The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES ABBOTT LABORATORIES 002824100 3,489 71,088 SH   SOLE   71,088 0 0
AUTOMATIC DATA PROCESSING INC AUTOMATIC DATA PROCESSING INC 053015103 3,102 38,661 SH   SOLE   38,661 0 0
AFLAC INC AFLAC INC 001055102 3,303 53,108 SH   SOLE   53,108 0 0
iShares Core U.S. Aggregate Bond ETF ISHARES CORE U.S. AGGREGATE 464287226 66,723 613,379 SH   SOLE   613,379 0 0
AIR PRODUCTS & CHEM AIR PRODUCTS & CHEM 009158106 667 4,876 SH   SOLE   4,876 0 0
APTARGROUP INC APTARGROUP INC 038336103 2,640 41,392 SH   SOLE   41,392 0 0
PowerShares Build America Bond Portfolio POWERSHARES BUILD AMRICA BND 73937B407 905 31,454 SH   SOLE   31,454 0 0
Vanguard Intermediate-Term Bond ETF VANGUARD INTERMEDIATE-TERM B 921937819 14,623 174,351 SH   SOLE   174,351 0 0
Vanguard Long-Term Bond ETF VANGUARD LONG-TERM BOND ETF 921937793 18,952 216,317 SH   SOLE   216,317 0 0
Vanguard Total International Bond ETF VANGUARD TOTAL INTL BOND ETF 92203J407 23,825 454,939 SH   SOLE   454,939 0 0
BROWN & BROWN INC BROWN & BROWN INC 115236101 2,677 81,457 SH   SOLE   81,457 0 0
Vanguard Short-Term Bond ETF VANGUARD SHORT-TERM BOND ETF 921937827 45,686 569,717 SH   SOLE   569,717 0 0
iShares Intermediate Credit Bond ETF ISHARES INTERMEDIATE CREDIT 464288638 21,999 202,089 SH   SOLE   202,089 0 0
CLOROX CO DEL CLOROX COMPANY 189054109 683 6,565 SH   SOLE   6,565 0 0
CME GROUP INC CME GROUP INC 12572Q105 699 7,515 SH   SOLE   7,515 0 0
CONOCOPHILLIPS CONOCOPHILLIPS 20825C104 3,061 49,838 SH   SOLE   49,838 0 0
COSTCO WHOLESALE CORP COSTCO WHOLESALE CORP 22160K105 2,452 18,155 SH   SOLE   18,155 0 0
iShares 1-3 Year Credit Bond ETF ISHARES 1-3 YEAR CREDIT BOND 464288646 22,461 213,244 SH   SOLE   213,244 0 0
CHEVRON CORP NEW CHEVRON CORP 166764100 2,972 30,812 SH   SOLE   30,812 0 0
DOMINION RESOURCES INC VA NEW DOMINION RESOURCES INC VA NEW 25746U109 2,435 36,412 SH   SOLE   36,412 0 0
WisdomTree Japan Hedged Equity Fund WISDOMTREE JAPAN HEDGED EQ 97717W851 378 6,610 SH   SOLE   6,610 0 0
ECOLAB INC ECOLAB INC 278865100 2,667 23,589 SH   SOLE   23,589 0 0
iShares MSCI Emerging Markets ETF ISHARES MSCI EMERGING MARKET 464287234 746 18,821 SH   SOLE   18,821 0 0
iShares MSCI EAFE ETF ISHARES MSCI EAFE ETF 464287465 2,917 45,942 SH   SOLE   45,942 0 0
EMERSON ELECTRIC CO EMERSON ELECTRIC CO 291011104 3,160 57,004 SH   SOLE   57,004 0 0
PowerShares Russell 1000 Equal Weight Portfolio POWERSHARES RUSSEL 1000 EQUA 73937B571 136,615 5,393,390 SH   SOLE   5,393,390 0 0
NORTHEAST UTILITIES NORTHEAST UTILITIES 30040W108 3,050 67,173 SH   SOLE   67,173 0 0
ENTERGY CORP NEW ENTERGY CORP 29364G103 649 9,210 SH   SOLE   9,210 0 0
