The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579y101 525 3,153 SH   SOLE   3,153 0 0
A T & T Inc COM 00206r102 1,334 34,051 SH   SOLE   34,051 0 0
AbbVie Inc. COM 00287Y109 1,633 28,589 SH   SOLE   28,589 0 0
Abbott Labs COM 002824100 980 23,424 SH   SOLE   23,424 0 0
Aberdeen Asset Mgmt Plc COM G00434111 54 13,731 SH   SOLE   13,731 0 0
Accenture Ltd Cl A COM G1151C101 7,376 63,920 SH   SOLE   63,920 0 0
Access Power Inc COM 00431N108 0 10,000 SH   SOLE   10,000 0 0
Adelphia Contingent Value COM 00685R409 0 19,692 SH   SOLE   19,692 0 0
Aflac Inc COM 001055102 778 12,325 SH   SOLE   12,325 0 0
Allergan, Inc. COM g0177j108 6,514 24,303 SH   SOLE   24,303 0 0
Allstate Corp. COM 020002101 554 8,230 SH   SOLE   8,230 0 0
Alphabet, Inc. Class A COM 02079k305 10,906 14,295 SH   SOLE   14,295 0 0
Alphabet, Inc. Class C COM 02079k107 7,396 9,928 SH   SOLE   9,928 0 0
Altria Group Inc COM 718154107 338 5,393 SH   SOLE   5,393 0 0
Amazon.Com Inc COM 023135106 1,349 2,272 SH   SOLE   2,272 0 0
American Electric Power COM 0 640 9,645 SH   SOLE   9,645 0 0
American Express Company COM 025816109 316 5,142 SH   SOLE   5,142 0 0
American International Group I COM 026874107 8,973 166,012 SH   SOLE   166,012 0 0
American Water Works Co., Inc. COM 030420103 1,236 17,931 SH   SOLE   17,931 0 0
Amgen Inc COM 031162100 397 2,650 SH   SOLE   2,650 0 0
Anadarko Petroleum Corp COM 032511107 211 4,522 SH   SOLE   4,522 0 0
Apache Corp COM 037411105 369 7,552 SH   SOLE   7,552 0 0
Apple Computer Inc COM 037833100 4,846 44,463 SH   SOLE   44,463 0 0
Ares Cap Corp COM 04010L103 168 11,315 SH   SOLE   11,315 0 0
Australia & New Zealand Bkg AD COM 052528304 211 11,765 SH   SOLE   11,765 0 0
Automatic Data Processing COM 053015103 995 11,095 SH   SOLE   11,095 0 0
BP Plc Spons ADR COM 055622104 2,295 76,050 SH   SOLE   76,050 0 0
Baidu.com Inc. Spn ADR COM 056752108 220 1,150 SH   SOLE   1,150 0 0
Baker Hughes Inc COM 057224107 210 4,785 SH   SOLE   4,785 0 0
Bank of America Corp COM 066050105 191 14,116 SH   SOLE   14,116 0 0
Bank of New York Mellon Corp COM 064058100 7,801 211,817 SH   SOLE   211,817 0 0
Baxalta Inc. COM 07177m103 576 14,257 SH   SOLE   14,257 0 0
Baxter International Inc. COM 071813109 711 17,307 SH   SOLE   17,307 0 0
Becton Dickinson & Co. COM 075887109 1,214 7,995 SH   SOLE   7,995 0 0
Berkshire Hathaway Cl B COM 0 11,597 81,735 SH   SOLE   81,735 0 0
Berkshire Hathaway Inc COM 0 213 1 SH   SOLE   1 0 0
Blackrock Credit Allocation In COM 092508100 4,142 330,845 SH   SOLE   330,845 0 0
Boeing Co. COM 097023105 607 4,781 SH   SOLE   4,781 0 0
Bristol Myers Squibb Co COM 110122108 1,849 28,942 SH   SOLE   28,942 0 0
CSX Corp COM 126408103 6,094 236,653 SH   SOLE   236,653 0 0
