The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Allstate Corp PFD 5.1% PREF 020002309 1,753 67,500 SH   SOLE   0 0 67,500
Goldman Sachs PFD 4% Ser D PREF 38144g804 863 42,260 SH   SOLE   0 0 42,260
Goldman Sachs PFD 6.2% Ser B PREF 38144x500 1,683 66,000 SH   SOLE   0 0 66,000
US Bancorp PFD 6% PREF 902973817 2,627 96,175 SH   SOLE   0 0 96,175
H C P Inc REIT REIT 40414l109 306 7,089 SH   SOLE   0 0 7,089
Health Care REIT Inc REIT 42217k106 233 3,011 SH   SOLE   0 0 3,011
Realty Income REIT 756109104 3,319 64,328 SH   SOLE   770 0 63,558
Guggenheim Spin-Off ETF 18383m605 291 6,132 SH   SOLE   0 0 6,132
iShares Barclays US TIPS ETF 464287176 2,889 25,433 SH   SOLE   0 0 25,433
iShares China 25 Index ETF 464287184 519 11,698 SH   SOLE   0 0 11,698
iShares Core S&P Mid-Cap ETF 464287507 850 5,593 SH   SOLE   0 0 5,593
iShares Core Total US Bond Mkt ETF 464287226 377 3,384 SH   SOLE   0 0 3,384
iShares Emerg Mkts Index ETF 464287234 671 16,732 SH   SOLE   3 0 16,729
iShares Floating Rate Note ETF 46429B655 2,423 47,838 SH   SOLE   0 0 47,838
iShares MBS ETF 464288588 303 2,745 SH   SOLE   0 0 2,745
iShares MSCI EAFE Small Cap In ETF 464288273 335 6,775 SH   SOLE   0 0 6,775
iShares Russell 2000 ETF 464287655 654 5,262 SH   SOLE   0 0 5,262
iShares S&P National ETF 464288414 928 8,393 SH   SOLE   0 0 8,393
iShares US Preferred Stock ETF 464288687 1,111 27,690 SH   SOLE   0 0 27,690
Mkt Vectors Biotech ETF ETF 57060u183 777 6,000 SH   SOLE   0 0 6,000
PowerShares QQQ ETF 73935a104 1,654 15,664 SH   SOLE   13 0 15,651
Powershares Senior Loan Port ETF 73936q769 578 23,992 SH   SOLE   0 0 23,992
SPDR Dow Jones Industrial Avg ETF 78467x109 924 5,203 SH   SOLE   0 0 5,203
SPDR Gold Trust ETF 78463v107 873 7,677 SH   SOLE   0 0 7,677
SPDR S&P 500 ETF 78462f103 1,333 6,457 SH   SOLE   10 0 6,447
SPDR S&P Dividend ETF ETF 78464a763 615 7,861 SH   SOLE   0 0 7,861
SPDR S&P Midcap 400 ETF 78467y107 545 1,965 SH   SOLE   0 0 1,965
Vanguard Dividend Apprec Idx ETF 921908844 458 5,686 SH   SOLE   0 0 5,686
Vanguard FTSE All-World-ex-US ETF 922042775 1,010 20,729 SH   SOLE   0 0 20,729
Vanguard FTSE Developed Mkt ETF 921943858 436 10,944 SH   SOLE   0 0 10,944
Vanguard FTSE Emerging Markets ETF 922042858 1,499 36,668 SH   SOLE   0 0 36,668
Vanguard REIT Index ETF 922908553 213 2,522 SH   SOLE   0 0 2,522
Vanguard S&P 500 ETF 922908363 236 1,250 SH   SOLE   0 0 1,250
Vanguard Short-Term Bond ETF 921937827 2,224 27,620 SH   SOLE   0 0 27,620
Vanguard Short-Term Corporate ETF 92206C409 5,152 64,229 SH   SOLE   154 0 64,075
Vanguard Small Cap ETF 922908751 427 3,488 SH   SOLE   0 0 3,488
Vanguard Small Cap Value ETF 922908611 541 4,942 SH   SOLE   0 0 4,942
Vanguard Total Bond Market ETF 921937835 237 2,837 SH   SOLE   3 0 2,834
Vanguard Total Stock Market ETF 922908769 7,257 67,668 SH   SOLE   0 0 67,668
3M Company COM 88579y101 20,758 125,843 SH   SOLE   0 0 125,843
A F L A C Inc COM 001055102 815 12,733 SH   SOLE   0 0 12,733
Abbott Laboratories COM 002824100 15,435 333,146 SH   SOLE   746 0 332,400
AbbVie COM 00287Y109 16,952 289,582 SH   SOLE   156 0 289,426
