The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 3,036 20,156 SH   SOLE 1 19,556 0 600
3M CO COM 88579Y101 15,135 100,470 SH   DFND 2 100,470 0 0
ABBOTT LABS COM 002824100 4,395 97,868 SH   SOLE 1 94,428 0 3,440
ABBOTT LABS COM 002824100 1,277 28,425 SH   DFND 2 28,425 0 0
ABBVIE INC COM 00287Y109 8,186 138,190 SH   SOLE 1 134,150 0 4,040
ABBVIE INC COM 00287Y109 1,997 33,705 SH   DFND 2 33,705 0 0
ABM INDS INC COM 000957100 251 8,800 SH   SOLE 1 8,800 0 0
ADOBE SYS INC COM 00724F101 603 6,420 SH   SOLE 1 6,350 0 70
AFLAC INC COM 001055102 4,232 70,650 SH   SOLE 1 68,450 0 2,200
AFLAC INC COM 001055102 24,274 405,250 SH   DFND 2 405,250 0 0
ALCOA INC COM 013817101 210 21,300 SH   SOLE 1 21,300 0 0
ALLERGAN PLC SHS G0177J108 1,594 5,100 SH   SOLE 1 4,052 0 1,048
ALLERGAN PLC SHS G0177J108 57 184 SH   DFND 2 184 0 0
ALPHABET INC CAP STK CL A 02079K305 1,382 1,776 SH   SOLE 1 1,566 0 210
ALPHABET INC CAP STK CL A 02079K305 200 257 SH   DFND 2 257 0 0
ALPHABET INC CAP STK CL C 02079K107 4,441 5,852 SH   SOLE 1 5,842 0 10
ALPHABET INC CAP STK CL C 02079K107 279 367 SH   DFND 2 367 0 0
ALTRIA GROUP INC COM 02209S103 1,808 31,060 SH   SOLE 1 31,060 0 0
ALTRIA GROUP INC COM 02209S103 19,384 333,000 SH   DFND 2 333,000 0 0
AMAZON COM INC COM 023135106 3,102 4,590 SH   SOLE 1 4,590 0 0
AMERICA MOVIL SAB DE CV SPON ADR L SHS 02364W105 756 53,800 SH   SOLE 1 51,500 0 2,300
AMERICAN EXPRESS CO COM 025816109 654 9,398 SH   SOLE 1 9,398 0 0
AMGEN INC COM 031162100 3,471 21,384 SH   SOLE 1 19,234 0 2,150
ANADARKO PETE CORP COM 032511107 3,744 77,072 SH   SOLE 1 75,272 0 1,800
ANADARKO PETE CORP COM 032511107 311 6,400 SH   DFND 2 6,400 0 0
AON PLC SHS CL A G0408V102 11,065 120,000 SH   DFND 2 120,000 0 0
APACHE CORP COM 037411105 1,156 25,990 SH   SOLE 1 23,490 0 2,500
APACHE CORP COM 037411105 107 2,400 SH   DFND 2 2,400 0 0
APPLE INC COM 037833100 15,212 144,514 SH   SOLE 1 136,713 0 7,801
APPLE INC COM 037833100 1,341 12,740 SH   DFND 2 12,740 0 0
AT&T INC COM 00206R102 9,109 264,725 SH   SOLE 1 248,498 0 16,227
AT&T INC COM 00206R102 9,501 276,100 SH   DFND 2 276,100 0 0
ATMOS ENERGY CORP COM 049560105 738 11,700 SH   SOLE 1 9,600 0 2,100
AUTOMATIC DATA PROCESSING IN COM 053015103 2,863 33,790 SH   SOLE 1 32,290 0 1,500
AUTOMATIC DATA PROCESSING IN COM 053015103 3,058 36,100 SH   DFND 2 36,100 0 0
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 77 10,477 SH   SOLE 1 10,000 0 477
BANK AMER CORP COM 060505104 4,079 242,371 SH   SOLE 1 233,971 0 8,400
BANK AMER CORP COM 060505104 8,923 530,200 SH   DFND 2 530,200 0 0
BAXALTA INC COM 07177M103 166 4,243 SH   SOLE 1 4,243 0 0
