The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR U.S. UTILITS ETF 464287697 30,251 246,806 SH   SOLE   0 0 246,806
ISHARES TR CORE S&P MCP ETF 464287507 28,311 182,996 SH   SOLE   0 0 182,996
ISHARES TR CORE S&P SCP ETF 464287804 45,028 362,688 SH   SOLE   0 0 362,688
ISHARES TR CORE S&P500 ETF 464287200 134,614 618,745 SH   SOLE   0 0 618,745
ISHARES TR RUS 1000 ETF 464287622 794 6,588 SH   SOLE   0 0 6,588
ISHARES TR RUSSELL 2000 ETF 464287655 215 1,728 SH   SOLE   0 0 1,728
ISHARES TR DOW JONES US ETF 464287846 288 2,655 SH   SOLE   0 0 2,655
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,732 12,633 SH   SOLE   0 0 12,633
AMAZON COM INC COM 23135106 571 682 SH   SOLE   0 0 682
BERKSHIRE HATHAWAY INC DEL CL B NEW 84670702 17,912 123,987 SH   SOLE   0 0 123,987
BOEING CO COM 97023105 756 5,742 SH   SOLE   0 0 5,742
HELMERICH & PAYNE INC COM 423452101 202 3,000 SH   SOLE   0 0 3,000
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 1,027 8,647 SH   SOLE   0 0 8,647
ABBOTT LABS COM 2824100 11,426 270,174 SH   SOLE   0 0 270,174
BP PLC SPONSORED ADR 55622104 327 9,293 SH   SOLE   0 0 9,293
INTEL CORP COM 458140100 1,209 32,021 SH   SOLE   0 0 32,021
ORACLE CORP COM 68389X105 16,935 431,139 SH   SOLE   0 0 431,139
QUALCOMM INC COM 747525103 22,246 324,756 SH   SOLE   0 0 324,756
DISNEY WALT CO COM DISNEY 254687106 16,690 179,738 SH   SOLE   0 0 179,738
HONEYWELL INTL INC COM 438516106 430 3,686 SH   SOLE   0 0 3,686
JOHNSON & JOHNSON COM 478160104 20,176 170,796 SH   SOLE   0 0 170,796
PFIZER INC COM 717081103 3,069 90,597 SH   SOLE   0 0 90,597
ISHARES TR MSCI EAFE ETF 464287465 30,188 510,531 SH   SOLE   0 0 510,531
CHEVRON CORP NEW COM 166764100 23,658 229,867 SH   SOLE   0 0 229,867
MICROSOFT CORP COM 594918104 500 8,682 SH   SOLE   0 0 8,682
VODAFONE GROUP PLC NEW SPNSR ADR 92857W308 2,494 85,558 SH   SOLE   0 0 85,558
AT&T INC COM 00206R102 3,502 86,246 SH   SOLE   0 0 86,246
CITIGROUP INC COM NEW 172967424 8,432 178,528 SH   SOLE   0 0 178,528
CISCO SYS INC COM 17275R102 306 9,631 SH   SOLE   0 0 9,631
INTERNATIONAL BUSINESS MACHS COM 459200101 475 2,991 SH   SOLE   0 0 2,991
COCA COLA CO COM 191216100 2,703 63,872 SH   SOLE   0 0 63,872
LOCKHEED MARTIN CORP COM 539830109 3,681 15,355 SH   SOLE   0 0 15,355
PEPSICO INC COM 713448108 2,774 25,501 SH   SOLE   0 0 25,501
STRYKER CORP COM 863667101 18,332 157,474 SH   SOLE   0 0 157,474
VERIZON COMMUNICATIONS INC COM 92343V104 11,027 212,149 SH   SOLE   0 0 212,149
ISHARES TR GLOB TELECOM ETF 464287275 3,225 52,149 SH   SOLE   0 0 52,149
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 3,806 71,534 SH   SOLE   0 0 71,534
ISHARES TR N AMER TECH ETF 464287549 32,087 259,579 SH   SOLE   0 0 259,579
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 1,067 12,713 SH   SOLE   0 0 12,713
SCHWAB CHARLES CORP NEW COM 808513105 1,975 62,550 SH   SOLE   0 0 62,550
