The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 350 2,104 SH   DFND 2 3 0 0 2,104
ABBOTT LABS COM 002824100 883 21,121 SH   DFND 2 3 0 0 21,121
ABBVIE INC COM 00287Y109 1,066 18,662 SH   DFND 2 3 0 0 18,662
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 491 6,209 SH   DFND 2 3 0 0 6,209
ALLEGHANY CORP DEL COM 017175100 212 428 SH   DFND 2 3 0 0 428
ALPHA ARCHITECT ETF TR US QUANT ETF 02072L102 404 17,249 SH   DFND 2 3 0 0 17,249
ALPHABET INC CAP STK CL A 02079K305 1,297 1,700 SH   DFND 2 3 0 0 1,700
ALPHABET INC CAP STK CL C 02079K107 557 747 SH   DFND 2 3 0 0 747
ALTRIA GROUP INC COM 02209S103 915 14,595 SH   DFND 2 3 0 0 14,595
AMAZON COM INC COM 023135106 954 1,606 SH   DFND 2 3 0 0 1,606
AMERICAN CAPITAL AGENCY CORP COM 02503X105 289 15,486 SH   DFND 2 3 0 0 15,486
AMERICAN TOWER CORP NEW COM 03027X100 331 3,226 SH   DFND 2 3 0 0 3,226
AMGEN INC COM 031162100 626 4,173 SH   DFND 2 3 0 0 4,173
ANNALY CAP MGMT INC COM 035710409 530 51,690 SH   DFND 2 3 0 0 51,690
ANNALY CAP MGMT INC COM 035710409 9 900 SH   SOLE 0 0 900
APPLE INC COM 037833100 5 50 SH   SOLE 0 0 50
APPLE INC COM 037833100 4,949 45,408 SH   DFND 2 3 0 0 45,408
AT&T INC COM 00206R102 48 1,207 SH   SOLE 0 0 1,207
AT&T INC COM 00206R102 2,966 75,715 SH   DFND 2 3 0 0 75,715
ATLAS RESOURCE PARTNERS LP COM UNT LTD PR 04941A101 8 10,000 SH   DFND 2 3 0 0 10,000
AUBURN NATL BANCORP COM 050473107 402 14,217 SH   DFND 2 3 0 0 14,217
AUTOMATIC DATA PROCESSING IN COM 053015103 1,339 14,936 SH   DFND 2 3 0 0 14,936
BANK AMER CORP COM 060505104 151 11,180 SH   DFND 2 3 0 0 11,180
BARD C R INC COM 067383109 228 1,127 SH   DFND 2 3 0 0 1,127
BB&T CORP COM 054937107 279 8,392 SH   DFND 2 3 0 0 8,392
BERKSHIRE HATHAWAY INC DEL CL A 084670108 213 1 SH   DFND 2 3 0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,094 7,714 SH   DFND 2 3 0 0 7,714
BOEING CO COM 097023105 1,537 12,110 SH   DFND 2 3 0 0 12,110
BP PLC SPONSORED ADR 055622104 268 8,887 SH   DFND 2 3 0 0 8,887
BP PLC SPONSORED ADR 055622104 3 100 SH   SOLE 0 0 100
BRISTOL MYERS SQUIBB CO COM 110122108 1,049 16,423 SH   DFND 2 3 0 0 16,423
CALAMOS CONV & HIGH INCOME F COM SHS 12811P108 171 16,418 SH   DFND 2 3 0 0 16,418
CATERPILLAR INC DEL COM 149123101 305 3,984 SH   DFND 2 3 0 0 3,984
CELGENE CORP COM 151020104 1,399 13,979 SH   DFND 2 3 0 0 13,979
CHECK POINT SOFTWARE TECH LT ORD M22465104 355 4,059 SH   DFND 2 3 0 0 4,059
CHESAPEAKE ENERGY CORP NOTE 2.250%12/1 165167CB1 6 15,000 PRN   DFND 2 3 0 0 15,000
CHESAPEAKE ENERGY CORP NOTE 2.500% 5/1 165167BZ9 8 13,000 PRN   DFND 2 3 0 0 13,000
CHEVRON CORP NEW COM 166764100 3,653 38,292 SH   DFND 2 3 0 0 38,292