BAXALTA INC COM 07177M103 79 2,025 SH   DFND 2 2,025 0 0
BAXTER INTL INC COM 071813109 177 4,643 SH   SOLE 1 4,643 0 0
BAXTER INTL INC COM 071813109 77 2,025 SH   DFND 2 2,025 0 0
BECTON DICKINSON & CO COM 075887109 238 1,545 SH   SOLE 1 45 0 1,500
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 13,466 101,982 SH   SOLE 1 95,288 0 6,694
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 13,874 105,075 SH   DFND 2 105,075 0 0
BLACKROCK INC COM 09247X101 333 979 SH   SOLE 1 979 0 0
BOEING CO COM 097023105 217 1,500 SH   SOLE 1 1,500 0 0
BP PLC SPONSORED ADR 055622104 415 13,273 SH   SOLE 1 13,273 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 1,235 17,950 SH   SOLE 1 14,870 0 3,080
BRISTOL MYERS SQUIBB CO COM 110122108 20,700 300,915 SH   DFND 2 300,915 0 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 318 5,925 SH   SOLE 1 5,925 0 0
CALIFORNIA RES CORP COM 13057Q107 74 31,891 SH   SOLE 1 30,511 0 1,380
CALIFORNIA RES CORP COM 13057Q107 733 314,490 SH   DFND 2 314,490 0 0
CAMERON INTERNATIONAL CORP COM 13342B105 2,759 43,650 SH   SOLE 1 42,450 0 1,200
CAMERON INTERNATIONAL CORP COM 13342B105 2,256 35,700 SH   DFND 2 35,700 0 0
CARBO CERAMICS INC COM 140781105 726 42,210 SH   SOLE 1 38,210 0 4,000
CARBO CERAMICS INC COM 140781105 19 1,100 SH   DFND 2 1,100 0 0
CDK GLOBAL INC COM 12508E101 185 3,905 SH   SOLE 1 3,539 0 366
CDK GLOBAL INC COM 12508E101 34 716 SH   DFND 2 716 0 0
CHEVRON CORP NEW COM 166764100 1,181 13,133 SH   SOLE 1 13,133 0 0
CHINA CERAMICS CO LTD COM G2113X100 15 15,500 SH   SOLE 1 15,500 0 0
CHUBB CORP COM 171232101 4,824 36,368 SH   SOLE 1 35,668 0 700
CHUBB CORP COM 171232101 44,872 338,300 SH   DFND 2 338,300 0 0
CISCO SYS INC COM 17275R102 6,388 235,247 SH   SOLE 1 224,847 0 10,400
CISCO SYS INC COM 17275R102 272 10,000 SH   DFND 2 10,000 0 0
CITIGROUP INC COM NEW 172967424 355 6,852 SH   SOLE 1 6,852 0 0
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2016 18383M555 1,990 90,130 SH   SOLE 1 80,630 0 9,500
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2016 18383M555 75 3,400 SH   DFND 2 3,400 0 0
COACH INC COM 189754104 4,140 126,475 SH   SOLE 1 119,275 0 7,200
COACH INC COM 189754104 1,021 31,200 SH   DFND 2 31,200 0 0
COCA COLA CO COM 191216100 1,594 37,097 SH   SOLE 1 36,971 0 126
COCA COLA CO COM 191216100 1,172 27,276 SH   DFND 2 27,276 0 0
COLGATE PALMOLIVE CO COM 194162103 1,757 26,380 SH   SOLE 1 25,380 0 1,000
COMCAST CORP NEW CL A 20030N101 1,153 20,435 SH   SOLE 1 19,035 0 1,400
COMCAST CORP NEW CL A 20030N101 4,582 81,200 SH   DFND 2 81,200 0 0
CONOCOPHILLIPS COM 20825C104 4,030 86,304 SH   SOLE 1 83,684 0 2,620
