The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 584 4,156 SH   DFND 2 3 0 0 4,156
ABBOTT LABS COM 002824100 403 9,910 SH   DFND 2 3 0 0 9,910
ABBOTT LABS COM 002824100 5 110 SH   SOLE 0 0 110
ABBVIE INC COM 00287Y109 521 9,364 SH   DFND 2 3 0 0 9,364
ABBVIE INC COM 00287Y109 6 103 SH   SOLE 0 0 103
ALPHABET INC CAP STK CL A 02079K305 410 561 SH   DFND 2 3 0 0 561
ALPHABET INC CAP STK CL C 02079K107 266 371 SH   DFND 2 3 0 0 371
ALTRIA GROUP INC COM 02209S103 717 12,318 SH   DFND 2 3 0 0 12,318
ALTRIA GROUP INC COM 02209S103 16 278 SH   SOLE 0 0 278
AMAZON COM INC COM 023135106 399 657 SH   DFND 2 3 0 0 657
AMERICAN CAPITAL AGENCY CORP COM 02503X105 276 15,630 SH   DFND 2 3 0 0 15,630
ANNALY CAP MGMT INC COM 035710409 453 48,174 SH   DFND 2 3 0 0 48,174
ANNALY CAP MGMT INC COM 035710409 9 900 SH   SOLE 0 0 900
APPLE INC COM 037833100 18 170 SH   SOLE 0 0 170
APPLE INC COM 037833100 3,074 31,706 SH   DFND 2 3 0 0 31,706
AT&T INC COM 00206R102 2,161 64,442 SH   DFND 2 3 0 0 64,442
AT&T INC COM 00206R102 41 1,207 SH   SOLE 0 0 1,207
AUBURN NATL BANCORP COM 050473107 408 14,217 SH   DFND 2 3 0 0 14,217
AUTOMATIC DATA PROCESSING IN COM 053015103 1,095 14,008 SH   DFND 2 3 0 0 14,008
BANK AMER CORP COM 060505104 164 10,757 SH   DFND 2 3 0 0 10,757
BARD C R INC COM 067383109 203 1,127 SH   DFND 2 3 0 0 1,127
BB&T CORP COM 054937107 361 10,499 SH   DFND 2 3 0 0 10,499
BERKSHIRE HATHAWAY INC DEL CL A 084670108 388 2 SH   DFND 2 3 0 0 2
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 905 7,049 SH   DFND 2 3 0 0 7,049
BOEING CO COM 097023105 1,193 9,179 SH   DFND 2 3 0 0 9,179
BP PLC SPONSORED ADR 055622104 254 8,756 SH   DFND 2 3 0 0 8,756
BP PLC SPONSORED ADR 055622104 3 100 SH   SOLE 0 0 100
BRISTOL MYERS SQUIBB CO COM 110122108 597 9,381 SH   DFND 2 3 0 0 9,381
CALAMOS CONV & HIGH INCOME F COM SHS 12811P108 160 15,890 SH   DFND 2 3 0 0 15,890
CATERPILLAR INC DEL COM 149123101 667 10,534 SH   DFND 2 3 0 0 10,534
CELGENE CORP COM 151020104 3,069 28,166 SH   DFND 2 3 0 0 28,166
CHESAPEAKE ENERGY CORP NOTE 2.250%12/1 165167CB1 6 15,000 PRN   DFND 2 3 0 0 15,000
CHEVRON CORP NEW COM 166764100 1,755 21,350 SH   DFND 2 3 0 0 21,350
CISCO SYS INC COM 17275R102 2,059 83,076 SH   DFND 2 3 0 0 83,076
CLAYMORE EXCHANGE TRD FD TR GUG BULL2018 E 18383M530 1,384 65,734 SH   DFND 2 3 0 0 65,734
CLAYMORE EXCHANGE TRD FD TR GUG BULL2019 E 18383M522 1,386 66,076 SH   DFND 2 3 0 0 66,076
CLAYMORE EXCHANGE TRD FD TR GUG BULL2020 E 18383M514 346 16,437 SH   DFND 2 3 0 0 16,437
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2016 18383M555 1,291 58,430 SH   DFND 2 3 0 0 58,430
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2017 18383M548 1,539 68,118 SH   DFND 2 3 0 0 68,118
CLOROX CO DEL COM 189054109 2,392 18,957 SH   DFND 2 3 0 0 18,957
COCA COLA CO COM 191216100 1,315 31,664 SH   DFND 2 3 0 0 31,664
COCA COLA CO COM 191216100 21 493 SH   SOLE 0 0 493
CONAGRA FOODS INC COM 205887102 233 5,735 SH   DFND 2 3 0 0 5,735
