The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR U.S. UTILITS ETF 464287697 30,967 254,178 SH   SOLE   0 0 254,178
ISHARES TR CORE S&P MCP ETF 464287507 30,707 185,722 SH   SOLE   0 0 185,722
ISHARES TR CORE S&P SCP ETF 464287804 48,976 356,134 SH   SOLE   0 0 356,134
ISHARES TR CORE S&P500 ETF 464287200 134,299 596,911 SH   SOLE   0 0 596,911
ISHARES TR RUS 1000 ETF 464287622 1,555 12,495 SH   SOLE   0 0 12,495
ISHARES TR RUS 1000 VAL ETF 464287598 345 3,080 SH   SOLE   0 0 3,080
ISHARES TR RUS 1000 GRW ETF 464287614 871 8,303 SH   SOLE   0 0 8,303
ISHARES TR RUSSELL 2000 ETF 464287655 249 1,850 SH   SOLE   0 0 1,850
ISHARES TR DOW JONES US ETF 464287846 297 2,655 SH   SOLE   0 0 2,655
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,974 13,303 SH   SOLE   0 0 13,303
AMAZON COM INC COM 023135106 1,231 1,642 SH   SOLE   0 0 1,642
BRISTOL MYERS SQUIBB CO COM 110122108 298 5,101 SH   SOLE   0 0 5,101
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 21,624 132,680 SH   SOLE   0 0 132,680
BOEING CO COM 097023105 1,022 6,565 SH   SOLE   0 0 6,565
HELMERICH & PAYNE INC COM 423452101 201 2,600 SH   SOLE   0 0 2,600
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 752 6,351 SH   SOLE   0 0 6,351
ABBOTT LABS COM 002824100 10,137 263,922 SH   SOLE   0 0 263,922
BP PLC SPONSORED ADR 055622104 370 9,903 SH   SOLE   0 0 9,903
ALTRIA GROUP INC COM 02209S103 272 4,023 SH   SOLE   0 0 4,023
INTEL CORP COM 458140100 1,349 37,206 SH   SOLE   0 0 37,206
ORACLE CORP COM 68389X105 17,354 451,346 SH   SOLE   0 0 451,346
QUALCOMM INC COM 747525103 10,882 166,909 SH   SOLE   0 0 166,909
DISNEY WALT CO COM DISNEY 254687106 18,857 180,936 SH   SOLE   0 0 180,936
HONEYWELL INTL INC COM 438516106 530 4,573 SH   SOLE   0 0 4,573
JOHNSON & JOHNSON COM 478160104 21,078 182,957 SH   SOLE   0 0 182,957
PFIZER INC COM 717081103 3,980 122,545 SH   SOLE   0 0 122,545
EDISON INTL COM 281020107 205 2,841 SH   SOLE   0 0 2,841
RITE AID CORP COM 767754104 552 67,000 SH   SOLE   0 0 67,000
ISHARES TR MSCI EAFE ETF 464287465 29,483 510,706 SH   SOLE   0 0 510,706
CHEVRON CORP NEW COM 166764100 27,640 234,838 SH   SOLE   0 0 234,838
MICROSOFT CORP COM 594918104 600 9,654 SH   SOLE   0 0 9,654
VODAFONE GROUP PLC NEW SPNSR ADR 92857W308 2,444 100,032 SH   SOLE   0 0 100,032
AT&T INC COM 00206R102 12,530 294,624 SH   SOLE   0 0 294,624
CITIGROUP INC COM NEW 172967424 10,602 178,388 SH   SOLE   0 0 178,388
CISCO SYS INC COM 17275R102 279 9,239 SH   SOLE   0 0 9,239
INTERNATIONAL BUSINESS MACHS COM 459200101 656 3,952 SH   SOLE   0 0 3,952
COCA COLA CO COM 191216100 3,132 75,540 SH   SOLE   0 0 75,540
LOCKHEED MARTIN CORP COM 539830109 4,453 17,817 SH   SOLE   0 0 17,817
PEPSICO INC COM 713448108 3,359 32,103 SH   SOLE   0 0 32,103
STRYKER CORP COM 863667101 18,918 157,904 SH   SOLE   0 0 157,904
VERIZON COMMUNICATIONS INC COM 92343V104 11,708 219,328 SH   SOLE   0 0 219,328
ISHARES TR GLOB TELECOM ETF 464287275 3,961 67,457 SH   SOLE   0 0 67,457
ISHARES TR U.S. TELECOM ETF 464287713 1,896 54,961 SH   SOLE   0 0 54,961
