The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR S&P MIDCAP 400 464287507 64,192 469,890 SH   SOLE   469,890 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 55,394 676,114 SH   SOLE   676,114 0 0
VANGUARD TAX-MANAGED FD EUROPE PAC ETF 921943858 49,155 1,379,199 SH   SOLE   1,379,199 0 0
VANGUARD INDEX FDS S$P 500 ETF SH 922908413 32,160 183,030 SH   SOLE   183,030 0 0
ISHARES TR S&P SMLCAP 600 464287804 25,272 237,145 SH   SOLE   237,145 0 0
ISHARES TR BARCLYS TIPS BD 464287176 24,203 218,652 SH   SOLE   218,652 0 0
VANGUARD INDEX FDS REIT ETF 922908553 19,368 256,394 SH   SOLE   256,394 0 0
ISHARES TR BARCLYS MBS BD 464288588 18,378 167,654 SH   SOLE   167,654 0 0
ISHARES TR BARCLY USAGG B 464287226 15,404 140,574 SH   SOLE   140,574 0 0
VANGUARD INTL EQUITY INDEX F EMR MKT ETF 922042858 14,878 449,610 SH   SOLE   449,610 0 0
ISHARES TR BARCLYS 1-3YR CR 464288646 14,612 138,994 SH   SOLE   138,994 0 0
ISHARES TR BARCLYS INTER CR 464288638 13,949 128,443 SH   SOLE   128,443 0 0
ISHARES TR S&P 500 IN 464287200 13,171 68,346 SH   SOLE   68,346 0 0
ISHARES TR MSCI EAFE IDX 464287465 9,473 165,271 SH   SOLE   165,271 0 0
ISHARES TR S&P 500 VALUE 464287408 6,323 75,244 SH   SOLE   75,244 0 0
ISHARES TR S&P500 GRW 464287309 4,663 43,253 SH   SOLE   43,253 0 0
ISHARES TR RUSSELL MIDCAP 464287499 4,145 26,645 SH   SOLE   26,645 0 0
INTEL CORP COM 458140100 3,260 108,178 SH   SOLE   108,178 0 0
JOHNSON & JOHNSON COM 478160104 3,144 33,675 SH   SOLE   33,675 0 0
UNITEDHEALTH GROUP INC COM 91324P102 2,752 23,725 SH   SOLE   23,725 0 0
WAL MART STORES INC COM 931142103 2,558 39,449 SH   SOLE   39,449 0 0
ISHARES TR RUSSELL1000VAL 464287598 2,489 26,678 SH   SOLE   26,678 0 0
WELLS FARGO & CO NEW COM 949746101 2,391 46,554 SH   SOLE   46,554 0 0
TRAVELERS COMPANIES INC COM 89417E109 2,310 23,205 SH   SOLE   23,205 0 0
CHEVRON CORP NEW COM 166764100 2,308 29,262 SH   SOLE   29,262 0 0
MARATHON PETE CORP COM 56585A102 2,140 46,185 SH   SOLE   46,185 0 0
ISHARES TR DJ US REAL EST 464287739 2,100 29,592 SH   SOLE   29,592 0 0
ISHARES TR NASDQ BIO INDX 464287556 2,057 6,781 SH   SOLE   6,781 0 0
VANGUARD SCOTTSDALE FDS SHRT-TERM CORP 92206C409 2,036 25,540 SH   SOLE   25,540 0 0
MACYS INC COM 55616P104 2,025 39,465 SH   SOLE   39,465 0 0
ISHARES TR RUSSELL 2000 464287655 1,901 17,408 SH   SOLE   17,408 0 0
EXXON MOBIL CORP COM 30231G102 1,899 25,538 SH   SOLE   25,538 0 0
APPLE INC COM 37833100 1,843 16,707 SH   SOLE   16,707 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,823 12,573 SH   SOLE   12,573 0 0
GAP INC DEL COM 364760108 1,711 60,025 SH   SOLE   60,025 0 0
TESORO CORP COM 881609101 1,677 17,250 SH   SOLE   17,250 0 0
3M CO COM 88579Y101 1,652 11,651 SH   SOLE   11,651 0 0
EMERSON ELEC CO COM 291011104 1,599 36,197 SH   SOLE   36,197 0 0
LOCKHEED MARTIN CORP COM 539830109 1,577 7,606 SH   SOLE   7,606 0 0
MICROSOFT CORP COM 594918104 1,577 35,621 SH   SOLE   35,621 0 0
TJX COS INC NEW COM 872540109 1,549 21,685 SH   SOLE   21,685 0 0
ISHARES TR MSCI EMERG MKT 464287234 1,519 46,340 SH   SOLE   46,340 0 0
