The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579y101 487 3,153 SH   SOLE   3,153 0 0
A T & T Inc COM 00206r102 840 23,635 SH   SOLE   23,635 0 0
ACE Ltd COM H0023R105 310 3,050 SH   SOLE   3,050 0 0
AbbVie Inc. COM 00287Y109 1,743 25,944 SH   SOLE   25,944 0 0
Abbott Labs COM 002824100 1,253 25,524 SH   SOLE   25,524 0 0
Aberdeen Asset Mgmt Plc COM G00434111 87 13,731 SH   SOLE   13,731 0 0
Accenture Ltd Cl A COM G1151C101 6,489 67,048 SH   SOLE   67,048 0 0
Access Power Inc COM 00431N108 0 10,000 SH   SOLE   10,000 0 0
Adelphia Contingent Value COM 00685R409 0 19,692 SH   SOLE   19,692 0 0
Aflac Inc COM 001055102 6,426 103,305 SH   SOLE   103,305 0 0
Allergan, Inc. COM g0177j108 13,927 45,895 SH   SOLE   45,895 0 0
Allstate Corp. COM 020002101 565 8,709 SH   SOLE   8,709 0 0
Altria Group Inc COM 718154107 346 7,071 SH   SOLE   7,071 0 0
Amazon.Com Inc COM 023135106 537 1,238 SH   SOLE   1,238 0 0
American Electric Power COM 0 528 9,965 SH   SOLE   9,965 0 0
American Express Company COM 025816109 384 4,935 SH   SOLE   4,935 0 0
American International Group I COM 026874107 10,405 168,307 SH   SOLE   168,307 0 0
American Water Works Co., Inc. COM 030420103 884 18,181 SH   SOLE   18,181 0 0
Amgen Inc COM 031162100 407 2,650 SH   SOLE   2,650 0 0
Anadarko Petroleum Corp COM 032511107 361 4,624 SH   SOLE   4,624 0 0
Apache Corp COM 037411105 686 11,910 SH   SOLE   11,910 0 0
Apple Computer Inc COM 037833100 4,336 34,573 SH   SOLE   34,573 0 0
Ares Cap Corp COM 04010L103 199 12,080 SH   SOLE   12,080 0 0
Australia & New Zealand Bkg AD COM 052528304 311 12,555 SH   SOLE   12,555 0 0
Automatic Data Processing COM 053015103 898 11,195 SH   SOLE   11,195 0 0
BP Plc Spons ADR COM 055622104 4,756 119,025 SH   SOLE   119,025 0 0
Baidu.com Inc. Spn ADR COM 056752108 577 2,900 SH   SOLE   2,900 0 0
Baker Hughes Inc COM 057224107 360 5,835 SH   SOLE   5,835 0 0
Bank of America Corp COM 066050105 246 14,483 SH   SOLE   14,483 0 0
Bank of New York Mellon Corp COM 064058100 9,519 226,804 SH   SOLE   226,804 0 0
Baxter International Inc. COM 071813109 1,259 18,007 SH   SOLE   18,007 0 0
Becton Dickinson & Co. COM 075887109 1,090 7,695 SH   SOLE   7,695 0 0
Berkshire Hathaway Cl B COM 0 11,816 86,814 SH   SOLE   86,814 0 0
Berkshire Hathaway Inc COM 0 205 1 SH   SOLE   1 0 0
Biogen Idec Inc COM 09062X103 404 1,000 SH   SOLE   1,000 0 0
Blackrock Credit Allocation In COM 092508100 4,523 356,977 SH   SOLE   356,977 0 0
Boeing Co. COM 097023105 468 3,371 SH   SOLE   3,371 0 0
Bristol Myers Squibb Co COM 110122108 1,946 29,251 SH   SOLE   29,251 0 0
C B I Inds Inc COM N19808109 235 4,700 SH   SOLE   4,700 0 0