CONOCOPHILLIPS COM 20825C104 296 6,821 SH   DFND 2 3 0 0 6,821
CONSOLIDATED EDISON INC COM 209115104 234 3,523 SH   DFND 2 3 0 0 3,523
COSTCO WHSL CORP NEW COM 22160K105 213 1,401 SH   DFND 2 3 0 0 1,401
CU BANCORP CALIF COM 126534106 582 24,288 SH   DFND 2 3 0 0 24,288
CUMMINS INC COM 231021106 379 4,399 SH   DFND 2 3 0 0 4,399
CVS HEALTH CORP COM 126650100 341 3,647 SH   DFND 2 3 0 0 3,647
DISNEY WALT CO COM DISNEY 254687106 898 9,048 SH   DFND 2 3 0 0 9,048
DISNEY WALT CO COM DISNEY 254687106 13 120 SH   SOLE 0 0 120
DOMINION RES INC VA NEW COM 25746U109 2,041 29,361 SH   DFND 2 3 0 0 29,361
DU PONT E I DE NEMOURS & CO COM 263534109 732 11,957 SH   DFND 2 3 0 0 11,957
DUKE ENERGY CORP NEW COM NEW 26441C204 573 8,064 SH   DFND 2 3 0 0 8,064
DUKE REALTY CORP COM NEW 264411505 250 12,583 SH   DFND 2 3 0 0 12,583
ENTERPRISE PRODS PARTNERS L COM 293792107 328 13,518 SH   DFND 2 3 0 0 13,518
EOG RES INC COM 26875P101 766 11,698 SH   DFND 2 3 0 0 11,698
EXELON CORP COM 30161N101 262 9,411 SH   DFND 2 3 0 0 9,411
EXXON MOBIL CORP COM 30231G102 3,833 51,314 SH   DFND 2 3 0 0 51,314
EXXON MOBIL CORP COM 30231G102 24 306 SH   SOLE 0 0 306
FACEBOOK INC CL A 30303M102 355 3,648 SH   DFND 2 3 0 0 3,648
FACEBOOK INC CL A 30303M102 21 200 SH   SOLE 0 0 200
FEDEX CORP COM 31428X106 247 1,837 SH   DFND 2 3 0 0 1,837
FIRST FINL BANCORP OH COM 320209109 169 10,175 SH   DFND 2 3 0 0 10,175
FIRST TR EXCHANGE TRADED FD SENIOR LN FD 33738D309 213 4,538 SH   DFND 2 3 0 0 4,538
FIRST TR STOXX EURO DIV FD COMMON SHS 33735T109 130 11,250 SH   DFND 2 3 0 0 11,250
FLEXSHARES TR IBOXX 3R TARGT 33939L506 213 8,772 SH   DFND 2 3 0 0 8,772
FORD MTR CO DEL COM PAR $0.01 345370860 999 79,664 SH   DFND 2 3 0 0 79,664
FORD MTR CO DEL COM PAR $0.01 345370860 11 750 SH   SOLE 0 0 750
GENERAL ELECTRIC CO COM 369604103 1,927 67,677 SH   DFND 2 3 0 0 67,677
GENERAL MLS INC COM 370334104 316 5,709 SH   DFND 2 3 0 0 5,709
GENUINE PARTS CO COM 372460105 1,437 18,294 SH   DFND 2 3 0 0 18,294
GILEAD SCIENCES INC COM 375558103 738 7,656 SH   DFND 2 3 0 0 7,656
HASBRO INC COM 418056107 1,314 19,319 SH   DFND 2 3 0 0 19,319
HEALTHCARE TR AMER INC CL A NEW 42225P501 212 7,810 SH   DFND 2 3 0 0 7,810
HOME DEPOT INC COM 437076102 2,203 17,779 SH   DFND 2 3 0 0 17,779
INCYTE CORP COM 45337C102 246 2,600 SH   DFND 2 3 0 0 2,600
INTEL CORP COM 458140100 2,812 89,246 SH   DFND 2 3 0 0 89,246
INTEL CORP COM 458140100 12 340 SH   SOLE 0 0 340
INTERNATIONAL BUSINESS MACHS COM 459200101 435 3,308 SH   DFND 2 3 0 0 3,308
INTERNATIONAL GAME TECHNOLOG SHS USD G4863A108 590 39,307 SH   DFND 2 3 0 0 39,307
ISHARES 16 AMT-FREE ETF 464289313 1,333 50,316 SH   DFND 2 3 0 0 50,316
ISHARES 17 AMT-FREE ETF 464289271 1,407 51,402 SH   DFND 2 3 0 0 51,402
ISHARES EM MK MINVOL ETF 464286533 313 6,864 SH   DFND 2 3 0 0 6,864
ISHARES GOLD TRUST ISHARES 464285105 149 14,010 SH   DFND 2 3 0 0 14,010
ISHARES INC CORE MSCI EMKT 46434G103 43,112 1,094,495 SH   DFND 1 1,094,495 0 0
ISHARES INC CORE MSCI EMKT 46434G103 33 906 SH   DFND 2 3 0 0 906
