The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co CS 88579Y101 641 4,524 SH   SOLE   0 0 4,524
Abbott Laboratories CS 002824100 952 23,661 SH   SOLE   0 0 23,661
AbbVie Inc CS 00287Y109 1,225 22,519 SH   SOLE   0 0 22,519
ABIOMED, Inc. CS 003654100 213 2,296 SH   SOLE   0 0 2,296
Acuity Brands Inc CS 00508Y102 1,099 6,257 SH   SOLE   0 0 6,257
Adobe Systems CS 00724F101 3,311 40,269 SH   SOLE   3,982 0 36,287
Aetna Life & Casualty CS 00817Y108 328 3,001 SH   SOLE   0 0 3,001
Air Products & Chemical CS 009158106 271 2,127 SH   SOLE   0 0 2,127
Albemarle Corp CS 012653101 201 4,548 SH   SOLE   0 0 4,548
Alibaba Group Holdings CS 01609W102 214 3,637 SH   SOLE   0 0 3,637
Allergan PLC CS G0177J108 348 1,280 SH   SOLE   0 0 1,280
Alphabet Inc Cl A CS 02079K305 3,136 4,912 SH   SOLE   352 0 4,560
Alphabet Inc Cl C CS 02079K107 1,887 3,102 SH   SOLE   193 0 2,909
Altria Group Inc CS 02209S103 1,531 28,146 SH   SOLE   7,469 0 20,677
Amazon.com Inc CS 023135106 409 799 SH   SOLE   0 0 799
American Express CS 025816109 378 5,103 SH   SOLE   0 0 5,103
American International Group CS 026874784 2,467 43,415 SH   SOLE   4,238 0 39,177
American National Bancshares CS 027745108 347 14,801 SH   SOLE   0 0 14,801
AmerisourceBergen Corp CS 03073E105 1,854 19,518 SH   SOLE   2,315 0 17,203
Amgen Inc CS 031162100 774 5,595 SH   SOLE   0 0 5,595
Anthem Inc CS 036752103 1,045 7,464 SH   SOLE   0 0 7,464
Apple Inc CS 037833100 13,070 118,491 SH   SOLE   2,857 0 115,634
Armada Hoffler Properties CS 04208T108 1,881 192,574 SH   SOLE   0 0 192,574
AT&T Inc CS 00206R102 1,908 58,573 SH   SOLE   1,317 0 57,256
Automatic Data Processing CS 053015103 240 2,989 SH   SOLE   0 0 2,989
AVX Corp CS 002444107 212 16,225 SH   SOLE   2,965 0 13,260
Baker Hughes Inc CS 057224107 431 8,275 SH   SOLE   0 0 8,275
Banco Bilbao Vizcaya CS 05946K101 212 25,270 SH   SOLE   0 0 25,270
Banco Santander SA CS 05964H105 191 36,123 SH   SOLE   0 0 36,123
Bank of America Corp CS 060505104 684 43,906 SH   SOLE   2,300 0 41,606
BB&T Corporation CS 054937107 1,294 36,346 SH   SOLE   0 0 36,346
Berkshire Hathaway Inc Cl A CS 084670108 2,733 14 SH   SOLE   0 0 14
Berkshire Hathaway Inc Cl B CS 084670702 1,453 11,142 SH   SOLE   772 0 10,370
Boeing Company CS 097023105 3,136 23,946 SH   SOLE   2,399 0 21,547
BorgWarner Inc CS 099724106 273 6,561 SH   SOLE   0 0 6,561
Bounty Oil & Gas NL CS Q1714E106 2 300,000 SH   SOLE   0 0 300,000
Brilliance China Auto Ltd CS G1368B102 118 100,000 SH   SOLE   0 0 100,000
Bristol-Myers Squibb Co CS 110122108 2,031 34,308 SH   SOLE   1,175 0 33,133
Brown-Forman Corp-Cl B CS 115637209 635 6,549 SH   SOLE   0 0 6,549
C R Bard Inc CS 067383109 1,118 6,000 SH   SOLE   0 0 6,000
