The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COMMON STOCK 88579Y101 291 1,766 SH   SOLE 0 1,766 0 0
ACTAVIS PLC COMMON STOCK 00507K103 4,503 15,129 SH   OTR 1 14,150 979 0
AFLAC INC COMMON STOCK 001055102 1,885 29,447 SH   OTR 1 27,312 2,135 0
AMERICAN EXPRESS COMPANY COMMON STOCK 025816109 1,674 21,426 SH   OTR 1 19,727 1,699 0
AMGEN INC COMMON STOCK 031162100 2,496 15,617 SH   OTR 1 14,482 1,135 0
APPLE COMPUTER INC COMMON STOCK 037833100 3,897 31,321 SH   OTR 1 30,851 470 0
AT&T CORPORATION COMMON STOCK 00206R102 1,661 50,860 SH   OTR 1 47,325 3,535 0
BANK OF AMERICA CORP COMMON STOCK 060505104 1,841 119,626 SH   OTR 1 111,256 8,370 0
BECTON DICKINSON AND COMPANY COMMON STOCK 075887109 245 1,706 SH   OTR 1 1,694 12 0
BENGAL ENERGY LTD COMMON STOCK 08184N100 3 20,200 SH   SOLE 0 20,200 0 0
BERKSHIRE HATHAWAY INC CLASS B COMMON STOCK 084670702 305 2,113 SH   SOLE 0 2,113 0 0
BHP BILLITON LTD SPONSORED ADR 088606108 960 20,658 SH   OTR 1 19,543 1,115 0
BP PLC SPONSORED ADR 055622104 1,149 29,379 SH   OTR 1 27,674 1,705 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 494 7,662 SH   SOLE 0 7,662 0 0
CATCHMARK TIMBER TR IN CL A COMMON STOCK 14912Y202 255 21,764 SH   SOLE 0 21,764 0 0
CATERPILLAR INC COMMON STOCK 149123101 413 5,165 SH   SOLE 0 5,165 0 0
CENTRAL FD CDA LTD CL A COMMON STOCK 153501101 489 40,993 SH   SOLE 0 40,993 0 0
CHEVRON CORP NEW COMMON STOCK 166764100 1,771 16,867 SH   OTR 1 16,042 825 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 2,230 81,034 SH   OTR 1 76,679 4,355 0
CLECO CORP COMMON STOCK 12561W105 218 4,000 SH   SOLE 0 4,000 0 0
COCA COLA COMPANY COMMON STOCK 191216100 225 5,554 SH   OTR 1 5,510 44 0
COLUMBIA PPTY TR INC COM NEW 198287203 755 27,946 SH   SOLE 0 27,946 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 203 3,268 SH   SOLE 0 3,268 0 0
COSTCO WHSL CORP NEW COMMON STOCK 22160K105 307 2,027 SH   OTR 1 1,960 67 0
CVS/CAREMARK CORP COMMON STOCK 126650100 269 2,608 SH   OTR 1 2,473 135 0
DISNEY WALT HOLDING CO COMMON STOCK 254687106 2,647 25,232 SH   OTR 1 23,353 1,879 0
DOW CHEMICAL COMPANY COMMON STOCK 260543103 1,930 40,215 SH   OTR 1 37,375 2,840 0
EBAY INC COMMON STOCK 278642103 274 4,752 SH   SOLE 0 4,752 0 0
EMC CORP MASS COMMON STOCK 268648102 238 9,300 SH   SOLE 0 9,300 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 1,517 26,797 SH   OTR 1 24,807 1,990 0
EXPRESS SCRIPTS INC COMMON STOCK 30219G108 2,239 25,804 SH   OTR 1 24,275 1,529 0
EXXON MOBIL CORPORATION COMMON STOCK 30231G102 2,506 29,485 SH   OTR 1 28,565 920 0
FACEBOOK INC COMMON STOCK 30303M102 204 2,479 SH   SOLE 0 2,479 0 0
FRESENIUS MED CARE AG&CO KGA SPONSORED ADR 358029106 434 10,482 SH   SOLE 0 10,482 0 0
GENERAL DYNAMICS CORPORATION COMMON STOCK 369550108 1,746 12,866 SH   OTR 1 11,731 1,135 0
GENERAL ELECTRIC COMPANY COMMON STOCK 369604103 2,667 1,074,698 SH   OTR 1 101,458 6,040 0
GENERAL MOTORS CO COMMON STOCK 37045V100 715 19,062 SH   SOLE 0 19,062 0 0
GOOGLE INC CLASS A COMMON STOCK 38259P508 358 646 SH   OTR 1 643 3 0
GOOGLE INC CLASS C COMMON STOCK 38259P706 478 872 SH   OTR 1 869 3 0
HALLIBURTON CO COMMON STOCK 406216101 1,321 30,094 SH   OTR 1 27,639 2,455 0