ISHARES TR 18 AMT-FREE ETF 46429B580 2,308 90,261 SH   DFND 2 3 0 0 90,261
ISHARES TR 19 AMT-FREE MN 46429B564 1,796 69,847 SH   DFND 2 3 0 0 69,847
ISHARES TR COHEN&STEER REIT 464287564 961 9,943 SH   DFND 2 3 0 0 9,943
ISHARES TR CORE DIV GRWTH 46434V621 733 30,208 SH   DFND 2 3 0 0 30,208
ISHARES TR CORE HIGH DV ETF 46429B663 602 8,541 SH   DFND 2 3 0 0 8,541
ISHARES TR CORE MSCI EAFE 46432F842 959 18,830 SH   DFND 2 3 0 0 18,830
ISHARES TR CORE S&P MCP ETF 464287507 286 2,196 SH   DFND 2 3 0 0 2,196
ISHARES TR CORE S&P SCP ETF 464287804 782 7,651 SH   DFND 2 3 0 0 7,651
ISHARES TR CORE S&P500 ETF 464287200 2,559 13,271 SH   DFND 2 3 0 0 13,271
ISHARES TR CORE US AGGBD ET 464287226 4,116 37,888 SH   DFND 2 3 0 0 37,888
ISHARES TR EAFE MIN VOL ETF 46429B689 1,365 22,007 SH   DFND 2 3 0 0 22,007
ISHARES TR IBONDS DEC 21 46435G789 444 17,173 SH   DFND 2 3 0 0 17,173
ISHARES TR IBONDS SEP2020 46434V571 921 35,841 SH   DFND 2 3 0 0 35,841
ISHARES TR IBOXX HI YD ETF 464288513 282 3,548 SH   DFND 2 3 0 0 3,548
ISHARES TR INTL SEL DIV ETF 464288448 413 15,485 SH   DFND 2 3 0 0 15,485
ISHARES TR MSCI EAFE ETF 464287465 5,257 95,705 SH   DFND 2 3 0 0 95,705
ISHARES TR MSCI EMG MKT ETF 464287234 317,649 9,867,946 SH   DFND 1 9,867,946 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 831 28,172 SH   DFND 2 3 0 0 28,172
ISHARES TR RUS 1000 GRW ETF 464287614 8,467 90,563 SH   DFND 2 3 0 0 90,563
ISHARES TR RUS 1000 VAL ETF 464287598 6,186 67,259 SH   DFND 2 3 0 0 67,259
ISHARES TR RUS 2000 GRW ETF 464287648 771 6,054 SH   DFND 2 3 0 0 6,054
ISHARES TR RUS MID-CAP ETF 464287499 495 3,284 SH   DFND 2 3 0 0 3,284
ISHARES TR RUSSELL 2000 ETF 464287655 1,074 10,331 SH   DFND 2 3 0 0 10,331
ISHARES TR S&P 500 VAL ETF 464287408 676 8,101 SH   DFND 2 3 0 0 8,101
ISHARES TR TIPS BD ETF 464287176 2,178 19,725 SH   DFND 2 3 0 0 19,725
ISHARES TR U.S. PFD STK ETF 464288687 405 10,416 SH   DFND 2 3 0 0 10,416
JOHNSON & JOHNSON COM 478160104 3,750 38,195 SH   DFND 2 3 0 0 38,195
JOHNSON & JOHNSON COM 478160104 12 118 SH   SOLE 0 0 118
JPMORGAN CHASE & CO COM 46625H100 1,770 30,032 SH   DFND 2 3 0 0 30,032
KAYNE ANDERSON MLP INVT CO COM 486606106 1,240 82,692 SH   DFND 2 3 0 0 82,692
KIMBERLY CLARK CORP COM 494368103 1,169 9,329 SH   DFND 2 3 0 0 9,329
KINDER MORGAN INC DEL COM 49456B101 426 29,053 SH   DFND 2 3 0 0 29,053
KRAFT HEINZ CO COM 500754106 1,071 15,045 SH   DFND 2 3 0 0 15,045
LILLY ELI & CO COM 532457108 244 3,004 SH   DFND 2 3 0 0 3,004
LILLY ELI & CO COM 532457108 12 150 SH   SOLE 0 0 150
LOCKHEED MARTIN CORP COM 539830109 1,644 7,724 SH   DFND 2 3 0 0 7,724
MARKET VECTORS ETF TR HG YLD MUN ETF 57060U878 490 15,744 SH   DFND 2 3 0 0 15,744
MARKET VECTORS ETF TR MKTVEC INTMUETF 57060U845 665 27,461 SH   DFND 2 3 0 0 27,461
MARRIOTT INTL INC NEW CL A 571903202 1,348 21,519 SH   DFND 2 3 0 0 21,519
MASTERCARD INC CL A 57636Q104 295 3,280 SH   DFND 2 3 0 0 3,280
MCCORMICK & CO INC COM VTG 579780107 235 2,800 SH   DFND 2 3 0 0 2,800
