The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR S&P MIDCAP 400 464287507 73,684 511,018 SH   SOLE   511,018 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 61,254 739,742 SH   SOLE   739,742 0 0
VANGUARD TAX-MANAGED FD EUROPE PAC ETF 921943858 56,014 1,561,140 SH   SOLE   1,561,140 0 0
VANGUARD INDEX FDS S$P 500 ETF SH 922908413 38,808 205,813 SH   SOLE   205,813 0 0
ISHARES TR S&P SMLCAP 600 464287804 28,371 252,030 SH   SOLE   252,030 0 0
VANGUARD INDEX FDS REIT ETF 922908553 22,195 264,856 SH   SOLE   264,856 0 0
VANGUARD INTL EQUITY INDEX F EMR MKT ETF 922042858 19,369 560,130 SH   SOLE   560,130 0 0
ISHARES TR BARCLYS MBS BD 464288588 18,202 166,260 SH   SOLE   166,260 0 0
ISHARES TR BARCLYS TIPS BD 464287176 14,445 126,006 SH   SOLE   126,006 0 0
ISHARES TR BARCLY USAGG B 464287226 13,524 122,026 SH   SOLE   122,026 0 0
ISHARES TR S&P 500 IN 464287200 13,495 65,305 SH   SOLE   65,305 0 0
ISHARES TR BARCLYS INTER CR 464288638 11,838 107,922 SH   SOLE   107,922 0 0
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 9,366 175,170 SH   SOLE   175,170 0 0
ISHARES TR MSCI EAFE IDX 464287465 8,703 152,261 SH   SOLE   152,261 0 0
ISHARES TR BARCLYS 1-3YR CR 464288646 6,828 64,769 SH   SOLE   64,769 0 0
ISHARES TR S&P 500 VALUE 464287408 6,526 72,563 SH   SOLE   72,563 0 0
ISHARES TR S&P500 GRW 464287309 4,772 41,179 SH   SOLE   41,179 0 0
ISHARES TR RUSSELL MIDCAP 464287499 4,287 26,315 SH   SOLE   26,315 0 0
INTEL CORP COM 458140100 3,590 112,367 SH   SOLE   112,367 0 0
JOHNSON & JOHNSON COM 478160104 3,579 33,078 SH   SOLE   33,078 0 0
UNITEDHEALTH GROUP INC COM 91324P102 3,102 24,065 SH   SOLE   24,065 0 0
TRAVELERS COMPANIES INC COM 89417E109 3,023 25,900 SH   SOLE   25,900 0 0
CHEVRON CORP NEW COM 166764100 2,729 28,610 SH   SOLE   28,610 0 0
WAL MART STORES INC COM 931142103 2,711 39,583 SH   SOLE   39,583 0 0
ISHARES TR RUSSELL1000VAL 464287598 2,564 25,953 SH   SOLE   25,953 0 0
TJX COS INC NEW COM 872540109 2,309 29,475 SH   SOLE   29,475 0 0
EXXON MOBIL CORP COM 30231G102 2,261 27,046 SH   SOLE   27,046 0 0
ISHARES TR DJ US REAL EST 464287739 2,227 28,603 SH   SOLE   28,603 0 0
3M CO COM 88579Y101 2,227 13,365 SH   SOLE   13,365 0 0
GAP INC DEL COM 364760108 2,226 75,730 SH   SOLE   75,730 0 0
KROGER CO COM 501044101 2,196 57,400 SH   SOLE   57,400 0 0
WELLS FARGO & CO NEW COM 949746101 2,185 45,191 SH   SOLE   45,191 0 0
EMERSON ELEC CO COM 291011104 2,065 38,483 SH   SOLE   38,483 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 2,063 13,623 SH   SOLE   13,623 0 0
MICROSOFT CORP COM 594918104 2,037 36,877 SH   SOLE   36,877 0 0
APPLE INC COM 37833100 2,021 18,544 SH   SOLE   18,544 0 0
ISHARES TR RUSSELL 2000 464287655 1,917 17,328 SH   SOLE   17,328 0 0
TESORO CORP COM 881609101 1,880 21,855 SH   SOLE   21,855 0 0
DEERE & CO COM 244199105 1,851 24,040 SH   SOLE   24,040 0 0
MARATHON PETE CORP COM 56585A102 1,777 47,805 SH   SOLE   47,805 0 0
MURPHY OIL CORP COM 626717102 1,709 67,845 SH   SOLE   67,845 0 0
MACYS INC COM 55616P104 1,649 37,410 SH   SOLE   37,410 0 0
