The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co CS 88579Y101 823 4,669 SH   SOLE   0 0 4,669
Abbott Laboratories CS 002824100 1,029 24,339 SH   SOLE   97 0 24,242
AbbVie Inc CS 00287Y109 1,563 24,788 SH   SOLE   97 0 24,691
ABIOMED, Inc. CS 003654100 296 2,301 SH   SOLE   0 0 2,301
Accenture PLC Cl A CS G1151C101 201 1,649 SH   SOLE   0 0 1,649
Acuity Brands Inc CS 00508Y102 1,656 6,257 SH   SOLE   0 0 6,257
Adobe Systems CS 00724F101 3,870 35,652 SH   SOLE   2,944 0 32,708
Aetna Life & Casualty CS 00817Y108 2,297 19,898 SH   SOLE   1,965 0 17,933
Air Products & Chemical CS 009158106 422 2,805 SH   SOLE   67 0 2,738
Akamai Technologies CS 00971T101 2,011 37,954 SH   SOLE   4,305 0 33,649
Albemarle Corp CS 012653101 389 4,548 SH   SOLE   0 0 4,548
Alibaba Group Holdings CS 01609W102 285 2,695 SH   SOLE   0 0 2,695
Allergan PLC CS G0177J108 311 1,351 SH   SOLE   0 0 1,351
Alliance Data Systems Corp CS 018581108 1,964 9,154 SH   SOLE   1,018 0 8,136
Alphabet Inc Cl A CS 02079K305 3,804 4,731 SH   SOLE   273 0 4,458
Alphabet Inc Cl C CS 02079K107 2,079 2,675 SH   SOLE   146 0 2,529
Altria Group Inc CS 02209S103 1,855 29,342 SH   SOLE   7,110 0 22,232
Amazon.com Inc CS 023135106 953 1,138 SH   SOLE   0 0 1,138
American Express CS 025816109 377 5,889 SH   SOLE   70 0 5,819
American National Bancshares CS 027745108 414 14,801 SH   SOLE   0 0 14,801
Amgen Inc CS 031162100 987 5,916 SH   SOLE   80 0 5,836
Anthem Inc CS 036752103 818 6,530 SH   SOLE   0 0 6,530
Apollo Investment Corp CS 03761U106 60 10,300 SH   SOLE   0 0 10,300
Apple Inc CS 037833100 13,879 122,772 SH   SOLE   3,134 0 119,638
Applied Materials CS 038222105 335 11,111 SH   SOLE   1,955 0 9,156
Arconic Inc CS 03965L100 363 35,815 SH   SOLE   0 0 35,815
Ardmore Shipping Corp CS Y0207T100 99 14,000 SH   SOLE   0 0 14,000
Armada Hoffler Properties CS 04208T108 2,871 214,267 SH   SOLE   0 0 214,267
At Home Group Inc CS 04650Y100 303 20,000 SH   SOLE   0 0 20,000
AT&T Inc CS 00206R102 2,719 66,945 SH   SOLE   1,956 0 64,989
Automatic Data Processing CS 053015103 227 2,574 SH   SOLE   75 0 2,499
AVX Corp CS 002444107 173 12,575 SH   SOLE   2,600 0 9,975
Baker Hughes Inc CS 057224107 248 4,911 SH   SOLE   0 0 4,911
Bank of America Corp CS 060505104 642 41,026 SH   SOLE   2,320 0 38,706
BB&T Corporation CS 054937107 1,318 34,952 SH   SOLE   0 0 34,952
Berkshire Hathaway Inc Cl A CS 084670108 3,027 14 SH   SOLE   0 0 14
Berkshire Hathaway Inc Cl B CS 084670702 3,437 23,787 SH   SOLE   2,120 0 21,667
Boeing Company CS 097023105 3,772 28,632 SH   SOLE   8,452 0 20,180
BorgWarner Inc CS 099724106 213 6,062 SH   SOLE   0 0 6,062
Bounty Oil & Gas NL CS Q1714E106 2 300,000 SH   SOLE   0 0 300,000
Brilliance China Auto Ltd CS G1368B102 112 100,000 SH   SOLE   0 0 100,000
Bristol-Myers Squibb Co CS 110122108 1,876 34,789 SH   SOLE   1,175 0 33,614
Brown-Forman Corp-Cl B CS 115637209 621 13,098 SH   SOLE   0 0 13,098
