The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 5,111 33,927 SH   SOLE   33,927 0 0
ABBOTT LABS COM 002824100 2,822 62,843 SH   SOLE   62,843 0 0
ABBVIE INC COM 00287y109 4,417 74,559 SH   SOLE   74,559 0 0
ALASKA AIR GROUP INC COM 011659109 1,339 16,631 SH   SOLE   16,631 0 0
ALCOA INC COM 013817101 525 53,197 SH   SOLE   53,197 0 0
ALLERGAN PLC SHS g0177j108 2,198 7,032 SH   SOLE   7,032 0 0
ALPHABET INC CAP STK CL C 02079K107 1,802 2,374 SH   SOLE   2,374 0 0
ALPHABET INC CAP STK CL A 02079k305 3,327 4,276 SH   SOLE   4,276 0 0
ALTRIA GROUP INC COM 02209S103 773 13,288 SH   SOLE   13,288 0 0
AMC NETWORKS INC CL A 00164v103 812 10,867 SH   SOLE   10,867 0 0
AMERICAN AIRLS GROUP INC COM 02376R102 1,029 24,287 SH   SOLE   24,287 0 0
AMERICAN EXPRESS CO COM 025816109 1,203 17,297 SH   SOLE   17,297 0 0
AMERICAN TOWER CORP NEW COM 03027x100 1,857 19,159 SH   SOLE   19,159 0 0
APPLE INC COM 037833100 6,151 58,440 SH   SOLE   58,440 0 0
ARROWHEAD RESH CORP COM NEW 042797209 141 22,959 SH   SOLE   22,959 0 0
ASHLAND INC NEW COM 044209104 1,620 15,770 SH   SOLE   15,770 0 0
AT&T INC COM 00206R102 342 9,926 SH   SOLE   9,926 0 0
AUTOLIV INC COM 052800109 746 5,983 SH   SOLE   5,983 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 762 8,997 SH   SOLE   8,997 0 0
AVERY DENNISON CORP COM 053611109 398 6,348 SH   SOLE   6,348 0 0
BARD C R INC COM 067383109 1,342 7,082 SH   SOLE   7,082 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,577 11,946 SH   SOLE   11,946 0 0
BIODELIVERY SCIENCES INTL IN COM 09060j106 75 15,635 SH   SOLE   15,635 0 0
BOEING CO COM 097023105 1,590 10,996 SH   SOLE   10,996 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 2,025 29,434 SH   SOLE   29,434 0 0
CBS CORP NEW CL B 124857202 1,261 26,766 SH   SOLE   26,766 0 0
CELGENE CORP COM 151020104 3,114 26,006 SH   SOLE   26,006 0 0
CHECK POINT SOFTWARE TECH LT ORD m22465104 1,537 18,888 SH   SOLE   18,888 0 0
CHEVRON CORP NEW COM 166764100 1,142 12,694 SH   SOLE   12,694 0 0
CIT GROUP INC COM NEW 125581801 1,168 29,411 SH   SOLE   29,411 0 0
CITIGROUP INC COM NEW 172967424 1,789 34,578 SH   SOLE   34,578 0 0
CITY HLDG CO COM 177835105 411 9,000 SH   SOLE   9,000 0 0
COCA COLA CO COM 191216100 3,497 81,395 SH   SOLE   81,395 0 0
COMERICA INC COM 200340107 980 23,418 SH   SOLE   23,418 0 0
COSTCO WHSL CORP NEW COM 22160k105 955 5,912 SH   SOLE   5,912 0 0
CREDIT SUISSE NASSAU BRH NT LKD 32 22542d399 100 25,265 SH   SOLE   25,265 0 0
CYCLACEL PHARMACEUTICALS INC COM NEW 23254l306 5 10,000 SH   SOLE   10,000 0 0
DANAHER CORP DEL COM 235851102 2,150 23,148 SH   SOLE   23,148 0 0
DARDEN RESTAURANTS INC COM 237194105 987 15,503 SH   SOLE   15,503 0 0
DISCOVER FINL SVCS COM 254709108 1,365 25,455 SH   SOLE   25,455 0 0
DOLLAR GEN CORP NEW COM 256677105 981 13,653 SH   SOLE   13,653 0 0
EAST WEST BANCORP INC COM 27579r104 1,228 29,542 SH   SOLE   29,542 0 0
EGA EMERGING GLOBAL SHS TR EGS EMKTCONS ETF 268461779 3,948 185,718 SH   SOLE   185,718 0 0
EMCORE CORP COM NEW 290846203 179 29,121 SH   SOLE   29,121 0 0
EMERSON ELEC CO COM 291011104 2,633 55,039 SH   SOLE   55,039 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 351 13,714 SH   SOLE   13,714 0 0
EXPRESS SCRIPTS HLDG CO COM 30219g108 1,623 18,565 SH   SOLE   18,565 0 0
EXXON MOBIL CORP COM 30231g102 3,057 39,222 SH   SOLE   39,222 0 0