CONOCOPHILLIPS COM 20825C104 11,953 256,000 SH   DFND 2 256,000 0 0
COSTCO WHSL CORP NEW COM 22160K105 73 450 SH   SOLE 1 450 0 0
COSTCO WHSL CORP NEW COM 22160K105 418 2,590 SH   DFND 2 2,590 0 0
CULLEN FROST BANKERS INC COM 229899109 4,933 82,223 SH   SOLE 1 78,513 0 3,710
CULLEN FROST BANKERS INC COM 229899109 4,695 78,250 SH   DFND 2 78,250 0 0
CVS HEALTH CORP COM 126650100 797 8,155 SH   SOLE 1 8,155 0 0
CVS HEALTH CORP COM 126650100 10 105 SH   DFND 2 105 0 0
DANAHER CORP DEL COM 235851102 487 5,240 SH   SOLE 1 5,240 0 0
DANAHER CORP DEL COM 235851102 42 450 SH   DFND 2 450 0 0
DEVON ENERGY CORP NEW COM 25179M103 1,863 58,214 SH   SOLE 1 54,814 0 3,400
DEVON ENERGY CORP NEW COM 25179M103 307 9,600 SH   DFND 2 9,600 0 0
DIAGEO P L C SPON ADR NEW 25243Q205 4,621 42,365 SH   SOLE 1 39,565 0 2,800
DIAGEO P L C SPON ADR NEW 25243Q205 2,083 19,100 SH   DFND 2 19,100 0 0
DISCOVER FINL SVCS COM 254709108 1,097 20,460 SH   SOLE 1 20,460 0 0
DISNEY WALT CO COM DISNEY 254687106 1,445 13,750 SH   SOLE 1 12,250 0 1,500
DOMINION RES INC VA NEW COM 25746U109 1,015 15,006 SH   SOLE 1 14,006 0 1,000
DONNELLEY R R & SONS CO COM 257867101 191 13,000 SH   SOLE 1 13,000 0 0
DOVER CORP COM 260003108 215 3,500 SH   SOLE 1 3,500 0 0
DOW CHEM CO COM 260543103 319 6,195 SH   SOLE 1 6,195 0 0
DR PEPPER SNAPPLE GROUP INC COM 26138E109 1,286 13,800 SH   SOLE 1 13,800 0 0
DUKE REALTY CORP COM NEW 264411505 879 41,804 SH   SOLE 1 35,254 0 6,550
E M C CORP MASS COM 268648102 734 28,578 SH   SOLE 1 28,278 0 300
EBAY INC COM 278642103 3,431 124,857 SH   SOLE 1 124,857 0 0
EBAY INC COM 278642103 1,242 45,201 SH   DFND 2 45,201 0 0
EMERSON ELEC CO COM 291011104 7,599 158,875 SH   SOLE 1 151,025 0 7,850
EMERSON ELEC CO COM 291011104 933 19,500 SH   DFND 2 19,500 0 0
ENDO INTL PLC COM G30401106 4,267 69,694 SH   SOLE 1 67,144 0 2,550
ENDO INTL PLC COM G30401106 227 3,700 SH   DFND 2 3,700 0 0
ENTERGY CORP NEW COM 29364G103 221 3,236 SH   SOLE 1 3,236 0 0
EOG RES INC COM 26875P101 190 2,684 SH   SOLE 1 2,684 0 0
EOG RES INC COM 26875P101 103 1,450 SH   DFND 2 1,450 0 0
EVEREST RE GROUP LTD COM G3223R108 394 2,150 SH   SOLE 1 1,750 0 400
EVEREST RE GROUP LTD COM G3223R108 11,132 60,800 SH   DFND 2 60,800 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 263 3,008 SH   SOLE 1 3,008 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 49 565 SH   DFND 2 565 0 0
EXXON MOBIL CORP COM 30231G102 8,211 105,342 SH   SOLE 1 96,771 0 8,571
EXXON MOBIL CORP COM 30231G102 2,345 30,083 SH   DFND 2 30,083 0 0
FEDEX CORP COM 31428X106 379 2,545 SH   SOLE 1 2,395 0 150
FEDEX CORP COM 31428X106 36 240 SH   DFND 2 240 0 0
FEI CO COM 30241L109 2,192 27,470 SH   SOLE 1 24,670 0 2,800