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 3,824 73,953 SH   SOLE   0 0 73,953
ISHARES TR N AMER TECH ETF 464287549 31,837 257,140 SH   SOLE   0 0 257,140
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 621 7,289 SH   SOLE   0 0 7,289
SCHWAB CHARLES CORP NEW COM 808513105 1,882 47,673 SH   SOLE   0 0 47,673
YAHOO INC COM 984332106 371 9,600 SH   SOLE   0 0 9,600
BANK AMER CORP COM 060505104 602 27,239 SH   SOLE   0 0 27,239
STARBUCKS CORP COM 855244109 260 4,688 SH   SOLE   0 0 4,688
EXXON MOBIL CORP COM 30231G102 22,680 251,274 SH   SOLE   0 0 251,274
AFLAC INC COM 001055102 18,325 263,290 SH   SOLE   0 0 263,290
APPLIED MATLS INC COM 038222105 283 8,774 SH   SOLE   0 0 8,774
UNION PAC CORP COM 907818108 542 5,228 SH   SOLE   0 0 5,228
UNILEVER PLC SPON ADR NEW 904767704 2,785 68,420 SH   SOLE   0 0 68,420
BAXTER INTL INC COM 071813109 8,990 202,748 SH   SOLE   0 0 202,748
COLGATE PALMOLIVE CO COM 194162103 9,840 150,362 SH   SOLE   0 0 150,362
COSTCO WHSL CORP NEW COM 22160K105 18,581 116,054 SH   SOLE   0 0 116,054
DANAHER CORP DEL COM 235851102 8,078 103,775 SH   SOLE   0 0 103,775
MERCK & CO INC COM 58933Y105 435 7,392 SH   SOLE   0 0 7,392
PROCTER AND GAMBLE CO COM 742718109 3,941 46,875 SH   SOLE   0 0 46,875
GENERAL ELECTRIC CO COM 369604103 21,977 695,464 SH   SOLE   0 0 695,464
KIMBERLY CLARK CORP COM 494368103 3,350 29,359 SH   SOLE   0 0 29,359
HOME DEPOT INC COM 437076102 355 2,646 SH   SOLE   0 0 2,646
MCDONALDS CORP COM 580135101 278 2,284 SH   SOLE   0 0 2,284
JPMORGAN CHASE & CO COM 46625H100 1,703 19,734 SH   SOLE   0 0 19,734
TJX COS INC NEW COM 872540109 11,732 156,155 SH   SOLE   0 0 156,155
HP INC COM 40434L105 230 15,520 SH   SOLE   0 0 15,520
WELLS FARGO & CO NEW COM 949746101 735 13,337 SH   SOLE   0 0 13,337
ISHARES TR 1-3 YR TR BD ETF 464287457 283 3,354 SH   SOLE   0 0 3,354
ISHARES TR IBOXX INV CP ETF 464287242 301 2,569 SH   SOLE   0 0 2,569
MONSANTO CO NEW COM 61166W101 7,961 75,665 SH   SOLE   0 0 75,665
UNITEDHEALTH GROUP INC COM 91324P102 523 3,270 SH   SOLE   0 0 3,270
3M CO COM 88579Y101 366 2,048 SH   SOLE   0 0 2,048
COMCAST CORP NEW CL A 20030N101 207 2,999 SH   SOLE   0 0 2,999
XILINX INC COM 983919101 467 7,731 SH   SOLE   0 0 7,731
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,328 11,517 SH   SOLE   0 0 11,517
WASTE MGMT INC DEL COM 94106L109 302 4,252 SH   SOLE   0 0 4,252
DUKE ENERGY CORP NEW COM NEW 26441C204 394 5,070 SH   SOLE   0 0 5,070
CONOCOPHILLIPS COM 20825C104 262 5,226 SH   SOLE   0 0 5,226
CSX CORP COM 126408103 545 15,165 SH   SOLE   0 0 15,165
APPLE INC COM 037833100 39,419 340,350 SH   SOLE   0 0 340,350
CAMPBELL SOUP CO COM 134429109 2,038 33,704 SH   SOLE   0 0 33,704
CHUBB LIMITED COM H1467J104 215 1,631 SH   SOLE   0 0 1,631
ROSS STORES INC COM 778296103 6,591 100,473 SH   SOLE   0 0 100,473
PG&E CORP COM 69331C108 12,663 208,378 SH   SOLE   0 0 208,378
VANECK VECTORS ETF TR SEMICONDUCTOR ET 92189F676 369 5,146 SH   SOLE   0 0 5,146