YAHOO INC COM 984332106 444 10,300 SH   SOLE   0 0 10,300
BANK AMER CORP COM 60505104 276 17,629 SH   SOLE   0 0 17,629
STARBUCKS CORP COM 855244109 339 6,269 SH   SOLE   0 0 6,269
EXXON MOBIL CORP COM 30231G102 21,082 241,543 SH   SOLE   0 0 241,543
AFLAC INC COM 1055102 18,670 259,779 SH   SOLE   0 0 259,779
APPLIED MATLS INC COM 38222105 417 13,846 SH   SOLE   0 0 13,846
UNION PAC CORP COM 907818108 574 5,881 SH   SOLE   0 0 5,881
UNILEVER PLC SPON ADR NEW 904767704 2,608 55,020 SH   SOLE   0 0 55,020
BAXTER INTL INC COM 71813109 9,522 200,047 SH   SOLE   0 0 200,047
COLGATE PALMOLIVE CO COM 194162103 10,614 143,161 SH   SOLE   0 0 143,161
COSTCO WHSL CORP NEW COM 22160K105 17,397 114,071 SH   SOLE   0 0 114,071
SCHLUMBERGER LTD COM 806857108 271 3,448 SH   SOLE   0 0 3,448
DANAHER CORP DEL COM 235851102 7,976 101,745 SH   SOLE   0 0 101,745
MERCK & CO INC COM 58933Y105 337 5,398 SH   SOLE   0 0 5,398
PROCTER AND GAMBLE CO COM 742718109 3,287 36,629 SH   SOLE   0 0 36,629
GENERAL ELECTRIC CO COM 369604103 19,522 659,075 SH   SOLE   0 0 659,075
KIMBERLY CLARK CORP COM 494368103 3,024 23,972 SH   SOLE   0 0 23,972
HOME DEPOT INC COM 437076102 507 3,943 SH   SOLE   0 0 3,943
MCDONALDS CORP COM 580135101 214 1,853 SH   SOLE   0 0 1,853
JPMORGAN CHASE & CO COM 46625H100 1,189 17,857 SH   SOLE   0 0 17,857
TJX COS INC NEW COM 872540109 11,303 151,150 SH   SOLE   0 0 151,150
HP INC COM 40434L105 254 16,349 SH   SOLE   0 0 16,349
WELLS FARGO & CO NEW COM 949746101 448 10,108 SH   SOLE   0 0 10,108
ISHARES TR 1-3 YR TR BD ETF 464287457 272 3,204 SH   SOLE   0 0 3,204
ISHARES TR 7-10 Y TR BD ETF 464287440 388 3,464 SH   SOLE   0 0 3,464
ISHARES TR 20 YR TR BD ETF 464287432 205 1,489 SH   SOLE   0 0 1,489
ISHARES TR IBOXX INV CP ETF 464287242 593 4,817 SH   SOLE   0 0 4,817
MONSANTO CO NEW COM 61166W101 7,614 74,503 SH   SOLE   0 0 74,503
3M CO COM 88579Y101 278 1,580 SH   SOLE   0 0 1,580
COMCAST CORP NEW CL A 20030N101 267 4,030 SH   SOLE   0 0 4,030
XILINX INC COM 983919101 434 7,981 SH   SOLE   0 0 7,981
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,599 14,361 SH   SOLE   0 0 14,361
DUKE ENERGY CORP NEW COM NEW 26441C204 413 5,159 SH   SOLE   0 0 5,159
CONOCOPHILLIPS COM 20825C104 474 10,907 SH   SOLE   0 0 10,907
CSX CORP COM 126408103 536 17,565 SH   SOLE   0 0 17,565
APPLE INC COM 37833100 38,099 337,014 SH   SOLE   0 0 337,014
CAMPBELL SOUP CO COM 134429109 1,685 30,813 SH   SOLE   0 0 30,813
CELGENE CORP COM 151020104 236 2,261 SH   SOLE   0 0 2,261
ROSS STORES INC COM 778296103 5,598 87,060 SH   SOLE   0 0 87,060
PG&E CORP COM 69331C108 11,812 193,103 SH   SOLE   0 0 193,103
DOW CHEM CO COM 260543103 285 5,494 SH   SOLE   0 0 5,494
VANECK VECTORS ETF TR SEMICONDUCTOR ET 92189F676 323 4,647 SH   SOLE   0 0 4,647
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 689 18,312 SH   SOLE   0 0 18,312
