CORP COM 580135101 1,266 10,398 SH   SOLE   0 0 10,398
NIKE INC CL B 654106103 510 10,037 SH   SOLE   0 0 10,037
JPMORGAN CHASE & CO COM 46625H100 2,861 33,161 SH   SOLE   0 0 33,161
SIRIUS XM HLDGS INC COM 82968B103 110 24,653 SH   SOLE   0 0 24,653
WENDYS CO COM 95058W100 177 13,061 SH   SOLE   0 0 13,061
TJX COS INC NEW COM 872540109 827 11,007 SH   SOLE   0 0 11,007
FLEX LTD ORD Y2573F102 214 14,919 SH   SOLE   0 0 14,919
MONDELEZ INTL INC CL A 609207105 572 12,899 SH   SOLE   0 0 12,899
HP INC COM 40434L105 264 17,762 SH   SOLE   0 0 17,762
WELLS FARGO & CO NEW COM 949746101 1,654 30,014 SH   SOLE   0 0 30,014
ISHARES TR 1-3 YR TR BD ETF 464287457 3,842 45,500 SH   SOLE   0 0 45,500
ISHARES TR 7-10 Y TR BD ETF 464287440 1,088 10,384 SH   SOLE   0 0 10,384
ISHARES TR IBOXX INV CP ETF 464287242 935 7,980 SH   SOLE   0 0 7,980
MONSANTO CO NEW COM 61166W101 1,086 10,327 SH   SOLE   0 0 10,327
PRAXAIR INC COM 74005P104 211 1,802 SH   SOLE   0 0 1,802
PROGRESSIVE CORP OHIO COM 743315103 22,933 645,991 SH   SOLE   0 0 645,991
XCEL ENERGY INC COM 98389B100 234 5,761 SH   SOLE   0 0 5,761
FISERV INC COM 337738108 386 3,629 SH   SOLE   0 0 3,629
FORD MTR CO DEL COM PAR $0.01 345370860 1,851 152,575 SH   SOLE   0 0 152,575
UNITEDHEALTH GROUP INC COM 91324P102 1,281 8,003 SH   SOLE   0 0 8,003
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 529 4,518 SH   SOLE   0 0 4,518
AMERICAN TOWER CORP NEW COM 03027X100 209 1,978 SH   SOLE   0 0 1,978
UNITED TECHNOLOGIES CORP COM 913017109 1,108 10,107 SH   SOLE   0 0 10,107
FEDERATED INVS INC PA CL B 314211103 265 9,370 SH   SOLE   0 0 9,370
3M CO COM 88579Y101 1,045 5,851 SH   SOLE   0 0 5,851
COMCAST CORP NEW CL A 20030N101 747 10,824 SH   SOLE   0 0 10,824
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,531 13,279 SH   SOLE   0 0 13,279
OWENS ILL INC COM NEW 690768403 435 25,000 SH   SOLE   0 0 25,000
NORFOLK SOUTHERN CORP COM 655844108 468 4,328 SH   SOLE   0 0 4,328
HUNTINGTON BANCSHARES INC COM 446150104 319 24,151 SH   SOLE   0 0 24,151
WELLTOWER INC COM 95040Q104 599 8,953 SH   SOLE   0 0 8,953
NEXTERA ENERGY INC COM 65339F101 762 6,381 SH   SOLE   0 0 6,381
DUKE ENERGY CORP NEW COM NEW 26441C204 1,664 21,442 SH   SOLE   0 0 21,442
CONOCOPHILLIPS COM 20825C104 541 10,781 SH   SOLE   0 0 10,781
CSX CORP COM 126408103 233 6,473 SH   SOLE   0 0 6,473
APPLE INC COM 037833100 5,343 46,128 SH   SOLE   0 0 46,128
ALLSTATE CORP COM 020002101 323 4,354 SH   SOLE   0 0 4,354
CATERPILLAR INC DEL COM 149123101 793 8,552 SH   SOLE   0 0 8,552
SUNCOR ENERGY INC NEW COM 867224107 244 7,470 SH   SOLE   0 0 7,470