CHEVRON CORP NEW COM 166764100 10 600 SH Call DFND 2 3 0 0 600
CISCO SYS INC COM 17275R102 2,633 92,464 SH   DFND 2 3 0 0 92,464
CLAYMORE EXCHANGE TRD FD TR GUG BULL2018 E 18383M530 1,604 75,969 SH   DFND 2 3 0 0 75,969
CLAYMORE EXCHANGE TRD FD TR GUG BULL2019 E 18383M522 1,625 76,557 SH   DFND 2 3 0 0 76,557
CLAYMORE EXCHANGE TRD FD TR GUG BULL2020 E 18383M514 867 40,531 SH   DFND 2 3 0 0 40,531
CLAYMORE EXCHANGE TRD FD TR GUGG BULSH 2021 18383M266 262 12,418 SH   DFND 2 3 0 0 12,418
CLAYMORE EXCHANGE TRD FD TR GUGG BULSH 2022 18383M258 236 11,199 SH   DFND 2 3 0 0 11,199
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2016 18383M555 1,129 51,197 SH   DFND 2 3 0 0 51,197
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2017 18383M548 1,588 70,139 SH   DFND 2 3 0 0 70,139
CLOROX CO DEL COM 189054109 2,445 19,398 SH   DFND 2 3 0 0 19,398
COCA COLA CO COM 191216100 1,374 29,618 SH   DFND 2 3 0 0 29,618
COCA COLA CO COM 191216100 6 133 SH   SOLE 0 0 133
COLGATE PALMOLIVE CO COM 194162103 217 3,070 SH   DFND 2 3 0 0 3,070
COMCAST CORP NEW CL A 20030N101 1 24 SH   SOLE 0 0 24
COMCAST CORP NEW CL A 20030N101 236 3,864 SH   DFND 2 3 0 0 3,864
CONAGRA FOODS INC COM 205887102 256 5,735 SH   DFND 2 3 0 0 5,735
CONOCOPHILLIPS COM 20825C104 372 9,250 SH   DFND 2 3 0 0 9,250
CONSOLIDATED EDISON INC COM 209115104 280 3,652 SH   DFND 2 3 0 0 3,652
COSTCO WHSL CORP NEW COM 22160K105 456 2,888 SH   DFND 2 3 0 0 2,888
CU BANCORP CALIF COM 126534106 514 24,288 SH   DFND 2 3 0 0 24,288
CUMMINS INC COM 231021106 555 5,053 SH   DFND 2 3 0 0 5,053
CVS HEALTH CORP COM 126650100 630 6,075 SH   DFND 2 3 0 0 6,075
DISNEY WALT CO COM DISNEY 254687106 12 120 SH   SOLE 0 0 120
DISNEY WALT CO COM DISNEY 254687106 959 9,659 SH   DFND 2 3 0 0 9,659
DOMINION RES INC VA NEW COM 25746U109 2,226 29,626 SH   DFND 2 3 0 0 29,626
DOW CHEM CO COM 260543103 324 6,371 SH   DFND 2 3 0 0 6,371
DU PONT E I DE NEMOURS & CO COM 263534109 339 5,355 SH   DFND 2 3 0 0 5,355
DUKE ENERGY CORP NEW COM NEW 26441C204 753 9,336 SH   DFND 2 3 0 0 9,336
EATON CORP PLC SHS G29183103 1,080 17,267 SH   DFND 2 3 0 0 17,267
ENTERPRISE PRODS PARTNERS L COM 293792107 391 15,867 SH   DFND 2 3 0 0 15,867
EOG RES INC COM 26875P101 1,004 13,827 SH   DFND 2 3 0 0 13,827
EXELON CORP COM 30161N101 328 9,149 SH   DFND 2 3 0 0 9,149
EXXON MOBIL CORP COM 30231G102 5,132 61,392 SH   DFND 2 3 0 0 61,392
EXXON MOBIL CORP COM 30231G102 17 200 SH   SOLE 0 0 200
FACEBOOK INC CL A 30303M102 673 5,898 SH   DFND 2 3 0 0 5,898
FACEBOOK INC CL A 30303M102 23 200 SH   SOLE 0 0 200
FEDEX CORP COM 31428X106 393 2,417 SH   DFND 2 3 0 0 2,417
