The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES CORE S&P500 ETF 464287200 1,218,960 6,565,904 SH   SOLE   6,565,904 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 727,052 3,936,606 SH   SOLE   3,936,606 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 726,257 8,256,676 SH   SOLE   8,256,676 0 0
ISHARES TR CORE MSCI EAFE 46432F842 363,327 5,978,730 SH   SOLE   5,978,730 0 0
ISHARES S&P 100 ETF 464287101 326,162 3,960,676 SH   SOLE   3,960,676 0 0
ISHARES CORE S&P SCP ETF 464287804 252,235 2,311,325 SH   SOLE   2,311,325 0 0
ISHARES RUS 1000 GRW ETF 464287614 238,776 2,778,085 SH   SOLE   2,778,085 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 178,161 1,914,680 SH   SOLE   1,914,680 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 170,003 3,253,018 SH   SOLE   3,253,018 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 157,715 7,214,765 SH   SOLE   7,214,765 0 0
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 94,988 1,333,167 SH   SOLE   1,333,167 0 0
ISHARES CORE TOTUSBD ETF 464287226 70,188 659,473 SH   SOLE   659,473 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 43,743 547,266 SH   SOLE   547,266 0 0
ISHARES FLTG RATE BD ETF 46429B655 36,481 719,261 SH   SOLE   719,261 0 0
ISHARES 1-3 YR CR BD ETF 464288646 32,811 311,123 SH   SOLE   311,123 0 0
ISHARES IBOXX INV CP ETF 464287242 30,679 268,671 SH   SOLE   268,671 0 0
ISHARES MBS ETF 464288588 23,352 223,319 SH   SOLE   223,319 0 0
ISHARES 3-7 YR TR BD ETF 464288661 22,692 189,055 SH   SOLE   189,055 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 20,325 409,614 SH   SOLE   409,614 0 0
ISHARES 7-10 Y TR BD ETF 464287440 15,608 157,273 SH   SOLE   157,273 0 0
ISHARES INTERM CR BD ETF 464288638 12,842 119,038 SH   SOLE   119,038 0 0
FIRST TR NAS10 0 EQ WEIGHTED SHS 337344105 10,807 297,136 SH   SOLE   297,136 0 0
ISHARES IBOXX HI YD ETF 464288513 10,483 112,865 SH   SOLE   112,865 0 0
POWERSHARES ETF TRUST II SENIOR LN PORT 73936Q769 10,328 415,127 SH   SOLE   415,127 0 0
ISHARES RUS 2 000 GRW ETF 464287648 9,179 67,739 SH   SOLE   67,739 0 0
ISHARES 10-20 YR TRS ETF 464288653 8,632 71,388 SH   SOLE   71,388 0 0
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 8,461 103,559 SH   SOLE   103,559 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 7,321 109,550 SH   SOLE   109,550 0 0
VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 7,315 89,595 SH   SOLE   89,595 0 0
ISHARES RUS 1000 VAL ETF 464287598 7,236 76,835 SH   SOLE   76,835 0 0
ISHARES MSCI EAFE ETF 464287465 6,806 101,442 SH   SOLE   101,442 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 5,609 67,819 SH   SOLE   67,819 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 4,542 44,930 SH   SOLE   44,930 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 4,166 34,060 SH   SOLE   34,060 0 0
WISDOMTREE TR JAPN HEDGE EQT 97717W851 4,093 80,511 SH   SOLE   80,511 0 0
ISHARES MSCI GERMANY ETF 464286806 4,040 127,192 SH   SOLE   127,192 0 0
SPDR SERIES TRUST INTR TRM CORP BD 78464A375 3,941 117,290 SH   SOLE   117,290 0 0
ISHARES CORE S&P MCP ETF 464287507 3,544 26,482 SH   SOLE   26,482 0 0
HARRIS CORP DEL COM 413875105 3,317 47,515 SH   SOLE   47,515 0 0
NORFOLK SOUTHERN CORP COM 655844108 3,284 35,378 SH   SOLE   35,378 0 0
POLARIS INDS INC COM 731068102 3,249 22,310 SH   SOLE   22,310 0 0
LOCKHEED MARTIN CORP COM 539830109 3,224 21,685 SH   SOLE   21,685 0 0
SIGMA ALDRICH CORP COM 826552101 3,205 34,092 SH   SOLE   34,092 0 0
APTARGROUP INC COM 038336103 3,191 47,062 SH   SOLE   47,062 0 0
