The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES MSCI JAPAN ETF 464286848 450 39,098 SH   SOLE   0 0 39,098
ISHARES TR U.S. UTILITS ETF 464287697 30,593 233,055 SH   SOLE   0 0 233,055
ISHARES TR CORE S&P MCP ETF 464287507 27,124 181,567 SH   SOLE   0 0 181,567
ISHARES TR CORE S&P SCP ETF 464287804 43,118 371,031 SH   SOLE   0 0 371,031
ISHARES TR CORE S&P500 ETF 464287200 139,001 660,337 SH   SOLE   0 0 660,337
ISHARES TR RUS 1000 ETF 464287622 833 7,130 SH   SOLE   0 0 7,130
ISHARES TR RUSSELL 2000 ETF 464287655 360 3,129 SH   SOLE   0 0 3,129
ISHARES TR DOW JONES US ETF 464287846 278 2,655 SH   SOLE   0 0 2,655
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,849 8,826 SH   SOLE   0 0 8,826
AMAZON COM INC COM 23135106 365 510 SH   SOLE   0 0 510
BRISTOL MYERS SQUIBB CO COM 110122108 334 4,536 SH   SOLE   0 0 4,536
BERKSHIRE HATHAWAY INC DEL CL B NEW 84670702 17,615 121,657 SH   SOLE   0 0 121,657
BOEING CO COM 97023105 763 5,876 SH   SOLE   0 0 5,876
HELMERICH & PAYNE INC COM 423452101 201 3,000 SH   SOLE   0 0 3,000
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 1,353 12,578 SH   SOLE   0 0 12,578
ABBOTT LABS COM 2824100 9,743 247,841 SH   SOLE   0 0 247,841
BP PLC SPONSORED ADR 55622104 321 9,053 SH   SOLE   0 0 9,053
INTEL CORP COM 458140100 737 22,469 SH   SOLE   0 0 22,469
ORACLE CORP COM 68389X105 17,366 424,290 SH   SOLE   0 0 424,290
QUALCOMM INC COM 747525103 17,106 319,314 SH   SOLE   0 0 319,314
DISNEY WALT CO COM DISNEY 254687106 16,672 170,432 SH   SOLE   0 0 170,432
HONEYWELL INTL INC COM 438516106 292 2,514 SH   SOLE   0 0 2,514
JOHNSON & JOHNSON COM 478160104 20,498 168,983 SH   SOLE   0 0 168,983
PFIZER INC COM 717081103 2,488 70,649 SH   SOLE   0 0 70,649
ISHARES TR MSCI EAFE ETF 464287465 27,216 487,560 SH   SOLE   0 0 487,560
CHEVRON CORP NEW COM 166764100 22,954 218,960 SH   SOLE   0 0 218,960
MICROSOFT CORP COM 594918104 305 5,952 SH   SOLE   0 0 5,952
VODAFONE GROUP PLC NEW SPNSR ADR 92857W308 1,828 59,191 SH   SOLE   0 0 59,191
AT&T INC COM 00206R102 3,221 74,541 SH   SOLE   0 0 74,541
CITIGROUP INC COM NEW 172967424 7,247 170,960 SH   SOLE   0 0 170,960
INTERNATIONAL BUSINESS MACHS COM 459200101 465 3,061 SH   SOLE   0 0 3,061
COCA COLA CO COM 191216100 2,018 44,515 SH   SOLE   0 0 44,515
LOCKHEED MARTIN CORP COM 539830109 3,151 12,698 SH   SOLE   0 0 12,698
PEPSICO INC COM 713448108 2,015 19,016 SH   SOLE   0 0 19,016
STRYKER CORP COM 863667101 18,667 155,777 SH   SOLE   0 0 155,777
VERIZON COMMUNICATIONS INC COM 92343V104 11,178 200,175 SH   SOLE   0 0 200,175
ISHARES TR GLOB TELECOM ETF 464287275 2,691 42,578 SH   SOLE   0 0 42,578
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 4,039 73,243 SH   SOLE   0 0 73,243
