-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, KFnVRIMMHW+2mdL4t6Zr+J2kT1Z2R5T5NzA3umtdIczOm1eUy95KH4WMDbuNuWNo k9GtQPAxA6hUnMx80Er4aQ== 0001054257-10-000003.txt : 20100415 0001054257-10-000003.hdr.sgml : 20100415 20100415104740 ACCESSION NUMBER: 0001054257-10-000003 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 20100331 FILED AS OF DATE: 20100415 DATE AS OF CHANGE: 20100415 EFFECTIVENESS DATE: 20100415 FILER: COMPANY DATA: COMPANY CONFORMED NAME: ADIRONDACK TRUST CO CENTRAL INDEX KEY: 0001054257 IRS NUMBER: 140458765 STATE OF INCORPORATION: NY FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-11929 FILM NUMBER: 10750992 BUSINESS ADDRESS: STREET 1: 473 BROADWAY CITY: SARATOGA SPRINGS STATE: NY ZIP: 12866 BUSINESS PHONE: 5185845844 MAIL ADDRESS: STREET 1: 473 BROADWAY CITY: SARATOGA SPRINGS STATE: NY ZIP: 12866 13F-HR 1 atc0310.txt FORM 13F INFORMATION TABLE 1st qtr 2010 VALUE SHARES/ SH/ PUT/ INVSTMT OTHER NAME OF ISSUER CUSIP (X$1000) PRN AMT PRN CALL DSCRETN VOTING AUTHORITY SOLE SHARED NONE - ------------------------------ ---------------- --------- -------- -------- DAIMLER AG D1668R123 12 249 SH DEFINED 0 249 0 ACCENTURE PLC G1151C101 235 5610 SH SOLE 5510 0 100 WEATHERFORD INTER H27013103 362 22814 SH SOLE 22634 0 180 TRANSOCEAN LTD H8817H100 421 4878 SH SOLE 4855 0 23 TRANSOCEAN LTD H8817H100 16 191 SH DEFINED 73 118 0 VOCALTEC COMMUNICATIONS M97601112 0 10 SH DEFINED 10 0 0 AFLAC INC. 001055102 62 1145 SH SOLE 1145 0 0 AFLAC INC. 001055102 27 500 SH DEFINED 0 500 0 AT&T INC. 00206R102 811 31383 SH SOLE 31228 0 155 AT&T INC. 00206R102 274 10617 SH DEFINED 2875 5363 2379 ARCA BIOPHARMA INC 00211Y100 0 4 SH SOLE 4 0 0 ABBOTT LABS 002824100 332 6307 SH SOLE 6307 0 0 ABBOTT LABS 002824100 154 2925 SH DEFINED 1350 1575 0 ADOBE SYSTEMS INC 00724F101 316 8940 SH SOLE 8940 0 0 ADVANCED MICRO DEVICES INC 007903107 1 100 SH DEFINED 0 0 100 AETNA INC COM 00817Y108 119 3400 SH SOLE 3310 0 90 ALCOA INC 013817101 45 3180 SH SOLE 3180 0 0 ALCOA INC 013817101 10 700 SH DEFINED 0 700 0 ALCATEL - LUCENT 013904305 2 488 SH SOLE 488 0 0 ALLEGHENY TECHNOLOGIES, INC 01741R102 1 20 SH SOLE 20 0 0 ALLIANT TECHSYSTEMS INC. 018804104 572 7030 SH SOLE 6995 0 35 ALLSTATE CORP 020002101 7 205 SH SOLE 205 0 0 ALLSTATE CORP 020002101 86 2668 SH DEFINED 0 0 2668 ALTRIA GROUP, INC. 02209S103 24 1180 SH SOLE 1180 0 0 AMAZON. COM, INC 023135106 27 200 SH SOLE 200 0 0 AMBAC FINANCIAL GROUP INC 023139108 1 2000 SH SOLE 2000 0 0 AMEREN CORP 023608102 6 240 SH SOLE 240 0 0 AMERICAN ELEC PWR INC 025537101 10 300 SH SOLE 300 0 0 AMERICAN EXPRESS 025816109 240 5810 SH SOLE 5773 0 37 AMERICAN EXPRESS 025816109 41 985 SH DEFINED 270 715 0 AMERIPRISE FINANCIAL INC. 03076C106 21 467 SH SOLE 467 0 0 AMGEN INCORPORATED 031162100 