-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, ObSLJ0W1ldk4W2UjiIF/M2Z815IVxY/2GwnaklfIjw3ootBjuJnQZyRM8GX5U6Qp ofTvg4jWIieyPkMOCa+uAg== 0001054257-11-000001.txt : 20110131 0001054257-11-000001.hdr.sgml : 20110131 20110131123035 ACCESSION NUMBER: 0001054257-11-000001 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 20101231 FILED AS OF DATE: 20110131 DATE AS OF CHANGE: 20110131 EFFECTIVENESS DATE: 20110131 FILER: COMPANY DATA: COMPANY CONFORMED NAME: ADIRONDACK TRUST CO CENTRAL INDEX KEY: 0001054257 IRS NUMBER: 140458765 STATE OF INCORPORATION: NY FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-11929 FILM NUMBER: 11558487 BUSINESS ADDRESS: STREET 1: 473 BROADWAY CITY: SARATOGA SPRINGS STATE: NY ZIP: 12866 BUSINESS PHONE: 5185845844 MAIL ADDRESS: STREET 1: 473 BROADWAY CITY: SARATOGA SPRINGS STATE: NY ZIP: 12866 13F-HR 1 fourqtrten.txt FORM 13F INFORMATION TABLE 4th qtr 2010 VALUE SHARES/ SH/ PUT/ INVSTMT NAME OF ISSUER CUSIP (X$1000) PRN AMT PRN CALL DSCRETN VOTING AUTHORITY SOLE SHARED NONE - ------------------------------ ---------------- --------- -------- -------- --- ACCENTURE PLC G1151C101 270 5565 SH SOLE 5465 0 100 ACCENTURE PLC G1151C101 5 100 SH DEFINED 0 100 0 MARVELL TECHNOLOGY GROUP LTD G5876H105 9 460 SH SOLE 460 0 0 WEATHERFORD INTERNATIONAL LTD NEW H27013103 495 21719 SH SOLE 21539 0 180 NOBLE CORP H5833N103 183 5130 SH SOLE 5055 0 75 TRANSOCEAN LTD H8817H100 38 544 SH SOLE 521 0 23 TRANSOCEAN LTD H8817H100 5 73 SH DEFINED 73 0 0 VOCALTEC COMMUNICATIONS LTD M97601120 0 2 SH DEFINED 2 0 0 AFLAC INC. 001055102 63 1110 SH SOLE 1110 0 0 AFLAC INC. 001055102 28 500 SH DEFINED 0 500 0 AT&T INC. 00206R102 1073 36533 SH SOLE 36378 0 155 AT&T INC. 00206R102 337 11457 SH DEFINED 3400 5678 2379 ARCA BIOPHARMA INC 00211Y100 0 4 SH SOLE 4 0 0 ABBOTT LABS 002824100 386 8057 SH SOLE 8057 0 0 ABBOTT LABS 002824100 146 3040 SH DEFINED 1350 1690 0 ACTIVISION BLIZZARD, INC. 00507V109 201 16195 SH SOLE 15965 0 230 ADOBE SYSTEMS INC 00724F101 239 7760 SH SOLE 7760 0 0 AECOM TECHNOLOGY CORP 00766T100 222 7940 SH SOLE 7840 0 100 ADVANCED MICRO DEVICES INC 007903107 1 100 SH DEFINED 0 0 100 AETNA INC COM 00817Y108 102 3335 SH SOLE 3245 0 90 ALCOA INC 013817101 181 11765 SH SOLE 11765 0 0 ALCOA INC 013817101 11 700 SH DEFINED 0 700 0 ALCATEL - LUCENT 013904305 1 488 SH SOLE 488 0 0 ALLEGHENY TECHNOLOGIES, INC 01741R102 1 20 SH SOLE 20 0 0 ALLIANT TECHSYSTEMS INC. 018804104 202 2715 SH SOLE 2715 0 0 ALLSTATE CORP 020002101 7 205 SH SOLE 205 0 0 ALLSTATE CORP 020002101 85 2668 SH DEFINED 0 0 2668 ALTRIA GROUP, INC. 02209S103 29 1180 SH SOLE 1180 0 0 AMAZON. COM, INC 023135106 38 210 SH SOLE 210 0 0 AMBAC FINANCIAL GROUP INC 023139108 0 2000 SH SOLE 2000 0 0 AMERICAN ELEC PWR INC 025537101 11 300 SH SOLE 300 0 0 AMERICAN EXPRESS 025816109 342 7970 SH SOLE 7933 0 37 AMERICAN EXPRESS 025816109 42 985 SH DEFINED 270 715 0 AMERICAN TOWER CORPORATION 029912201 190 3685 SH SOLE 3640 0 45 AMERIPRISE FINANCIAL INC. 