C&J Energy Services Ltd CS G3164Q101 41 11,740 SH   SOLE   0 0 11,740
Capital One Financial CS 14040H105 1,059 14,604 SH   SOLE   0 0 14,604
Carlyle Group LP CS 14309L102 704 41,925 SH   SOLE   0 0 41,925
CarMax Inc CS 143130102 737 12,422 SH   SOLE   0 0 12,422
Caterpillar CS 149123101 4,883 74,709 SH   SOLE   200 0 74,509
CB Richard Ellis Group Inc CS 12504L109 2,926 91,422 SH   SOLE   8,682 0 82,740
Celgene Corp CS 151020104 504 4,660 SH   SOLE   0 0 4,660
Charles Schwab Corp CS 808513105 452 15,812 SH   SOLE   1,062 0 14,750
Chevron Corp CS 166764100 3,298 41,815 SH   SOLE   2,088 0 39,727
Chicago Bridge & Iron CS 167250109 1,600 40,352 SH   SOLE   4,849 0 35,503
China Wi-Max Comm CS 16948L104 0 20,000 SH   SOLE   0 0 20,000
Cigna Corp CS 125509109 371 2,748 SH   SOLE   0 0 2,748
Cintas Corp CS 172908105 240 2,800 SH   SOLE   0 0 2,800
Cisco Systems CS 17275R102 1,057 40,250 SH   SOLE   1,880 0 38,370
Citizens Financial Group CS 174610105 388 16,275 SH   SOLE   0 0 16,275
Coca Cola Company CS 191216100 2,780 69,287 SH   SOLE   1,911 0 67,376
Colgate Palmolive Co CS 194162103 3,257 51,331 SH   SOLE   4,694 0 46,637
Comcast Corp-New Cl A CS 20030N101 1,043 18,331 SH   SOLE   0 0 18,331
ConocoPhillips CS 20825C104 1,263 26,334 SH   SOLE   805 0 25,529
Costco Wholesale CS 22160K105 344 2,377 SH   SOLE   0 0 2,377
Cracker Barrel Old Country CS 22410J106 839 5,696 SH   SOLE   0 0 5,696
CRH Medical Corp CS 12626F105 112 35,000 SH   SOLE   0 0 35,000
Cummins Inc CS 231021106 1,621 14,926 SH   SOLE   1,751 0 13,175
CVS Corp CS 126650100 2,310 23,938 SH   SOLE   2,345 0 21,593
Danaher Corp CS 235851102 1,390 16,311 SH   SOLE   0 0 16,311
Delta Air Lines CS 247361702 544 12,113 SH   SOLE   0 0 12,113
Dollar Tree Inc CS 256746108 617 9,254 SH   SOLE   0 0 9,254
Dominion Resources CS 25746U109 2,307 32,783 SH   SOLE   0 0 32,783
Dow Chemicals CS 260543103 450 10,603 SH   SOLE   0 0 10,603
Du Pont E.I. De Nemours & Co CS 263534109 840 17,430 SH   SOLE   810 0 16,620
Duke Energy Corp CS 26441C204 1,078 14,988 SH   SOLE   957 0 14,031
Eagle Financial Services, Inc. CS 26951R104 510 22,097 SH   SOLE   0 0 22,097
Eli Lilly CS 532457108 428 5,113 SH   SOLE   160 0 4,953
EMC Corp CS 268648102 377 15,601 SH   SOLE   0 0 15,601
Emerson Electric Co CS 291011104 245 5,543 SH   SOLE   0 0 5,543
Energen Corp CS 29265N108 449 9,013 SH   SOLE   0 0 9,013
Express Scripts Holding Co CS 30219G108 2,637 32,577 SH   SOLE   3,131 0 29,446
Exxon Mobil Corp CS 30231G102 6,187 83,210 SH   SOLE   5,989 0 77,221
Facebook Inc CS 30303M102 606 6,741 SH   SOLE   0 0 6,741
Fidelis Energy Inc CS 315746107 0 1,500,000 SH   SOLE   0 0 1,500,000
FireEye Inc CS 31816Q101 235 7,400 SH   SOLE   0 0 7,400