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303 200 5,887 SH   DFND 2 3 0 0 5,887
FIRST FINL BANCORP OH COM 320209109 185 10,175 SH   DFND 2 3 0 0 10,175
FIRST TR EXCHANGE TRADED FD CONSUMR STAPLE 33734X119 648 14,051 SH   DFND 2 3 0 0 14,051
FIRST TR EXCHANGE TRADED FD FINLS ALPHADEX 33734X135 209 9,227 SH   DFND 2 3 0 0 9,227
FIRST TR MORNINGSTAR DIV LEA SHS 336917109 212 8,264 SH   DFND 2 3 0 0 8,264
FIRST TR STOXX EURO DIV FD COMMON SHS 33735T109 137 11,250 SH   DFND 2 3 0 0 11,250
FLEXSHARES TR CR SCD US BD 33939L761 281 5,478 SH   DFND 2 3 0 0 5,478
FLEXSHARES TR IBOXX 3R TARGT 33939L506 326 13,188 SH   DFND 2 3 0 0 13,188
FLEXSHARES TR M STAR DEV MKT 33939L803 360 6,662 SH   DFND 2 3 0 0 6,662
FLEXSHARES TR MORNSTAR USMKT 33939L100 453 5,346 SH   DFND 2 3 0 0 5,346
FLEXSHARES TR QUALT DIVD IDX 33939L860 202 5,601 SH   DFND 2 3 0 0 5,601
FORD MTR CO DEL COM PAR $0.01 345370860 10 750 SH   SOLE 0 0 750
FORD MTR CO DEL COM PAR $0.01 345370860 1,325 98,152 SH   DFND 2 3 0 0 98,152
GENERAL ELECTRIC CO COM 369604103 2,644 83,174 SH   DFND 2 3 0 0 83,174
GENERAL MLS INC COM 370334104 391 6,173 SH   DFND 2 3 0 0 6,173
GENUINE PARTS CO COM 372460105 1,920 19,327 SH   DFND 2 3 0 0 19,327
GILEAD SCIENCES INC COM 375558103 788 8,573 SH   DFND 2 3 0 0 8,573
HASBRO INC COM 418056107 1,677 20,939 SH   DFND 2 3 0 0 20,939
HEALTHCARE TR AMER INC CL A NEW 42225P501 230 7,810 SH   DFND 2 3 0 0 7,810
HOME DEPOT INC COM 437076102 3,986 29,873 SH   DFND 2 3 0 0 29,873
HONEYWELL INTL INC COM 438516106 208 1,857 SH   DFND 2 3 0 0 1,857
ILLINOIS TOOL WKS INC COM 452308109 229 2,235 SH   DFND 2 3 0 0 2,235
INTEL CORP COM 458140100 2,686 83,034 SH   DFND 2 3 0 0 83,034
INTEL CORP COM 458140100 11 340 SH   SOLE 0 0 340
INTERNATIONAL BUSINESS MACHS COM 459200101 636 4,200 SH   DFND 2 3 0 0 4,200
INTERNATIONAL GAME TECHNOLOG SHS USD G4863A108 717 39,307 SH   DFND 2 3 0 0 39,307
ISHARES EM MK MINVOL ETF 464286533 356 6,933 SH   DFND 2 3 0 0 6,933
ISHARES IBONDS SEP16 ETF 464289313 1,109 41,917 SH   DFND 2 3 0 0 41,917
ISHARES IBONDS SEP17 ETF 464289271 1,284 46,821 SH   DFND 2 3 0 0 46,821
ISHARES GOLD TRUST ISHARES 464285105 149 12,569 SH   DFND 2 3 0 0 12,569
ISHARES INC CORE MSCI EMKT 46434G103 47,299 1,136,449 SH   DFND 1 1,136,449 0 0
ISHARES INC CORE MSCI EMKT 46434G103 14 325 SH   DFND 2 3 0 0 325
ISHARES TR COHEN&STEER REIT 464287564 866 8,394 SH   DFND 2 3 0 0 8,394
ISHARES TR CORE DIV GRWTH 46434V621 788 29,851 SH   DFND 2 3 0 0 29,851
ISHARES TR CORE HIGH DV ETF 46429B663 1,521 19,492 SH   DFND 2 3 0 0 19,492
ISHARES TR CORE MSCI EAFE 46432F842 1,264 23,794 SH   DFND 2 3 0 0 23,794