FEI CO COM 30241L109 98 1,225 SH   DFND 2 1,225 0 0
FIDELITY NATL INFORMATION SV COM 31620M106 218 3,605 SH   SOLE 1 3,605 0 0
FLUOR CORP NEW COM 343412102 6,105 129,285 SH   SOLE 1 120,535 0 8,750
FLUOR CORP NEW COM 343412102 9,852 208,650 SH   DFND 2 208,650 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 142 10,048 SH   SOLE 1 10,048 0 0
FREEPORT-MCMORAN INC CL B 35671D857 2,338 345,357 SH   SOLE 1 327,557 0 17,800
FREEPORT-MCMORAN INC CL B 35671D857 2,355 347,825 SH   DFND 2 347,825 0 0
FRONTIER COMMUNICATIONS CORP COM 35906A108 135 28,803 SH   SOLE 1 28,323 0 480
GENERAL DYNAMICS CORP COM 369550108 398 2,900 SH   SOLE 1 2,300 0 600
GENERAL ELECTRIC CO COM 369604103 9,280 297,916 SH   SOLE 1 288,116 0 9,800
GENERAL ELECTRIC CO COM 369604103 21,586 692,970 SH   DFND 2 692,970 0 0
GENUINE PARTS CO COM 372460105 379 4,418 SH   SOLE 1 4,418 0 0
GILEAD SCIENCES INC COM 375558103 540 5,341 SH   SOLE 1 5,341 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 248 1,375 SH   SOLE 1 1,375 0 0
GRAINGER W W INC COM 384802104 284 1,400 SH   DFND 2 1,400 0 0
HALCON RES CORP COM PAR 40537Q506 17 13,120 SH   SOLE 1 13,120 0 0
HELIX ENERGY SOLUTIONS GRP I COM 42330P107 482 91,700 SH   SOLE 1 87,150 0 4,550
HOLLYFRONTIER CORP COM 436106108 47,673 1,195,115 SH   SOLE 1 1,195,115 0 0
HOLLYFRONTIER CORP COM 436106108 507,389 12,719,708 SH   DFND 2 12,719,708 0 0
INDEPENDENT BANK CORP MASS COM 453836108 252 5,425 SH   SOLE 1 5,425 0 0
INTEL CORP COM 458140100 6,723 195,156 SH   SOLE 1 181,341 0 13,815
INTEL CORP COM 458140100 13,780 400,000 SH   DFND 2 400,000 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 339 1,321 SH   SOLE 1 1,321 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 37 145 SH   DFND 2 145 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 7,290 52,971 SH   SOLE 1 49,321 0 3,650
INTERNATIONAL BUSINESS MACHS COM 459200101 50,140 364,334 SH   DFND 2 364,334 0 0
ISHARES MSCI PAC JP ETF 464286665 2,118 55,177 SH   SOLE 1 48,977 0 6,200
ISHARES MSCI PAC JP ETF 464286665 106 2,750 SH   DFND 2 2,750 0 0
ISHARES TR 1-3 YR CR BD ETF 464288646 20,050 191,686 SH   SOLE 1 182,866 0 8,820
ISHARES TR 1-3 YR CR BD ETF 464288646 609 5,825 SH   DFND 2 5,825 0 0
ISHARES TR CHINA LG-CAP ETF 464287184 1,582 44,825 SH   SOLE 1 41,925 0 2,900
ISHARES TR CHINA LG-CAP ETF 464287184 55 1,550 SH   DFND 2 1,550 0 0
ISHARES TR CORE S&P MCP ETF 464287507 247 1,773 SH   SOLE 1 1,721 0 52
ISHARES TR CORE S&P SCP ETF 464287804 713 6,478 SH   SOLE 1 6,414 0 64
ISHARES TR CORE S&P500 ETF 464287200 475 2,320 SH   SOLE 1 2,250 0 70
ISHARES TR MSCI EAFE ETF 464287465 3,137 53,423 SH   SOLE 1 53,323 0 100
