The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 632 3,588 SH   DFND 2 3 0 0 3,588
ABBOTT LABS COM 002824100 989 23,400 SH   DFND 2 3 0 0 23,400
ABBVIE INC COM 00287Y109 1,269 20,111 SH   DFND 2 3 0 0 20,111
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 860 8,129 SH   DFND 2 3 0 0 8,129
ALLEGHANY CORP DEL COM 017175100 225 428 SH   DFND 2 3 0 0 428
ALLERGAN PLC SHS G0177J108 201 874 SH   DFND 2 3 0 0 874
ALLIANT ENERGY CORP COM 018802108 250 6,543 SH   DFND 2 3 0 0 6,543
ALPHA ARCHITECT ETF TR US QUANT ETF 02072L102 1,092 47,137 SH   DFND 2 3 0 0 47,137
ALPHABET INC CAP STK CL C 02079K107 858 1,104 SH   DFND 2 3 0 0 1,104
ALPHABET INC CAP STK CL A 02079K305 1,055 1,313 SH   DFND 2 3 0 0 1,313
ALTRIA GROUP INC COM 02209S103 1,087 17,203 SH   DFND 2 3 0 0 17,203
AMAZON COM INC COM 023135106 1,230 1,470 SH   DFND 2 3 0 0 1,470
AMERICAN TOWER CORP NEW COM 03027X100 262 2,304 SH   DFND 2 3 0 0 2,304
AMGEN INC COM 031162100 2,143 12,844 SH   DFND 2 3 0 0 12,844
ANNALY CAP MGMT INC COM 035710409 613 58,361 SH   DFND 2 3 0 0 58,361
APPLE INC COM 037833100 5,794 51,251 SH   DFND 2 3 0 0 51,251
AT&T INC COM 00206R102 3,837 94,484 SH   DFND 2 3 0 0 94,484
AUBURN NATL BANCORP COM 050473107 390 14,217 SH   DFND 2 3 0 0 14,217
BANK AMER CORP COM 060505104 269 17,177 SH   DFND 2 3 0 0 17,177
BARD C R INC COM 067383109 386 1,720 SH   DFND 2 3 0 0 1,720
BB&T CORP COM 054937107 328 8,680 SH   DFND 2 3 0 0 8,680
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,297 6 SH   DFND 2 3 0 0 6
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,142 14,827 SH   DFND 2 3 0 0 14,827
BLACKSTONE GROUP L P COM UNIT LTD 09253U108 206 8,067 SH   DFND 2 3 0 0 8,067
BOEING CO COM 097023105 1,473 11,177 SH   DFND 2 3 0 0 11,177
BP PLC SPONSORED ADR 055622104 481 13,686 SH   DFND 2 3 0 0 13,686
BRISTOL MYERS SQUIBB CO COM 110122108 841 15,607 SH   DFND 2 3 0 0 15,607
CALUMET SPECIALTY PRODS PTNR UT LTD PARTNER 131476103 51 11,359 SH   DFND 2 3 0 0 11,359
CATERPILLAR INC DEL COM 149123101 341 3,841 SH   DFND 2 3 0 0 3,841
CELGENE CORP COM 151020104 1,501 14,353 SH   DFND 2 3 0 0 14,353
CENTRAL FD CDA LTD CL A 153501101 380 27,479 SH   DFND 2 3 0 0 27,479
CHESAPEAKE ENERGY CORP NOTE 2.250%12/1 165167CB1 14 15,000 PRN   DFND 2 3 0 0 15,000
CHEVRON CORP NEW COM 166764100 6,503 63,187 SH   DFND 2 3 0 0 63,187
CISCO SYS INC COM 17275R102 3,215 101,362 SH   DFND 2 3 0 0 101,362
CLAYMORE EXCHANGE TRD FD TR GUGG BULSH 2022 18383M258 318 14,671 SH   DFND 2 3 0 0 14,671
CLAYMORE EXCHANGE TRD FD TR GUGG BULSH 2021 18383M266 770 35,665 SH   DFND 2 3 0 0 35,665
CLAYMORE EXCHANGE TRD FD TR GUG BULL2020 E 18383M514 1,377 63,418 SH   DFND 2 3 0 0 63,418
CLAYMORE EXCHANGE TRD FD TR GUG BULL2019 E 18383M522 1,886 88,150 SH   DFND 2 3 0 0 88,150
CLAYMORE EXCHANGE TRD FD TR GUG BULL2018 E 18383M530 1,695 79,483 SH   DFND 2 3 0 0 79,483