196 3275 SH SOLE 3275 0 0 AMGEN INCORPORATED 031162100 60 1000 SH DEFINED 300 700 0 APACHE CORP 037411105 111 1090 SH SOLE 1080 0 10 APPLE INC 037833100 783 3330 SH SOLE 3310 0 20 APPLIED MATL INC 038222105 160 11919 SH SOLE 11919 0 0 APPLIED MATL INC 038222105 4 300 SH DEFINED 0 300 0 AQUA AMERICA INC 03836W103 20 1120 SH SOLE 1120 0 0 ARROW FINANCIAL CORPORATION 042744102 68 2547 SH SOLE 2547 0 0 ATHENAHEALTH INC. 04685W103 18 500 SH SOLE 500 0 0 AUTOMATIC DATA PROCESSING 053015103 273 6136 SH SOLE 6081 0 55 AUTOMATIC DATA PROCESSING 053015103 109 2460 SH DEFINED 1460 1000 0 AVON PRODUCTS INC 054303102 28 822 SH SOLE 822 0 0 BP P.L.C. 055622104 916 16048 SH SOLE 16048 0 0 BP P.L.C. 055622104 150 2625 SH DEFINED 1805 820 0 BP PRUDHOE BAY ROYALTY TRUST 055630107 10 100 SH SOLE 100 0 0 BAKER HUGHES INC 057224107 16 334 SH SOLE 334 0 0 BAKER HUGHES INC 057224107 14 300 SH DEFINED 300 0 0 FORM 13F INFORMATION TABLE 1st qtr 2010 VALUE SHARES/ SH/ PUT/ INVSTMT OTHER NAME OF ISSUER CUSIP (X$1000) PRN AMT PRN CALL DSCRETN VOTING AUTHORITY SOLE SHARED NONE - ------------------------------ ---------------- --------- -------- -------- BANK OF AMERICA CORP 060505104 267 14958 SH SOLE 14899 0 59 BANK OF AMERICA CORP 060505104 31 1765 SH DEFINED 300 1465 0 BANK OF NEW YORK MELLON CORP 064058100 461 14929 SH SOLE 14829 0 100 BANK OF NEW YORK MELLON CORP 064058100 30 986 SH DEFINED 986 0 0 BARRICK GOLD CORP 067901108 150 3915 SH SOLE 3915 0 0 BARRICK GOLD CORP 067901108 26 685 SH DEFINED 0 685 0 BAXTER INTERNATIONAL INC. 071813109 12 200 SH SOLE 200 0 0 BAXTER INTERNATIONAL INC. 071813109 52 900 SH DEFINED 900 0 0 BECTON DICKINSON & CO 075887109 630 8005 SH SOLE 7945 0 60 BECTON DICKINSON & CO 075887109 81 1030 SH DEFINED 530 500 0 BED BATH & BEYOND 075896100 0 10 SH SOLE 10 0 0 BERKSHIRE HATHAWAY INC. 084670702 76 935 SH SOLE 935 0 0 BOEING 097023105 34 470 SH SOLE 470 0 0 BOEING 097023105 69 950 SH DEFINED 450 500 0 BRISTOL MYERS SQUIBB CO 110122108 475 17775 SH SOLE 17645 0 130 BRISTOL MYERS SQUIBB CO 110122108 45 1690 SH DEFINED 0 1690 0 BROADRIDGE FINANCIAL 11133T103 2 112 SH SOLE 112 0 0 CB RICHARD ELLIS GROUP INC 12497T101 2 150 SH SOLE 150 0 0 CH ENERGY GROUP, INC 12541M102 51 1237 SH SOLE 1237 0 0 CSX CORPORATION 126408103 7 135 SH SOLE 135 0 0 CVS/CAREMARK CORP 126650100 483 13225 SH SOLE 13135 0 90 CAREFUSION CORPORATION 14170T101 7 250 SH SOLE 250 0 0 CATERPILLAR INC 149123101 902 14360 SH SOLE 14295 0 65 CATERPILLAR INC 149123101 188 2995 SH DEFINED 2100 895 0 CEDAR FAIR LTD PARTNERSHIP 150185106 7 600 SH DEFINED 0 600 0 CELGENE CORP 151020104 6 100 SH SOLE 100 0 0 CENTERPOINT ENERGY, INC 15189T107 23 1600 SH SOLE 1600 0 0 CENTERPOINT ENERGY, INC 15189T107 72 5000 SH DEFINED 5000 0 0 CHESAPEAKE ENERGY CORP 165167107 