ISHARES TR MSCI EAFE ETF 464287465 117 2,000 SH   DFND 2 2,000 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 3,281 101,916 SH   SOLE 1 98,316 0 3,600
ISHARES TR MSCI EMG MKT ETF 464287234 52 1,600 SH   DFND 2 1,600 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 203 2,212 SH   SOLE 1 2,212 0 0
ISHARES TR SP SMCP600GR ETF 464287887 218 1,750 SH   SOLE 1 1,750 0 0
ISHARES TR U.S. PFD STK ETF 464288687 2,145 55,225 SH   SOLE 1 52,025 0 3,200
ISHARES TR U.S. PFD STK ETF 464288687 15 375 SH   DFND 2 375 0 0
JOHNSON & JOHNSON COM 478160104 5,035 49,016 SH   SOLE 1 46,426 0 2,590
JOHNSON & JOHNSON COM 478160104 3,653 35,565 SH   DFND 2 35,565 0 0
JOHNSON CTLS INC COM 478366107 336 8,500 SH   SOLE 1 8,100 0 400
JOHNSON CTLS INC COM 478366107 51 1,300 SH   DFND 2 1,300 0 0
JPMORGAN CHASE & CO COM 46625H100 3,658 55,402 SH   SOLE 1 51,252 0 4,150
JPMORGAN CHASE & CO COM 46625H100 20,018 303,170 SH   DFND 2 303,170 0 0
KAYNE ANDERSON MLP INVT CO COM 486606106 4,655 269,225 SH   SOLE 1 254,025 0 15,200
KAYNE ANDERSON MLP INVT CO COM 486606106 625 36,150 SH   DFND 2 36,150 0 0
KIMBERLY CLARK CORP COM 494368103 486 3,814 SH   SOLE 1 3,779 0 35
KINDER MORGAN INC DEL COM 49456B101 418 28,000 SH   SOLE 1 27,700 0 300
KRAFT HEINZ CO COM 500754106 543 7,462 SH   SOLE 1 7,223 0 239
KRAFT HEINZ CO COM 500754106 4,448 61,136 SH   DFND 2 61,136 0 0
LIBERTY INTERACTIVE CORP LBT VENT COM A 53071M880 32 705 SH   SOLE 1 705 0 0
LIBERTY INTERACTIVE CORP LBT VENT COM A 53071M880 518 11,485 SH   DFND 2 11,485 0 0
LIBERTY INTERACTIVE CORP QVC GP COM SER A 53071M104 94 3,447 SH   SOLE 1 3,447 0 0
LIBERTY INTERACTIVE CORP QVC GP COM SER A 53071M104 2,019 73,900 SH   DFND 2 73,900 0 0
LOWES COS INC COM 548661107 4,150 54,578 SH   SOLE 1 48,178 0 6,400
LOWES COS INC COM 548661107 137 1,800 SH   DFND 2 1,800 0 0
MARATHON PETE CORP COM 56585A102 7,180 138,494 SH   SOLE 1 131,394 0 7,100
MARATHON PETE CORP COM 56585A102 337 6,500 SH   DFND 2 6,500 0 0
MARSH & MCLENNAN COS INC COM 571748102 429 7,738 SH   SOLE 1 7,738 0 0
MASCO CORP COM 574599106 263 9,300 SH   SOLE 1 9,300 0 0
MAXIM INTEGRATED PRODS INC COM 57772K101 4,447 117,029 SH   SOLE 1 114,329 0 2,700
MAXIM INTEGRATED PRODS INC COM 57772K101 232 6,093 SH   DFND 2 6,093 0 0
MCDONALDS CORP COM 580135101 565 4,780 SH   SOLE 1 4,730 0 50
MCDONALDS CORP COM 580135101 37 310 SH   DFND 2 310 0 0
MEDTRONIC PLC COM G5960L103 2,331 30,304 SH   SOLE 1 24,517 0 5,787
MEDTRONIC PLC COM G5960L103 46 600 SH   DFND 2 600 0 0
MERCK & CO INC NEW COM 58933Y105 2,973 56,286 SH   SOLE 1 52,005 0 4,281
MERCK & CO INC NEW COM 58933Y105 7,685 145,485 SH   DFND 2 145,485 0 0