ISHARES TR MSCI EMG MKT ETF 464287234 3,047 87,035 SH   SOLE   0 0 87,035
DTE ENERGY CO COM 233331107 394 4,002 SH   SOLE   0 0 4,002
CELGENE CORP COM 151020104 929 8,028 SH   SOLE   0 0 8,028
CHUBB LIMITED COM H1467J104 277 2,094 SH   SOLE   0 0 2,094
CEDAR FAIR L P DEPOSITRY UNIT 150185106 305 4,745 SH   SOLE   0 0 4,745
DEVON ENERGY CORP NEW COM 25179M103 232 5,073 SH   SOLE   0 0 5,073
HALLIBURTON CO COM 406216101 411 7,603 SH   SOLE   0 0 7,603
ECOLAB INC COM 278865100 337 2,874 SH   SOLE   0 0 2,874
ISHARES MSCI STH AFR ETF 464286780 335 6,394 SH   SOLE   0 0 6,394
AES CORP COM 00130H105 243 20,944 SH   SOLE   0 0 20,944
AMERICAN EXPRESS CO COM 025816109 494 6,662 SH   SOLE   0 0 6,662
GENERAL MLS INC COM 370334104 502 8,119 SH   SOLE   0 0 8,119
OCCIDENTAL PETE CORP DEL COM 674599105 206 2,896 SH   SOLE   0 0 2,896
EDWARDS LIFESCIENCES CORP COM 28176E108 313 3,338 SH   SOLE   0 0 3,338
S&P GLOBAL INC COM 78409V104 227 2,112 SH   SOLE   0 0 2,112
PG&E CORP COM 69331C108 246 4,056 SH   SOLE   0 0 4,056
DOW CHEM CO COM 260543103 11,603 202,772 SH   SOLE   0 0 202,772
GENERAL DYNAMICS CORP COM 369550108 311 1,802 SH   SOLE   0 0 1,802
ALLERGAN PLC SHS G0177J108 324 1,543 SH   SOLE   0 0 1,543
SOUTHERN CO COM 842587107 691 14,043 SH   SOLE   0 0 14,043
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,534 98,759 SH   SOLE   0 0 98,759
PAYCHEX INC COM 704326107 296 4,864 SH   SOLE   0 0 4,864
NORTHROP GRUMMAN CORP COM 666807102 423 1,819 SH   SOLE   0 0 1,819
BERKSHIRE HATHAWAY INC DEL CL A 084670108 244 1 SH   SOLE   0 0 1
ARIAD PHARMACEUTICALS INC COM 04033A100 249 20,000 SH   SOLE   0 0 20,000
WESTERN DIGITAL CORP COM 958102105 227 3,340 SH   SOLE   0 0 3,340
VALERO ENERGY CORP NEW COM 91913Y100 328 4,801 SH   SOLE   0 0 4,801
RAIT FINANCIAL TRUST COM NEW 749227609 34 10,000 SH   SOLE   0 0 10,000
PNC FINL SVCS GROUP INC COM 693475105 253 2,167 SH   SOLE   0 0 2,167
MYLAN N V SHS EURO N59465109 249 6,519 SH   SOLE   0 0 6,519
GENTEX CORP COM 371901109 329 16,721 SH   SOLE   0 0 16,721
ISHARES TR CORE US AGGBD ET 464287226 3,947 36,522 SH   SOLE   0 0 36,522
ISHARES TR SELECT DIVID ETF 464287168 1,239 13,992 SH   SOLE   0 0 13,992
ISHARES TR TIPS BD ETF 464287176 2,750 24,303 SH   SOLE   0 0 24,303
CLOROX CO DEL COM 189054109 269 2,242 SH   SOLE   0 0 2,242
AIR PRODS & CHEMS INC COM 009158106 334 2,322 SH   SOLE   0 0 2,322
SAP SE SPON ADR 803054204 313 3,625 SH   SOLE   0 0 3,625
CMS ENERGY CORP COM 125896100 298 7,169 SH   SOLE   0 0 7,169
TRAVELERS COMPANIES INC COM 89417E109 273 2,226 SH   SOLE   0 0 2,226
NUCOR CORP COM 670346105 447 7,509 SH   SOLE   0 0 7,509
AMERICAN ELEC PWR INC COM 025537101 380 6,035 SH   SOLE   0 0 6,035
