The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COMMON STOCK 001055102 2,077 33,689 SH   OTR 1 32,704 985 0
ALLERGAN PLC COMMON STOCK G0177J108 4,215 13,100 SH   OTR 1 12,712 388 0
ALPHABET INC CL A COMMON STOCK 02079K305 496 637 SH   SOLE 0 637 0 0
ALPHABET INC CL C COMMON STOCK 02079K107 507 668 SH   SOLE 0 668 0 0
AMERICAN EXPRESS COMPANY COMMON STOCK 025816109 1,747 24,341 SH   OTR 1 23,566 775 0
AMGEN INC COMMON STOCK 031162100 2,525 15,508 SH   OTR 1 15,013 495 0
APPLE COMPUTER INC COMMON STOCK 037833100 3,505 32,775 SH   OTR 1 32,255 520 0
AT&T CORPORATION COMMON STOCK 00206R102 2,093 59,124 SH   OTR 1 57,414 1,710 0
BANK OF AMERICA CORP COMMON STOCK 060505104 2,297 132,596 SH   OTR 1 128,761 3,835 0
BECTON DICKINSON AND COMPANY COMMON STOCK 075887109 231 1,500 SH   SOLE 0 1,500 0 0
BENGAL ENERGY LTD COMMON STOCK 08184N100 4 46,000 SH   SOLE 0 46,000 0 0
BERKSHIRE HATHAWAY INC CLASS B COMMON STOCK 084670702 206 1,560 SH   SOLE 0 1,560 0 0
BHP BILLITON LTD SPONSORED ADR 088606108 381 14,416 SH   OTR 1 14,041 375 0
BP PLC SPONSORED ADR 055622104 1,131 35,162 SH   OTR 1 34,142 1,020 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 310 4,511 SH   SOLE 0 4,511 0 0
CATERPILLAR INC COMMON STOCK 149123101 295 4,348 SH   SOLE 0 4,348 0 0
CENTRAL FD CDA LTD CL A COMMON STOCK 153501101 1,214 121,552 SH   SOLE 0 121,552 0 0
CHEVRON CORP NEW COMMON STOCK 166764100 1,937 20,951 SH   OTR 1 20,376 575 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 2,447 88,126 SH   OTR 1 86,146 1,980 0
CLECO CORP COMMON STOCK 12561W105 209 4,000 SH   SOLE 0 4,000 0 0
COCA COLA CO COMMON STOCK 191216100 224 5,215 SH   SOLE 0 5,215 0 0
COSTCO WHSL CORP NEW COMMON STOCK 22160K105 227 1,404 SH   SOLE 0 1,404 0 0
CSOP ETF TR CHINA CSI 300 COMMON STOCK 12649L303 237 7,900 SH   SOLE 0 7,900 0 0
CVS/CAREMARK CORP COMMON STOCK 126650100 221 2,260 SH   SOLE 0 2,260 0 0
DOW CHEMICAL COMPANY COMMON STOCK 260543103 2,299 43,245 SH   OTR 1 41,835 1,410 0
EMC CORP MASS COMMON STOCK 268648102 229 8,900 SH   SOLE 0 8,900 0 0
EGA EMERGING GLOBAL SHS TR COMMON STOCK 268461779 2,423 110,356 SH   OTR 1 106,756 3,600 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 1,521 30,865 SH   OTR 1 29,920 945 0
EXPRESS SCRIPTS INC COMMON STOCK 30219G108 2,467 27,542 SH   OTR 1 26,861 681 0
EXXON MOBIL CORPORATION COMMON STOCK 30231G102 2,545 32,019 SH   OTR 1 31,384 635 0
FIRST TRUST DOW JONES SELECT MICROCAP ETF 33718M105 262 7,443 SH   OTR 1 6,928 515 0
FRESENIUS MED CARE AG&CO KGA SPONSORED ADR 358029106 439 10,482 SH   SOLE 0 10,482 0 0
FX ENERGY INC COMMON STOCK 302695101 21 18,000 SH   SOLE 0 18,000 0 0
GENERAL DYNAMICS CORPORATION COMMON STOCK 369550108 1,851 13,004 SH   OTR 1 12,529 475 0