C R Bard Inc CS 067383109 1,346 6,000 SH   SOLE   0 0 6,000
Capital One Financial CS 14040H105 1,138 15,839 SH   SOLE   0 0 15,839
Carlyle Group LP CS 14309L102 1,465 94,100 SH   SOLE   0 0 94,100
CarMax Inc CS 143130102 633 11,868 SH   SOLE   0 0 11,868
Caterpillar CS 149123101 8,086 91,092 SH   SOLE   200 0 90,892
CB Richard Ellis Group Inc CS 12504L109 2,451 87,600 SH   SOLE   7,885 0 79,715
Celgene Corp CS 151020104 426 4,076 SH   SOLE   70 0 4,006
Cerner Corp CS 156782104 2,356 38,151 SH   SOLE   4,005 0 34,146
Charles Schwab Corp CS 808513105 2,666 84,445 SH   SOLE   8,678 0 75,767
Check Point Software Tech CS M22465104 200 2,581 SH   SOLE   0 0 2,581
Cheniere Energy Inc CS 16411R208 234 5,362 SH   SOLE   0 0 5,362
Chevron Corp CS 166764100 4,442 43,160 SH   SOLE   2,084 0 41,076
China Wi-Max Comm CS 16948L104 0 20,000 SH   SOLE   0 0 20,000
Cigna Corp CS 125509109 365 2,801 SH   SOLE   0 0 2,801
Cintas Corp CS 172908105 315 2,800 SH   SOLE   0 0 2,800
Cisco Systems CS 17275R102 1,068 33,659 SH   SOLE   3,655 0 30,004
Citizens Financial Group CS 174610105 395 15,979 SH   SOLE   0 0 15,979
Coca Cola Company CS 191216100 2,679 63,313 SH   SOLE   2,166 0 61,147
Colgate Palmolive Co CS 194162103 3,762 50,742 SH   SOLE   4,261 0 46,481
Comcast Corp-New Cl A CS 20030N101 1,359 20,489 SH   SOLE   0 0 20,489
ConocoPhillips CS 20825C104 702 16,160 SH   SOLE   885 0 15,275
Costco Wholesale CS 22160K105 451 2,957 SH   SOLE   0 0 2,957
Cracker Barrel Old Country CS 22410J106 753 5,692 SH   SOLE   0 0 5,692
CRH Medical Corp CS 12626F105 133 35,000 SH   SOLE   0 0 35,000
CSX Corp CS 126408103 286 9,375 SH   SOLE   1,265 0 8,110
CVS Corp CS 126650100 2,525 28,375 SH   SOLE   4,515 0 23,860
Danaher Corp CS 235851102 1,285 16,398 SH   SOLE   0 0 16,398
Delta Air Lines CS 247361702 4,822 122,501 SH   SOLE   6,090 0 116,411
Diageo PLC ADR CS 25243Q205 374 3,219 SH   SOLE   105 0 3,114
Dollar Tree Inc CS 256746108 731 9,258 SH   SOLE   0 0 9,258
Dominion Resources CS 25746U109 2,649 35,666 SH   SOLE   131 0 35,535
Dow Chemicals CS 260543103 621 11,990 SH   SOLE   2,159 0 9,831
Du Pont E.I. De Nemours & Co CS 263534109 764 11,404 SH   SOLE   125 0 11,279
Duke Energy Corp CS 26441C204 1,313 16,410 SH   SOLE   1,080 0 15,330
Eagle Financial Services, Inc. CS 26951R104 518 22,097 SH   SOLE   0 0 22,097
Eli Lilly CS 532457108 453 5,647 SH   SOLE   349 0 5,298
Emerson Electric Co CS 291011104 220 4,031 SH   SOLE   400 0 3,631
EOG Resources Inc CS 26875P101 242 2,500 SH   SOLE   120 0 2,380
Equifax, Inc CS 294429105 210 1,559 SH   SOLE   908 0 651
Express Scripts Holding Co CS 30219G108 308 4,367 SH   SOLE   950 0 3,417
Exxon Mobil Corp CS 30231G102 7,211 82,619 SH   SOLE   6,947 0 75,672
Facebook Inc CS 30303M102 2,715 21,168 SH   SOLE   1,560 0 19,608
FedEx Corp CS 31428X106 2,478 14,188 SH   SOLE   1,570 0 12,618
Fidelis Energy Inc CS 315746107 0 1,500,000 SH   SOLE   0 0 1,500,000