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2017 18383M548 1,087 47,929 SH   DFND 2 3 0 0 47,929
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2016 18383M555 470 21,296 SH   DFND 2 3 0 0 21,296
CLOROX CO DEL COM 189054109 2,757 22,027 SH   DFND 2 3 0 0 22,027
COCA COLA CO COM 191216100 1,394 32,934 SH   DFND 2 3 0 0 32,934
COLGATE PALMOLIVE CO COM 194162103 250 3,365 SH   DFND 2 3 0 0 3,365
COMCAST CORP NEW CL A 20030N101 347 5,226 SH   DFND 2 3 0 0 5,226
CONAGRA FOODS INC COM 205887102 270 5,735 SH   DFND 2 3 0 0 5,735
CONOCOPHILLIPS COM 20825C104 467 10,747 SH   DFND 2 3 0 0 10,747
CONSOLIDATED EDISON INC COM 209115104 345 4,580 SH   DFND 2 3 0 0 4,580
COSTCO WHSL CORP NEW COM 22160K105 736 4,822 SH   DFND 2 3 0 0 4,822
CREDIT SUISSE NASSAU BRH INVRS VIX STERM 22542D795 257 6,871 SH   DFND 2 3 0 0 6,871
CU BANCORP CALIF COM 126534106 554 24,288 SH   DFND 2 3 0 0 24,288
CUMMINS INC COM 231021106 683 5,328 SH   DFND 2 3 0 0 5,328
CVS HEALTH CORP COM 126650100 793 8,911 SH   DFND 2 3 0 0 8,911
DIAGEO P L C SPON ADR NEW 25243Q205 228 1,969 SH   DFND 2 3 0 0 1,969
DISNEY WALT CO COM DISNEY 254687106 1,002 10,796 SH   DFND 2 3 0 0 10,796
DOMINION RES INC VA NEW COM 25746U109 2,162 29,109 SH   DFND 2 3 0 0 29,109
DOW CHEM CO COM 260543103 364 7,024 SH   DFND 2 3 0 0 7,024
DU PONT E I DE NEMOURS & CO COM 263534109 270 4,035 SH   DFND 2 3 0 0 4,035
DUKE ENERGY CORP NEW COM NEW 26441C204 758 9,463 SH   DFND 2 3 0 0 9,463
DUN & BRADSTREET CORP DEL NE COM 26483E100 571 4,183 SH   DFND 2 3 0 0 4,183
EATON CORP PLC SHS G29183103 1,891 28,775 SH   DFND 2 3 0 0 28,775
ENTERPRISE PRODS PARTNERS L COM 293792107 368 13,320 SH   DFND 2 3 0 0 13,320
EOG RES INC COM 26875P101 1,291 13,347 SH   DFND 2 3 0 0 13,347
EXELON CORP COM 30161N101 368 11,040 SH   DFND 2 3 0 0 11,040
EXXON MOBIL CORP COM 30231G102 6,305 72,247 SH   DFND 2 3 0 0 72,247
FACEBOOK INC CL A 30303M102 1,136 8,857 SH   DFND 2 3 0 0 8,857
FASTENAL CO COM 311900104 340 8,127 SH   DFND 2 3 0 0 8,127
FEDEX CORP COM 31428X106 437 2,500 SH   DFND 2 3 0 0 2,500
FIDELITY CONSMR STAPLES 316092303 595 18,631 SH   DFND 2 3 0 0 18,631
FIDELITY MSCI INFO TECH I 316092808 222 6,068 SH   DFND 2 3 0 0 6,068
FIDELITY MSCI UTILS INDEX 316092865 236 7,456 SH   DFND 2 3 0 0 7,456
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303 254 6,869 SH   DFND 2 3 0 0 6,869
FIDELITY NATL INFORMATION SV COM 31620M106 370 4,806 SH   DFND 2 3 0 0 4,806
FIRST FINL BANCORP OH COM 320209109 226 10,354 SH   DFND 2 3 0 0 10,354
FIRST TR EXCHANGE TRADED FD CONSUMR STAPLE 33734X119 892 19,202 SH   DFND 2 3 0 0 19,202
FIRST TR MORNINGSTAR DIV LEA SHS 336917109 323 11,838 SH   DFND 2 3 0 0 11,838
FIRST TR STOXX EURO DIV FD COMMON SHS 33735T109 133 11,250 SH   DFND 2 3 0 0 11,250
FIRST TR VALUE LINE DIVID IN SHS 33734H106 224 8,272 SH   DFND 2 3 0 0 8,272
FLEXSHARES TR MORNSTAR USMKT 33939L100 575 6,348 SH   DFND 2 3 0 0 6,348
