The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y10 430 3,929 SH   SOLE   3,929 0 0
A T & T Inc COM 00206R10 672 18,988 SH   SOLE   18,988 0 0
ABB Ltd-Spon ADR COM 00037520 368 16,987 SH   SOLE   16,987 0 0
Abbott Laboratories W/RTS COM 00282410 959 27,494 SH   SOLE   27,494 0 0
Abbvie Inc COM 00287Y10 1,137 27,494 SH   SOLE   27,494 0 0
Accenture PLC Cl-A COM G1151C10 1,180 16,402 SH   SOLE   16,402 0 0
Ace Ltd COM H0023R10 730 8,163 SH   SOLE   8,163 0 0
Agilent Technologies Inc COM 00846U10 364 8,518 SH   SOLE   8,518 0 0
Alliant Energy Corp COM 01880210 1,088 21,574 SH   SOLE   21,574 0 0
Allianz Se ADR COM 01880510 332 22,745 SH   SOLE   22,745 0 0
Amazon.com Inc COM 02313510 210 756 SH   SOLE   756 0 0
American Express Co COM 02581610 1,953 26,123 SH   SOLE   26,123 0 0
Apache Corp COM 03741110 355 4,238 SH   SOLE   4,238 0 0
Apple Inc COM 03783310 2,373 5,985 SH   SOLE   5,985 0 0
Ares Capital Corp COM 04010L10 894 51,986 SH   SOLE   51,986 0 0
Automatic Data Processing COM 05301510 314 4,553 SH   SOLE   4,553 0 0
AXA Spons ADR COM 05453610 254 12,946 SH   SOLE   12,946 0 0
BAE Systems PLC ADR COM 05523R10 230 9,884 SH   SOLE   9,884 0 0
Barclays PLC ADR COM 06738E20 298 17,411 SH   SOLE   17,411 0 0
BASF SE ADR COM 05526250 392 4,395 SH   SOLE   4,395 0 0
BB&T Corp 5.20% Pfd PFD 05493760 675 29,230 SH   SOLE   29,230 0 0
Becton Dickinson & Co COM 07588710 201 2,038 SH   SOLE   2,038 0 0
Berkshire Hathaway Cl B COM 08467070 1,908 17,050 SH   SOLE   17,050 0 0
BHP Limited Spons ADR COM 08860610 385 6,679 SH   SOLE   6,679 0 0
BlackRock Inc COM 09247X10 1,066 4,150 SH   SOLE   4,150 0 0
Boeing Co COM 09702310 3,612 35,255 SH   SOLE   35,255 0 0
BP PLC - Spons ADR COM 05562210 445 10,673 SH   SOLE   10,673 0 0
Brambles LTD COM B1FJ0C0 88 10,250 SH   SOLE   10,250 0 0
Bristol-Myers Squibb Co COM 11012210 650 14,553 SH   SOLE   14,553 0 0
Canon Inc SP ADR COM 13800630 272 8,281 SH   SOLE   8,281 0 0
Caterpillar Inc COM 14912310 606 7,351 SH   SOLE   7,351 0 0
CEMIG SA-Spons ADR COM 20440960 119 13,276 SH   SOLE   13,276 0 0
Chevron Corporation COM 16676410 1,981 16,739 SH   SOLE   16,739 0 0
Chipotle Mexican Grill Inc COM 16965610 1,176 3,229 SH   SOLE   3,229 0 0
Cisco Systems Inc COM 17275R10 2,033 83,540 SH   SOLE   83,540 0 0
Citigroup Inc COM 17296742 249 5,201 SH   SOLE   5,201 0 0
CLP Holdings COM 6097017 110 13,540 SH   SOLE   13,540 0 0
Coca-Cola Co COM 19121610 1,633 40,709 SH   SOLE   40,709 0 0
Coca-Cola Femsa SAB-SP ADR COM 19124110 576 4,104 SH   SOLE   4,104 0 0
ConocoPhillips COM 20825C10 795 13,147 SH   SOLE   13,147 0 0
Costco Wholesale Corp COM 22160K10 395 3,568 SH   SOLE   3,568 0 0
Covidien PLC COM G2554F11 872 15,255 SH   SOLE   15,255 0 0
Credit Suisse Group ADR COM 22540110 366 13,840 SH   SOLE   13,840 0 0