ACE Limited COM H0023R105 800 7,175 SH   SOLE   0 0 7,175
Actavis plc COM g0083b108 462 1,552 SH   SOLE   0 0 1,552
Air Prod & Chemicals Inc COM 009158106 237 1,567 SH   SOLE   0 0 1,567
Altria Group Inc COM 02209s103 4,233 84,636 SH   SOLE   0 0 84,636
Amazon Inc COM 023135106 1,266 3,402 SH   SOLE   0 0 3,402
Amer Electric Pwr Co Inc COM 025537101 899 15,989 SH   SOLE   0 0 15,989
American Express Co COM 025816109 1,075 13,755 SH   SOLE   0 0 13,755
American Intl Group COM 026874784 3,206 58,514 SH   SOLE   0 0 58,514
American Tower Corp REIT COM 03027x100 1,084 11,512 SH   SOLE   0 0 11,512
Amgen Inc COM 031162100 2,908 18,189 SH   SOLE   0 0 18,189
Anheuser-Busc Inbev ADR COM 03524a108 2,999 24,600 SH   SOLE   195 0 24,405
Anthem Inc. COM 036752103 206 1,335 SH   SOLE   0 0 1,335
Apple Inc. COM 037833100 32,498 261,171 SH   SOLE   685 0 260,486
AT&T Inc COM 00206R102 2,408 73,754 SH   SOLE   525 0 73,229
Auto Data Processing COM 053015103 1,555 18,155 SH   SOLE   0 0 18,155
Autozone COM 053332102 313 459 SH   SOLE   0 0 459
Bank of America Corp COM 060505104 196 12,734 SH   SOLE   0 0 12,734
Baxter Intl Inc COM 071813109 367 5,355 SH   SOLE   0 0 5,355
BB&T Corp COM 054937107 814 20,872 SH   SOLE   0 0 20,872
BCE Inc. COM 05534B760 212 5,000 SH   SOLE   0 0 5,000
Becton Dickinson & Co COM 075887109 2,283 15,900 SH   SOLE   0 0 15,900
Berkshire Hathaway B COM 084670702 17,571 121,747 SH   SOLE   327 0 121,420
Berkshire Htwy Cl A COM 084670108 1,740 8 SH   SOLE   0 0 8
Black Hills Corp COM 092113109 227 4,500 SH   SOLE   0 0 4,500
Boeing Co COM 097023105 3,040 20,258 SH   SOLE   0 0 20,258
BP Plc ADR COM 055622104 472 12,057 SH   SOLE   0 0 12,057
Bristol-Myers Squibb Co COM 110122108 9,296 144,124 SH   SOLE   0 0 144,124
C S X Corp COM 126408103 366 11,048 SH   SOLE   0 0 11,048
C V B Financial Corp COM 126600105 806 50,537 SH   SOLE   0 0 50,537
Campbell Soup Co COM 134429109 868 18,650 SH   SOLE   0 0 18,650
Canadian Natu Res Ltd COM 136385101 3,974 129,394 SH   SOLE   0 0 129,394
Canadian Pac Railway COM 13645T100 1,431 7,830 SH   SOLE   0 0 7,830
Caterpillar Tractor COM 149123101 4,570 57,103 SH   SOLE   0 0 57,103
CDK Global Inc COM 12508e101 274 5,850 SH   SOLE   0 0 5,850
Chevron Corporation COM 166764100 13,429 127,916 SH   SOLE   244 0 127,671
Chubb Corp COM 171232101 522 5,164 SH   SOLE   0 0 5,164
Cigna Corp COM 125509109 422 3,264 SH   SOLE   0 0 3,264
Cisco Systems Inc COM 17275r102 3,690 134,064 SH   SOLE   0 0 134,064
Citigroup Inc New COM 172967424 270 5,250 SH   SOLE   0 0 5,250
Clorox Co COM 189054109 2,773 25,117 SH   SOLE   0 0 25,117
Coca Cola Co. COM 191216100 7,368 181,696 SH   SOLE   1,000 0 180,696
Colgate-Palmolive Co COM 194162103 1,977 28,505 SH   SOLE   0 0 28,505
Conagra Foods Inc COM 205887102 439 12,021 SH   SOLE   0 0 12,021
ConocoPhillips COM 20825C104 2,843 45,665 SH   SOLE   0 0 45,665
Consolidated Edison Inc COM 209115104 233 3,814 SH   SOLE   0 0 3,814
Costco Whsl Corp COM 22160k105 5,880 38,815 SH   SOLE   0 0 38,815
Cummins Inc COM 231021106 602 4,342 SH   SOLE   0 0 4,342
