The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR INTERM CR BD ETF 464288638 56,960,000 519,708 SH   SOLE   0 0 0
ISHARES TR MSCI EAFE ETF 464287465 48,857,000 863,962 SH   SOLE   0 0 0
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 37,560,000 458,666 SH   SOLE   0 0 0
POWERSHARES ETF TRUST S&P 500 QLTY PRT 73935X682 37,505,000 1,511,685 SH   SOLE   0 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 35,730,000 359,966 SH   SOLE   0 0 0
ISHARES TR TIPS BD ETF 464287176 25,625,000 223,353 SH   SOLE   0 0 0
POWERSHARES DB CMDTY IDX TRA UNIT BEN INT 73935S105 25,344,000 1,940,547 SH   SOLE   0 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 24,286,000 241,385 SH   SOLE   0 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 24,210,000 682,357 SH   SOLE   0 0 0
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 22,543,000 422,399 SH   SOLE   0 0 0
ISHARES TR S&P 500 VAL ETF 464287408 18,762,000 207,840 SH   SOLE   0 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 16,515,000 156,568 SH   SOLE   0 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 13,745,000 117,412 SH   SOLE   0 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 13,167,000 118,492 SH   SOLE   0 0 0
ISHARES TR EAFE VALUE ETF 464288877 13,156,000 297,573 SH   SOLE   0 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 13,093,000 383,399 SH   SOLE   0 0 0
ISHARES TR CORE MSCI EAFE 46432F842 9,563,000 182,111 SH   SOLE   0 0 0
ISHARES TR HDG MSCI EAFE 46434V803 8,360,000 354,239 SH   SOLE   0 0 0
RYDEX ETF TRUST GUG S&P500 PU VA 78355W304 7,912,000 156,888 SH   SOLE   0 0 0
ISHARES U S ETF TR SHT MAT BD ETF 46431W507 6,354,000 127,112 SH   SOLE   0 0 0
ISHARES TR 7-10 Y TR BD ETF 464287440 6,070,000 55,109 SH   SOLE   0 0 0
ISHARES TR MSCI USAMOMFCT 46432F396 5,419,000 73,322 SH   SOLE   0 0 0
MARKET VECTORS ETF TR JP MORGAN EM LC 57060U522 5,377,000 290,977 SH   SOLE   0 0 0
ISHARES TR USA MIN VOL ETF 46429B697 5,098,000 115,082 SH   SOLE   0 0 0
ISHARES TR CORE S&P MCP ETF 464287507 5,055,000 34,891 SH   SOLE   0 0 0
ISHARES EM MK MINVOL ETF 464286533 4,825,000 93,984 SH   SOLE   0 0 0
ISHARES TR CORE S&P SCP ETF 464287804 4,210,000 37,307 SH   SOLE   0 0 0
ISHARES TR JP MOR EM MK ETF 464288281 4,130,000 37,474 SH   SOLE   0 0 0
ISHARES 10+ YR CR BD ETF 464289511 3,370,000 56,862 SH   SOLE   0 0 0
ISHARES TR 20 YR TR BD ETF 464287432 2,793,000 21,374 SH   SOLE   0 0 0
ISHARES TR MSCI ACWI EX US 464288240 2,474,000 63,195 SH   SOLE   0 0 0
ISHARES TR IBOXX HI YD ETF 464288513 2,415,000 29,680 SH   SOLE   0 0 0
ISHARES TR MBS ETF 464288588 2,338,000 21,401 SH   SOLE   0 0 0
ISHARES TR 1-3 YR CR BD ETF 464288646 1,250,000 11,875 SH   SOLE   0 0 0
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 1,067,000 31,241 SH   SOLE   0 0 0
ISHARES TR U.S. PFD STK ETF 464288687 1,019,000 26,414 SH   SOLE   0 0 0
SPDR SER TR NUVN BR SHT MUNI 78468R739 553,000 11,335 SH   SOLE   0 0 0
SPDR SER TR SHT TRM HGH YLD 78468R408 350,000 13,587 SH   SOLE   0 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADR 874039100 268,000 10,257 SH   SOLE   0 0 0
ISHARES TR IBOXX INV CP ETF 464287242 860,000 7,237 SH   SOLE   0 0 0
APPLE INC COM 037833100 721,000 6,555 SH   SOLE   0 0 0
ISHARES TR CORE S&P500 ETF 464287200 528,000 2,537 SH   SOLE   0 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 478,000 8,843 SH   SOLE   0 0 0
ISHARES TR FLTG RATE BD ETF 46429B655 442,000 8,784 SH   SOLE   0 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 440,000 5,321 SH   SOLE   0 0 0
JPMORGAN CHASE & CO COM 46625H100 405,000 6,759 SH   SOLE   0 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 402,000 4,633 SH   SOLE   0 0 0
COMCAST CORP NEW CL A 20030N101 385,000 6,218 SH   SOLE   0 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 382,000 4,774 SH   SOLE   0 0 0
CAMPBELL SOUP CO COM 134429109 370,000 5,677 SH   SOLE   0 0 0
MICROSOFT CORP COM 594918104 339,000 6,093 SH   SOLE   0 0 0
HORMEL FOODS CORP COM 440452100 326,000 7,424 SH   SOLE   0 0 0
HENRY JACK & ASSOC INC COM 426281101 316,000 3,711 SH   SOLE   0 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 299,000 2,573 SH   SOLE   0 0 0
ALTRIA GROUP INC COM 02209S103 289,000 4,584 SH   SOLE   0 0 0
UNITEDHEALTH GROUP INC COM 91324P102 289,000 2,223 SH   SOLE   0 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 281,000 3,581 SH   SOLE   0 0 0
AMDOCS LTD SHS G02602103 261,000 4,318 SH   SOLE   0 0 0
PHILIP MORRIS INTL INC COM 718172109 261,000 2,618 SH   SOLE   0 0 0
EXXON MOBIL CORP COM 30231G102 258,000 3,115 SH   SOLE   0 0 0
ISHARES TR CORE US AGGBD ET 464287226 258,000 2,337 SH   SOLE   0 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 253,000 3,147 SH   SOLE   0 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 251,000 5,217 SH   SOLE   0 0 0
SCHEIN HENRY INC COM 806407102 249,000 1,443 SH   SOLE   0 0 0
HOME DEPOT INC COM 437076102 245,000 1,820 SH   SOLE   0 0 0
WELLS FARGO & CO NEW COM 949746101 242,000 4,998 SH   SOLE   0 0 0
ISHARES TR CORE MSCI PAC 46434V696 238,000 5,232 SH   SOLE   0 0 0
REYNOLDS AMERICAN INC COM 761713106 237,000 4,707 SH   SOLE   0 0 0
TRAVELERS COMPANIES INC COM 89417E109 237,000 2,017 SH   SOLE   0 0 0
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 233,000 2,505 SH   SOLE   0 0 0
GILEAD SCIENCES INC COM 375558103 228,000 2,418 SH   SOLE   0 0 0
CVS HEALTH CORP COM 126650100 227,000 2,165 SH   SOLE   0 0 0
TELEFLEX INC COM 879369106 223,000 1,404 SH   SOLE   0 0 0
REPUBLIC SVCS INC COM 760759100 207,000 4,284 SH   SOLE   0 0 0
ISHARES TR 1-3 YR TR BD ETF 464287457 204,000 2,402 SH   SOLE   0 0 0