FACEBOOK INC CL A 30303m102 2,408 23,007 SH   SOLE   23,007 0 0
FEDEX CORP COM 31428x106 1,569 10,534 SH   SOLE   10,534 0 0
FIRST TR MID CAP CORE ALPHAD COM SHS 33735b108 5,120 106,532 SH   SOLE   106,532 0 0
FISERV INC COM 337738108 250 2,732 SH   SOLE   2,732 0 0
FLAMEL TECHNOLOGIES SA SPONSORED ADR 338488109 205 16,804 SH   SOLE   16,804 0 0
GASLOG LTD SHS g37585109 446 53,734 SH   SOLE   53,734 0 0
GENERAL ELECTRIC CO COM 369604103 852 27,354 SH   SOLE   27,354 0 0
GILEAD SCIENCES INC COM 375558103 1,039 10,264 SH   SOLE   10,264 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 836 20,716 SH   SOLE   20,716 0 0
GOLDMAN SACHS GROUP INC COM 38141g104 1,088 6,034 SH   SOLE   6,034 0 0
GREENBRIER COS INC COM 393657101 411 12,612 SH   SOLE   12,612 0 0
HAIN CELESTIAL GROUP INC COM 405217100 1,015 25,132 SH   SOLE   25,132 0 0
HALLIBURTON CO COM 406216101 699 20,544 SH   SOLE   20,544 0 0
HARMAN INTL INDS INC COM 413086109 650 6,898 SH   SOLE   6,898 0 0
HCA HOLDINGS INC COM 40412c101 987 14,595 SH   SOLE   14,595 0 0
HEADWATERS INC COM 42210P102 178 10,565 SH   SOLE   10,565 0 0
HESS CORP COM 42809h107 924 19,054 SH   SOLE   19,054 0 0
HOME DEPOT INC COM 437076102 2,842 21,489 SH   SOLE   21,489 0 0
HONEYWELL INTL INC COM 438516106 1,039 10,034 SH   SOLE   10,034 0 0
INGLES MKTS INC CL A 457030104 239 5,430 SH   SOLE   5,430 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 407 2,960 SH   SOLE   2,960 0 0
INVESCO LTD SHS g491bt108 1,230 36,744 SH   SOLE   36,744 0 0
INVESCO MORTGAGE CAPITAL INC COM 46131b100 131 10,579 SH   SOLE   10,579 0 0
ISHARES INC CORE MSCI EMKT 46434g103 2,004 50,864 SH   SOLE   50,864 0 0
ISHARES SILVER TRUST ISHARES 46428q109 342 25,952 SH   SOLE   25,952 0 0
ISHARES TR CORE S&P500 ETF 464287200 3,088 15,073 SH   SOLE   15,073 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 294 2,535 SH   SOLE   2,535 0 0
ISHARES TR S&P 500 VAL ETF 464287408 290 3,275 SH   SOLE   3,275 0 0
ISHARES TR CORE S&P MCP ETF 464287507 1,675 12,024 SH   SOLE   12,024 0 0
ISHARES TR NASDQ BIOTEC ETF 464287556 247 729 SH   SOLE   729 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 222 2,266 SH   SOLE   2,266 0 0
ISHARES TR U.S. TECH ETF 464287721 1,375 12,848 SH   SOLE   12,848 0 0
ISHARES TR CORE S&P SCP ETF 464287804 5,908 53,656 SH   SOLE   53,656 0 0
ISHARES TR U.S. MED DVC ETF 464288810 213 1,742 SH   SOLE   1,742 0 0
ISHARES TR US HLTHCR PR ETF 464288828 301 2,420 SH   SOLE   2,420 0 0
ISHARES TR U.S. PHARMA ETF 464288836 428 2,649 SH   SOLE   2,649 0 0
ISHARES TR US OIL EQ&SV ETF 464288844 1,124 31,419 SH   SOLE   31,419 0 0
ISHARES TR EAFE VALUE ETF 464288877 921 19,802 SH   SOLE   19,802 0 0
ISHARES TR HDG MSCI EAFE 46434v803 1,112 43,760 SH   SOLE   43,760 0 0
JARDEN CORP COM 471109108 1,513 26,489 SH   SOLE   26,489 0 0
JAZZ PHARMACEUTICALS PLC SHS USD g50871105 1,086 7,727 SH   SOLE   7,727 0 0
JOHNSON & JOHNSON COM 478160104 12,186 118,637 SH   SOLE   118,637 0 0
JPMORGAN CHASE & CO COM 46625h100 1,270 19,236 SH   SOLE   19,236 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 770 6,227 SH   SOLE   6,227 0 0
LOWES COS INC COM 548661107 2,791 36,701 SH   SOLE   36,701 0 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 464 6,826 SH   SOLE   6,826 0 0
MARATHON PETE CORP COM 56585a102 1,063 20,506 SH   SOLE   20,506 0 0