FLEXSHARES TR IBOXX 3R TARGT 33939L506 375 15,104 SH   DFND 2 3 0 0 15,104
FLEXSHARES TR CR SCD US BD 33939L761 342 6,593 SH   DFND 2 3 0 0 6,593
FLEXSHARES TR DISCP DUR MBS 33939L779 209 8,397 SH   DFND 2 3 0 0 8,397
FLEXSHARES TR M STAR DEV MKT 33939L803 445 7,912 SH   DFND 2 3 0 0 7,912
FLEXSHARES TR QUALT DIVD IDX 33939L860 250 6,606 SH   DFND 2 3 0 0 6,606
FORD MTR CO DEL COM PAR $0.01 345370860 297 24,583 SH   DFND 2 3 0 0 24,583
FRONTIER COMMUNICATIONS CORP COM 35906A108 92 22,217 SH   DFND 2 3 0 0 22,217
GENERAL DYNAMICS CORP COM 369550108 201 1,294 SH   DFND 2 3 0 0 1,294
GENERAL ELECTRIC CO COM 369604103 3,028 102,211 SH   DFND 2 3 0 0 102,211
GENERAL MLS INC COM 370334104 474 7,422 SH   DFND 2 3 0 0 7,422
GENUINE PARTS CO COM 372460105 2,139 21,294 SH   DFND 2 3 0 0 21,294
GILEAD SCIENCES INC COM 375558103 892 11,270 SH   DFND 2 3 0 0 11,270
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 255 5,917 SH   DFND 2 3 0 0 5,917
GROUPE CGI INC CL A SUB VTG 39945C109 367 7,710 SH   DFND 2 3 0 0 7,710
HASBRO INC COM 418056107 1,839 23,182 SH   DFND 2 3 0 0 23,182
HEALTHCARE TR AMER INC CL A NEW 42225P501 213 6,536 SH   DFND 2 3 0 0 6,536
HOME DEPOT INC COM 437076102 3,884 30,188 SH   DFND 2 3 0 0 30,188
HONEYWELL INTL INC COM 438516106 286 2,456 SH   DFND 2 3 0 0 2,456
ILLINOIS TOOL WKS INC COM 452308109 307 2,562 SH   DFND 2 3 0 0 2,562
INCYTE CORP COM 45337C102 245 2,600 SH   DFND 2 3 0 0 2,600
INTEL CORP COM 458140100 3,848 101,937 SH   DFND 2 3 0 0 101,937
INTERNATIONAL BUSINESS MACHS COM 459200101 1,001 6,299 SH   DFND 2 3 0 0 6,299
ISHARES GLB SILV MIN ETF 464286327 174 12,242 SH   DFND 2 3 0 0 12,242
ISHARES GLB GLD MINR ETF 464286335 183 16,514 SH   DFND 2 3 0 0 16,514
ISHARES MIN VOL EMRG MKT 464286533 736 13,616 SH   DFND 2 3 0 0 13,616
ISHARES IBONDS SEP17 ETF 464289271 997 36,494 SH   DFND 2 3 0 0 36,494
ISHARES GOLD TRUST ISHARES 464285105 230 18,129 SH   DFND 2 3 0 0 18,129
ISHARES INC CORE MSCI EMKT 46434G103 50,867 1,115,264 SH   DFND 1 0 0 1,115,264
ISHARES SILVER TRUST ISHARES 46428Q109 342 18,798 SH   DFND 2 3 0 0 18,798
ISHARES TR SELECT DIVID ETF 464287168 370 4,317 SH   DFND 2 3 0 0 4,317
ISHARES TR TIPS BD ETF 464287176 1,535 13,174 SH   DFND 2 3 0 0 13,174
ISHARES TR CORE S&P500 ETF 464287200 4,122 18,948 SH   DFND 2 3 0 0 18,948
ISHARES TR CORE US AGGBD ET 464287226 2,642 23,500 SH   DFND 2 3 0 0 23,500
ISHARES TR MSCI EMG MKT ETF 464287234 1,559 41,641 SH   DFND 2 3 0 0 41,641
ISHARES TR MSCI EMG MKT ETF 464287234 482,534 12,884,735 SH   DFND 1 0 0 12,884,735
ISHARES TR S&P 500 VAL ETF 464287408 731 7,702 SH   DFND 2 3 0 0 7,702
ISHARES TR MSCI EAFE ETF 464287465 4,624 78,202 SH   DFND 2 3 0 0 78,202
ISHARES TR RUS MID-CAP ETF 464287499 287 1,648 SH   DFND 2 3 0 0 1,648
ISHARES TR CORE S&P MCP ETF 464287507 2,024 13,086 SH   DFND 2 3 0 0 13,086
