The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
1/100 BERKSHIRE HATHAWAY CLA 1 COM 084990175 356 200 SH   SOLE   0 0 200
3M CO COM COM 88579Y101 804 5,733 SH   SOLE   2,553 0 3,180
ABBOTT LABS COM COM 002824100 321 8,380 SH   SOLE   3,975 0 4,405
ABBVIE INC COM COM 00287Y109 842 15,952 SH   SOLE   7,736 0 8,216
AIR PRODS & CHEMS INC COM COM 009158106 386 3,449 SH   SOLE   1,365 0 2,084
AMERICAN ELEC PWR INC COM COM 025537101 351 7,503 SH   SOLE   3,812 0 3,691
AMERICAN EXPRESS CO COM 025816109 335 3,692 SH   SOLE   2,037 0 1,655
AMERICAN INTL GROUP COM NEW COM 026874784 337 6,606 SH   SOLE   4,516 0 2,090
AMGEN INC COM 031162100 349 3,062 SH   SOLE   2,293 0 769
ANALOG DEVICES INC COM COM 032654105 487 9,557 SH   SOLE   2,460 0 7,097
APPLE INC COM 037833100 1,915 3,414 SH   SOLE   1,613 0 1,801
AT&T INC COM COM 00206R102 1,033 29,373 SH   SOLE   11,916 0 17,457
AUTOMATIC DATA PROCESSING INC COM 053015103 248 3,067 SH   SOLE   1,643 0 1,424
BB&T CORP COM COM 054937107 647 17,347 SH   SOLE   6,997 0 10,350
BERKSHIRE HATHAWAY INC CL B NE COM 084670702 723 6,094 SH   SOLE   3,676 0 2,418
BIOGEN IDEC INC COM COM 09062X103 419 1,500 SH   SOLE   1,500 0 0
BRISTOL MYERS SQUIBB CO COM COM 110122108 935 17,594 SH   SOLE   8,460 0 9,134
CA INC COM COM 12673P105 296 8,794 SH   SOLE   5,391 0 3,403
CERNER CORP COM 156782104 312 5,600 SH   SOLE   5,600 0 0
CHEVRON CORP NEW COM COM 166764100 1,207 9,664 SH   SOLE   3,819 0 5,845
CISCO SYSTEMS INC COM 17275R102 668 29,793 SH   SOLE   14,964 0 14,829
CLOROX CO COM 189054109 724 7,807 SH   SOLE   3,794 0 4,013
CME GROUP INC COM COM 12572Q105 479 6,103 SH   SOLE   1,991 0 4,112
COCA COLA CO COM COM 191216100 1,434 34,702 SH   SOLE   10,693 0 24,009
CONOCOPHILLIPS COM COM 20825C104 1,228 17,375 SH   SOLE   9,314 0 8,061
DARDEN RESTAURANTS INC COM COM 237194105 506 9,313 SH   SOLE   4,115 0 5,198
DISCOVER FINL SVCS COM COM 254709108 265 4,742 SH   SOLE   2,892 0 1,850
DISNEY WALT CO COM DISNEY COM 254687106 448 5,858 SH   SOLE   2,966 0 2,892
DOMINION RES INC VA NEW COM COM 25746U109 235 3,637 SH   SOLE   2,158 0 1,479
DU PONT E I DE NEMOURS & CO CO COM 263534109 910 14,005 SH   SOLE   7,677 0 6,328
EMERSON ELEC CO COM COM 291011104 519 7,392 SH   SOLE   3,513 0 3,879
EXXON MOBIL CORP COM COM 30231G102 2,611 25,800 SH   SOLE   5,827 0 19,973
FIRST BUSINESS FINANCIAL SERVI COM 319390100 417 11,088 SH   SOLE   0 0 11,088
FORD MOTOR COMPANY COM 345370860 195 12,607 SH   SOLE   7,022 0 5,585
GALLAGHER ARTHUR J & CO COM COM 363576109 428 9,130 SH   SOLE   3,232 0 5,898