CSX Corp COM 126408103 8,464 259,236 SH   SOLE   259,236 0 0
CVS Caremark Corp COM 126650100 2,740 26,121 SH   SOLE   26,121 0 0
Canadian National Railway Ltd COM 136375102 450 7,800 SH   SOLE   7,800 0 0
Canadian Pacific Railway COM 13645T100 1,219 7,610 SH   SOLE   7,610 0 0
Caterpillar Inc COM 149123101 670 7,895 SH   SOLE   7,895 0 0
Cedar Fair LP Deputs COM 150185106 403 7,400 SH   SOLE   7,400 0 0
Celgene Corp COM 151020104 374 3,230 SH   SOLE   3,230 0 0
Cell Robotics Intl Inc COM 0 0 25,000 SH   SOLE   25,000 0 0
Chevron Texaco Corp COM 166764100 1,934 20,052 SH   SOLE   20,052 0 0
Church & Dwight COM 171340102 5,086 62,690 SH   SOLE   62,690 0 0
Cigna Corp COM 125509109 237 1,463 SH   SOLE   1,463 0 0
Citizens Financial Group COM 174610105 8,739 319,986 SH   SOLE   319,986 0 0
Coca Cola Co COM 191216100 1,253 31,934 SH   SOLE   31,934 0 0
Colgate Palmolive Corp COM 194162103 3,429 52,431 SH   SOLE   52,431 0 0
Comcast Corp New Cl A COM 20030N101 7,939 132,012 SH   SOLE   132,012 0 0
Comcast Corp-Cl A New Spl COM 20030n200 809 13,504 SH   SOLE   13,504 0 0
Companhia De Snmnto Basico Sao COM 20441A102 2,603 502,577 SH   SOLE   502,577 0 0
Con Edison Co Of NY Inc COM 209115104 386 6,672 SH   SOLE   6,672 0 0
Conoco Phillips Co COM 20825c104 788 12,826 SH   SOLE   12,826 0 0
Costco Wholesale Corp COM 22160K105 467 3,461 SH   SOLE   3,461 0 0
Credit Suisse ETN Fvelocity Sh COM 0 65 20,000 SH   SOLE   20,000 0 0
Cummins Inc. COM 231021106 367 2,800 SH   SOLE   2,800 0 0
Cutwater Select Income Fund COM 232229104 3,534 192,571 SH   SOLE   192,571 0 0
Dentsply Intl Inc COM 249030107 1,029 19,955 SH   SOLE   19,955 0 0
Devon Energy Corp New COM 25179M103 2,743 46,104 SH   SOLE   46,104 0 0
DirectTV Group Inc COM 25490a309 488 5,257 SH   SOLE   5,257 0 0
Discover Financial Services COM 0 307 5,320 SH   SOLE   5,320 0 0
Disney Walt Co COM 254687106 1,307 11,450 SH   SOLE   11,450 0 0
Dominion Resources Inc COM 25746U109 1,314 19,655 SH   SOLE   19,655 0 0
Du Pont E I De Nemours COM 263534109 696 10,888 SH   SOLE   10,888 0 0
Duke Energy Corp COM 26441c105 993 14,060 SH   SOLE   14,060 0 0
EOG Resources inc COM 26875P101 465 5,310 SH   SOLE   5,310 0 0
East West Bancorp Inc COM 27579r104 356 7,939 SH   SOLE   7,939 0 0
Eaton Corp COM G29183103 267 3,960 SH   SOLE   3,960 0 0
Eaton Vance Tax Mng Glbl Dvsfd COM 27829F108 487 50,290 SH   SOLE   50,290 0 0
Escrow HearUSA Inc COM 0 0 81,728 SH   SOLE   81,728 0 0
Express Scripts COM 30219G108 13,543 152,272 SH   SOLE   152,272 0 0
Exxon Mobil Corp COM 30231G102 7,868 94,563 SH   SOLE   94,563 0 0