ISHARES TR COHEN&STEER REIT 464287564 1,165 11,105 SH   DFND 2 3 0 0 11,105
ISHARES TR RUS 1000 VAL ETF 464287598 7,755 73,423 SH   DFND 2 3 0 0 73,423
ISHARES TR RUS 1000 GRW ETF 464287614 9,334 89,602 SH   DFND 2 3 0 0 89,602
ISHARES TR RUS 2000 VAL ETF 464287630 696 6,642 SH   DFND 2 3 0 0 6,642
ISHARES TR RUS 2000 GRW ETF 464287648 730 4,907 SH   DFND 2 3 0 0 4,907
ISHARES TR RUSSELL 2000 ETF 464287655 1,610 12,964 SH   DFND 2 3 0 0 12,964
ISHARES TR CORE S&P SCP ETF 464287804 2,122 17,094 SH   DFND 2 3 0 0 17,094
ISHARES TR U.S. PFD STK ETF 464288687 460 11,639 SH   DFND 2 3 0 0 11,639
ISHARES TR EAFE VALUE ETF 464288877 2,605 56,430 SH   DFND 2 3 0 0 56,430
ISHARES TR IBONDS SEP19 ETF 46429B564 3,324 129,606 SH   DFND 2 3 0 0 129,606
ISHARES TR IBONDS SEP18 ETF 46429B580 2,995 117,260 SH   DFND 2 3 0 0 117,260
ISHARES TR FLTG RATE BD ETF 46429B655 1,425 28,087 SH   DFND 2 3 0 0 28,087
ISHARES TR CORE HIGH DV ETF 46429B663 2,839 34,932 SH   DFND 2 3 0 0 34,932
ISHARES TR MIN VOL EAFE ETF 46429B689 2,241 33,131 SH   DFND 2 3 0 0 33,131
ISHARES TR MIN VOL USA ETF 46429B697 1,331 29,297 SH   DFND 2 3 0 0 29,297
ISHARES TR USA MOMENTUM FCT 46432F396 670 8,658 SH   DFND 2 3 0 0 8,658
ISHARES TR CORE MSCI EAFE 46432F842 1,891 34,288 SH   DFND 2 3 0 0 34,288
ISHARES TR IBONDS SEP20 ETF 46434V571 3,264 126,464 SH   DFND 2 3 0 0 126,464
ISHARES TR CORE DIV GRWTH 46434V621 1,009 36,533 SH   DFND 2 3 0 0 36,533
ISHARES TR IBONDS DEC22 ETF 46435G755 796 30,211 SH   DFND 2 3 0 0 30,211
ISHARES TR IBONDS DEC21 ETF 46435G789 1,598 61,503 SH   DFND 2 3 0 0 61,503
JOHNSON & JOHNSON COM 478160104 5,705 48,294 SH   DFND 2 3 0 0 48,294
JPMORGAN CHASE & CO COM 46625H100 3,738 56,138 SH   DFND 2 3 0 0 56,138
KAYNE ANDERSON MLP INVT CO COM 486606106 1,841 89,225 SH   DFND 2 3 0 0 89,225
KIMBERLY CLARK CORP COM 494368103 1,324 10,495 SH   DFND 2 3 0 0 10,495
KINDER MORGAN INC DEL COM 49456B101 626 27,090 SH   DFND 2 3 0 0 27,090
KRAFT HEINZ CO COM 500754106 244 2,722 SH   DFND 2 3 0 0 2,722
L BRANDS INC COM 501797104 1,128 15,934 SH   DFND 2 3 0 0 15,934
LGI HOMES INC COM 50187T106 271 7,350 SH   DFND 2 3 0 0 7,350
LILLY ELI & CO COM 532457108 237 2,958 SH   DFND 2 3 0 0 2,958
LINCOLN NATL CORP IND COM 534187109 480 10,215 SH   DFND 2 3 0 0 10,215
LOCKHEED MARTIN CORP COM 539830109 2,552 10,648 SH   DFND 2 3 0 0 10,648
MARRIOTT INTL INC NEW CL A 571903202 1,293 19,210 SH   DFND 2 3 0 0 19,210
MASTERCARD INCORPORATED CL A 57636Q104 423 4,161 SH   DFND 2 3 0 0 4,161
MCCORMICK & CO INC COM VTG 579780107 280 2,800 SH   DFND 2 3 0 0 2,800
MCDONALDS CORP COM 580135101 1,598 13,849 SH   DFND 2 3 0 0 13,849
MEDTRONIC PLC SHS G5960L103 254 2,932 SH   DFND 2 3 0 0 2,932
MERCK & CO INC COM 58933Y105 551 8,832 SH   DFND 2 3 0 0 8,832
METLIFE INC COM 59156R108 1,526 34,337 SH   DFND 2 3 0 0 34,337
MGE ENERGY INC COM 55277P104 231 4,084 SH   DFND 2 3 0 0 4,084
