The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 425 2,754 SH   SOLE 2,564 0 190
ABBOTT LABS COM 002824100 1,908 38,873 SH   SOLE 19,390 0 19,483
ABBVIE INC COM 00287Y109 2,581 38,416 SH   SOLE 19,013 0 19,403
ADOBE SYS INC COM 00724F101 267 3,295 SH   SOLE 3,215 0 80
AETNA INC NEW COM 00817Y108 356 2,792 SH   SOLE 2,581 0 211
AIR PRODS & CHEMS INC COM 009158106 220 1,610 SH   SOLE 1,500 0 110
ALLSTATE CORP COM 020002101 351 5,405 SH   SOLE 5,165 0 240
ALTRIA GROUP INC COM 02209S103 541 11,056 SH   SOLE 9,626 0 1,430
AMAZON COM INC COM 023135106 1,079 2,486 SH   SOLE 1,340 0 1,146
AMERICAN EXPRESS CO COM 025816109 500 6,435 SH   SOLE 5,935 0 500
AMERICAN INTL GROUP INC COM NEW 026874784 651 10,527 SH   SOLE 9,932 0 595
AMERIPRISE FINL INC COM 03076c106 317 2,537 SH   SOLE 2,537 0 0
AMERISOURCEBERGEN CORP COM 03073e105 514 4,836 SH   SOLE 4,505 0 331
AMGEN INC COM 031162100 487 3,175 SH   SOLE 2,595 0 580
ANTHEM INC COM 036752103 685 4,172 SH   SOLE 3,820 0 352
APPLE INC COM 037833100 4,194 33,435 SH   SOLE 31,591 0 1,844
ARCHER DANIELS MIDLAND CO COM 039483102 351 7,282 SH   SOLE 6,919 0 363
AT&T INC COM 00206r102 1,775 49,976 SH   SOLE 40,080 0 9,896
AUTONATION INC COM 05329W102 319 5,060 SH   SOLE 4,710 0 350
AUTOZONE INC COM 053332102 417 625 SH   SOLE 595 0 30
BALCHEM CORP COM 057665200 919 16,498 SH   SOLE 0 0 16,498
BANK AMER CORP COM 060505104 820 48,166 SH   SOLE 42,046 0 6,120
BANK MONTREAL QUE COM 063671101 281 4,744 SH   SOLE 4,744 0 0
BAXTER INTL INC COM 071813109 237 3,391 SH   SOLE 2,776 0 615
BERKSHIRE HATHAWAY INC DEL CL A 084670108 615 3 SH   SOLE 3 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,326 9,741 SH   SOLE 7,921 0 1,820
BIOGEN INC COM 09062X103 354 876 SH   SOLE 816 0 60
BLACKROCK INC COM 09247X101 263 760 SH   SOLE 700 0 60
BOEING CO COM 097023105 642 4,626 SH   SOLE 2,800 0 1,826
BP PLC SPONSORED ADR 055622104 701 17,553 SH   SOLE 15,054 0 2,499
BRISTOL MYERS SQUIBB CO COM 110122108 641 9,639 SH   SOLE 8,069 0 1,570
CAPITAL ONE FINL CORP COM 14040H105 281 3,199 SH   SOLE 3,100 0 99
CATERPILLAR INC DEL COM 149123101 619 7,293 SH   SOLE 3,293 0 4,000
CBS CORP NEW CL B 124857202 273 4,927 SH   SOLE 4,737 0 190
CELGENE CORP COM 151020104 282 2,440 SH   SOLE 2,020 0 420
CHEVRON CORP NEW COM 166764100 1,304 13,514 SH   SOLE 12,004 0 1,510
CIGNA CORPORATION COM 125509109 254 1,570 SH   SOLE 1,500 0 70
CINCINNATI FINL CORP COM 172062101 303 6,035 SH   SOLE 6,025 0 10
CISCO SYS INC COM 17275R102 509 18,547 SH   SOLE 17,116 0 1,431
CITIGROUP INC COM NEW 172967424 637 11,536 SH   SOLE 10,816 0 720
CLARCOR INC COM 179895107 286 4,594 SH   SOLE 4,594 0 0
CLOROX CO DEL COM 189054109 254 2,441 SH   SOLE 2,361 0 80
CME GROUP INC COM 12572q105 9,490 101,980 SH   SOLE 1,780 0 100,200
COCA COLA CO COM 191216100 860 21,926 SH   SOLE 17,396 0 4,530
