The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 745 4,177 SH   DFND 2 3 0 0 4,177
ABBOTT LABS COM 002824100 960 24,995 SH   DFND 2 3 0 0 24,995
ABBVIE INC COM 00287Y109 1,313 20,971 SH   DFND 2 3 0 0 20,971
ACNB CORP COM 000868109 348 11,130 SH   DFND 2 3 0 0 11,130
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 714 8,121 SH   DFND 2 3 0 0 8,121
ALLEGHANY CORP DEL COM 017175100 260 428 SH   DFND 2 3 0 0 428
ALLIANT ENERGY CORP COM 018802108 250 6,589 SH   DFND 2 3 0 0 6,589
ALPHA ARCHITECT ETF TR US QUANT ETF 02072L102 2,020 81,627 SH   DFND 2 3 0 0 81,627
ALPHABET INC CAP STK CL A 02079K305 956 1,206 SH   DFND 2 3 0 0 1,206
ALPHABET INC CAP STK CL C 02079K107 912 1,182 SH   DFND 2 3 0 0 1,182
ALTRIA GROUP INC COM 02209S103 1,160 17,154 SH   DFND 2 3 0 0 17,154
AMAZON COM INC COM 023135106 1,296 1,728 SH   DFND 2 3 0 0 1,728
AMERICAN ELEC PWR INC COM 025537101 219 3,474 SH   DFND 2 3 0 0 3,474
AMERICAN TOWER CORP NEW COM 03027X100 262 2,482 SH   DFND 2 3 0 0 2,482
AMGEN INC COM 031162100 1,938 13,257 SH   DFND 2 3 0 0 13,257
ANNALY CAP MGMT INC COM 035710409 166 16,615 SH   DFND 2 3 0 0 16,615
ANNALY CAP MGMT INC COM 035710409 9 900 SH   SOLE 0 0 900
APPLE INC COM 037833100 6,093 52,605 SH   DFND 2 3 0 0 52,605
ARCONIC INC COM 03965L100 234 12,644 SH   DFND 2 3 0 0 12,644
AT&T INC COM 00206R102 3,452 81,169 SH   DFND 2 3 0 0 81,169
AT&T INC COM 00206R102 52 1,207 SH   SOLE 0 0 1,207
AUBURN NATL BANCORP COM 050473107 503 16,055 SH   DFND 2 3 0 0 16,055
BANK AMER CORP COM 060505104 521 23,571 SH   DFND 2 3 0 0 23,571
BARD C R INC COM 067383109 413 1,841 SH   DFND 2 3 0 0 1,841
BB&T CORP COM 054937107 2,449 52,096 SH   DFND 2 3 0 0 52,096
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,709 7 SH   DFND 2 3 0 0 7
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,847 17,465 SH   DFND 2 3 0 0 17,465
BOEING CO COM 097023105 495 3,177 SH   DFND 2 3 0 0 3,177
BP PLC SPONSORED ADR 055622104 475 12,698 SH   DFND 2 3 0 0 12,698
BRISTOL MYERS SQUIBB CO COM 110122108 816 13,979 SH   DFND 2 3 0 0 13,979
BRISTOL MYERS SQUIBB CO COM 110122108 1 400 SH Call DFND 2 3 0 0 400
CALUMET SPECIALTY PRODS PTNR UT LTD PARTNER 131476103 54 13,534 SH   DFND 2 3 0 0 13,534
CAROLINA FINL CORP NEW COM 143873107 237 7,684 SH   DFND 2 3 0 0 7,684
CATERPILLAR INC DEL COM 149123101 217 2,340 SH   DFND 2 3 0 0 2,340
CELGENE CORP COM 151020104 816 7,054 SH   DFND 2 3 0 0 7,054
CENTRAL FD CDA LTD CL A 153501101 327 28,940 SH   DFND 2 3 0 0 28,940
CHEMICAL FINL CORP COM 163731102 346 6,387 SH   DFND 2 3 0 0 6,387
CHESAPEAKE ENERGY CORP NOTE 2.250%12/1 165167CB1 15 15,000 PRN   DFND 2 3 0 0 15,000
CHEVRON CORP NEW COM 166764100 7,284 61,887 SH   DFND 2 3 0 0 61,887
CHUBB LIMITED COM H1467J104 213 1,614 SH   DFND 2 3 0 0 1,614
CINTAS CORP COM 172908105 147 1,271 SH   DFND 2 3 0 0 1,271
CINTAS CORP COM 172908105 65 560 SH   SOLE 0 0 560
CISCO SYS INC COM 17275R102 3,334 110,307 SH   DFND 2 3 0 0 110,307
CLAYMORE EXCHANGE TRD FD TR GUG BULL2018 E 18383M530 1,635 77,201 SH   DFND 2 3 0 0 77,201
CLAYMORE EXCHANGE TRD FD TR GUG BULL2019 E 18383M522 1,938 91,679 SH   DFND 2 3 0 0 91,679
CLAYMORE EXCHANGE TRD FD TR GUG BULL2020 E 18383M514 1,466 69,166 SH   DFND 2 3 0 0 69,166
