The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR S&P MIDCAP 400 464287507 79,230 512,118 SH   SOLE   512,118 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 65,853 782,659 SH   SOLE   782,659 0 0
VANGUARD TAX-MANAGED FD EUROPE PAC ETF 921943858 63,100 1,686,703 SH   SOLE   1,686,703 0 0
VANGUARD INDEX FDS S$P 500 ETF SH 922908413 43,564 219,257 SH   SOLE   219,257 0 0
ISHARES TR S&P SMLCAP 600 464287804 30,651 246,889 SH   SOLE   246,889 0 0
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 27,671 512,799 SH   SOLE   512,799 0 0
VANGUARD INDEX FDS REIT ETF 922908553 23,283 268,426 SH   SOLE   268,426 0 0
VANGUARD INTL EQUITY INDEX F EMR MKT ETF 922042858 21,435 569,617 SH   SOLE   569,617 0 0
ISHARES TR S&P 500 IN 464287200 13,429 61,725 SH   SOLE   61,725 0 0
ISHARES TR BARCLY USAGG B 464287226 12,854 114,339 SH   SOLE   114,339 0 0
ISHARES TR BARCLYS INTER CR 464288638 11,293 101,420 SH   SOLE   101,420 0 0
ISHARES TR BARCLYS MBS BD 464288588 10,056 91,347 SH   SOLE   91,347 0 0
ISHARES TR MSCI EAFE IDX 464287465 7,574 128,085 SH   SOLE   128,085 0 0
ISHARES TR S&P 500 VALUE 464287408 6,599 69,492 SH   SOLE   69,492 0 0
ISHARES TR S&P500 GRW 464287309 4,839 39,773 SH   SOLE   39,773 0 0
INTEL CORP COM 458140100 4,105 108,738 SH   SOLE   108,738 0 0
ISHARES TR RUSSELL MIDCAP 464287499 3,944 22,625 SH   SOLE   22,625 0 0
JOHNSON & JOHNSON COM 478160104 3,742 31,674 SH   SOLE   31,674 0 0
UNITEDHEALTH GROUP INC COM 91324P102 3,225 23,033 SH   SOLE   23,033 0 0
TRAVELERS COMPANIES INC COM 89417E109 3,037 26,510 SH   SOLE   26,510 0 0
WAL MART STORES INC COM 931142103 2,791 38,704 SH   SOLE   38,704 0 0
CHEVRON CORP NEW COM 166764100 2,705 26,284 SH   SOLE   26,284 0 0
ISHARES TR BARCLYS 1-3YR CR 464288646 2,691 25,442 SH   SOLE   25,442 0 0
ISHARES TR RUSSELL1000VAL 464287598 2,668 25,258 SH   SOLE   25,258 0 0
TJX COS INC NEW COM 872540109 2,383 31,870 SH   SOLE   31,870 0 0
ISHARES TR CORE MSCI EAFE 46432F842 2,362 42,834 SH   SOLE   42,834 0 0
EXXON MOBIL CORP COM 30231G102 2,331 26,709 SH   SOLE   26,709 0 0
3M CO COM 88579Y101 2,327 13,202 SH   SOLE   13,202 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 2,214 13,938 SH   SOLE   13,938 0 0
APPLE INC COM 37833100 2,151 19,030 SH   SOLE   19,030 0 0
MICROSOFT CORP COM 594918104 2,105 36,537 SH   SOLE   36,537 0 0
EMERSON ELEC CO COM 291011104 2,053 37,663 SH   SOLE   37,663 0 0
ISHARES TR RUSSELL 2000 464287655 1,993 16,043 SH   SOLE   16,043 0 0
DEERE & CO COM 244199105 1,982 23,220 SH   SOLE   23,220 0 0
WELLS FARGO & CO NEW COM 949746101 1,936 43,714 SH   SOLE   43,714 0 0
MARATHON PETE CORP COM 56585A102 1,883 46,395 SH   SOLE   46,395 0 0
MURPHY OIL CORP COM 626717102 1,821 59,915 SH   SOLE   59,915 0 0
KROGER CO COM 501044101 1,743 58,710 SH   SOLE   58,710 0 0
TESORO CORP COM 881609101 1,728 21,718 SH   SOLE   21,718 0 0
ISHARES TR DJ US REAL EST 464287739 1,718 21,309 SH   SOLE   21,309 0 0
ISHARES TR BARCLYS TIPS BD 464287176 1,706 14,644 SH   SOLE   14,644 0 0
GAP INC DEL COM 364760108 1,666 74,920 SH   SOLE   74,920 0 0
ISHARES TR NASDQ BIO INDX 464287556 1,545 5,338 SH   SOLE   5,338 0 0