MICROSOFT CORP COM 594918104 12,755 229,903 SH   SOLE 1 216,478 0 13,425
MICROSOFT CORP COM 594918104 25,273 455,530 SH   DFND 2 455,530 0 0
MONDELEZ INTL INC CL A 609207105 806 17,966 SH   SOLE 1 16,528 0 1,438
MONDELEZ INTL INC CL A 609207105 8,224 183,408 SH   DFND 2 183,408 0 0
MONSANTO CO NEW COM 61166W101 250 2,542 SH   SOLE 1 2,542 0 0
MORGAN STANLEY COM NEW 617446448 684 21,500 SH   SOLE 1 21,500 0 0
NEXTERA ENERGY INC COM 65339F101 4,808 46,278 SH   SOLE 1 44,178 0 2,100
NEXTERA ENERGY INC COM 65339F101 1,652 15,900 SH   DFND 2 15,900 0 0
NIKE INC CL B 654106103 544 8,708 SH   SOLE 1 8,108 0 600
NIKE INC CL B 654106103 17 280 SH   DFND 2 280 0 0
NOKIA CORP SPONSORED ADR 654902204 449 64,000 SH   SOLE 1 61,000 0 3,000
NORFOLK SOUTHERN CORP COM 655844108 204 2,412 SH   SOLE 1 2,412 0 0
NOVARTIS A G SPONSORED ADR 66987V109 6,360 73,918 SH   SOLE 1 69,758 0 4,160
NOVARTIS A G SPONSORED ADR 66987V109 29,600 344,025 SH   DFND 2 344,025 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 5,570 82,385 SH   SOLE 1 78,935 0 3,450
OCCIDENTAL PETE CORP DEL COM 674599105 14,747 218,125 SH   DFND 2 218,125 0 0
OLD REP INTL CORP COM 680223104 8,213 440,850 SH   SOLE 1 428,650 0 12,200
OLD REP INTL CORP COM 680223104 13,258 711,628 SH   DFND 2 711,628 0 0
ORACLE CORP COM 68389X105 212 5,797 SH   SOLE 1 5,099 0 698
ORACLE CORP COM 68389X105 32 875 SH   DFND 2 875 0 0
PAYPAL HLDGS INC COM 70450Y103 4,694 129,657 SH   SOLE 1 128,257 0 1,400
PAYPAL HLDGS INC COM 70450Y103 1,806 49,901 SH   DFND 2 49,901 0 0
PEPSICO INC COM 713448108 4,811 48,151 SH   SOLE 1 42,151 0 6,000
PEPSICO INC COM 713448108 15,615 156,275 SH   DFND 2 156,275 0 0
PFIZER INC COM 717081103 6,638 205,645 SH   SOLE 1 190,895 0 14,750
PFIZER INC COM 717081103 27,390 848,500 SH   DFND 2 848,500 0 0
PHILIP MORRIS INTL INC COM 718172109 2,770 31,509 SH   SOLE 1 29,509 0 2,000
PHILIP MORRIS INTL INC COM 718172109 14,580 165,850 SH   DFND 2 165,850 0 0
PHILLIPS 66 COM 718546104 2,413 29,495 SH   SOLE 1 28,835 0 660
PHILLIPS 66 COM 718546104 9,337 114,150 SH   DFND 2 114,150 0 0
PLUM CREEK TIMBER CO INC COM 729251108 222 4,650 SH   SOLE 1 4,650 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 352 3,148 SH   SOLE 1 3,148 0 0
PRAXAIR INC COM 74005P104 3,576 34,923 SH   SOLE 1 32,598 0 2,325
PRAXAIR INC COM 74005P104 12,035 117,525 SH   DFND 2 117,525 0 0
PRICE T ROWE GROUP INC COM 74144T108 5,745 80,360 SH   SOLE 1 75,460 0 4,900
PRICE T ROWE GROUP INC COM 74144T108 138 1,925 SH   DFND 2 1,925 0 0
PROCTER & GAMBLE CO COM 742718109 6,785 85,438 SH   SOLE 1 84,428 0 1,010
PROCTER & GAMBLE CO COM 742718109 880 11,076 SH   DFND 2 11,076 0 0