MICROSOFT CORP COM 594918104 5,801 100,716 SH   DFND 2 3 0 0 100,716
MIMEDX GROUP INC COM 602496101 87 10,190 SH   DFND 2 3 0 0 10,190
MOHAWK INDS INC COM 608190104 257 1,282 SH   DFND 2 3 0 0 1,282
MONDELEZ INTL INC CL A 609207105 287 6,539 SH   DFND 2 3 0 0 6,539
MONOGRAM RESIDENTIAL TR INC COM 60979P105 157 14,717 SH   DFND 2 3 0 0 14,717
NATIONAL GRID PLC SPON ADR NEW 636274300 2,232 31,394 SH   DFND 2 3 0 0 31,394
NEXTERA ENERGY INC COM 65339F101 219 1,790 SH   DFND 2 3 0 0 1,790
NIKE INC CL B 654106103 201 3,826 SH   DFND 2 3 0 0 3,826
NORFOLK SOUTHERN CORP COM 655844108 562 5,796 SH   DFND 2 3 0 0 5,796
NORTHROP GRUMMAN CORP COM 666807102 373 1,745 SH   DFND 2 3 0 0 1,745
NOVARTIS A G SPONSORED ADR 66987V109 1,892 23,953 SH   DFND 2 3 0 0 23,953
NUVEEN QUALITY MUNCP INCOME COM 67066V101 174 11,576 SH   DFND 2 3 0 0 11,576
NVR INC COM 62944T105 8,242 5,026 SH   DFND 2 3 0 0 5,026
O REILLY AUTOMOTIVE INC NEW COM 67103H107 609 2,174 SH   DFND 2 3 0 0 2,174
ONEOK PARTNERS LP UNIT LTD PARTN 68268N103 234 5,861 SH   DFND 2 3 0 0 5,861
ORACLE CORP COM 68389X105 341 8,672 SH   DFND 2 3 0 0 8,672
PAYCHEX INC COM 704326107 3,346 57,812 SH   DFND 2 3 0 0 57,812
PEPSICO INC COM 713448108 2,514 23,109 SH   DFND 2 3 0 0 23,109
PFIZER INC COM 717081103 3,960 116,925 SH   DFND 2 3 0 0 116,925
PHILIP MORRIS INTL INC COM 718172109 1,442 14,835 SH   DFND 2 3 0 0 14,835
PHILLIPS 66 COM 718546104 1,105 13,712 SH   DFND 2 3 0 0 13,712
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 3,345 32,988 SH   DFND 2 3 0 0 32,988
PNC FINL SVCS GROUP INC COM 693475105 1,321 14,667 SH   DFND 2 3 0 0 14,667
POWERSHARES ETF TR II PFD PORTFOLIO 73936T565 173 11,443 SH   DFND 2 3 0 0 11,443
POWERSHARES ETF TR II DEV MKTS EX-US 73936T789 379 10,316 SH   DFND 2 3 0 0 10,316
POWERSHARES ETF TR II S&P500 LOW VOL 73937B779 408 9,841 SH   DFND 2 3 0 0 9,841
POWERSHARES ETF TRUST S&P 500 QLTY PRT 73935X682 1,877 74,534 SH   DFND 2 3 0 0 74,534
POWERSHARES ETF TRUST II GLBL ST HI YLD 73936Q710 676 27,751 SH   DFND 2 3 0 0 27,751
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 510 4,296 SH   DFND 2 3 0 0 4,296
POWERSHS DB MULTI SECT COMM DB OIL FUND 73936B507 475 53,513 SH   DFND 2 3 0 0 53,513
PROCTER AND GAMBLE CO COM 742718109 18,662 207,928 SH   DFND 2 3 0 0 207,928
PROSHARES TR S&P 500 DV ARIST 74348A467 277 5,105 SH   DFND 2 3 0 0 5,105
PROSPECT CAPITAL CORPORATION NOTE 5.375%10/1 74348TAK8 61 60,000 PRN   DFND 2 3 0 0 60,000
PRUDENTIAL FINL INC COM 744320102 214 2,619 SH   DFND 2 3 0 0 2,619
PRUDENTIAL GLB SHT DUR HG YL COM 74433A109 168 11,133 SH   DFND 2 3 0 0 11,133
PUBLIC STORAGE COM 74460D109 255 1,145 SH   DFND 2 3 0 0 1,145
QIAGEN NV REG SHS N72482107 451 16,451 SH   DFND 2 3 0 0 16,451
REALTY INCOME CORP COM 756109104 2,689 40,173 SH   DFND 2 3 0 0 40,173
REPUBLIC SVCS INC COM 760759100 346 6,850 SH   DFND 2 3 0 0 6,850