03076C106 27 467 SH SOLE 467 0 0 AMGEN INCORPORATED 031162100 161 2940 SH SOLE 2940 0 0 AMGEN INCORPORATED 031162100 55 1000 SH DEFINED 300 700 0 ANHEUSER-BUSCH INBEV NV ADR 03524A108 8 135 SH SOLE 135 0 0 APACHE CORP 037411105 1 10 SH SOLE 0 0 10 APPLE INC 037833100 785 2435 SH SOLE 2415 0 20 APPLIED MATL INC 038222105 167 11904 SH SOLE 11904 0 0 APPLIED MATL INC 038222105 4 300 SH DEFINED 0 300 0 APRICUS BIOSCIENCES INC 03832V109 2 666 SH SOLE 666 0 0 AQUA AMERICA INC 03836W103 283 12580 SH SOLE 12480 0 100 AQUA AMERICA INC 03836W103 7 290 SH DEFINED 0 290 0 ARCH COAL INC 039380100 5 150 SH SOLE 150 0 0 ARROW FINANCIAL CORPORATION 042744102 93 3373 SH SOLE 3373 0 0 FORM 13F INFORMATION TABLE 4th qtr 2010 VALUE SHARES/ SH/ PUT/ INVSTMT NAME OF ISSUER CUSIP (X$1000) PRN AMT PRN CALL DSCRETN VOTING AUTHORITY SOLE SHARED NONE - ------------------------------ ---------------- --------- -------- ------- ATHENAHEALTH INC. 04685W103 20 500 SH SOLE 500 0 0 AUTOMATIC DATA PROCESSING INC 053015103 267 5776 SH SOLE 5721 0 55 AUTOMATIC DATA PROCESSING INC 053015103 114 2460 SH DEFINED 1460 1000 0 AVON PRODUCTS INC 054303102 24 822 SH SOLE 822 0 0 BP P.L.C. 055622104 13 300 SH SOLE 300 0 0 BP PRUDHOE BAY ROYALTY TRUST 055630107 13 100 SH SOLE 100 0 0 BAKER HUGHES INC 057224107 19 334 SH SOLE 334 0 0 BAKER HUGHES INC 057224107 17 300 SH DEFINED 300 0 0 BALL CORPORATION 058498106 2 28 SH SOLE 28 0 0 BANK OF AMERICA CORP 060505104 152 11367 SH SOLE 11308 0 59 BANK OF AMERICA CORP 060505104 17 1300 SH DEFINED 300 1000 0 BANK OF NEW YORK MELLON CORP 064058100 484 16039 SH SOLE 15939 0 100 BANK OF NEW YORK MELLON CORP 064058100 22 725 SH DEFINED 585 140 0 IPATH DOW JONES-UBS GRAINS 06739H305 8 150 SH SOLE 150 0 0 BARRICK GOLD CORP 067901108 478 8990 SH SOLE 8930 0 60 BARRICK GOLD CORP 067901108 36 685 SH DEFINED 0 685 0 BAXTER INTERNATIONAL INC. 071813109 46 900 SH DEFINED 900 0 0 BECTON DICKINSON & CO 075887109 660 7805 SH SOLE 7745 0 60 BECTON DICKINSON & CO 075887109 87 1030 SH DEFINED 530 500 0 BED BATH & BEYOND 075896100 0 10 SH SOLE 10 0 0 BERKSHIRE HATHAWAY INC. 084670702 356 4443 SH SOLE 4393 0 50 BERKSHIRE HATHAWAY INC. DE 084670702 6 75 SH DEFINED 0 75 0 BEST BUY 086516101 110 3200 SH SOLE 3200 0 0 BOEING 097023105 55 840 SH SOLE 815 0 25 BOEING 097023105 62 950 SH DEFINED 450 500 0 BRISTOL MYERS SQUIB CO 110122108 537 20305 SH SOLE 20175 0 130 BRISTOL MYERS SQUIBB CO 110122108 54 2055 SH DEFINED 525 1530 0 BROADRIDGE FINANCIAL 11133T103 2 112 SH SOLE 112 0 0 CB RICHARD ELLIS GROUP INC 12497T101 3 150 SH SOLE 150 0 0 CF INDUSTRIES HOLDINGS INC 125269100 13 95 SH SOLE 95 0 0 CH ENERGY GROUP, INC 12541M102 45 928 SH SOLE 928 0 0 CSX CORPORATION 126408103 9 135 SH SOLE 135 0 0 CVS/CAREMARK CORP 126650100 466 13390 SH SOLE 13300 0 90 CAREFUSION CORPORATION 14170T101 6 250 SH SOLE 250 0 0 CATERPILLAR INC 149123101 1308 13965 SH SOLE 13900 0 65 CATERPILLAR INC 149123101 288 3070 SH DEFINED 2100 970 0 CEDAR FAIR LTD PARTNERSHIP 