CUI Global Inc. COM 0 81 10,000 SH   SOLE   10,000 0 0
CVS Caremark Corp COM 126650100 2,980 28,726 SH   SOLE   28,726 0 0
Canadian National Railway Ltd COM 136375102 637 10,200 SH   SOLE   10,200 0 0
Canadian Pacific Railway COM 13645T100 990 7,460 SH   SOLE   7,460 0 0
Capital Care Properties COM 141624106 496 18,484 SH   SOLE   18,484 0 0
Caterpillar Inc COM 149123101 519 6,778 SH   SOLE   6,778 0 0
Cedar Fair LP Deputs COM 150185106 440 7,400 SH   SOLE   7,400 0 0
Celgene Corp COM 151020104 468 4,680 SH   SOLE   4,680 0 0
Cell Robotics Intl Inc COM 0 0 25,000 SH   SOLE   25,000 0 0
Chevron Texaco Corp COM 166764100 2,122 22,238 SH   SOLE   22,238 0 0
Chubb Limited COM h1467j104 361 3,030 SH   SOLE   3,030 0 0
Church & Dwight COM 171340102 6,811 73,890 SH   SOLE   73,890 0 0
Cisco Systems Inc COM 17275R102 305 10,705 SH   SOLE   10,705 0 0
Citizens Financial Group COM 174610105 6,371 304,107 SH   SOLE   304,107 0 0
Coca Cola Co COM 191216100 1,499 32,314 SH   SOLE   32,314 0 0
Colgate Palmolive Corp COM 194162103 3,548 50,220 SH   SOLE   50,220 0 0
Comcast Corp New Cl A COM 20030N101 8,284 135,617 SH   SOLE   135,617 0 0
Companhia De Snmnto Basico Sao COM 20441A102 2,871 435,022 SH   SOLE   435,022 0 0
Con Edison Co Of NY Inc COM 209115104 511 6,672 SH   SOLE   6,672 0 0
Conoco Phillips Co COM 20825c104 477 11,848 SH   SOLE   11,848 0 0
Costco Wholesale Corp COM 22160K105 814 5,165 SH   SOLE   5,165 0 0
Cutwater Select Income Fund COM 232229104 3,343 174,650 SH   SOLE   174,650 0 0
Danaher Corp COM 235851102 343 3,615 SH   SOLE   3,615 0 0
Dentsply Sirona Inc COM 249030107 1,254 20,355 SH   SOLE   20,355 0 0
Devon Energy Corp New COM 25179M103 950 34,627 SH   SOLE   34,627 0 0
Disney Walt Co COM 254687106 1,098 11,057 SH   SOLE   11,057 0 0
Dominion Resources Inc COM 25746U109 1,476 19,655 SH   SOLE   19,655 0 0
Du Pont E I De Nemours COM 263534109 415 6,559 SH   SOLE   6,559 0 0
Duke Energy Corp COM 26441c105 1,081 13,400 SH   SOLE   13,400 0 0
EOG Resources inc COM 26875P101 661 9,110 SH   SOLE   9,110 0 0
East West Bancorp Inc COM 27579r104 271 8,339 SH   SOLE   8,339 0 0
Eaton Corp COM G29183103 229 3,660 SH   SOLE   3,660 0 0
Eaton Vance Tax Mng Glbl Dvsfd COM 27829F108 442 50,290 SH   SOLE   50,290 0 0
Express Scripts COM 30219G108 9,094 132,385 SH   SOLE   132,385 0 0
Exxon Mobil Corp COM 30231G102 7,252 86,759 SH   SOLE   86,759 0 0
Facebook, Inc. COM 30303M102 4,318 37,845 SH   SOLE   37,845 0 0
Fastenal Co COM 311900104 304 6,200 SH   SOLE   6,200 0 0
Fedex Corp COM 31428X106 9,643 59,264 SH   SOLE   59,264 0 0
General Electric Co COM 369604103 3,723 117,117 SH   SOLE   117,117 0 0
General Mills Inc COM 370334104 1,710 26,998 SH   SOLE   26,998 0 0
