The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR S&P MIDCAP 400 464287507 82,640 499,821 SH   SOLE   499,821 0 0
VANGUARD TAX-MANAGED FD EUROPE PAC ETF 921943858 62,102 1,699,569 SH   SOLE   1,699,569 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 61,823 765,227 SH   SOLE   765,227 0 0
VANGUARD INDEX FDS S$P 500 ETF SH 922908413 45,014 219,251 SH   SOLE   219,251 0 0
ISHARES TR S&P SMLCAP 600 464287804 32,766 238,265 SH   SOLE   238,265 0 0
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 26,907 514,574 SH   SOLE   514,574 0 0
VANGUARD INDEX FDS REIT ETF 922908553 22,645 274,383 SH   SOLE   274,383 0 0
VANGUARD INTL EQUITY INDEX F EMR MKT ETF 922042858 20,505 573,088 SH   SOLE   573,088 0 0
ISHARES TR S&P 500 IN 464287200 13,735 61,049 SH   SOLE   61,049 0 0
ISHARES TR BARCLY USAGG B 464287226 12,114 112,108 SH   SOLE   112,108 0 0
ISHARES TR BARCLYS INTER CR 464288638 10,978 101,466 SH   SOLE   101,466 0 0
ISHARES TR BARCLYS MBS BD 464288588 7,426 69,835 SH   SOLE   69,835 0 0
ISHARES TR MSCI EAFE IDX 464287465 7,170 124,196 SH   SOLE   124,196 0 0
ISHARES TR S&P 500 VALUE 464287408 6,983 68,882 SH   SOLE   68,882 0 0
ISHARES TR S&P500 GRW 464287309 4,878 40,053 SH   SOLE   40,053 0 0
ISHARES TR RUSSELL MIDCAP 464287499 3,866 21,616 SH   SOLE   21,616 0 0
INTEL CORP COM 458140100 3,818 105,261 SH   SOLE   105,261 0 0
JOHNSON & JOHNSON COM 478160104 3,453 29,974 SH   SOLE   29,974 0 0
UNITEDHEALTH GROUP INC COM 91324P102 3,427 21,413 SH   SOLE   21,413 0 0
TRAVELERS COMPANIES INC COM 89417E109 3,104 25,356 SH   SOLE   25,356 0 0
CHEVRON CORP NEW COM 166764100 2,907 24,699 SH   SOLE   24,699 0 0
ISHARES TR CORE MSCI EAFE 46432F842 2,796 52,143 SH   SOLE   52,143 0 0
ISHARES TR RUSSELL1000VAL 464287598 2,747 24,523 SH   SOLE   24,523 0 0
ISHARES TR BARCLYS 1-3YR CR 464288646 2,643 25,185 SH   SOLE   25,185 0 0
WAL MART STORES INC COM 931142103 2,556 36,984 SH   SOLE   36,984 0 0
TJX COS INC NEW COM 872540109 2,417 32,175 SH   SOLE   32,175 0 0
EXXON MOBIL CORP COM 30231G102 2,386 26,433 SH   SOLE   26,433 0 0
3M CO COM 88579Y101 2,327 13,034 SH   SOLE   13,034 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 2,310 13,914 SH   SOLE   13,914 0 0
WELLS FARGO & CO NEW COM 949746101 2,308 41,884 SH   SOLE   41,884 0 0
MICROSOFT CORP COM 594918104 2,289 36,841 SH   SOLE   36,841 0 0
MARATHON PETE CORP COM 56585A102 2,278 45,240 SH   SOLE   45,240 0 0
DEERE & CO COM 244199105 2,232 21,660 SH   SOLE   21,660 0 0
APPLE INC COM 037833100 2,229 19,243 SH   SOLE   19,243 0 0
KROGER CO COM 501044101 2,154 62,414 SH   SOLE   62,414 0 0
EMERSON ELEC CO COM 291011104 2,035 36,505 SH   SOLE   36,505 0 0
ISHARES TR RUSSELL 2000 464287655 1,998 14,819 SH   SOLE   14,819 0 0
CAPITAL ONE FINL CORP COM 14040H105 1,895 21,722 SH   SOLE   21,722 0 0
TESORO CORP COM 881609101 1,838 21,016 SH   SOLE   21,016 0 0
GAP INC DEL COM 364760108 1,716 76,480 SH   SOLE   76,480 0 0
ISHARES TR DJ US REAL EST 464287739 1,677 21,800 SH   SOLE   21,800 0 0
MURPHY OIL CORP COM 626717102 1,602 51,470 SH   SOLE   51,470 0 0
AMERICAN EXPRESS CO COM 025816109 1,417 19,132 SH   SOLE   19,132 0 0