150185106 9 600 SH DEFINED 0 600 0 CELGENE CORP 151020104 6 100 SH SOLE 100 0 0 CENTERPOINT ENERGY, INC 15189T107 22 1400 SH SOLE 1400 0 0 CENTERPOINT ENERGY, INC 15189T107 79 5000 SH DEFINED 5000 0 0 CHESAPEAKE ENERGY CORP 165167107 197 7600 SH SOLE 7600 0 0 CHESAPEAKE ENERGY CORP 165167107 5 200 SH DEFINED 0 200 0 CHEVRON CORPORATION 166764100 942 10320 SH SOLE 10280 0 40 CHEVRON CORPORATION 166764100 212 2320 SH DEFINED 1275 1045 0 CISCO SYSTEMS INC. 17275R102 891 44045 SH SOLE 43795 0 250 CISCO SYSTEMS INC. 17275R102 114 5660 SH DEFINED 1235 4425 0 CITIGROUP INC 172967101 10 2181 SH SOLE 2181 0 0 CITIGROUP INC 172967101 1 200 SH DEFINED 0 200 0 CLAYMORE CHINA SMALL CAP INDEX 18383Q853 75 2500 SH SOLE 2500 0 0 CLOROX COMPANY 189054109 6 100 SH SOLE 100 0 0 CLOROX COMPANY 189054109 13 200 SH DEFINED 0 200 0 FORM 13F INFORMATION TABLE 4th qtr 2010 VALUE SHARES/ SH/ PUT/ INVSTMT NAME OF ISSUER CUSIP (X$1000) PRN AMT PRN CALL DSCRETN VOTING AUTHORITY SOLE SHARED NONE - ------------------------------ ---------------- --------- -------- -------- --- CLOUD PEAK ENERGY INC. 18911Q102 4 175 SH SOLE 175 0 0 COACH INC. 189754104 305 5520 SH SOLE 5455 0 65 COCA COLA CO 191216100 1187 18052 SH SOLE 18052 0 0 COCA COLA CO 191216100 281 4270 SH DEFINED 2140 2130 0 COLGATE PALMOLIVE 194162103 1036 12894 SH SOLE 12894 0 0 COLGATE PALMOLIVE 194162103 123 1530 SH DEFINED 1320 210 0 COMPANHIA SIDERURGICA 20440W105 33 2000 SH SOLE 2000 0 0 CONOCOPHILLIPS 20825C104 1004 14736 SH SOLE 14671 0 65 CONOCOPHILLIPS 20825C104 152 2230 SH DEFINED 2000 230 0 CONSTELLATION ENERGY GROUP 210371100 9 300 SH DEFINED 0 300 0 CORN PRODUCTS INTERNATIONAL 219023108 15 320 SH SOLE 320 0 0 CORNING INC 219350105 467 24175 SH SOLE 23990 0 185 COSTCO WHSL CORP NEW 22160K105 12 164 SH SOLE 164 0 0 ETF CURRENCYSHARES AUSTRALIAN 23129U101 21 200 SH SOLE 200 0 0 DNP SELECT INCOME FUND INC 23325P104 23 2500 SH SOLE 2500 0 0 DANAHER CORP 235851102 161 3410 SH SOLE 3410 0 0 DANAHER CORP 235851102 63 1340 SH DEFINED 560 780 0 DEERE & CO (JOHN DEERE) 244199105 584 7030 SH SOLE 6965 0 65 DEERE & CO (JOHN DEERE) 244199105 31 375 SH DEFINED 0 375 0 DELCATH SYSTEMS INC. 24661P104 7 700 SH SOLE 700 0 0 DELL INC 24702R101 22 1590 SH SOLE 1590 0 0 DELL INC 24702R101 3 200 SH DEFINED 0 200 0 DENDREON CORPORATION 24823Q107 3 100 SH SOLE 100 0 0 DENTSPLY INTERNATIONAL INC 249030107 48 1395 SH SOLE 1395 0 0 DENTSPLY INTERNATIONAL INC 249030107 14 400 SH DEFINED 0 400 0 DISNEY (WALT) COMPANY 254687106 558 14870 SH SOLE 14720 0 150 DISNEY (WALT) COMPANY 254687106 90 2411 SH DEFINED 0 2411 0 DISCOVER FINANCIAL SERVICES 254709108 21 1124 SH DEFINED 0 0 1124 DOMINION RESOURCES 25746U109 27 630 SH SOLE 630 0 0 DOMINION RESOURCES 25746U109 27 635 SH DEFINED 635 0 0 DOW CHEMICAL 260543103 13 373 SH SOLE 373 0 0 E I DU PONT DE NEMOURS & CO 263534109 130 2611 SH SOLE 2611 0 0 E I DU PONT DE NEMOURS & CO 263534109 10 200 SH DEFINED 0 200 0 DUKE ENERGY CORPORATION 26441C105 2 100 SH SOLE 