ISHARES TR N AMER TECH ETF 464287549 28,799 261,853 SH   SOLE   0 0 261,853
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 1,231 14,790 SH   SOLE   0 0 14,790
SCHWAB CHARLES CORP NEW COM 808513105 1,792 70,798 SH   SOLE   0 0 70,798
BANK AMER CORP COM 60505104 190 14,289 SH   SOLE   0 0 14,289
STARBUCKS CORP COM 855244109 532 9,311 SH   SOLE   0 0 9,311
EXXON MOBIL CORP COM 30231G102 21,524 229,611 SH   SOLE   0 0 229,611
AFLAC INC COM 1055102 18,401 255,006 SH   SOLE   0 0 255,006
APPLIED MATLS INC COM 38222105 463 19,309 SH   SOLE   0 0 19,309
UNION PAC CORP COM 907818108 512 5,873 SH   SOLE   0 0 5,873
UNILEVER PLC SPON ADR NEW 904767704 1,900 39,658 SH   SOLE   0 0 39,658
BAXTER INTL INC COM 71813109 8,346 184,570 SH   SOLE   0 0 184,570
TARGET CORP COM 87612E106 1,481 21,212 SH   SOLE   0 0 21,212
COLGATE PALMOLIVE CO COM 194162103 10,077 137,664 SH   SOLE   0 0 137,664
COSTCO WHSL CORP NEW COM 22160K105 18,207 115,937 SH   SOLE   0 0 115,937
DANAHER CORP DEL COM 235851102 9,691 95,954 SH   SOLE   0 0 95,954
PROCTER & GAMBLE CO COM 742718109 3,134 37,017 SH   SOLE   0 0 37,017
GENERAL ELECTRIC CO COM 369604103 19,828 629,854 SH   SOLE   0 0 629,854
KIMBERLY CLARK CORP COM 494368103 2,505 18,224 SH   SOLE   0 0 18,224
MCDONALDS CORP COM 580135101 290 2,413 SH   SOLE   0 0 2,413
JPMORGAN CHASE & CO COM 46625H100 301 4,841 SH   SOLE   0 0 4,841
TJX COS INC NEW COM 872540109 9,445 122,296 SH   SOLE   0 0 122,296
HP INC COM 40434L105 160 12,732 SH   SOLE   0 0 12,732
WELLS FARGO & CO NEW COM 949746101 432 9,138 SH   SOLE   0 0 9,138
ISHARES TR 7-10 Y TR BD ETF 464287440 878 7,772 SH   SOLE   0 0 7,772
ISHARES TR 20 YR TR BD ETF 464287432 315 2,269 SH   SOLE   0 0 2,269
ISHARES TR IBOXX INV CP ETF 464287242 768 6,254 SH   SOLE   0 0 6,254
MONSANTO CO NEW COM 61166W101 7,468 72,219 SH   SOLE   0 0 72,219
SOUTHWEST AIRLS CO COM 844741108 274 6,998 SH   SOLE   0 0 6,998
3M CO COM 88579Y101 291 1,663 SH   SOLE   0 0 1,663
COMCAST CORP NEW CL A 20030N101 276 4,235 SH   SOLE   0 0 4,235
XILINX INC COM 983919101 351 7,619 SH   SOLE   0 0 7,619
VANGUARD INDEX FDS TOTAL STK MKT 922908769 959 8,953 SH   SOLE   0 0 8,953
DUKE ENERGY CORP NEW COM NEW 26441C204 430 5,011 SH   SOLE   0 0 5,011
CONOCOPHILLIPS COM 20825C104 219 5,025 SH   SOLE   0 0 5,025
CSX CORP COM 126408103 458 17,565 SH   SOLE   0 0 17,565
APPLE INC COM 37833100 31,194 326,294 SH   SOLE   0 0 326,294
CAMPBELL SOUP CO COM 134429109 1,981 29,778 SH   SOLE   0 0 29,778
CATERPILLAR INC DEL COM 149123101 221 2,909 SH   SOLE   0 0 2,909
PG&E CORP COM 69331C108 11,941 186,811 SH   SOLE   0 0 186,811
