The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 14,803 103,345 SH   SOLE   103,345 0 0
Abbott Laboratories COM 2824100 1,745 42,673 SH   SOLE   42,673 0 0
AbbVie Inc COM 00287Y109 2,609 46,227 SH   SOLE   46,227 0 0
Ace Limited SHS H0023R105 16,420 158,344 SH   SOLE   158,344 0 0
Agnico Eagle Mines COM 8474108 8,885 231,991 SH   SOLE   231,991 0 0
Air Products & Chemicals Inc COM 9158106 713 5,545 SH   SOLE   5,545 0 0
Akamai Technologies Inc COM 00971T101 14,103 230,965 SH   SOLE   230,965 0 0
Altria Group Inc COM 02209S103 547 13,043 SH   SOLE   13,043 0 0
Amazon.com, Inc. COM 23135106 1,300 4,003 SH   SOLE   4,003 0 0
American Express Co COM 25816109 1,772 18,677 SH   SOLE   18,677 0 0
American Tower Corp COM 03027X100 15,321 170,266 SH   SOLE   170,266 0 0
Ameriprise Financial Inc COM 03076C106 400 3,331 SH   SOLE   3,331 0 0
Amphenol Corp Cl A CL A 32095101 7,591 78,797 SH   SOLE   78,797 0 0
Anadarko Petroleum Corp COM 32511107 212 1,941 SH   SOLE   1,941 0 0
Apple Computer Inc COM 37833100 2,810 30,240 SH   SOLE   30,240 0 0
Aspen Technology Inc COM 45327103 11,139 240,054 SH   SOLE   240,054 0 0
Astrazeneca ADR SPONSORED ADR 46353108 1,464 19,695 SH   SOLE   19,695 0 0
AT&T Incorporated COM 00206R102 1,165 32,950 SH   SOLE   32,950 0 0
Automatic Data Processing Inc COM 53015103 8,715 109,932 SH   SOLE   109,932 0 0
Avery Dennison Corp COM 53611109 735 14,334 SH   SOLE   14,334 0 0
Bank of Nova Scotia COM 64149107 11,747 176,382 SH   SOLE   176,382 0 0
Baxter International Inc COM 71813109 421 5,824 SH   SOLE   5,824 0 0
Becton Dickinson & Co COM 75887109 434 3,672 SH   SOLE   3,672 0 0
Berkshire Hathaway Inc Del Cl A CL A 84670108 11,964 63 SH   SOLE   63 0 0
Berkshire Hathaway Inc Del Cl B CL B NEW 84670702 5,052 39,916 SH   SOLE   39,916 0 0
Blackrock Debt Strategies Fund COM 09255R103 47 11,406 SH   SOLE   11,406 0 0
BP Amoco PLC ADR SPONSORED ADR 55622104 1,436 27,228 SH   SOLE   27,228 0 0
Bristol Myers Squibb Co COM 110122108 1,742 35,916 SH   SOLE   35,916 0 0
Broadridge Financial Solutions COM 11133T103 229 5,500 SH   SOLE   5,500 0 0
Brown Forman Corp Cl B CL B 115637209 330 3,506 SH   SOLE   3,506 0 0
Brown-Forman Corp Cl A CL A 115637100 693 7,500 SH   SOLE   7,500 0 0
Carmax Incorporated COM 143130102 13,319 256,090 SH   SOLE   256,090 0 0
Caterpillar Incorporated COM 149123101 3,516 32,352 SH   SOLE   32,352 0 0
CBRE Group Inc CL A 12504L109 11,080 345,805 SH   SOLE   345,805 0 0
Central Fund Canada CL A 153501101 2,540 174,677 SH   SOLE   174,677 0 0
ChevronTexaco Corp COM 166764100 15,509 118,799 SH   SOLE   118,799 0 0
Chipotle Mexican Grill, Inc. COM 169656105 380 642 SH   SOLE   642 0 0
Chubb Corporation COM 171232101 2,425 26,314 SH   SOLE   26,314 0 0