ISHARES TR CORE S&P MCP ETF 464287507 1,474 10,223 SH   DFND 2 3 0 0 10,223
ISHARES TR CORE S&P SCP ETF 464287804 1,077 9,563 SH   DFND 2 3 0 0 9,563
ISHARES TR CORE S&P500 ETF 464287200 3,067 14,845 SH   DFND 2 3 0 0 14,845
ISHARES TR CORE US AGGBD ET 464287226 2,738 24,706 SH   DFND 2 3 0 0 24,706
ISHARES TR EAFE MIN VOL ETF 46429B689 1,866 28,085 SH   DFND 2 3 0 0 28,085
ISHARES TR EAFE VALUE ETF 464288877 1,426 31,787 SH   DFND 2 3 0 0 31,787
ISHARES TR FLTG RATE BD ETF 46429B655 1,358 26,928 SH   DFND 2 3 0 0 26,928
ISHARES TR IBONDS DEC21 ETF 46435G789 901 34,840 SH   DFND 2 3 0 0 34,840
ISHARES TR IBONDS DEC22 ETF 46435G755 422 16,202 SH   DFND 2 3 0 0 16,202
ISHARES TR IBONDS SEP18 ETF 46429B580 2,759 107,743 SH   DFND 2 3 0 0 107,743
ISHARES TR IBONDS SEP19 ETF 46429B564 2,868 111,622 SH   DFND 2 3 0 0 111,622
ISHARES TR IBONDS SEP20 ETF 46434V571 2,564 99,565 SH   DFND 2 3 0 0 99,565
ISHARES TR INTL SEL DIV ETF 464288448 437 15,084 SH   DFND 2 3 0 0 15,084
ISHARES TR MSCI EAFE ETF 464287465 2,060 36,040 SH   DFND 2 3 0 0 36,040
ISHARES TR MSCI EMG MKT ETF 464287234 327,175 9,552,532 SH   DFND 1 9,552,532 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 911 26,589 SH   DFND 2 3 0 0 26,589
ISHARES TR MSCI USAMOMFCT 46432F396 320 4,372 SH   DFND 2 3 0 0 4,372
ISHARES TR RUS 1000 GRW ETF 464287614 9,153 91,731 SH   DFND 2 3 0 0 91,731
ISHARES TR RUS 1000 VAL ETF 464287598 6,975 70,599 SH   DFND 2 3 0 0 70,599
ISHARES TR RUS 2000 GRW ETF 464287648 644 4,855 SH   DFND 2 3 0 0 4,855
ISHARES TR RUS 2000 VAL ETF 464287630 624 6,701 SH   DFND 2 3 0 0 6,701
ISHARES TR RUS MID-CAP ETF 464287499 539 3,308 SH   DFND 2 3 0 0 3,308
ISHARES TR RUSSELL 2000 ETF 464287655 1,307 11,810 SH   DFND 2 3 0 0 11,810
ISHARES TR S&P 500 VAL ETF 464287408 632 7,031 SH   DFND 2 3 0 0 7,031
ISHARES TR TIPS BD ETF 464287176 2,030 17,713 SH   DFND 2 3 0 0 17,713
ISHARES TR U.S. PFD STK ETF 464288687 379 9,722 SH   DFND 2 3 0 0 9,722
JOHNSON & JOHNSON COM 478160104 4,375 40,436 SH   DFND 2 3 0 0 40,436
JPMORGAN CHASE & CO COM 46625H100 2,721 45,941 SH   DFND 2 3 0 0 45,941
KAYNE ANDERSON MLP INVT CO COM 486606106 1,472 88,859 SH   DFND 2 3 0 0 88,859
KIMBERLY CLARK CORP COM 494368103 1,333 9,910 SH   DFND 2 3 0 0 9,910
KINDER MORGAN INC DEL COM 49456B101 474 26,570 SH   DFND 2 3 0 0 26,570
KRAFT HEINZ CO COM 500754106 1,236 15,735 SH   DFND 2 3 0 0 15,735
L BRANDS INC COM 501797104 804 9,153 SH   DFND 2 3 0 0 9,153
LGI HOMES INC COM 50187T106 230 9,500 SH   DFND 2 3 0 0 9,500
LOCKHEED MARTIN CORP COM 539830109 2,029 9,160 SH   DFND 2 3 0 0 9,160
MARKET VECTORS ETF TR AMT FREE INT ETF 57060U845 619 25,555 SH   DFND 2 3 0 0 25,555