RETAIL PPTYS AMER INC CL A 76131V202 328 19,495 SH   DFND 2 3 0 0 19,495
REYNOLDS AMERICAN INC COM 761713106 879 18,639 SH   DFND 2 3 0 0 18,639
RITE AID CORP COM 767754104 80 10,463 SH   DFND 2 3 0 0 10,463
ROSS STORES INC COM 778296103 774 12,041 SH   DFND 2 3 0 0 12,041
RYDEX ETF TRUST GUG S&P500 EWCON 78355W874 4,924 40,235 SH   DFND 2 3 0 0 40,235
SALESFORCE COM INC COM 79466L302 269 3,771 SH   DFND 2 3 0 0 3,771
SANDY SPRING BANCORP INC COM 800363103 920 30,075 SH   DFND 2 3 0 0 30,075
SCANA CORP NEW COM 80589M102 251 3,471 SH   DFND 2 3 0 0 3,471
SCHLUMBERGER LTD COM 806857108 265 3,364 SH   DFND 2 3 0 0 3,364
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 678 14,199 SH   DFND 2 3 0 0 14,199
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 444 9,070 SH   DFND 2 3 0 0 9,070
SIRIUS XM HLDGS INC COM 82968B103 85 20,426 SH   DFND 2 3 0 0 20,426
SMUCKER J M CO COM NEW 832696405 388 2,868 SH   DFND 2 3 0 0 2,868
SOUTHERN CO COM 842587107 1,431 27,910 SH   DFND 2 3 0 0 27,910
SPDR GOLD TRUST GOLD SHS 78463V107 3,089 24,583 SH   DFND 2 3 0 0 24,583
SPDR S&P 500 ETF TR TR UNIT 78462F103 12,484 57,717 SH   DFND 2 3 0 0 57,717
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 2,598 9,205 SH   DFND 2 3 0 0 9,205
SPDR SERIES TRUST BRCLY EM LOCL 78464A391 441 15,576 SH   DFND 2 3 0 0 15,576
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 359 9,786 SH   DFND 2 3 0 0 9,786
SPDR SERIES TRUST S&P 500 VALUE 78464A508 216 2,100 SH   DFND 2 3 0 0 2,100
SPDR SERIES TRUST S&P TRANSN ETF 78464A532 544 11,511 SH   DFND 2 3 0 0 11,511
SPDR SERIES TRUST BARCLYS TIPS ETF 78464A656 187,358 3,221,973 SH   DFND 1 0 0 3,221,973
SPDR SERIES TRUST S&P OILGAS EXP 78464A730 208 5,398 SH   DFND 2 3 0 0 5,398
SPDR SERIES TRUST S&P DIVID ETF 78464A763 7,786 92,299 SH   DFND 2 3 0 0 92,299
SPECTRA ENERGY CORP COM 847560109 266 6,230 SH   DFND 2 3 0 0 6,230
SPIRIT RLTY CAP INC NEW COM 84860W102 195 14,619 SH   DFND 2 3 0 0 14,619
STARBUCKS CORP COM 855244109 1,038 19,177 SH   DFND 2 3 0 0 19,177
STOCK YDS BANCORP INC COM 861025104 355 10,773 SH   DFND 2 3 0 0 10,773
SUNCOR ENERGY INC NEW COM 867224107 687 24,726 SH   DFND 2 3 0 0 24,726
TARGET CORP COM 87612E106 1,595 23,216 SH   DFND 2 3 0 0 23,216
THERMO FISHER SCIENTIFIC INC COM 883556102 303 1,905 SH   DFND 2 3 0 0 1,905
TIER REIT INC COM NEW 88650V208 283 19,300 SH   DFND 2 3 0 0 19,300
TJX COS INC NEW COM 872540109 498 6,659 SH   DFND 2 3 0 0 6,659
TORCHMARK CORP COM 891027104 276 4,313 SH   DFND 2 3 0 0 4,313
TORONTO DOMINION BK ONT COM NEW 891160509 273 6,162 SH   DFND 2 3 0 0 6,162
UNDER ARMOUR INC CL A 904311107 316 8,153 SH   DFND 2 3 0 0 8,153
UNION PAC CORP COM 907818108 750 7,689 SH   DFND 2 3 0 0 7,689
UNITED MICROELECTRONICS CORP SPON ADR NEW 910873405 34 18,297 SH   DFND 2 3 0 0 18,297
UNITED PARCEL SERVICE INC CL B 911312106 3,061 27,991 SH   DFND 2 3 0 0 27,991