MCDONALDS CORP COM 580135101 1,545 13,372 SH   DFND 2 3 0 0 13,372
MCDONALDS CORP COM 580135101 41 339 SH   SOLE 0 0 339
MERCK & CO INC NEW COM 58933Y105 236 4,631 SH   DFND 2 3 0 0 4,631
MERCK & CO INC NEW COM 58933Y105 15 283 SH   SOLE 0 0 283
MICROSOFT CORP COM 594918104 3,003 57,387 SH   DFND 2 3 0 0 57,387
MICROSOFT CORP COM 594918104 42 751 SH   SOLE 0 0 751
MIMEDX GROUP INC COM 602496101 87 10,190 SH   DFND 2 3 0 0 10,190
MONOGRAM RESIDENTIAL TR INC COM 60979P105 134 14,584 SH   DFND 2 3 0 0 14,584
NATIONAL GRID PLC SPON ADR NEW 636274300 1,772 25,922 SH   DFND 2 3 0 0 25,922
NORFOLK SOUTHERN CORP COM 655844108 521 6,697 SH   DFND 2 3 0 0 6,697
NORTHROP GRUMMAN CORP COM 666807102 239 1,285 SH   DFND 2 3 0 0 1,285
NOVARTIS A G SPONSORED ADR 66987V109 1,864 22,850 SH   DFND 2 3 0 0 22,850
ONEOK PARTNERS LP UNIT LTD PARTN 68268N103 225 8,831 SH   DFND 2 3 0 0 8,831
ORACLE CORP COM 68389X105 224 6,461 SH   DFND 2 3 0 0 6,461
ORACLE CORP COM 68389X105 7 200 SH   SOLE 0 0 200
PAYCHEX INC COM 704326107 2,546 53,535 SH   DFND 2 3 0 0 53,535
PEPSICO INC COM 713448108 1,813 18,644 SH   DFND 2 3 0 0 18,644
PEPSICO INC COM 713448108 23 227 SH   SOLE 0 0 227
PFIZER INC COM 717081103 2,912 93,911 SH   DFND 2 3 0 0 93,911
PHILIP MORRIS INTL INC COM 718172109 781 9,004 SH   DFND 2 3 0 0 9,004
PHILLIPS 66 COM 718546104 401 5,330 SH   DFND 2 3 0 0 5,330
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 2,697 26,783 SH   DFND 2 3 0 0 26,783
PIMCO ETF TR LOW DURTN AC ETF 72201R718 258 2,591 SH   DFND 2 3 0 0 2,591
PNC FINL SVCS GROUP INC COM 693475105 933 10,606 SH   DFND 2 3 0 0 10,606
POWERSHARES ETF TR II S&P500 LOW VOL 73937B779 388 10,514 SH   DFND 2 3 0 0 10,514
POWERSHARES ETF TRUST II GLBL ST HI YLD 73936Q710 506 22,053 SH   DFND 2 3 0 0 22,053
PROCTER & GAMBLE CO COM 742718109 14,100 185,593 SH   DFND 2 3 0 0 185,593
PROCTER & GAMBLE CO COM 742718109 16 200 SH   SOLE 0 0 200
PUBLIC STORAGE COM 74460D109 245 992 SH   DFND 2 3 0 0 992
REALTY INCOME CORP COM 756109104 2,002 39,122 SH   DFND 2 3 0 0 39,122
REALTY INCOME CORP COM 756109104 14 275 SH   SOLE 0 0 275
REYNOLDS AMERICAN INC COM 761713106 1,071 22,719 SH   DFND 2 3 0 0 22,719
ROSS STORES INC COM 778296103 537 10,303 SH   DFND 2 3 0 0 10,303
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 373 9,400 SH   DFND 2 3 0 0 9,400
RYDEX ETF TRUST GUG S&P500 EWCON 78355W874 1,530 13,602 SH   DFND 2 3 0 0 13,602
SANDY SPRING BANCORP INC COM 800363103 783 30,075 SH   DFND 2 3 0 0 30,075
SELECT INCOME REIT COM SH BEN INT 81618T100 214 11,126 SH   DFND 2 3 0 0 11,126
SELECT INCOME REIT COM SH BEN INT 81618T100 6 300 SH   SOLE 0 0 300
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 434 19,631 SH   DFND 2 3 0 0 19,631
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 445 10,319 SH   DFND 2 3 0 0 10,319
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 221 5,512 SH   DFND 2 3 0 0 5,512
SIRIUS XM HLDGS INC COM 82968B103 188 49,273 SH   DFND 2 3 0 0 49,273