HEWLETT-PACKARD COMPANY COMMON STOCK 428236103 332 10,661 SH   OTR 1 10,626 35 0
HOME DEPOT INC COMMON STOCK 437076102 2,272 19,994 SH   OTR 1 18,449 1,545 0
INFORMA PLC ADR COMMON STOCK G4770L106 149 17,929 SH   SOLE 0 17,929 0 0
INLAND AMERICAN REIT COMMON STOCK 457281103 40 10,000 SH   SOLE 0 10,000 0 0
INTEL CORP COMMON STOCK 458140100 3,048 97,473 SH   OTR 1 89,793 7,680 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 274 1,707 SH   OTR 1 1,697 10 0
INTUIT INCORPORATED COMMON STOCK 461202103 436 4,500 SH   SOLE 0 4,500 0 0
ISHARES TR COHEN&STEER REIT ETF 464287564 2,421 23,940 SH   OTR 1 20,078 3,862 0
ISHARES TR U.S. REAL ES ETF ETF 464287739 405 5,108 SH   SOLE 0 5,108 0 0
ISHARES TR CHINA LG-CAP ETF ETF 464287184 3,321 74,804 SH   OTR 1 67,837 6,967 0
ISHARES IBOXX HI YD ETF ETF 464288513 11,853 130,814 SH   OTR 1 108,009 22,805 0
ISHARES JP MOR EM MK ETF ETF 464288281 313 2,796 SH   SOLE 0 2,796 0 0
ISHARES TR 1-3 YR TR BD ETF ETF 464287457 537 6,325 SH   OTR 1 4,932 1,393 0
ISHARES EAFE GRWTH ETF ETF 464288885 11,538 164,669 SH   OTR 1 145,389 19,280 0
ISHARES TR MSCI EAFE ETF ETF 464287465 2,790 43,476 SH   OTR 1 39,936 3,540 0
ISHARES EAFE SML CP ETF ETF 464288273 4,927 99,592 SH   OTR 1 94,692 4,900 0
ISHARES EAFE VALUE ETF ETF 464288877 10,522 197,488 SH   OTR 1 173,521 23,967 0
ISHARES TR MSCI EMG MKT ETF ETF 464287234 4,144 103,265 SH   OTR 1 92,285 10,980 0
ISHARES TR RUS 1000 GRW ETF ETF 464287614 7,620 77,027 SH   OTR 1 61,917 15,110 0
ISHARES TR RUS 1000 ETF ETF 464287622 231 1,993 SH   OTR 1 963 1,030 0
ISHARES TR RUS 1000 VAL ETF ETF 464287598 7,643 74,147 SH   OTR 1 60,519 13,628 0
ISHARES TR RUS 2000 GRW ETF ETF 464287648 11,263 74,322 SH   OTR 1 66,650 7,672 0
ISHARES TR RUSSELL 2000 ETF ETF 464287655 1,081 8,689 SH   OTR 1 7,629 1,060 0
ISHARES TR RUS 2000 VAL ETF ETF 464287630 10,291 99,708 SH   OTR 1 89,171 10,537 0
ISHARES TR RUSSELL 3000 ETF ETF 464287689 1,437 11,607 SH   OTR 1 9,922 1,685 0
ISHARES MICRO-CAP ETF ETF 464288869 10,247 129,576 SH   OTR 1 117,348 12,228 0
ISHARES TR RUS MD CP GR ETF ETF 464287481 9,155 93,485 SH   OTR 1 83,315 10,170 0
ISHARES TR RUS MID-CAP ETF ETF 464287499 877 5,064 SH   OTR 1 4,441 623 0
ISHARES TR RUS MDCP VAL ETF ETF 464287473 8,754 116,322 SH   OTR 1 103,425 12,897 0
ISHARES TR CORE S&P500 ETF ETF 464287200 4,061 19,542 SH   OTR 1 18,417 1,125 0
ISHARES TR S&P MC 400GR ETF ETF 464287606 368 2,144 SH   OTR 1 2,119 25 0
ISHARES TR CORE S&P MCP ETF ETF 464287507 302 1,989 SH   SOLE 0 1,989 0 0
ISHARES TR S&P MC 400VL ETF ETF 464287705 662 5,056 SH   OTR 1 5,001 55 0
ISHARES TR SP SMCP600 GR ETF ETF 464287887 552 4,244 SH   OTR 1 4,184 60 0
ISHARES TR CORE S&P SCP ETF ETF 464287804 895 7,582 SH   SOLE 0 7,582 0 0
ISHARES TR SP SMCP600VL ETF ETF 464287879 549 4,614 SH   OTR 1 4,569 45 0
ISHARES TR CORE US AGGBD ET ETF 464287226 14,434 129,537 SH   OTR 1 99,642 29,895 0
JOHNSON & JOHNSON COMMON STOCK 478160104 2,546 25,308 SH   OTR 1 23,913 1,395 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100 2,165 35,733 SH   OTR 1 33,373 2,360 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 1,613 15,057 SH   OTR 1 13,822 1,235 0