AMERICAN EXPRESS CO COM 025816109 1,486 20,050 SH   SOLE   20,050 0 0
DEERE & CO COM 244199105 1,439 19,445 SH   SOLE   19,445 0 0
KROGER CO COM 501044101 1,339 37,115 SH   SOLE   37,115 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,298 47,423 SH   SOLE   47,423 0 0
CERNER CORP COM 156782104 1,290 21,514 SH   SOLE   21,514 0 0
ANTHEM INC COM 36752103 1,279 9,134 SH   SOLE   9,134 0 0
SELECT SECTOR SPDR TR SBI INT-TECH 81369Y803 1,277 32,318 SH   SOLE   32,318 0 0
ISHARES TR COHEN&ST RLTY 464287564 1,237 13,351 SH   SOLE   13,351 0 0
ISHARES TR RUSSELL1000GRW 464287614 1,174 12,623 SH   SOLE   12,623 0 0
GENERAL DYNAMICS CORP COM 369550108 1,172 8,492 SH   SOLE   8,492 0 0
MURPHY OIL CORP COM 626717102 1,155 47,710 SH   SOLE   47,710 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1,143 12,842 SH   SOLE   12,842 0 0
CVS CAREMARK CORPORATION COM 126650100 1,028 10,660 SH   SOLE   10,660 0 0
ROCKWELL AUTOMATION INC COM 773903109 1,014 9,995 SH   SOLE   9,995 0 0
PROCTER & GAMBLE CO COM 742718109 960 13,350 SH   SOLE   13,350 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 950 9,665 SH   SOLE   9,665 0 0
ISHARES TR DJ US TECH SEC 464287721 944 9,544 SH   SOLE   9,544 0 0
ISHARES TR DJ US HEALTHCR 464287762 929 6,639 SH   SOLE   6,639 0 0
PEPSICO INC COM 713448108 912 9,667 SH   SOLE   9,667 0 0
CAPITAL ONE FINL CORP COM 14040H105 890 12,270 SH   SOLE   12,270 0 0
NORFOLK SOUTHERN CORP COM 655844108 851 11,137 SH   SOLE   11,137 0 0
TARGET CORP COM 87612E106 831 10,563 SH   SOLE   10,563 0 0
MONSTER BEVERAGE CORP COM 611740101 825 6,108 SH   SOLE   6,108 0 0
KIMBERLY CLARK CORP COM 494368103 810 7,431 SH   SOLE   7,431 0 0
SPDR SERIES TRUST INTERMD CR ETF 78464A375 789 23,250 SH   SOLE   23,250 0 0
JPMORGAN CHASE & CO COM 46625H100 787 12,911 SH   SOLE   12,911 0 0
MCDONALDS CORP COM 580135101 724 7,346 SH   SOLE   7,346 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 718 8,638 SH   SOLE   8,638 0 0
KOHLS CORP COM 500255104 658 14,200 SH   SOLE   14,200 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 636 5,450 SH   SOLE   5,450 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 623 13,207 SH   SOLE   13,207 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 621 7,464 SH   SOLE   7,464 0 0
GILEAD SCIENCES INC COM 375558103 619 6,300 SH   SOLE   6,300 0 0
EXPRESS SCRIPTS INC COM 302182100 609 7,517 SH   SOLE   7,517 0 0
VISA INC COM CL A 92826C839 592 8,500 SH   SOLE   8,500 0 0
WHOLE FOODS MKT INC COM 966837106 534 16,870 SH   SOLE   16,870 0 0
BED BATH & BEYOND INC COM 075896100 514 9,015 SH   SOLE   9,015 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 503 4,274 SH   SOLE   4,274 0 0
ORACLE CORP COM 68389X105 498 13,800 SH   SOLE   13,800 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 483 4,870 SH   SOLE   4,870 0 0
LAUDER ESTEE COS INC CL A 518439104 479 5,935 SH   SOLE   5,935 0 0
ISHARES TR RUSSELL 1000 464287622 445 4,157 SH   SOLE   4,157 0 0
ISHARES TR CORE MSCI EAFE 46432F842 443 8,390 SH   SOLE   8,390 0 0