UNITED STATES OIL FUND LP UNITS 91232N108 1,318 120,595 SH   DFND 2 3 0 0 120,595
UNITEDHEALTH GROUP INC COM 91324P102 441 3,156 SH   DFND 2 3 0 0 3,156
US BANCORP DEL COM NEW 902973304 914 21,316 SH   DFND 2 3 0 0 21,316
VALEANT PHARMACEUTICALS INTL COM 91911K102 304 12,374 SH   DFND 2 3 0 0 12,374
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189F361 664 20,597 SH   DFND 2 3 0 0 20,597
VANECK VECTORS ETF TR AMT FREE INT ETF 92189F544 729 29,662 SH   DFND 2 3 0 0 29,662
VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 17,618 178,681 SH   DFND 1 0 0 178,681
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 202 2,307 SH   DFND 2 3 0 0 2,307
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 1,338 16,555 SH   DFND 2 3 0 0 16,555
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 481 5,726 SH   DFND 2 3 0 0 5,726
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 174,236 2,070,787 SH   DFND 1 0 0 2,070,787
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 288 1,451 SH   DFND 2 3 0 0 1,451
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 15,764 168,473 SH   DFND 1 0 0 168,473
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 317 3,384 SH   DFND 2 3 0 0 3,384
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 10,510 98,789 SH   DFND 1 0 0 98,789
VANGUARD INDEX FDS REIT ETF 922908553 5,209 60,057 SH   DFND 1 0 0 60,057
VANGUARD INDEX FDS REIT ETF 922908553 3,980 45,877 SH   DFND 2 3 0 0 45,877
VANGUARD INDEX FDS SML CP GRW ETF 922908595 5,214 39,568 SH   DFND 1 0 0 39,568
VANGUARD INDEX FDS SML CP GRW ETF 922908595 228 1,731 SH   DFND 2 3 0 0 1,731
VANGUARD INDEX FDS SM CP VAL ETF 922908611 13,169 119,006 SH   DFND 1 0 0 119,006
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,169 19,602 SH   DFND 2 3 0 0 19,602
VANGUARD INDEX FDS MID CAP ETF 922908629 2,305 17,806 SH   DFND 2 3 0 0 17,806
VANGUARD INDEX FDS LARGE CAP ETF 922908637 2,809 28,328 SH   DFND 2 3 0 0 28,328
VANGUARD INDEX FDS GROWTH ETF 922908736 1,208 10,765 SH   DFND 2 3 0 0 10,765
VANGUARD INDEX FDS VALUE ETF 922908744 2,632 30,254 SH   DFND 2 3 0 0 30,254
VANGUARD INDEX FDS SMALL CP ETF 922908751 427 3,491 SH   DFND 2 3 0 0 3,491
VANGUARD INDEX FDS TOTAL STK MKT 922908769 78,265 702,998 SH   DFND 1 0 0 702,998
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,580 14,187 SH   DFND 2 3 0 0 14,187
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 3,201 56,984 SH   DFND 1 0 0 56,984
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 17,691 177,749 SH   DFND 1 0 0 177,749
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,258 27,699 SH   DFND 2 3 0 0 27,699
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 27,151 597,649 SH   DFND 1 0 0 597,649
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 14,354 381,464 SH   DFND 1 0 0 381,464
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,388 63,466 SH   DFND 2 3 0 0 63,466
