The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR S&P MIDCAP 400 464287507 76,388 511,335 SH   SOLE   511,335 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 64,621 766,561 SH   SOLE   766,561 0 0
VANGUARD TAX-MANAGED FD EUROPE PAC ETF 921943858 58,723 1,660,724 SH   SOLE   1,660,724 0 0
VANGUARD INDEX FDS S$P 500 ETF SH 922908413 41,706 216,995 SH   SOLE   216,995 0 0
ISHARES TR S&P SMLCAP 600 464287804 29,577 254,512 SH   SOLE   254,512 0 0
VANGUARD INDEX FDS REIT ETF 922908553 23,642 266,633 SH   SOLE   266,633 0 0
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 23,396 434,475 SH   SOLE   434,475 0 0
VANGUARD INTL EQUITY INDEX F EMR MKT ETF 922042858 20,138 571,616 SH   SOLE   571,616 0 0
ISHARES TR BARCLY USAGG B 464287226 13,275 117,882 SH   SOLE   117,882 0 0
ISHARES TR S&P 500 IN 464287200 13,215 62,781 SH   SOLE   62,781 0 0
ISHARES TR BARCLYS INTER CR 464288638 11,928 107,209 SH   SOLE   107,209 0 0
ISHARES TR BARCLYS MBS BD 464288588 11,900 108,211 SH   SOLE   108,211 0 0
ISHARES TR MSCI EAFE IDX 464287465 7,656 137,148 SH   SOLE   137,148 0 0
ISHARES TR S&P 500 VALUE 464287408 6,615 71,205 SH   SOLE   71,205 0 0
ISHARES TR S&P500 GRW 464287309 4,759 40,823 SH   SOLE   40,823 0 0
JOHNSON & JOHNSON COM 478160104 3,956 32,610 SH   SOLE   32,610 0 0
ISHARES TR RUSSELL MIDCAP 464287499 3,905 23,215 SH   SOLE   23,215 0 0
INTEL CORP COM 458140100 3,634 110,785 SH   SOLE   110,785 0 0
UNITEDHEALTH GROUP INC COM 91324P102 3,395 24,045 SH   SOLE   24,045 0 0
ISHARES TR BARCLYS 1-3YR CR 464288646 3,376 31,825 SH   SOLE   31,825 0 0
TRAVELERS COMPANIES INC COM 89417E109 3,190 26,795 SH   SOLE   26,795 0 0
ISHARES TR BARCLYS TIPS BD 464287176 2,897 24,827 SH   SOLE   24,827 0 0
CHEVRON CORP NEW COM 166764100 2,884 27,510 SH   SOLE   27,510 0 0
WAL MART STORES INC COM 931142103 2,865 39,234 SH   SOLE   39,234 0 0
EXXON MOBIL CORP COM 30231G102 2,671 28,496 SH   SOLE   28,496 0 0
ISHARES TR RUSSELL1000VAL 464287598 2,624 25,420 SH   SOLE   25,420 0 0
TJX COS INC NEW COM 872540109 2,426 31,410 SH   SOLE   31,410 0 0
ISHARES TR DJ US REAL EST 464287739 2,348 28,499 SH   SOLE   28,499 0 0
3M CO COM 88579Y101 2,293 13,091 SH   SOLE   13,091 0 0
ISHARES TR CORE MSCI EAFE 46432F842 2,244 43,239 SH   SOLE   43,239 0 0
MURPHY OIL CORP COM 626717102 2,222 69,980 SH   SOLE   69,980 0 0
WELLS FARGO & CO NEW COM 949746101 2,185 46,156 SH   SOLE   46,156 0 0
KROGER CO COM 501044101 2,147 58,355 SH   SOLE   58,355 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 2,129 14,028 SH   SOLE   14,028 0 0
EMERSON ELEC CO COM 291011104 1,992 38,188 SH   SOLE   38,188 0 0
DEERE & CO COM 244199105 1,919 23,685 SH   SOLE   23,685 0 0
ISHARES TR RUSSELL 2000 464287655 1,899 16,513 SH   SOLE   16,513 0 0
MICROSOFT CORP COM 594918104 1,881 36,769 SH   SOLE   36,769 0 0
APPLE INC COM 37833100 1,818 19,018 SH   SOLE   19,018 0 0
MARATHON PETE CORP COM 56585A102 1,811 47,710 SH   SOLE   47,710 0 0
TESORO CORP COM 881609101 1,710 22,825 SH   SOLE   22,825 0 0
GAP INC DEL COM 364760108 1,571 74,020 SH   SOLE   74,020 0 0
LOCKHEED MARTIN CORP COM 539830109 1,558 6,277 SH   SOLE   6,277 0 0