100 0 0 DUN & BRADSTREET CORP NEW 26483E100 10 117 SH SOLE 117 0 0 EMC CORP 268648102 111 4840 SH SOLE 4840 0 0 EOG RESOURCES INC 26875P101 9 100 SH SOLE 100 0 0 EBAY INC 278642103 17 615 SH SOLE 615 0 0 EBAY INC 278642103 5 180 SH DEFINED 180 0 0 ECOLAB INC. 278865100 15 300 SH SOLE 300 0 0 ECOLOGY AND ENVIRONMENT INC 278878103 15 1000 SH SOLE 1000 0 0 ELAN CORPORATION 284131208 15 2540 SH SOLE 2540 0 0 EMERSON ELECTRIC 291011104 397 6946 SH SOLE 6946 0 0 EMERSON ELECTRIC 291011104 216 3775 SH DEFINED 1450 2325 0 ENTERGY CORPORATION 29364G103 568 8013 SH SOLE 8013 0 0 ENTERGY CORPORATION 29364G103 111 1565 SH DEFINED 1000 565 0 EQUITY RESIDENTIAL SHARES OF B 29476L107 10 200 SH SOLE 200 0 0 ESPEY MFG. & ELECTRONICS CORP 296650104 13 550 SH DEFINED 550 0 0 EXELON CORP 30161N101 480 11526 SH SOLE 11526 0 0 EXELON CORP 30161N101 100 2400 SH DEFINED 1200 1200 0 EXPRESS SCRIPTS INC 302182100 13 240 SH SOLE 240 0 0 FORM 13F INFORMATION TABLE 4th qtr 2010 VALUE SHARES/ SH/ PUT/ INVSTMT NAME OF ISSUER CUSIP (X$1000) PRN AMT PRN CALL DSCRETN VOTING AUTHORITY SOLE SHARED NONE - ------------------------------ ---------------- --------- -------- -------- --- EXXON MOBIL CORP 30231G102 2142 29294 SH SOLE 27100 0 2194 EXXON MOBIL CORP 30231G102 472 6460 SH DEFINED 2150 4310 0 FAMILY DOLLAR STORES, INC. 307000109 9 175 SH SOLE 175 0 0 FEDEX CORPORATION 31428X106 13 140 SH SOLE 140 0 0 FEDEX CORPORATION 31428X106 7 70 SH DEFINED 70 0 0 FIRSTENERGY CORP 337932107 11 300 SH SOLE 300 0 0 FORD MOTOR CO DEL 345370860 134 8000 SH SOLE 8000 0 0 FRANKLIN RESOURCES, INC. 354613101 14 125 SH SOLE 125 0 0 FREEPORT-MCMORAN COPPER & 35671D857 7 55 SH SOLE 55 0 0 FRONTIER COMMUNICATIONS CORP 35906A108 295 30272 SH SOLE 30272 0 0 FRONTIER COMMUNICATIONS CORP 35906A108 14 1446 SH DEFINED 618 686 142 GANNETT CO. INC 364730101 2 100 SH SOLE 100 0 0 GAP INC 364760108 19 840 SH SOLE 840 0 0 GENERAL DYNAMICS CORPORATION 369550108 281 3960 SH SOLE 3960 0 0 GENERAL DYNAMICS CORPORATION 369550108 78 1100 SH DEFINED 1000 100 0 GENERAL ELECTRIC CO 369604103 1568 85795 SH SOLE 85615 0 180 GENERAL ELECTRIC CO 369604103 172 9399 SH DEFINED 4265 5034 100 GENERAL MILLS, INC 370334104 43 1200 SH SOLE 1200 0 0 GENERAL MILLS, INC 370334104 78 2200 SH DEFINED 2200 0 0 GENZYME CORP 372917104 9 125 SH SOLE 125 0 0 GILEAD SCIENCES, INC. 375558103 392 10820 SH SOLE 10735 0 85 GLAXO SMITHKLINE PLC SPON ADR 37733W105 16 400 SH DEFINED 400 0 0 GOLDMAN SACHS GROUP INC 38141G104 168 1002 SH SOLE 1002 0 0 GOLDMAN SACHS GROUP INC 38141G104 8 45 SH DEFINED 0 45 0 GOOGLE INC 38259P508 634 1067 SH SOLE 1059 0 8 GOOGLE INC 38259P508 18 31 SH DEFINED 15 16 0 GREEN MOUNTAIN COFFEE 393122106 3 105 SH SOLE 105 0 0 HSBC HOLDINGS PLC SPONS 404280406 31 607 SH SOLE 607 0 0 HALLIBURTON COMPANY 406216101 16 400 SH SOLE 400 0 0 HANESBRANDS INC 410345102 3 113 SH SOLE 113 0 0 HARLEY DAVIDSON 412822108 35 1010 SH SOLE 985 0 25 HARLEY DAVIDSON 412822108 4 110 SH DEFINED 110 0 0 HARSCO CORP 