CLAYMORE EXCHANGE TRD FD TR GUGG BULSH 2021 18383M266 945 45,014 SH   DFND 2 3 0 0 45,014
CLAYMORE EXCHANGE TRD FD TR GUGG BULSH 2022 18383M258 572 27,343 SH   DFND 2 3 0 0 27,343
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2017 18383M548 1,079 47,729 SH   DFND 2 3 0 0 47,729
CLOROX CO DEL COM 189054109 2,791 23,262 SH   DFND 2 3 0 0 23,262
COCA COLA CO COM 191216100 1,045 25,218 SH   DFND 2 3 0 0 25,218
COCA COLA CO COM 191216100 6 137 SH   SOLE 0 0 137
COLGATE PALMOLIVE CO COM 194162103 256 3,917 SH   DFND 2 3 0 0 3,917
COMCAST CORP NEW CL A 20030N101 413 5,984 SH   DFND 2 3 0 0 5,984
COMCAST CORP NEW CL A 20030N101 2 24 SH   SOLE 0 0 24
COMMSCOPE HLDG CO INC COM 20337X109 223 6,000 SH   DFND 2 3 0 0 6,000
CONAGRA BRANDS INC COM 205887102 234 5,915 SH   DFND 2 3 0 0 5,915
CONOCOPHILLIPS COM 20825C104 363 7,242 SH   DFND 2 3 0 0 7,242
CONSOLIDATED EDISON INC COM 209115104 458 6,222 SH   DFND 2 3 0 0 6,222
COSTCO WHSL CORP NEW COM 22160K105 692 4,317 SH   DFND 2 3 0 0 4,317
CU BANCORP CALIF COM 126534106 870 24,288 SH   DFND 2 3 0 0 24,288
CVS HEALTH CORP COM 126650100 435 5,521 SH   DFND 2 3 0 0 5,521
DELTA AIR LINES INC DEL COM NEW 247361702 202 4,118 SH   DFND 2 3 0 0 4,118
DISNEY WALT CO COM DISNEY 254687106 962 9,231 SH   DFND 2 3 0 0 9,231
DISNEY WALT CO COM DISNEY 254687106 13 120 SH   SOLE 0 0 120
DOMINION RES INC VA NEW COM 25746U109 1,467 19,156 SH   DFND 2 3 0 0 19,156
DOW CHEM CO COM 260543103 417 7,291 SH   DFND 2 3 0 0 7,291
DUKE ENERGY CORP NEW COM NEW 26441C204 648 8,340 SH   DFND 2 3 0 0 8,340
DUN & BRADSTREET CORP DEL NE COM 26483E100 507 4,183 SH   DFND 2 3 0 0 4,183
EATON CORP PLC SHS G29183103 1,965 29,290 SH   DFND 2 3 0 0 29,290
ENTERPRISE PRODS PARTNERS L COM 293792107 439 16,253 SH   DFND 2 3 0 0 16,253
EXELON CORP COM 30161N101 434 12,229 SH   DFND 2 3 0 0 12,229
EXXON MOBIL CORP COM 30231G102 6,628 73,426 SH   DFND 2 3 0 0 73,426
EXXON MOBIL CORP COM 30231G102 18 200 SH   SOLE 0 0 200
FACEBOOK INC CL A 30303M102 23 200 SH   SOLE 0 0 200
FACEBOOK INC CL A 30303M102 1,071 9,317 SH   DFND 2 3 0 0 9,317
FASTENAL CO COM 311900104 384 8,176 SH   DFND 2 3 0 0 8,176
FEDEX CORP COM 31428X106 496 2,668 SH   DFND 2 3 0 0 2,668
FIDELITY CONSMR STAPLES 316092303 435 13,916 SH   DFND 2 3 0 0 13,916
FIDELITY MSCI INFO TECH I 316092808 211 5,713 SH   DFND 2 3 0 0 5,713
FIDELITY COMWLTH TR NDQ CP IDX TRK 315912808 323 1,528 SH   DFND 2 3 0 0 1,528
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303 235 6,912 SH   DFND 2 3 0 0 6,912
FIDELITY NATL INFORMATION SV COM 31620M106 356 4,705 SH   DFND 2 3 0 0 4,705
FIRST FINL BANCORP OH COM 320209109 297 10,431 SH   DFND 2 3 0 0 10,431
FIRST TR EXCHANGE TRADED FD CONSUMR STAPLE 33734X119 785 17,148 SH   DFND 2 3 0 0 17,148
FIRST TR MORNINGSTAR DIV LEA SHS 336917109 284 10,212 SH   DFND 2 3 0 0 10,212
FIRST TR VALUE LINE DIVID IN SHS 33734H106 371 13,225 SH   DFND 2 3 0 0 13,225
FLEXSHARES TR CR SCD US BD 33939L761 333 6,662 SH   DFND 2 3 0 0 6,662
FLEXSHARES TR DISCP DUR MBS 33939L779 206 8,528 SH   DFND 2 3 0 0 8,528
FLEXSHARES TR IBOXX 3R TARGT 33939L506 376 15,207 SH   DFND 2 3 0 0 15,207
FLEXSHARES TR M STAR DEV MKT 33939L803 448 7,943 SH   DFND 2 3 0 0 7,943