Facebook, Inc. COM 30303M102 2,772 32,325 SH   SOLE   32,325 0 0
Fastenal Co COM 311900104 274 6,500 SH   SOLE   6,500 0 0
Fedex Corp COM 31428X106 5,171 30,344 SH   SOLE   30,344 0 0
GNC Holdings Inc. COM 36191G107 7,722 173,609 SH   SOLE   173,609 0 0
General Electric Co COM 369604103 3,293 123,936 SH   SOLE   123,936 0 0
General Mills Inc COM 370334104 1,446 25,943 SH   SOLE   25,943 0 0
Genuine Parts Company COM 372460105 481 5,375 SH   SOLE   5,375 0 0
Geo Group, Inc. COM 36159R103 350 10,255 SH   SOLE   10,255 0 0
Gilead Sciences Inc COM 375558103 402 3,430 SH   SOLE   3,430 0 0
Goldcorp Inc. New COM 380956409 183 11,276 SH   SOLE   11,276 0 0
Google Inc Cl A COM 38259p508 6,966 12,899 SH   SOLE   12,899 0 0
Google Inc Cl C COM 38259P706 5,666 10,886 SH   SOLE   10,886 0 0
HCP INC COM 40414L109 4,781 131,083 SH   SOLE   131,083 0 0
HSBC Holdings Plc Sp ADR COM 404280406 706 15,754 SH   SOLE   15,754 0 0
Halliburton Co Hld COM 406216101 458 10,640 SH   SOLE   10,640 0 0
Heineken N V Spons Adr COM 423012301 1,276 33,423 SH   SOLE   33,423 0 0
Henry Schein Inc COM 806407102 3,139 22,090 SH   SOLE   22,090 0 0
Home Depot Inc COM 437076102 776 6,980 SH   SOLE   6,980 0 0
Honeywell International COM 438516106 599 5,871 SH   SOLE   5,871 0 0
Hospitality Properties Trust COM 44106M102 397 13,788 SH   SOLE   13,788 0 0
Iconix Brand Group, Inc COM 451055107 3,492 139,850 SH   SOLE   139,850 0 0
Ingersoll-Rand Corp COM G47791101 231 3,430 SH   SOLE   3,430 0 0
Intel Corp COM 458140100 877 28,830 SH   SOLE   28,830 0 0
Intl Business Machines Corp IB COM 459200101 2,752 16,919 SH   SOLE   16,919 0 0
Invesco Insd Mun Income COM 61745p791 532 36,938 SH   SOLE   36,938 0 0
Invesco Quality Municipal Inco COM 46133G107 342 28,920 SH   SOLE   28,920 0 0
Ishares Barclays 1-3 Year Bond COM 464288646 316 3,000 SH   SOLE   3,000 0 0
Ishares Tr Currency Hedged MSC COM 0 1,300 46,960 SH   SOLE   46,960 0 0
Ishares Tr FTSE Xinhau HK Chin COM 464287184 411 8,915 SH   SOLE   8,915 0 0
Ishares Tr Nasdaq Biotechnolog COM 464287556 1,537 4,165 SH   SOLE   4,165 0 0
Ishares Tr Russell 1000 Index COM 464287622 955 8,226 SH   SOLE   8,226 0 0
Ishares Tr Russell 2000 Index COM 464287655 1,015 8,130 SH   SOLE   8,130 0 0
J P Morgan Chase & Co. COM 616880100 2,083 30,741 SH   SOLE   30,741 0 0
Johnson & Johnson Co. COM 478160104 6,671 68,450 SH   SOLE   68,450 0 0
Kayne Anderson MLP Invt Co COM 486606106 1,146 37,355 SH   SOLE   37,355 0 0
Kinder Morgan Inc KS COM 49456B101 2,047 53,316 SH   SOLE   53,316 0 0
Kraft Foods Group Inc COM 50076Q106 615 7,218 SH   SOLE   7,218 0 0
Liberty Global Inc Ser A COM G5480U104 346 6,404 SH   SOLE   6,404 0 0