Genuine Parts Company COM 372460105 616 6,200 SH   SOLE   6,200 0 0
Geo Group, Inc. COM 36159R103 368 10,615 SH   SOLE   10,615 0 0
Gilead Sciences Inc COM 375558103 1,002 10,905 SH   SOLE   10,905 0 0
HCP INC COM 40414L109 233 7,155 SH   SOLE   7,155 0 0
HSBC Holdings Plc Sp ADR COM 404280406 449 14,433 SH   SOLE   14,433 0 0
Heineken N V Spons Adr COM 423012301 1,511 33,373 SH   SOLE   33,373 0 0
Henry Schein Inc COM 806407102 3,289 19,050 SH   SOLE   19,050 0 0
Home Depot Inc COM 437076102 1,100 8,242 SH   SOLE   8,242 0 0
Honeywell International COM 438516106 819 7,311 SH   SOLE   7,311 0 0
Hospitality Properties Trust COM 44106M102 359 13,498 SH   SOLE   13,498 0 0
Ingersoll-Rand Corp COM G47791101 236 3,800 SH   SOLE   3,800 0 0
Intel Corp COM 458140100 848 26,225 SH   SOLE   26,225 0 0
Intl Business Machines Corp IB COM 459200101 2,650 17,500 SH   SOLE   17,500 0 0
Invesco Insd Mun Income COM 61745p791 618 36,180 SH   SOLE   36,180 0 0
Invesco Quality Municipal Inco COM 46133G107 383 28,920 SH   SOLE   28,920 0 0
Ishares Barclays 1-3 Year Bond COM 464288646 316 3,000 SH   SOLE   3,000 0 0
Ishares Tr Currency Hedged MSC COM 0 2,087 85,710 SH   SOLE   85,710 0 0
Ishares Tr FTSE Xinhau HK Chin COM 464287184 212 6,265 SH   SOLE   6,265 0 0
Ishares Tr Nasdaq Biotechnolog COM 464287556 1,141 4,375 SH   SOLE   4,375 0 0
Ishares Tr Russell 1000 Index COM 464287622 898 7,870 SH   SOLE   7,870 0 0
Ishares Tr Russell 2000 Index COM 464287655 932 8,420 SH   SOLE   8,420 0 0
J P Morgan Chase & Co. COM 46625h100 2,059 34,771 SH   SOLE   34,771 0 0
Johnson & Johnson Co. COM 478160104 7,270 67,193 SH   SOLE   67,193 0 0
Kayne Anderson MLP Invt Co COM 486606106 471 28,420 SH   SOLE   28,420 0 0
Kinder Morgan Inc KS COM 49456B101 769 43,066 SH   SOLE   43,066 0 0
Kraft Heinz Corporation COM 50076Q106 526 6,694 SH   SOLE   6,694 0 0
Liberty Global Inc Ser A COM G5480U104 247 6,404 SH   SOLE   6,404 0 0
Liberty Global PLC Cl C COM G5480U120 280 7,442 SH   SOLE   7,442 0 0
Lloyds TSB Grp Spons ADR COM 539439109 4,066 1,029,315 SH   SOLE   1,029,315 0 0
Lowes Cos Inc COM 548661107 265 3,500 SH   SOLE   3,500 0 0
MFS Charter Income Trust New COM 552727109 81 10,000 SH   SOLE   10,000 0 0
Mastercard Inc. COM 57636Q104 210 2,225 SH   SOLE   2,225 0 0
Mc Cormick Corp COM 579780206 1,664 16,728 SH   SOLE   16,728 0 0
McDonalds Corp COM 580135101 813 6,467 SH   SOLE   6,467 0 0
McGraw Hill Companies COM 580645AE9 245 2,480 SH   SOLE   2,480 0 0
Medtronic Inc COM g5960l103 790 10,540 SH   SOLE   10,540 0 0
Merck & Co. Inc COM 589331107 1,921 36,308 SH   SOLE   36,308 0 0
Microsoft Corp COM 594918104 3,750 67,899 SH   SOLE   67,899 0 0