MASTERCARD INC CL A 57636q104 2,386 24,502 SH   SOLE   24,502 0 0
MATTRESS FIRM HLDG CORP COM 57722w106 485 10,874 SH   SOLE   10,874 0 0
MEDTRONIC PLC SHS G5960L103 1,335 17,351 SH   SOLE   17,351 0 0
MERCK & CO INC NEW COM 58933y105 240 4,545 SH   SOLE   4,545 0 0
MICROSOFT CORP COM 594918104 3,091 55,717 SH   SOLE   55,717 0 0
NATIONSTAR MTG HLDGS INC COM 63861c109 286 21,386 SH   SOLE   21,386 0 0
NIKE INC CL B 654106103 2,057 32,910 SH   SOLE   32,910 0 0
NORFOLK SOUTHERN CORP COM 655844108 559 6,612 SH   SOLE   6,612 0 0
PAYPAL HLDGS INC COM 70450Y103 1,825 50,427 SH   SOLE   50,427 0 0
PEAPACK-GLADSTONE FINL CORP COM 704699107 2,006 97,286 SH   SOLE   97,286 0 0
PFIZER INC COM 717081103 3,066 94,990 SH   SOLE   94,990 0 0
PHILIP MORRIS INTL INC COM 718172109 2,270 25,818 SH   SOLE   25,818 0 0
POWERSHARES ETF TR II KBW CP MKT PRT 73937b738 322 6,102 SH   SOLE   6,102 0 0
POWERSHARES ETF TR II KBW BK PORT 73937b746 317 8,443 SH   SOLE   8,443 0 0
POWERSHARES ETF TRUST DYNM LRG CP VL 73935x708 11,010 378,472 SH   SOLE   378,472 0 0
POWERSHARES ETF TRUST RUSSELL 2000 VAL 73935x864 918 40,001 SH   SOLE   40,001 0 0
PRICELINE GRP INC COM NEW 741503403 1,594 1,250 SH   SOLE   1,250 0 0
PROCTER & GAMBLE CO COM 742718109 7,622 95,985 SH   SOLE   95,985 0 0
PROVIDENT FINL SVCS INC COM 74386t105 330 16,360 SH   SOLE   16,360 0 0
QUALCOMM INC COM 747525103 1,199 23,981 SH   SOLE   23,981 0 0
RYDEX ETF TRUST GUG S&P500 PU VA 78355w304 19,638 399,145 SH   SOLE   399,145 0 0
RYDEX ETF TRUST GUG S&P500 PU GR 78355w403 7,445 92,252 SH   SOLE   92,252 0 0
RYDEX ETF TRUST GUG S&P MC400 PV 78355w502 2,679 56,229 SH   SOLE   56,229 0 0
RYDEX ETF TRUST GUG S&P500EQWTTE 78355w817 2,327 25,216 SH   SOLE   25,216 0 0
RYDEX ETF TRUST GUG S&P500 EWCON 78355w874 813 7,004 SH   SOLE   7,004 0 0
SCHLUMBERGER LTD COM 806857108 3,739 53,609 SH   SOLE   53,609 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,675 55,082 SH   SOLE   55,082 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 2,188 41,409 SH   SOLE   41,409 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 2,318 54,619 SH   SOLE   54,619 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2,267 56,582 SH   SOLE   56,582 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,078 20,694 SH   SOLE   20,694 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 389 19,919 SH   SOLE   19,919 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,741 135,731 SH   SOLE   135,731 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369y100 1,585 36,513 SH   SOLE   36,513 0 0
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369y506 321 5,320 SH   SOLE   5,320 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369y704 545 10,288 SH   SOLE   10,288 0 0
SKYPEOPLE FRUIT JUICE INC COM NEW 83086t208 8 12,000 SH   SOLE   12,000 0 0
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463x749 2,655 56,725 SH   SOLE   56,725 0 0
SPDR INDEX SHS FDS S&PINTL MC ETF 78463x764 3,832 128,625 SH   SOLE   128,625 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463x871 952 33,714 SH   SOLE   33,714 0 0
SPDR S&P 500 ETF TR TR UNIT 78462f103 23,898 117,222 SH   SOLE   117,222 0 0
SPDR SERIES TRUST S&P INS ETF 78464a789 229 3,298 SH   SOLE   3,298 0 0
SPDR SERIES TRUST S&P 400 MDCP GRW 78464a821 549 4,657 SH   SOLE   4,657 0 0