Church & Dwight Co Inc COM 171340102 205 2,933 SH   SOLE   2,933 0 0
Cisco Systems Inc COM 17275R102 391 15,738 SH   SOLE   15,738 0 0
Citigroup Incorporated New COM NEW 172967424 304 6,447 SH   SOLE   6,447 0 0
Clean Harbors Inc COM 184496107 8,283 128,911 SH   SOLE   128,911 0 0
Coca Cola Company COM 191216100 2,836 66,949 SH   SOLE   66,949 0 0
Cognizant Technology Solutions Corp Cl A CL A 192446102 1,924 39,344 SH   SOLE   39,344 0 0
Colgate Palmolive Co COM 194162103 13,648 200,176 SH   SOLE   200,176 0 0
Comcast Corp Cl A CL A 20030N101 561 10,448 SH   SOLE   10,448 0 0
Comcast Corp Cl A Special CL A SPL 20030N200 288 5,405 SH   SOLE   5,405 0 0
ConocoPhillips COM 20825C104 691 8,059 SH   SOLE   8,059 0 0
Core Laboratories NV COM N22717107 14,062 84,176 SH   SOLE   84,176 0 0
Cullen Frost Bankers Inc COM 229899109 4,839 60,931 SH   SOLE   60,931 0 0
CVS/Caremark Corporation COM 126650100 12,265 162,732 SH   SOLE   162,732 0 0
Danaher Corporation COM 235851102 18,259 231,918 SH   SOLE   231,918 0 0
Darden Restaurants Inc COM 237194105 245 5,293 SH   SOLE   5,293 0 0
Deere & Company COM 244199105 1,441 15,912 SH   SOLE   15,912 0 0
Diageo PLC Sponsored ADR SPON ADR NEW 25243Q205 239 1,876 SH   SOLE   1,876 0 0
Disney Walt Company COM DISNEY 254687106 390 4,549 SH   SOLE   4,549 0 0
Dominion Resources Inc COM 25746U109 262 3,657 SH   SOLE   3,657 0 0
Dow Chemical Company COM 260543103 1,457 28,315 SH   SOLE   28,315 0 0
Du Pont E I De Nemours COM 263534109 13,070 199,724 SH   SOLE   199,724 0 0
Ecolab Incorporated COM 278865100 13,801 123,958 SH   SOLE   123,958 0 0
Edwards Lifesciences Corp COM 28176E108 442 5,150 SH   SOLE   5,150 0 0
EGShares Emerging Markets Consumer ETF EGS EMKTCONS ETF 268461779 14,749 531,892 SH   SOLE   531,892 0 0
Emerson Electric Co COM 291011104 717 10,803 SH   SOLE   10,803 0 0
Express Scripts Holding Co. COM 30219G108 733 10,570 SH   SOLE   10,570 0 0
Exxon Mobil Corp COM 30231G102 27,765 275,777 SH   SOLE   275,777 0 0
FMC Technologies COM 30249U101 10,720 175,544 SH   SOLE   175,544 0 0
Frontier Communications Corp COM 35906A108 2,312 395,889 SH   SOLE   395,889 0 0
Gartner, Inc. COM 366651107 705 10,000 SH   SOLE   10,000 0 0
General Electric Co COM 369604103 26,386 1,004,040 SH   SOLE   1,004,040 0 0
General Mills Inc COM 370334104 1,106 21,058 SH   SOLE   21,058 0 0
Genuine Parts Co COM 372460105 377 4,290 SH   SOLE   4,290 0 0
Gilead Sciences Inc COM 375558103 24,536 295,930 SH   SOLE   295,930 0 0
Glaxo Smithkline PLC ADR SPONSORED ADR 37733W105 307 5,741 SH   SOLE   5,741 0 0
Goldcorp Inc COM 380956409 292 10,470 SH   SOLE   10,470 0 0
Grainger (W.W.) Inc COM 384802104 322 1,265 SH   SOLE   1,265 0 0
Halliburton Company COM 406216101 997 14,035 SH   SOLE   14,035 0 0