SOUTHERN CO COM 842587107 220 4,722 SH   DFND 2 3 0 0 4,722
SPDR GOLD TRUST GOLD SHS 78463V107 993 9,393 SH   DFND 2 3 0 0 9,393
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,209 16,708 SH   DFND 2 3 0 0 16,708
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,154 4,853 SH   DFND 2 3 0 0 4,853
SPDR SERIES TRUST BARCLYS TIPS ETF 78464A656 151,859 2,779,789 SH   DFND 1 2,779,789 0 0
SPDR SERIES TRUST INTR TRM CORP BD 78464A375 235 6,980 SH   DFND 2 3 0 0 6,980
SPDR SERIES TRUST NUV HGHYLD MUN 78464A284 224 3,919 SH   DFND 2 3 0 0 3,919
SPDR SERIES TRUST S&P DIVID ETF 78464A763 415 5,944 SH   DFND 2 3 0 0 5,944
SPIRIT RLTY CAP INC NEW COM 84860W102 137 14,343 SH   DFND 2 3 0 0 14,343
STARBUCKS CORP COM 855244109 654 11,548 SH   DFND 2 3 0 0 11,548
TIER REIT INC COM NEW 88650V208 376 24,938 SH   DFND 2 3 0 0 24,938
TORCHMARK CORP COM 891027104 235 4,313 SH   DFND 2 3 0 0 4,313
TOWNEBANK PORTSMOUTH VA COM 89214P109 717 35,817 SH   DFND 2 3 0 0 35,817
UNITED PARCEL SERVICE INC CL B 911312106 2,741 29,923 SH   DFND 2 3 0 0 29,923
UNITED TECHNOLOGIES CORP COM 913017109 13 139 SH   SOLE 0 0 139
UNITED TECHNOLOGIES CORP COM 913017109 313 3,465 SH   DFND 2 3 0 0 3,465
UNITEDHEALTH GROUP INC COM 91324P102 212 1,928 SH   DFND 2 3 0 0 1,928
US BANCORP DEL COM NEW 902973304 818 20,594 SH   DFND 2 3 0 0 20,594
VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 14,445 166,497 SH   DFND 1 166,497 0 0
VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 2 25 SH   DFND 2 3 0 0 25
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 1,160 14,515 SH   DFND 2 3 0 0 14,515
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 2 24 SH   SOLE 0 0 24
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 145,432 1,800,798 SH   DFND 1 1,800,798 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 459 5,650 SH   DFND 2 3 0 0 5,650
VANGUARD INDEX FDS GROWTH ETF 922908736 547 5,470 SH   DFND 2 3 0 0 5,470
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 10,932 109,619 SH   DFND 1 109,619 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 10,854 126,279 SH   DFND 1 126,279 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 2 26 SH   DFND 2 3 0 0 26
VANGUARD INDEX FDS REIT ETF 922908553 4,616 57,891 SH   DFND 1 57,891 0 0
VANGUARD INDEX FDS REIT ETF 922908553 642 8,287 SH   DFND 2 3 0 0 8,287
VANGUARD INDEX FDS SM CP VAL ETF 922908611 10,640 107,726 SH   DFND 1 107,726 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 24 261 SH   DFND 2 3 0 0 261
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1 12 SH   SOLE 0 0 12
VANGUARD INDEX FDS SML CP GRW ETF 922908595 6,504 53,555 SH   DFND 1 53,555 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 10 92 SH   DFND 2 3 0 0 92
VANGUARD INDEX FDS TOTAL STK MKT 922908769 63,372 607,539 SH   DFND 1 607,539 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,749 17,844 SH   DFND 2 3 0 0 17,844
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3 33 SH   SOLE 0 0 33