CVS Caremark Corp COM 126650100 277 2,682 SH   SOLE   0 0 2,682
Deere & Co COM 244199105 4,593 52,378 SH   SOLE   0 0 52,378
Diageo PLC Adr COM 25243q205 1,482 13,403 SH   SOLE   225 0 13,178
DirecTV COM 25490A309 981 11,522 SH   SOLE   0 0 11,522
Discovery Communications Inc. COM 25470f302 1,494 50,686 SH   SOLE   0 0 50,686
Disney Walt Co COM 254687106 5,079 48,425 SH   SOLE   340 0 48,085
Dollar Tree Stores COM 256746108 6,423 79,152 SH   SOLE   250 0 78,902
Dominion Res Inc COM 25746u109 314 4,427 SH   SOLE   0 0 4,427
Dow Chemical Co COM 260543103 1,501 31,286 SH   SOLE   0 0 31,286
Du Pont EI De Nemour & Co COM 263534109 2,128 29,778 SH   SOLE   0 0 29,778
Duke Energy Corp COM 26441c204 278 3,621 SH   SOLE   0 0 3,621
Ecolab Inc COM 278865100 309 2,700 SH   SOLE   0 0 2,700
Edison International COM 281020107 565 9,050 SH   SOLE   0 0 9,050
Emerson Elec. COM 291011104 8,077 142,651 SH   SOLE   0 0 142,651
Endo Intl PLC COM G30401106 11,692 130,341 SH   SOLE   0 0 130,341
Energy Transfer Partners LP COM 29273R109 248 4,450 SH   SOLE   0 0 4,450
Enterprise PRD Prtnrs LP COM 293792107 240 7,283 SH   SOLE   0 0 7,283
Esterline Technologies Corp COM 297425100 2,586 22,597 SH   SOLE   0 0 22,597
Expeditors Intl Wash Inc. COM 302130109 211 4,375 SH   SOLE   0 0 4,375
Express Scrpt Hldg COM 30219g108 323 3,717 SH   SOLE   0 0 3,717
Exxon Mobil COM 30231G102 25,941 305,184 SH   SOLE   530 0 304,654
Fedex Corp COM 31428x106 552 3,333 SH   SOLE   0 0 3,333
Fiserv COM 337738108 5,199 65,481 SH   SOLE   0 0 65,481
Ford Motor Co New COM 345370860 816 50,554 SH   SOLE   0 0 50,554
Freeport Mcmoran Copper COM 35671d857 304 16,020 SH   SOLE   0 0 16,020
General Dynamics Corp COM 369550108 287 2,115 SH   SOLE   0 0 2,115
General Electric Co COM 369604103 10,881 438,584 SH   SOLE   0 0 438,584
General Mills COM 370334104 2,412 42,622 SH   SOLE   229 0 42,392
Genuine Parts Co COM 372460105 1,160 12,451 SH   SOLE   0 0 12,451
Gilead Sciences Inc COM 375558103 3,797 38,689 SH   SOLE   0 0 38,689
Glaxosmithkline PLC COM 37733w105 1,667 36,126 SH   SOLE   0 0 36,126
Goldman Sachs Grp Inc COM 38141g104 752 4,000 SH   SOLE   0 0 4,000
Google Inc - Class A COM 38259P508 6,189 11,157 SH   SOLE   36 0 11,121
Google Inc - Class C COM 38259p706 7,577 13,827 SH   SOLE   36 0 13,791
Harsco Corp COM 415864107 466 27,000 SH   SOLE   0 0 27,000
Hartford Finl Svcs Grp COM 416515104 209 5,000 SH   SOLE   0 0 5,000
Hershey Co COM 427866108 587 5,813 SH   SOLE   0 0 5,813
Hewlett Packard Co COM 428236103 1,020 32,748 SH   SOLE   0 0 32,748
Home Depot Inc COM 437076102 2,458 21,638 SH   SOLE   0 0 21,638
Honeywell Intl COM 438516106 2,771 26,567 SH   SOLE   0 0 26,567
Humana Inc COM 444859102 401 2,250 SH   SOLE   0 0 2,250
Illinois Tool Works Inc COM 452308109 665 6,850 SH   SOLE   0 0 6,850
Intel Corp COM 458140100 9,428 301,512 SH   SOLE   500 0 301,012
Intl Business Machines COM 459200101 8,186 51,001 SH   SOLE   0 0 51,001
J.P. Morgan Chase & Co COM 46625H100 2,078 34,302 SH   SOLE   0 0 34,302