FLEXSHARES TR MORNSTAR USMKT 33939L100 600 6,244 SH   DFND 2 3 0 0 6,244
FLEXSHARES TR QUALT DIVD IDX 33939L860 261 6,623 SH   DFND 2 3 0 0 6,623
FORD MTR CO DEL COM PAR $0.01 345370860 281 23,120 SH   DFND 2 3 0 0 23,120
FORD MTR CO DEL COM PAR $0.01 345370860 9 750 SH   SOLE 0 0 750
FRONTIER COMMUNICATIONS CORP COM 35906A108 70 20,662 SH   DFND 2 3 0 0 20,662
FRONTIER COMMUNICATIONS CORP COM 35906A108 1 180 SH   SOLE 0 0 180
GENERAL DYNAMICS CORP COM 369550108 247 1,431 SH   DFND 2 3 0 0 1,431
GENERAL ELECTRIC CO COM 369604103 3,068 97,096 SH   DFND 2 3 0 0 97,096
GENERAL MLS INC COM 370334104 420 6,799 SH   DFND 2 3 0 0 6,799
GENUINE PARTS CO COM 372460105 2,113 22,120 SH   DFND 2 3 0 0 22,120
GILEAD SCIENCES INC COM 375558103 547 7,641 SH   DFND 2 3 0 0 7,641
GOLDMAN SACHS GROUP INC COM 38141G104 218 909 SH   DFND 2 3 0 0 909
GROUPE CGI INC CL A SUB VTG 39945C109 370 7,710 SH   DFND 2 3 0 0 7,710
HASBRO INC COM 418056107 1,887 24,261 SH   DFND 2 3 0 0 24,261
HOME DEPOT INC COM 437076102 4,111 30,662 SH   DFND 2 3 0 0 30,662
HONEYWELL INTL INC COM 438516106 307 2,657 SH   DFND 2 3 0 0 2,657
HP INC COM 40434L105 148 10,013 SH   DFND 2 3 0 0 10,013
ILLINOIS TOOL WKS INC COM 452308109 354 2,891 SH   DFND 2 3 0 0 2,891
INCYTE CORP COM 45337C102 302 3,015 SH   DFND 2 3 0 0 3,015
INTEL CORP COM 458140100 3,815 105,200 SH   DFND 2 3 0 0 105,200
INTEL CORP COM 458140100 12 340 SH   SOLE 0 0 340
INTERNATIONAL BUSINESS MACHS COM 459200101 1,074 6,469 SH   DFND 2 3 0 0 6,469
ISHARES GLB SILV MIN ETF 464286327 143 13,612 SH   DFND 2 3 0 0 13,612
ISHARES IBONDS SEP17 ETF 464289271 993 36,520 SH   DFND 2 3 0 0 36,520
ISHARES MIN VOL EMRG MKT 464286533 767 15,670 SH   DFND 2 3 0 0 15,670
ISHARES GOLD TRUST ISHARES 464285105 260 23,475 SH   DFND 2 3 0 0 23,475
ISHARES INC CORE MSCI EMKT 46434G103 50,434 1,188,096 SH   DFND 1 1,188,096 0 0
ISHARES INC CORE MSCI EMKT 46434G103 3,051 71,865 SH   DFND 2 3 0 0 71,865
ISHARES SILVER TRUST ISHARES 46428Q109 291 19,238 SH   DFND 2 3 0 0 19,238
ISHARES TR COHEN&STEER REIT 464287564 1,040 10,441 SH   DFND 2 3 0 0 10,441
ISHARES TR CORE DIV GRWTH 46434V621 1,339 46,338 SH   DFND 2 3 0 0 46,338
ISHARES TR CORE HIGH DV ETF 46429B663 3,267 39,715 SH   DFND 2 3 0 0 39,715
ISHARES TR CORE MSCI EAFE 46432F842 1,895 35,325 SH   DFND 2 3 0 0 35,325
ISHARES TR CORE S&P MCP ETF 464287507 2,645 15,998 SH   DFND 2 3 0 0 15,998
ISHARES TR CORE S&P SCP ETF 464287804 3,084 22,433 SH   DFND 2 3 0 0 22,433
ISHARES TR CORE S&P TTL STK 464287150 222 4,340 SH   DFND 2 3 0 0 4,340
ISHARES TR CORE S&P500 ETF 464287200 6,674 29,664 SH   DFND 2 3 0 0 29,664
ISHARES TR CORE US AGGBD ET 464287226 2,570 23,784 SH   DFND 2 3 0 0 23,784
ISHARES TR EAFE GRWTH ETF 464288885 3,553 55,787 SH   DFND 2 3 0 0 55,787
ISHARES TR EAFE SML CP ETF 464288273 958 19,208 SH   DFND 2 3 0 0 19,208
ISHARES TR EAFE VALUE ETF 464288877 3,007 63,636 SH   DFND 2 3 0 0 63,636
ISHARES TR FLTG RATE BD ETF 46429B655 1,637 32,267 SH   DFND 2 3 0 0 32,267
ISHARES TR IBONDS DEC21 ETF 46435G789 2,306 91,228 SH   DFND 2 3 0 0 91,228
ISHARES TR IBONDS DEC22 ETF 46435G755 1,055 41,648 SH   DFND 2 3 0 0 41,648
ISHARES TR IBONDS SEP18 ETF 46429B580 3,169 124,763 SH   DFND 2 3 0 0 124,763