Liberty Global PLC Cl C COM G5480U120 377 7,452 SH   SOLE   7,452 0 0
Lilly Eli & Co COM 532457108 205 2,461 SH   SOLE   2,461 0 0
Lloyds TSB Grp Spons ADR COM 539439109 8,277 1,524,287 SH   SOLE   1,524,287 0 0
Lowes Cos Inc COM 548661107 214 3,200 SH   SOLE   3,200 0 0
MFS CHARTER INCOME TRUST NEW COM 552727109 330 39,000 SH   SOLE   39,000 0 0
MFS Charter Income Trust New COM 552727109 85 10,000 SH   SOLE   10,000 0 0
Magellan Midstream Partners COM 559080106 205 2,800 SH   SOLE   2,800 0 0
Mc Cormick Corp COM 579780206 1,354 16,728 SH   SOLE   16,728 0 0
McDonalds Corp COM 580135101 634 6,667 SH   SOLE   6,667 0 0
McGraw Hill Companies COM 580645AE9 321 3,200 SH   SOLE   3,200 0 0
Medtronic Inc COM g5960l103 916 12,363 SH   SOLE   12,363 0 0
Merck & Co. Inc COM 589331107 1,948 34,211 SH   SOLE   34,211 0 0
Microsoft Corp COM 594918104 2,422 54,857 SH   SOLE   54,857 0 0
Mondelez International Inc. COM 609207105 936 22,744 SH   SOLE   22,744 0 0
Mylan Laboratories Inc COM 628530107 312 4,600 SH   SOLE   4,600 0 0
National Australia Bank Limite COM 632525408 138 10,810 SH   SOLE   10,810 0 0
National Grid Plc Spon Adr COM 636274300 441 6,835 SH   SOLE   6,835 0 0
National Oilwell Inc COM 637071101 4,070 84,291 SH   SOLE   84,291 0 0
Nestle SA Rep RG Sh ADR COM 641069406 1,042 14,442 SH   SOLE   14,442 0 0
Newmarket Corporation COM 651587107 311 700 SH   SOLE   700 0 0
Newmont Mining Corp COM 651639106 698 29,898 SH   SOLE   29,898 0 0
NextEra Energy Inc. COM 302571104 817 8,335 SH   SOLE   8,335 0 0
Norfolk Southern Corp COM 655844108 9,144 104,665 SH   SOLE   104,665 0 0
Now, Inc. COM 67011p100 395 19,825 SH   SOLE   19,825 0 0
OGE Energy Corp COM 670837103 239 8,382 SH   SOLE   8,382 0 0
Omega Healthcare Inv Inc COM 681936100 1,122 32,680 SH   SOLE   32,680 0 0
Pepsico Inc COM 713448108 6,001 64,296 SH   SOLE   64,296 0 0
Pfizer Inc COM 717081103 3,774 112,559 SH   SOLE   112,559 0 0
Philip Morris International COM 718172109 765 9,538 SH   SOLE   9,538 0 0
Phillips66 COM 718546104 470 5,840 SH   SOLE   5,840 0 0
Plains All American Pipl LP COM 726503105 1,546 35,490 SH   SOLE   35,490 0 0
Proctor & Gamble Co COM 742718109 3,165 40,449 SH   SOLE   40,449 0 0
Propell Technologies Inc. COM 74345u102 4 29,646 SH   SOLE   29,646 0 0
Public Service Enterprise Grou COM 744573106 236 6,016 SH   SOLE   6,016 0 0
Qualcom Inc COM 747525103 8,101 129,354 SH   SOLE   129,354 0 0
Redhat, Inc. COM 756577102 255 3,360 SH   SOLE   3,360 0 0
Royal Dutch Shell Plc Adr Cl A COM 131004202 1,298 22,770 SH   SOLE   22,770 0 0
Rubicon Minerals Corp COM 780911103 10 10,000 SH   SOLE   10,000 0 0