COLGATE PALMOLIVE CO COM 194162103 427 6,530 SH   SOLE 5,950 0 580
COMCAST CORP NEW CL A 20030N101 519 8,631 SH   SOLE 6,994 0 1,637
COMERICA INC COM 200340107 301 5,872 SH   SOLE 5,692 0 180
COMPUTER SCIENCES CORP COM 205363104 373 5,690 SH   SOLE 5,570 0 120
CONOCOPHILLIPS COM 20825C104 534 8,690 SH   SOLE 6,738 0 1,952
CONSOLIDATED EDISON INC COM 209115104 258 4,459 SH   SOLE 4,029 0 430
COSTCO WHSL CORP NEW COM 22160K105 246 1,819 SH   SOLE 1,769 0 50
CSX CORP COM 126408103 266 8,139 SH   SOLE 2,559 0 5,580
CVS HEALTH CORP COM 126650100 916 8,736 SH   SOLE 6,352 0 2,384
DANAHER CORP DEL COM 235851102 363 4,240 SH   SOLE 4,030 0 210
DEERE & CO COM 244199105 282 2,907 SH   SOLE 1,817 0 1,090
DENTSPLY INTL INC NEW COM 249030107 507 9,833 SH   SOLE 9,533 0 300
DEXCOM INC COM 252131107 3,564 44,562 SH   SOLE 44,562 0 0
DIRECTV COM 25490A309 253 2,731 SH   SOLE 1,072 0 1,659
DISNEY WALT CO COM DISNEY 254687106 1,535 13,446 SH   SOLE 10,438 0 3,008
DOMINION RES INC VA NEW COM 25746U109 309 4,628 SH   SOLE 4,378 0 250
DOW CHEM CO COM 260543103 226 4,417 SH   SOLE 4,237 0 180
DUKE ENERGY CORP NEW COM NEW 26441C204 791 11,198 SH   SOLE 10,510 0 688
EBAY INC COM 278642103 279 4,630 SH   SOLE 3,170 0 1,460
EXAMWORKS GROUP INC COM 30066A105 478 12,231 SH   SOLE 0 0 12,231
EXELON CORP COM 30161N101 538 17,138 SH   SOLE 12,325 0 4,813
EXPRESS SCRIPTS HLDG CO COM 30219G108 243 2,731 SH   SOLE 2,133 0 598
EXXON MOBIL CORP COM 30231G102 3,417 41,073 SH   SOLE 28,639 0 12,434
FACEBOOK INC CL A 30303M102 451 5,261 SH   SOLE 4,881 0 380
FEDEX CORP COM 31428X106 338 1,983 SH   SOLE 1,923 0 60
FIRSTENERGY CORP COM 337932107 240 7,368 SH   SOLE 7,178 0 190
FONAR CORP COM NEW 344437405 0 96,316 SH   SOLE 96,316 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 492 32,765 SH   SOLE 30,271 0 2,494
FRANKLIN RES INC COM 354613101 232 4,725 SH   SOLE 4,395 0 330
GALLAGHER ARTHUR J & CO COM 363576109 270 5,700 SH   SOLE 5,700 0 0
GENERAL DYNAMICS CORP COM 369550108 217 1,530 SH   SOLE 1,410 0 120
GENERAL ELECTRIC CO COM 369604103 1,903 71,628 SH   SOLE 57,181 0 14,447
GENERAL MLS INC COM 370334104 366 6,570 SH   SOLE 6,070 0 500
GENWORTH FINL INC COM CL A 37247D106 247 32,670 SH   SOLE 30,810 0 1,860
GILEAD SCIENCES INC COM 375558103 781 6,669 SH   SOLE 6,419 0 250
GOLDMAN SACHS GROUP INC COM 38141G104 370 1,774 SH   SOLE 1,668 0 106
GOODYEAR TIRE & RUBR CO COM 382550101 255 8,472 SH   SOLE 7,702 0 770
GOOGLE INC CL A 38259p508 1,643 4,001 SH   SOLE 3,163 0 838
GRAHAM HLDGS CO COM 384637104 538 500 SH   SOLE 490 0 10
GRAINGER W W INC COM 384802104 207 875 SH   SOLE 805 0 70
HARTFORD FINL SVCS GROUP INC COM 416515104 516 12,420 SH   SOLE 11,580 0 840
HOME DEPOT INC COM 437076102 749 6,739 SH   SOLE 6,029 0 710
HONEYWELL INTL INC COM 438516106 347 3,405 SH   SOLE 3,395 0 10
HORMEL FOODS CORP COM 440452100 267 4,733 SH   SOLE 4,733 0 0