WEYERHAEUSER CO COM 962166104 205 6,808 SH   SOLE   0 0 6,808
HARRIS CORP DEL COM 413875105 210 2,049 SH   SOLE   0 0 2,049
UNITED RENTALS INC COM 911363109 272 2,578 SH   SOLE   0 0 2,578
GALLAGHER ARTHUR J & CO COM 363576109 201 3,866 SH   SOLE   0 0 3,866
REYNOLDS AMERICAN INC COM 761713106 238 4,255 SH   SOLE   0 0 4,255
SCANA CORP NEW COM 80589M102 209 2,851 SH   SOLE   0 0 2,851
COLUMBIA PPTY TR INC COM NEW 198287203 289 13,359 SH   SOLE   0 0 13,359
SANOFI SPONSORED ADR 80105N105 262 6,490 SH   SOLE   0 0 6,490
TOYOTA MOTOR CORP SP ADR REP2COM 892331307 237 2,023 SH   SOLE   0 0 2,023
BECTON DICKINSON & CO COM 075887109 326 1,969 SH   SOLE   0 0 1,969
METLIFE INC COM 59156R108 752 13,963 SH   SOLE   0 0 13,963
YUM BRANDS INC COM 988498101 474 7,482 SH   SOLE   0 0 7,482
AETNA INC NEW COM 00817Y108 286 2,310 SH   SOLE   0 0 2,310
HANCOCK JOHN PREMUIM DIV FD COM SH BEN INT 41013T105 176 11,276 SH   SOLE   0 0 11,276
MDU RES GROUP INC COM 552690109 238 8,263 SH   SOLE   0 0 8,263
POLARIS INDS INC COM 731068102 202 2,449 SH   SOLE   0 0 2,449
CHINA LIFE INS CO LTD SPON ADR REP H 16939P106 148 11,522 SH   SOLE   0 0 11,522
PRECISION DRILLING CORP COM 2010 74022D308 94 17,296 SH   SOLE   0 0 17,296
ALPHABET INC CAP STK CL A 02079K305 1,344 1,696 SH   SOLE   0 0 1,696
SPDR GOLD TRUST GOLD SHS 78463V107 1,280 11,681 SH   SOLE   0 0 11,681
CBRE GROUP INC CL A 12504L109 410 13,026 SH   SOLE   0 0 13,026
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 460 7,920 SH   SOLE   0 0 7,920
VANGUARD INDEX FDS VALUE ETF 922908744 1,281 13,772 SH   SOLE   0 0 13,772
CELANESE CORP DEL COM SER A 150870103 215 2,731 SH   SOLE   0 0 2,731
VANGUARD INDEX FDS MID CAP ETF 922908629 6,728 51,114 SH   SOLE   0 0 51,114
VANGUARD INDEX FDS REIT ETF 922908553 881 10,672 SH   SOLE   0 0 10,672
FOOT LOCKER INC COM 344849104 303 4,281 SH   SOLE   0 0 4,281
BLACKROCK INC COM 09247X101 722 1,897 SH   SOLE   0 0 1,897
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 272 5,001 SH   SOLE   0 0 5,001
VANGUARD INDEX FDS SMALL CP ETF 922908751 261 2,020 SH   SOLE   0 0 2,020
VANGUARD INDEX FDS GROWTH ETF 922908736 2,395 21,487 SH   SOLE   0 0 21,487
DCT INDUSTRIAL TRUST INC COM NEW 233153204 269 5,617 SH   SOLE   0 0 5,617
CRH PLC ADR 12626K203 320 9,306 SH   SOLE   0 0 9,306
NUVEEN AMT FREE MUN CR INC F COM 67071L106 401 27,698 SH   SOLE   0 0 27,698
PALATIN TECHNOLOGIES INC COM PAR $ .01 696077403 6 12,000 SH   SOLE   0 0 12,000
DYCOM INDS INC COM 267475101 217 2,701 SH   SOLE   0 0 2,701
AMERIPRISE FINL INC COM 03076C106 206 1,856 SH   SOLE   0 0 1,856