ISHARES TR IBONDS SEP19 ETF 46429B564 3,440 135,826 SH   DFND 2 3 0 0 135,826
ISHARES TR IBONDS SEP20 ETF 46434V571 3,290 130,353 SH   DFND 2 3 0 0 130,353
ISHARES TR IBOXX HI YD ETF 464288513 312 3,604 SH   DFND 2 3 0 0 3,604
ISHARES TR MIN VOL EAFE ETF 46429B689 2,076 33,910 SH   DFND 2 3 0 0 33,910
ISHARES TR MIN VOL USA ETF 46429B697 4,200 92,883 SH   DFND 2 3 0 0 92,883
ISHARES TR MSCI ACWI ETF 464288257 488 8,251 SH   DFND 2 3 0 0 8,251
ISHARES TR MSCI EAFE ETF 464287465 5,093 88,223 SH   DFND 2 3 0 0 88,223
ISHARES TR MSCI EMG MKT ETF 464287234 471,569 13,469,552 SH   DFND 1 13,469,552 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 1,780 50,834 SH   DFND 2 3 0 0 50,834
ISHARES TR NATIONAL MUN ETF 464288414 327 3,026 SH   DFND 2 3 0 0 3,026
ISHARES TR RUS 1000 GRW ETF 464287614 9,640 91,894 SH   DFND 2 3 0 0 91,894
ISHARES TR RUS 1000 VAL ETF 464287598 8,744 78,045 SH   DFND 2 3 0 0 78,045
ISHARES TR RUS 2000 GRW ETF 464287648 755 4,907 SH   DFND 2 3 0 0 4,907
ISHARES TR RUS 2000 VAL ETF 464287630 790 6,642 SH   DFND 2 3 0 0 6,642
ISHARES TR RUS MID-CAP ETF 464287499 252 1,411 SH   DFND 2 3 0 0 1,411
ISHARES TR RUSSELL 2000 ETF 464287655 1,629 12,082 SH   DFND 2 3 0 0 12,082
ISHARES TR S&P 500 VAL ETF 464287408 861 8,487 SH   DFND 2 3 0 0 8,487
ISHARES TR SELECT DIVID ETF 464287168 496 5,601 SH   DFND 2 3 0 0 5,601
ISHARES TR TIPS BD ETF 464287176 1,565 13,827 SH   DFND 2 3 0 0 13,827
ISHARES TR U.S. PFD STK ETF 464288687 443 11,906 SH   DFND 2 3 0 0 11,906
ISHARES TR U.S. REAL ES ETF 464287739 680 8,835 SH   DFND 2 3 0 0 8,835
ISHARES TR USA MOMENTUM FCT 46432F396 831 10,949 SH   DFND 2 3 0 0 10,949
JAZZ PHARMACEUTICALS PLC SHS USD G50871105 206 1,888 SH   DFND 2 3 0 0 1,888
JOHNSON & JOHNSON COM 478160104 5,554 48,215 SH   DFND 2 3 0 0 48,215
JPMORGAN CHASE & CO COM 46625H100 4,965 57,531 SH   DFND 2 3 0 0 57,531
KAYNE ANDERSON MLP INVT CO COM 486606106 1,769 90,361 SH   DFND 2 3 0 0 90,361
KIMBERLY CLARK CORP COM 494368103 1,288 11,285 SH   DFND 2 3 0 0 11,285
KINDER MORGAN INC DEL COM 49456B101 430 20,790 SH   DFND 2 3 0 0 20,790
KRAFT HEINZ CO COM 500754106 248 2,837 SH   DFND 2 3 0 0 2,837
L BRANDS INC COM 501797104 1,538 23,367 SH   DFND 2 3 0 0 23,367
LGI HOMES INC COM 50187T106 211 7,350 SH   DFND 2 3 0 0 7,350
LILLY ELI & CO COM 532457108 250 3,398 SH   DFND 2 3 0 0 3,398
LILLY ELI & CO COM 532457108 11 150 SH   SOLE 0 0 150
LINCOLN NATL CORP IND COM 534187109 746 11,259 SH   DFND 2 3 0 0 11,259
LOCKHEED MARTIN CORP COM 539830109 2,807 11,230 SH   DFND 2 3 0 0 11,230
MARRIOTT INTL INC NEW CL A 571903202 1,588 19,211 SH   DFND 2 3 0 0 19,211
MARSH & MCLENNAN COS INC COM 571748102 295 4,365 SH   DFND 2 3 0 0 4,365
MASTERCARD INCORPORATED CL A 57636Q104 642 6,216 SH   DFND 2 3 0 0 6,216
MCCORMICK & CO INC COM VTG 579780107 261 2,800 SH   DFND 2 3 0 0 2,800
MCDONALDS CORP COM 580135101 1,386 11,389 SH   DFND 2 3 0 0 11,389
MCDONALDS CORP COM 580135101 26 216 SH   SOLE 0 0 216
MERCK & CO INC COM 58933Y105 552 9,373 SH   DFND 2 3 0 0 9,373
MERCK & CO INC COM 58933Y105 17 283 SH   SOLE 0 0 283
METLIFE INC COM 59156R108 1,863 34,564 SH   DFND 2 3 0 0 34,564
MGE ENERGY INC COM 55277P104 276 4,233 SH   DFND 2 3 0 0 4,233