CUMMINS INC COM 231021106 424 3,901 SH   SOLE   3,901 0 0
NORTHROP GRUMMAN CORP COM 666807102 415 2,500 SH   SOLE   2,500 0 0
ISHARES TR DJ US FINL SEC 464287788 375 4,460 SH   SOLE   4,460 0 0
ISHARES INC MSCI PAC J IDX 464286665 369 10,065 SH   SOLE   10,065 0 0
AT&T INC COM 00206R102 366 11,244 SH   SOLE   11,244 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 84670702 360 2,759 SH   SOLE   2,759 0 0
SYSCO CORP COM 871829107 358 9,180 SH   SOLE   9,180 0 0
MONSANTO CO NEW COM 61166W101 340 3,989 SH   SOLE   3,989 0 0
JOHNSON CTLS INC COM 478366107 315 7,620 SH   SOLE   7,620 0 0
HOME DEPOT INC COM 437076102 311 2,691 SH   SOLE   2,691 0 0
MEDTRONIC INC COM 585055106 293 4,375 SH   SOLE   4,375 0 0
BOEING CO COM 97023105 292 2,227 SH   SOLE   2,227 0 0
GENERAL ELECTRIC CO COM 369604103 291 11,525 SH   SOLE   11,525 0 0
AMERICAN AIRLS GROUP INC COM 02376R102 289 7,439 SH   SOLE   7,439 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 288 3,990 SH   SOLE   3,990 0 0
LILLY ELI & CO COM 532457108 287 3,435 SH   SOLE   3,435 0 0
FIFTH THIRD BANCORP COM 316773100 270 14,276 SH   SOLE   14,276 0 0
ST JUDE MED INC COM 790849103 267 4,226 SH   SOLE   4,226 0 0
US BANCORP DEL COM NEW 902973304 262 6,393 SH   SOLE   6,393 0 0
ISHARES 3-7 YR TR BD ETF 464288661 251 2,015 SH   SOLE   2,015 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 243 1,269 SH   SOLE   1,269 0 0
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 237 4,445 SH   SOLE   4,445 0 0
DARDEN RESTAURANTS INC COM 237194105 233 3,397 SH   SOLE   3,397 0 0
VANGUARD INDEX FDS STK MRK ETF 922908769 227 2,300 SH   SOLE   2,300 0 0
ISHARES TR MSCI SMALL CAP 464288273 220 4,615 SH   SOLE   4,615 0 0
PFIZER INC COM 717081103 220 7,005 SH   SOLE   7,005 0 0
ISHARES TR S&P SMLCP GROW 464287887 202 1,679 SH   SOLE   1,679 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 201 4,034 SH   SOLE   4,034 0 0
ENTERPRISE FINL SVCS CORP COM 293712105 192 7,620 SH   SOLE   7,620 0 0
GOOGLE INC CL A 38259P508 175 288 SH   SOLE   288 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 173 4,064 SH   SOLE   4,064 0 0
BAXTER INTL INC COM 071813109 172 5,240 SH   SOLE   5,240 0 0
GOOGLE INC CL A 38259P508 171 268 SH   SOLE   268 0 0
BAXALTA INC COM 07177M103 156 4,960 SH   SOLE   4,960 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 155 3,560 SH   SOLE   3,560 0 0
VANGUARD STAR FD VG TL INTL STK F 921909768 145 3,275 SH   SOLE   3,275 0 0
ALTRIA GROUP INC COM 02209S103 139 2,556 SH   SOLE   2,556 0 0
SIGMA ALDRICH CORP COM 826552101 139 1,000 SH   SOLE   1,000 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 137 2,306 SH   SOLE   2,306 0 0
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 136 2,218 SH   SOLE   2,218 0 0
APACHE CORP COM 037411105 128 3,270 SH   SOLE   3,270 0 0
ISHARES INC CORE MSCI EMKT 46434G103 124 3,120 SH   SOLE   3,120 0 0
SOUTHERN CO COM 842587107 124 2,775 SH   SOLE   2,775 0 0
ARCHER DANIELS MIDLAND CO COM 39483102 122 2,933 SH   SOLE   2,933 0 0
DISNEY WALT CO COM DISNEY 254687106 113 1,110 SH   SOLE   1,110 0 0