Mondelez International Inc. COM 609207105 876 21,844 SH   SOLE   21,844 0 0
Mylan Laboratories Inc COM 628530107 255 5,500 SH   SOLE   5,500 0 0
National Grid Plc Spon Adr COM 636274300 364 5,098 SH   SOLE   5,098 0 0
Nestle SA Rep RG Sh ADR COM 641069406 1,046 14,026 SH   SOLE   14,026 0 0
Netflix, Inc. COM 0 311 3,045 SH   SOLE   3,045 0 0
Neulion Inc F COM 0 17 20,000 SH   SOLE   20,000 0 0
Newmarket Corporation COM 651587107 277 700 SH   SOLE   700 0 0
Newmont Mining Corp COM 651639106 661 24,873 SH   SOLE   24,873 0 0
NextEra Energy Inc. COM 302571104 933 7,885 SH   SOLE   7,885 0 0
Norfolk Southern Corp COM 655844108 5,078 60,993 SH   SOLE   60,993 0 0
OGE Energy Corp COM 670837103 211 7,382 SH   SOLE   7,382 0 0
Omega Healthcare Inv Inc COM 681936100 1,165 33,005 SH   SOLE   33,005 0 0
Pepsico Inc COM 713448108 6,470 63,131 SH   SOLE   63,131 0 0
Pfizer Inc COM 717081103 3,002 101,278 SH   SOLE   101,278 0 0
Philip Morris International COM 718172109 760 7,748 SH   SOLE   7,748 0 0
Phillips66 COM 718546104 506 5,840 SH   SOLE   5,840 0 0
Plains All American Pipl LP COM 726503105 471 22,440 SH   SOLE   22,440 0 0
Proctor & Gamble Co COM 742718109 3,258 39,584 SH   SOLE   39,584 0 0
Propell Technologies Inc. COM 74345u102 2 29,646 SH   SOLE   29,646 0 0
Public Service Enterprise Grou COM 744573106 284 6,016 SH   SOLE   6,016 0 0
Qualcom Inc COM 747525103 2,760 53,976 SH   SOLE   53,976 0 0
Redhat, Inc. COM 756577102 220 2,950 SH   SOLE   2,950 0 0
Royal Dutch Shell Plc Adr Cl A COM 131004202 1,055 21,769 SH   SOLE   21,769 0 0
SPDR Gold Tr Gold Shs COM 78463v107 648 5,505 SH   SOLE   5,505 0 0
Schlumberger Ltd COM 806857108 2,316 31,407 SH   SOLE   31,407 0 0
Schwab Total Bond Market Fund COM 808517502 328 34,130 SH   SOLE   34,130 0 0
Sector SPDR Tr Amex Fincl Sele COM 81369Y605 220 9,800 SH   SOLE   9,800 0 0
Sector SPDR Tr Amex Tech Selec COM 81369Y803 532 12,000 SH   SOLE   12,000 0 0
Sempra Energy COM 816851109 282 2,715 SH   SOLE   2,715 0 0
Senior Housing Properties Trus COM 81721M109 512 28,620 SH   SOLE   28,620 0 0
Sky440 Inc. COM 83082Y102 0 60,000 SH   SOLE   60,000 0 0
Spectra Energy Corp COM 847560109 432 14,116 SH   SOLE   14,116 0 0
State Street Corp COM 857477103 2,965 50,660 SH   SOLE   50,660 0 0
Stryker Corp COM 863667101 756 7,050 SH   SOLE   7,050 0 0
Suntrust Banks Inc COM 867914103 382 10,600 SH   SOLE   10,600 0 0
TJX Cos Inc COM 872540109 224 2,855 SH   SOLE   2,855 0 0
The Bank of Novia Scotia COM 064149107 371 7,600 SH   SOLE   7,600 0 0
The Hershey Company COM 427866108 305 3,314 SH   SOLE   3,314 0 0
Time Warner Inc COM 887317303 5,185 71,463 SH   SOLE   71,463 0 0
Torchmark Corporation COM 891027104 1,401 25,875 SH   SOLE   25,875 0 0