Fiserv Inc CS 337738108 3,056 35,281 SH   SOLE   3,741 0 31,540
Ford Motor CS 345370860 154 11,314 SH   SOLE   0 0 11,314
Fulton Financial Corp CS 360271100 303 25,079 SH   SOLE   0 0 25,079
General Electric CS 369604103 5,121 203,054 SH   SOLE   12,632 0 190,422
General Mills Inc CS 370334104 479 8,532 SH   SOLE   0 0 8,532
Gilead Sciences Inc CS 375558103 2,804 28,555 SH   SOLE   2,708 0 25,847
GlaxoSmithkline PLC-ADR CS 37733W105 350 9,102 SH   SOLE   885 0 8,217
Grainger W W Inc CS 384802104 237 1,100 SH   SOLE   0 0 1,100
Halliburton Co CS 406216101 1,987 56,201 SH   SOLE   4,965 0 51,236
Heritage Bankshares Inc CS 42721M101 273 17,588 SH   SOLE   0 0 17,588
Hershey Foods CS 427866108 443 4,817 SH   SOLE   0 0 4,817
Home Depot CS 437076102 362 3,136 SH   SOLE   0 0 3,136
Honeywell International Inc CS 438516106 275 2,907 SH   SOLE   0 0 2,907
Hormel Foods Corp CS 440452100 271 4,278 SH   SOLE   0 0 4,278
Hubbell Inc Class A CS 443510102 216 2,000 SH   SOLE   0 0 2,000
Intel Corp CS 458140100 1,308 43,407 SH   SOLE   128 0 43,279
International Business Machine CS 459200101 3,376 23,287 SH   SOLE   2,859 0 20,428
International Paper CS 460146103 245 6,491 SH   SOLE   0 0 6,491
Intl Dispensing Corp CS 459407102 971 3,236,340 SH   SOLE   0 0 3,236,340
Intuitive Surgical Inc. CS 46120E602 280 610 SH   SOLE   0 0 610
iPackets International Inc CS 46262T102 0 264,000 SH   SOLE   0 0 264,000
Iridium Communications Inc CS 46269C102 124 20,122 SH   SOLE   0 0 20,122
JM Smucker Co CS 832696405 421 3,692 SH   SOLE   0 0 3,692
Johnson & Johnson CS 478160104 4,774 51,137 SH   SOLE   2,115 0 49,022
Johnson Controls CS 478366107 2,071 50,064 SH   SOLE   5,253 0 44,811
JP Morgan Chase & Co CS 46625H100 1,215 19,928 SH   SOLE   5,785 0 14,143
Kellogg Company CS 487836108 6,509 97,810 SH   SOLE   0 0 97,810
Kimberly Clark Corp CS 494368103 1,732 15,888 SH   SOLE   0 0 15,888
Kinder Morgan CS 49456B101 6,107 220,640 SH   SOLE   7,298 0 213,342
Kraft Heinz Co CS 500754106 557 7,886 SH   SOLE   1,166 0 6,720
Lockheed Martin CS 539830109 753 3,631 SH   SOLE   19 0 3,612
Loews Corp CS 540424108 222 6,132 SH   SOLE   995 0 5,137
Lomiko Metals Inc CS 54163Q102 0 10,000 SH   SOLE   0 0 10,000
Lowe's Companies CS 548661107 809 11,735 SH   SOLE   0 0 11,735
Manulife Financial Corp CS 56501R106 192 12,414 SH   SOLE   0 0 12,414
MasterCard Inc CS 57636Q104 2,504 27,786 SH   SOLE   2,785 0 25,001
McCormick & Co CS 579780206 833 10,139 SH   SOLE   0 0 10,139
McDonald's Corp CS 580135101 598 6,067 SH   SOLE   210 0 5,857
Medical Marijuana Inc CS 58463A105 1 20,000 SH   SOLE   0 0 20,000
Medivation Inc. CS 58501N101 1,088 25,600 SH   SOLE   0 0 25,600
Merck & Co Inc CS 58933Y105 1,710 34,629 SH   SOLE   845 0 33,784