GENERAL ELECTRIC CO COM COM 369604103 2,250 80,286 SH   SOLE   38,570 0 41,716
GOLDEN PHOENIX MINERALS INC. COM 381149103 0 240,185 SH   SOLE   0 0 240,185
GOOGLE INC CL A COM 38259P508 509 454 SH   SOLE   319 0 135
GRAND CENTRAL SILVER MINES INC COM 384906202 0 22,563 SH   SOLE   0 0 22,563
HASBRO INC COM COM 418056107 317 5,766 SH   SOLE   2,335 0 3,431
I B M COM 459200101 361 1,922 SH   SOLE   1,270 0 652
INTEL CORP COM COM 458140100 1,260 48,539 SH   SOLE   21,183 0 27,357
JOHNSON & JOHNSON COM COM 478160104 2,605 28,443 SH   SOLE   10,493 0 17,950
JPMORGAN CHASE & CO COM COM 46625H100 1,287 22,001 SH   SOLE   11,399 0 10,602
KOHLS CORP COM COM 500255104 514 9,059 SH   SOLE   1,708 0 7,351
LILLY ELI & CO COM COM 532457108 275 5,391 SH   SOLE   2,485 0 2,906
LOCKHEED MARTIN CORP COM COM 539830109 841 5,659 SH   SOLE   2,708 0 2,951
MASTERCARD INC CL A COM 57636Q104 355 425 SH   SOLE   175 0 250
MATTEL INC COM COM 577081102 510 10,727 SH   SOLE   5,156 0 5,571
MCDONALDS CORP COM COM 580135101 1,040 10,719 SH   SOLE   5,603 0 5,116
MERCK & CO INC NEW COM COM 58933Y105 1,105 22,072 SH   SOLE   11,501 0 10,571
MICROCHIP TECHNOLOGY INC COM COM 595017104 982 21,954 SH   SOLE   10,604 0 11,350
MICROSOFT CORP COM COM 594918104 1,380 36,876 SH   SOLE   16,887 0 19,989
MONDELEZ INTL INC CL A COM 609207105 523 14,812 SH   SOLE   9,101 0 5,711
ORACLE CORP COM 68389X105 467 12,213 SH   SOLE   11,183 0 1,030
PAYCHEX INC COM COM 704326107 758 16,647 SH   SOLE   5,767 0 10,880
PEPSICO INC COM COM 713448108 1,906 22,986 SH   SOLE   12,216 0 10,770
PFIZER INC COM COM 717081103 1,016 33,158 SH   SOLE   14,791 0 18,367
PG&E CORP COM COM 69331C108 278 6,896 SH   SOLE   2,012 0 4,884
PHILIP MORRIS INTL INC COM COM 718172109 731 8,391 SH   SOLE   3,844 0 4,547
PHILLIPS 66 COM COM 718546104 240 3,115 SH   SOLE   1,896 0 1,219
PNC FINL SVCS GROUP INC COM COM 693475105 590 7,609 SH   SOLE   3,603 0 4,006
PROCTER & GAMBLE CO COM COM 742718109 1,898 23,310 SH   SOLE   8,916 0 14,394
QUALCOMM INC COM 747525103 566 7,625 SH   SOLE   4,194 0 3,431
RAYTHEON CO COM NEW COM 755111507 575 6,335 SH   SOLE   3,287 0 3,048
SOUTHERN CO COM COM 842587107 719 17,492 SH   SOLE   9,286 0 8,206
SPECTRA ENERGY CORP COM COM 847560109 737 20,702 SH   SOLE   10,303 0 10,399
SYSCO CORP COM COM 871829107 685 18,987 SH   SOLE   7,557 0 11,430
UNITED PARCEL SERVICE INC CL B COM 911312106 608 5,782 SH   SOLE   2,559 0 3,223
VERIZON COMMUNICATIONS INC COM COM 92343V104 957 19,483 SH   SOLE   8,049 0 11,434