HCP Incorporated COM 40414L109 15,607 377,166 SH   SOLE   377,166 0 0
Helmerich & Payne Inc COM 423452101 206 1,770 SH   SOLE   1,770 0 0
Hershey Foods Corp COM 427866108 1,365 14,017 SH   SOLE   14,017 0 0
HF2 Financial Management Inc Sponser Shares CL A 40421A104 470 45,200 SH   SOLE   45,200 0 0
Home Depot Inc COM 437076102 799 9,865 SH   SOLE   9,865 0 0
Idexx Laboratories Inc COM 45168D104 16,483 123,404 SH   SOLE   123,404 0 0
Illinois Tool Works Inc COM 452308109 1,333 15,220 SH   SOLE   15,220 0 0
Intel Corporation COM 458140100 13,053 422,420 SH   SOLE   422,420 0 0
International Paper Co COM 460146103 408 8,077 SH   SOLE   8,077 0 0
Intl Business Machines Corp COM 459200101 2,667 14,711 SH   SOLE   14,711 0 0
Intuit, Inc. COM 461202103 1,739 21,590 SH   SOLE   21,590 0 0
Ishares Gold Trust ISHARES 464285105 2,001 155,385 SH   SOLE   155,385 0 0
Ishares MSCI BRIC Index Fund MSCI BRIC INDX 464286657 4,739 122,929 SH   SOLE   122,929 0 0
Ishares MSCI EAFE IX MSCI EAFE ETF 464287465 771 11,280 SH   SOLE   11,280 0 0
Ishares MSCI Emerging Mkts Index Fund MSCI EMG MKT ETF 464287234 477 11,035 SH   SOLE   11,035 0 0
Ishares Russel Midcap Index Fund RUS MID-CAP ETF 464287499 251 1,543 SH   SOLE   1,543 0 0
Ishares Russell 1000 Index Fund RUS 1000 ETF 464287622 275 2,499 SH   SOLE   2,499 0 0
Ishares S&P Smallcap 600 Index Fund CORE S&P SCP ETF 464287804 573 5,115 SH   SOLE   5,115 0 0
Ishares Tr Dow Jones Select Divd Index SELECT DIVID ETF 464287168 4,512 58,613 SH   SOLE   58,613 0 0
Ishares Tr Russell 3000 Value Index RUS 3000 VAL ETF 464287663 2,388 18,018 SH   SOLE   18,018 0 0
Ishares Tr US Treas Infl Protected ETF TIPS BD ETF 464287176 284 2,461 SH   SOLE   2,461 0 0
Johnson & Johnson COM 478160104 20,259 193,643 SH   SOLE   193,643 0 0
JPMorgan Chase & Co COM 46625H100 759 13,177 SH   SOLE   13,177 0 0
Kansas City Southern COM NEW 485170302 1,613 15,000 SH   SOLE   15,000 0 0
Kimberly Clark Corp COM 494368103 390 3,507 SH   SOLE   3,507 0 0
Kinder Morgan Energy Partners LP UT LTD PARTNER 494550106 211 2,570 SH   SOLE   2,570 0 0
Lilly Eli & Company COM 532457108 234 3,756 SH   SOLE   3,756 0 0
Magellan Midstream Partners COM UNIT RP LP 559080106 377 4,490 SH   SOLE   4,490 0 0
Marsh & McLennan Cos Inc COM 571748102 513 9,894 SH   SOLE   9,894 0 0
McCormick & Co Non Vtg Shs COM NON VTG 579780206 8,549 119,421 SH   SOLE   119,421 0 0
McDonalds Corp COM 580135101 2,335 23,179 SH   SOLE   23,179 0 0
Medtronic Inc COM 585055106 10,897 170,909 SH   SOLE   170,909 0 0
MercadoLibre Inc. COM 58733R102 3,904 40,921 SH   SOLE   40,921 0 0
Merck & Co Inc New COM 58933Y105 2,641 45,652 SH   SOLE   45,652 0 0
Microchip Technology Inc COM 595017104 2,622 53,720 SH   SOLE   53,720 0 0