MetLife Inc CS 59156R108 226 4,790 SH   SOLE   750 0 4,040
Microsoft Corp CS 594918104 6,400 144,607 SH   SOLE   10,195 0 134,412
Mohawk Industries CS 608190104 277 1,525 SH   SOLE   0 0 1,525
Monarch Financial Holdings CS 60907Q100 349 28,205 SH   SOLE   0 0 28,205
Mondelez International Inc CS 609207105 864 20,625 SH   SOLE   3,500 0 17,125
Morgan Stanley Dean Witter CS 617446448 1,737 55,128 SH   SOLE   6,746 0 48,382
MSCI Inc CS 55354G100 2,389 40,180 SH   SOLE   5,048 0 35,132
Nestle ADR CS 641069406 470 6,245 SH   SOLE   0 0 6,245
Newbridge Bancorp CS 65080T102 559 65,475 SH   SOLE   0 0 65,475
NewMarket Corp CS 651587107 1,221 3,421 SH   SOLE   0 0 3,421
NextEra Energy Inc CS 65339F101 234 2,401 SH   SOLE   0 0 2,401
Noah Holdings Ltd CS 65487X102 235 10,000 SH   SOLE   0 0 10,000
Norfolk Southern Corporation CS 655844108 33,690 440,965 SH   SOLE   399 0 440,566
Northrop Grumman CS 666807102 589 3,548 SH   SOLE   0 0 3,548
Novartis A G Sponsored ADR CS 66987V109 275 2,989 SH   SOLE   0 0 2,989
NRG Yield Inc Class C CS 62942X405 183 15,778 SH   SOLE   0 0 15,778
Nucor Corp CS 670346105 282 7,520 SH   SOLE   850 0 6,670
Occidental Petroleum CS 674599105 363 5,494 SH   SOLE   0 0 5,494
Ominto Inc CS 68217C109 2 13,245 SH   SOLE   0 0 13,245
Omnicom Group CS 681919106 284 4,309 SH   SOLE   0 0 4,309
Oracle Corp CS 68389X105 440 12,184 SH   SOLE   0 0 12,184
Parker Hannifin CS 701094104 295 3,031 SH   SOLE   0 0 3,031
PayPal Holdings Inc CS 70450Y103 270 8,711 SH   SOLE   0 0 8,711
Pepsico Inc CS 713448108 7,249 76,876 SH   SOLE   6,100 0 70,776
Pfizer Inc CS 717081103 3,052 97,175 SH   SOLE   1,930 0 95,245
Philip Morris Intl Inc CS 718172109 1,260 15,887 SH   SOLE   3,854 0 12,033
Phillips 66 CS 718546104 296 3,846 SH   SOLE   40 0 3,806
Piedmont Natural Gas of NC CS 720186105 351 8,753 SH   SOLE   0 0 8,753
PNC Financial Services Group CS 693475105 1,885 21,132 SH   SOLE   0 0 21,132
Potomac Bancshares Inc CS 737643106 292 40,220 SH   SOLE   0 0 40,220
Precision Castparts Corp CS 740189105 2,155 9,381 SH   SOLE   1,103 0 8,278
PrimeCare Systems Inc CS 74162Y104 0 100,000 SH   SOLE   0 0 100,000
Procter & Gamble CS 742718109 4,168 57,943 SH   SOLE   5,807 0 52,136
PVH Corp CS 693656100 378 3,711 SH   SOLE   0 0 3,711
Qualcomm Inc CS 747525103 527 9,807 SH   SOLE   635 0 9,172
Rand Worldwide Inc CS 752246108 82 38,000 SH   SOLE   0 0 38,000
Rayonier Inc CS 754907103 299 13,550 SH   SOLE   0 0 13,550
Reliance Steel & Aluminum CS 759509102 225 4,167 SH   SOLE   4,130 0 37
Reynolds American Inc CS 761713106 1,219 27,526 SH   SOLE   21,156 0 6,370
Rite Aid CS 767754104 112 18,416 SH   SOLE   0 0 18,416