PROGRESSIVE CORP OHIO COM 743315103 48 1,525 SH   SOLE 1 1,525 0 0
PROGRESSIVE CORP OHIO COM 743315103 198 6,225 SH   DFND 2 6,225 0 0
QUALCOMM INC COM 747525103 3,817 76,358 SH   SOLE 1 72,803 0 3,555
QUALCOMM INC COM 747525103 606 12,125 SH   DFND 2 12,125 0 0
REGIONS FINL CORP NEW COM 7591EP100 96 10,000 SH   SOLE 1 10,000 0 0
RENAISSANCERE HOLDINGS LTD COM G7496G103 16,978 150,000 SH   DFND 2 150,000 0 0
RETRACTABLE TECHNOLOGIES INC COM 76129W105 46 15,000 SH   SOLE 1 15,000 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 280 6,114 SH   SOLE 1 6,114 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 23 500 SH   DFND 2 500 0 0
SALESFORCE COM INC COM 79466L302 907 11,565 SH   SOLE 1 11,495 0 70
SALESFORCE COM INC COM 79466L302 8 100 SH   DFND 2 100 0 0
SCHLUMBERGER LTD COM 806857108 6,912 99,090 SH   SOLE 1 93,990 0 5,100
SCHLUMBERGER LTD COM 806857108 1,639 23,500 SH   DFND 2 23,500 0 0
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 424 7,030 SH   SOLE 1 7,030 0 0
SERVICE CORP INTL COM 817565104 221 8,500 SH   SOLE 1 8,500 0 0
SONOCO PRODS CO COM 835495102 292 7,152 SH   SOLE 1 6,152 0 1,000
SOUTHERN CO COM 842587107 4,465 95,425 SH   SOLE 1 92,725 0 2,700
SOUTHERN CO COM 842587107 56 1,200 SH   DFND 2 1,200 0 0
SOUTHWEST AIRLS CO COM 844741108 782 18,171 SH   SOLE 1 18,171 0 0
SOUTHWESTERN ENERGY CO COM 845467109 1,668 234,654 SH   SOLE 1 228,954 0 5,700
SOUTHWESTERN ENERGY CO COM 845467109 170 23,850 SH   DFND 2 23,850 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 317 3,125 SH   SOLE 1 3,125 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 294 4,000 SH   SOLE 1 4,000 0 0
SPECTRA ENERGY CORP COM 847560109 259 10,829 SH   SOLE 1 10,829 0 0
SPECTRA ENERGY CORP COM 847560109 4 183 SH   DFND 2 183 0 0
STARBUCKS CORP COM 855244109 565 9,406 SH   SOLE 1 9,406 0 0
STRYKER CORP COM 863667101 2,031 21,848 SH   SOLE 1 19,298 0 2,550
STRYKER CORP COM 863667101 79 850 SH   DFND 2 850 0 0
SUMMIT FINANCIAL GROUP INC COM 86606G101 148 12,500 SH   SOLE 1 0 0 12,500
SYSCO CORP COM 871829107 1,126 27,464 SH   SOLE 1 23,664 0 3,800
TARGET CORP COM 87612E106 5,880 80,982 SH   SOLE 1 77,882 0 3,100
TARGET CORP COM 87612E106 494 6,800 SH   DFND 2 6,800 0 0
TEVA PHARMACEUTICAL INDS LTD ADR 881624209 6,479 98,706 SH   SOLE 1 95,428 0 3,278
TEVA PHARMACEUTICAL INDS LTD ADR 881624209 2,921 44,500 SH   DFND 2 44,500 0 0
TEXAS INSTRS INC COM 882508104 3,267 59,600 SH   SOLE 1 58,030 0 1,570
TEXAS INSTRS INC COM 882508104 2,001 36,500 SH   DFND 2 36,500 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 284 2,000 SH   SOLE 1 2,000 0 0