Darden Restaurants Inc COM 23719410 478 9,476 SH   SOLE   9,476 0 0
DBS Group Hldgs Ltd ADR COM 23304Y10 342 6,999 SH   SOLE   6,999 0 0
Diageo PLC-Sponsored ADR COM 25243Q20 428 3,726 SH   SOLE   3,726 0 0
Digital Realty Trust Inc COM 25386810 544 8,918 SH   SOLE   8,918 0 0
Dow Chemical Company COM 26054310 879 27,330 SH   SOLE   27,330 0 0
Dunkin Brands Group Inc COM 26550410 630 14,706 SH   SOLE   14,706 0 0
DuPont (E I) deNemours COM 26353410 852 16,232 SH   SOLE   16,232 0 0
Eaton Corp PLC COM G2918310 5,541 84,194 SH   SOLE   84,194 0 0
EBAY Inc COM 27864210 957 18,507 SH   SOLE   18,507 0 0
Emerson Electric Co COM 29101110 717 13,154 SH   SOLE   13,154 0 0
Energy Transfer Equity LP COM 29273V10 265 4,428 SH   SOLE   4,428 0 0
Eni Spa-Sponsored ADR COM 26874R10 325 7,923 SH   SOLE   7,923 0 0
Ericsson LM TEL-SP ADR COM 29482160 378 33,545 SH   SOLE   33,545 0 0
Expedia Inc COM 30212P30 1,026 17,050 SH   SOLE   17,050 0 0
Experian PLC COM B19NLV4 202 11,646 SH   SOLE   11,646 0 0
Exxon Mobil Corporation COM 30231G10 5,090 56,334 SH   SOLE   56,334 0 0
Fastenal Co COM 31190010 1,248 27,254 SH   SOLE   27,254 0 0
General Electric Corp COM 36960410 3,515 151,576 SH   SOLE   151,576 0 0
General Mills Inc COM 37033410 704 14,513 SH   SOLE   14,513 0 0
Gilead Sciences Inc COM 37555810 942 18,378 SH   SOLE   18,378 0 0
GlaxoSmithKline PLC ADR COM 37733W10 464 9,279 SH   SOLE   9,279 0 0
Google Inc Class A COM 38259P50 2,801 3,182 SH   SOLE   3,182 0 0
Government Properties Inc COM 38376A10 776 30,765 SH   SOLE   30,765 0 0
H & R Block Inc COM 09367110 416 15,000 SH   SOLE   15,000 0 0
HCA Holdings Inc COM 40412C10 706 19,591 SH   SOLE   19,591 0 0
Hertz Global Holdings Inc COM 42805T10 210 8,456 SH   SOLE   8,456 0 0
Hewlett-Packard Co COM 42823610 441 17,785 SH   SOLE   17,785 0 0
Home Depot Inc COM 43707610 503 6,487 SH   SOLE   6,487 0 0
Honeywell Intl Inc COM 43851610 602 7,589 SH   SOLE   7,589 0 0
HSBC Holdings Plc Spon ADR COM 40428040 417 8,033 SH   SOLE   8,033 0 0
IBM Corp COM 45920010 2,092 10,944 SH   SOLE   10,944 0 0
Idex Corp COM 45167R10 429 7,977 SH   SOLE   7,977 0 0
Idexx Labs Inc COM 45168D10 347 3,873 SH   SOLE   3,873 0 0
Illinois Tool Works COM 45230810 459 6,639 SH   SOLE   6,639 0 0
Intel Corp COM 45814010 2,689 110,997 SH   SOLE   110,997 0 0
iShares 7-10 Year Treasury COM 46428744 308 3,003 SH   SOLE   3,003 0 0
iShares Barclays Agg Bond COM 46428722 1,265 11,803 SH   SOLE   11,803 0 0
iShares FTSE Nareit Mortg COM 46428853 135 10,664 SH   SOLE   10,664 0 0
iShares High Yield Corp COM 46428851 226 2,485 SH   SOLE   2,485 0 0
iShares iBoxx Inv Grd Corp COM 46428724 1,807 15,901 SH   SOLE   15,901 0 0
iShares Intermed. Credit COM 46428863 263 2,440 SH   SOLE   2,440 0 0
