The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C ADDED COM 02079K107 206 271 SH   SOLE 0 0 0 271
AMGEN INC COM COM 031162100 339 2,091 SH   SOLE 0 0 0 2,091
APPLE INC COM COM 037833100 1,107 10,514 SH   SOLE 0 0 0 10,514
ARRAY BIOPHARMA INC COM COM 04269X105 42 10,000 SH   SOLE 0 0 0 10,000
BERKSHIRE HATHAWAY INC DEL CL B NEW COM 084670702 327 2,479 SH   SOLE 0 0 0 2,479
BP PLC SPONSORED ADR COM 055622104 252 8,077 SH   SOLE 0 0 0 8,077
CAMBRIA ETF TR SHSHLD YIELD ETF EQUITY ETF 132061201 696 24,099 SH   SOLE 0 0 0 24,099
CHEVRON CORP NEW COM COM 166764100 617 6,862 SH   SOLE 0 0 0 6,862
CITIGROUP INC COM NEW COM 172967424 397 7,673 SH   SOLE 0 0 0 7,673
COBIZ FINANCIAL INC COM COM 190897108 641 47,750 SH   SOLE 0 0 0 47,750
COCA COLA CO COM COM 191216100 1,248 29,052 SH   SOLE 0 0 0 29,052
CVS HEALTH CORP COM 126650100 271 2,771 SH   SOLE 0 0 0 2,771
DANAHER CORP DEL COM COM 235851102 318 3,423 SH   SOLE 0 0 0 3,423
DBX ETF TR XTRAK MSCI EAFE EQUITY ETF 233051200 9,083 334,416 SH   SOLE 0 0 0 334,416
DIREXION SHS ETF TR BRZ BL 3X SHS NW EQUITY ETF 25490K844 174 15,000 SH   SOLE 0 0 0 15,000
DISNEY WALT CO COM DISNEY COM 254687106 1,036 9,862 SH   SOLE 0 0 0 9,862
DU PONT E I DE NEMOURS & CO COM COM 263534109 205 3,081 SH   SOLE 0 0 0 3,081
E M C CORP MASS COM COM 268648102 1,411 54,955 SH   SOLE 0 0 0 54,955
EXXON MOBIL CORP COM COM 30231G102 1,295 16,611 SH   SOLE 0 0 0 16,611
GENERAL ELECTRIC CO COM COM 369604103 1,531 49,135 SH   SOLE 0 0 0 49,135
GRAINGER W W INC COM COM 384802104 509 2,510 SH   SOLE 0 0 0 2,510
HOSPITALITY PPTYS TR COM SH BEN INT COM 44106M102 262 10,000 SH   SOLE 0 0 0 10,000
INTEL CORP COM COM 458140100 218 6,314 SH   SOLE 0 0 0 6,314
INTERNATIONAL BUSINESS MACHS COM COM 459200101 533 3,870 SH   SOLE 0 0 0 3,870
ISHARES GOLD TRUST ISHARES GOLD ETF 464285105 2,568 250,988 SH   SOLE 0 0 0 250,988
ISHARES TR CORE S&P MCP ETF EQUITY ETF 464287507 11,670 83,767 SH   SOLE 0 0 0 83,767
ISHARES TR CORE S&P500 ETF EQUITY ETF 464287200 41,843 204,243 SH   SOLE 0 0 0 204,243
ISHARES TR CORE US AGGBD ET BOND ETF 464287226 710 6,574 SH   SOLE 0 0 0 6,574
ISHARES TR EAFE GRWTH ETF EQUITY ETF 464288885 876 13,053 SH   SOLE 0 0 0 13,053
ISHARES TR HDG MSCI EAFE EQUITY ETF 46434V803 9,322 367,019 SH   SOLE 0 0 0 367,019
ISHARES TR MSCI ACWI ETF EQUITY ETF 464288257 1,307 23,407 SH   SOLE 0 0 0 23,407
ISHARES TR MSCI EAFE ETF EQUITY ETF 464287465 39,573 673,927 SH   SOLE 0 0 0 673,927
ISHARES TR MSCI EMG MKT ETF EQUITY ETF 464287234 2,619 81,363 SH   SOLE 0 0 0 81,363