SELECT SECTOR SPDR TR SBI INT-TECH 81369Y803 1,410 29,148 SH   SOLE   29,148 0 0
FIFTH THIRD BANCORP COM 316773100 1,378 51,101 SH   SOLE   51,101 0 0
ISHARES TR NASDQ BIO INDX 464287556 1,339 5,044 SH   SOLE   5,044 0 0
JPMORGAN CHASE & CO COM 46625H100 1,331 15,420 SH   SOLE   15,420 0 0
ISHARES TR COHEN&ST RLTY 464287564 1,322 13,266 SH   SOLE   13,266 0 0
LOCKHEED MARTIN CORP COM 539830109 1,313 5,254 SH   SOLE   5,254 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,295 46,769 SH   SOLE   46,769 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,292 11,027 SH   SOLE   11,027 0 0
MACYS INC COM 55616P104 1,288 35,961 SH   SOLE   35,961 0 0
ISHARES TR BARCLYS TIPS BD 464287176 1,264 11,172 SH   SOLE   11,172 0 0
ANTHEM INC COM 036752103 1,231 8,563 SH   SOLE   8,563 0 0
CUMMINS INC COM 231021106 1,222 8,942 SH   SOLE   8,942 0 0
WHOLE FOODS MKT INC COM 966837106 1,198 38,962 SH   SOLE   38,962 0 0
GENERAL DYNAMICS CORP COM 369550108 1,184 6,859 SH   SOLE   6,859 0 0
ROCKWELL AUTOMATION INC COM 773903109 1,180 8,780 SH   SOLE   8,780 0 0
GILEAD SCIENCES INC COM 375558103 1,171 16,355 SH   SOLE   16,355 0 0
ISHARES TR RUSSELL1000GRW 464287614 1,130 10,773 SH   SOLE   10,773 0 0
BED BATH & BEYOND INC COM 075896100 1,107 27,227 SH   SOLE   27,227 0 0
PEPSICO INC COM 713448108 1,075 10,278 SH   SOLE   10,278 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1,038 9,467 SH   SOLE   9,467 0 0
VANGUARD SCOTTSDALE FDS SHRT-TERM CORP 92206C409 1,028 12,955 SH   SOLE   12,955 0 0
ISHARES TR MSCI EMERG MKT 464287234 1,013 28,928 SH   SOLE   28,928 0 0
ISHARES 3-7 YR TR BD ETF 464288661 968 7,905 SH   SOLE   7,905 0 0
ISHARES TR DJ US TECH SEC 464287721 961 7,991 SH   SOLE   7,991 0 0
HOME DEPOT INC COM 437076102 921 6,866 SH   SOLE   6,866 0 0
GRAINGER W W INC COM 384802104 807 3,475 SH   SOLE   3,475 0 0
LAUDER ESTEE COS INC CL A 518439104 757 9,900 SH   SOLE   9,900 0 0
PROCTER & GAMBLE CO COM 742718109 756 8,997 SH   SOLE   8,997 0 0
VALERO ENERGY CORP NEW COM 91913Y100 752 11,005 SH   SOLE   11,005 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 742 7,630 SH   SOLE   7,630 0 0
ISHARES TR DJ US HEALTHCR 464287762 740 5,136 SH   SOLE   5,136 0 0
QUEST DIAGNOSTICS INC COM 74834L100 712 7,750 SH   SOLE   7,750 0 0
NORFOLK SOUTHERN CORP COM 655844108 688 6,367 SH   SOLE   6,367 0 0
KIMBERLY CLARK CORP COM 494368103 675 5,916 SH   SOLE   5,916 0 0
KOHLS CORP COM 500255104 668 13,530 SH   SOLE   13,530 0 0
ISHARES TR MSCI SMALL CAP 464288273 589 11,820 SH   SOLE   11,820 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 576 4,327 SH   SOLE   4,327 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 563 10,882 SH   SOLE   10,882 0 0
SPDR SERIES TRUST INTERMD CR ETF 78464A375 546 16,105 SH   SOLE   16,105 0 0
MCDONALDS CORP COM 580135101 540 4,435 SH   SOLE   4,435 0 0
ISHARES TR RUSSELL 1000 464287622 538 4,325 SH   SOLE   4,325 0 0
SYSCO CORP COM 871829107 526 9,499 SH   SOLE   9,499 0 0
VISA INC COM CL A 92826C839 525 6,728 SH   SOLE   6,728 0 0
AT&T INC COM 00206R102 492 11,559 SH   SOLE   11,559 0 0
TEXAS INSTRS INC COM 882508104 462 6,325 SH   SOLE   6,325 0 0
CERNER CORP COM 156782104 456 9,633 SH   SOLE   9,633 0 0