298 12605 SH SOLE 12605 0 0 CHESAPEAKE ENERGY CORP 165167107 5 200 SH DEFINED 0 200 0 CHEVRON CORPORATION 166764100 705 9294 SH SOLE 9254 0 40 CHEVRON CORPORATION 166764100 164 2165 SH DEFINED 1075 1090 0 CISCO SYSTEMS INC. 17275R102 1217 46755 SH SOLE 46505 0 250 CISCO SYSTEMS INC. 17275R102 147 5660 SH DEFINED 1235 4425 0 CITIGROUP INC 172967101 12 3017 SH SOLE 2972 0 45 CITIGROUP INC 172967101 1 200 SH DEFINED 0 200 0 CLOROX COMPANY 189054109 6 100 SH SOLE 100 0 0 CLOROX COMPANY 189054109 13 200 SH DEFINED 0 200 0 COACH INC. 189754104 8 200 SH SOLE 200 0 0 COCA COLA CO 191216100 957 17407 SH SOLE 17407 0 0 COCA COLA CO 191216100 240 4360 SH DEFINED 2140 2220 0 COLGATE PALMOLIVE 194162103 1533 17980 SH SOLE 17915 0 65 COLGATE PALMOLIVE 194162103 124 1455 SH DEFINED 1320 135 0 COMPANHIA SIDERURGICA 20440W105 40 1000 SH SOLE 1000 0 0 CONOCOPHILLIPS 20825C104 789 15413 SH SOLE 15348 0 65 CONOCOPHILLIPS 20825C104 102 2000 SH DEFINED 2000 0 0 CONSTELLATION ENERGY GROUP 210371100 11 300 SH DEFINED 0 300 0 CORN PRODUCTS INTERNATIONAL 219023108 11 320 SH SOLE 320 0 0 CORNING INC 219350105 451 22325 SH SOLE 22140 0 185 COSTCO WHSL CORP NEW 22160K105 7 125 SH SOLE 125 0 0 ETF CURRENCYSHARES AUSTRALIA 23129U101 14 150 SH SOLE 150 0 0 FORM 13F INFORMATION TABLE 1st qtr 2010 VALUE SHARES/ SH/ PUT/ INVSTMT OTHER NAME OF ISSUER CUSIP (X$1000) PRN AMT PRN CALL DSCRETN VOTING AUTHORITY SOLE SHARED NONE - ------------------------------ ---------------- --------- -------- -------- DNP SELECT INCOME FUND INC 23325P104 32 3500 SH SOLE 3500 0 0 DANAHER CORP 235851102 229 2867 SH SOLE 2845 0 22 DANAHER CORP 235851102 54 670 SH DEFINED 280 390 0 DEERE & CO (JOHN DEERE) 244199105 393 6610 SH SOLE 6545 0 65 DEERE & CO (JOHN DEERE) 244199105 18 300 SH DEFINED 0 300 0 DELL INC 24702R101 25 1640 SH SOLE 1640 0 0 DELL INC 24702R101 3 200 SH DEFINED 0 200 0 DENTSPLY INTERNATIONAL INC 249030107 54 1535 SH SOLE 1535 0 0 DENTSPLY INTERNATIONAL INC 249030107 14 400 SH DEFINED 0 400 0 DISNEY (WALT) COMPANY 254687106 656 18800 SH SOLE 18650 0 150 DISNEY (WALT) COMPANY 254687106 156 4476 SH DEFINED 1155 3321 0 DISCOVER FINANCIAL SERVICES 254709108 17 1124 SH DEFINED 0 0 1124 DOMINION RESOURCES 25746U109 26 630 SH SOLE 630 0 0 DOMINION RESOURCES 25746U109 26 635 SH DEFINED 635 0 0 DOW CHEMICAL 260543103 11 373 SH SOLE 373 0 0 E I DU PONT DE NEMOURS CO 263534109 109 2916 SH SOLE 2916 0 0 E I DU PONT DE NEMOURS CO 263534109 13 360 SH DEFINED 0 360 0 DUKE ENERGY CORPORATION 26441C105 2 100 SH SOLE 100 0 0 DUN & BRADSTREET CORP NEW 26483E100 9 117 SH SOLE 117 0 0 EMC CORP 268648102 87 4840 SH SOLE 4840 0 0 EOG RESOURCES INC 26875P101 9 100 SH SOLE 100 0 0 EBAY INC 278642103 131 4850 SH SOLE 4850 0 0 EBAY INC 278642103 5 180 SH DEFINED 180 0 0 ECOLAB