The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AGILENT TECHNOLOGIES INC COM COM 00846U101 204 4,600 SH   SOLE 0 0 0 4,600
ALPHABET INC CAP STK CL C COM 02079K107 203 293 SH   SOLE 0 0 0 293
AMGEN INC COM COM 31162100 318 2,089 SH   SOLE 0 0 0 2,089
APPLE INC COM COM 37833100 954 9,983 SH   SOLE 0 0 0 9,983
ARRAY BIOPHARMA INC COM COM 04269X105 36 10,000 SH   SOLE 0 0 0 10,000
BERKSHIRE HATHAWAY INC DEL CL B NEW COM 84670702 363 2,509 SH   SOLE 0 0 0 2,509
BP PLC SPONSORED ADR COM 55622104 208 5,860 SH   SOLE 0 0 0 5,860
CAMBRIA ETF TR SHSHLD YIELD ETF EQUITY ETF 132061201 618 21,864 SH   SOLE 0 0 0 21,864
CHEVRON CORP NEW COM COM 166764100 610 5,823 SH   SOLE 0 0 0 5,823
CITIGROUP INC COM NEW COM 172967424 305 7,202 SH   SOLE 0 0 0 7,202
COBIZ FINANCIAL INC COM COM 190897108 196 16,750 SH   SOLE 0 0 0 16,750
COCA COLA CO COM COM 191216100 1,303 28,750 SH   SOLE 0 0 0 28,750
CVS HEALTH CORP COM COM 126650100 265 2,765 SH   SOLE 0 0 0 2,765
DANAHER CORP DEL COM COM 235851102 383 3,796 SH   SOLE 0 0 0 3,796
DBX ETF TR XTRAK MSCI EAFE EQUITY ETF 233051200 207 8,300 SH   SOLE 0 0 0 8,300
DISNEY WALT CO COM DISNEY COM 254687106 991 10,131 SH   SOLE 0 0 0 10,131
E M C CORP MASS COM COM 268648102 1,397 51,416 SH   SOLE 0 0 0 51,416
EXXON MOBIL CORP COM COM 30231G102 1,499 15,986 SH   SOLE 0 0 0 15,986
GENERAL ELECTRIC CO COM COM 369604103 1,350 42,869 SH   SOLE 0 0 0 42,869
GRAINGER W W INC COM COM 384802104 514 2,260 SH   SOLE 0 0 0 2,260
HALLIBURTON CO COM COM 406216101 298 6,583 SH   SOLE 0 0 0 6,583
HOSPITALITY PPTYS TR COM SH BEN INT COM 44106M102 288 10,000 SH   SOLE 0 0 0 10,000
INTEL CORP COM COM 458140100 240 7,318 SH   SOLE 0 0 0 7,318
INTERNATIONAL BUSINESS MACHS COM COM 459200101 584 3,850 SH   SOLE 0 0 0 3,850
ISHARES GOLD TRUST ISHARES GOLD ETF 464285105 3,081 241,473 SH   SOLE 0 0 0 241,473
ISHARES TR CORE S&P MCP ETF EQUITY ETF 464287507 9,958 66,656 SH   SOLE 0 0 0 66,656
ISHARES TR CORE S&P500 ETF EQUITY ETF 464287200 31,336 148,866 SH   SOLE 0 0 0 148,866
ISHARES TR CORE US AGGBD ET BOND ETF 464287226 626 5,558 SH   SOLE 0 0 0 5,558
ISHARES TR EAFE GRWTH ETF EQUITY ETF 464288885 800 12,229 SH   SOLE 0 0 0 12,229
ISHARES TR MSCI ACWI ETF EQUITY ETF 464288257 1,510 26,846 SH   SOLE 0 0 0 26,846
ISHARES TR MSCI EAFE ETF EQUITY ETF 464287465 47,230 846,104 SH   SOLE 0 0 0 846,104
ISHARES TR MSCI EMG MKT ETF EQUITY ETF 464287234 10,771 313,485 SH   SOLE 0 0 0 313,485
ISHARES TR RUSSELL 2000 ETF EQUITY ETF 464287655 10,101 87,854 SH   SOLE 0 0 0 87,854
ISHARES TR TIPS BD ETF BOND ETF 464287176 352 3,021 SH   SOLE 0 0 0 3,021
JOHNSON & JOHNSON COM COM 478160104 572 4,714 SH   SOLE 0 0 0 4,714
JPMORGAN CHASE & CO COM COM 46625H100 319 5,132 SH   SOLE 0 0 0 5,132