MARKET VECTORS ETF TR HG YLD MUN ETF 57060U878 618 19,730 SH   DFND 2 3 0 0 19,730
MARRIOTT INTL INC NEW CL A 571903202 1,360 19,110 SH   DFND 2 3 0 0 19,110
MASTERCARD INC CL A 57636Q104 382 4,036 SH   DFND 2 3 0 0 4,036
MCCORMICK & CO INC COM VTG 579780107 278 2,800 SH   DFND 2 3 0 0 2,800
MCDONALDS CORP COM 580135101 27 215 SH   SOLE 0 0 215
MCDONALDS CORP COM 580135101 1,500 11,935 SH   DFND 2 3 0 0 11,935
MERCK & CO INC NEW COM 58933Y105 330 6,245 SH   DFND 2 3 0 0 6,245
MERCK & CO INC NEW COM 58933Y105 15 283 SH   SOLE 0 0 283
MICROSOFT CORP COM 594918104 4,186 75,802 SH   DFND 2 3 0 0 75,802
MICROSOFT CORP COM 594918104 17 304 SH   SOLE 0 0 304
MIMEDX GROUP INC COM 602496101 89 10,190 SH   DFND 2 3 0 0 10,190
MONOGRAM RESIDENTIAL TR INC COM 60979P105 143 14,584 SH   DFND 2 3 0 0 14,584
NATIONAL GRID PLC SPON ADR NEW 636274300 1,963 27,489 SH   DFND 2 3 0 0 27,489
NORFOLK SOUTHERN CORP COM 655844108 489 5,872 SH   DFND 2 3 0 0 5,872
NORTHROP GRUMMAN CORP COM 666807102 254 1,285 SH   DFND 2 3 0 0 1,285
NOVARTIS A G SPONSORED ADR 66987V109 1,828 25,241 SH   DFND 2 3 0 0 25,241
ORACLE CORP COM 68389X105 283 6,910 SH   DFND 2 3 0 0 6,910
ORACLE CORP COM 68389X105 8 200 SH   SOLE 0 0 200
PALO ALTO NETWORKS INC COM 697435105 312 1,915 SH   DFND 2 3 0 0 1,915
PAYCHEX INC COM 704326107 3,039 56,258 SH   DFND 2 3 0 0 56,258
PEPSICO INC COM 713448108 2,085 20,344 SH   DFND 2 3 0 0 20,344
PEPSICO INC COM 713448108 23 227 SH   SOLE 0 0 227
PFIZER INC COM 717081103 2,874 96,975 SH   DFND 2 3 0 0 96,975
PHILIP MORRIS INTL INC COM 718172109 1,057 10,774 SH   DFND 2 3 0 0 10,774
PHILLIPS 66 COM 718546104 962 11,099 SH   DFND 2 3 0 0 11,099
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 2,810 27,883 SH   DFND 2 3 0 0 27,883
PNC FINL SVCS GROUP INC COM 693475105 1,131 13,369 SH   DFND 2 3 0 0 13,369
POWERSHARES ETF TR II DEV MKTS EX-US 73936T789 365 10,316 SH   DFND 2 3 0 0 10,316
POWERSHARES ETF TR II S&P500 LOW VOL 73937B779 385 9,538 SH   DFND 2 3 0 0 9,538
POWERSHARES ETF TRUST S&P 500 QLTY PRT 73935X682 1,201 48,811 SH   DFND 2 3 0 0 48,811
POWERSHARES ETF TRUST II GLBL ST HI YLD 73936Q710 641 27,651 SH   DFND 2 3 0 0 27,651
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 332 3,039 SH   DFND 2 3 0 0 3,039
PROCTER & GAMBLE CO COM 742718109 14,884 180,829 SH   DFND 2 3 0 0 180,829
PROCTER & GAMBLE CO COM 742718109 16 200 SH   SOLE 0 0 200
PROSPECT CAPITAL CORPORATION NOTE 5.375%10/1 74348TAK8 59 60,000 PRN   DFND 2 3 0 0 60,000
PUBLIC STORAGE COM 74460D109 271 981 SH   DFND 2 3 0 0 981
QIAGEN NV REG SHS N72482107 386 17,260 SH   DFND 2 3 0 0 17,260