HUMANA INC COM 444859102 463 2,420 SH   SOLE 2,290 0 130
INTEL CORP COM 458140100 937 30,824 SH   SOLE 21,185 0 9,639
INTERNATIONAL BUSINESS MACHS COM 459200101 1,267 7,789 SH   SOLE 5,784 0 2,005
INTL PAPER CO COM 460146103 260 5,469 SH   SOLE 5,319 0 150
ISHARES EAFE SML CP ETF 464288273 1,924 37,710 SH   SOLE 23,385 0 14,325
ISHARES EAFE VALUE ETF 464288877 2,181 41,671 SH   SOLE 27,247 0 14,424
ISHARES INC CORE MSCI EMKT 46434G103 40,456 842,138 SH   SOLE 606,937 0 235,202
ISHARES TR CORE S&P500 ETF 464287200 6,156 29,732 SH   SOLE 24,200 0 5,532
ISHARES TR MSCI EMG MKT ETF 464287234 489 12,350 SH   SOLE 10,965 0 1,385
ISHARES TR S&P 500 VAL ETF 464287408 1,271 13,785 SH   SOLE 9,569 0 4,216
ISHARES TR MSCI EAFE ETF 464287465 914 14,397 SH   SOLE 10,912 0 3,486
ISHARES TR CORE S&P MCP ETF 464287507 421 2,806 SH   SOLE 2,620 0 186
ISHARES TR RUS 1000 VAL ETF 464287598 1,343 13,019 SH   SOLE 7,914 0 5,105
ISHARES TR RUS 1000 GRW ETF 464287614 434 4,381 SH   SOLE 3,182 0 1,199
ISHARES TR RUS 2000 VAL ETF 464287630 367 3,595 SH   SOLE 223 0 3,372
ISHARES TR RUSSELL 2000 ETF 464287655 589 4,714 SH   SOLE 3,726 0 988
ISHARES TR RUSSELL 3000 ETF 464287689 262 2,115 SH   SOLE 2,115 0 0
ISHARES TR U.S. TECH ETF 464287721 294 2,805 SH   SOLE 2,805 0 0
ISHARES TR CORE S&P SCP ETF 464287804 1,060 8,995 SH   SOLE 8,285 0 710
ISHARES TR DOW JONES US ETF 464287846 15,460 148,299 SH   SOLE 127,799 0 20,500
ISHARES TR SP SMCP600VL ETF 464287879 1,749 14,853 SH   SOLE 10,713 0 4,140
JOHNSON & JOHNSON COM 478160104 2,051 21,041 SH   SOLE 15,990 0 5,050
JPMORGAN CHASE & CO COM 46625H100 1,192 17,596 SH   SOLE 16,994 0 602
KIMBERLY CLARK CORP COM 494368103 276 2,600 SH   SOLE 2,302 0 298
KRAFT FOODS GROUP INC COM 50076q106 212 2,484 SH   SOLE 2,073 0 411
KROGER CO COM 501044101 474 6,535 SH   SOLE 4,944 0 1,591
LILLY ELI & CO COM 532457108 324 3,880 SH   SOLE 3,840 0 40
LINCOLN NATL CORP IND COM 534187109 353 5,960 SH   SOLE 5,370 0 590
LOCKHEED MARTIN CORP COM 539830109 247 1,329 SH   SOLE 1,329 0 0
LOWES COS INC COM 548661107 222 3,320 SH   SOLE 3,190 0 130
MACYS INC COM 55616p104 505 7,491 SH   SOLE 6,530 0 961
MARATHON PETE CORP COM 56585A102 405 7,748 SH   SOLE 7,320 0 428
MARCUS CORP COM 566330106 679 35,421 SH   SOLE 35,421 0 0
MASTERCARD INC CL A 57636Q104 412 4,406 SH   SOLE 3,960 0 446
MCDONALDS CORP COM 580135101 1,107 11,641 SH   SOLE 10,070 0 1,571
MCKESSON CORP COM 58155Q103 556 2,474 SH   SOLE 2,350 0 124
MERCK & CO INC NEW COM 58933Y105 816 14,338 SH   SOLE 10,338 0 3,999
METLIFE INC COM 59156r108 491 8,764 SH   SOLE 8,326 0 438
MICROSOFT CORP COM 594918104 1,608 36,425 SH   SOLE 31,655 0 4,770
MONDELEZ INTL INC CL A 609207105 276 6,699 SH   SOLE 5,712 0 987
MONSANTO CO NEW COM 61166W101 275 2,584 SH   SOLE 2,440 0 144
MORGAN STANLEY COM NEW 617446448 408 10,507 SH   SOLE 10,115 0 392