Toronto Dominion Bank COM 891160509 6,631 153,747 SH   SOLE   153,747 0 0
Total SA Spons ADR COM 89151E109 392 8,625 SH   SOLE   8,625 0 0
Travelers Cos Inc COM 89417E109 605 5,184 SH   SOLE   5,184 0 0
Twenty First Century Fox Inc C COM 90130A101 7,798 279,695 SH   SOLE   279,695 0 0
US Bancorp COM 902973304 837 20,633 SH   SOLE   20,633 0 0
Union Pacific Corp COM 907818108 1,474 18,523 SH   SOLE   18,523 0 0
United Techno Corp COM 913017109 359 3,590 SH   SOLE   3,590 0 0
Unum Provident Corp COM 903192102 236 7,622 SH   SOLE   7,622 0 0
Valeant Pharma Intl F COM 91911K102 1,863 70,854 SH   SOLE   70,854 0 0
Valero Energy Corp COM 91913Y100 249 3,880 SH   SOLE   3,880 0 0
Ventas Inc COM 92276F100 4,569 72,565 SH   SOLE   72,565 0 0
Verizon Communications Corp COM 92343v104 2,276 42,082 SH   SOLE   42,082 0 0
Visa Inc Class A COM 92826C839 9,181 120,042 SH   SOLE   120,042 0 0
Walgreen Boots Alliance COM 931427108 738 8,760 SH   SOLE   8,760 0 0
Waste Management Inc COM 94106L109 2,050 34,749 SH   SOLE   34,749 0 0
Wells Fargo & Co. COM 949746101 2,443 50,515 SH   SOLE   50,515 0 0
Westpac Banking-Spon Adr COM 961214301 313 13,450 SH   SOLE   13,450 0 0
Wisdom Tree Europe Hedged Equi COM 0 571 11,000 SH   SOLE   11,000 0 0
Yum Brands Inc COM 895953107 1,010 12,336 SH   SOLE   12,336 0 0
Arch Capital Group LTD PFD 6.7 PRD G0450A204 386 14,500 SH   SOLE   14,500 0 0
GOLDMAN SACHS GROUP INC DEP SH PRD 38144x500 298 11,475 SH   SOLE   11,475 0 0
Kayne Anderson MLP Ser G Pfd 4 PRD 0 260 10,000 SH   SOLE   10,000 0 0
Kayne Anderson Pfd 3.5% PRD 486606601 219 8,700 SH   SOLE   8,700 0 0
Merrill Lynch 6.45% due 06/15/ PRD 0 2,026 78,749 SH   SOLE   78,749 0 0
Morgan Stanley Pfd Cap III due PRD 617460209 4,176 162,670 SH   SOLE   162,670 0 0
Nextera Energy Ser H 5.625% du PRD 65339K704 333 13,000 SH   SOLE   13,000 0 0
Prudential Financial 5.75% PRD 744320607 262 10,000 SH   SOLE   10,000 0 0
Public Storage 5.40% PRD 74460w776 1,071 41,900 SH   SOLE   41,900 0 0
Public Storage 5.40% PRD 0 325 12,700 SH   SOLE   12,700 0 0
Stanley Black & Decker 5.75% PRD 854502705 404 15,500 SH   SOLE   15,500 0 0
Suntrust Bank Inc. 1/4000 Prd PRD 867914509 305 12,700 SH   SOLE   12,700 0 0
BNY Mellon Small Cap Stock Fun 0 05569M889 235 16,042 SH   SOLE   16,042 0 0
Fidelity Interediate Muni Inco 0 31638R204 300 28,422 SH   SOLE   28,422 0 0
Fidelity Short Intermediate Mu 0 316203207 243 22,816 SH   SOLE   22,816 0 0
JP Morgan Municipal Income Fun 0 4812C1256 691 68,934 SH   SOLE   68,934 0 0
Royce Total Return Fund 0 0 314 25,126 SH   SOLE   25,126 0 0
Third Avenue Value Fund 0 884116104 295 6,090 SH   SOLE   6,090 0 0
Alibaba Group Holding Limited 0 0 294 3,725 SH   SOLE   3,725 0 0