Microsoft Corp COM 594918104 24,497 587,453 SH   SOLE   587,453 0 0
Moody's Corporation COM 615369105 614 7,000 SH   SOLE   7,000 0 0
National Fuel Gas Company COM 636180101 666 8,500 SH   SOLE   8,500 0 0
Noranda Aluminum Holding Corp. COM 65542W107 56 16,000 SH   SOLE   16,000 0 0
Norfolk Southern Corp COM 655844108 326 3,160 SH   SOLE   3,160 0 0
Northeast Utilities COM 664397106 9,555 202,135 SH   SOLE   202,135 0 0
Northern Trust Corp COM 665859104 791 12,319 SH   SOLE   12,319 0 0
Novartis AG Sponsored ADR SPONSORED ADR 66987V109 573 6,330 SH   SOLE   6,330 0 0
Nuance Communications Inc COM 67020Y100 7,376 392,975 SH   SOLE   392,975 0 0
Paychex Incorporated COM 704326107 9,810 236,051 SH   SOLE   236,051 0 0
Pepsico Incorporated COM 713448108 5,960 66,709 SH   SOLE   66,709 0 0
Pfizer Incorporated COM 717081103 2,202 74,206 SH   SOLE   74,206 0 0
Philip Morris Intl Inc COM 718172109 681 8,075 SH   SOLE   8,075 0 0
Phillips 66 COM 718546104 462 5,740 SH   SOLE   5,740 0 0
PIMCO Dynamic Credit Income Fund COM SHS 72202D106 20,239 849,657 SH   SOLE   849,657 0 0
PIMCO Enhanced Short Maturity ETF ENHAN SHRT MAT 72201R833 30,513 300,916 SH   SOLE   300,916 0 0
Plum Creek Timber Co Inc COM 729251108 216 4,790 SH   SOLE   4,790 0 0
Portland General Electric Co COM NEW 736508847 8,061 232,504 SH   SOLE   232,504 0 0
Praxair Incorporated COM 74005P104 6,961 52,399 SH   SOLE   52,399 0 0
Procter & Gamble Co COM 742718109 15,590 198,375 SH   SOLE   198,375 0 0
Proshares Ultrashort Lehman 20+ Year Treasury PSHS ULTSH 20YRS 74347B201 764 12,590 SH   SOLE   12,590 0 0
Qualcomm Inc COM 747525103 16,934 213,817 SH   SOLE   213,817 0 0
Raytheon Co New COM NEW 755111507 416 4,512 SH   SOLE   4,512 0 0
Rio Tinto PLC ADR SPONSORED ADR 767204100 883 16,265 SH   SOLE   16,265 0 0
Rockwell Automation Inc. COM 773903109 300 2,400 SH   SOLE   2,400 0 0
Royal Dutch Shell PLC ADR A SPONS ADR A 780259206 379 4,604 SH   SOLE   4,604 0 0
RPM International Inc Delaware COM 749685103 2,456 53,194 SH   SOLE   53,194 0 0
Schlumberger Limited COM 806857108 16,489 139,796 SH   SOLE   139,796 0 0
Sealed Air Corporation COM 81211K100 1,025 30,000 SH   SOLE   30,000 0 0
Snap-On Inc. COM 833034101 1,240 10,460 SH   SOLE   10,460 0 0
Solera Holdings Inc COM 83421A104 12,796 190,564 SH   SOLE   190,564 0 0
Southern Company COM 842587107 512 11,292 SH   SOLE   11,292 0 0
SPDR S & P 500 ETF Trust TR UNIT 78462F103 8,260 42,204 SH   SOLE   42,204 0 0
SPDR S&P Dividend ETF S&P DIVID ETF 78464A763 239 3,121 SH   SOLE   3,121 0 0
Staples Incorporated COM 855030102 438 40,444 SH   SOLE   40,444 0 0
Stericycle Inc COM 858912108 9,739 82,243 SH   SOLE   82,243 0 0
Stryker Corporation COM 863667101 1,008 11,953 SH   SOLE   11,953 0 0