ISHARES TR CORE MSCI EAFE 46432F842 1,560 29,364 SH   SOLE   29,364 0 0
ISHARES TR NASDQ BIO INDX 464287556 1,483 5,687 SH   SOLE   5,687 0 0
LOCKHEED MARTIN CORP COM 539830109 1,420 6,410 SH   SOLE   6,410 0 0
SELECT SECTOR SPDR TR SBI INT-TECH 81369Y803 1,411 31,803 SH   SOLE   31,803 0 0
ISHARES TR COHEN&ST RLTY 464287564 1,361 13,188 SH   SOLE   13,188 0 0
CAPITAL ONE FINL CORP COM 14040H105 1,332 19,220 SH   SOLE   19,220 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,302 11,280 SH   SOLE   11,280 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,296 47,821 SH   SOLE   47,821 0 0
GILEAD SCIENCES INC COM 375558103 1,225 13,340 SH   SOLE   13,340 0 0
ISHARES TR RUSSELL1000GRW 464287614 1,217 12,197 SH   SOLE   12,197 0 0
ANTHEM INC COM 36752103 1,207 8,683 SH   SOLE   8,683 0 0
AMERICAN EXPRESS CO COM 025816109 1,148 18,700 SH   SOLE   18,700 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1,105 11,327 SH   SOLE   11,327 0 0
ISHARES TR MSCI EMERG MKT 464287234 1,082 31,578 SH   SOLE   31,578 0 0
ROCKWELL AUTOMATION INC COM 773903109 1,081 9,505 SH   SOLE   9,505 0 0
VANGUARD SCOTTSDALE FDS SHRT-TERM CORP 92206C409 1,037 12,955 SH   SOLE   12,955 0 0
GENERAL DYNAMICS CORP COM 369550108 1,016 7,735 SH   SOLE   7,735 0 0
PEPSICO INC COM 713448108 1,006 10,109 SH   SOLE   10,109 0 0
ISHARES TR DJ US TECH SEC 464287721 981 9,039 SH   SOLE   9,039 0 0
PROCTER & GAMBLE CO COM 742718109 979 11,896 SH   SOLE   11,896 0 0
WHOLE FOODS MKT INC COM 966837106 974 31,300 SH   SOLE   31,300 0 0
BED BATH & BEYOND INC COM 075896100 944 19,010 SH   SOLE   19,010 0 0
JPMORGAN CHASE & CO COM 46625H100 917 15,481 SH   SOLE   15,481 0 0
KIMBERLY CLARK CORP COM 494368103 871 6,476 SH   SOLE   6,476 0 0
CUMMINS INC COM 231021106 865 7,870 SH   SOLE   7,870 0 0
ISHARES TR DJ US HEALTHCR 464287762 848 6,036 SH   SOLE   6,036 0 0
CERNER CORP COM 156782104 823 15,534 SH   SOLE   15,534 0 0
HOME DEPOT INC COM 437076102 789 5,911 SH   SOLE   5,911 0 0
MCDONALDS CORP COM 580135101 747 5,940 SH   SOLE   5,940 0 0
LAUDER ESTEE COS INC CL A 518439104 735 7,795 SH   SOLE   7,795 0 0
CVS CAREMARK CORPORATION COM 126650100 713 6,875 SH   SOLE   6,875 0 0
FIFTH THIRD BANCORP COM 316773100 698 41,801 SH   SOLE   41,801 0 0
NORFOLK SOUTHERN CORP COM 655844108 679 8,162 SH   SOLE   8,162 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 661 5,450 SH   SOLE   5,450 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 656 7,525 SH   SOLE   7,525 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 641 12,077 SH   SOLE   12,077 0 0
MONSTER BEVERAGE CORP COM 611740101 627 4,698 SH   SOLE   4,698 0 0
KOHLS CORP COM 500255104 586 12,575 SH   SOLE   12,575 0 0
VISA INC COM CL A 92826C839 571 7,470 SH   SOLE   7,470 0 0
ORACLE CORP COM 68389X105 568 13,880 SH   SOLE   13,880 0 0
SPDR SERIES TRUST INTERMD CR ETF 78464A375 552 16,105 SH   SOLE   16,105 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 512 4,302 SH   SOLE   4,302 0 0
TARGET CORP COM 87612E106 484 5,888 SH   SOLE   5,888 0 0