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 802 22,769 SH   SOLE   0 0 22,769
IAMGOLD CORP COM 450913108 41 10,000 SH   SOLE   0 0 10,000
ISHARES TR CORE US AGGBD ET 464287226 194,948 1,731,099 SH   SOLE   0 0 1,731,099
ISHARES TR TIPS BD ETF 464287176 569 4,880 SH   SOLE   0 0 4,880
CLOROX CO DEL COM 189054109 2,518 18,192 SH   SOLE   0 0 18,192
NUCOR CORP COM 670346105 253 5,111 SH   SOLE   0 0 5,111
NOVO-NORDISK A S ADR 670100205 6,545 121,702 SH   SOLE   0 0 121,702
ALPHABET INC CAP STK CL A 02079K305 16,211 23,042 SH   SOLE   0 0 23,042
VANGUARD INDEX FDS VALUE ETF 922908744 3,401 40,013 SH   SOLE   0 0 40,013
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 3,880 29,732 SH   SOLE   0 0 29,732
VANGUARD INDEX FDS REIT ETF 922908553 3,883 43,786 SH   SOLE   0 0 43,786
VANGUARD INDEX FDS GROWTH ETF 922908736 40,338 376,289 SH   SOLE   0 0 376,289
SPDR SERIES TRUST S&P DIVID ETF 78464A763 53,340 635,605 SH   SOLE   0 0 635,605
BIOTIME INC COM 09066L105 1,543 591,245 SH   SOLE   0 0 591,245
ISHARES GOLD TRUST ISHARES 464285105 992 77,756 SH   SOLE   0 0 77,756
ENDEAVOUR SILVER CORP COM 29258Y103 40 10,000 SH   SOLE   0 0 10,000
PIMCO CALIF MUN INCOME FD II COM 72201C109 124 10,100 SH   SOLE   0 0 10,100
PIMCO CALIF MUN INCOME FD II COM 72200M108 177 16,000 SH   SOLE   0 0 16,000
CVB FINL CORP COM 126600105 256 15,635 SH   SOLE   0 0 15,635
MASTERCARD INC CL A 57636Q104 16,337 185,526 SH   SOLE   0 0 185,526
PROSHARES TR PSHS ULT S&P 500 74347R107 225 3,400 SH   SOLE   0 0 3,400
WISDOMTREE TR JAPN HEDGE EQT 97717W851 330 8,511 SH   SOLE   0 0 8,511
WISDOMTREE TR MIDCAP DIVI FD 97717W505 4,104 45,856 SH   SOLE   0 0 45,856
WISDOMTREE TR SMALLCAP DIVID 97717W604 3,958 55,231 SH   SOLE   0 0 55,231
ISHARES TR USA ESG SLCT ETF 464288802 774 8,954 SH   SOLE   0 0 8,954
VANGUARD INDEX FDS LARGE CAP ETF 922908637 11,150 116,332 SH   SOLE   0 0 116,332
POWERSHARES ETF TRUST DYNA BUYBK ACH 73935X286 3,736 82,658 SH   SOLE   0 0 82,658
ISHARES TR SHRT TRS BD ETF 464288679 245 2,218 SH   SOLE   0 0 2,218
ISHARES TR 1-3 YR CR BD ETF 464288646 35,109 330,933 SH   SOLE   0 0 330,933
ISHARES TR GLOBAL MATER ETF 464288695 4,596 93,693 SH   SOLE   0 0 93,693
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 1,834 21,756 SH   SOLE   0 0 21,756
ISHARES TR MSCI KLD400 SOC 464288570 658 8,511 SH   SOLE   0 0 8,511
ISHARES TR U.S. PFD STK ETF 464288687 3,356 84,142 SH   SOLE   0 0 84,142
RYDEX ETF TRUST GUG S&P500EQWTTE 78355W817 6,930 73,860 SH   SOLE   0 0 73,860
ISHARES TR INTL SEL DIV ETF 464288448 3,947 137,865 SH   SOLE   0 0 137,865
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 954 26,993 SH   SOLE   0 0 26,993
ISHARES TR INTERM CR BD ETF 464288638 2,856 25,669 SH   SOLE   0 0 25,669