SOUTHERN CO COM 842587107 245 4,979 SH   SOLE   0 0 4,979
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 295 8,231 SH   SOLE   0 0 8,231
NORTHROP GRUMMAN CORP COM 666807102 218 939 SH   SOLE   0 0 939
CERNER CORP COM 156782104 241 5,084 SH   SOLE   0 0 5,084
ISHARES TR CORE US AGGBD ET 464287226 189,068 1,749,655 SH   SOLE   0 0 1,749,655
FRONTIER COMMUNICATIONS CORP COM 35906A108 40 11,910 SH   SOLE   0 0 11,910
ISHARES TR SELECT DIVID ETF 464287168 435 4,912 SH   SOLE   0 0 4,912
ISHARES TR TIPS BD ETF 464287176 246 2,177 SH   SOLE   0 0 2,177
LINEAR TECHNOLOGY CORP COM 535678106 756 12,125 SH   SOLE   0 0 12,125
MFA FINL INC COM 55272X102 76 10,000 SH   SOLE   0 0 10,000
CLOROX CO DEL COM 189054109 3,182 26,509 SH   SOLE   0 0 26,509
SVB FINL GROUP COM 78486Q101 231 1,344 SH   SOLE   0 0 1,344
NVIDIA CORP COM 67066G104 287 2,693 SH   SOLE   0 0 2,693
NUCOR CORP COM 670346105 466 7,830 SH   SOLE   0 0 7,830
NOVO-NORDISK A S ADR 670100205 4,892 136,421 SH   SOLE   0 0 136,421
BANCO SANTANDER SA ADR 05964H105 53 10,213 SH   SOLE   0 0 10,213
ENTERPRISE PRODS PARTNERS L COM 293792107 513 18,988 SH   SOLE   0 0 18,988
ALPHABET INC CAP STK CL A 02079K305 19,659 24,808 SH   SOLE   0 0 24,808
VANGUARD INDEX FDS VALUE ETF 922908744 4,155 44,675 SH   SOLE   0 0 44,675
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 3,793 29,918 SH   SOLE   0 0 29,918
VANGUARD INDEX FDS REIT ETF 922908553 5,669 68,689 SH   SOLE   0 0 68,689
VANGUARD INDEX FDS GROWTH ETF 922908736 43,492 390,129 SH   SOLE   0 0 390,129
SPDR SERIES TRUST S&P DIVID ETF 78464A763 54,226 633,782 SH   SOLE   0 0 633,782
BIOTIME INC COM 09066L105 2,134 591,245 SH   SOLE   0 0 591,245
ISHARES GOLD TRUST ISHARES 464285105 434 39,137 SH   SOLE   0 0 39,137
CVB FINL CORP COM 126600105 359 15,635 SH   SOLE   0 0 15,635
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 1,972 15,328 SH   SOLE   0 0 15,328
MASTERCARD INCORPORATED CL A 57636Q104 19,264 186,578 SH   SOLE   0 0 186,578
WISDOMTREE TR MIDCAP DIVI FD 97717W505 6,603 69,961 SH   SOLE   0 0 69,961
WISDOMTREE TR SMALLCAP DIVID 97717W604 7,059 85,334 SH   SOLE   0 0 85,334
ISHARES TR USA ESG SLCT ETF 464288802 944 10,255 SH   SOLE   0 0 10,255
VANGUARD INDEX FDS LARGE CAP ETF 922908637 12,028 117,495 SH   SOLE   0 0 117,495
MEDICAL PPTYS TRUST INC COM 58463J304 170 13,824 SH   SOLE   0 0 13,824
LEIDOS HLDGS INC COM 525327102 202 3,943 SH   SOLE   0 0 3,943
ROYAL BK SCOTLAND GROUP PLC SPON ADR F 780097804 258 10,000 SH   SOLE   0 0 10,000
POWERSHARES ETF TRUST DYNA BUYBK ACH 73935X286 4,109 81,430 SH   SOLE   0 0 81,430
ISHARES TR SHRT TRS BD ETF 464288679 275 2,490 SH   SOLE   0 0 2,490
ISHARES TR IBOXX HI YD ETF 464288513 217 2,509 SH   SOLE   0 0 2,509
ISHARES TR 1-3 YR CR BD ETF 464288646 37,744 359,670 SH   SOLE   0 0 359,670
ISHARES TR GLOBAL MATER ETF 464288695 5,427 98,980 SH   SOLE   0 0 98,980
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 1,294 16,016 SH   SOLE   0 0 16,016
ISHARES TR MSCI KLD400 SOC 464288570 794 9,638 SH   SOLE   0 0 9,638
