The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
POWERSHARES EXCHANGE-TRADED FD TR S&P 500 HIGH QUALITY PORT 73935X682 35,461 1,607,470 SH   SOLE   0 0 0
POWERSHARES DB COMMODITY INDEX TRACKING FD 73935S105 24,002 1,584,257 SH   SOLE   0 0 0
ISHARES TR MSCI EAFE ETF 464287465 47,415 827,192 SH   SOLE   0 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEVELOPED MKTS ETF 921943858 22,731 637,789 SH   SOLE   0 0 0
VANGUARD SPECIALIZED PORTFOLIOS DIVIDEND APPRECIATION INDEX FD ETF 921908844 35,476 481,091 SH   SOLE   0 0 0
ISHARES TR INTERMEDIATE CR BD ETF 464288638 47,536 437,718 SH   SOLE   0 0 0
VANGUARD SCOTTSDALE FDS VANGUARD MTG BACKED SECS INDEX FD 92206C771 21,773 408,038 SH   SOLE   0 0 0
ISHARES TR MSCI EMERGING MKTS ETF 464287234 11,645 340,595 SH   SOLE   0 0 0
ISHARES TR RUSSELL 1000 VALUE ETF 464287598 29,083 311,782 SH   SOLE   0 0 0
ISHARES TR BARCLAYS 7-10 YR TREAS BD ETF 464287440 32,881 304,822 SH   SOLE   0 0 0
ISHARES TR RUSSELL 1000 GROWTH ETF 464287614 23,123 248,636 SH   SOLE   0 0 0
ISHARES TR MSCI EAFE VALUE ETF 464288877 11,127 240,383 SH   SOLE   0 0 0
VANGUARD INDEX FDS VANGUARD TOTAL STK MKT ETF 922908769 15,229 154,977 SH   SOLE   0 0 0
RYDEX ETF TR GUGGENHEIM S&P 500 PURE VALUE ETF 78355W304 6,558 137,219 SH   SOLE   0 0 0
ISHARES TR ISHARES CURRENCY HEDGED MSCI EAFE ETF 46434V803 2,102 85,502 SH   SOLE   0 0 0
ISHARES TR CORE MSCI EAFE ETF 46432F842 4,367 82,690 SH   SOLE   0 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 8,734 79,979 SH   SOLE   0 0 0
ISHARES TR S&P 500 VALUE ETF 464287408 6,265 74,553 SH   SOLE   0 0 0
ISHARES INC CORE MSCI EMERGING MKTS ETF 46434G103 2,394 60,020 SH   SOLE   0 0 0
ISHARES TR MSCI ACWI EX US ETF 464288240 1,972 50,503 SH   SOLE   0 0 0
ISHARES TR S&P 500 GROWTH ETF 464287309 5,215 48,377 SH   SOLE   0 0 0
ISHARES TR MSCI USA MINIMUM VOLATILITY ETF 46429B697 1,440 36,361 SH   SOLE   0 0 0
ISHARES U S ETF TR SHORT MTY BD ETF 46431W507 1,074 21,446 SH   SOLE   0 0 0
ISHARES TR MBS ETF 464288588 1,874 17,091 SH   SOLE   0 0 0
ISHARES TR MSCI USA MOMENTUM FACTOR ETF 46432F396 1,123 16,469 SH   SOLE   0 0 0
ISHARES TR BARCLAYS 20+ YR TREAS BD ETF 464287432 1,930 15,625 SH   SOLE   0 0 0
ISHARES TR JPMORGAN USD EMERGING MKTS BD ETF 464288281 1,604 15,072 SH   SOLE   0 0 0
ISHARES TR CORE S&P SMALL-CAP ETF 464287804 1,265 11,871 SH   SOLE   0 0 0
ISHARES TR CORE S&P MID-CAP ETF 464287507 1,479 10,825 SH   SOLE   0 0 0
ISHARES TR IBOXX $ HIGH YIELD CORP BD ETF 464288513 737 8,851 SH   SOLE   0 0 0
ISHARES TR TIPS BD ETF 464287176 870 7,863 SH   SOLE   0 0 0
ISHARES TR S&P U S PFD STK INDEX FD 464288687 214 5,550 SH   SOLE   0 0 0
ISHARES TR 10+ YR CR BD ETF 464289511 230 4,038 SH   SOLE   0 0 0
ISHARES TR 1-3 YR CR BD ETF 464288646 280 2,664 SH   SOLE   0 0 0
APPLE INC COM 037833100 273 2,473 SH   SOLE   0 0 0