iShares MBS COM 46428858 232 2,206 SH   SOLE   2,206 0 0
iShares MSCI EAFE Index Fd COM 46428746 1,200 20,944 SH   SOLE   20,944 0 0
iShares S&P Global 100 Fd COM 46428757 1,054 15,604 SH   SOLE   15,604 0 0
iShares S&P Midcap 400 COM 46428750 484 4,192 SH   SOLE   4,192 0 0
iShares S&P Preferred Stk COM 46428868 6,491 165,248 SH   SOLE   165,248 0 0
iShares S&P SmallCap 600 COM 46428780 921 10,195 SH   SOLE   10,195 0 0
J P Morgan Chase COM 46625H10 3,823 72,426 SH   SOLE   72,426 0 0
Jack Henry & Associates COM 42628110 327 6,945 SH   SOLE   6,945 0 0
Johnson & Johnson COM 47816010 2,882 33,569 SH   SOLE   33,569 0 0
JP Morgan Chase 8.625% Pfd PFD 46625H62 342 13,455 SH   SOLE   13,455 0 0
JPM Chase XXIX 6.7% Pfd PFD 48125E20 1,007 39,720 SH   SOLE   39,720 0 0
Kao Corp COM 48553730 242 7,129 SH   SOLE   7,129 0 0
Kellogg Co COM 48783610 214 3,325 SH   SOLE   3,325 0 0
Kimberly-Clark Corp COM 49436810 939 9,663 SH   SOLE   9,663 0 0
Lazard Ltd-Class A COM G5405010 743 23,114 SH   SOLE   23,114 0 0
Life Technologies Corp COM 53217V10 360 4,866 SH   SOLE   4,866 0 0
Lilly (Eli) & Co COM 53245710 3,073 62,559 SH   SOLE   62,559 0 0
Macerich Co (The) COM 55438210 769 12,605 SH   SOLE   12,605 0 0
Marathon Oil Corp COM 56584910 593 17,150 SH   SOLE   17,150 0 0
McDonald's Corp COM 58013510 3,640 36,772 SH   SOLE   36,772 0 0
Medtronic Inc COM 58505510 1,126 21,886 SH   SOLE   21,886 0 0
Merck & Company COM 58933Y10 3,201 68,904 SH   SOLE   68,904 0 0
Microsoft Corp COM 59491810 3,450 99,865 SH   SOLE   99,865 0 0
Mitsubishi Ufj Finl ADR COM 60682210 489 78,803 SH   SOLE   78,803 0 0
Mondelez International Inc COM 60920710 606 21,226 SH   SOLE   21,226 0 0
Nestle Spon ADR COM 64106940 500 7,643 SH   SOLE   7,643 0 0
Nextera Energy Inc COM 65339F10 686 8,420 SH   SOLE   8,420 0 0
Nippon Teleg & Tel Sp ADR COM 65462410 241 9,254 SH   SOLE   9,254 0 0
Novartis AG ADR COM 66987V10 501 7,091 SH   SOLE   7,091 0 0
Occidental Petroleum Corp COM 67459910 707 7,918 SH   SOLE   7,918 0 0
Orvis Co Inc Class B COM 68799056 0 36,092 SH   SOLE   36,092 0 0
Pentair LTD COM H6169Q10 340 5,885 SH   SOLE   5,885 0 0
PepsiCo Inc COM 71344810 5,803 70,956 SH   SOLE   70,956 0 0
Pfizer Inc COM 71708110 4,563 162,915 SH   SOLE   162,915 0 0
Phillips 66 COM 71854610 840 14,263 SH   SOLE   14,263 0 0
PIMCO 1-5 Year US TIPS Fd COM 72201R20 323 6,135 SH   SOLE   6,135 0 0
PNC Financial Services Grp COM 69347510 1,150 15,776 SH   SOLE   15,776 0 0
Powershrs Preferred Port COM 73936T56 177 12,388 SH   SOLE   12,388 0 0
Powershrs Sr Loan Port COM 73936Q76 7,639 308,639 SH   SOLE   308,639 0 0
PPG Industries Inc COM 69350610 473 3,234 SH   SOLE   3,234 0 0
Procter & Gamble Co COM 74271810 4,919 63,896 SH   SOLE   63,896 0 0