VISA INC COM CL A COM 92826C839 202 908 SH   SOLE   423 0 485
WAL MART STORES INC COM 931142103 388 4,928 SH   SOLE   3,777 0 1,151
WASTE MGMT INC DEL COM COM 94106L109 306 6,822 SH   SOLE   3,168 0 3,654
WELLS FARGO & CO NEW COM COM 949746101 1,126 24,801 SH   SOLE   13,649 0 11,152
ISHARES S&P 400/BARRA GROWTH ETF 464287606 314 2,093 SH   SOLE   619 0 1,474
ISHARES TR S&P 500 INDEX ETF 464287200 609 3,281 SH   SOLE   174 0 3,107
ISHARES TR S&P500/BAR GRW ETF 464287309 427 4,329 SH   SOLE   2,049 0 2,280
MARKET VECTORS ETF TR MKTVEC M ETF 57060U134 556 19,294 SH   SOLE   7,647 0 11,647
POWERSHARES FTSE RAFI US 1000 ETF 73935X583 372 4,488 SH   SOLE   0 0 4,488
SCHWAB STRATEGIC TR US DIVIDEN ETF 808524797 1,375 37,514 SH   SOLE   26,002 0 11,512
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,751 46,755 SH   SOLE   37,381 0 9,374
SCHWAB U.S. LARGE-CAP ETF ETF 808524201 3,663 83,106 SH   SOLE   43,399 0 39,707
SPDR S&P 500 ETF TR UNIT SER 1 ETF 78462F103 4,392 23,779 SH   SOLE   2,613 0 21,166
SPDR S&P MIDCAP 400 ETF ETF 78467Y107 550 2,251 SH   SOLE   0 0 2,251
VANGUARD DIVIDEND APPRECIATION ETF 921908844 433 5,749 SH   SOLE   4,704 0 1,045
VANGUARD GROWTH ETF ETF 922908736 7,906 84,962 SH   SOLE   5,851 0 79,111
VANGUARD INDEX FDS LARGE CAP E ETF 922908637 4,223 49,796 SH   SOLE   3,944 0 45,852
VANGUARD INDEX FDS MCAP VL IDX ETF 922908512 9,082 113,844 SH   SOLE   6,061 0 107,783
VANGUARD INDEX FDS MID CAP ETF ETF 922908629 7,206 65,496 SH   SOLE   4,766 0 60,730
VANGUARD MID-CAP GROWTH ETF ETF 922908538 7,500 83,104 SH   SOLE   2,348 0 80,756
VANGUARD TOTAL STOCK MARKET ET ETF 922908769 325 3,391 SH   SOLE   142 0 3,249
VANGUARD VALUE ETF ETF 922908744 6,929 90,701 SH   SOLE   3,361 0 87,340
VANGUARD WHITEHALL FUNDS HIGH ETF 921946406 1,425 22,869 SH   SOLE   16,900 0 5,969
WISDOMTREE MIDCAP DIVIDEND FUN ETF 97717W505 1,997 26,761 SH   SOLE   19,901 0 6,860
EXACT SCIENCES CORP COM COM 30063P105 200 17,000 SH   SOLE   0 0 17,000
HUMATECH, INC. COM 444886105 0 20,000 SH   SOLE   0 0 20,000
MGIC INVT CORP WIS COM COM 552848103 84 10,000 SH   SOLE   500 0 9,500
ISHARES TR RUSL 2000 GROW ETF 464287648 901 6,648 SH   SOLE   0 0 6,648
POWERSHARES ETF TRUST FTSE US1 ETF 73935X567 341 3,492 SH   SOLE   3,367 0 125
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 3,101 59,070 SH   SOLE   25,150 0 33,920
VANGUARD INDEX FDS SM CP VAL E ETF 922908611 3,913 40,188 SH   SOLE   8,335 0 31,853
VANGUARD INDEX FDS SML CP GRW ETF 922908595 5,541 45,304 SH   SOLE   6,115 0 39,189