INC. 278865100 24 550 SH SOLE 550 0 0 ELAN CORPORATION 284131208 19 2540 SH SOLE 2540 0 0 EMERSON ELECTRIC 291011104 357 7089 SH SOLE 7089 0 0 EMERSON ELECTRIC 291011104 270 5355 SH DEFINED 1450 3905 0 ENTERGY CORPORATION 29364G103 761 9359 SH SOLE 9359 0 0 ENTERGY CORPORATION 29364G103 127 1565 SH DEFINED 1000 565 0 EQUITY RESIDENTIAL SHARES 29476L107 8 200 SH SOLE 200 0 0 ESPEY MFG. ELECTRONICS 296650104 61 3049 SH SOLE 3049 0 0 ESPEY MFG. ELECTRONICS 296650104 10 500 SH DEFINED 500 0 0 EXELON CORP 30161N101 705 16087 SH SOLE 16042 0 45 EXELON CORP 30161N101 105 2400 SH DEFINED 1200 1200 0 EXPRESS SCRIPTS INC 302182100 14 140 SH SOLE 140 0 0 EXXON MOBIL CORP 30231G102 2018 30133 SH SOLE 27939 0 2194 EXXON MOBIL CORP 30231G102 474 7085 SH DEFINED 2150 4935 0 FPL GROUP INC 302571104 269 5565 SH SOLE 5565 0 0 FPL GROUP INC 302571104 58 1200 SH DEFINED 1200 0 0 FAIRPOINT COMMUNICATIONS 305560104 0 13 SH DEFINED 0 13 0 FEDEX CORPORATION 31428X106 16 175 SH SOLE 175 0 0 FEDEX CORPORATION 31428X106 7 70 SH DEFINED 70 0 0 FIRSTENERGY CORP 337932107 12 300 SH SOLE 300 0 0 FORD MOTOR CO DEL 345370860 101 8000 SH SOLE 8000 0 0 FRANKLIN RESOURCES, INC. 354613101 114 1025 SH SOLE 1025 0 0 FRONTIER COMMUNICATIONS CORP 35906A108 216 29090 SH SOLE 29090 0 0 GANNETT CO. INC 364730101 2 100 SH SOLE 100 0 0 GANNETT CO. INC 364730101 5 300 SH DEFINED 0 300 0 GAP INC 364760108 19 840 SH SOLE 840 0 0 GENERAL DYNAMICS CORPORATION 369550108 397 5140 SH SOLE 5140 0 0 GENERAL DYNAMICS CORPORATION 369550108 90 1160 SH DEFINED 1000 160 0 FORM 13F INFORMATION TABLE 1st qtr 2010 VALUE SHARES/ SH/ PUT/ INVSTMT OTHER NAME OF ISSUER CUSIP (X$1000) PRN AMT PRN CALL DSCRETN VOTING AUTHORITY SOLE SHARED NONE - ------------------------------ ---------------- --------- -------- -------- GENERAL ELECTRIC CO 369604103 1583 87013 SH SOLE 86833 0 180 GENERAL ELECTRIC CO 369604103 189 10399 SH DEFINED 4265 6034 100 GENERAL MILLS, INC 370334104 42 600 SH SOLE 600 0 0 GENERAL MILLS, INC 370334104 78 1100 SH DEFINED 1100 0 0 GENZYME CORP 372917104 335 6472 SH SOLE 6412 0 60 GLAXO SMITHKLINE PLC SPON 37733W105 15 400 SH DEFINED 400 0 0 GOLDMAN SACHS GROUP INC 38141G104 513 3009 SH SOLE 2989 0 20 GOLDMAN SACHS GROUP INC 38141G104 94 550 SH DEFINED 460 90 0 GOOGLE INC 38259P508 611 1077 SH SOLE 1069 0 8 GOOGLE INC 38259P508 18 31 SH DEFINED 15 16 0 HSBC HOLDINGS PLC 404280406 31 607 SH SOLE 607 0 0 HALLIBURTON COMPANY 406216101 12 400 SH SOLE 400 0 0 HANESBRANDS INC 410345102 3 125 SH SOLE 125 0 0 HARLEY DAVIDSON 412822108 31 1095 SH SOLE 1070 0 25 HARLEY DAVIDSON 412822108 7 240 SH DEFINED 110 130 0 HARSCO CORP 415864107 117 3650 SH SOLE 3650 0 0 HARTFORD FINANCIAL SERVICES 416515104 10 365 SH SOLE 365 0 0 HARTFORD FINANCIAL SERVICES 416515104 11 400 SH