NUVEEN QUALITY MUNCP INCOME COM 67066V101 577 41,314 SH   SOLE   0 0 41,314
BAIDU INC SPON ADR REP A 056752108 255 1,548 SH   SOLE   0 0 1,548
WERNER ENTERPRISES INC COM 950755108 207 7,692 SH   SOLE   0 0 7,692
INTERCONTINENTAL EXCHANGE IN COM 45866F104 301 5,331 SH   SOLE   0 0 5,331
PARKER HANNIFIN CORP COM 701094104 250 1,784 SH   SOLE   0 0 1,784
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 413 7,125 SH   SOLE   0 0 7,125
VANGUARD WORLD FDS UTILITIES ETF 92204A876 261 2,443 SH   SOLE   0 0 2,443
ABB LTD SPONSORED ADR 000375204 228 10,816 SH   SOLE   0 0 10,816
SPDR SERIES TRUST S&P DIVID ETF 78464A763 302 3,533 SH   SOLE   0 0 3,533
ISHARES GOLD TRUST ISHARES 464285105 2,870 259,055 SH   SOLE   0 0 259,055
THERMO FISHER SCIENTIFIC INC COM 883556102 613 4,346 SH   SOLE   0 0 4,346
URSTADT BIDDLE PPTYS INC CL A 917286205 3,496 145,017 SH   SOLE   0 0 145,017
FIRST TR VALUE LINE DIVID IN SHS 33734H106 17,270 616,130 SH   SOLE   0 0 616,130
SALESFORCE COM INC COM 79466L302 229 3,339 SH   SOLE   0 0 3,339
ROCKWELL MED INC COM 774374102 223 33,972 SH   SOLE   0 0 33,972
UNITED STATES OIL FUND LP UNITS 91232N108 174 14,880 SH   SOLE   0 0 14,880
MACATAWA BK CORP COM 554225102 186 17,829 SH   SOLE   0 0 17,829
BANK HAWAII CORP COM 062540109 309 3,485 SH   SOLE   0 0 3,485
NEWMARKET CORP COM 651587107 244 575 SH   SOLE   0 0 575
SPDR SER TR NUVEEN BLMBRG SR 78468R739 1,380 28,794 SH   SOLE   0 0 28,794
MASTERCARD INCORPORATED CL A 57636Q104 1,024 9,921 SH   SOLE   0 0 9,921
BCE INC COM NEW 05534B760 223 5,164 SH   SOLE   0 0 5,164
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189F361 1,111 37,418 SH   SOLE   0 0 37,418
CENTERSTATE BANKS INC COM 15201P109 311 12,357 SH   SOLE   0 0 12,357
FIRST REP BK SAN FRANCISCO C COM 33616C100 268 2,914 SH   SOLE   0 0 2,914
WISDOMTREE TR SMALLCAP DIVID 97717W604 508 6,146 SH   SOLE   0 0 6,146
ISHARES TR CORE S&P TTL STK 464287150 4,871 94,978 SH   SOLE   0 0 94,978
NUVEEN MUNICIPAL CREDIT INC COM SH BEN INT 67070X101 339 24,000 SH   SOLE   0 0 24,000
KNIGHT TRANSN INC COM 499064103 238 7,194 SH   SOLE   0 0 7,194
NUVEEN MICHIGAN QLT MUN INC COM 670979103 520 38,996 SH   SOLE   0 0 38,996
INVESCO MUNI INCOME OPP TRST COM 46132X101 80 11,118 SH   SOLE   0 0 11,118
BLACKROCK MUNIYLD MICH QLTY COM 09254V105 908 66,788 SH   SOLE   0 0 66,788
PROASSURANCE CORP COM 74267C106 2,959 52,659 SH   SOLE   0 0 52,659
LAMAR ADVERTISING CO NEW CL A 512816109 228 3,398 SH   SOLE   0 0 3,398
PROSHARES TR PSHS ULTRA DOW30 74347R305 251 3,000 SH   SOLE   0 0 3,000
POWERSHARES ETF TRUST GBL LSTD PVT EQT 73935X195 119 10,690 SH   SOLE   0 0 10,690
