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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES CORE TOTUSBD ETF 464287226 3,544 32,343 SH   SOLE   32,343 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 28,964 875,304 SH   SOLE   200,363 0 674,941
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 14,271 400,413 SH   SOLE   60,671 0 339,742
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,330 13,474 SH   SOLE   0 0 13,474
ISHARES 20+ YR TR BD ETF 464287432 2,920 23,633 SH   SOLE   0 0 23,633
SPDR GOLD TRUST GOLD SHS 78463V107 18,254 170,823 SH   SOLE   60,219 0 110,604
CITIGROUP INC W EXP 01/04/2019 172967226 934 2,029,400 SH   SOLE   2,029,400 0 0
ISHARES IBOXX INV CP ETF 464287242 31,348 270,034 SH   SOLE   0 0 270,034
ISHARES GOLD TRUST ISHARES 464285105 694 64,400 SH   SOLE   0 0 64,440
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 13,588 418,466 SH   SOLE   272,330 0 146,136
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 18,423 333,078 SH   SOLE   0 0 333,078
ALPS ETF TR ALERIAN MLP 00162Q866 1,485 119,021 SH   SOLE   119,021 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306 5,204 61,400 SH   SOLE   36,414 0 24,986
DBX ETF TR XTRAK MSCI EAFE 233051200 15,443 592,141 SH   SOLE   0 0 592,141
ISHARES MSCI ACWI ETF 464288257 173 3,205 SH   SOLE   0 0 3,205
VANGUARD INDEX FDS S&P 500 ETF SHS 922908953 11,056 62,921 SH   SOLE   0 0 62,921
ISHARES TR HDG MSCI EAFE 46434V803 3,577 145,540 SH   SOLE   0 0 145,540