DEFINED 0 400 0 HEINZ, H J CO 423074103 11 250 SH DEFINED 0 250 0 HELMERICH & PAYNE, INC. 423452101 88 2310 SH SOLE 2310 0 0 HESS CORP 42809H107 6 100 SH SOLE 100 0 0 HESS CORP 42809H107 49 780 SH DEFINED 0 780 0 HEWLETT PACKARD CO 428236103 240 4507 SH SOLE 4482 0 25 HEWLETT PACKARD CO 428236103 119 2236 SH DEFINED 1000 1236 0 HOME DEPOT INC 437076102 668 20645 SH SOLE 20535 0 110 HOME DEPOT INC 437076102 111 3430 SH DEFINED 1000 2430 0 HOSPIRA INC. 441060100 1 20 SH SOLE 20 0 0 IMPAX LABORATORIES INC 45256B101 18 1000 SH SOLE 1000 0 0 INERGY, LP 456615103 6 150 SH SOLE 150 0 0 INTEL CORP 458140100 1364 61215 SH SOLE 60950 0 265 INTEL CORP 458140100 248 11120 SH DEFINED 6035 5085 0 INTERMEC INC 458786100 2 174 SH SOLE 174 0 0 INTL BUSINESS MACHINES 459200101 901 7022 SH SOLE 6997 0 25 INTL BUSINESS MACHINES 459200101 245 1914 SH DEFINED 500 1414 0 ETF ISHARES SILVER TR 46428Q109 44 2550 SH SOLE 2550 0 0 ISHARES COMEX GOLD TRUST 464285105 11 100 SH SOLE 100 0 0 ISHARES MSCI AUSTRALIA INDEX 464286103 53 2225 SH SOLE 2225 0 0 ISHARES INC - MSCI BRAZIL 464286400 81 1105 SH SOLE 1105 0 0 ISHARES MSCI CANADA INDEX 464286509 39 1395 SH SOLE 1395 0 0 ISHARES S & P 100 INDEX FUND 464287101 122 2281 SH SOLE 2281 0 0 ISHARES DOW JONES SELECT 464287168 8 167 SH SOLE 167 0 0 ISHARES BARCLAYS TIPS BOND 464287176 3578 34435 SH SOLE 34435 0 0 ISHARES BARCLAYS TIPS BOND 464287176 104 1001 SH DEFINED 275 726 0 I-SHARES FTSE/XINHUA CHINA 464287184 61 1440 SH SOLE 1440 0 0 I-SHARES FTSE/XINHUA CHINA 464287184 5 115 SH DEFINED 0 115 0 ISHARES BARCLAYS AGGREGATE 464287226 939 9014 SH SOLE 9014 0 0 I-SHARES TRUST AMERICA 40 464287390 57 1175 SH SOLE 1175 0 0 I-SHARES BARCLAYS7-10 YR TRE 464287440 13 150 SH SOLE 150 0 0 I-SHARES BARCLAYS 1-3 YR TR 464287457 8 90 SH SOLE 90 0 0 I-SHARES MSCI EAFE INDEX 464287465 2842 50784 SH SOLE 50657 0 127 I-SHARES MSCI EAFE INDEX 464287465 65 1170 SH DEFINED 450 720 0 FORM 13F INFORMATION TABLE 1st qtr 2010 VALUE SHARES/ SH/ PUT/ INVSTMT OTHER NAME OF ISSUER CUSIP (X$1000) PRN AMT PRN CALL DSCRETN VOTING AUTHORITY SOLE SHARED NONE - ------------------------------ ---------------- --------- -------- -------- ISHARES TR RUSSELL 1000 464287614 33 641 SH SOLE 641 0 0 ISHARES TR RUSSELL 2000 464287630 11 165 SH SOLE 165 0 0 ISHARES RUSSELL 2000 GROWTH 464287648 11 150 SH SOLE 150 0 0 ISHARES S&P SMALLCAP 600 464287804 1372 23083 SH SOLE 23043 0 40 ISHARES S&P SMALLCAP 600 464287804 131 2210 SH DEFINED 1905 305 0 JPMORGAN CHASE CO COM 46625H100 692 15472 SH SOLE 15367 0 105 JPMORGAN CHASE CO COM 46625H100 92 2060 SH DEFINED 1660 400 0 JABIL CIRCUIT INC. 466313103 2 100 SH SOLE 100 0 0 JOHNSON & JOHNSON 478160104 2356 36141 SH SOLE 36046 0 95 JOHNSON & JOHNSON 478160104 510 7815 SH DEFINED 2135 5680 0 JONES