415864107 100 3525 SH SOLE 3525 0 0 HARTFORD FINANCIAL SERVICE 416515104 8 300 SH SOLE 300 0 0 HARTFORD FINANCIAL SERVICES 416515104 11 400 SH DEFINED 0 400 0 HEINZ, H J CO 423074103 12 250 SH DEFINED 0 250 0 HELMERICH & PAYNE, INC. 423452101 112 2310 SH SOLE 2310 0 0 HESS CORP 42809H107 8 100 SH SOLE 100 0 0 HEWLETT PACKARD CO 428236103 231 5495 SH SOLE 5470 0 25 HEWLETT PACKARD CO 428236103 56 1321 SH DEFINED 0 1321 0 HOME DEPOT INC 437076102 480 13685 SH SOLE 13685 0 0 HOME DEPOT INC 437076102 120 3430 SH DEFINED 1000 2430 0 HOSPIRA INC. 441060100 1 20 SH SOLE 20 0 0 IMPAX LABORATORIES INC 45256B101 20 1000 SH SOLE 1000 0 0 INERGY, LP 456615103 6 150 SH SOLE 150 0 0 INTEL CORP 458140100 1313 62465 SH SOLE 62200 0 265 INTEL CORP 458140100 234 11120 SH DEFINED 6035 5085 0 INTERMEC INC 458786100 2 174 SH SOLE 174 0 0 INTL BUSINESS MACHINES 459200101 1089 7421 SH SOLE 7396 0 25 INTL BUSINESS MACHINES 459200101 263 1794 SH DEFINED 500 1294 0 ETF ISHARES SILVER TR 46428Q109 114 3780 SH SOLE 3780 0 0 FORM 13F INFORMATION TABLE 4th qtr 2010 VALUE SHARES/ SH/ PUT/ INVSTMT NAME OF ISSUER CUSIP (X$1000) PRN AMT PRN CALL DSCRETN VOTING AUTHORITY SOLE SHARED NONE - ------------------------------ ---------------- --------- -------- -------- ISHARES GOLD TRUST 464285105 14 1000 SH SOLE 1000 0 0 ISHARES MSCI AUSTRALIA INDEX 464286103 76 2990 SH SOLE 2990 0 0 ISHARES INC - MSCI BRAZIL FREE 464286400 111 1430 SH SOLE 1430 0 0 ISHARES MSCI CANADA INDEX FUND 464286509 43 1385 SH SOLE 1385 0 0 ISHARES MSCI BRIC INDEX FUND 464286657 37 750 SH SOLE 750 0 0 ISHARES S & P 100 INDEX FUND 464287101 242 4276 SH SOLE 4276 0 0 ISHARES DOW JONES SELECT 464287168 35 692 SH SOLE 692 0 0 ISHARES BARCLAYS TIPS BOND 464287176 7197 66935 SH SOLE 66315 0 620 ISHARES BARCLAYS TIPS BOND 464287176 996 9261 SH DEFINED 7300 1961 0 I-SHARES FTSE 25 INDEX FUND 464287184 19 440 SH SOLE 440 0 0 I-SHARES FTSE 25 INDEX FUND 464287184 5 115 SH DEFINED 0 115 0 ISHARES BARCLAYS AGGREGATE BOND 464287226 953 9014 SH SOLE 9014 0 0 I-SHARES TRUST AMERICA 40 464287390 63 1175 SH SOLE 1175 0 0 I-SHARES BARCLAYS 464287440 14 150 SH SOLE 150 0 0 I-SHARES MSCI EAFE INDEX FUND 464287465 2375 40788 SH SOLE 40701 0 87 I-SHARES MSCI EAFE INDEX FUND 464287465 77 1320 SH DEFINED 450 870 0 ISHARES TR RUSSELL 1000 464287614 37 641 SH SOLE 641 0 0 ISHARES TR RUSSELL 2000 464287630 12 165 SH SOLE 165 0 0 ISHARES RUSSELL 2000 GROWTH 464287648 13 150 SH SOLE 150 0 0 ISHARES S&P SMALLCAP 600 464287804 1661 24258 SH SOLE 24218 0 40 ISHARES S&P SMALLCAP 600 464287804 167 2435 SH DEFINED 1905 530 0 JPMORGAN CHASE & CO COM 46625H100 678 15987 SH SOLE 15882 0 105 JPMORGAN CHASE & CO COM 46625H100 52 1230 SH DEFINED 830 400 0 JABIL CIRCUIT INC. 466313103 2 100 SH SOLE 100 0 0 JARDEN CORPORATION 471109108 0 2 SH SOLE 2 0 0 JOHNSON & JOHNSON 478160104 2121 34292 SH SOLE 34197 0 95 JOHNSON & JOHNSON 478160104 468 7565 SH DEFINED 2135 5430 0 JONES SODA COMPANY 48023P106 0 285 SH SOLE 285 0 0 KELLOGG