iShares MSCI Europe Financials ETF ISHARES MSCI EUROPE FINANCIA 464289180 2,978 130,364 SH   SOLE   130,364 0 0
EATON VANCE CORP NON-VOTING EATON VANCE CORP NON-VOTING 278265103 3,133 80,077 SH   SOLE   80,077 0 0
None ISHARES MSCI JAPAN INDEX FD 464286848 375 29,311 SH   SOLE   29,311 0 0
iShares MSCI Austria Capped ETF ISHARES MSCI AUSTRIA CAPPED 464286202 3,015 189,959 SH   SOLE   189,959 0 0
iShares MSCI United Kingdom ETF ISHARES MSCI UNITED KINGDOM 46434V548 728 39,915 SH   SOLE   39,915 0 0
GENERAL DYNAMICS CRP GENERAL DYNAMICS CORP 369550108 702 4,958 SH   SOLE   4,958 0 0
GENERAL MILLS INC GENERAL MILLS INC 370334104 3,414 61,265 SH   SOLE   61,265 0 0
GENUINE PARTS CO GENUINE PARTS CO 372460105 3,189 35,622 SH   SOLE   35,622 0 0
GRAINGER W W INC GRAINGER W W INC 384802104 2,594 10,963 SH   SOLE   10,963 0 0
SPDR S&P International Small Cap ETF SPDR S&P INTL SMALL CAP 78463X871 8,164 267,489 SH   SOLE   267,489 0 0
WisdomTree Europe Hedged Equity Fund WISDOMTREE EUROPE HEDGED EQU 97717X701 738 11,978 SH   SOLE   11,978 0 0
HARRIS CORP DEL HARRIS CORP DEL 413875105 3,273 42,555 SH   SOLE   42,555 0 0
iShares iBoxx $ High Yield Corporate Bond ETF ISHARES IBOXX HIGH YIELD COR 464288513 732 8,242 SH   SOLE   8,242 0 0
PIMCO 0-5 Year High Yield Corporate Bond Index Exchange-Traded Fund PIMCO 0-5 YEAR H/Y CORP BOND 72201R783 10,969 109,830 SH   SOLE   109,830 0 0
INTL BUSINESS MACH INTL BUSINESS MACHINES CORP 459200101 3,266 20,077 SH   SOLE   20,077 0 0
iShares 7-10 Year Treasury Bond ETF ISHARES 7-10 YEAR TREASURY B 464287440 16,587 157,958 SH   SOLE   157,958 0 0
iShares Core MSCI EAFE ETF ISHARES CORE MSCI EAFE ETF 46432F842 292,907 5,024,131 SH   SOLE   5,024,131 0 0
iShares 3-7 Year Treasury Bond ETF ISHARES 3-7 YEAR TREASURY BO 464288661 24,191 196,736 SH   SOLE   196,736 0 0
iShares U.S. Healthcare Providers ETF ISHARES U.S. HEALTHCARE PROV 464288828 2,223 15,552 SH   SOLE   15,552 0 0
iShares Core S&P Mid-Cap ETF ISHARES CORE S&P MIDCAP ETF 464287507 33,954 226,387 SH   SOLE   226,387 0 0
ISHARES S&P SMALLCAP 600 ISHARES S&P SMALLCAP 600 464287804 212,936 1,806,382 SH   SOLE   1,806,382 0 0
INTEL CORP INTEL CORP 458140100 658 21,634 SH   SOLE   21,634 0 0
ILLINOIS TOOL WORKS ILLINOIS TOOL WORKS 452308109 3,181 34,659 SH   SOLE   34,659 0 0
iShares Core S&P 500 ETF ISHARES CORE S&P 500 ETF 464287200 693,786 3,348,064 SH   SOLE   3,348,064 0 0
iShares Russell 1000 Value ETF ISHARES RUSSELL 1000 VALUE E 464287598 8,878 86,068 SH   SOLE   86,068 0 0
iShares Russell 2000 Growth ETF ISHARES RUSSELL 2000 GROWTH 464287648 19,790 128,023 SH   SOLE   128,023 0 0