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 20,497 472,172 SH   DFND 1 472,172 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 55 1,367 SH   DFND 2 3 0 0 1,367
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 13,588 415,398 SH   DFND 1 415,398 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1 18 SH   SOLE 0 0 18
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 225 7,500 SH   DFND 2 3 0 0 7,500
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 16,455 329,882 SH   DFND 1 329,882 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 15 318 SH   DFND 2 3 0 0 318
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 23,449 413,785 SH   DFND 1 413,785 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 7 133 SH   DFND 2 3 0 0 133
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 16,374 176,309 SH   DFND 1 176,309 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 8 93 SH   DFND 2 3 0 0 93
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 2,741 53,633 SH   DFND 1 53,633 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1 20 SH   DFND 2 3 0 0 20
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 317 6,553 SH   DFND 2 3 0 0 6,553
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 236 2,785 SH   DFND 2 3 0 0 2,785
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 57,791 1,097,639 SH   DFND 1 1,097,639 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 19,317 244,554 SH   DFND 1 244,554 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 944 11,948 SH   DFND 2 3 0 0 11,948
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 1,941 26,271 SH   DFND 2 3 0 0 26,271
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 21,978 282,633 SH   DFND 1 282,633 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 2 47 SH   SOLE 0 0 47
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 323 9,401 SH   DFND 2 3 0 0 9,401
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 30,170 821,616 SH   DFND 1 821,616 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 2,766 43,704 SH   DFND 2 3 0 0 43,704
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 39,752 673,427 SH   DFND 1 673,427 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 39,232 472,449 SH   DFND 1 472,449 0 0
VEREIT INC COM 92339V100 241 31,407 SH   DFND 2 3 0 0 31,407
VERIZON COMMUNICATIONS INC COM 92343V104 16 328 SH   SOLE 0 0 328
VERIZON COMMUNICATIONS INC COM 92343V104 1,998 44,573 SH   DFND 2 3 0 0 44,573
VISA INC COM CL A 92826C839 557 7,643 SH   DFND 2 3 0 0 7,643
VSE CORP COM 918284100 577 10,054 SH   DFND 2 3 0 0 10,054
WALGREENS BOOTS ALLIANCE INC COM 931427108 235 2,898 SH   DFND 2 3 0 0 2,898
WAL-MART STORES INC COM 931142103 381 5,991 SH   DFND 2 3 0 0 5,991
WAL-MART STORES INC COM 931142103 21 349 SH   SOLE 0 0 349
WASTE MGMT INC DEL COM 94106L109 1,446 27,620 SH   DFND 2 3 0 0 27,620
WELLS FARGO & CO NEW COM 949746101 2,246 45,315 SH   DFND 2 3 0 0 45,315
WELLTOWER INC COM 95040Q104 1,380 20,269 SH   DFND 2 3 0 0 20,269