SPDR SERIES TRUST S&P 400 MDCP VAL 78464a839 831 10,933 SH   SOLE   10,933 0 0
SPDR SERIES TRUST S&P BIOTECH 78464a870 3,268 46,548 SH   SOLE   46,548 0 0
SPHERE 3D CORP NEW COM 84841l100 36 23,595 SH   SOLE   23,595 0 0
TJX COS INC NEW COM 872540109 786 11,080 SH   SOLE   11,080 0 0
TOLL BROTHERS INC COM 889478103 1,607 48,249 SH   SOLE   48,249 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 348 8,890 SH   SOLE   8,890 0 0
TOWERS WATSON & CO CL A 891894107 926 7,206 SH   SOLE   7,206 0 0
TWO HBRS INVT CORP COM 90187b101 218 26,852 SH   SOLE   26,852 0 0
UNION PAC CORP COM 907818108 1,344 17,191 SH   SOLE   17,191 0 0
UNITED RENTALS INC COM 911363109 1,117 15,395 SH   SOLE   15,395 0 0
UNIVERSAL DISPLAY CORP COM 91347p105 301 5,531 SH   SOLE   5,531 0 0
V F CORP COM 918204108 724 11,636 SH   SOLE   11,636 0 0
VALLEY NATL BANCORP COM 919794107 371 37,668 SH   SOLE   37,668 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 20,511 238,641 SH   SOLE   238,641 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 6,261 62,789 SH   SOLE   62,789 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,265 12,805 SH   SOLE   12,805 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 12,878 121,047 SH   SOLE   121,047 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 12,286 150,713 SH   SOLE   150,713 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 7,851 70,960 SH   SOLE   70,960 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,471 15,842 SH   SOLE   15,842 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 385 8,872 SH   SOLE   8,872 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 358 10,937 SH   SOLE   10,937 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206c714 15,782 184,237 SH   SOLE   184,237 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 360 5,388 SH   SOLE   5,388 0 0
VANGUARD WORLD FDS CONSUM DIS ETF 92204a108 1,014 8,272 SH   SOLE   8,272 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204a207 2,270 17,586 SH   SOLE   17,586 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 846 17,463 SH   SOLE   17,463 0 0
VANGUARD WORLD FDS INF TECH ETF 92204a702 406 3,747 SH   SOLE   3,747 0 0
VANGUARD WORLD FDS MATERIALS ETF 92204A801 926 9,833 SH   SOLE   9,833 0 0
VANGUARD WORLD FDS TELCOMM ETF 92204A884 497 5,919 SH   SOLE   5,919 0 0
VERIZON COMMUNICATIONS INC COM 92343v104 338 7,310 SH   SOLE   7,310 0 0
VISA INC COM CL A 92826c839 2,518 32,467 SH   SOLE   32,467 0 0
VODAFONE GROUP PLC NEW SPNSR ADR NO PAR 92857W308 331 10,258 SH   SOLE   10,258 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 7,793 91,510 SH   SOLE   91,510 0 0
WELLS FARGO & CO NEW COM 949746101 903 16,605 SH   SOLE   16,605 0 0
WHIRLPOOL CORP COM 963320106 1,626 11,074 SH   SOLE   11,074 0 0
WISDOMTREE TR EMER MKT HIGH FD 97717w315 1,495 47,242 SH   SOLE   47,242 0 0
WISDOMTREE TR INTL SMCAP DIV 97717w760 655 11,269 SH   SOLE   11,269 0 0
WISDOMTREE TR INTL MIDCAP DV 97717w778 975 17,563 SH   SOLE   17,563 0 0
WISDOMTREE TR JAPN HEDGE EQT 97717w851 5,308 105,999 SH   SOLE   105,999 0 0
WISDOMTREE TR ITL HDG QTLY DIV 97717x594 862 32,627 SH   SOLE   32,627 0 0
WISDOMTREE TR EUROPE HEDGED EQ 97717x701 14,689 272,985 SH   SOLE   272,985 0 0
WYNDHAM WORLDWIDE CORP COM 98310w108 1,891 26,027 SH   SOLE   26,027 0 0