ISHARES TR CORE US AGGBD ET 464287226 204,163 1,816,077 SH   SOLE   0 0 1,816,077
ISHARES TR SELECT DIVID ETF 464287168 425 4,962 SH   SOLE   0 0 4,962
ISHARES TR TIPS BD ETF 464287176 420 3,604 SH   SOLE   0 0 3,604
LINEAR TECHNOLOGY CORP COM 535678106 988 16,665 SH   SOLE   0 0 16,665
CLOROX CO DEL COM 189054109 2,609 20,845 SH   SOLE   0 0 20,845
DOLLAR GEN CORP NEW COM 256677105 202 2,887 SH   SOLE   0 0 2,887
NUCOR CORP COM 670346105 253 5,111 SH   SOLE   0 0 5,111
ISHARES TR MRNGSTR LG-CP GR 464287119 476 3,900 SH   SOLE   0 0 3,900
NOVO-NORDISK A S ADR 670100205 5,452 131,096 SH   SOLE   0 0 131,096
ENTERPRISE PRODS PARTNERS L COM 293792107 437 15,820 SH   SOLE   0 0 15,820
ALPHABET INC CAP STK CL A 02079K305 18,965 23,587 SH   SOLE   0 0 23,587
VANGUARD INDEX FDS VALUE ETF 922908744 3,425 39,367 SH   SOLE   0 0 39,367
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 3,968 29,859 SH   SOLE   0 0 29,859
VANGUARD INDEX FDS REIT ETF 922908553 4,952 57,092 SH   SOLE   0 0 57,092
VANGUARD INDEX FDS GROWTH ETF 922908736 43,166 384,419 SH   SOLE   0 0 384,419
SPDR SERIES TRUST S&P DIVID ETF 78464A763 53,829 638,091 SH   SOLE   0 0 638,091
BIOTIME INC COM 09066L105 2,306 591,245 SH   SOLE   0 0 591,245
ISHARES GOLD TRUST ISHARES 464285105 1,036 81,613 SH   SOLE   0 0 81,613
POWERSHARES ETF TRUST HI YLD EQ DVDN 73935X302 219 13,800 SH   SOLE   0 0 13,800
CVB FINL CORP COM 126600105 275 15,635 SH   SOLE   0 0 15,635
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 1,921 15,274 SH   SOLE   0 0 15,274
MASTERCARD INCORPORATED CL A 57636Q104 18,964 186,339 SH   SOLE   0 0 186,339
ESSEX PPTY TR INC COM 297178105 288 1,291 SH   SOLE   0 0 1,291
WISDOMTREE TR MIDCAP DIVI FD 97717W505 5,566 61,240 SH   SOLE   0 0 61,240
WISDOMTREE TR SMALLCAP DIVID 97717W604 5,111 67,954 SH   SOLE   0 0 67,954
ISHARES TR USA ESG SLCT ETF 464288802 832 9,147 SH   SOLE   0 0 9,147
VANGUARD INDEX FDS LARGE CAP ETF 922908637 11,210 113,052 SH   SOLE   0 0 113,052
POWERSHARES ETF TRUST DYNA BUYBK ACH 73935X286 3,951 83,285 SH   SOLE   0 0 83,285
ISHARES TR SHRT TRS BD ETF 464288679 250 2,263 SH   SOLE   0 0 2,263
ISHARES TR 1-3 YR CR BD ETF 464288646 36,335 343,564 SH   SOLE   0 0 343,564
ISHARES TR GLOBAL MATER ETF 464288695 5,105 95,435 SH   SOLE   0 0 95,435
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 1,125 13,375 SH   SOLE   0 0 13,375
ISHARES TR MSCI KLD400 SOC 464288570 657 8,156 SH   SOLE   0 0 8,156
ISHARES TR U.S. PFD STK ETF 464288687 4,679 118,450 SH   SOLE   0 0 118,450
RYDEX ETF TRUST GUG S&P500EQWTTE 78355W817 7,743 73,387 SH   SOLE   0 0 73,387
ISHARES TR INTL SEL DIV ETF 464288448 5,823 194,214 SH   SOLE   0 0 194,214
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 578 15,438 SH   SOLE   0 0 15,438
ISHARES TR JP MOR EM MK ETF 464288281 439 3,745 SH   SOLE   0 0 3,745