SODA COMPANY 48023P106 0 285 SH SOLE 285 0 0 KELLOGG COMPANY 487836108 11 200 SH DEFINED 200 0 0 KEYCORP NEW COM 493267108 4 542 SH SOLE 542 0 0 KEYCORP NEW COM 493267108 226 29123 SH DEFINED 0 0 29123 KIMBERLY CLARK 494368103 6 100 SH SOLE 100 0 0 KIMBERLY CLARK 494368103 25 400 SH DEFINED 200 200 0 KRAFT FOODS INC. 50075N104 25 832 SH SOLE 832 0 0 LI-ION MOTORS CORPORATION 502010101 0 167 SH SOLE 167 0 0 L-3 COMMUNICATIONS HOLDING 502424104 945 10311 SH SOLE 10276 0 35 L-3 COMMUNICATIONS HOLDINGS 502424104 63 690 SH DEFINED 65 625 0 ELI LILLY CO 532457108 129 3572 SH SOLE 3572 0 0 ELI LILLY CO 532457108 85 2340 SH DEFINED 2340 0 0 LINN ENERGY LLC 536020100 26 1000 SH SOLE 1000 0 0 LOCKHEED MARTIN CORP 539830109 540 6485 SH SOLE 6485 0 0 LOCKHEED MARTIN CORP 539830109 57 690 SH DEFINED 690 0 0 LOWES COMPANIES INC 548661107 590 24335 SH SOLE 24110 0 225 LOWES COMPANIES INC 548661107 87 3610 SH DEFINED 1000 2610 0 MBIA INC 55262C100 13 2000 SH SOLE 2000 0 0 MDU RESOURCES GROUP INC 552690109 3 150 SH SOLE 150 0 0 MANULIFE FINANCIAL 56501R106 10 506 SH SOLE 506 0 0 ETF MARKET VECTORS BRAZIL 57060U613 122 2660 SH SOLE 2660 0 0 MCCORMICK & CO. 579780206 15 380 SH SOLE 380 0 0 MCDONALDS CORP 580135101 847 12695 SH SOLE 12630 0 65 MCDONALDS CORP 580135101 281 4212 SH DEFINED 1785 2427 0 MC GRAW-HILL COMPANIES INC 580645109 178 5000 SH SOLE 5000 0 0 MC GRAW-HILL COMPANIES INC 580645109 5 130 SH DEFINED 130 0 0 MCKESSON CORPORATION 58155Q103 93 1410 SH SOLE 1410 0 0 MEDCO HEALTH SOLUTIONS, INC. 58405U102 320 4960 SH SOLE 4870 0 90 MEDCO HEALTH SOLUTIONS, INC. 58405U102 120 1856 SH DEFINED 0 120 1736 MEDTRONIC INC 585055106 618 13737 SH SOLE 13700 0 37 MEDTRONIC INC 585055106 132 2935 SH DEFINED 1190 1745 0 MERCK & CO., INC 58933Y105 13 350 SH SOLE 350 0 0 MERCK & CO., INC 58933Y105 19 500 SH DEFINED 0 500 0 METLIFE INC 59156R108 239 5510 SH SOLE 5480 0 30 MICROSOFT CORP 594918104 1297 44302 SH SOLE 44127 0 175 MICROSOFT CORP 594918104 225 7670 SH DEFINED 3505 4165 0 MONSANTO COMPANY 61166W101 322 4505 SH SOLE 4475 0 30 MOODYS CORP 615369105 12 400 SH SOLE 400 0 0 MOODYS CORP 615369105 30 1000 SH DEFINED 0 1000 0 MORGAN STANLEY 617446448 114 3900 SH SOLE 3900 0 0 MORGAN STANLEY 617446448 66 2248 SH DEFINED 0 0 2248 FORM 13F INFORMATION TABLE 1st qtr 2010 VALUE SHARES/ SH/ PUT/ INVSTMT OTHER NAME OF ISSUER CUSIP (X$1000) PRN AMT PRN CALL DSCRETN VOTING AUTHORITY SOLE SHARED NONE - ------------------------------ ---------------- --------- -------- -------- NBT BANCORP INC. 628778102 311 13586 SH SOLE 0 0 13586 NEW YORK COMMUNITY BANCORP 649445103 3 200 SH SOLE 200 0 0 NEWELL RUBBERMAID INC 651229106 8 520 SH SOLE 520 0 0 NEWS CORPORATION 65248E203 17 1000 SH DEFINED 1000 0 0 NEXMED INC 652903105 5 10000 SH SOLE 10000 0 0 NICOR