RAYTHEON CO COM NEW 755111507 307 2,503 SH   DFND 2 3 0 0 2,503
REALTY INCOME CORP COM 756109104 2,554 40,871 SH   DFND 2 3 0 0 40,871
RETAIL PPTYS AMER INC CL A 76131V202 206 12,988 SH   DFND 2 3 0 0 12,988
REYNOLDS AMERICAN INC COM 761713106 973 19,331 SH   DFND 2 3 0 0 19,331
RITE AID CORP COM 767754104 86 10,463 SH   DFND 2 3 0 0 10,463
ROSS STORES INC COM 778296103 651 11,242 SH   DFND 2 3 0 0 11,242
RYDEX ETF TRUST GUG S&P500 EWCON 78355W874 3,614 29,686 SH   DFND 2 3 0 0 29,686
SALESFORCE COM INC COM 79466L302 276 3,736 SH   DFND 2 3 0 0 3,736
SANDY SPRING BANCORP INC COM 800363103 837 30,075 SH   DFND 2 3 0 0 30,075
SCANA CORP NEW COM 80589M102 244 3,471 SH   DFND 2 3 0 0 3,471
SCHLUMBERGER LTD COM 806857108 208 2,817 SH   DFND 2 3 0 0 2,817
SELECT INCOME REIT COM SH BEN INT 81618T100 7 300 SH   SOLE 0 0 300
SELECT INCOME REIT COM SH BEN INT 81618T100 260 11,266 SH   DFND 2 3 0 0 11,266
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 520 10,486 SH   DFND 2 3 0 0 10,486
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 537 12,103 SH   DFND 2 3 0 0 12,103
SIRIUS XM HLDGS INC COM 82968B103 199 50,383 SH   DFND 2 3 0 0 50,383
SMUCKER J M CO COM NEW 832696405 210 1,615 SH   DFND 2 3 0 0 1,615
SOUTHERN CO COM 842587107 993 19,197 SH   DFND 2 3 0 0 19,197
SPDR GOLD TRUST GOLD SHS 78463V107 4,386 37,285 SH   DFND 2 3 0 0 37,285
SPDR S&P 500 ETF TR TR UNIT 78462F103 8,795 42,793 SH   DFND 2 3 0 0 42,793
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,987 7,565 SH   DFND 2 3 0 0 7,565
SPDR SERIES TRUST BARCLYS TIPS ETF 78464A656 175,861 3,073,942 SH   DFND 1 3,073,942 0 0
SPDR SERIES TRUST S&P 500 VALUE 78464A508 205 2,100 SH   DFND 2 3 0 0 2,100
SPDR SERIES TRUST S&P DIVID ETF 78464A763 4,848 60,659 SH   DFND 2 3 0 0 60,659
SPDR SERIES TRUST S&P TRANSN ETF 78464A532 281 6,121 SH   DFND 2 3 0 0 6,121
SPIRIT RLTY CAP INC NEW COM 84860W102 162 14,343 SH   DFND 2 3 0 0 14,343
STARBUCKS CORP COM 855244109 1,124 18,835 SH   DFND 2 3 0 0 18,835
SUNCOR ENERGY INC NEW COM 867224107 406 14,617 SH   DFND 2 3 0 0 14,617
TARGET CORP COM 87612E106 1,696 20,611 SH   DFND 2 3 0 0 20,611
THERMO FISHER SCIENTIFIC INC COM 883556102 712 5,031 SH   DFND 2 3 0 0 5,031
TIER REIT INC COM NEW 88650V208 390 28,802 SH   DFND 2 3 0 0 28,802
TORCHMARK CORP COM 891027104 234 4,313 SH   DFND 2 3 0 0 4,313
TOWNEBANK PORTSMOUTH VA COM 89214P109 668 34,789 SH   DFND 2 3 0 0 34,789
UNDER ARMOUR INC CL A 904311107 417 4,917 SH   DFND 2 3 0 0 4,917
UNION PAC CORP COM 907818108 685 8,613 SH   DFND 2 3 0 0 8,613
UNITED PARCEL SERVICE INC CL B 911312106 2,675 25,360 SH   DFND 2 3 0 0 25,360