CAPITAL ONE FINL CORP COM 14040H105 1,495 20,810 SH   SOLE   20,810 0 0
SELECT SECTOR SPDR TR SBI INT-TECH 81369Y803 1,466 30,678 SH   SOLE   30,678 0 0
LOCKHEED MARTIN CORP COM 539830109 1,423 5,935 SH   SOLE   5,935 0 0
ISHARES TR COHEN&ST RLTY 464287564 1,379 13,146 SH   SOLE   13,146 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,366 11,185 SH   SOLE   11,185 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,359 47,194 SH   SOLE   47,194 0 0
MACYS INC COM 55616P104 1,348 36,375 SH   SOLE   36,375 0 0
AMERICAN EXPRESS CO COM 025816109 1,190 18,585 SH   SOLE   18,585 0 0
ISHARES TR RUSSELL1000GRW 464287614 1,176 11,292 SH   SOLE   11,292 0 0
GILEAD SCIENCES INC COM 375558103 1,154 14,585 SH   SOLE   14,585 0 0
GENERAL DYNAMICS CORP COM 369550108 1,142 7,363 SH   SOLE   7,363 0 0
ROCKWELL AUTOMATION INC COM 773903109 1,092 8,930 SH   SOLE   8,930 0 0
BED BATH & BEYOND INC COM 075896100 1,079 25,020 SH   SOLE   25,020 0 0
ISHARES TR MSCI EMERG MKT 464287234 1,070 28,581 SH   SOLE   28,581 0 0
ANTHEM INC COM 36752103 1,057 8,436 SH   SOLE   8,436 0 0
VANGUARD SCOTTSDALE FDS SHRT-TERM CORP 92206C409 1,044 12,955 SH   SOLE   12,955 0 0
FIFTH THIRD BANCORP COM 316773100 1,043 50,981 SH   SOLE   50,981 0 0
CUMMINS INC COM 231021106 1,041 8,125 SH   SOLE   8,125 0 0
JPMORGAN CHASE & CO COM 46625H100 1,028 15,440 SH   SOLE   15,440 0 0
PEPSICO INC COM 713448108 1,022 9,396 SH   SOLE   9,396 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1,016 10,001 SH   SOLE   10,001 0 0
ISHARES TR DJ US TECH SEC 464287721 997 8,375 SH   SOLE   8,375 0 0
WHOLE FOODS MKT INC COM 966837106 977 34,455 SH   SOLE   34,455 0 0
PROCTER & GAMBLE CO COM 742718109 877 9,768 SH   SOLE   9,768 0 0
HOME DEPOT INC COM 437076102 864 6,711 SH   SOLE   6,711 0 0
LAUDER ESTEE COS INC CL A 518439104 854 9,645 SH   SOLE   9,645 0 0
ISHARES TR DJ US HEALTHCR 464287762 849 5,649 SH   SOLE   5,649 0 0
CERNER CORP COM 156782104 828 13,404 SH   SOLE   13,404 0 0
KIMBERLY CLARK CORP COM 494368103 784 6,216 SH   SOLE   6,216 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 710 7,590 SH   SOLE   7,590 0 0
GRAINGER W W INC COM 384802104 690 3,070 SH   SOLE   3,070 0 0
NORFOLK SOUTHERN CORP COM 655844108 669 6,897 SH   SOLE   6,897 0 0
ISHARES TR MSCI SMALL CAP 464288273 619 11,820 SH   SOLE   11,820 0 0
MCDONALDS CORP COM 580135101 604 5,235 SH   SOLE   5,235 0 0
VISA INC COM CL A 92826C839 601 7,270 SH   SOLE   7,270 0 0
MONSTER BEVERAGE CORP COM 611740101 595 4,053 SH   SOLE   4,053 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 579 10,882 SH   SOLE   10,882 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 569 4,315 SH   SOLE   4,315 0 0
SPDR SERIES TRUST INTERMD CR ETF 78464A375 562 16,105 SH   SOLE   16,105 0 0
KOHLS CORP COM 500255104 542 12,385 SH   SOLE   12,385 0 0
CVS CAREMARK CORPORATION COM 126650100 536 6,025 SH   SOLE   6,025 0 0
QUEST DIAGNOSTICS INC COM 74834L100 523 6,180 SH   SOLE   6,180 0 0
APACHE CORP COM 037411105 520 8,135 SH   SOLE   8,135 0 0
ISHARES TR RUSSELL 1000 464287622 501 4,157 SH   SOLE   4,157 0 0
AT&T INC COM 00206R102 474 11,663 SH   SOLE   11,663 0 0
ISHARES 3-7 YR TR BD ETF 464288661 419 3,310 SH   SOLE   3,310 0 0