FireEye Inc CS 31816Q101 242 16,400 SH   SOLE   0 0 16,400
Fiserv Inc CS 337738108 3,056 30,725 SH   SOLE   2,777 0 27,948
Flowers Foods Inc CS 343498101 188 12,450 SH   SOLE   2,000 0 10,450
Fortive Corp CS 34959J108 417 8,198 SH   SOLE   0 0 8,198
FS Investment Corp CS 302635107 111 11,755 SH   SOLE   0 0 11,755
Fulton Financial Corp CS 360271100 181 12,496 SH   SOLE   0 0 12,496
General Electric CS 369604103 5,713 192,877 SH   SOLE   13,613 0 179,264
General Mills Inc CS 370334104 449 7,025 SH   SOLE   0 0 7,025
Gilead Sciences Inc CS 375558103 2,273 28,731 SH   SOLE   2,818 0 25,913
GlaxoSmithkline PLC-ADR CS 37733W105 339 7,862 SH   SOLE   860 0 7,002
Grainger W W Inc CS 384802104 307 1,366 SH   SOLE   0 0 1,366
Halliburton Co CS 406216101 2,145 47,791 SH   SOLE   4,810 0 42,981
Hershey Foods CS 427866108 419 4,378 SH   SOLE   120 0 4,258
Home Depot CS 437076102 429 3,338 SH   SOLE   164 0 3,174
Honeywell International Inc CS 438516106 342 2,935 SH   SOLE   0 0 2,935
Hormel Foods Corp CS 440452100 320 8,426 SH   SOLE   0 0 8,426
Hubbell Inc CS 443510607 275 2,548 SH   SOLE   0 0 2,548
Huntington Ingalls Ind CS 446413106 225 1,467 SH   SOLE   14 0 1,453
Intel Corp CS 458140100 1,797 47,598 SH   SOLE   242 0 47,356
International Business Machine CS 459200101 1,400 8,816 SH   SOLE   1,608 0 7,208
International Paper CS 460146103 308 6,413 SH   SOLE   0 0 6,413
Intl Dispensing Corp CS 459407102 1,041 3,253,340 SH   SOLE   0 0 3,253,340
Intuitive Surgical Inc. CS 46120E602 261 360 SH   SOLE   0 0 360
iPackets International Inc CS 46262T102 0 264,000 SH   SOLE   0 0 264,000
Iridium Communications Inc CS 46269C102 163 20,095 SH   SOLE   0 0 20,095
JM Smucker Co CS 832696405 401 2,957 SH   SOLE   0 0 2,957
Johnson & Johnson CS 478160104 7,474 63,270 SH   SOLE   1,841 0 61,429
Johnson Controls Intl PLC CS G51502105 1,770 38,045 SH   SOLE   4,309 0 33,736
JP Morgan Chase & Co CS 46625H100 1,353 20,324 SH   SOLE   5,856 0 14,468
Kellogg Company CS 487836108 7,582 97,865 SH   SOLE   55 0 97,810
Kimberly Clark Corp CS 494368103 2,099 16,644 SH   SOLE   0 0 16,644
Kinder Morgan CS 49456B101 4,010 173,367 SH   SOLE   0 0 173,367
Kraft Heinz Co CS 500754106 680 7,593 SH   SOLE   1,166 0 6,427
Lockheed Martin CS 539830109 917 3,826 SH   SOLE   0 0 3,826
Loews Corp CS 540424108 206 5,012 SH   SOLE   855 0 4,157
Lomiko Metals Inc CS 54163Q102 0 10,000 SH   SOLE   0 0 10,000
Lowe's Companies CS 548661107 779 10,788 SH   SOLE   0 0 10,788
LPL Financial Holdings Inc CS 50212V100 819 27,375 SH   SOLE   0 0 27,375
Markel Corp CS 570535104 210 226 SH   SOLE   0 0 226
Marsh & McLennan Companies CS 571748102 227 3,371 SH   SOLE   0 0 3,371
MasterCard Inc CS 57636Q104 2,631 25,855 SH   SOLE   2,625 0 23,230
McCormick & Co CS 579780206 817 8,173 SH   SOLE   0 0 8,173
McDonald's Corp CS 580135101 696 6,034 SH   SOLE   210 0 5,824
Medivation Inc. CS 58501N101 2,084 25,600 SH   SOLE   0 0 25,600