ISHARES TR U.S. PFD STK ETF 464288687 5,261 141,393 SH   SOLE   0 0 141,393
RYDEX ETF TRUST GUG S&P500EQWTTE 78355W817 7,931 73,099 SH   SOLE   0 0 73,099
ISHARES TR INTL SEL DIV ETF 464288448 7,242 244,982 SH   SOLE   0 0 244,982
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 383 10,473 SH   SOLE   0 0 10,473
ISHARES TR JP MOR EM MK ETF 464288281 219 1,984 SH   SOLE   0 0 1,984
ISHARES TR INTERM CR BD ETF 464288638 4,145 38,314 SH   SOLE   0 0 38,314
VISA INC COM CL A 92826C839 389 4,991 SH   SOLE   0 0 4,991
SPDR SERIES TRUST BLOMBRG BRC AGRT 78464A649 1,092 19,182 SH   SOLE   0 0 19,182
UNITED SECURITY BANCSHARES C COM 911460103 708 91,373 SH   SOLE   0 0 91,373
SPDR SERIES TRUST BLOMBRG BRC INTR 78464A375 1,075 31,698 SH   SOLE   0 0 31,698
PIMCO ETF TR 1-5 US TIP IDX 72201R205 418 7,966 SH   SOLE   0 0 7,966
SPDR SERIES TRUST WELLS FG PFD ETF 78464A292 474 11,305 SH   SOLE   0 0 11,305
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2,291 42,282 SH   SOLE   0 0 42,282
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,739 135,063 SH   SOLE   0 0 135,063
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 9,765 183,343 SH   SOLE   0 0 183,343
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 702 11,411 SH   SOLE   0 0 11,411
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 433 7,751 SH   SOLE   0 0 7,751
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 754 34,954 SH   SOLE   0 0 34,954
KKR & CO L P DEL COM UNITS 48248M102 254 16,500 SH   SOLE   0 0 16,500
PIMCO ETF TR INV GRD CRP BD 72201R817 1,013 9,904 SH   SOLE   0 0 9,904
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 9,212 44,871 SH   SOLE   0 0 44,871
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 256 5,159 SH   SOLE   0 0 5,159
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 311 6,898 SH   SOLE   0 0 6,898
POWERSHARES ETF TRUST II SENIOR LN PORT 73936Q769 2,994 128,154 SH   SOLE   0 0 128,154
ISHARES TR CORE HIGH DV ETF 46429B663 11,688 142,105 SH   SOLE   0 0 142,105
POWERSHARES ETF TR II S&P500 LOW VOL 73937B779 263 6,321 SH   SOLE   0 0 6,321
ISHARES TR FLTG RATE BD ETF 46429B655 18,526 365,187 SH   SOLE   0 0 365,187
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 29,899 580,569 SH   SOLE   0 0 580,569
PHILLIPS 66 COM 718546104 471 5,447 SH   SOLE   0 0 5,447
PIMCO ETF TR TTL RTN ACTV ETF 72201R775 4,095 39,326 SH   SOLE   0 0 39,326
FACEBOOK INC CL A 30303M102 809 7,029 SH   SOLE   0 0 7,029
ISHARES INC CORE MSCI EMKT 46434G103 25,934 610,932 SH   SOLE   0 0 610,932
ABBVIE INC COM 00287Y109 20,576 328,590 SH   SOLE   0 0 328,590
ALPHABET INC CAP STK CL C 02079K107 678 879 SH   SOLE   0 0 879
ISHARES TR CORE DIV GRWTH 46434V621 2,478 85,745 SH   SOLE   0 0 85,745
FIDELITY TOTAL BD ETF 316188309 1,035 20,793 SH   SOLE   0 0 20,793
HEWLETT PACKARD ENTERPRISE C COM 42824C109 296 12,787 SH   SOLE   0 0 12,787
ONCOCYTE CORPORATION COM 68235C107 209 29,656 SH   SOLE   0 0 29,656
FORTIVE CORP COM 34959J108 8,217 153,217 SH   SOLE   0 0 153,217