INC 654086107 13 300 SH SOLE 300 0 0 NIKE, INC 654106103 7 100 SH SOLE 100 0 0 NIKE, INC 654106103 33 450 SH DEFINED 450 0 0 NOKIA CORPORATION 654902204 8 510 SH SOLE 510 0 0 NOBLE ENERGY INC. 655044105 15 200 SH DEFINED 0 200 0 NSTAR 67019E107 14 400 SH SOLE 400 0 0 ORACLE CORPORATION 68389X105 448 17430 SH SOLE 17305 0 125 P G & E CORP 69331C108 13 300 SH SOLE 300 0 0 PPG INDUSTRIES 693506107 22 340 SH SOLE 340 0 0 PAIN THERAPEUTICS, INC. 69562K100 1 200 SH SOLE 200 0 0 PAYCHEX INC 704326107 5 150 SH SOLE 150 0 0 PEPCO HOLDINGS INC. 713291102 16 933 SH SOLE 933 0 0 PEPSICO INC 713448108 2007 30339 SH SOLE 30229 0 110 PEPSICO INC 713448108 285 4305 SH DEFINED 1860 2445 0 PETMED EXPRESS INC. 716382106 2 100 SH SOLE 100 0 0 PFIZER INC 717081103 120 7024 SH SOLE 7024 0 0 PFIZER INC 717081103 124 7209 SH DEFINED 3600 1245 2364 PHILIP MORRIS INTERNATIONAL 718172109 41 790 SH SOLE 790 0 0 PIEDMONT NATURAL GAS COMPANY 720186105 28 1000 SH SOLE 1000 0 0 PLAINS ALL AMERICAN PIPELINE 726503105 57 1000 SH SOLE 1000 0 0 POWERSHARES WILDERHILL 73935X500 7 695 SH SOLE 695 0 0 PRAXAIR 74005P104 239 2885 SH SOLE 2885 0 0 PRAXAIR 74005P104 143 1725 SH DEFINED 825 900 0 PROCTER GAMBLE CO 742718109 2335 36914 SH SOLE 36799 0 115 PROCTER GAMBLE CO 742718109 561 8859 SH DEFINED 2935 5924 0 QUALCOMM INC 747525103 871 20771 SH SOLE 20676 0 95 QUALCOMM INC 747525103 40 950 SH DEFINED 665 285 0 RESEARCH IN MOTION LIMITED 760975102 11 150 SH SOLE 150 0 0 ROSS STORES INC 778296103 11 200 SH SOLE 200 0 0 SPDR S & P 500 ETF TRUST 78462F103 8641 73851 SH SOLE 73731 0 120 SPDR S & P 500 ETF TRUST 78462F103 396 3385 SH DEFINED 2830 555 0 SPDR GOLD TRUST 78463V107 59 545 SH SOLE 545 0 0 SPDR GOLD TRUST 78463V107 15 135 SH DEFINED 0 135 0 ETF SPDR BRIC 40 78463X798 52 2040 SH SOLE 2040 0 0 ST. JUDE MEDICAL, INC 790849103 178 4330 SH SOLE 4330 0 0 SARA LEE CORP 803111103 10 733 SH SOLE 733 0 0 SCHLUMBERGER LTD 806857108 75 1180 SH SOLE 1180 0 0 SCHLUMBERGER LTD 806857108 32 500 SH DEFINED 500 0 0 SEARS ROEBUCK HOLDINGS CORP 812350106 49 453 SH DEFINED 0 0 453 FINANCIAL SELECT SECTOR SPDR 81369Y605 49 3080 SH SOLE 3080 0 0 TECHNOLOGY SELECT SECT SPDR 81369Y803 3 125 SH SOLE 125 0 0 SIMON PROPERTY GROUP 828806109 16 187 SH SOLE 187 0 0 SIRIUS XM RADIO INC 82967N108 1 759 SH SOLE 759 0 0 SOUTHERN CO 842587107 316 9546 SH SOLE 9514 0 32 SOUTHERN CO 842587107 149 4480 SH DEFINED 2350 2130 0 SOUTHWEST GAS CORP 844895102 4 150 SH SOLE 150 0 0 FORM 13F INFORMATION TABLE 1st qtr 2010 VALUE SHARES/ SH/ PUT/ INVSTMT OTHER NAME OF ISSUER CUSIP (X$1000) PRN AMT PRN CALL DSCRETN VOTING AUTHORITY SOLE SHARED NONE - ------------------------------ ---------------- --------- -------- -------- STAPLES INCORPORATED 855030102 37 1592 SH SOLE 1592 0 0 STAPLES