GRAINGER W W INC COM 384802104 481 2,060 SH   SOLE   2,060 0 0
ISHARES TR RUSSELL 1000 464287622 474 4,157 SH   SOLE   4,157 0 0
EXPRESS SCRIPTS INC COM 302182100 445 6,484 SH   SOLE   6,484 0 0
APACHE CORP COM 037411105 439 8,990 SH   SOLE   8,990 0 0
AT&T INC COM 00206R102 428 12,365 SH   SOLE   12,365 0 0
ISHARES TR MSCI SMALL CAP 464288273 428 8,595 SH   SOLE   8,595 0 0
QUEST DIAGNOSTICS INC COM 74834L100 412 5,760 SH   SOLE   5,760 0 0
SYSCO CORP COM 871829107 407 8,705 SH   SOLE   8,705 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 386 4,583 SH   SOLE   4,583 0 0
ISHARES 3-7 YR TR BD ETF 464288661 382 3,030 SH   SOLE   3,030 0 0
GENERAL ELECTRIC CO COM 369604103 358 11,255 SH   SOLE   11,255 0 0
ISHARES TR DJ US FINL SEC 464287788 357 4,215 SH   SOLE   4,215 0 0
ISHARES INC MSCI PAC J IDX 464286665 347 8,850 SH   SOLE   8,850 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 84670702 338 2,385 SH   SOLE   2,385 0 0
MEDTRONIC INC COM 585055106 328 4,375 SH   SOLE   4,375 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 319 3,990 SH   SOLE   3,990 0 0
MONSANTO CO NEW COM 61166W101 308 3,506 SH   SOLE   3,506 0 0
AMERICAN AIRLS GROUP INC COM 02376R102 305 7,439 SH   SOLE   7,439 0 0
JOHNSON CTLS INC COM 478366107 291 7,455 SH   SOLE   7,455 0 0
NORTHROP GRUMMAN CORP COM 666807102 275 1,390 SH   SOLE   1,390 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 261 1,269 SH   SOLE   1,269 0 0
BOEING CO COM 97023105 260 2,047 SH   SOLE   2,047 0 0
US BANCORP DEL COM NEW 902973304 253 6,233 SH   SOLE   6,233 0 0
ST JUDE MED INC COM 790849103 239 4,341 SH   SOLE   4,341 0 0
VANGUARD INDEX FDS STK MRK ETF 922908769 227 2,170 SH   SOLE   2,170 0 0
DARDEN RESTAURANTS INC COM 237194105 225 3,397 SH   SOLE   3,397 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 219 3,954 SH   SOLE   3,954 0 0
GOOGLE INC CL A 38259P508 211 277 SH   SOLE   277 0 0
PFIZER INC COM 717081103 211 7,107 SH   SOLE   7,107 0 0
ISHARES TR S&P SMLCP GROW 464287887 210 1,688 SH   SOLE   1,688 0 0
LILLY ELI & CO COM 532457108 208 2,882 SH   SOLE   2,882 0 0
ENTERPRISE FINL SVCS CORP COM 293712105 206 7,620 SH   SOLE   7,620 0 0
GOOGLE INC CL A 38259P508 202 271 SH   SOLE   271 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 193 3,560 SH   SOLE   3,560 0 0
SPDR SER TR NUVN BR SHT MUNI 78468R739 172 3,513 SH   SOLE   3,513 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 148 2,316 SH   SOLE   2,316 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 134 1,335 SH   SOLE   1,335 0 0
ALTRIA GROUP INC COM 02209S103 131 2,086 SH   SOLE   2,086 0 0
DISNEY WALT CO COM DISNEY 254687106 128 1,286 SH   SOLE   1,286 0 0
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 127 2,058 SH   SOLE   2,058 0 0
AMEREN CORP COM 023608102 118 2,349 SH   SOLE   2,349 0 0
ARCHER DANIELS MIDLAND CO COM 39483102 106 2,933 SH   SOLE   2,933 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 104 2,100 SH   SOLE   2,100 0 0
PHILIP MORRIS INTL INC COM 718172109 103 1,049 SH   SOLE   1,049 0 0