KITE RLTY GROUP TR COM NEW 49803T300 493 17,486 SH   SOLE 0 17,486 0 0
KONINKLIJKE PHILIPS N V NY REG SH NEW 500472303 12,936 45,607 SH   OTR 1 42,437 3,170 0
LIBERTY ALL STAR EQUITY FD SH 530158104 222 38,002 SH   SOLE 0 38,002 0 0
LIONBRIDGE TECHNOLOGIES INC COMMON STOCK 536252109 81 14,082 SH   SOLE 0 14,082 0 0
MASTERCARD INC COMMON STOCK 57636Q104 229 2,647 SH   SOLE 0 2,647 0 0
MCDONALDS CORP COMMON STOCK 580135101 266 2,731 SH   SOLE 0 2,731 0 0
MERCK & CO INC COMMON STOCK 58933Y105 2,160 37,585 SH   OTR 1 35,051 2,534 0
METLIFE INC COMMON STOCK 59156R108 1,742 34,463 SH   OTR 1 32,103 2,360 0
MICROSOFT CORP COMMON STOCK 594918104 2,496 61,397 SH   OTR 1 58,510 2,887 0
NIKE INC CLASS B COMMON STOCK 654106103 211 2,099 SH   SOLE 0 2,099 0 0
OCCIDENTAL PETROLEUM CORP COMMON STOCK 674599105 389 5,332 SH   OTR 1 5,278 54 0
ORACLE CORPORATION COMMON STOCK 68389X105 489 11,328 SH   SOLE 0 11,328 0 0
PALL CORP COMMON STOCK 696429307 743 7,400 SH   SOLE 0 7,400 0 0
PEABODY ENERGY CORP COMMON STOCK 704549104 544 110,592 SH   OTR 1 105,677 4,915 0
PEPSICO INCORPORATED COMMON STOCK 713448108 662 6,923 SH   SOLE 0 6,923 0 0
PERKINELMER INC COMMON STOCK 714046109 212 4,150 SH   SOLE 0 4,150 0 0
PFIZER INCORPORATED COMMON STOCK 717081103 2,751 79,084 SH   OTR 1 73,709 5,375 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 210 2,790 SH   OTR 1 2,770 20 0
POTASH CORP SASK INC COMMON STOCK 73755L107 1,785 55,343 SH   OTR 1 52,877 2,466 0
PRAXAIR INC COMMON STOCK 74005P104 1,541 12,762 SH   OTR 1 11,722 1,040 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 1,873 22,857 SH   OTR 1 21,306 1,550 0
QUEST DIAGNOSTICS INC COMMON STOCK 74834L100 250 3,250 SH   SOLE 0 3,250 0 0
RPM INTERNATIONAL COMMON STOCK 749685103 1,827 38,067 SH   OTR 1 34,598 3,469 0
SCHLUMBERGER LTD COMMON STOCK 806857108 874 10,473 SH   SOLE 0 10,473 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,705 70,002 SH   SOLE 0 70,002 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,458 114,397 SH   SOLE 0 114,397 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 764 25,315 SH   SOLE 0 25,315 0 0
SCHWAB STRATEGIC TR US AGGREGATE B ETF 808524839 3,474 65,652 SH   OTR 1 65,647 5 0
SCHWAB STRATEGIC TR US BRD MTK ETF 808524102 276 5,468 SH   SOLE 0 5,468 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 654 13,202 SH   OTR 1 13,197 5 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 6,315 117,225 SH   SOLE 0 117,225 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 7,709 178,154 SH   SOLE 0 178,154 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2,589 60,001 SH   SOLE 0 60,001 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 330 8,144 SH   SOLE 0 8,144 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,228 38,692 SH   SOLE 0 38,692 0 0
SEMPRA ENERGY COMMON STOCK 816851109 855 7,845 SH   SOLE 0 7,845 0 0
SPDR SERIES TRUST BRC HGH YLD BD ETF 78464A417 1,209 30,818 SH   OTR 1 30,443 375 0
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 1,433 33,091 SH   OTR 1 28,416 4,675 0
SPDR INDEX SHS FDS EMERG MKTS ETF 78463X509 2,549 39,691 SH   OTR 1 34,659 5,032 0