ISHARES TR NASDQ BIO INDX 464287556 1,461 5,677 SH   SOLE   5,677 0 0
ISHARES TR COHEN&ST RLTY 464287564 1,426 13,176 SH   SOLE   13,176 0 0
SELECT SECTOR SPDR TR SBI INT-TECH 81369Y803 1,369 31,568 SH   SOLE   31,568 0 0
CAPITAL ONE FINL CORP COM 14040H105 1,309 20,605 SH   SOLE   20,605 0 0
MACYS INC COM 55616P104 1,296 38,560 SH   SOLE   38,560 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,290 47,581 SH   SOLE   47,581 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,281 11,305 SH   SOLE   11,305 0 0
ISHARES TR RUSSELL1000GRW 464287614 1,196 11,922 SH   SOLE   11,922 0 0
GILEAD SCIENCES INC COM 375558103 1,193 14,305 SH   SOLE   14,305 0 0
ANTHEM INC COM 36752103 1,153 8,778 SH   SOLE   8,778 0 0
AMERICAN EXPRESS CO COM 025816109 1,097 18,060 SH   SOLE   18,060 0 0
ROCKWELL AUTOMATION INC COM 773903109 1,091 9,505 SH   SOLE   9,505 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1,077 10,499 SH   SOLE   10,499 0 0
PEPSICO INC COM 713448108 1,071 10,106 SH   SOLE   10,106 0 0
GENERAL DYNAMICS CORP COM 369550108 1,048 7,523 SH   SOLE   7,523 0 0
VANGUARD SCOTTSDALE FDS SHRT-TERM CORP 92206C409 1,047 12,955 SH   SOLE   12,955 0 0
WHOLE FOODS MKT INC COM 966837106 1,037 32,380 SH   SOLE   32,380 0 0
ISHARES TR MSCI EMERG MKT 464287234 1,031 30,001 SH   SOLE   30,001 0 0
BED BATH & BEYOND INC COM 075896100 988 22,860 SH   SOLE   22,860 0 0
JPMORGAN CHASE & CO COM 46625H100 958 15,421 SH   SOLE   15,421 0 0
ISHARES TR DJ US TECH SEC 464287721 929 8,820 SH   SOLE   8,820 0 0
CUMMINS INC COM 231021106 900 8,005 SH   SOLE   8,005 0 0
ISHARES TR DJ US HEALTHCR 464287762 885 5,966 SH   SOLE   5,966 0 0
KIMBERLY CLARK CORP COM 494368103 883 6,426 SH   SOLE   6,426 0 0
PROCTER & GAMBLE CO COM 742718109 874 10,326 SH   SOLE   10,326 0 0
FIFTH THIRD BANCORP COM 316773100 870 49,481 SH   SOLE   49,481 0 0
LAUDER ESTEE COS INC CL A 518439104 860 9,450 SH   SOLE   9,450 0 0
CERNER CORP COM 156782104 832 14,204 SH   SOLE   14,204 0 0
HOME DEPOT INC COM 437076102 814 6,376 SH   SOLE   6,376 0 0
MCDONALDS CORP COM 580135101 681 5,660 SH   SOLE   5,660 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 673 7,556 SH   SOLE   7,556 0 0
NORFOLK SOUTHERN CORP COM 655844108 673 7,907 SH   SOLE   7,907 0 0
MONSTER BEVERAGE CORP COM 611740101 666 4,143 SH   SOLE   4,143 0 0
GRAINGER W W INC COM 384802104 628 2,765 SH   SOLE   2,765 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 625 11,327 SH   SOLE   11,327 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 590 4,775 SH   SOLE   4,775 0 0
CVS CAREMARK CORPORATION COM 126650100 584 6,095 SH   SOLE   6,095 0 0
ISHARES TR MSCI SMALL CAP 464288273 570 11,820 SH   SOLE   11,820 0 0
SPDR SERIES TRUST INTERMD CR ETF 78464A375 562 16,105 SH   SOLE   16,105 0 0
VISA INC COM CL A 92826C839 554 7,470 SH   SOLE   7,470 0 0
ORACLE CORP COM 68389X105 546 13,341 SH   SOLE   13,341 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 534 4,309 SH   SOLE   4,309 0 0
AT&T INC COM 00206R102 495 11,450 SH   SOLE   11,450 0 0
ISHARES TR RUSSELL 1000 464287622 486 4,157 SH   SOLE   4,157 0 0