SPDR SERIES TRUST BRCLYS AGG ETF 78464A649 1,104 18,582 SH   SOLE   0 0 18,582
UNITED SECURITY BANCSHARES C COM 911460103 569 88,688 SH   SOLE   0 0 88,688
SPDR SERIES TRUST INTR TRM CORP BD 78464A375 938 26,871 SH   SOLE   0 0 26,871
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 254 2,837 SH   SOLE   0 0 2,837
PIMCO ETF TR 1-5 US TIP IDX 72201R205 541 10,231 SH   SOLE   0 0 10,231
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 3,153 62,692 SH   SOLE   0 0 62,692
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 928 34,223 SH   SOLE   0 0 34,223
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 4,565 91,732 SH   SOLE   0 0 91,732
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 558 10,323 SH   SOLE   0 0 10,323
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 410 7,823 SH   SOLE   0 0 7,823
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 316 14,823 SH   SOLE   0 0 14,823
PIMCO ETF TR INV GRD CRP BD 72201R817 968 9,107 SH   SOLE   0 0 9,107
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 10,794 56,160 SH   SOLE   0 0 56,160
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1,106 20,463 SH   SOLE   0 0 20,463
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 293 6,977 SH   SOLE   0 0 6,977
POWERSHARES ETF TRUST II SENIOR LN PORT 73936Q769 2,532 110,228 SH   SOLE   0 0 110,228
ISHARES TR CORE HIGH DV ETF 46429B663 5,522 67,217 SH   SOLE   0 0 67,217
POWERSHARES ETF TR II S&P500 LOW VOL 73937B779 562 13,131 SH   SOLE   0 0 13,131
ISHARES TR FLTG RATE BD ETF 46429B655 17,724 350,143 SH   SOLE   0 0 350,143
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 5,036 93,754 SH   SOLE   0 0 93,754
ISHARES TR MIN VOL EAFE ETF 46429B689 333 5,017 SH   SOLE   0 0 5,017
ISHARES EM MKTS CURR ETF 464286517 265 5,901 SH   SOLE   0 0 5,901
PHILLIPS 66 COM 718546104 240 3,030 SH   SOLE   0 0 3,030
PIMCO ETF TR TTL RTN ACTV ETF 72201R775 4,029 37,520 SH   SOLE   0 0 37,520
FACEBOOK INC CL A 30303M102 330 2,892 SH   SOLE   0 0 2,892
ISHARES INC CORE MSCI EMKT 46434G103 23,442 560,268 SH   SOLE   0 0 560,268
ABBVIE INC COM 00287Y109 18,456 298,112 SH   SOLE   0 0 298,112
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 292 5,251 SH   SOLE   0 0 5,251
ALPHABET INC CAP STK CL C 02079K107 307 443 SH   SOLE   0 0 443
ISHARES TR CORE DIV GRWTH 46434V621 2,297 84,228 SH   SOLE   0 0 84,228
FIDELITY TOTAL BD ETF 316188309 1,046 20,793 SH   SOLE   0 0 20,793
ISHARES U S ETF TR COMMOD SEL STG 46431W853 300 9,139 SH   SOLE   0 0 9,139
HEWLETT PACKARD ENTERPRISE C COM 42824C109 232 12,718 SH   SOLE   0 0 12,718
ONCOCYTE CORPORATION COM 68235C107 74 20,696 SH   SOLE   0 0 20,696