Rockwell Collins Inc CS 774341101 324 3,959 SH   SOLE   0 0 3,959
Sanofi Aventis CS 80105N105 2,868 60,409 SH   SOLE   3,849 0 56,560
SCANA Corp CS 80589M102 229 4,070 SH   SOLE   0 0 4,070
Schlumberger Ltd CS 806857108 1,143 16,568 SH   SOLE   625 0 15,943
Sherwin Williams Co CS 824348106 470 2,108 SH   SOLE   100 0 2,008
Sirius XM Holdings Inc CS 82968B103 37 10,000 SH   SOLE   0 0 10,000
Southern Co CS 842587107 2,094 46,841 SH   SOLE   4,300 0 42,541
Southern Natl Bancorp of Va CS 843395104 1,239 109,775 SH   SOLE   0 0 109,775
Stanley Black & Decker Inc CS 854502101 223 2,303 SH   SOLE   0 0 2,303
Starbucks Corp CS 855244109 264 4,646 SH   SOLE   0 0 4,646
State Street Corp CS 857477103 255 3,795 SH   SOLE   510 0 3,285
SunTrust Banks CS 867914103 408 10,666 SH   SOLE   0 0 10,666
Sysco Corp CS 871829107 555 14,242 SH   SOLE   0 0 14,242
Target Corp CS 87612E106 412 5,236 SH   SOLE   0 0 5,236
Tesla Motors Inc CS 88160R101 501 2,016 SH   SOLE   0 0 2,016
Texas Instruments Inc CS 882508104 3,654 73,792 SH   SOLE   0 0 73,792
The Blackstone Group LP CS 09253U108 270 8,525 SH   SOLE   1,185 0 7,340
The Clorox Co CS 189054109 638 5,525 SH   SOLE   0 0 5,525
The Walt Disney Co CS 254687106 3,817 37,347 SH   SOLE   2,860 0 34,487
Theralase Technologies Inc CS 88337V100 7 30,000 SH   SOLE   0 0 30,000
Time Warner Inc CS 887317303 210 3,048 SH   SOLE   0 0 3,048
TJX Companies CS 872540109 2,528 35,402 SH   SOLE   3,735 0 31,667
TowneBank CS 89214P109 3,219 170,773 SH   SOLE   0 0 170,773
Trevali Mining Corp CS 89531J109 2 10,000 SH   SOLE   0 0 10,000
TriplePoint Venture Gr BDC CS 89677Y100 254 25,000 SH   SOLE   0 0 25,000
Union Pacific CS 907818108 467 5,288 SH   SOLE   0 0 5,288
United Parcel Service CL B CS 911312106 912 9,241 SH   SOLE   387 0 8,854
United Technologies CS 913017109 547 6,151 SH   SOLE   0 0 6,151
US Bancorp CS 902973304 616 15,017 SH   SOLE   0 0 15,017
USA Technologies Inc CS 90328S500 75 30,000 SH   SOLE   0 0 30,000
Valeant Pharm Intl Inc CS 91911K102 1,480 8,296 SH   SOLE   0 0 8,296
VCA Antech Inc CS 918194101 2,444 46,429 SH   SOLE   5,597 0 40,832
Verizon Communications Inc CS 92343V104 1,656 38,053 SH   SOLE   500 0 37,553
Vertex Pharmaceuticals CS 92532F100 297 2,855 SH   SOLE   0 0 2,855
VF Corp CS 918204108 1,895 27,776 SH   SOLE   3,280 0 24,496
Visa Inc Cl A CS 92826C839 917 13,160 SH   SOLE   0 0 13,160
Vulcan Materials Co. CS 929160109 400 4,482 SH   SOLE   0 0 4,482
Wal-Mart Stores CS 931142103 1,050 16,196 SH   SOLE   1,161 0 15,035
Walgreens Boots Alliance CS 931427108 890 10,712 SH   SOLE   0 0 10,712
Waste Management, Inc CS 94106L109 844 16,942 SH   SOLE   500 0 16,442
Wells Fargo & Co CS 949746101 2,920 56,866 SH   SOLE   4,275 0 52,591