Progressive Corp COM 74331510 591 23,269 SH   SOLE   23,269 0 0
PVF Capital Corp COM 69365410 400 100,001 SH   SOLE   100,001 0 0
Qualcomm Inc COM 74752510 1,125 18,412 SH   SOLE   18,412 0 0
Rio Tinto PLC-SPON ADR COM 76720410 272 6,623 SH   SOLE   6,623 0 0
Royal Dutch Shell PLC-ADR COM 78025910 794 11,978 SH   SOLE   11,978 0 0
Royal Dutch Shell-A ADR COM 78025920 360 5,635 SH   SOLE   5,635 0 0
Sanofi ADR COM 80105N10 407 7,899 SH   SOLE   7,899 0 0
SAP AG Spons ADR COM 80305420 299 4,107 SH   SOLE   4,107 0 0
Schlumberger Ltd COM 80685710 781 10,901 SH   SOLE   10,901 0 0
Seadrill Ltd COM G7945E10 1,085 26,643 SH   SOLE   26,643 0 0
Siemens AG-Spons ADR COM 82619750 340 3,354 SH   SOLE   3,354 0 0
Smith & Nephew PLC ADR COM 83175M20 327 5,836 SH   SOLE   5,836 0 0
SPDR Barclays Sh Tr Hg Yld COM 78468R40 14,425 477,963 SH   SOLE   477,963 0 0
SPDR S & P 500 EFT Trust COM 78462F10 7,719 48,120 SH   SOLE   48,120 0 0
SPDR S & P Midcap 400 ETF COM 78467Y10 2,242 10,671 SH   SOLE   10,671 0 0
Syngenta AG ADR COM 87160A10 320 4,109 SH   SOLE   4,109 0 0
Sysco Corporation COM 87182910 205 5,991 SH   SOLE   5,991 0 0
Target Corp COM 87612E10 2,581 37,476 SH   SOLE   37,476 0 0
TE Connectivity LTD COM H8498910 340 7,470 SH   SOLE   7,470 0 0
Tokyo Gas Co COM 6895448 83 15,000 SH   SOLE   15,000 0 0
Total S.A. Sponsored ADR COM 89151E10 548 11,247 SH   SOLE   11,247 0 0
Toyota Motor Corp ADR COM 89233130 224 1,860 SH   SOLE   1,860 0 0
Transdigm Group Inc COM 89364110 293 1,867 SH   SOLE   1,867 0 0
Unilever N V ADR COM 90478470 400 10,185 SH   SOLE   10,185 0 0
Unilever PLC-Sponsored ADR COM 90476770 855 21,148 SH   SOLE   21,148 0 0
United Parcel Services B COM 91131210 977 11,292 SH   SOLE   11,292 0 0
US Bancorp 5.15% Pfd PFD 90297379 661 28,170 SH   SOLE   28,170 0 0
Valeant Pharmaceuticals COM 91911K10 445 5,167 SH   SOLE   5,167 0 0
Vanguard MSCI Emerging Mkt COM 92204285 201 5,173 SH   SOLE   5,173 0 0
Verizon Communications Inc COM 92343V10 1,673 33,237 SH   SOLE   33,237 0 0
Visa Inc Cl-A Shares COM 92826C83 1,183 6,472 SH   SOLE   6,472 0 0
Vodafone Group ADR COM 92857W20 453 15,746 SH   SOLE   15,746 0 0
Wal-Mart Stores Inc COM 93114210 2,483 33,334 SH   SOLE   33,334 0 0
Walgreen Co COM 93142210 1,256 28,412 SH   SOLE   28,412 0 0
Waters Corp COM 94184810 642 6,413 SH   SOLE   6,413 0 0
Wells Fargo & Co COM 94974610 1,371 33,220 SH   SOLE   33,220 0 0
Wells Fargo 8.00% Pfd PFD 94974687 200 6,925 SH   SOLE   6,925 0 0
Western Union Co COM 95980210 1,368 79,950 SH   SOLE   79,950 0 0
Westpac Banking Corp ADR COM 96121430 468 3,552 SH   SOLE   3,552 0 0
WPP PLC-Spon ADR COM 92937A10 333 3,901 SH   SOLE   3,901 0 0
Xcel Energy Inc COM 98389B10 759 26,797 SH   SOLE   26,797 0 0
Yum Brands Inc COM 98849810 1,055 15,211 SH   SOLE   15,211 0 0