Merck & Co Inc CS 58933Y105 2,103 33,694 SH   SOLE   3,065 0 30,629
Microsoft Corp CS 594918104 8,624 149,719 SH   SOLE   14,102 0 135,617
Mohawk Industries CS 608190104 301 1,500 SH   SOLE   0 0 1,500
Mondelez International Inc CS 609207105 913 20,792 SH   SOLE   3,500 0 17,292
Morgan Stanley CS 617446448 1,912 59,624 SH   SOLE   6,866 0 52,758
Nestle ADR CS 641069406 501 6,343 SH   SOLE   0 0 6,343
NewMarket Corp CS 651587107 1,470 3,424 SH   SOLE   0 0 3,424
NextEra Energy Inc CS 65339F101 377 3,084 SH   SOLE   336 0 2,748
Nordic Amer Tanker Shipping Lt CS G65773106 226 22,327 SH   SOLE   0 0 22,327
Norfolk Southern Corporation CS 655844108 38,851 400,273 SH   SOLE   399 0 399,874
Northrop Grumman CS 666807102 820 3,833 SH   SOLE   85 0 3,748
Novartis A G Sponsored ADR CS 66987V109 435 5,504 SH   SOLE   55 0 5,449
NRG Yield Inc Class C CS 62942X405 200 11,778 SH   SOLE   0 0 11,778
NXP Semiconductor NV CS N6596X109 228 2,235 SH   SOLE   0 0 2,235
Occidental Petroleum CS 674599105 278 3,817 SH   SOLE   0 0 3,817
Omnicom Group CS 681919106 370 4,353 SH   SOLE   0 0 4,353
Oracle Corp CS 68389X105 539 13,730 SH   SOLE   447 0 13,283
Parker Hannifin CS 701094104 380 3,031 SH   SOLE   0 0 3,031
PayPal Holdings Inc CS 70450Y103 598 14,602 SH   SOLE   0 0 14,602
Pepsico Inc CS 713448108 8,379 77,032 SH   SOLE   6,548 0 70,484
Pfizer Inc CS 717081103 3,432 101,322 SH   SOLE   4,299 0 97,023
Philip Morris Intl Inc CS 718172109 1,390 14,298 SH   SOLE   3,825 0 10,473
Phillips 66 CS 718546104 317 3,941 SH   SOLE   127 0 3,814
Piedmont Natural Gas of NC CS 720186105 559 9,304 SH   SOLE   0 0 9,304
PNC Financial Services Group CS 693475105 1,838 20,401 SH   SOLE   0 0 20,401
Potomac Bancshares Inc CS 737643106 477 55,390 SH   SOLE   0 0 55,390
PrimeCare Systems Inc CS 74162Y104 0 100,000 SH   SOLE   0 0 100,000
Procter & Gamble CS 742718109 5,311 59,177 SH   SOLE   5,937 0 53,240
Progressive Corp, Ohio CS 743315103 233 7,396 SH   SOLE   120 0 7,276
PVH Corp CS 693656100 396 3,581 SH   SOLE   0 0 3,581
Qualcomm Inc CS 747525103 923 13,481 SH   SOLE   650 0 12,831
Rand Worldwide Inc CS 752246108 66 30,800 SH   SOLE   0 0 30,800
Rayonier Inc CS 754907103 360 13,550 SH   SOLE   0 0 13,550
Raytheon Co CS 755111507 232 1,707 SH   SOLE   0 0 1,707
Reliance Steel & Aluminum CS 759509102 299 4,153 SH   SOLE   4,130 0 23
Reynolds American Inc CS 761713106 1,177 24,967 SH   SOLE   20,380 0 4,587
Rockwell Collins Inc CS 774341101 230 2,730 SH   SOLE   0 0 2,730
Sanofi Aventis CS 80105N105 2,848 74,568 SH   SOLE   3,939 0 70,629
SCANA Corp CS 80589M102 295 4,070 SH   SOLE   0 0 4,070
Schlumberger Ltd CS 806857108 1,110 14,119 SH   SOLE   575 0 13,544
Sherwin Williams Co CS 824348106 586 2,119 SH   SOLE   100 0 2,019
Sirius XM Holdings Inc CS 82968B103 58 14,000 SH   SOLE   0 0 14,000
Southern Co CS 842587107 2,578 50,255 SH   SOLE   4,750 0 45,505
Southern Natl Bancorp of Va CS 843395104 1,160 88,875 SH   SOLE   0 0 88,875