INCORPORATED 855030102 36 1518 SH DEFINED 0 1518 0 STARBUCKS CORPORATION 855244109 32 1320 SH SOLE 1320 0 0 STMICROELECTRONICS NV 861012102 12 1200 SH DEFINED 0 1200 0 STONE ENERGY 861642106 4 200 SH SOLE 200 0 0 STRYKER CORP 863667101 965 16862 SH SOLE 16750 0 112 STRYKER CORP 863667101 99 1725 SH DEFINED 500 1225 0 SUNCOR ENERGY INC NEW 867224107 7 200 SH SOLE 200 0 0 SYMANTEC CORPORATION 871503108 1 50 SH SOLE 50 0 0 SYSCO CORPORATION 871829107 13 440 SH SOLE 440 0 0 TJX COS INC NEW 872540109 34 810 SH SOLE 810 0 0 TARGET CORP 87612E106 364 6914 SH SOLE 6872 0 42 TARGET CORP 87612E106 136 2595 SH DEFINED 995 1600 0 TERRA INDUSTRIES INC. 880915103 46 1000 SH SOLE 1000 0 0 TEVA PHARMACEUTICAL INDUSTRIES 881624209 80 1268 SH SOLE 1268 0 0 TEXAS INSTRUMENTS 882508104 8 310 SH SOLE 310 0 0 3M CO COM 88579Y101 320 3835 SH SOLE 3835 0 0 3M CO COM 88579Y101 201 2403 SH DEFINED 1000 1403 0 TORONTO-DOMINION BANK NEW 891160509 93 1249 SH SOLE 1249 0 0 TRUSTCO BK CORP N Y 898349105 3 500 SH SOLE 500 0 0 TRUSTCO BK CORP N Y 898349105 12 2000 SH DEFINED 0 2000 0 US BANCORP DEL COM NEW 902973304 113 4375 SH SOLE 4375 0 0 USB CPAITAL XI 903300200 30 1200 SH SOLE 1200 0 0 UNITED PARCEL SERVICE 911312106 3 50 SH SOLE 50 0 0 UNITED PARCEL SERVICE 911312106 6 100 SH DEFINED 0 100 0 UNITED TECHNOLOGIES CORP 913017109 2114 28714 SH SOLE 28617 0 97 UNITED TECHNOLOGIES CORP 913017109 275 3730 SH DEFINED 1810 1920 0 UNITED HEALTHCARE GROUP INC 91324P102 12 370 SH SOLE 370 0 0 VALERO ENERGY NEW 91913Y100 8 400 SH DEFINED 400 0 0 VANGUARD EMERGING MARKETS 922042858 1358 32224 SH SOLE 32169 0 55 VANGUARD EMERGING MARKETS 922042858 13 300 SH DEFINED 175 125 0 VANGUARD MID-CAP ETF 922908629 50 775 SH SOLE 775 0 0 VANGUARD LARGE-CAP ETF 922908637 284 5326 SH SOLE 5326 0 0 VANGUARD SMALL CAP ETF 922908751 22 344 SH SOLE 344 0 0 VERIZON COMMUNICATIONS INC 92343V104 704 22711 SH SOLE 22641 0 70 VERIZON COMMUNICATIONS INC 92343V104 196 6332 SH DEFINED 2875 2863 594 VISA INC - CLASS A SHARES 92826C839 317 3485 SH SOLE 3455 0 30 VMWARE INC 928563402 4 75 SH SOLE 75 0 0 VODAFONE GROUP PLC 92857W209 9 367 SH DEFINED 0 0 367 WAL MART STORES INC 931142103 565 10161 SH SOLE 10161 0 0 WAL MART STORES INC 931142103 106 1900 SH DEFINED 1500 400 0 WALGREEN CO 931422109 78 2110 SH SOLE 2110 0 0 WALGREEN CO 931422109 139 3746 SH DEFINED 400 3346 0 WASTE MANAGEMENT INC NEW 94106L109 20 590 SH DEFINED 0 590 0 WELLS FARGO & CO NEW 949746101 186 5970 SH SOLE 5868 0 102 WELLS FARGO & CO NEW 949746101 24 773 SH DEFINED 0 773 0 YELLOW ROADWAY CORPORATION 984249102 11 21000 SH SOLE 21000 0 0 YAHOO INC 984332106 5 285 SH SOLE 285 0 0 YUM BRANDS INC. 988498101 23 600 SH DEFINED 0 600 0 GRAND TOTALS 82527 1769059 1589126 115879 64054 -----END PRIVACY-ENHANCED MESSAGE-----