MICROSOFT CORP COM 594918104 19 307 SH   SOLE 0 0 307
MICROSOFT CORP COM 594918104 6,480 104,282 SH   DFND 2 3 0 0 104,282
MIMEDX GROUP INC COM 602496101 178 20,123 SH   DFND 2 3 0 0 20,123
MOHAWK INDS INC COM 608190104 256 1,282 SH   DFND 2 3 0 0 1,282
MONDELEZ INTL INC CL A 609207105 280 6,321 SH   DFND 2 3 0 0 6,321
NATIONAL GRID PLC SPON ADR NEW 636274300 1,929 33,077 SH   DFND 2 3 0 0 33,077
NETFLIX INC COM 64110L106 267 2,162 SH   DFND 2 3 0 0 2,162
NORFOLK SOUTHERN CORP COM 655844108 611 5,650 SH   DFND 2 3 0 0 5,650
NOVARTIS A G SPONSORED ADR 66987V109 1,837 25,216 SH   DFND 2 3 0 0 25,216
NVR INC COM 62944T105 8,390 5,027 SH   DFND 2 3 0 0 5,027
O REILLY AUTOMOTIVE INC NEW COM 67103H107 605 2,174 SH   DFND 2 3 0 0 2,174
ONEOK PARTNERS LP UNIT LTD PARTN 68268N103 274 6,364 SH   DFND 2 3 0 0 6,364
OPPENHEIMER REV WEIGHTED ETF LARGE CAP REV ET 68386C104 257 5,912 SH   DFND 2 3 0 0 5,912
ORACLE CORP COM 68389X105 8 200 SH   SOLE 0 0 200
ORACLE CORP COM 68389X105 334 8,667 SH   DFND 2 3 0 0 8,667
PARK NATL CORP COM 700658107 227 1,893 SH   DFND 2 3 0 0 1,893
PAYCHEX INC COM 704326107 3,642 59,817 SH   DFND 2 3 0 0 59,817
PEPSICO INC COM 713448108 2,453 23,451 SH   DFND 2 3 0 0 23,451
PEPSICO INC COM 713448108 24 227 SH   SOLE 0 0 227
PFIZER INC COM 717081103 4,002 123,202 SH   DFND 2 3 0 0 123,202
PHILIP MORRIS INTL INC COM 718172109 910 9,946 SH   DFND 2 3 0 0 9,946
PHILLIPS 66 COM 718546104 1,174 13,586 SH   DFND 2 3 0 0 13,586
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 3,276 32,326 SH   DFND 2 3 0 0 32,326
PIONEER HIGH INCOME TR COM 72369H106 104 10,207 SH   DFND 2 3 0 0 10,207
PNC FINL SVCS GROUP INC COM 693475105 1,756 15,010 SH   DFND 2 3 0 0 15,010
POWERSHARES ETF TR II DEV MKTS EX-US 73936T789 395 10,531 SH   DFND 2 3 0 0 10,531
POWERSHARES ETF TR II PFD PORTFOLIO 73936T565 163 11,443 SH   DFND 2 3 0 0 11,443
POWERSHARES ETF TR II PWRSHS SP500 LOW 73937B654 308 7,854 SH   DFND 2 3 0 0 7,854
POWERSHARES ETF TR II S&P500 LOW VOL 73937B779 398 9,570 SH   DFND 2 3 0 0 9,570
POWERSHARES ETF TRUST S&P 500 QLTY PRT 73935X682 1,941 74,669 SH   DFND 2 3 0 0 74,669
POWERSHARES ETF TRUST II GLBL ST HI YLD 73936Q710 697 28,536 SH   DFND 2 3 0 0 28,536
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 577 4,876 SH   DFND 2 3 0 0 4,876
POWERSHS DB MULTI SECT COMM DB OIL FUND 73936B507 530 54,713 SH   DFND 2 3 0 0 54,713
PROCTER AND GAMBLE CO COM 742718109 17 200 SH   SOLE 0 0 200
PROCTER AND GAMBLE CO COM 742718109 17,564 208,897 SH   DFND 2 3 0 0 208,897
PROSHARES TR S&P 500 DV ARIST 74348A467 347 6,443 SH   DFND 2 3 0 0 6,443
PROSPECT CAPITAL CORPORATION NOTE 5.375%10/1 74348TAK8 61 60,000 PRN   DFND 2 3 0 0 60,000
PRUDENTIAL GLB SHT DUR HG YL COM 74433A109 166 11,156 SH   DFND 2 3 0 0 11,156
PUBLIC STORAGE COM 74460D109 307 1,372 SH   DFND 2 3 0 0 1,372
QIAGEN NV REG SHS N72482107 461 16,451 SH   DFND 2 3 0 0 16,451
RAYTHEON CO COM NEW 755111507 212 1,494 SH   DFND 2 3 0 0 1,494
REALTY INCOME CORP COM 756109104 2,198 38,245 SH   DFND 2 3 0 0 38,245
REPUBLIC SVCS INC COM 760759100 220 3,850 SH   DFND 2 3 0 0 3,850
RETAIL PPTYS AMER INC CL A 76131V202 304 19,850 SH   DFND 2 3 0 0 19,850
REYNOLDS AMERICAN INC COM 761713106 878 15,674 SH   DFND 2 3 0 0 15,674