Suncor Inc COM 867224107 372 8,719 SH   SOLE   8,719 0 0
Swedish Export Credit Corp Rogers Int'l Comm ETN ROG TTL ETN 22 870297801 161 18,706 SH   SOLE   18,706 0 0
Sysco Incorporated COM 871829107 372 9,940 SH   SOLE   9,940 0 0
Target Incorporated COM 87612E106 731 12,609 SH   SOLE   12,609 0 0
Teva Pharmaceutical Inds LTD ADR ADR 881624209 315 6,000 SH   SOLE   6,000 0 0
Texas Instruments Inc COM 882508104 206 4,314 SH   SOLE   4,314 0 0
Thermo Fisher Scientific Inc COM 883556102 13,342 113,064 SH   SOLE   113,064 0 0
Travelers Companies Inc COM 89417E109 887 9,432 SH   SOLE   9,432 0 0
UGI Corporation COM 902681105 20,292 401,826 SH   SOLE   401,826 0 0
Union Pacific Corp COM 907818108 5,505 55,186 SH   SOLE   55,186 0 0
United Parcel Service Inc Cl B CL B 911312106 17,481 170,284 SH   SOLE   170,284 0 0
United Technologies Corp COM 913017109 1,574 13,633 SH   SOLE   13,633 0 0
Unum Group COM 91529Y106 278 8,000 SH   SOLE   8,000 0 0
Valhi Incorporated COM 918905100 1,573 245,000 SH   SOLE   245,000 0 0
Valley National Bancorp COM 919794107 1,015 102,470 SH   SOLE   102,470 0 0
Vanguard Bond Index ETF TOTAL BND MRKT 921937835 4,789 58,252 SH   SOLE   58,252 0 0
Vanguard Emerging Markets Fund FTSE EMR MKT ETF 922042858 11,547 267,714 SH   SOLE   267,714 0 0
Vanguard Europe Fund FTSE EUROPE ETF 922042874 300 5,000 SH   SOLE   5,000 0 0
Vanguard Extended Market Index Fund EXTEND MKT ETF 922908652 803 9,149 SH   SOLE   9,149 0 0
Vanguard MSCI Europe Pacific Index Fund FTSE DEV MKT ETF 921943858 761 17,871 SH   SOLE   17,871 0 0
Vanguard Short Term Bond ETF SHORT TRM BOND 921937827 13,679 170,262 SH   SOLE   170,262 0 0
Vanguard Value Index Fund VALUE ETF 922908744 1,700 21,000 SH   SOLE   21,000 0 0
Verastem, Inc. COM 92337C104 2,420 267,141 SH   SOLE   267,141 0 0
VeriFone Systems Inc COM 92342Y109 3,313 90,162 SH   SOLE   90,162 0 0
Verizon Communications Inc COM 92343V104 5,725 117,006 SH   SOLE   117,006 0 0
Visa Corporation COM CL A 92826C839 14,888 70,657 SH   SOLE   70,657 0 0
Vodafone Group PLC Spon ADR New SPNSR ADR NO PAR 92857W308 7,429 222,487 SH   SOLE   222,487 0 0
Walgreen Company COM 931422109 21,475 289,691 SH   SOLE   289,691 0 0
Waste Management, Inc. COM 94106L109 441 9,866 SH   SOLE   9,866 0 0
Watsco Inc COM 942622200 13,534 131,701 SH   SOLE   131,701 0 0
Wellesley Bancorp. COM 949485106 477 25,147 SH   SOLE   25,147 0 0
Wells Fargo & Company COM 949746101 13,992 266,215 SH   SOLE   266,215 0 0
Wisdomtree Intl Midcap Div Fund INTL MIDCAP DV 97717W778 14,349 232,415 SH   SOLE   232,415 0 0
Yandex NV Cl A SHS CLASS A N97284108 13,009 365,000 SH   SOLE   365,000 0 0
Yum! Brands, Inc. COM 988498101 6,821 84,002 SH   SOLE   84,002 0 0
Zimmer Holdings Inc COM 98956P102 721 6,942 SH   SOLE   6,942 0 0