Westar Energy Inc CS 95709T100 206 5,360 SH   SOLE   0 0 5,360
WestRock Co CS 96145D105 304 5,906 SH   SOLE   0 0 5,906
Williams Cos CS 969457100 297 8,055 SH   SOLE   0 0 8,055
Willis Group Holdings PLC CS G96666105 289 7,050 SH   SOLE   0 0 7,050
WP Carey Inc CS 92936U109 278 4,811 SH   SOLE   0 0 4,811
Yahoo Inc CS 984332106 413 14,277 SH   SOLE   0 0 14,277
YUM Brands Inc CS 988498101 383 4,786 SH   SOLE   460 0 4,326
Zoetis Inc CS 98978V103 220 5,333 SH   SOLE   0 0 5,333
Barclays S&P 500 Dyn Veqtor FS 06740C337 5,747 43,099 SH   SOLE   1,444 0 41,655
DB X Trackers MSCI EAFE Hdg FS 233051200 315 12,065 SH   SOLE   0 0 12,065
Direxion Dly Emerg Bull 3X FS 25459Y686 251 20,745 SH   SOLE   0 0 20,745
Eaton Vance TM Glbl BR Opp FS 27829C105 130 12,146 SH   SOLE   137 0 12,009
GS Market Plus SPX 1/6/16 FS 38147QC87 243 2,500 SH   SOLE   0 0 2,500
Guggenheim Russell Top 50 FS 78355W205 9,170 69,042 SH   SOLE   2,180 0 66,862
HSBC S&P 500 Note Due 06/30/21 FS 40433C742 174 10,000 SH   SOLE   0 0 10,000
IQ Hedge Multi-Strategy Tracke FS 45409B107 4,728 164,160 SH   SOLE   5,035 0 159,125
IQ Merger Arbitrage FS 45409B800 527 18,945 SH   SOLE   0 0 18,945
iShares Comex Gold Trust FS 464285105 184 17,054 SH   SOLE   0 0 17,054
iShares Core MSCI Emg Mkts FS 46434G103 5,657 141,827 SH   SOLE   12,190 0 129,637
iShares Curr Hdg MSCI EAFE FS 46434V803 349 14,215 SH   SOLE   0 0 14,215
iShares MSCI ACWI Index FS 464288257 12,741 236,211 SH   SOLE   218,680 0 17,531
iShares MSCI EAFE Index FS 464287465 31,703 553,083 SH   SOLE   42,158 0 510,925
iShares MSCI EAFE Min Vol FS 46429B689 578 9,260 SH   SOLE   0 0 9,260
iShares MSCI EAFE Value Index FS 464288877 19,235 415,524 SH   SOLE   28,337 0 387,187
iShares MSCI Emerg Mkts FS 464287234 5,304 161,799 SH   SOLE   2,445 0 159,354
iShares Russell 1000 Growth FS 464287614 37,481 403,018 SH   SOLE   24,439 0 378,579
iShares Russell 1000 Index FS 464287622 1,327 12,400 SH   SOLE   0 0 12,400
iShares Russell 1000 Value FS 464287598 3,344 35,850 SH   SOLE   3,389 0 32,461
iShares Russell 2000 Growth FS 464287648 630 4,702 SH   SOLE   156 0 4,546
iShares Russell 2000 Index FS 464287655 14,307 131,019 SH   SOLE   6,370 0 124,649
iShares Russell 2000 Value FS 464287630 11,289 125,297 SH   SOLE   10,326 0 114,971
iShares Russell 3000 Index FS 464287689 528 4,632 SH   SOLE   1,000 0 3,632
iShares Russell MidCap Index FS 464287499 26,463 170,117 SH   SOLE   6,665 0 163,452
iShares Russell MidCap Value FS 464287473 19,595 292,074 SH   SOLE   10,956 0 281,118
iShares S&P 500 Growth FS 464287309 237 2,200 SH   SOLE   0 0 2,200
iShares S&P 500 Index FS 464287200 80,689 418,709 SH   SOLE   14,865 0 403,844
iShares S&P 500 Value Index FS 464287408 446 5,307 SH   SOLE   0 0 5,307