ISHARES TR RUSSELL 2000 ETF EQUITY ETF 464287655 12,189 108,230 SH   SOLE 0 0 0 108,230
ISHARES TR TIPS BD ETF BOND ETF 464287176 281 2,565 SH   SOLE 0 0 0 2,565
JOHNSON & JOHNSON COM COM 478160104 448 4,357 SH   SOLE 0 0 0 4,357
JPMORGAN CHASE & CO COM COM 46625H100 359 5,433 SH   SOLE 0 0 0 5,433
MERCK & CO INC NEW COM COM 58933Y105 273 5,169 SH   SOLE 0 0 0 5,169
PEPSICO INC COM COM 713448108 530 5,302 SH   SOLE 0 0 0 5,302
PFIZER INC COM COM 717081103 660 20,451 SH   SOLE 0 0 0 20,451
PIEDMONT OFFICE REALTY TR IN COM CL A COM 720190206 944 49,996 SH   SOLE 0 0 0 49,996
PRAXAIR INC COM COM 74005P104 551 5,377 SH   SOLE 0 0 0 5,377
PROCTER & GAMBLE CO COM COM 742718109 1,783 22,457 SH   SOLE 0 0 0 22,457
REYNOLDS AMERICAN INC COM COM 761713106 264 5,728 SH   SOLE 0 0 0 5,728
SCHWAB STRATEGIC TR INTL EQTY ETF EQUITY ETF 808524805 1,665 60,426 SH   SOLE 0 0 0 60,426
SCHWAB STRATEGIC TR US AGGREGATE B BOND ETF 808524839 7,174 139,309 SH   SOLE 0 0 0 139,309
SCHWAB STRATEGIC TR US BRD MKT ETF EQUITY ETF 808524102 643 13,106 SH   SOLE 0 0 0 13,106
SCHWAB STRATEGIC TR US LRG CAP ETF EQUITY ETF 808524201 625 12,860 SH   SOLE 0 0 0 12,860
SPDR S&P 500 ETF TR TR UNIT EQUITY ETF 78462F103 19,193 94,145 SH   SOLE 0 0 0 94,145
SPDR SERIES TRUST NUVN BR SHT MUNI BOND ETF 78464A425 3,818 156,733 SH   SOLE 0 0 0 156,733
SPDR SERIES TRUST NUVN BRCLY MUNI BOND ETF 78464A458 3,859 158,274 SH   SOLE 0 0 0 158,274
SPROTT PHYSICAL PLAT PALLAD UNIT PALLADIUM ETF 85207Q104 79 12,825 SH   SOLE 0 0 0 12,825
SWEDISH EXPT CR CORP ROG AGRI ETN22 COM 870297603 138 22,000 SH   SOLE 0 0 0 22,000
TRAVELERS COMPANIES COM 89417E109 751 6,651 SH   SOLE 0 0 0 6,651
V F CORP COM COM 918204108 654 10,513 SH   SOLE 0 0 0 10,513
VANGUARD INDEX FDS LARGE CAP ETF EQUITY ETF 922908637 304 3,250 SH   SOLE 0 0 0 3,250
VANGUARD INDEX FDS MID CAP ETF EQUITY ETF 922908629 3,175 26,436 SH   SOLE 0 0 0 26,436
VANGUARD INDEX FDS SMALL CP ETF EQUITY ETF 922908751 320 2,888 SH   SOLE 0 0 0 2,888
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF EQUITY ETF 922042858 3,048 93,180 SH   SOLE 0 0 0 93,180
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF EQUITY ETF 922042742 267 4,638 SH   SOLE 0 0 0 4,638
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF EQUITY ETF 921943858 2,422 65,951 SH   SOLE 0 0 0 65,951
VISA INC COM CL A COM 92826C839 241 3,103 SH   SOLE 0 0 0 3,103
WISDOMTREE TR INTL SMCAP DIV EQUITY ETF 97717W760 250 4,305 SH   SOLE 0 0 0 4,305