JM Smucker Co COM 832696405 3,342 28,879 SH   SOLE   0 0 28,879
Johnson & Johnson COM 478160104 26,633 264,743 SH   SOLE   598 0 264,145
Johnson Controls Inc COM 478366107 204 4,035 SH   SOLE   0 0 4,035
Kimberly Clark Corp COM 494368103 3,121 29,140 SH   SOLE   0 0 29,140
Kinder Morgan Inc COM 49456B101 9,559 227,269 SH   SOLE   793 0 226,476
KKR & Co Lp COM 48248m102 2,204 96,617 SH   SOLE   0 0 96,617
Kraft Foods Grp COM 50076q106 5,631 64,637 SH   SOLE   506 0 64,131
Lab CP of Amer Hldg COM 50540r409 216 1,715 SH   SOLE   0 0 1,715
Las Vegas Sands Corp. COM 517834107 470 8,537 SH   SOLE   0 0 8,537
Leucadia Natl Corp COM 527288104 236 10,602 SH   SOLE   0 0 10,602
Lilly Eli & Co COM 532457108 1,614 22,223 SH   SOLE   400 0 21,823
Lockheed Martin Corp COM 539830109 1,139 5,613 SH   SOLE   0 0 5,613
Lowes Companies Inc COM 548661107 2,228 29,946 SH   SOLE   0 0 29,946
Magellan Mid Stream Partners COM 559080106 385 5,022 SH   SOLE   0 0 5,022
Markel Corp COM 570535104 2,538 3,300 SH   SOLE   45 0 3,255
Mastercard Inc. COM 57636Q104 7,429 85,994 SH   SOLE   175 0 85,819
McDonalds Corp COM 580135101 6,381 65,484 SH   SOLE   416 0 65,069
Mckesson Corp COM 58155q103 238 1,050 SH   SOLE   0 0 1,050
Medtronic PLC COM G5960L103 1,111 14,248 SH   SOLE   0 0 14,248
Merck & Co Inc COM 58933y105 1,264 21,986 SH   SOLE   0 0 21,986
Microsoft Corp. COM 594918104 19,128 470,504 SH   SOLE   2,216 0 468,288
Mondelez Intl Inc Cl A COM 609207105 2,689 74,503 SH   SOLE   1,300 0 73,203
Monsanto Co COM 61166w101 321 2,849 SH   SOLE   0 0 2,849
Moodys Corp COM 615369105 1,989 19,164 SH   SOLE   0 0 19,164
Motorola Solutions Inc COM 620076307 2,446 36,688 SH   SOLE   0 0 36,688
Mylan Inc COM 628530107 211 3,549 SH   SOLE   0 0 3,549
National Oilwell Varco COM 637071101 1,055 21,104 SH   SOLE   0 0 21,104
Nestle ADR COM 641069406 8,919 118,573 SH   SOLE   832 0 117,741
Nextera Energy Inc COM 65339f101 378 3,630 SH   SOLE   0 0 3,630
Nike Inc. Cl B COM 654106103 1,563 15,575 SH   SOLE   0 0 15,575
Nordstrom Inc COM 655664100 1,171 14,575 SH   SOLE   0 0 14,575
Norfolk Southern Corp COM 655844108 3,449 33,516 SH   SOLE   200 0 33,316
Northrop Grumman Corp COM 666807102 777 4,825 SH   SOLE   0 0 4,825
Novartis AG Spon ADR COM 66987v109 7,708 78,166 SH   SOLE   575 0 77,591
O Reilly Automotive COM 67103H107 1,463 6,764 SH   SOLE   0 0 6,764
Oaktree Capital Group LLC COM 674001201 1,104 21,371 SH   SOLE   0 0 21,371
Oracle Corp COM 68389x105 1,426 33,044 SH   SOLE   0 0 33,044
Paccar Inc COM 693718108 705 11,170 SH   SOLE   0 0 11,170
Paychex Inc COM 704326107 1,086 21,879 SH   SOLE   0 0 21,879
Pepsico Inc COM 713448108 11,423 119,466 SH   SOLE   250 0 119,216
Pfizer Inc COM 717081103 20,474 588,511 SH   SOLE   500 0 588,011
Philip Morris International COM 718172109 8,947 118,769 SH   SOLE   726 0 118,044
Phillips 66 COM 718546104 1,129 14,365 SH   SOLE   0 0 14,365
Plum Creek Timber Co REIT COM 729251108 1,518 34,937 SH   SOLE   0 0 34,937
PPG Industries Inc COM 693506107 459 2,034 SH   SOLE   0 0 2,034
Praxair Inc COM 74005p104 2,851 23,611 SH   SOLE   0 0 23,611
