The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INVESCO TR INVT GRADE MUNS CEF 46131M106 533 38,131 SH   SOLE   38,131 0 0
INVESCO ADVANTAGE MUNICIPAL SH BEN INT CEF 46132E103 136 10,975 SH   SOLE   10,975 0 0
ISHARES TR CORE US AGG BD ETF ETF 464287226 2,312 20,866 SH   SOLE   20,866 0 0
ISHARES TR S&P 500 GRWT ETF ETF 464287309 862 7,441 SH   SOLE   7,441 0 0
ISHARES TR S&P 500 VAL ETF ETF 464287408 658 7,322 SH   SOLE   7,322 0 0
ISHARES TR CORE S&P MCP ETF ETF 464287507 26,677 185,016 SH   SOLE   185,016 0 0
ISHARES TR RUS 1000 VAL ETF ETF 464287598 32,855 332,507 SH   SOLE   332,507 0 0
ISHARES TR S&P MC 400GR ETF ETF 464287606 469 2,887 SH   SOLE   2,887 0 0
ISHARES TR RUS 1000 GRW ETF ETF 464287614 44,732 448,309 SH   SOLE   448,309 0 0
ISHARES TR S&P MC 400VL ETF ETF 464287705 413 3,327 SH   SOLE   3,327 0 0
ISHARES TR SP SMCP600VL ETF ETF 464287879 237 2,093 SH   SOLE   2,093 0 0
ISHARES TR SP SMCP600GR ETF ETF 464287887 314 2,531 SH   SOLE   2,531 0 0
ISHARES TR SHRT NAT MUN ETF ETF 464288158 1,448 13,645 SH   SOLE   13,645 0 0
ISHARES TR IBOXX HI YD ETF ETF 464288513 27,535 337,072 SH   SOLE   337,072 0 0
ISHARES TR 1-3 YR CR BD ETF ETF 464288646 66,895 634,559 SH   SOLE   634,559 0 0
ISHARES TR U.S. AER&DEF ETF ETF 464288760 10,249 87,680 SH   SOLE   87,680 0 0
ISHARES TR MSCI INDIA ETF ETF 46429B598 11,031 406,761 SH   SOLE   406,761 0 0
ISHARES TR CORE MSCI EAFE ETF 46432F842 2,128 40,044 SH   SOLE   40,044 0 0
SPDR SERIES TRUST HLTH CARE SVCS ETF 78464A573 10,719 193,556 SH   SOLE   193,556 0 0
SPDR SERIES TRUST S&P SEMICNDCTR ETF 78464A862 10,329 231,898 SH   SOLE   231,898 0 0
SPDR SER TR NUVN BR SHT MUNI ETF 78468R739 1,382 28,306 SH   SOLE   28,306 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR ETF 81369Y407 10,314 130,392 SH   SOLE   130,392 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF ETF 922042874 41,060 846,255 SH   SOLE   846,255 0 0
VANGUARD WORLD FDS HEALTH CAR ETF ETF 92204A504 10,449 84,748 SH   SOLE   84,748 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD ETF 92206C409 64,295 803,389 SH   SOLE   803,389 0 0
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC ETF 92206C771 38,648 722,802 SH   SOLE   722,802 0 0
VANGUARD INDEX FDS LARGE CAP ETF ETF 922908637 25,405 270,237 SH   SOLE   270,237 0 0
WISDOMTREE TR JAPN HEDGE EQT ETF 97717W851 14,921 341,362 SH   SOLE   341,362 0 0
WISDOMTREE TR EUROPE HEDGED EQ ETF 97717X701 13,777 265,357 SH   SOLE   265,357 0 0