GENERAL ELECTRIC COMPANY COMMON STOCK 369604103 3,600 112,760 SH   OTR 1 109,935 2,825 0
HALLIBURTON CO COMMON STOCK 406216101 1,276 36,167 SH   OTR 1 34,847 1,320 0
HOME DEPOT INC COMMON STOCK 437076102 2,448 17,882 SH   OTR 1 17,257 625 0
INFORMA PLC ADR COMMON STOCK G4770L106 163 17,929 SH   SOLE 0 17,929 0 0
INTEL CORP COMMON STOCK 458140100 2,857 81,236 SH   OTR 1 79,541 1,695 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 235 1,709 SH   SOLE 0 1,709 0 0
INTUIT INCORPORATED COMMON STOCK 461202103 521 5,400 SH   SOLE 0 5,400 0 0
ISHARES TR CHINA LG-CAP ETF ETF 464287184 2,704 73,011 SH   OTR 1 69,426 3,585 0
ISHARES EAFE GRWTH ETF ETF 464288885 13,712 193,625 SH   OTR 1 183,020 10,605 0
ISHARES TR MSCI EAFE ETF ETF 464287465 3,024 49,151 SH   OTR 1 46,793 2,358 0
ISHARES EAFE SML CP ETF ETF 464288273 7,981 156,165 SH   OTR 1 152,540 3,625 0
ISHARES EAFE VALUE ETF ETF 464288877 11,965 243,065 SH   OTR 1 228,923 14,142 0
ISHARES TR MSCI EMG MKT ETF ETF 464287234 1,678 47,877 SH   OTR 1 43,636 4,241 0
ISHARES TR RUS 1000 GRW ETF ETF 464287614 7,896 70,439 SH   OTR 1 61,504 8,935 0
ISHARES TR RUS 1000 VAL ETF ETF 464287598 7,791 71,004 SH   OTR 1 62,386 8,618 0
ISHARES TR RUS 2000 GRW ETF ETF 464287648 11,639 79,629 SH   OTR 1 75,696 3,933 0
ISHARES TR RUSSELL 2000 ETF ETF 464287655 897 7,088 SH   OTR 1 6,213 875 0
ISHARES TR RUS 2000 VAL ETF ETF 464287630 10,901 112,998 SH   OTR 1 107,431 5,567 0
ISHARES TR RUSSELL 3000 ETF ETF 464287689 1,281 10,025 SH   OTR 1 9,401 624 0
ISHARES MICRO-CAP ETF ETF 464288869 11,205 149,080 SH   OTR 1 142,756 6,324 0
ISHARES TR RUS MD CP GR ETF ETF 464287481 10,038 103,929 SH   OTR 1 98,654 5,275 0
ISHARES TR RUS MID-CAP ETF ETF 464287499 860 4,837 SH   OTR 1 4,304 533 0
ISHARES TR RUS MDCP VAL ETF ETF 464287473 9,555 132,507 SH   OTR 1 125,855 6,652 0
ISHARES TR CORE S&P500 ETF ETF 464287200 5,120 23,883 SH   OTR 1 22,777 1,106 0
ISHARES TR S&P MC 400GR ETF ETF 464287606 313 1,947 SH   SOLE 0 1,947 0 0
ISHARES TR CORE S&P MCP ETF ETF 464287507 450 3,226 SH   SOLE 0 3,226 0 0
ISHARES TR S&P MC 400VL ETF ETF 464287705 470 4,006 SH   SOLE 0 4,006 0 0
ISHARES TR SP SMCP600 GR ETF ETF 464287887 490 3,945 SH   SOLE 0 3,945 0 0
ISHARES TR CORE S&P SCP ETF ETF 464287804 1,026 9,320 SH   SOLE 0 9,320 0 0
ISHARES TR SP SMCP600VL ETF ETF 464287879 465 4,295 SH   SOLE 0 4,295 0 0
ISHARES INC CORE MSCI EMKT ETF ETF 46434G103 2,920 71,845 SH   OTR 1 69,570 2,275 0
ISHARES INC MSCI INDIA ETF 46429B598 261 9,475 SH   SOLE 0 9,475 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 2,863 27,194 SH   OTR 1 26,514 680 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100 2,480 36,552 SH   OTR 1 35,547 1,005 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 2,252 17,077 SH   OTR 1 16,467 610 0
