SEC FORM 3

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

Stanford Debra B.

(Last)

(First)

(Middle)

P.O. BOX 120

(Street)

COLUMBUS

31902

(City)

(State)

(Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
09/27/2012

3. Issuer Name and Ticker or Trading Symbol
SYNOVUS FINANCIAL CORP [ SNV ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	Executive Vice President

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock	99,442⁽¹⁾	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
1. Title of Derivative Security (Instr. 4)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
Stock Option	07/16/2006⁽¹⁾	07/15/2013	Common Stock	2,140	$10.57	D
Stock Option	07/02/2007⁽²⁾	07/01/2014	Common Stock	5,352	$12.22	D
Stock Option	06/17/2008⁽³⁾	06/16/2015	Common Stock	5,887	$13.78	D
Stock Option	02/01/2012⁽⁴⁾	01/31/2020	Common Stock	21,429	$2.8	D

Explanation of Responses:

1. Includes (1) 7,301 shares acquired through Issuer's Employee Stock Purchase Plan; (2) 288 shares acquired through Issuer's 401(k) Plan; (3) 67,183 shares that are subject to restricted stock units with various vesting in the future; (4) 18,487 salary stock units which are issued bi-weekly as a portion of the reporting person's salary compensation, net of withholdings and deductions, under the Synovus Financial Corp. 2007 Omnibus Plan; and (5) 6,183 shares of additional stock.

2. Stock options vested 100% on the three year anniversary of the grant date (July 2, 2004).

3. Stock options vested 100% on the three year anniversary of the grant date (June 17, 2005).

4. Stock options vested 50% on the two year anniversary of the grant date (February 1, 2010) and will vest the remaining 50% on the three year anniversary of the grant date.

Remarks:

	/s/Mary Maurice Young	10/09/2012
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.