UNITED STATES OIL FUND LP UNITS 91232N108 4 420 SH   SOLE 0 0 420
UNITED STATES OIL FUND LP UNITS 91232N108 790 81,407 SH   DFND 2 3 0 0 81,407
UNITEDHEALTH GROUP INC COM 91324P102 355 2,756 SH   DFND 2 3 0 0 2,756
US BANCORP DEL COM NEW 902973304 861 21,211 SH   DFND 2 3 0 0 21,211
VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 15,713 168,884 SH   DFND 1 168,884 0 0
VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 2 25 SH   DFND 2 3 0 0 25
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 1,176 14,586 SH   DFND 2 3 0 0 14,586
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 154,012 1,860,273 SH   DFND 1 1,860,273 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 432 5,217 SH   DFND 2 3 0 0 5,217
VANGUARD INDEX FDS GROWTH ETF 922908736 681 6,399 SH   DFND 2 3 0 0 6,399
VANGUARD INDEX FDS LARGE CAP ETF 922908637 2,670 28,402 SH   DFND 2 3 0 0 28,402
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 11,271 112,421 SH   DFND 1 112,421 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 11,174 128,259 SH   DFND 1 128,259 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 2 26 SH   DFND 2 3 0 0 26
VANGUARD INDEX FDS MID CAP ETF 922908629 1,256 10,356 SH   DFND 2 3 0 0 10,356
VANGUARD INDEX FDS REIT ETF 922908553 4,545 54,240 SH   DFND 1 54,240 0 0
VANGUARD INDEX FDS REIT ETF 922908553 2,020 24,102 SH   DFND 2 3 0 0 24,102
VANGUARD INDEX FDS SM CP VAL ETF 922908611 11,256 110,483 SH   DFND 1 110,483 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,188 11,661 SH   DFND 2 3 0 0 11,661
VANGUARD INDEX FDS SMALL CP ETF 922908751 316 2,835 SH   DFND 2 3 0 0 2,835
VANGUARD INDEX FDS SML CP GRW ETF 922908595 4,484 37,684 SH   DFND 1 37,684 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 11 92 SH   DFND 2 3 0 0 92
VANGUARD INDEX FDS TOTAL STK MKT 922908769 66,969 638,896 SH   DFND 1 638,896 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,807 17,243 SH   DFND 2 3 0 0 17,243
VANGUARD INDEX FDS VALUE ETF 922908744 1,591 19,308 SH   DFND 2 3 0 0 19,308
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 21,070 488,298 SH   DFND 1 488,298 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,325 30,694 SH   DFND 2 3 0 0 30,694
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,104 31,924 SH   DFND 2 3 0 0 31,924
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 11,581 334,904 SH   DFND 1 334,904 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 16,738 344,835 SH   DFND 1 344,835 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 374 7,712 SH   DFND 2 3 0 0 7,712
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 23,686 428,552 SH   DFND 1 428,552 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 88 1,590 SH   DFND 2 3 0 0 1,590