COMPANY 487836108 10 200 SH DEFINED 200 0 0 KEYCORP NEW COM 493267108 5 542 SH SOLE 542 0 0 KEYCORP NEW COM 493267108 258 29123 SH DEFINED 0 0 29123 KIMBERLY CLARK 494368103 6 100 SH SOLE 100 0 0 KIMBERLY CLARK 494368103 25 400 SH DEFINED 200 200 0 KRAFT FOODS INC. 50075N104 26 832 SH SOLE 832 0 0 L-3 COMMUNICATIONS HOLDINGS,INC. 502424104 25 355 SH DEFINED 0 355 0 ELI LILLY & CO 532457108 68 1952 SH SOLE 1952 0 0 ELI LILLY & CO 532457108 82 2340 SH DEFINED 2340 0 0 LINN ENERGY LLC 536020100 37 1000 SH SOLE 1000 0 0 LOCKHEED MARTIN CORP 539830109 374 5345 SH SOLE 5345 0 0 LOCKHEED MARTIN CORP 539830109 48 690 SH DEFINED 690 0 0 LOWES COMPANIES INC 548661107 593 23651 SH SOLE 23426 0 225 LOWES COMPANIES INC 548661107 70 2810 SH DEFINED 1000 1810 0 MBIA INC 55262C100 24 2000 SH SOLE 2000 0 0 MDU RESOURCES GROUP INC 552690109 3 150 SH SOLE 150 0 0 MANULIFE FINANCIAL 56501R106 6 368 SH SOLE 368 0 0 ETF MARKET VECTORS BRAZIL 57060U613 6 100 SH SOLE 100 0 0 MARKET VECTORS AFRICA INDEX ETF 57060U787 11 315 SH SOLE 315 0 0 MARKWEST ENERGY PARTNERS LP 570759100 13 300 SH SOLE 300 0 0 MCCORMICK & CO. 579780206 18 380 SH SOLE 380 0 0 MCDONALDS CORP 580135101 1044 13605 SH SOLE 13540 0 65 MCDONALDS CORP 580135101 330 4302 SH DEFINED 1785 2517 0 FORM 13F INFORMATION TABLE 4th qtr 2010 VALUE SHARES/ SH/ PUT/ INVSTMT NAME OF ISSUER CUSIP (X$1000) PRN AMT PRN CALL DSCRETN VOTING AUTHORITY SOLE SHARED NONE - ------------------------------ ---------------- --------- -------- -------- MC GRAW-HILL COMPANIES INC 580645109 72 1965 SH SOLE 1965 0 0 MC GRAW-HILL COMPANIES INC 580645109 5 130 SH DEFINED 130 0 0 MCKESSON CORPORATION 58155Q103 86 1215 SH SOLE 1215 0 0 MEDCO HEALTH SOLUTIONS, INC. 58405U102 338 5520 SH SOLE 5430 0 90 MEDCO HEALTH SOLUTIONS, INC. 58405U102 114 1856 SH DEFINED 0 120 1736 MEDTRONIC INC 585055106 433 11682 SH SOLE 11645 0 37 MEDTRONIC INC 585055106 99 2675 SH DEFINED 1190 1485 0 MERCK & CO., INC 58933Y105 49 1350 SH SOLE 1350 0 0 MERCK & CO., INC 58933Y105 18 500 SH DEFINED 0 500 0 METLIFE INC 59156R108 245 5510 SH SOLE 5480 0 30 MICROSOFT CORP 594918104 973 34869 SH SOLE 34799 0 70 MICROSOFT CORP 594918104 214 7670 SH DEFINED 3505 4165 0 MONSANTO COMPANY 61166W101 26 370 SH SOLE 370 0 0 MONSANTO COMPANY 61166W101 4 55 SH DEFINED 0 55 0 MORGAN STANLEY 617446448 106 3900 SH SOLE 3900 0 0 MORGAN STANLEY 617446448 61 2248 SH DEFINED 0 0 2248 NBT BANCORP INC. 628778102 328 13586 SH SOLE 0 0 13586 NETAPP, INC. 64110D104 5 100 SH SOLE 100 0 0 NEW JERSEY RESOURCES CORP 646025106 20 456 SH SOLE 456 0 0 NEW YORK COMMUNITY BANCORP INC 649445103 4 200 SH SOLE 200 0 0 NEWELL RUBBERMAID INC 651229106 8 425 SH SOLE 425 0 0 NEXTERA ENERGY INC 65339F101 532 10240 SH SOLE 10180 0 60 NEXTERA ENERGY INC 65339F101 75 1440 SH DEFINED 1200 240 0 NICOR INC 654086107 15 300 SH SOLE 300 0 0 NIKE, INC 654106103 242 2830 SH SOLE 2795 0 35 NOKIA CORPORATION 654902204 5 510 SH SOLE 510 0 0 NOBLE ENERGY INC. 655044105 17 200 SH DEFINED 0 