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 24,246 400,231 SH   DFND 1 0 0 400,231
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 221 3,644 SH   DFND 2 3 0 0 3,644
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 20,710 424,987 SH   DFND 1 0 0 424,987
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 1,039 21,314 SH   DFND 2 3 0 0 21,314
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 759 15,282 SH   DFND 2 3 0 0 15,282
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 23,103 286,810 SH   DFND 1 0 0 286,810
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,575 19,557 SH   DFND 2 3 0 0 19,557
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 69,462 1,287,290 SH   DFND 1 0 0 1,287,290
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 585 6,528 SH   DFND 2 3 0 0 6,528
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 26,001 309,789 SH   DFND 1 0 0 309,789
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 6,134 73,079 SH   DFND 2 3 0 0 73,079
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 35,232 941,781 SH   DFND 1 0 0 941,781
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,469 39,265 SH   DFND 2 3 0 0 39,265
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 4,167 57,768 SH   DFND 2 3 0 0 57,768
VANGUARD WORLD FD MEGA GRWTH IND 921910816 46,794 534,914 SH   DFND 1 0 0 534,914
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 49,473 789,425 SH   DFND 1 0 0 789,425
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 1,683 13,383 SH   DFND 2 3 0 0 13,383
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 225 1,647 SH   DFND 2 3 0 0 1,647
VEREIT INC COM 92339V100 246 23,755 SH   DFND 2 3 0 0 23,755
VERIZON COMMUNICATIONS INC COM 92343V104 4,196 80,719 SH   DFND 2 3 0 0 80,719
VISA INC COM CL A 92826C839 1,372 16,593 SH   DFND 2 3 0 0 16,593
VSE CORP COM 918284100 758 22,308 SH   DFND 2 3 0 0 22,308
WALGREENS BOOTS ALLIANCE INC COM 931427108 375 4,650 SH   DFND 2 3 0 0 4,650
WAL-MART STORES INC COM 931142103 656 9,090 SH   DFND 2 3 0 0 9,090
WASTE MGMT INC DEL COM 94106L109 2,016 31,624 SH   DFND 2 3 0 0 31,624
WEBSTER FINL CORP CONN COM 947890109 229 6,034 SH   DFND 2 3 0 0 6,034
WELLS FARGO & CO NEW COM 949746101 2,372 53,583 SH   DFND 2 3 0 0 53,583
WELLTOWER INC COM 95040Q104 1,895 25,340 SH   DFND 2 3 0 0 25,340
WESTERN ASSET INTM MUNI FD I COM 958435109 113 10,720 SH   DFND 2 3 0 0 10,720
WISDOMTREE TR EMG MKTS SMCAP 97717W281 1,271 30,464 SH   DFND 2 3 0 0 30,464
WISDOMTREE TR DIV EX-FINL FD 97717W406 667 8,491 SH   DFND 2 3 0 0 8,491
WISDOMTREE TR MIDCAP DIVI FD 97717W505 318 3,490 SH   DFND 2 3 0 0 3,490
WISDOMTREE TR DYNAMIC LNG EQ 97717X313 360 12,857 SH   DFND 2 3 0 0 12,857
WISDOMTREE TR ITL HDG QTLY DIV 97717X594 245 9,283 SH   DFND 2 3 0 0 9,283
WISDOMTREE TR US QTLY DIV GRT 97717X669 296 9,162 SH   DFND 2 3 0 0 9,162