The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,694 9,487 SH   SOLE 9,487 0 0
ABBVIE INC COM 00287Y109 237 3,790 SH   SOLE 3,790 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 784 6,690 SH   SOLE 6,690 0 0
ADOBE SYS INC COM 00724F101 386 3,751 SH   SOLE 3,751 0 0
ALPHABET INC CAP STK CL A 02079K305 475 600 SH   SOLE 600 0 0
ALPHABET INC CAP STK CL C 02079K107 441 572 SH   SOLE 572 0 0
ALTRIA GROUP INC COM 02209S103 1,134 16,771 SH   SOLE 16,771 0 0
AMERICAN EXPRESS CO COM 025816109 213 2,873 SH   SOLE 2,873 0 0
APPLE INC COM 037833100 1,225 10,581 SH   SOLE 10,581 0 0
AT&T INC COM 00206R102 1,807 42,494 SH   SOLE 42,494 0 0
BANK AMER CORP COM 060505104 778 35,190 SH   SOLE 35,190 0 0
BANK NEW YORK MELLON CORP COM 064058100 452 9,543 SH   SOLE 9,543 0 0
BAXTER INTL INC COM 071813109 271 6,102 SH   SOLE 6,102 0 0
BB&T CORP COM 054937107 702 14,937 SH   SOLE 14,937 0 0
BECTON DICKINSON & CO COM 075887109 210 1,270 SH   SOLE 1,270 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 568 3,488 SH   SOLE 3,488 0 0
BLACKROCK INC COM 09247X101 671 1,764 SH   SOLE 1,764 0 0
BOEING CO COM 097023105 501 3,215 SH   SOLE 3,215 0 0
BOULDER GROWTH & INCOME FD I COM 101507101 150 16,769 SH   SOLE 16,769 0 0
CHEVRON CORP NEW COM 166764100 453 3,851 SH   SOLE 3,851 0 0
COCA COLA CO COM 191216100 315 7,590 SH   SOLE 7,590 0 0
COLGATE PALMOLIVE CO COM 194162103 303 4,630 SH   SOLE 4,630 0 0
COMCAST CORP NEW CL A 20030N101 384 5,567 SH   SOLE 5,567 0 0
CONOCOPHILLIPS COM 20825C104 325 6,475 SH   SOLE 6,475 0 0
CSX CORP COM 126408103 408 11,358 SH   SOLE 11,358 0 0
CTI BIOPHARMA CORP COM 12648l106 10 25,000 SH   SOLE 25,000 0 0
DISNEY WALT CO COM DISNEY 254687106 352 3,375 SH   SOLE 3,375 0 0
DOMINION RES INC VA NEW COM 25746U109 217 2,835 SH   SOLE 2,835 0 0
EXXON MOBIL CORP COM 30231G102 2,477 27,439 SH   SOLE 27,439 0 0
FIRST TR EXCHANGE TRADED FD NY ARCA BIOTECH 33733E203 206 2,264 SH   SOLE 2,264 0 0
FORTUNE BRANDS HOME & SEC IN COM 34964C106 256 4,787 SH   SOLE 4,787 0 0
GENERAL ELECTRIC CO COM 369604103 1,401 44,332 SH   SOLE 44,332 0 0
HARRIS CORP DEL COM 413875105 353 3,445 SH   SOLE 3,445 0 0
HERSHEY CO COM 427866108 293 2,830 SH   SOLE 2,830 0 0
HINGHAM INSTN SVGS MASS COM 433323102 217 1,102 SH   SOLE 1,102 0 0
HONEYWELL INTL INC COM 438516106 562 4,855 SH   SOLE 4,855 0 0
ILLINOIS TOOL WKS INC COM 452308109 438 3,576 SH   SOLE 3,576 0 0
INTEL CORP COM 458140100 1,006 27,735 SH   SOLE 27,735 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,438 8,660 SH   SOLE 8,660 0 0
ISHARES GOLD TRUST ISHARES 464285105 1,761 158,920 SH   SOLE 158,920 0 0
ISHARES INC CORE MSCI EMKT 46434G103 32,449 764,408 SH   SOLE 764,408 0 0
ISHARES TR CORE MSCI EAFE 46432F842 2,044 38,106 SH   SOLE 38,106 0 0
ISHARES TR CORE S&P MCP ETF 464287507 39,860 241,077 SH   SOLE 241,077 0 0
ISHARES TR CORE S&P SCP ETF 464287804 279 2,030 SH   SOLE 2,030 0 0
ISHARES TR CORE S&P500 ETF 464287200 11,393 50,640 SH   SOLE 50,640 0 0
ISHARES TR CORE US AGGBD ET 464287226 280 2,593 SH   SOLE 2,593 0 0
ISHARES TR EAFE SML CP ETF 464288273 10,810 216,889 SH   SOLE 216,889 0 0
ISHARES TR JP MOR EM MK ETF 464288281 54,103 490,860 SH   SOLE 490,860 0 0
ISHARES TR MSCI ACWI EX US 464288240 859 21,340 SH   SOLE 21,340 0 0
ISHARES TR NASDQ BIOTEC ETF 464287556 985 3,711 SH   SOLE 3,711 0 0
ISHARES TR RUS 1000 ETF 464287622 15,236 122,416 SH   SOLE 122,416 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,098 10,467 SH   SOLE 10,467 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 856 7,643 SH   SOLE 7,643 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 3,828 32,185 SH   SOLE 32,185 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 233 1,728 SH   SOLE 1,728 0 0
ISHARES TR S&P 500 VAL ETF 464287408 251 2,479 SH   SOLE 2,479 0 0