iShares Select Dividend FS 464287168 274 3,767 SH   SOLE   44 0 3,723
Macquarie Infra Co LLC FS 55608B105 338 4,529 SH   SOLE   1,130 0 3,399
PowerShares QQQ Trust Ser 1 FS 73935A104 205 2,011 SH   SOLE   0 0 2,011
ProShares Hedge Replication FS 74347X294 635 15,325 SH   SOLE   0 0 15,325
Proshares Ultra Biotech FS 74347R214 474 8,140 SH   SOLE   0 0 8,140
PShares Intl Dvd Achievers FS 73935X716 738 51,075 SH   SOLE   2,740 0 48,335
Schwab International Equity FS 808524805 5,706 208,470 SH   SOLE   0 0 208,470
Schwab U.S. Large Cap ETF FS 808524201 226 4,940 SH   SOLE   0 0 4,940
Schwab US Broad Market FS 808524102 219 4,720 SH   SOLE   0 0 4,720
Schwab US Large Cap Growth FS 808524300 2,808 56,182 SH   SOLE   0 0 56,182
Schwab US Mid Cap FS 808524508 1,069 27,463 SH   SOLE   0 0 27,463
Semiconductor Holders Trust FS 57060U233 602 12,060 SH   SOLE   0 0 12,060
SPDR Gold Trust FS 78463V107 318 2,975 SH   SOLE   0 0 2,975
SPDR Russell 1000 FS 78464A854 273 3,040 SH   SOLE   0 0 3,040
SPDR S&P 500 FS 78462F103 6,050 31,570 SH   SOLE   0 0 31,570
SPDR S&P World (ex-US) FS 78463X889 1,837 72,520 SH   SOLE   580 0 71,940
Sprott Platinum and Pall FS 85207Q104 68 10,000 SH   SOLE   0 0 10,000
Ultra Russell 2000 Proshares FS 74347R842 891 11,940 SH   SOLE   0 0 11,940
Ultra S&P 500 Proshares FS 74347R107 1,150 20,686 SH   SOLE   0 0 20,686
UltraShort QQQ Proshares FS 74348A426 413 11,140 SH   SOLE   0 0 11,140
UltraShort S&P500 ProShares FS 74347B300 426 18,295 SH   SOLE   0 0 18,295
Vanguard Emerg Mkts ETF FS 922042858 15,747 475,881 SH   SOLE   42,113 0 433,768
Vanguard FTSE Dev Mkts ETF FS 921943858 382 10,705 SH   SOLE   0 0 10,705
Vanguard Growth ETF FS 922908736 501 5,000 SH   SOLE   0 0 5,000
Vanguard Large Cap ETF FS 922908637 3,783 42,960 SH   SOLE   0 0 42,960
Vanguard Mid Cap ETF FS 922908629 370 3,174 SH   SOLE   0 0 3,174
Vanguard Midcap Value ETF FS 922908512 250 3,005 SH   SOLE   540 0 2,465
Vanguard REIT FS 922908553 302 4,004 SH   SOLE   0 0 4,004
Vanguard S&P 500 ETF FS 922908363 8,790 50,025 SH   SOLE   830 0 49,195
Vanguard Small Cap ETF FS 922908751 1,873 17,351 SH   SOLE   485 0 16,866
Vanguard Small Cap Value ETF FS 922908611 1,865 19,261 SH   SOLE   615 0 18,646
Vanguard Total Stock Mkt ETF FS 922908769 258 2,614 SH   SOLE   1,456 0 1,158
Vanguard Value ETF FS 922908744 26,170 340,979 SH   SOLE   23,227 0 317,752
WisdomTree Intl LC Dvd FS 97717W794 297 6,995 SH   SOLE   0 0 6,995
WisdomTree Intl SC Dvd FS 97717W760 16,289 295,256 SH   SOLE   17,287 0 277,969
WisdomTree Large Cap Dvd FS 97717W307 28,728 426,860 SH   SOLE   22,759 0 404,101
WisdomTree Small Cap Dvd FS 97717W604 1,283 20,364 SH   SOLE   0 0 20,364