iShares US Technology ETF ISHARES USTECHNOLOGY ETF 464287721 308 2,941 SH   SOLE   2,941 0 0
JOHNSON & JOHNSON JOHNSON & JOHNSON 478160104 3,251 33,362 SH   SOLE   33,362 0 0
JPMORGAN CHASE & CO JPMORGAN CHASE & CO 46625H100 731 10,782 SH   SOLE   10,782 0 0
KELLOGG COMPANY KELLOGG COMPANY 487836108 3,296 52,568 SH   SOLE   52,568 0 0
SPDR S&P Bank ETF SPDR S&P BANK ETF 78464A797 10,164 280,312 SH   SOLE   280,312 0 0
KIMBERLY CLARK CORP KIMBERLY CLARK CORP 494368103 674 6,364 SH   SOLE   6,364 0 0
COCA COLA CO COCA-COLA CO/THE 191216100 676 17,228 SH   SOLE   17,228 0 0
LILLY ELI & CO ELI LILLY & CO 532457108 3,843 46,028 SH   SOLE   46,028 0 0
LOCKHEED MARTIN CORP LOCKHEED MARTIN CORP 539830109 3,226 17,356 SH   SOLE   17,356 0 0
iShares iBoxx $ Investment Grade Corporate Bond ETF ISHARES IBOXX INVESTMENT GRA 464287242 43,069 372,179 SH   SOLE   372,179 0 0
MATTEL INC MATTEL INC 577081102 651 25,325 SH   SOLE   25,325 0 0
iShares MBS ETF ISHARES MBS ETF 464288588 22,498 207,130 SH   SOLE   207,130 0 0
MCDONALDS CORP MCDONALDS CORP 580135101 3,321 34,933 SH   SOLE   34,933 0 0
M D U RES GROUP INC M D U RES GROUP INC 552690109 641 32,821 SH   SOLE   32,821 0 0
PIMCO Enhanced Short Maturity Active Exchange-Traded Fund PIMCO ENHANCED SHORT MATURIT 72201R833 4,821 47,662 SH   SOLE   47,662 0 0
MCCORMICK & CO INC NON VTG MCCORMICK & CO INC NON VTG 579780206 2,824 34,889 SH   SOLE   34,889 0 0
Market Vectors Long Municipal Index ETF MARKET VECTORS LONG MUNICIP 57060U886 627 32,680 SH   SOLE   32,680 0 0
3M COMPANY 3M CO 88579Y101 680 4,408 SH   SOLE   4,408 0 0
ALTRIA GROUP INC ALTRIA GROUP INC 02209S103 676 13,813 SH   SOLE   13,813 0 0
MERCK & CO INC NEW COM MERCK & CO. INC. 58933Y105 3,211 56,396 SH   SOLE   56,396 0 0
MICROSOFT CORP MICROSOFT CORP 594918104 3,233 73,236 SH   SOLE   73,236 0 0
NEXTERA ENERGY INC COM NEXTERA ENERGY INC COM 65339F101 674 6,876 SH   SOLE   6,876 0 0
NATIONAL FUEL GAS CO NATIONAL FUEL GAS CO 636180101 2,399 40,745 SH   SOLE   40,745 0 0
NORFOLK SOUTHERN CRP NORFOLK SOUTHERN CRP 655844108 2,819 32,268 SH   SOLE   32,268 0 0
iShares S&P 100 ETF ISHARES S&P 100 ETF 464287101 8,856 97,486 SH   SOLE   97,486 0 0
PAYCHEX INC PAYCHEX INC 704326107 682 14,544 SH   SOLE   14,544 0 0
PEPSICO INC PEPSICO INC 713448108 677 7,252 SH   SOLE   7,252 0 0
iShares US Preferred Stock ETF ISHARES US PREFERRED STOCK E 464288687 693 17,700 SH   SOLE   17,700 0 0
PROCTER & GAMBLE CO PROCTER & GAMBLE CO/THE 742718109 3,166 40,467 SH   SOLE   40,467 0 0
POLARIS INDS INC POLARIS INDS INC 731068102 2,632 17,772 SH   SOLE   17,772 0 0
PIEDMONT NATURAL GAS CO N C PIEDMONT NATURAL GAS CO N C 720186105 667 18,895 SH   SOLE   18,895 0 0
