-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, My76wHSM6ViINo1vsgS9CTJeWDDARpwnVYIcK8QcpEo6oeddWJeOuhSAVu2f/Vqt JZavxiHT5yX4cPyZ8NuEcw== 0001054257-10-000001.txt : 20100126 0001054257-10-000001.hdr.sgml : 20100126 20100126124951 ACCESSION NUMBER: 0001054257-10-000001 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 20091231 FILED AS OF DATE: 20100126 DATE AS OF CHANGE: 20100126 EFFECTIVENESS DATE: 20100126 FILER: COMPANY DATA: COMPANY CONFORMED NAME: ADIRONDACK TRUST CO CENTRAL INDEX KEY: 0001054257 IRS NUMBER: 140458765 STATE OF INCORPORATION: NY FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-11929 FILM NUMBER: 10546901 BUSINESS ADDRESS: STREET 1: 473 BROADWAY CITY: SARATOGA SPRINGS STATE: NY ZIP: 12866 BUSINESS PHONE: 5185845844 MAIL ADDRESS: STREET 1: 473 BROADWAY CITY: SARATOGA SPRINGS STATE: NY ZIP: 12866 13F-HR 1 atc123109.txt 4 th quarter 2009 FORM 13F INFORMATION TABLE\par VALUE SHARES/ SH/ PUT/ INVSTMT OTHER\par NAME OF ISSUER CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS\par VOTING AUTHORITY\par SOLE SHARED NONE\par - ------------------------------ ---------------- --------- -------- -------- DAIMLER AG D1668R123 13 249 SH DEFINED\par 0 249 0\par ACCENTURE PLC G1151C101 224 5390 SH SOLE\par 5290 0 100\par WEATHERFORD INTERNATI H27013103 413 23099 SH SOLE\par 22919 0 180\par TRANSOCEAN LTD H8817H100 412 4972 SH SOLE\par 4949 0 23\par TRANSOCEAN LTD H8817H100 16 191 SH DEFINED\par 73 118 0\par VOCALTEC COMMUNICATI M97601112 0 10 SH DEFINED\par 10 0 0\par AFLAC INC. 001055102 63 1370 SH SOLE\par 1370 0 0\par AFLAC INC. 001055102 23 500 SH DEFINED\par 0 500 0\par AT&T INC. 00206R102 887 31641 SH SOLE\par 31486 0 155\par AT&T INC. 00206R102 272 9722 SH DEFINED\par 2660 4683 2379\par ARCA BIOPHARMA INC 00211Y100 0 4 SH SOLE\par 4 0 0\par ABBOTT LABS 002824100 333 6171 SH SOLE\par 6171 0 0\par ABBOTT LABS 002824100 153 2825 SH DEFINED\par 1250 1575 0\par ADOBE SYSTEMS INC 00724F101 546 14845 SH SOLE\par 14755 0 90\par ADVANCED MICRO DEV 007903107 1 100 SH DEFINED\par 0 0 100\par AETNA INC COM 00817Y108 108 3400 SH SOLE\par 3310 0 90\par ALCOA INC 013817101 54 3330 SH SOLE\par 3330 0 0\par ALCOA INC 013817101 11 700 SH DEFINED\par 0 700 0\par ALCATEL - LUCENT 013904305 2 488 SH SOLE\par 488 0 0\par ALLEGHENY TECHNOLOGI 01741R102 1 20 SH SOLE\par 20 0 0\par ALLIANT TECHSYSTEMS 018804104 294 3330 SH SOLE\par 3330 0 0\par ALLSTATE CORP 020002101 6 205 SH SOLE\par 205 0 0\par ALLSTATE CORP 020002101 80 2668 SH DEFINED\par 0 0 2668\par ALTRIA GROUP, INC. 02209S103 35 1759 SH SOLE\par 1759 0 0\par AMAZON. COM, INC 023135106 36 265 SH SOLE\par 265 0 0\par AMBAC FINANCIAL GROUP 023139108 2 2000 SH SOLE\par 2000 0 0\par AMEREN CORP 023608102 7 240 SH SOLE\par 240 0 0\par AMERICAN EXPRESS 025816109 239 5900 SH SOLE\par 5863 