SPDR INDEX SHS FDS S&PINTL MC ETF 78463X764 431 14,220 SH   OTR 1 13,170 1,050 0
SPDR INDEX SHS FDS S&P INTL SMLCP ETF 78463X871 954 32,952 SH   OTR 1 32,717 235 0
SPDR S&P MIDCAP 400 ETF 78467Y107 236 850 SH   SOLE 0 850 0 0
SPDR S&P 500 TR UNIT ETF 78462F103 1,021 4,945 SH   SOLE 0 4,945 0 0
STARBUCKS CORP COMMON STOCK 855244109 383 4,041 SH   SOLE 0 4,041 0 0
SVB FINANCIAL GROUP COMMON STOCK 78486Q101 254 2,000 SH   SOLE 0 2,000 0 0
TARGET CORPORATION COMMON STOCK 87612E106 2,021 24,630 SH   OTR 1 22,775 1,855 0
TECK RESOURCES LTD CL B COMMON STOCK 878742204 1,098 79,991 SH   OTR 1 75,251 4,740 0
TEVA PHARMACEUTICAL INDS LTD SPONSORED ADR 881624209 1,583 25,412 SH   OTR 1 23,617 1,795 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 1,938 33,887 SH   OTR 1 31,251 2,636 0
TRIMBLE NAVIGATION LTD COMMON STOCK 896239100 222 8,800 SH   SOLE 0 8,800 0 0
UNILEVER N V NY SHS NEW 904784709 1,446 34,617 SH   OTR 1 32,242 2,375 0
VAALCO ENERGY INC COM NEW 91851C201 46 18,700 SH   SOLE 0 18,700 0 0
VANGUARD INTL EQUITY INDEX FTSE EMR MKT ETF 922042858 1,751 42,833 SH   SOLE 0 42,833 0 0
VANGUARD INTL EQUITY INDEX ALLWRLD EX US ETF 922042775 2,440 50,062 SH   SOLE 0 50,062 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 1,634 15,619 SH   SOLE 0 15,619 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 431 4,531 SH   SOLE 0 4,531 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 1,342 10,115 SH   SOLE 0 10,115 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP ETF 922908538 227 2,100 SH   SOLE 0 2,100 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 693 17,411 SH   SOLE 0 17,411 0 0
VANGUARD INDEX FDS REIT ETF 922908553 758 8,987 SH   SOLE 0 8,987 0 0
VANGUARD INDEX FDS SMALL CP ETF ETF 922908751 1,493 12,180 SH   SOLE 0 12,180 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT ETF 921937835 837 10,041 SH   SOLE 0 10,041 0 0
VANGUARD INDEX FDS TOTAL STK MKT ETF 922908769 1,695 15,807 SH   SOLE 0 15,807 0 0
VANGUARD INTL EQUITY INDEX TT WRLD ST ETF 922042742 288 4,684 SH   SOLE 0 4,684 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 469 9,642 SH   SOLE 0 9,642 0 0
WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 1,031 12,174 SH   SOLE 0 12,174 0 0
WAL-MART STORES INC COMMON STOCK 931142103 1,753 21,311 SH   OTR 1 19,626 1,685 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 4,937 90,767 SH   OTR 1 84,869 5,898 0
WHEELS GROUP INC COMMON STOCK 96328A100 38 58,000 SH   SOLE 0 58,000 0 0
WISDOMTREE TR EMERG MKTS ETF 97717W315 221 5,194 SH   OTR 1 5,189 5 0
WISDOMTREE TR EM LCL DEBT FD ETF 97717X867 4,951 124,561 SH   OTR 1 109,806 14,755 0
WISDOMTREE TR EUROPE HEDGED EQ ETF 97717X701 1,506 22,767 SH   SOLE 0 22,767 0 0
WISDOMTREE INDIA ETF 97717W422 3,225 141,468 SH   OTR 1 127,723 13,745 0
WISDOMTREE TR INTL MIDCAP DV ETF 97717W778 8,407 142,689 SH   OTR 1 129,199 13,490 0
WISDOMTREE TR INTL SMCAP DIV ETF 97717W760 5,221 88,096 SH   OTR 1 74,413 13,683 0
XILINX INC COMMON STOCK 983919101 1,290 30,501 SH   OTR 1 28,036 2,465 0
XTREME DRILLING & COIL SVCS CORP COMMON STOCK 98419V100 18 13,400 SH   SOLE 0 13,400 0 0