SEI Investments Company COM 784117103 296 6,029 SH   SOLE   6,029 0 0
SPDR Gold Tr Gold Shs COM 78463v107 707 6,295 SH   SOLE   6,295 0 0
Schlumberger Ltd COM 806857108 2,455 28,478 SH   SOLE   28,478 0 0
Schwab Total Bond Market Fund COM 808517502 318 33,564 SH   SOLE   33,564 0 0
Sector SPDR Tr Amex Tech Selec COM 81369Y803 509 12,300 SH   SOLE   12,300 0 0
Sector SPDR Tr Amex Util Selec COM 81369Y886 614 14,820 SH   SOLE   14,820 0 0
Sempra Energy COM 816851109 269 2,715 SH   SOLE   2,715 0 0
Senior Housing Properties Trus COM 81721M109 487 27,740 SH   SOLE   27,740 0 0
Shire PLC Spons ADR COM 82481r106 245 1,013 SH   SOLE   1,013 0 0
Sito Mobile Ltd. COM 82932T107 4 10,000 SH   SOLE   10,000 0 0
Sky440 Inc. COM 83082Y102 0 60,000 SH   SOLE   60,000 0 0
Sothebys Class A COM 835898107 6,833 151,050 SH   SOLE   151,050 0 0
Spectra Energy Corp COM 847560109 493 15,116 SH   SOLE   15,116 0 0
Starz Liberty Cap Corp A COM 85571Q102 579 12,955 SH   SOLE   12,955 0 0
State Street Corp COM 857477103 4,109 53,357 SH   SOLE   53,357 0 0
Stryker Corp COM 863667101 679 7,100 SH   SOLE   7,100 0 0
Suncor Energy Inc COM 867229107 232 8,435 SH   SOLE   8,435 0 0
Suntrust Banks Inc COM 867914103 456 10,600 SH   SOLE   10,600 0 0
Sysco Corporation COM 871829107 453 12,546 SH   SOLE   12,546 0 0
Telenor ASA COM 0 207 3,150 SH   SOLE   3,150 0 0
The Bank of Novia Scotia COM 064149107 435 8,420 SH   SOLE   8,420 0 0
The Hershey Company COM 427866108 288 3,245 SH   SOLE   3,245 0 0
Time Warner Inc COM 887317303 201 2,304 SH   SOLE   2,304 0 0
Torchmark Corporation COM 891027104 1,506 25,875 SH   SOLE   25,875 0 0
Toronto Dominion Bank COM 891160509 7,367 173,311 SH   SOLE   173,311 0 0
Total SA Spons ADR COM 89151E109 559 11,370 SH   SOLE   11,370 0 0
Travelers Cos Inc COM 89417E109 517 5,348 SH   SOLE   5,348 0 0
Twenty First Century Fox Inc C COM 90130A101 9,637 296,106 SH   SOLE   296,106 0 0
US Bancorp COM 902973304 726 16,733 SH   SOLE   16,733 0 0
Union Pacific Corp COM 907818108 1,568 16,440 SH   SOLE   16,440 0 0
United Rentals Inc COM 911363109 5,586 63,755 SH   SOLE   63,755 0 0
United Techno Corp COM 913017109 1,077 9,709 SH   SOLE   9,709 0 0
Unum Provident Corp COM 903192102 272 7,622 SH   SOLE   7,622 0 0
Valeant Pharma Intl F COM 91911K102 18,227 82,049 SH   SOLE   82,049 0 0
Ventas Inc COM 92276F100 5,333 85,895 SH   SOLE   85,895 0 0
Verizon Communications Corp COM 92343v104 2,083 44,700 SH   SOLE   44,700 0 0
Viacom Inc Cl B COM 92553P201 389 6,017 SH   SOLE   6,017 0 0
Visa Inc Class A COM 92826C839 12,141 180,801 SH   SOLE   180,801 0 0
Waddell & Reed Financial Inc. COM 930059100 257 5,428 SH   SOLE   5,428 0 0