Spectra Energy Corp CS 847560109 235 5,497 SH   SOLE   186 0 5,311
Stanley Black & Decker Inc CS 854502101 283 2,303 SH   SOLE   0 0 2,303
Starbucks Corp CS 855244109 354 6,539 SH   SOLE   0 0 6,539
SunTrust Banks CS 867914103 294 6,702 SH   SOLE   0 0 6,702
Sysco Corp CS 871829107 733 14,956 SH   SOLE   90 0 14,866
Target Corp CS 87612E106 364 5,295 SH   SOLE   0 0 5,295
Tesla Motors Inc CS 88160R101 325 1,595 SH   SOLE   0 0 1,595
Texas Instruments Inc CS 882508104 5,652 80,531 SH   SOLE   179 0 80,352
The Blackstone Group LP CS 09253U108 239 9,360 SH   SOLE   0 0 9,360
The Clorox Co CS 189054109 621 4,960 SH   SOLE   0 0 4,960
The Walt Disney Co CS 254687106 3,632 39,110 SH   SOLE   2,978 0 36,132
Theralase Technologies Inc CS 88337V100 9 30,000 SH   SOLE   0 0 30,000
Thermo Fisher Scientific Inc CS 883556102 216 1,360 SH   SOLE   0 0 1,360
Time Warner Inc CS 887317303 229 2,872 SH   SOLE   319 0 2,553
TJX Companies CS 872540109 2,518 33,668 SH   SOLE   3,364 0 30,304
TowneBank CS 89214P109 4,670 194,337 SH   SOLE   0 0 194,337
Trevali Mining Corp CS 89531J109 8 10,000 SH   SOLE   0 0 10,000
TriplePoint Venture Gr BDC CS 89677Y100 265 25,000 SH   SOLE   0 0 25,000
Twenty First Century Fox B CS 90130A200 248 10,035 SH   SOLE   1,325 0 8,710
Union Pacific CS 907818108 516 5,295 SH   SOLE   0 0 5,295
United Parcel Service CL B CS 911312106 1,021 9,332 SH   SOLE   350 0 8,982
United Technologies CS 913017109 861 8,477 SH   SOLE   332 0 8,145
UnitedHealthcare Group Inc CS 91324P102 219 1,564 SH   SOLE   80 0 1,484
US Bancorp CS 902973304 606 14,134 SH   SOLE   0 0 14,134
VCA Antech Inc CS 918194101 2,884 41,207 SH   SOLE   4,464 0 36,743
Verizon Communications Inc CS 92343V104 2,279 43,847 SH   SOLE   591 0 43,256
Vertex Pharmaceuticals CS 92532F100 245 2,815 SH   SOLE   0 0 2,815
Visa Inc Cl A CS 92826C839 1,158 14,004 SH   SOLE   0 0 14,004
Vulcan Materials Co CS 929160109 504 4,429 SH   SOLE   0 0 4,429
Wal-Mart Stores CS 931142103 1,040 14,422 SH   SOLE   1,631 0 12,791
Walgreens Boots Alliance CS 931427108 810 10,053 SH   SOLE   0 0 10,053
Waste Management, Inc CS 94106L109 1,119 17,552 SH   SOLE   500 0 17,052
Wells Fargo & Co CS 949746101 2,759 62,306 SH   SOLE   4,961 0 57,345
Westar Energy Inc CS 95709T100 304 5,360 SH   SOLE   0 0 5,360
WestRock Co CS 96145D105 284 5,855 SH   SOLE   0 0 5,855
Weyerhaeuser Company CS 962166104 276 8,648 SH   SOLE   0 0 8,648
Willis Towers Watson PLC CS G96629103 433 3,260 SH   SOLE   0 0 3,260
WP Carey Inc CS 92936U109 263 4,077 SH   SOLE   0 0 4,077
Xenith Bankshares Inc. CS 984102103 23 10,073 SH   SOLE   0 0 10,073
Xerox Corp CS 984121103 133 13,101 SH   SOLE   0 0 13,101
Yadkin Financial Corp CS 984305102 861 32,737 SH   SOLE   0 0 32,737
Yahoo Inc CS 984332106 428 9,939 SH   SOLE   0 0 9,939
YUM Brands Inc CS 988498101 383 4,220 SH   SOLE   597 0 3,623
Zimmer Biomet Holdings Inc CS 98956P102 2,560 19,691 SH   SOLE   2,080 0 17,611