MONSTER BEVERAGE CORP COM 611740101 454 10,241 SH   SOLE   10,241 0 0
KINDER MORGAN INC DEL COM 49456B101 441 21,295 SH   SOLE   21,295 0 0
ST JUDE MED INC COM 790849103 436 5,436 SH   SOLE   5,436 0 0
APACHE CORP COM 037411105 399 6,280 SH   SOLE   6,280 0 0
ISHARES TR DJ US FINL SEC 464287788 398 3,921 SH   SOLE   3,921 0 0
ISHARES TR NATIONAL MUN ETF 464288414 386 3,570 SH   SOLE   3,570 0 0
EXPRESS SCRIPTS INC COM 302182100 352 5,114 SH   SOLE   5,114 0 0
US BANCORP DEL COM NEW 902973304 348 6,770 SH   SOLE   6,770 0 0
ORACLE CORP COM 68389X105 345 8,978 SH   SOLE   8,978 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 345 2,114 SH   SOLE   2,114 0 0
GENERAL ELECTRIC CO COM 369604103 343 10,870 SH   SOLE   10,870 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 341 3,990 SH   SOLE   3,990 0 0
ENTERPRISE FINL SVCS CORP COM 293712105 328 7,620 SH   SOLE   7,620 0 0
CVS CAREMARK CORPORATION COM 126650100 327 4,150 SH   SOLE   4,150 0 0
TARGET CORP COM 87612E106 319 4,413 SH   SOLE   4,413 0 0
BOEING CO COM 097023105 319 2,047 SH   SOLE   2,047 0 0
MEDTRONIC INC COM 585055106 312 4,375 SH   SOLE   4,375 0 0
MONSANTO CO NEW COM 61166W101 306 2,909 SH   SOLE   2,909 0 0
NORTHROP GRUMMAN CORP COM 666807102 292 1,254 SH   SOLE   1,254 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 284 1,269 SH   SOLE   1,269 0 0
AMERICAN AIRLS GROUP INC COM 02376R102 261 5,600 SH   SOLE   5,600 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 240 2,900 SH   SOLE   2,900 0 0
DARDEN RESTAURANTS INC COM 237194105 235 3,230 SH   SOLE   3,230 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 231 3,714 SH   SOLE   3,714 0 0
ISHARES TR S&P SMLCP GROW 464287887 223 1,490 SH   SOLE   1,490 0 0
ISHARES INC MSCI PAC J IDX 464286665 195 4,927 SH   SOLE   4,927 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 195 1,900 SH   SOLE   1,900 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 188 3,522 SH   SOLE   3,522 0 0
VANGUARD INDEX FDS STK MRK ETF 922908769 182 1,575 SH   SOLE   1,575 0 0
ISHARES INC CORE MSCI EMKT 46434G103 180 4,245 SH   SOLE   4,245 0 0
JOHNSON CTLS INC COM 478366107 169 4,112 SH   SOLE   4,112 0 0
PFIZER INC COM 717081103 167 5,151 SH   SOLE   5,151 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 166 1,260 SH   SOLE   1,260 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 165 2,821 SH   SOLE   2,821 0 0
GOOGLE INC CL A 38259P508 156 197 SH   SOLE   197 0 0
LILLY ELI & CO COM 532457108 154 2,097 SH   SOLE   2,097 0 0
ISHARES TR MSCI KLD400 SOC 464288570 147 1,780 SH   SOLE   1,780 0 0
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 141 1,878 SH   SOLE   1,878 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 134 2,933 SH   SOLE   2,933 0 0
ALTRIA GROUP INC COM 02209S103 131 1,934 SH   SOLE   1,934 0 0
ILLINOIS TOOL WKS INC COM 452308109 131 1,066 SH   SOLE   1,066 0 0
GOOGLE INC CL A 38259P508 128 166 SH   SOLE   166 0 0
AMEREN CORP COM 023608102 125 2,383 SH   SOLE   2,383 0 0
DISNEY WALT CO COM DISNEY 254687106 118 1,136 SH   SOLE   1,136 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 102 2,307 SH   SOLE   2,307 0 0
SOUTHERN CO COM 842587107 101 1,973 SH   SOLE   1,973 0 0