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 501 4,744 SH   SOLE   0 0 4,744
SPDR SERIES TRUST S&P BK ETF 78464A797 1,472 33,868 SH   SOLE   0 0 33,868
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 876 9,011 SH   SOLE   0 0 9,011
NEOGEN CORP COM 640491106 248 3,761 SH   SOLE   0 0 3,761
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 270 6,121 SH   SOLE   0 0 6,121
BARCLAYS BK PLC IPSP CROIL ETN 06738C786 166 26,150 SH   SOLE   0 0 26,150
POWERSHARES ETF TRUST FINL PFD PTFL 73935X229 424 23,613 SH   SOLE   0 0 23,613
ISHARES TR IBOXX HI YD ETF 464288513 4,566 52,750 SH   SOLE   0 0 52,750
ISHARES TR 1-3 YR CR BD ETF 464288646 3,644 34,729 SH   SOLE   0 0 34,729
MORGAN STANLEY CHINA A SH FD COM 617468103 284 16,693 SH   SOLE   0 0 16,693
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 675 8,127 SH   SOLE   0 0 8,127
FIRST TR EXCHANGE TRADED FD DJ INTERNT IDX 33733E302 512 6,414 SH   SOLE   0 0 6,414
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 1,641 20,317 SH   SOLE   0 0 20,317
DISCOVER FINL SVCS COM 254709108 606 8,413 SH   SOLE   0 0 8,413
ISHARES TR MBS ETF 464288588 5,189 48,796 SH   SOLE   0 0 48,796
ISHARES TR U.S. PFD STK ETF 464288687 1,413 37,969 SH   SOLE   0 0 37,969
BANK NEW YORK MELLON CORP COM 064058100 246 5,200 SH   SOLE   0 0 5,200
ISHARES TR INTL SEL DIV ETF 464288448 939 31,763 SH   SOLE   0 0 31,763
ISHARES TR 3-7 YR TR BD ETF 464288661 3,043 24,837 SH   SOLE   0 0 24,837
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 5,108 67,418 SH   SOLE   0 0 67,418
PROSHARES TR PSHS ULT SCAP600 74347R818 244 3,000 SH   SOLE   0 0 3,000
PROSHARES TR ULTRA FNCLS NEW 74347X633 462 5,000 SH   SOLE   0 0 5,000
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 12,906 353,200 SH   SOLE   0 0 353,200
ISHARES TR NATIONAL MUN ETF 464288414 1,722 15,922 SH   SOLE   0 0 15,922
SPDR SERIES TRUST BLOMBERG INTL TR 78464A516 5,137 197,722 SH   SOLE   0 0 197,722
ISHARES TR JP MOR EM MK ETF 464288281 675 6,120 SH   SOLE   0 0 6,120
SPDR SERIES TRUST BLMBRG BR 1 3 MT 78464A680 958 20,958 SH   SOLE   0 0 20,958
ISHARES MSCI CH CAP ETF 464286640 297 7,932 SH   SOLE   0 0 7,932
POWERSHARES ETF TR II WK VRDO TX FR 73936T433 1,055 42,312 SH   SOLE   0 0 42,312
ISHARES TR INTERM CR BD ETF 464288638 465 4,300 SH   SOLE   0 0 4,300
SPDR SERIES TRUST BLOOMBERG BRCLYS 78464A417 572 15,695 SH   SOLE   0 0 15,695
FIRST TR EXCHANGE TRADED FD ENERGY ALPHADX 33734X127 263 15,900 SH   SOLE   0 0 15,900
ISHARES TR EAFE SML CP ETF 464288273 533 10,688 SH   SOLE   0 0 10,688
VISA INC COM CL A 92826C839 903 11,568 SH   SOLE   0 0 11,568
PHILIP MORRIS INTL INC COM 718172109 1,345 14,706 SH   SOLE   0 0 14,706