Procter & Gamble COM 742718109 256,661 3,132,307 SH   SOLE   853 0 3,131,454
Progressive Corp Ohio COM 743315103 538 19,775 SH   SOLE   0 0 19,775
Qualcomm Inc. COM 747525103 9,592 138,328 SH   SOLE   0 0 138,328
Raytheon Co COM 755111507 1,148 10,505 SH   SOLE   0 0 10,505
Regency Energy Prtn COM 75885y107 224 9,773 SH   SOLE   0 0 9,773
Roche Hldg Ltd COM 771195104 261 7,604 SH   SOLE   0 0 7,604
Ross Stores Inc COM 778296103 2,185 20,742 SH   SOLE   200 0 20,542
Royal Dutch Shell A COM 780259206 3,187 53,420 SH   SOLE   0 0 53,420
Royal Dutch Shell B ADR COM 780259107 4,460 71,132 SH   SOLE   225 0 70,907
Schlumberger Ltd COM 806857108 9,781 117,227 SH   SOLE   349 0 116,878
Sempra Energy COM 816851109 241 2,211 SH   SOLE   0 0 2,211
Sigma Aldrich Corp. COM 826552101 518 3,750 SH   SOLE   0 0 3,750
Starbucks Corp COM 855244109 616 6,500 SH   SOLE   0 0 6,500
State Street Corp COM 857477103 883 12,010 SH   SOLE   0 0 12,010
Sysco Corp COM 871829107 4,495 119,139 SH   SOLE   700 0 118,439
Target Corp COM 87612e106 1,281 15,605 SH   SOLE   0 0 15,605
TE Connectivity Ltd COM h84989104 421 5,875 SH   SOLE   0 0 5,875
Telefonos De Mexico COM p90413132 0 28,000 SH   SOLE   0 0 28,000
Teva Pharma Inds COM 881624209 547 8,772 SH   SOLE   0 0 8,772
Texas Instruments Inc COM 882508104 6,946 121,458 SH   SOLE   540 0 120,918
The Charles Schwab Corp COM 808513105 2,221 72,977 SH   SOLE   287 0 72,690
The Southern Co COM 842587107 2,320 52,402 SH   SOLE   0 0 52,402
TJX Cos. COM 872540109 1,469 20,966 SH   SOLE   0 0 20,966
Twenty-First Century Fox, Inc. COM 90130a200 3,177 96,615 SH   SOLE   0 0 96,615
Unilever Indonesia Tbk COM y9064h141 83 27,230 SH   SOLE   0 0 27,230
Unilever NV NY COM 904784709 2,018 48,319 SH   SOLE   0 0 48,319
Unilever PLC Adr COM 904767704 783 18,764 SH   SOLE   0 0 18,764
Union Pacific Corp COM 907818108 2,250 20,770 SH   SOLE   225 0 20,545
United Parcel Serv Cl B COM 911312106 2,661 27,446 SH   SOLE   0 0 27,446
United Technologies Corp. COM 913017109 8,060 68,772 SH   SOLE   150 0 68,622
Unitedhealth Group Inc COM 91324p102 2,510 21,219 SH   SOLE   0 0 21,219
US Bancorp COM 902973304 412 9,438 SH   SOLE   0 0 9,438
Valeant Pharm Intl New COM 91911K102 15,682 78,953 SH   SOLE   0 0 78,953
Verizon Communications COM 92343V104 7,056 145,099 SH   SOLE   444 0 144,655
Visa Inc Cl A COM 92826c839 5,395 82,472 SH   SOLE   0 0 82,472
Vodafone Group COM 92857w308 1,251 38,272 SH   SOLE   300 0 37,972
Wal-Mart Stores Inc COM 931142103 1,993 24,225 SH   SOLE   0 0 24,225
Walgreen Boots Alliance Inc COM 931427108 2,782 32,847 SH   SOLE   0 0 32,847
Waste Management Inc COM 94106l109 708 13,055 SH   SOLE   400 0 12,655
Wells Fargo & Co COM 949746101 8,810 161,939 SH   SOLE   350 0 161,589
Weyerhaeuser Co COM 962166104 1,691 51,002 SH   SOLE   0 0 51,002
Willis Group Hldgs COM g96666105 6,043 125,433 SH   SOLE   0 0 125,433
Wolverine World Wide Inc COM 978097103 341 10,209 SH   SOLE   0 0 10,209
Yahoo Inc COM 984332106 3,361 75,646 SH   SOLE   0 0 75,646
Zimmer Hldgs Inc COM 98956p102 1,392 11,842 SH   SOLE   0 0 11,842