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 9 93 SH   DFND 2 3 0 0 93
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 16,925 181,251 SH   DFND 1 181,251 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 2,851 53,279 SH   DFND 1 53,279 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1 19 SH   DFND 2 3 0 0 19
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 524 10,667 SH   DFND 2 3 0 0 10,667
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 257 2,954 SH   DFND 2 3 0 0 2,954
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 60,965 1,140,173 SH   DFND 1 1,140,173 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 20,583 257,197 SH   DFND 1 257,197 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 641 8,012 SH   DFND 2 3 0 0 8,012
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 22,430 276,057 SH   DFND 1 276,057 0 0
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 4,114 50,633 SH   DFND 2 3 0 0 50,633
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 780 21,725 SH   DFND 2 3 0 0 21,725
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 31,993 892,152 SH   DFND 1 892,152 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 3,288 47,629 SH   DFND 2 3 0 0 47,629
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 39,846 669,238 SH   DFND 1 669,238 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 40,462 486,736 SH   DFND 1 486,736 0 0
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 970 7,816 SH   DFND 2 3 0 0 7,816
VEREIT INC COM 92339V100 282 31,773 SH   DFND 2 3 0 0 31,773
VERIZON COMMUNICATIONS INC COM 92343V104 2,280 42,154 SH   DFND 2 3 0 0 42,154
VERIZON COMMUNICATIONS INC COM 92343V104 5 100 SH   SOLE 0 0 100
VISA INC COM CL A 92826C839 987 12,909 SH   DFND 2 3 0 0 12,909
VSE CORP COM 918284100 723 10,654 SH   DFND 2 3 0 0 10,654
WALGREENS BOOTS ALLIANCE INC COM 931427108 282 3,344 SH   DFND 2 3 0 0 3,344
WAL-MART STORES INC COM 931142103 24 349 SH   SOLE 0 0 349
WAL-MART STORES INC COM 931142103 563 8,224 SH   DFND 2 3 0 0 8,224
WASTE MGMT INC DEL COM 94106L109 1,703 28,859 SH   DFND 2 3 0 0 28,859
WELLS FARGO & CO NEW COM 949746101 2,553 52,783 SH   DFND 2 3 0 0 52,783
WELLTOWER INC COM 95040Q104 1,569 22,631 SH   DFND 2 3 0 0 22,631
WISDOMTREE TR DIV EX-FINL FD 97717W406 603 7,998 SH   DFND 2 3 0 0 7,998
WISDOMTREE TR DYNAMIC LNG EQ 97717X313 415 15,549 SH   DFND 2 3 0 0 15,549
WISDOMTREE TR ITL HDG QTLY DIV 97717X594 292 11,393 SH   DFND 2 3 0 0 11,393
WISDOMTREE TR US QTLY DIV GRT 97717X669 335 10,706 SH   DFND 2 3 0 0 10,706