TIFFANY & CO NEW COM 886547108 2,250 29,494 SH   SOLE 1 26,370 0 3,124
TIFFANY & CO NEW COM 886547108 137 1,800 SH   DFND 2 1,800 0 0
TRINITY INDS INC COM 896522109 5,050 210,250 SH   SOLE 1 201,350 0 8,900
TRINITY INDS INC COM 896522109 3,927 163,500 SH   DFND 2 163,500 0 0
UNITED PARCEL SERVICE INC CL B 911312106 3,792 39,408 SH   SOLE 1 36,658 0 2,750
UNITED PARCEL SERVICE INC CL B 911312106 1,152 11,975 SH   DFND 2 11,975 0 0
UNITED TECHNOLOGIES CORP COM 913017109 2,017 20,993 SH   SOLE 1 20,185 0 808
UNITED TECHNOLOGIES CORP COM 913017109 80 836 SH   DFND 2 836 0 0
UNITEDHEALTH GROUP INC COM 91324P102 722 6,140 SH   SOLE 1 5,840 0 300
UNITEDHEALTH GROUP INC COM 91324P102 18 150 SH   DFND 2 150 0 0
US BANCORP DEL COM NEW 902973304 510 11,953 SH   SOLE 1 11,953 0 0
US BANCORP DEL COM NEW 902973304 672 15,740 SH   DFND 2 15,740 0 0
V F CORP COM 918204108 297 4,775 SH   SOLE 1 4,775 0 0
V F CORP COM 918204108 16 250 SH   DFND 2 250 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 21,619 271,692 SH   SOLE 1 264,772 0 6,920
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 732 9,200 SH   DFND 2 9,200 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,161 25,113 SH   SOLE 1 22,991 0 2,122
VERIZON COMMUNICATIONS INC COM 92343V104 40 875 SH   DFND 2 875 0 0
VISA INC COM CL A 92826C839 992 12,796 SH   SOLE 1 12,796 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 9,192 107,941 SH   SOLE 1 103,336 0 4,605
WALGREENS BOOTS ALLIANCE INC COM 931427108 29,251 343,500 SH   DFND 2 343,500 0 0
WAL-MART STORES INC COM 931142103 4,115 67,126 SH   SOLE 1 65,591 0 1,535
WAL-MART STORES INC COM 931142103 2,764 45,085 SH   DFND 2 45,085 0 0
WASTE MGMT INC DEL COM 94106L109 7,295 136,685 SH   SOLE 1 130,435 0 6,250
WASTE MGMT INC DEL COM 94106L109 21,188 397,000 SH   DFND 2 397,000 0 0
WEATHERFORD INTL PLC ORD SHS G48833100 1,425 169,861 SH   SOLE 1 164,461 0 5,400
WEATHERFORD INTL PLC ORD SHS G48833100 117 14,000 SH   DFND 2 14,000 0 0
WELLS FARGO & CO NEW COM 949746101 1,059 19,484 SH   SOLE 1 19,334 0 150
WELLS FARGO & CO NEW COM 949746101 239 4,395 SH   DFND 2 4,395 0 0
WESTERN UN CO COM 959802109 2,544 142,061 SH   SOLE 1 136,961 0 5,100
WESTERN UN CO COM 959802109 5,516 308,000 SH   DFND 2 308,000 0 0
WILLIAMS COS INC DEL COM 969457100 4,090 159,154 SH   SOLE 1 151,004 0 8,150
WILLIAMS COS INC DEL COM 969457100 16,846 655,500 SH   DFND 2 655,500 0 0
WPX ENERGY INC COM 98212B103 531 92,445 SH   SOLE 1 88,863 0 3,582
WPX ENERGY INC COM 98212B103 1,473 256,632 SH   DFND 2 256,632 0 0
ZOETIS INC CL A 98978V103 1,526 31,850 SH   SOLE 1 28,150 0 3,700
ZOETIS INC CL A 98978V103 86 1,800 SH   DFND 2 1,800 0 0