NAVIENT CORP COM 63938C108 1,971 108,230 SH   SOLE 1,390 0 106,840
NEXTERA ENERGY INC COM 65339F101 298 3,039 SH   SOLE 3,029 0 10
NIKE INC CL B 654106103 320 2,960 SH   SOLE 2,940 0 20
NORTHROP GRUMMAN CORP COM 666807102 357 2,248 SH   SOLE 2,148 0 100
OCCIDENTAL PETE CORP DEL COM 674599105 323 4,157 SH   SOLE 4,003 0 154
OFFICE DEPOT INC COM 676220106 147 16,950 SH   SOLE 14,880 0 2,070
ORACLE CORP COM 68389X105 638 15,830 SH   SOLE 14,994 0 836
PATTERSON COMPANIES INC COM 703395103 862 17,722 SH   SOLE 9,813 0 7,909
PEPSICO INC COM 713448108 1,042 11,159 SH   SOLE 10,225 0 934
PFIZER INC COM 717081103 1,807 53,906 SH   SOLE 30,465 0 23,441
PHILIP MORRIS INTL INC COM 718172109 716 8,927 SH   SOLE 7,698 0 1,229
PHILLIPS 66 COM 718546104 435 5,396 SH   SOLE 4,804 0 592
PNC FINL SVCS GROUP INC COM 693475105 240 2,508 SH   SOLE 2,428 0 80
POWERSHARES QQQ TRUST UNIT SER 1 73935a104 748 6,989 SH   SOLE 6,989 0 0
PPG INDS INC COM 693506107 274 2,390 SH   SOLE 2,390 0 0
PRAXAIR INC COM 74005P104 434 3,634 SH   SOLE 3,476 0 158
PRICELINE GRP INC COM NEW 741503403 380 330 SH   SOLE 300 0 30
PRINCIPAL FINL GROUP INC COM 74251V102 223 4,340 SH   SOLE 4,290 0 50
PROCTER & GAMBLE CO COM 742718109 1,332 17,030 SH   SOLE 16,393 0 637
PRUDENTIAL FINL INC COM 744320102 432 4,939 SH   SOLE 4,729 0 210
QUALCOMM INC COM 747525103 523 8,345 SH   SOLE 6,753 0 1,592
REGAL BELOIT CORP COM 758750103 756 10,419 SH   SOLE 10,219 0 200
REPUBLIC SVCS INC COM 760759100 711 18,140 SH   SOLE 18,140 0 0
REYNOLDS AMERICAN INC COM 761713106 219 2,931 SH   SOLE 1,937 0 994
ROCKWELL AUTOMATION INC COM 773903109 1,052 8,443 SH   SOLE 2,149 0 6,294
ROCKWELL COLLINS INC COM 774341101 688 7,455 SH   SOLE 6,667 0 788
SCHLUMBERGER LTD COM 806857108 363 4,206 SH   SOLE 3,876 0 330
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2,821 56,155 SH   SOLE 44,341 0 11,814
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 916 21,283 SH   SOLE 19,221 0 2,062
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 428 7,450 SH   SOLE 6,300 0 1,150
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 377 15,355 SH   SOLE 14,298 0 1,057
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,056 34,671 SH   SOLE 29,599 0 5,072
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 1,105 35,318 SH   SOLE 29,700 0 5,618
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 255 10,462 SH   SOLE 9,412 0 1,050
SKYWORKS SOLUTIONS INC COM 83088M102 600 5,760 SH   SOLE 4,460 0 1,300
SLM CORP COM 78442P106 1,066 108,010 SH   SOLE 1,190 0 106,820
SOUTHERN CO COM 842587107 447 10,677 SH   SOLE 7,567 0 3,110
SOUTHWEST AIRLS CO COM 844741108 273 8,240 SH   SOLE 5,040 0 3,200
SPDR INDEX SHS FDS S&P CHINA ETF 78463X400 29,862 335,750 SH   SOLE 246,293 0 89,457
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,133 10,360 SH   SOLE 9,122 0 1,238