200 0 NOVAGOLD RESOURCES INC 66987E206 11 750 SH SOLE 750 0 0 NSTAR 67019E107 17 400 SH SOLE 400 0 0 ORACLE CORPORATION 68389X105 565 18045 SH SOLE 17920 0 125 P G & E CORP 69331C108 14 300 SH SOLE 300 0 0 PPG INDUSTRIES 693506107 29 340 SH SOLE 340 0 0 PAIN THERAPEUTICS, INC. 69562K100 1 200 SH SOLE 200 0 0 PEPCO HOLDINGS INC. 713291102 17 933 SH SOLE 933 0 0 PEPSICO INC 713448108 1729 26474 SH SOLE 26364 0 110 PEPSICO INC 713448108 281 4305 SH DEFINED 1860 2445 0 PERKIN ELMER, INC 714046109 9 340 SH SOLE 340 0 0 PETMED EXPRESS INC. 716382106 2 100 SH SOLE 100 0 0 PFIZER INC 717081103 173 9913 SH SOLE 9913 0 0 PFIZER INC 717081103 128 7324 SH DEFINED 3600 1360 2364 PHILIP MORRIS INTERNATIONAL W/I 718172109 46 790 SH SOLE 790 0 0 PIEDMONT NATURAL GAS COMPANY 720186105 28 1000 SH SOLE 1000 0 0 PLAINS ALL AMERICAN PIPELINE 726503105 63 1000 SH SOLE 1000 0 0 POWERSHARES QQQ 73935A104 1 25 SH SOLE 25 0 0 POWERSHARES WILDERHILL CLEAN 73935X500 6 570 SH SOLE 570 0 0 PRAXAIR 74005P104 199 2085 SH SOLE 2085 0 0 PRAXAIR 74005P104 165 1725 SH DEFINED 825 900 0 PROCTER & GAMBLE CO 742718109 2294 35654 SH SOLE 35539 0 115 PROCTER & GAMBLE CO 742718109 560 8709 SH DEFINED 2785 5924 0 PROLOGIS 743410102 17 1200 SH SOLE 1200 0 0 ULTRA TECHNOLOGY PROSHARES ETF 74347R693 10 150 SH SOLE 150 0 0 FORM 13F INFORMATION TABLE 4th qtr 2010 VALUE SHARES/ SH/ PUT/ INVSTMT NAME OF ISSUER CUSIP (X$1000) PRN AMT PRN CALL DSCRETN VOTING AUTHORITY SOLE SHARED NONE - ------------------------------ ---------------- --------- -------- -------- PRUDENTIAL FINANCIAL INC 744320102 190 3235 SH SOLE 3190 0 45 QUALCOMM INC 747525103 1037 20955 SH SOLE 20860 0 95 QUALCOMM INC 747525103 47 950 SH DEFINED 665 285 0 ROSS STORES INC 778296103 13 200 SH SOLE 200 0 0 ROYAL DUTCH SHELL PLC 780259206 6 90 SH SOLE 90 0 0 SPDR S & P 500 ETF TRUST 78462F103 9122 72541 SH SOLE 72421 0 120 SPDR S & P 500 ETF TRUST 78462F103 86 685 SH DEFINED 130 555 0 SPDR GOLD TRUST 78463V107 641 4618 SH SOLE 4618 0 0 SPDR GOLD TRUST 78463V107 10 75 SH DEFINED 75 0 0 ETF SPDR BRIC 40 78463X798 92 3365 SH SOLE 3365 0 0 S & P MIDCAP 400 DEPOSITORY 78467Y107 4255 25840 SH SOLE 25783 0 57 S & P MIDCAP 400 DEPOSITORY 78467Y107 319 1935 SH DEFINED 1465 470 0 ST. JUDE MEDICAL, INC 790849103 14 330 SH SOLE 330 0 0 SALESFORCE.COM, INC. 79466L302 2 15 SH SOLE 15 0 0 SANDISK CORPORATION 80004C101 25 500 SH SOLE 500 0 0 SARA LEE CORP 803111103 11 633 SH SOLE 633 0 0 SCHLUMBERGER LTD 806857108 257 3080 SH SOLE 3080 0 0 SEARS ROEBUCK HOLDINGS CORP 812350106 33 453 SH DEFINED 0 0 453 FINANCIAL SELECT SECTOR SPDR 81369Y605 27 1705 SH SOLE 1705 0 0 TECHNOLOGY SELECT SECT SPDR 81369Y803 3 125 SH SOLE 125 0 0 SIMON PROPERTY GROUP 828806109 19 187 SH SOLE 187 0 0 SIRIUS XM RADIO INC 82967N108 1 759 SH SOLE 759 0 0 SOUTHERN CO 842587107 351 9173 SH SOLE 9173 0 0 SOUTHERN CO 842587107 171 4480 SH DEFINED 2350 2130 0 SOUTHERN COPPER CORPORATION 84265V105 22 450 SH SOLE 450 0 0 SOUTHWEST GAS CORP 844895102 