WISDOMTREE TR SMLCAP EARN FD ETF 97717W562 349 4,281 SH   SOLE   676 0 3,605
WISDOMTREE TRUST SMALLCAP DIVI ETF 97717W604 2,683 39,585 SH   SOLE   23,622 0 15,963
BP PLC SPONSORED ADR ADR 055622104 1,103 22,681 SH   SOLE   10,146 0 12,535
GLAXOSMITHKLINE PLC-ADR SPONSO ADR 37733W105 896 16,779 SH   SOLE   7,653 0 9,126
NATIONAL GRID PLC SPON ADR NEW ADR 636274300 303 4,634 SH   SOLE   2,475 0 2,159
ROYAL DUTCH SHELL PLC SPONS AD ADR 780259206 736 10,327 SH   SOLE   5,232 0 5,095
ALTERRUS SYS INC COM FGN 02153P105 1 20,000 SH   SOLE   20,000 0 0
BANK MONTREAL QUE COM FGN 063671101 631 9,473 SH   SOLE   4,422 0 5,051
ENBRIDGE INC COM FGN 29250N105 1,197 27,410 SH   SOLE   11,510 0 15,900
SCHLUMBERGER LTD COM FGN 806857108 292 3,239 SH   SOLE   2,038 0 1,201
THOMSON REUTERS CORP COM FGN 884903105 422 11,154 SH   SOLE   5,108 0 6,046
TRANSCANADA CORP COM FGN 89353D107 592 12,960 SH   SOLE   5,208 0 7,752
ISHARES EAFE VALUE ETF ETF 464288877 1,176 20,567 SH   SOLE   879 0 19,688
ISHARES INC EM MKT MIN VOL ETF 464286533 1,857 31,874 SH   SOLE   15,798 0 16,076
ISHARES TR DJ INTL SEL DIVD ETF 464288448 2,619 69,033 SH   SOLE   45,116 0 23,917
ISHARES TR EAFE MIN VOLAT ETF 46429B689 1,491 24,199 SH   SOLE   18,009 0 6,190
ISHARES TR MSCI GRW ETF ETF 464288885 946 13,230 SH   SOLE   2,339 0 10,891
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,263 40,066 SH   SOLE   1,815 0 38,251
VANGUARD FTSE ALL-WLD EX-US SM ETF 922042718 545 5,293 SH   SOLE   0 0 5,293
VANGUARD FTSE EMR MKT ETF ETF 922042858 437 10,623 SH   SOLE   5,425 0 5,198
VANGUARD INTL.EQ.FTSE ALL-WORL ETF 922042775 501 9,874 SH   SOLE   7,605 0 2,269
CENTRAL FD CDA LTD. CL. A COM 153501101 327 24,664 SH   SOLE   0 0 24,664
PIMCO TOTAL RETURN ETF ETF 72201R775 3,350 31,984 SH   SOLE   2,760 0 29,224
VANGUARD BD INDEX FD INTERMED ETF 921937819 233 2,856 SH   SOLE   617 0 2,239
POWERSHARES ETF TRUST II SENIO ETF 73936Q769 1,052 42,300 SH   SOLE   0 0 42,300
SPDR BARCLAYS CAP INTERM TERM ETF 78464A375 1,472 43,800 SH   SOLE   0 0 43,800
VANGUARD BD INDEX FD SHORT TRM ETF 921937827 7,078 88,555 SH   SOLE   12,953 0 75,602
VANGUARD BD INDEX FD TOTAL BND ETF 921937835 528 6,590 SH   SOLE   799 0 5,791
VANGUARD SHORT-TERM CORP BD ID ETF 92206C409 1,190 14,917 SH   SOLE   2,247 0 12,670
GOLDMAN SACHS GROUP INC SHS D PFD 38144g804 516 28,053 SH   SOLE   23,453 0 4,600
ALPS ETF TR ALERIAN MLP ETF 00162Q866 2,210 124,234 SH   SOLE   52,589 0 71,645
VANGUARD INDEX FDS REIT ETF ETF 922908553 268 4,156 SH   SOLE   2,170 0 1,986