RITE AID CORP COM 767754104 86 10,463 SH   DFND 2 3 0 0 10,463
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 450 8,275 SH   DFND 2 3 0 0 8,275
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 3,367 38,862 SH   DFND 2 3 0 0 38,862
RYDEX ETF TRUST GUG S&P500 EWCON 78355W874 2,496 20,905 SH   DFND 2 3 0 0 20,905
RYDEX ETF TRUST GUG S&P500 PU GR 78355W403 296 3,547 SH   DFND 2 3 0 0 3,547
SANDY SPRING BANCORP INC COM 800363103 1,107 27,687 SH   DFND 2 3 0 0 27,687
SCANA CORP NEW COM 80589M102 243 3,318 SH   DFND 2 3 0 0 3,318
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 281 3,726 SH   DFND 2 3 0 0 3,726
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 374 7,708 SH   DFND 2 3 0 0 7,708
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 891 18,404 SH   DFND 2 3 0 0 18,404
SIRIUS XM HLDGS INC COM 82968B103 69 15,432 SH   DFND 2 3 0 0 15,432
SMUCKER J M CO COM NEW 832696405 410 3,202 SH   DFND 2 3 0 0 3,202
SOUTHERN CO COM 842587107 1,436 29,207 SH   DFND 2 3 0 0 29,207
SPDR GOLD TRUST GOLD SHS 78463V107 2,600 23,725 SH   DFND 2 3 0 0 23,725
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 211 4,509 SH   DFND 2 3 0 0 4,509
SPDR S&P 500 ETF TR TR UNIT 78462F103 13,503 60,408 SH   DFND 2 3 0 0 60,408
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 2,992 9,916 SH   DFND 2 3 0 0 9,916
SPDR SERIES TRUST BLOMBRG BRC TIPS 78464A656 168 2,987 SH   DFND 2 3 0 0 2,987
SPDR SERIES TRUST BLOMBRG BRC TIPS 78464A656 188,173 3,348,799 SH   DFND 1 3,348,799 0 0
SPDR SERIES TRUST BLOOMBERG BRCLYS 78464A417 354 9,716 SH   DFND 2 3 0 0 9,716
SPDR SERIES TRUST S&P 500 VALUE 78464A508 230 2,100 SH   DFND 2 3 0 0 2,100
SPDR SERIES TRUST S&P DIVID ETF 78464A763 8,746 102,221 SH   DFND 2 3 0 0 102,221
SPDR SERIES TRUST S&P REGL BKG 78464A698 230 4,154 SH   DFND 2 3 0 0 4,154
SPDR SERIES TRUST S&P TRANSN ETF 78464A532 657 12,173 SH   DFND 2 3 0 0 12,173
SPECTRA ENERGY CORP COM 847560109 305 7,409 SH   DFND 2 3 0 0 7,409
SPIRIT RLTY CAP INC NEW COM 84860W102 193 17,809 SH   DFND 2 3 0 0 17,809
STARBUCKS CORP COM 855244109 682 12,292 SH   DFND 2 3 0 0 12,292
STOCK YDS BANCORP INC COM 861025104 506 10,773 SH   DFND 2 3 0 0 10,773
SUNCOR ENERGY INC NEW COM 867224107 808 24,729 SH   DFND 2 3 0 0 24,729
TARGET CORP COM 87612E106 1,765 24,436 SH   DFND 2 3 0 0 24,436
THERMO FISHER SCIENTIFIC INC COM 883556102 271 1,919 SH   DFND 2 3 0 0 1,919
TJX COS INC NEW COM 872540109 513 6,828 SH   DFND 2 3 0 0 6,828
TORCHMARK CORP COM 891027104 318 4,313 SH   DFND 2 3 0 0 4,313
TORONTO DOMINION BK ONT COM NEW 891160509 298 6,022 SH   DFND 2 3 0 0 6,022
UNION PAC CORP COM 907818108 831 8,016 SH   DFND 2 3 0 0 8,016
UNITED MICROELECTRONICS CORP SPON ADR NEW 910873405 30 17,340 SH   DFND 2 3 0 0 17,340
UNITED PARCEL SERVICE INC CL B 911312106 3,280 28,605 SH   DFND 2 3 0 0 28,605
UNITED STATES OIL FUND LP UNITS 91232N108 1,675 142,952 SH   DFND 2 3 0 0 142,952
UNITED STATES OIL FUND LP UNITS 91232N108 5 420 SH   SOLE 0 0 420
UNITED TECHNOLOGIES CORP COM 913017109 254 2,316 SH   DFND 2 3 0 0 2,316
UNITED TECHNOLOGIES CORP COM 913017109 15 139 SH   SOLE 0 0 139
UNITEDHEALTH GROUP INC COM 91324P102 464 2,894 SH   DFND 2 3 0 0 2,894