KONINKLIJKE PHILIPS N V NY REG SH NEW 500472303 1,526 58,347 SH   OTR 1 56,717 1,630 0
LIBERTY ALL STAR EQUITY FD SH COMMON STOCK 530158104 183 34,172 SH   SOLE 0 34,172 0 0
MASTERCARD INC COMMON STOCK 57636Q104 252 2,592 SH   SOLE 0 2,592 0 0
MCDONALDS CORP COMMON STOCK 580135101 249 2,110 SH   SOLE 0 2,110 0 0
MCEWEN MINING INC COMMON STOCK 58039P107 36 34,415 SH   SOLE 0 34,415 0 0
MERCK & CO INC COMMON STOCK 58933Y105 2,293 42,289 SH   OTR 1 41,164 1,125 0
METLIFE INC COMMON STOCK 59156R108 1,927 38,888 SH   OTR 1 37,803 1,085 0
MICROSOFT CORP COMMON STOCK 594918104 3,564 62,970 SH   OTR 1 61,710 1,260 0
MIND C T I LTD COMMON STOCK M70240102 41 16,250 SH   SOLE 0 16,250 0 0
NIKE INC CLASS B COMMON STOCK 654106103 262 4,198 SH   SOLE 0 4,198 0 0
OCCIDENTAL PETROLEUM CORP COMMON STOCK 674599105 322 4,758 SH   SOLE 0 4,758 0 0
ORACLE CORPORATION COMMON STOCK 68389X105 311 8,521 SH   SOLE 0 8,521 0 0
PEPSICO INCORPORATED COMMON STOCK 713448108 672 6,723 SH   SOLE 0 6,723 0 0
PERKINELMER INC COMMON STOCK 714046109 672 4,150 SH   SOLE 0 4,150 0 0
PFIZER INCORPORATED COMMON STOCK 717081103 2,698 81,139 SH   OTR 1 78,699 2,440 0
POTASH CORP SASK INC COMMON STOCK 73755L107 1,019 58,779 SH   OTR 1 58,004 735 0
PRAXAIR INC COMMON STOCK 74005P104 1,642 15,532 SH   OTR 1 15,022 510 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 2,371 29,102 SH   OTR 1 28,352 750 0
QIAGEN NC REG SHS COMMON STOCK N72482107 216 7,800 SH   SOLE 0 7,800 0 0
RPM INTERNATIONAL COMMON STOCK 749685103 1,942 42,678 SH   OTR 1 41,264 1,414 0
SCHLUMBERGER LTD COMMON STOCK 806857108 644 9,239 SH   SOLE 0 9,239 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,206 61,815 SH   SOLE 0 61,815 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,586 130,108 SH   SOLE 0 130,108 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 823 28,536 SH   SOLE 0 28,536 0 0
SCHWAB STRATEGIC TR US BRD MTK ETF 808524102 324 6,614 SH   SOLE 0 6,614 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 555 11,430 SH   OTR 1 11,425 5 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 6,429 121,691 SH   SOLE 0 121,691 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 7,539 177,631 SH   SOLE 0 177,631 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2,536 63,282 SH   SOLE 0 63,282 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,320 44,537 SH   SOLE 0 44,537 0 0
SCHWAB CAP TR FDL USLCOIDX ETF 808509442 992 70,716 SH   SOLE 0 70,716 0 0
SCHWAB CAP TR FDLINT LCIDX ETF 808509376 867 114,232 SH   SOLE 0 114,232 0 0
SCHWAB CAP TR FUND EMRGN LARGE ETF 808509343 79 13,381 SH   SOLE 0 13,381 0 0
SPDR INDEX SHS FDS EMERG MKTS ETF 78463X509 916 16,087 SH   OTR 1 14,580 1,507 0
SPDR INDEX SHS FDS S&PINTL MC ETF 78463X764 505 16,218 SH   OTR 1 16,144 740 0