ISHARES TR US HLTHCARE ETF 464287762 211 1,466 SH   SOLE 1,466 0 0
JOHNSON & JOHNSON COM 478160104 1,965 17,052 SH   SOLE 17,052 0 0
JPMORGAN CHASE & CO COM 46625H100 326 3,782 SH   SOLE 3,782 0 0
KIMBERLY CLARK CORP COM 494368103 470 4,120 SH   SOLE 4,120 0 0
KRAFT HEINZ CO COM 500754106 375 4,295 SH   SOLE 4,295 0 0
LOCKHEED MARTIN CORP COM 539830109 1,576 6,304 SH   SOLE 6,304 0 0
LOWES COS INC COM 548661107 349 4,912 SH   SOLE 4,912 0 0
LULULEMON ATHLETICA INC COM 550021109 503 7,741 SH   SOLE 7,741 0 0
MEDTRONIC PLC SHS G5960L103 361 5,074 SH   SOLE 5,074 0 0
MERCK & CO INC COM 58933Y105 520 8,825 SH   SOLE 8,825 0 0
MICROSOFT CORP COM 594918104 1,490 23,982 SH   SOLE 23,982 0 0
MONDELEZ INTL INC CL A 609207105 359 8,100 SH   SOLE 8,100 0 0
NORFOLK SOUTHERN CORP COM 655844108 328 3,037 SH   SOLE 3,037 0 0
NORTHROP GRUMMAN CORP COM 666807102 394 1,694 SH   SOLE 1,694 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 270 3,791 SH   SOLE 3,791 0 0
ORACLE CORP COM 68389X105 391 10,175 SH   SOLE 10,175 0 0
PEPSICO INC COM 713448108 1,051 10,042 SH   SOLE 10,042 0 0
PFIZER INC COM 717081103 716 22,042 SH   SOLE 22,042 0 0
PHILIP MORRIS INTL INC COM 718172109 705 7,706 SH   SOLE 7,706 0 0
PHILLIPS 66 COM 718546104 339 3,925 SH   SOLE 3,925 0 0
PITNEY BOWES INC COM 724479100 192 12,656 SH   SOLE 12,656 0 0
PROCTER AND GAMBLE CO COM 742718109 900 10,701 SH   SOLE 10,701 0 0
PUBLIC SVC ENTERPRISE GROUP COM 744573106 453 10,324 SH   SOLE 10,324 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 795 7,253 SH   SOLE 7,253 0 0
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463x749 1,155 24,645 SH   SOLE 24,645 0 0
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 765 21,216 SH   SOLE 21,216 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,888 12,920 SH   SOLE 12,920 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 4,454 14,762 SH   SOLE 14,762 0 0
SPDR SER TR NUVEEN BLMBRG SR 78468R739 311 6,494 SH   SOLE 6,494 0 0
STERLING BANCORP DEL COM 85917A100 281 12,024 SH   SOLE 12,024 0 0
STEWARDSHIP FINL CORP COM 860326107 183 18,702 SH   SOLE 18,702 0 0
SYNERGY PHARMACEUTICALS DEL COM NEW 871639308 64 10,500 SH   SOLE 10,500 0 0
TEVA PHARMACEUTICAL INDS LTD ADR 881624209 371 10,231 SH   SOLE 10,231 0 0
UNION PAC CORP COM 907818108 814 7,854 SH   SOLE 7,854 0 0
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 513 24,535 SH   SOLE 24,535 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 843 10,438 SH   SOLE 10,438 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 1,577 11,978 SH   SOLE 11,978 0 0
VANGUARD INDEX FDS REIT ETF 922908553 446 5,398 SH   SOLE 5,398 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 653 3,182 SH   SOLE 3,182 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 19,324 159,704 SH   SOLE 159,704 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 343 2,574 SH   SOLE 2,574 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,411 12,234 SH   SOLE 12,234 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 21,986 236,387 SH   SOLE 236,387 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 513 11,619 SH   SOLE 11,619 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 8,604 240,457 SH   SOLE 240,457 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,010 12,725 SH   SOLE 12,725 0 0
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 7,880 92,511 SH   SOLE 92,511 0 0
VANGUARD WHITEHALL FDS INC EMERG MKT BD ETF 921946885 991 12,786 SH   SOLE 12,786 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 1,360 17,954 SH   SOLE 17,954 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306 578 5,525 SH   SOLE 5,525 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,205 22,578 SH   SOLE 22,578 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 202 2,442 SH   SOLE 2,442 0 0