SPECTRA ENERGY CORP COM 847560109 355 10,880 SH   SOLE 10,860 0 20
SYSCO CORP COM 871829107 243 6,740 SH   SOLE 6,540 0 200
TARGET CORP COM 87612E106 268 3,278 SH   SOLE 3,158 0 120
TENET HEALTHCARE CORP COM NEW 88033G407 501 8,650 SH   SOLE 8,071 0 579
TESORO CORP COM 881609101 793 9,390 SH   SOLE 8,560 0 830
TEXTRON INC COM 883203101 259 5,798 SH   SOLE 5,588 0 210
TIME WARNER INC COM NEW 887317303 301 3,443 SH   SOLE 3,443 0 0
TRAVELERS COMPANIES INC COM 89417E109 316 3,270 SH   SOLE 3,053 0 217
TYSON FOODS INC CL A 902494103 356 8,356 SH   SOLE 7,836 0 520
UNION PAC CORP COM 907818108 996 10,439 SH   SOLE 10,034 0 405
UNITED PARCEL SERVICE INC CL B 911312106 352 3,633 SH   SOLE 3,423 0 210
UNITED TECHNOLOGIES CORP COM 913017109 1,806 16,284 SH   SOLE 15,920 0 364
UNITEDHEALTH GROUP INC COM 91324P102 449 3,682 SH   SOLE 3,251 0 431
US BANCORP DEL COM NEW 902973304 482 11,113 SH   SOLE 10,446 0 667
VALERO ENERGY CORP NEW COM 91913Y100 519 8,290 SH   SOLE 8,020 0 270
VANGUARD INDEX FDS SM CP VAL ETF 922908611 5,378 49,887 SH   SOLE 23,735 0 26,152
VANGUARD INDEX FDS VALUE ETF 922908744 5,514 66,151 SH   SOLE 43,385 0 22,766
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,879 23,700 SH   SOLE 9,621 0 14,080
VANGUARD INDEX FDS TOTAL STK MKT 922908769 16,316 152,461 SH   SOLE 96,801 0 55,660
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,160 11,385 SH   SOLE 7,421 0 3,964
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,243 46,194 SH   SOLE 25,591 0 20,603
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,492 60,959 SH   SOLE 37,832 0 23,127
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 11,040 278,440 SH   SOLE 51,872 0 226,567
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 11,032 184,202 SH   SOLE 75,446 0 108,756
VANGUARD WORLD FD MEGA CAP INDEX 921910873 548 7,800 SH   SOLE 7,800 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 997 21,400 SH   SOLE 15,694 0 5,706
VISA INC COM CL A 92826C839 403 6,004 SH   SOLE 5,520 0 484
WALGREENS BOOTS ALLIANCE INC COM 931427108 1,034 12,240 SH   SOLE 11,248 0 992
WAL-MART STORES INC COM 931142103 882 12,436 SH   SOLE 9,510 0 2,926
WASTE MGMT INC DEL COM 94106L109 565 12,192 SH   SOLE 12,152 0 40
WELLS FARGO & CO NEW COM 949746101 2,667 47,425 SH   SOLE 45,333 0 2,092
WHIRLPOOL CORP COM 963320106 480 2,771 SH   SOLE 2,560 0 211
WHITEWAVE FOODS CO COM 966244105 478 9,770 SH   SOLE 8,864 0 906
WISDOMTREE TR EMERG MKTS ETF 97717w315 787 18,114 SH   SOLE 11,595 0 6,519
WISDOMTREE TR INDIA ERNGS FD 97717w422 891 41,097 SH   SOLE 37,620 0 3,477
WOODWARD INC COM 980745103 2,999 54,542 SH   SOLE 51,145 0 3,397
WYNDHAM WORLDWIDE CORP COM 98310w108 371 4,535 SH   SOLE 4,365 0 170
XCEL ENERGY INC COM 98389B100 235 7,308 SH   SOLE 4,918 0 2,390
XEROX CORP COM 984121103 114 10,668 SH   SOLE 10,668 0 0
XL GROUP PLC SHS G98290102 758 20,370 SH   SOLE 18,780 0 1,590