5 150 SH SOLE 150 0 0 STAPLES INCORPORATED 855030102 22 980 SH SOLE 980 0 0 STAPLES INCORPORATED 855030102 35 1518 SH DEFINED 0 1518 0 STARBUCKS CORPORATION 855244109 32 985 SH SOLE 985 0 0 STATE STREET CORP. COM 857477103 97 2100 SH SOLE 2100 0 0 STMICROELECTRONICS NV 861012102 13 1200 SH DEFINED 0 1200 0 STONE ENERGY 861642106 4 200 SH SOLE 200 0 0 STRYKER CORP 863667101 829 15437 SH SOLE 15325 0 112 STRYKER CORP 863667101 66 1225 SH DEFINED 0 1225 0 SYSCO CORPORATION 871829107 28 955 SH SOLE 955 0 0 TARGET CORP 87612E106 409 6804 SH SOLE 6762 0 42 TARGET CORP 87612E106 156 2595 SH DEFINED 995 1600 0 TEVA PHARMACEUTICAL INDUSTRIES 881624209 231 4433 SH SOLE 4408 0 25 TEXAS INSTRUMENTS 882508104 37 1135 SH SOLE 1135 0 0 3M CO COM 88579Y101 327 3785 SH SOLE 3785 0 0 3M CO COM 88579Y101 127 1468 SH DEFINED 1000 468 0 TORONTO-DOMINION BANK NEW 891160509 56 749 SH SOLE 749 0 0 TRUSTCO BK CORP N Y 898349105 19 3070 SH SOLE 3070 0 0 TRUSTCO BK CORP N Y 898349105 13 2000 SH DEFINED 0 2000 0 US BANCORP DEL COM NEW 902973304 102 3800 SH SOLE 3800 0 0 UNDER ARMOUR INC 904311107 5 100 SH SOLE 100 0 0 UNILEVER PLC 904767704 4 117 SH SOLE 117 0 0 UNITED PARCEL SERVICE 911312106 4 50 SH SOLE 50 0 0 UNITED TECHNOLOGIES CORP 913017109 2106 26749 SH SOLE 26652 0 97 UNITED TECHNOLOGIES CORP 913017109 294 3730 SH DEFINED 1810 1920 0 UNITED HEALTHCARE GROUP INC 91324P102 13 370 SH SOLE 370 0 0 FORM 13F INFORMATION TABLE 4th qtr 2010 VALUE SHARES/ SH/ PUT/ INVSTMT NAME OF ISSUER CUSIP (X$1000) PRN AMT PRN CALL DSCRETN VOTING AUTHORITY SOLE SHARED NONE - ------------------------------ ---------------- --------- -------- -------- VANGUARD EMERGING MARKETS 922042858 1866 38764 SH SOLE 38654 0 110 VANGUARD EMERGING MARKETS 922042858 35 725 SH DEFINED 175 550 0 VANGUARD MID-CAP ETF 922908629 58 775 SH SOLE 775 0 0 VANGUARD LARGE-CAP ETF 922908637 311 5400 SH SOLE 5400 0 0 VANGUARD SMALL CAP ETF 922908751 25 344 SH SOLE 344 0 0 VERIZON COMMUNICATIONS INC 92343V104 945 26420 SH SOLE 26350 0 70 VERIZON COMMUNICATIONS INC 92343V104 252 7032 SH DEFINED 3350 3088 594 VISA INC - CLASS A SHARES 92826C839 38 545 SH SOLE 545 0 0 VMWARE INC 928563402 7 75 SH SOLE 75 0 0 VODAFONE GROUP PLC 92857W209 10 367 SH DEFINED 0 0 367 WAL MART STORES INC 931142103 565 10481 SH SOLE 10481 0 0 WAL MART STORES INC 931142103 102 1900 SH DEFINED 1500 400 0 WALGREEN CO 931422109 79 2020 SH SOLE 2020 0 0 WALGREEN CO 931422109 124 3192 SH DEFINED 400 2792 0 WASTE MANAGEMENT INC NEW 94106L109 304 8240 SH SOLE 8160 0 80 WASTE MANAGEMENT INC NEW 94106L109 49 1340 SH DEFINED 425 915 0 WELLS FARGO & CO NEW 949746101 22 707 SH SOLE 700 0 7 WELLS FARGO & CO NEW 949746101 23 750 SH DEFINED 0 750 0 WESTERN GAS PARTNERS LP 958254104 12 400 SH SOLE 400 0 0 YAHOO INC 984332106 4 250 SH SOLE 250 0 0 YUM BRANDS INC. 988498101 5 100 SH SOLE 100 0 0 YUM BRANDS INC. 988498101 29 600 SH DEFINED 0 600 0 GRAND TOTALS 92051 1802084 1626757 110088 65239 -----END PRIVACY-ENHANCED MESSAGE-----