ISHARES TR INTERM CR BD ETF 464288638 3,583 32,180 SH   SOLE   0 0 32,180
VISA INC COM CL A 92826C839 256 3,101 SH   SOLE   0 0 3,101
ISHARES TR CALIF MUN BD ETF 464288356 331 2,739 SH   SOLE   0 0 2,739
SPDR SERIES TRUST BRCLYS AGG ETF 78464A649 1,137 19,182 SH   SOLE   0 0 19,182
UNITED SECURITY BANCSHARES C COM 911460103 566 89,574 SH   SOLE   0 0 89,574
ISHARES TR SHRT NAT MUN ETF 464288158 213 2,007 SH   SOLE   0 0 2,007
SPDR SERIES TRUST INTR TRM CORP BD 78464A375 938 26,871 SH   SOLE   0 0 26,871
PIMCO ETF TR 1-5 US TIP IDX 72201R205 446 8,457 SH   SOLE   0 0 8,457
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2,106 40,246 SH   SOLE   0 0 40,246
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,027 35,671 SH   SOLE   0 0 35,671
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 4,366 84,578 SH   SOLE   0 0 84,578
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 579 10,068 SH   SOLE   0 0 10,068
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 444 8,005 SH   SOLE   0 0 8,005
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 356 15,437 SH   SOLE   0 0 15,437
SPDR SERIES TRUST BARC SHT TR CP 78464A474 204 6,619 SH   SOLE   0 0 6,619
PIMCO ETF TR INV GRD CRP BD 72201R817 972 9,107 SH   SOLE   0 0 9,107
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 10,966 55,192 SH   SOLE   0 0 55,192
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 720 12,822 SH   SOLE   0 0 12,822
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 305 7,000 SH   SOLE   0 0 7,000
NIELSEN HLDGS PLC SHS EUR G6518L108 266 4,963 SH   SOLE   0 0 4,963
POWERSHARES ETF TRUST II SENIOR LN PORT 73936Q769 2,776 119,595 SH   SOLE   0 0 119,595
ISHARES TR CORE HIGH DV ETF 46429B663 8,782 108,041 SH   SOLE   0 0 108,041
POWERSHARES ETF TR II S&P500 LOW VOL 73937B779 539 12,999 SH   SOLE   0 0 12,999
ISHARES TR FLTG RATE BD ETF 46429B655 18,431 363,170 SH   SOLE   0 0 363,170
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 4,961 92,439 SH   SOLE   0 0 92,439
PHILLIPS 66 COM 718546104 432 5,361 SH   SOLE   0 0 5,361
PIMCO ETF TR TTL RTN ACTV ETF 72201R775 4,065 37,660 SH   SOLE   0 0 37,660
FACEBOOK INC CL A 30303M102 655 5,104 SH   SOLE   0 0 5,104
ISHARES INC CORE MSCI EMKT 46434G103 26,311 576,866 SH   SOLE   0 0 576,866
ABBVIE INC COM 00287Y109 19,805 314,020 SH   SOLE   0 0 314,020
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 285 5,085 SH   SOLE   0 0 5,085
ALPHABET INC CAP STK CL C 02079K107 340 438 SH   SOLE   0 0 438
IMS HEALTH HLDGS INC COM 44970B109 282 8,999 SH   SOLE   0 0 8,999
ISHARES TR CORE DIV GRWTH 46434V621 2,353 85,204 SH   SOLE   0 0 85,204
FIDELITY TOTAL BD ETF 316188309 1,062 20,793 SH   SOLE   0 0 20,793
HEWLETT PACKARD ENTERPRISE C COM 42824C109 402 17,681 SH   SOLE   0 0 17,681
ONCOCYTE CORPORATION COM 68235C107 149 29,656 SH   SOLE   0 0 29,656
FORTIVE CORP COM 34959J108 7,017 137,865 SH   SOLE   0 0 137,865