VANECK VECTORS ETF TR AMT FREE SHORT M 92189F528 1,388 80,479 SH   SOLE   0 0 80,479
VANECK VECTORS ETF TR AMT FREE INT ETF 92189F544 812 34,999 SH   SOLE   0 0 34,999
ISHARES MSCI THI CAP ETF 464286624 274 3,802 SH   SOLE   0 0 3,802
SPDR INDEX SHS FDS S&P INTL ETF 78463X772 262 7,259 SH   SOLE   0 0 7,259
POWERSHARES ETF TR II PFD PORTFOLIO 73936T565 355 24,962 SH   SOLE   0 0 24,962
SEACOAST BKG CORP FLA COM NEW 811707801 337 15,265 SH   SOLE   0 0 15,265
FLEXSTEEL INDS INC COM 339382103 210 3,400 SH   SOLE   0 0 3,400
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 561 9,195 SH   SOLE   0 0 9,195
VANECK VECTORS ETF TR AMT FREE LONG MU 92189F536 596 30,760 SH   SOLE   0 0 30,760
ISHARES TR AGENCY BOND ETF 464288166 2,780 24,682 SH   SOLE   0 0 24,682
ISHARES TR SHRT NAT MUN ETF 464288158 516 4,911 SH   SOLE   0 0 4,911
ISHARES TR INTL TREA BD ETF 464288117 1,740 19,371 SH   SOLE   0 0 19,371
FS INVT CORP COM 302635107 1,149 111,559 SH   SOLE   0 0 111,559
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 7,022 81,938 SH   SOLE   0 0 81,938
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 1,275 40,342 SH   SOLE   0 0 40,342
WASHINGTONFIRST BANKSHARES I COM 940730104 271 9,358 SH   SOLE   0 0 9,358
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1,303 12,856 SH   SOLE   0 0 12,856
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 3,604 45,410 SH   SOLE   0 0 45,410
PIMCO ETF TR INTER MUN BD ACT 72201R866 2,221 42,394 SH   SOLE   0 0 42,394
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 256 4,896 SH   SOLE   0 0 4,896
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 514 23,827 SH   SOLE   0 0 23,827
PIEDMONT OFFICE REALTY TR IN COM CL A 720190206 404 19,298 SH   SOLE   0 0 19,298
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 486 5,663 SH   SOLE   0 0 5,663
SPDR SERIES TRUST BLOMBRG BRC INTL 78464A151 2,520 81,619 SH   SOLE   0 0 81,619
CBOE HLDGS INC COM 12503M108 227 3,076 SH   SOLE   0 0 3,076
TESLA MTRS INC COM 88160R101 286 1,340 SH   SOLE   0 0 1,340
ISHARES TR MSCI POL CAP ETF 46429B606 317 17,495 SH   SOLE   0 0 17,495
NXP SEMICONDUCTORS N V COM N6596X109 407 4,149 SH   SOLE   0 0 4,149
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 14,244 69,380 SH   SOLE   0 0 69,380
ISHARES INC MSCI RUS ETF NEW 46434G798 347 10,341 SH   SOLE   0 0 10,341
GENERAL MTRS CO COM 37045V100 220 6,327 SH   SOLE   0 0 6,327
ISHARES TR CORE HIGH DV ETF 46429B663 754 9,168 SH   SOLE   0 0 9,168
ISHARES TR CHINA ETF 46429B671 498 11,389 SH   SOLE   0 0 11,389
NEW YORK REIT INC COM 64976L109 486 48,009 SH   SOLE   0 0 48,009