US BANCORP DEL COM NEW 902973304 1,211 23,587 SH   DFND 2 3 0 0 23,587
VALEANT PHARMACEUTICALS INTL COM 91911K102 180 12,438 SH   DFND 2 3 0 0 12,438
VANECK VECTORS ETF TR AMT FREE INT ETF 92189F544 760 32,785 SH   DFND 2 3 0 0 32,785
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189F361 592 19,952 SH   DFND 2 3 0 0 19,952
VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 17,467 195,972 SH   DFND 1 195,972 0 0
VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 2 26 SH   DFND 2 3 0 0 26
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 1,473 18,540 SH   DFND 2 3 0 0 18,540
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 174,504 2,159,971 SH   DFND 1 2,159,971 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 418 5,168 SH   DFND 2 3 0 0 5,168
VANGUARD INDEX FDS GROWTH ETF 922908736 1,295 11,621 SH   DFND 2 3 0 0 11,621
VANGUARD INDEX FDS LARGE CAP ETF 922908637 3,025 29,548 SH   DFND 2 3 0 0 29,548
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 193 1,830 SH   DFND 2 3 0 0 1,830
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 11,099 105,033 SH   DFND 1 105,033 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 16,501 169,782 SH   DFND 1 169,782 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 387 3,978 SH   DFND 2 3 0 0 3,978
VANGUARD INDEX FDS MID CAP ETF 922908629 2,592 19,690 SH   DFND 2 3 0 0 19,690
VANGUARD INDEX FDS REIT ETF 922908553 5,621 68,114 SH   DFND 1 68,114 0 0
VANGUARD INDEX FDS REIT ETF 922908553 3,860 46,774 SH   DFND 2 3 0 0 46,774
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 272 1,325 SH   DFND 2 3 0 0 1,325
VANGUARD INDEX FDS SM CP VAL ETF 922908611 13,899 114,869 SH   DFND 1 114,869 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,403 19,859 SH   DFND 2 3 0 0 19,859
VANGUARD INDEX FDS SMALL CP ETF 922908751 505 3,919 SH   DFND 2 3 0 0 3,919
VANGUARD INDEX FDS SML CP GRW ETF 922908595 5,521 41,464 SH   DFND 1 41,464 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 244 1,833 SH   DFND 2 3 0 0 1,833
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,294 11,222 SH   DFND 2 3 0 0 11,222
VANGUARD INDEX FDS TOTAL STK MKT 922908769 83,941 727,900 SH   DFND 1 727,900 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 2,823 30,354 SH   DFND 2 3 0 0 30,354
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 28,144 637,038 SH   DFND 1 637,038 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,178 26,651 SH   DFND 2 3 0 0 26,651
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,626 73,389 SH   DFND 2 3 0 0 73,389
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 14,771 412,825 SH   DFND 1 412,825 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 21,953 457,935 SH   DFND 1 457,935 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 667 13,910 SH   DFND 2 3 0 0 13,910
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 24,373 419,363 SH   DFND 1 419,363 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 212 3,644 SH   DFND 2 3 0 0 3,644
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 18,050 191,963 SH   DFND 1 191,963 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 52 559 SH   DFND 2 3 0 0 559