ILLINOIS TOOL WKS INC COM 452308109 3,171 37,719 SH   SOLE   37,719 0 0
MERCK & CO INC NEW COM 58933Y105 3,149 62,920 SH   SOLE   62,920 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 3,113 38,525 SH   SOLE   38,525 0 0
TIME WARNER INC COM NEW 887317303 3,103 44,502 SH   SOLE   44,502 0 0
COMMERCE BANCSHARES INC COM 200525103 3,101 69,044 SH   SOLE   69,044 0 0
EMERSON ELEC CO COM 291011104 3,101 44,181 SH   SOLE   44,181 0 0
NATIONAL FUEL GAS CO N J COM 636180101 3,097 43,379 SH   SOLE   43,379 0 0
WASTE MGMT INC DEL COM 94106L109 3,094 68,954 SH   SOLE   68,954 0 0
MICROSOFT CORP COM 594918104 3,087 82,518 SH   SOLE   82,518 0 0
ABBOTT LABS COM 002824100 3,078 80,299 SH   SOLE   80,299 0 0
EATON VANCE CORP COM NON VTG 278265103 3,069 71,724 SH   SOLE   71,724 0 0
UNITED TECHNOLOGIES CORP COM 913017109 3,042 26,727 SH   SOLE   26,727 0 0
NORTHEAST UTILS COM 664397106 3,038 71,665 SH   SOLE   71,665 0 0
ECOLAB INC COM 278865100 3,036 29,121 SH   SOLE   29,121 0 0
AFLAC INC COM 001055102 3,031 45,374 SH   SOLE   45,374 0 0
MCCORMICK & CO INC COM NON VTG 579780206 3,010 43,681 SH   SOLE   43,681 0 0
BROWN & BROWN INC COM 115236101 3,007 95,800 SH   SOLE   95,800 0 0
CHEVRON CORP NEW COM 166764100 3,005 24,060 SH   SOLE   24,060 0 0
DOMINION RES INC VA NEW COM 25746U109 3,005 46,445 SH   SOLE   46,445 0 0
GENUINE PARTS CO COM 372460105 3,002 36,086 SH   SOLE   36,086 0 0
JOHNSON & JOHNSON COM 478160104 2,997 32,719 SH   SOLE   32,719 0 0
GENERAL MLS INC COM 370334104 2,993 59,970 SH   SOLE   59,970 0 0
KELLOGG CO COM 487836108 2,991 48,973 SH   SOLE   48,973 0 0
BANK MONTREAL QUE COM 063671101 2,986 44,797 SH   SOLE   44,797 0 0
COSTCO WHSL CORP NEW COM 22160K105 2,984 25,073 SH   SOLE   25,073 0 0
AT&T INC COM 00206R102 2,982 84,800 SH   SOLE   84,800 0 0
CONOCOPHILLIPS COM 20825C104 2,978 42,149 SH   SOLE   42,149 0 0
SOUTHERN CO COM 842587107 2,969 72,229 SH   SOLE   72,229 0 0
ENTERGY CORP NEW COM 29364G103 2,958 46,755 SH   SOLE   46,755 0 0
PROCTER & GAMBLE CO COM 742718109 2,955 36,294 SH   SOLE   36,294 0 0
MCDONALDS CORP COM 580135101 2,954 30,440 SH   SOLE   30,440 0 0
REYNOLDS AMERICAN INC COM 761713106 2,940 58,818 SH   SOLE   58,818 0 0
SYSCO CORP COM 871829107 2,923 80,965 SH   SOLE   80,965 0 0
GRAINGER W W INC COM 384802104 2,893 11,325 SH   SOLE   11,325 0 0
ISHARES GLOBAL 100 ETF 464287572 2,737 35,429 SH   SOLE   35,429 0 0
POWERSHARES ETF TRUST WATER RESOURCE 73935X575 2,354 89,780 SH   SOLE   89,780 0 0
ISHARES U.S. AER&DEF ETF 464288760 2,319 21,942 SH   SOLE   21,942 0 0
UNITED STATES OIL FUND LP UNITS 91232N108 2,256 63,880 SH   SOLE   63,880 0 0
SPDR SER TR BARC 1-10YRTIP 78468R861 1,946 101,185 SH   SOLE   101,185 0 0
PROSHARES TR II SHT VIX ST TRM 74347W627 1,349 20,000 SH   SOLE   20,000 0 0
ISHARES INC CORE MSCI EMKT 46434G103 1,298 26,066 SH   SOLE   26,066 0 0
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 1,105 10,385 SH   SOLE   10,385 0 0
ISHARES CMBS ETF 46429B366 879 17,210 SH   SOLE   17,210 0 0
MARKET VECTORS ETF TR INDIA SMALL CP 57061R551 734 23,140 SH   SOLE   23,140 0 0
WISDOMTREE TR INDIA ERNGS FD 97717W422 665 38,142 SH   SOLE   38,142 0 0
POWERSHARES ETF TR II BUILD AMER ETF 73937B407 558 20,450 SH   SOLE   20,450 0 0
ISHARES 20+ YR TR BD ETF 464287432 543 5,330 SH   SOLE   5,330 0 0
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 471 9,222 SH   SOLE   9,222 0 0
ISHARES 7-10 Y TR BD ETF 464287440 383 3,000 SH Put SOLE   3,000 0 0
ISHARES MBS ETF 464288588 285 2,000 SH Put SOLE   2,000 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,023 4,245 SH Put SOLE   4,245 0 0