LILLY ELI & CO COM COM 532457108 393 4,988 SH   SOLE 0 0 0 4,988
MERCK & CO INC COM COM 58933Y105 284 4,935 SH   SOLE 0 0 0 4,935
PEPSICO INC COM COM 713448108 562 5,301 SH   SOLE 0 0 0 5,301
PFIZER INC COM COM 717081103 451 12,809 SH   SOLE 0 0 0 12,809
PIEDMONT OFFICE REALTY TR IN COM CL A COM 720190206 1,077 49,996 SH   SOLE 0 0 0 49,996
PRAXAIR INC COM COM 74005P104 604 5,377 SH   SOLE 0 0 0 5,377
PROCTER & GAMBLE CO COM COM 742718109 1,680 19,844 SH   SOLE 0 0 0 19,844
REYNOLDS AMERICAN INC COM COM 761713106 309 5,728 SH   SOLE 0 0 0 5,728
ROYCE MICRO-CAP TR INC COM EQUITY ETF 780915104 389 53,043 SH   SOLE 0 0 0 53,043
SCHWAB STRATEGIC TR EMRG MKTEQ ETF EQUITY ETF 808524706 433 20,334 SH   SOLE 0 0 0 20,334
SCHWAB STRATEGIC TR INTL EQTY ETF EQUITY ETF 808524805 1,573 58,028 SH   SOLE 0 0 0 58,028
SCHWAB STRATEGIC TR US AGGREGATE B BOND ETF 808524839 7,842 145,979 SH   SOLE 0 0 0 145,979
SCHWAB STRATEGIC TR US BRD MKT ETF EQUITY ETF 808524102 812 16,147 SH   SOLE 0 0 0 16,147
SCHWAB STRATEGIC TR US LRG CAP ETF EQUITY ETF 808524201 653 13,127 SH   SOLE 0 0 0 13,127
SPDR GOLD TRUST GOLD SHS GOLD ETF 78463V107 476 3,760 SH   SOLE 0 0 0 3,760
SPDR S&P 500 ETF TR TR UNIT EQUITY ETF 78462F103 17,670 84,355 SH   SOLE 0 0 0 84,355
SPDR SER TR NUVN BR SHT MUNI BOND ETF 78468R739 3,198 65,155 SH   SOLE 0 0 0 65,155
SPDR SER TR NUVN BRCLY MUNI BOND ETF 78468R721 4,020 79,463 SH   SOLE 0 0 0 79,463
SPROTT PHYSICAL PLAT PALLAD UNIT PALLADIUM ETF 85207Q104 90 12,825 SH   SOLE 0 0 0 12,825
SWEDISH EXPT CR CORP ROG AGRI ETN22 COM 870297603 145 22,000 SH   SOLE 0 0 0 22,000
TRAVELERS COMPANIES INC COM COM 89417E109 765 6,427 SH   SOLE 0 0 0 6,427
V F CORP COM COM 918204108 643 10,452 SH   SOLE 0 0 0 10,452
VANGUARD BD INDEX FD INC SHORT TRM BOND BOND ETF 921937827 567 7,000 SH   SOLE 0 0 0 7,000
VANGUARD CHARLOTTE FDS INTL BD IDX ETF BOND ETF 92203J407 436 7,825 SH   SOLE 0 0 0 7,825
VANGUARD INDEX FDS LARGE CAP ETF EQUITY ETF 922908637 312 3,250 SH   SOLE 0 0 0 3,250
VANGUARD INDEX FDS MID CAP ETF EQUITY ETF 922908629 633 5,118 SH   SOLE 0 0 0 5,118
VANGUARD INDEX FDS SMALL CP ETF EQUITY ETF 922908751 284 2,452 SH   SOLE 0 0 0 2,452
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF EQUITY ETF 922042858 414 11,764 SH   SOLE 0 0 0 11,764
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF EQUITY ETF 922042742 214 3,681 SH   SOLE 0 0 0 3,681
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF EQUITY ETF 921943858 3,330 94,188 SH   SOLE 0 0 0 94,188
WISDOMTREE TR INTL SMCAP DIV EQUITY ETF 97717W760 408 7,271 SH   SOLE 0 0 0 7,271
WISDOMTREE TR MIDCAP DIVI FD EQUITY ETF 97717W505 1,212 13,543 SH   SOLE 0 0 0 13,543