QUEST DIAGNOSTICS INC COM 74834L100 477 5,855 SH   SOLE   5,855 0 0
KOHLS CORP COM 500255104 468 12,330 SH   SOLE   12,330 0 0
APACHE CORP COM 037411105 467 8,380 SH   SOLE   8,380 0 0
EXPRESS SCRIPTS INC COM 302182100 466 6,144 SH   SOLE   6,144 0 0
SYSCO CORP COM 871829107 425 8,385 SH   SOLE   8,385 0 0
ISHARES 3-7 YR TR BD ETF 464288661 422 3,310 SH   SOLE   3,310 0 0
TARGET CORP COM 87612E106 404 5,793 SH   SOLE   5,793 0 0
MEDTRONIC INC COM 585055106 380 4,375 SH   SOLE   4,375 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 361 4,330 SH   SOLE   4,330 0 0
ST JUDE MED INC COM 790849103 357 4,576 SH   SOLE   4,576 0 0
ISHARES TR DJ US FINL SEC 464287788 355 4,126 SH   SOLE   4,126 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 84670702 345 2,385 SH   SOLE   2,385 0 0
GENERAL ELECTRIC CO COM 369604103 342 10,870 SH   SOLE   10,870 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 335 3,990 SH   SOLE   3,990 0 0
MONSANTO CO NEW COM 61166W101 330 3,192 SH   SOLE   3,192 0 0
JOHNSON CTLS INC COM 478366107 330 7,455 SH   SOLE   7,455 0 0
NORTHROP GRUMMAN CORP COM 666807102 309 1,390 SH   SOLE   1,390 0 0
ISHARES INC MSCI PAC J IDX 464286665 305 7,785 SH   SOLE   7,785 0 0
BOEING CO COM 97023105 266 2,047 SH   SOLE   2,047 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 266 1,269 SH   SOLE   1,269 0 0
US BANCORP DEL COM NEW 902973304 250 6,209 SH   SOLE   6,209 0 0
PFIZER INC COM 717081103 250 7,107 SH   SOLE   7,107 0 0
TEXAS INSTRS INC COM 882508104 242 3,855 SH   SOLE   3,855 0 0
AMERICAN AIRLS GROUP INC COM 02376R102 239 8,439 SH   SOLE   8,439 0 0
VANGUARD INDEX FDS STK MRK ETF 922908769 230 2,150 SH   SOLE   2,150 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 221 3,954 SH   SOLE   3,954 0 0
ISHARES TR S&P SMLCP GROW 464287887 217 1,690 SH   SOLE   1,690 0 0
DARDEN RESTAURANTS INC COM 237194105 215 3,397 SH   SOLE   3,397 0 0
ENTERPRISE FINL SVCS CORP COM 293712105 213 7,620 SH   SOLE   7,620 0 0
LILLY ELI & CO COM 532457108 199 2,532 SH   SOLE   2,532 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 199 3,560 SH   SOLE   3,560 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 171 2,320 SH   SOLE   2,320 0 0
GOOGLE INC CL A 38259P508 149 212 SH   SOLE   212 0 0
ALTRIA GROUP INC COM 02209S103 144 2,090 SH   SOLE   2,090 0 0
GOOGLE INC CL A 38259P508 143 206 SH   SOLE   206 0 0
ISHARES TR MSCI KLD400 SOC 464288570 142 1,840 SH   SOLE   1,840 0 0
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 140 2,058 SH   SOLE   2,058 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 136 1,335 SH   SOLE   1,335 0 0
ILLINOIS TOOL WKS INC COM 452308109 128 1,226 SH   SOLE   1,226 0 0
AMEREN CORP COM 023608102 126 2,361 SH   SOLE   2,361 0 0
DISNEY WALT CO COM DISNEY 254687106 126 1,286 SH   SOLE   1,286 0 0
ARCHER DANIELS MIDLAND CO COM 39483102 126 2,933 SH   SOLE   2,933 0 0
ISHARES INC CORE MSCI EMKT 46434G103 119 2,845 SH   SOLE   2,845 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 110 2,100 SH   SOLE   2,100 0 0
PHILIP MORRIS INTL INC COM 718172109 107 1,054 SH   SOLE   1,054 0 0
ABBVIE INC COM 00287Y109 106 1,711 SH   SOLE   1,711 0 0