EXPRESS SCRIPTS INC COM 302182100 389 5,509 SH   SOLE   5,509 0 0
SYSCO CORP COM 871829107 381 7,780 SH   SOLE   7,780 0 0
MEDTRONIC INC COM 585055106 378 4,375 SH   SOLE   4,375 0 0
ORACLE CORP COM 68389X105 377 9,608 SH   SOLE   9,608 0 0
ST JUDE MED INC COM 790849103 365 4,576 SH   SOLE   4,576 0 0
TARGET CORP COM 87612E106 362 5,273 SH   SOLE   5,273 0 0
TEXAS INSTRS INC COM 882508104 361 5,150 SH   SOLE   5,150 0 0
ISHARES TR DJ US FINL SEC 464287788 353 3,921 SH   SOLE   3,921 0 0
MONSANTO CO NEW COM 61166W101 339 3,319 SH   SOLE   3,319 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 337 3,990 SH   SOLE   3,990 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 84670702 329 2,280 SH   SOLE   2,280 0 0
VALERO ENERGY CORP NEW COM 91913Y100 322 6,075 SH   SOLE   6,075 0 0
GENERAL ELECTRIC CO COM 369604103 322 10,870 SH   SOLE   10,870 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 318 3,950 SH   SOLE   3,950 0 0
AMERICAN AIRLS GROUP INC COM 02376R102 309 8,439 SH   SOLE   8,439 0 0
NORTHROP GRUMMAN CORP COM 666807102 297 1,390 SH   SOLE   1,390 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 274 1,269 SH   SOLE   1,269 0 0
BOEING CO COM 97023105 270 2,047 SH   SOLE   2,047 0 0
KINDER MORGAN INC DEL COM 49456B101 269 11,610 SH   SOLE   11,610 0 0
US BANCORP DEL COM NEW 902973304 265 6,170 SH   SOLE   6,170 0 0
JOHNSON CTLS INC COM 478366107 256 5,511 SH   SOLE   5,511 0 0
PFIZER INC COM 717081103 241 7,107 SH   SOLE   7,107 0 0
ENTERPRISE FINL SVCS CORP COM 293712105 238 7,620 SH   SOLE   7,620 0 0
ISHARES TR S&P SMLCP GROW 464287887 232 1,690 SH   SOLE   1,690 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 217 3,714 SH   SOLE   3,714 0 0
DARDEN RESTAURANTS INC COM 237194105 208 3,397 SH   SOLE   3,397 0 0
VANGUARD INDEX FDS STK MRK ETF 922908769 208 1,870 SH   SOLE   1,870 0 0
ISHARES INC MSCI PAC J IDX 464286665 200 4,730 SH   SOLE   4,730 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 183 3,522 SH   SOLE   3,522 0 0
LILLY ELI & CO COM 532457108 180 2,237 SH   SOLE   2,237 0 0
GOOGLE INC CL A 38259P508 170 212 SH   SOLE   212 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 152 2,815 SH   SOLE   2,815 0 0
ILLINOIS TOOL WKS INC COM 452308109 147 1,226 SH   SOLE   1,226 0 0
ISHARES TR MSCI KLD400 SOC 464288570 143 1,780 SH   SOLE   1,780 0 0
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 137 1,943 SH   SOLE   1,943 0 0
GOOGLE INC CL A 38259P508 137 176 SH   SOLE   176 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 135 1,335 SH   SOLE   1,335 0 0
ISHARES INC CORE MSCI EMKT 46434G103 130 2,845 SH   SOLE   2,845 0 0
ALTRIA GROUP INC COM 02209S103 124 1,963 SH   SOLE   1,963 0 0
ARCHER DANIELS MIDLAND CO COM 39483102 124 2,933 SH   SOLE   2,933 0 0
AMEREN CORP COM 023608102 117 2,372 SH   SOLE   2,372 0 0
INTUITIVE SURGICAL INC COM 46120E602 109 150 SH   SOLE   150 0 0
DISNEY WALT CO COM DISNEY 254687106 105 1,136 SH   SOLE   1,136 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 104 2,284 SH   SOLE   2,284 0 0
PHILIP MORRIS INTL INC COM 718172109 103 1,059 SH   SOLE   1,059 0 0
SOUTHERN CO COM 842587107 101 1,973 SH   SOLE   1,973 0 0