Zoetis Inc CS 98978V103 335 6,435 SH   SOLE   0 0 6,435
Eaton Vance TM Glbl BR Opp FS 27829C105 139 12,583 SH   SOLE   0 0 12,583
FlexShares Credit Scored US FS 33939L761 464 8,948 SH   SOLE   1,775 0 7,173
Flexshares Disc Dur Mbs FS 33939L779 809 32,517 SH   SOLE   6,470 0 26,047
Guggenheim Defensive Eqty FS 18383M878 207 5,310 SH   SOLE   0 0 5,310
Guggenheim S&P 500 Pure Gr FS 78355W403 3,699 43,915 SH   SOLE   6,870 0 37,045
Guggenheim S&P 500 Top 50 FS 78355W205 9,099 59,559 SH   SOLE   2,180 0 57,379
Guggenheim S&P EW Ind FS 78355W833 26,106 280,043 SH   SOLE   141,708 0 138,335
Guggenheim S&P EW Tech FS 78355W817 121,288 1,149,544 SH   SOLE   578,729 0 570,815
Guggenheim S&P EW Utilities FS 78355W791 23,837 293,996 SH   SOLE   149,034 0 144,962
HSBC S&P 500 Note Due 06/30/21 FS 40433C742 208 10,000 SH   SOLE   0 0 10,000
iPath GSCI Total Return FS 06738C794 170 12,365 SH   SOLE   7,180 0 5,185
IQ Hedge Multi Str Tracker FS 45409B107 7,333 250,287 SH   SOLE   5,735 0 244,552
IQ Merger Arbitrage FS 45409B800 926 31,720 SH   SOLE   2,900 0 28,820
iShares C&S Realty Index FS 464287564 345 3,285 SH   SOLE   870 0 2,415
iShares Comex Gold Trust FS 464285105 7,476 589,093 SH   SOLE   51,005 0 538,088
iShares Core MSCI Emg Mkts FS 46434G103 358 7,840 SH   SOLE   150 0 7,690
iShares Curr Hdg MSCI EAFE FS 46434V803 247 9,963 SH   SOLE   0 0 9,963
iShares Global Industrials FS 464288729 5,199 70,462 SH   SOLE   20,430 0 50,032
iShares MSCI ACWI Index FS 464288257 15,207 257,316 SH   SOLE   238,730 0 18,586
iShares MSCI ACWI Min Vol FS 464286525 10,094 132,480 SH   SOLE   38,440 0 94,040
iShares MSCI EAFE Index FS 464287465 38,349 648,557 SH   SOLE   48,365 0 600,192
iShares MSCI EAFE Min Vol FS 46429B689 3,075 45,454 SH   SOLE   0 0 45,454
iShares MSCI EAFE Value Index FS 464288877 18,403 398,680 SH   SOLE   24,958 0 373,722
iShares MSCI Emerg Mkts FS 464287234 5,755 153,666 SH   SOLE   11,855 0 141,811
iShares MSCI USA Min Vol FS 46429B697 7,468 164,379 SH   SOLE   3,965 0 160,414
iShares Russell 1000 Growth FS 464287614 43,769 420,167 SH   SOLE   25,773 0 394,394
iShares Russell 1000 Index FS 464287622 1,930 16,022 SH   SOLE   1,547 0 14,475
iShares Russell 1000 Value FS 464287598 3,541 33,523 SH   SOLE   1,889 0 31,634
iShares Russell 2000 Growth FS 464287648 689 4,628 SH   SOLE   82 0 4,546
iShares Russell 2000 Index FS 464287655 15,726 126,606 SH   SOLE   6,922 0 119,684
iShares Russell 2000 Value FS 464287630 11,321 108,079 SH   SOLE   8,914 0 99,165
iShares Russell 3000 Index FS 464287689 587 4,580 SH   SOLE   1,000 0 3,580
iShares Russell MidCap Index FS 464287499 29,745 170,633 SH   SOLE   6,850 0 163,783
iShares Russell MidCap Value FS 464287473 22,675 295,361 SH   SOLE   10,915 0 284,446
iShares S&P 500 Growth FS 464287309 252 2,070 SH   SOLE   0 0 2,070
iShares S&P 500 Index FS 464287200 99,643 458,005 SH   SOLE   19,226 0 438,779