Wal-Mart Stores Inc COM 931142103 210 2,954 SH   SOLE   2,954 0 0
Walgreen Boots Alliance COM 931427108 697 8,258 SH   SOLE   8,258 0 0
Waste Management Inc COM 94106L109 1,747 37,699 SH   SOLE   37,699 0 0
Wells Fargo & Co. COM 949746101 2,696 47,929 SH   SOLE   47,929 0 0
Westpac Banking-Spon Adr COM 961214301 414 16,750 SH   SOLE   16,750 0 0
Williams Cos Inc COM 969457100 1,022 17,815 SH   SOLE   17,815 0 0
Wisdom Tree Europe Hedged Equi COM 0 429 6,967 SH   SOLE   6,967 0 0
Wisdomtree TR Japan Hedged Equ COM 97717W851 595 10,399 SH   SOLE   10,399 0 0
Yum Brands Inc COM 895953107 1,090 12,104 SH   SOLE   12,104 0 0
Affiliated Mgrs Senior Nt 5.25 PRD 008252868 348 13,800 SH   SOLE   13,800 0 0
Affiliated Mgrs Senior Nt 5.25 PRD 008252868 2,373 94,055 SH   SOLE   94,055 0 0
Arch Capital Group LTD PFD 6.7 PRD G0450A204 370 14,500 SH   SOLE   14,500 0 0
GOLDMAN SACHS GROUP INC DEP SH PRD 38144x500 290 11,475 SH   SOLE   11,475 0 0
Kayne Anderson MLP Ser G Pfd 4 PRD 0 252 10,000 SH   SOLE   10,000 0 0
Kayne Anderson Pfd 3.5% PRD 486606601 218 8,700 SH   SOLE   8,700 0 0
Merrill Lynch 6.45% due 06/15/ PRD 0 2,012 79,749 SH   SOLE   79,749 0 0
Merrill Lynch Pfd Cap 7% Tr II PRD 0 440 17,233 SH   SOLE   17,233 0 0
Merrill Lynch Pfd Cap 7% Tr II PRD 59021F206 324 12,700 SH   SOLE   12,700 0 0
Merrill Lynch Pfd Cap Tr III 7 PRD 59021F206 781 30,600 SH   SOLE   30,600 0 0
Morgan Stanley Pfd Cap III due PRD 617460209 4,289 168,005 SH   SOLE   168,005 0 0
Nextera Energy Ser H 5.625% du PRD 65339K704 313 13,000 SH   SOLE   13,000 0 0
Prudential Financial 5.75% PRD 744320607 247 10,000 SH   SOLE   10,000 0 0
Stanley Black & Decker 5.75% PRD 854502705 385 15,500 SH   SOLE   15,500 0 0
Suntrust Bank Inc. 1/4000 Prd PRD 867914509 324 14,500 SH   SOLE   14,500 0 0
American Fd Fundamental Invest MF 360802102 277 5,259 SH   SOLE   5,259 0 0
BNY Mellon Int'l Apprec Fd Inv MF 05569M558 420 31,806 SH   SOLE   31,806 0 0
BNY Mellon Small Cap Stock Fun MF 05569M889 283 16,042 SH   SOLE   16,042 0 0
Dreyfus High Yield CL I MF 261980759 92 14,209 SH   SOLE   14,209 0 0
Fidelity Interediate Muni Inco MF 31638R204 290 27,880 SH   SOLE   27,880 0 0
Fidelity Short Intermediate Mu MF 316203207 239 22,528 SH   SOLE   22,528 0 0
JP Morgan Municipal Income Fun MF 4812C1256 662 66,979 SH   SOLE   66,979 0 0
JP Morgan Short Duration Bond MF 4812C1330 160 14,728 SH   SOLE   14,728 0 0
Royce Total Return Fund MF 0 324 21,962 SH   SOLE   21,962 0 0
TCW Emerging Markets Income Fu MF 87234N765 134 17,130 SH   SOLE   17,130 0 0
Third Avenue Value Fund MF 884116104 350 6,057 SH   SOLE   6,057 0 0