SPDR INDEX SHS FDS S&P INTL SMLCP ETF 78463X871 910 32,221 SH   SOLE 0 32,221 0 0
SPDR S&P MIDCAP 400 ETF 78467Y107 216 850 SH   SOLE 0 850 0 0
SPDR S&P 500 TR UNIT ETF 78462F103 815 3,997 SH   SOLE 0 3,997 0 0
STARBUCKS CORP COMMON STOCK 855244109 519 8,643 SH   SOLE 0 8,643 0 0
SVB FINANCIAL GROUP COMMON STOCK 78486Q101 238 2,000 SH   SOLE 0 2,000 0 0
TARGET CORPORATION COMMON STOCK 87612E106 1,919 25,512 SH   OTR 1 24,592 920 0
TECK RESOURCES LTD CL B COMMON STOCK 878742204 658 166,564 SH   OTR 1 162,634 3,930 0
TEVA PHARMACEUTICAL INDS LTD SPONSORED ADR 881624209 1,682 24,802 SH   OTR 1 23,972 830 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 2,100 37,289 SH   OTR 1 36,264 1,025 0
UNILEVER N V NY SHS NEW 904784709 1,667 37,294 SH   OTR 1 36,124 1,170 0
VAALCO ENERGY INC COM NEW 91851C201 60 37,700 SH   SOLE 0 37,700 0 0
VANGUARD INTL EQUITY INDEX FTSE EMR MKT ETF 922042858 1,098 33,575 SH   SOLE 0 33,575 0 0
VANGUARD INTL EQUITY INDEX ALLWRLD EX US ETF 922042775 2,553 58,805 SH   SOLE 0 58,805 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 1,659 15,598 SH   SOLE 0 15,598 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 758 8,108 SH   SOLE 0 8,108 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 1,530 12,736 SH   SOLE 0 12,736 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP ETF 922908538 209 2,100 SH   SOLE 0 2,100 0 0
VANGUARD INDEX FDS SMALL CP ETF ETF 922908751 1,816 16,409 SH   SOLE 0 16,409 0 0
VANGUARD INDEX FDS TOTAL STK MKT ETF 922908769 2,124 20,362 SH   SOLE 0 20,362 0 0
VANGUARD HORIZON FD INC CAP OP ETF 922038302 1,113 21,656 SH   SOLE 0 21,656 0 0
VANGUARD HORIZON FD INC CAPTL ETF 922038500 1,069 9,013 SH   SOLE 0 9,013 0 0
VANGUARD INDEX FDS GRW INDEX A ETF 922908660 417 7,617 SH   SOLE 0 7,617 0 0
VANGUARD INDEX FDS VALU INDEX ETF 922908678 201 6,330 SH   SOLE 0 6,330 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 433 9,375 SH   SOLE 0 9,375 0 0
WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 998 11,724 SH   SOLE 0 11,724 0 0
WAL-MART STORES INC COMMON STOCK 931142103 1,751 27,750 SH   OTR 1 26,935 815 0
WALT DISNEY CO COMMON STOCK 254687106 2,726 25,197 SH   OTR 1 25,123 740 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 5,256 95,463 SH   OTR 1 94,228 1,235 0
WISDOMTREE TR EUROPE HEDGED EQ ETF 97717X701 1,435 26,672 SH   SOLE 0 26,672 0 0
WISDOMTREE INDIA ETF 97717W422 3,381 163,312 SH   OTR 1 156,362 6,950 0
WISDOMTREE TR INTL MIDCAP DV ETF 97717W778 9,615 165,902 SH   OTR 1 158,562 7,340 0
WISDOMTREE TR INTL SMCAP DIV ETF 97717W760 4,385 68,615 SH   OTR 1 61,757 6,858 0
XILINX INC COMMON STOCK 983919101 1,722 35,445 SH   OTR 1 34,240 1,205 0
XTREME DRILLING & COIL SVCS CORP COMMON STOCK 98419V100 17 14,000 SH   SOLE 0 14,000 0 0