iShares S&P 500 Value Index FS 464287408 272 2,864 SH   SOLE   0 0 2,864
iShares S&P Global Materials FS 464288695 5,059 94,585 SH   SOLE   28,030 0 66,555
iShares S&P Latin America 40 FS 464287390 291 10,392 SH   SOLE   0 0 10,392
iShares Select Dividend FS 464287168 376 4,388 SH   SOLE   0 0 4,388
PowerShares Dyn LC Value FS 73935X708 417 13,241 SH   SOLE   0 0 13,241
PShares S&P Intl High Qlty FS 73936T805 240 11,796 SH   SOLE   2,355 0 9,441
Schwab International Equity FS 808524805 2,719 94,438 SH   SOLE   0 0 94,438
Schwab US Large Cap Growth FS 808524300 2,968 53,494 SH   SOLE   0 0 53,494
Schwab US Mid Cap FS 808524508 1,184 27,209 SH   SOLE   0 0 27,209
Short S&P500 ProShares FS 74347B425 292 7,672 SH   SOLE   0 0 7,672
SPDR Barclays Cap Conv FS 78464A359 4,444 95,853 SH   SOLE   12,420 0 83,433
SPDR Energy Index FS 81369Y506 302 4,282 SH   SOLE   0 0 4,282
SPDR Gold Trust FS 78463V107 35,312 281,058 SH   SOLE   139,706 0 141,352
SPDR Russell 1000 FS 78464A854 304 2,985 SH   SOLE   0 0 2,985
SPDR S&P 500 FS 78462F103 4,968 22,967 SH   SOLE   2,065 0 20,902
SPDR S&P Intl Small Cap FS 78463X871 201 6,420 SH   SOLE   0 0 6,420
SPDR S&P World (ex-US) FS 78463X889 1,073 40,530 SH   SOLE   0 0 40,530
Tech Select Sector SPDR Tr FS 81369Y803 549 11,490 SH   SOLE   0 0 11,490
Ultra DOW30 ProShares FS 74347R305 828 11,630 SH   SOLE   0 0 11,630
Ultra Russell 2000 Proshares FS 74347R842 270 2,850 SH   SOLE   0 0 2,850
Ultra S&P 500 Proshares FS 74347R107 633 8,921 SH   SOLE   0 0 8,921
Vanguard All World Ex-US ETF FS 922042775 542 11,920 SH   SOLE   0 0 11,920
Vanguard Emerg Mkts ETF FS 922042858 17,879 475,128 SH   SOLE   31,380 0 443,748
Vanguard FTSE Dev Mkts ETF FS 921943858 1,644 43,956 SH   SOLE   405 0 43,551
Vanguard Growth ETF FS 922908736 561 5,000 SH   SOLE   0 0 5,000
Vanguard High Dvd Yield ETF FS 921946406 202 2,795 SH   SOLE   0 0 2,795
Vanguard Mid Cap ETF FS 922908629 990 7,647 SH   SOLE   0 0 7,647
Vanguard Midcap Value ETF FS 922908512 4,021 42,970 SH   SOLE   6,760 0 36,210
Vanguard REIT FS 922908553 286 3,300 SH   SOLE   0 0 3,300
Vanguard S&P 500 ETF FS 922908363 25,070 126,175 SH   SOLE   3,639 0 122,536
Vanguard Small Cap ETF FS 922908751 4,128 33,789 SH   SOLE   1,975 0 31,814
Vanguard Small Cap Growth ETF FS 922908595 3,907 29,650 SH   SOLE   4,705 0 24,945
Vanguard Small Cap Value ETF FS 922908611 3,833 34,637 SH   SOLE   1,885 0 32,752
Vanguard Total Stock Mkt ETF FS 922908769 905 8,126 SH   SOLE   1,456 0 6,670
Vanguard Value ETF FS 922908744 29,769 342,172 SH   SOLE   24,121 0 318,051
Victory CEMP US 500 VW ETF FS 92647N782 262 6,775 SH   SOLE   0 0 6,775
WisdomTree Emerg Mkts FS 97717W315 478 12,720 SH   SOLE   990 0 11,730
WisdomTree Intl SC Dvd FS 97717W760 19,659 320,342 SH   SOLE   18,613 0 301,729
WisdomTree Large Cap Dvd FS 97717W307 31,853 413,725 SH   SOLE   23,895 0 389,830
WisdomTree Small Cap Dvd FS 97717W604 1,576 20,949 SH   SOLE   0 0 20,949