iShares Baa - Ba Rated Corporate Bond ETF ISHARES BAA - BA RATED CORPO 46432F107 10,877 211,410 SH   SOLE   211,410 0 0
First Trust NASDAQ-100 Equal Weighted Index Fund FIRST TRUST NASDQ 100 EQ WEI 337344105 8,937 204,457 SH   SOLE   204,457 0 0
Powershares QQQ Trust Series 1 POWERSHARES QQQ TRUST SERIES 73935A104 20,371 190,260 SH   SOLE   190,260 0 0
REYNOLDS AMERN INC REYNOLDS AMERN INC 761713106 2,664 35,682 SH   SOLE   35,682 0 0
Guggenheim S&P 500 Equal Weight ETF GUGGENHEIM S&P 500 EQUAL WEI 78355W106 9,027 113,126 SH   SOLE   113,126 0 0
SCANA CORP NEW SCANA CORP 80589M102 661 13,043 SH   SOLE   13,043 0 0
iShares 1-3 Year Treasury Bond ETF ISHARES 1-3 YEAR TREASURY BO 464287457 204 2,403 SH   SOLE   2,403 0 0
SMUCKER J M CO NEW SMUCKER J M CO NEW 832696405 664 6,129 SH   SOLE   6,129 0 0
SOUTHERN CO SOUTHERN CO 842587107 3,119 74,428 SH   SOLE   74,428 0 0
SPDR S&P 500 ETF Trust SPDR S&P 500 ETF TRUST 78462F103 370 1,797 SH   SOLE   1,797 0 0
SYSCO CORP SYSCO CORP 871829107 3,188 88,303 SH   SOLE   88,303 0 0
AT&T INC COM AT&T INC 00206R102 3,466 97,579 SH   SOLE   97,579 0 0
ProShares Short 20+ Year Treasury PROSHARES SHORT 20+ TREASURY 74347X849 15,445 588,840 SH   SOLE   588,840 0 0
TARGET CORP TARGET CORP 87612E106 711 8,710 SH   SOLE   8,710 0 0
SPDR Barclays 1-10 Year TIPS ETF SPDR BARCLAYS 1-10 YEAR TIPS 78468R861 2,075 107,459 SH   SOLE   107,459 0 0
iShares 20+ Year Treasury Bond ETF ISHARES 20+ YEAR TREASURY BO 464287432 1,051 8,950 SH   SOLE   8,950 0 0
TIME WARNER INC NEW COM NEW TIME WARNER INC 887317303 2,767 31,661 SH   SOLE   31,661 0 0
US BANCORP DEL COM NEW US BANCORP 902973304 2,597 59,850 SH   SOLE   59,850 0 0
UNITED TECHNOLOGIES CORP UNITED TECHNOLOGIES CORP 913017109 3,128 28,199 SH   SOLE   28,199 0 0
Vanguard Intermediate-Term Corporate Bond ETF VANGUARD INT-TERM CORPORATE 92206C870 4,713 55,252 SH   SOLE   55,252 0 0
Vanguard Health Care ETF VANGUARD HEALTH CARE ETF 92204A504 20,370 145,545 SH   SOLE   145,545 0 0
Vanguard Growth ETF VANGUARD GROWTH ETF 922908736 30,383 283,821 SH   SOLE   283,821 0 0
VERIZON COMMUNICATIONS VERIZON COMMUNICATIONS INC 92343V104 660 14,164 SH   SOLE   14,164 0 0
WELLS FARGO & CO NEW WELLS FARGO & CO 949746101 3,405 60,541 SH   SOLE   60,541 0 0
WASTE MANAGEMENT INC WASTE MANAGEMENT INC 94106L109 3,035 65,473 SH   SOLE   65,473 0 0
EXXON MOBIL CORP EXXON MOBIL CORP 30231G102 665 7,993 SH   SOLE   7,993 0 0
SPDR S&P 500 ETF Trust SPDR S&P 500 ETF TRUST 78462F103 252 1,781 SH Call SOLE   1,781 0 0
SPDR S&P 500 ETF Trust SPDR S&P 500 ETF TRUST 78462F103 2,353 4,442 SH Put SOLE   4,442 0 0