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1 20 SH   DFND 2 3 0 0 20
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 3,211 64,783 SH   DFND 1 64,783 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 385 7,833 SH   DFND 2 3 0 0 7,833
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 556 6,497 SH   DFND 2 3 0 0 6,497
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 69,491 1,328,963 SH   DFND 1 1,328,963 0 0
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 29 550 SH   DFND 2 3 0 0 550
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 23,323 293,849 SH   DFND 1 293,849 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 3,042 38,327 SH   DFND 2 3 0 0 38,327
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 27,825 326,659 SH   DFND 1 326,659 0 0
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 6,389 75,008 SH   DFND 2 3 0 0 75,008
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 36,567 1,000,745 SH   DFND 1 1,000,745 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,875 78,694 SH   DFND 2 3 0 0 78,694
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 4,808 63,448 SH   DFND 2 3 0 0 63,448
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 53,453 796,739 SH   DFND 1 796,739 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 50,551 580,307 SH   DFND 1 580,307 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 9 109 SH   DFND 2 3 0 0 109
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 1,620 12,592 SH   DFND 2 3 0 0 12,592
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 225 1,681 SH   DFND 2 3 0 0 1,681
VANGUARD WORLD FDS INF TECH ETF 92204A702 209 1,719 SH   DFND 2 3 0 0 1,719
VEREIT INC COM 92339V100 199 23,487 SH   DFND 2 3 0 0 23,487
VERIZON COMMUNICATIONS INC COM 92343V104 4,265 79,911 SH   DFND 2 3 0 0 79,911
VERIZON COMMUNICATIONS INC COM 92343V104 5 100 SH   SOLE 0 0 100
VISA INC COM CL A 92826C839 1,328 17,013 SH   DFND 2 3 0 0 17,013
VSE CORP COM 918284100 666 17,158 SH   DFND 2 3 0 0 17,158
WALGREENS BOOTS ALLIANCE INC COM 931427108 273 3,301 SH   DFND 2 3 0 0 3,301
WAL-MART STORES INC COM 931142103 640 9,265 SH   DFND 2 3 0 0 9,265
WAL-MART STORES INC COM 931142103 24 349 SH   SOLE 0 0 349
WASTE MGMT INC DEL COM 94106L109 2,251 31,741 SH   DFND 2 3 0 0 31,741
WEBSTER FINL CORP CONN COM 947890109 328 6,034 SH   DFND 2 3 0 0 6,034
WELLS FARGO & CO NEW COM 949746101 856 15,532 SH   DFND 2 3 0 0 15,532
WELLTOWER INC COM 95040Q104 1,783 26,647 SH   DFND 2 3 0 0 26,647
WESCO AIRCRAFT HLDGS INC COM 950814103 597 39,914 SH   DFND 2 3 0 0 39,914
WESTERN ASSET INTM MUNI FD I COM 958435109 102 10,720 SH   DFND 2 3 0 0 10,720
WISDOMTREE TR DIV EX-FINL FD 97717W406 574 7,143 SH   DFND 2 3 0 0 7,143
WISDOMTREE TR DYNAMIC LNG EQ 97717X313 365 13,289 SH   DFND 2 3 0 0 13,289
WISDOMTREE TR EMG MKTS SMCAP 97717W281 905 23,154 SH   DFND 2 3 0 0 23,154
WISDOMTREE TR FUTRE STRAT FD 97717W125 836 20,176 SH   DFND 2 3 0 0 20,176
WISDOMTREE TR INTL SMCAP DIV 97717W760 536 8,932 SH   DFND 2 3 0 0 8,932
WISDOMTREE TR ITL HDG QTLY DIV 97717X594 286 10,844 SH   DFND 2 3 0 0 10,844
WISDOMTREE TR MIDCAP DIVI FD 97717W505 332 3,516 SH   DFND 2 3 0 0 3,516
WISDOMTREE TR US QTLY DIV GRT 97717X669 306 9,187 SH   DFND 2 3 0 0 9,187