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 351 3,511 SH   SOLE   0 0 3,511
ISHARES TR FLTG RATE BD ETF 46429B655 643 12,675 SH   SOLE   0 0 12,675
MARATHON PETE CORP COM 56585A102 341 6,779 SH   SOLE   0 0 6,779
ISHARES TR MIN VOL USA ETF 46429B697 564 12,470 SH   SOLE   0 0 12,470
ISHARES TR MIN VOL EAFE ETF 46429B689 792 12,937 SH   SOLE   0 0 12,937
ISHARES MIN VOL EMRG MKT 464286533 814 16,653 SH   SOLE   0 0 16,653
ISHARES EM MKTS CURR ETF 464286517 1,158 27,021 SH   SOLE   0 0 27,021
PHILLIPS 66 COM 718546104 219 2,530 SH   SOLE   0 0 2,530
SPDR SER TR BLOOMBERG SRT TR 78468R408 426 15,394 SH   SOLE   0 0 15,394
FACEBOOK INC CL A 30303M102 966 8,397 SH   SOLE   0 0 8,397
CLAYMORE EXCHANGE TRD FD TR GUG BLT2017 HY 18383M399 415 16,074 SH   SOLE   0 0 16,074
CLAYMORE EXCHANGE TRD FD TR GUG BLT2018 HY 18383M381 386 15,347 SH   SOLE   0 0 15,347
ISHARES INC CORE MSCI EMKT 46434G103 4,525 106,600 SH   SOLE   0 0 106,600
ISHARES TR CORE MSCITOTAL 46432F834 550 10,888 SH   SOLE   0 0 10,888
ISHARES TR CORE MSCI EAFE 46432F842 9,990 186,283 SH   SOLE   0 0 186,283
ISHARES TR CORE ST USDB ETF 46432F859 3,409 68,178 SH   SOLE   0 0 68,178
ISHARES TR GNMA BOND ETF 46429B333 352 7,080 SH   SOLE   0 0 7,080
ABBVIE INC COM 00287Y109 1,380 22,032 SH   SOLE   0 0 22,032
DOUBLELINE INCOME SOLUTIONS COM 258622109 675 35,533 SH   SOLE   0 0 35,533
WISDOMTREE TR US QTLY DIV GRT 97717X669 309 9,294 SH   SOLE   0 0 9,294
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 1,215 22,385 SH   SOLE   0 0 22,385
FIDELITY TELECOMM SVCS 316092873 542 16,886 SH   SOLE   0 0 16,886
FIDELITY MSCI INFO TECH I 316092808 672 18,205 SH   SOLE   0 0 18,205
FIDELITY MSCI INDL INDX 316092709 579 17,975 SH   SOLE   0 0 17,975
ISHARES TR 0-5YR INVT GR CP 46434V100 210 4,180 SH   SOLE   0 0 4,180
ALPHABET INC CAP STK CL C 02079K107 1,319 1,710 SH   SOLE   0 0 1,710
WISDOMTREE TR ITL HDG QTLY DIV 97717X594 252 9,579 SH   SOLE   0 0 9,579
ISHARES TR CORE DIV GRWTH 46434V621 720 24,927 SH   SOLE   0 0 24,927
ISHARES TR CORE MSCI PAC 46434V696 215 4,408 SH   SOLE   0 0 4,408
ISHARES TR CORE TL USD BD 46434V613 633 12,597 SH   SOLE   0 0 12,597
SYNCHRONY FINL COM 87165B103 317 8,727 SH   SOLE   0 0 8,727
ISHARES TR IBONDS SEP20 ETF 46434V571 218 8,630 SH   SOLE   0 0 8,630
ABSOLUTE SHS TR WBI TCT HG INC 00400R882 213 8,933 SH   SOLE   0 0 8,933
KRAFT HEINZ CO COM 500754106 425 4,867 SH   SOLE   0 0 4,867
PAYPAL HLDGS INC COM 70450Y103 307 7,779 SH   SOLE   0 0 7,779
HEWLETT PACKARD ENTERPRISE C COM 42824C109 495 21,403 SH   SOLE   0 0 21,403
HUBBELL INC COM 443510607 677 5,798 SH   SOLE   0 0 5,798