0 37\par AMERICAN EXPRESS 025816109 40 985 SH DEFINED\par 270 715 0\par AMERIPRISE FINANCIAL 03076C106 18 467 SH SOLE\par 467 0 0\par AMGEN INCORPORATED 031162100 101 1790 SH SOLE\par 1790 0 0\par AMGEN INCORPORATED 031162100 57 1000 SH DEFINED\par 300 700 0\par APACHE CORP 037411105 112 1090 SH SOLE\par 1080 0 10\par APPLE INC 037833100 743 3525 SH SOLE\par 3495 0 30\par APPLIED MATL INC 038222105 166 11919 SH SOLE\par 11919 0 0\par APPLIED MATL INC 038222105 4 300 SH DEFINED\par 0 300 0\par AQUA AMERICA INC 03836W103 20 1120 SH SOLE\par 1120 0 0\par ARROW FINANCIAL CORP 042744102 103 4128 SH SOLE\par 4128 0 0\par ATHENAHEALTH INC. 04685W103 23 500 SH SOLE\par 500 0 0\par AUTOMATIC DATA PROCES 053015103 265 6194 SH SOLE\par 6139 0 55\par AUTOMATIC DATA PROCESS 053015103 105 2460 SH DEFINED\par 1460 1000 0\par AVON PRODUCTS INC 054303102 26 822 SH SOLE\par 822 0 0\par BP P.L.C. 055622104 915 15776 SH SOLE\par 15776 0 0\par BP P.L.C. 055622104 152 2625 SH DEFINED\par 1805 820 0\par BP PRUDHOE BAY ROYALTY 055630107 8 100 SH SOLE\par 100 0 0\par BAKER HUGHES INC 057224107 14 334 SH SOLE\par 334 0 0\par BAKER HUGHES INC 057224107 12 300 SH DEFINED\par 300 0 0\par FORM 13F INFORMATION TABLE\par VALUE SHARES/ SH/ PUT/ INVSTMT OTHER\par NAME OF ISSUER CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS\par VOTING AUTHORITY\par SOLE SHARED NONE\par - ------------------------------ ---------------- --------- -------- - BANK OF AMERICA CORP 060505104 195 12945 SH SOLE\par 12886 0 59\par BANK OF AMERICA CORP 060505104 27 1765 SH DEFINED\par 300 1465 0\par BANK OF NEW YORK MELLON 064058100 367 13124 SH SOLE\par 13024 0 100\par BANK OF NEW YORK MELLON 064058100 22 801 SH DEFINED\par 801 0 0\par BARRICK GOLD CORP 067901108 150 3815 SH SOLE\par 3815 0 0\par BAXTER INTERNATIONAL 071813109 12 200 SH SOLE\par 200 0 0\par BAXTER INTERNATIONAL 071813109 53 900 SH DEFINED\par 900 0 0\par BECTON DICKINSON & CO 075887109 628 7960 SH SOLE\par 7900 0 60\par BECTON DICKINSON & CO 075887109 81 1030 SH DEFINED\par 530 500 0\par BED BATH & BEYOND 075896100 0 10 SH SOLE\par 10 0 0\par BERKSHIRE HATHAWAYINC 084670207 49 15 SH SOLE\par 15 0 0\par BOEING 097023105 107 1970 SH SOLE\par 1970 0 0\par BOEING 097023105 51 950 SH DEFINED\par 450 500 0\par BRISTOL MYERS SQUIBB 110122108 398 15755 SH SOLE\par 15625 0 130\par BRISTOL MYERS SQUIBB CO 110122108 6 225 SH DEFINED\par 0 225 0\par BROADRIDGE FINANCIAL 11133T103 3 112 SH SOLE\par 112 0 0\par CB RICHARDELLIS GROUP 12497T101 2 150 SH SOLE\par 150 0 0\par CH ENERGY GROUP, INC 12541M102 53 1237 SH SOLE\par 1237 0 0\par CSX CORPORATION 126408103 7 135 SH SOLE\par 135 0 0\par CVS/CAREMARK CORP 126650100 411 12775 SH SOLE\par 12685 0 90\par CAREFUSION CORPORATION 14170T101 6 250 SH SOLE\par 250 0 0\par CATERPILLAR INC 149123101 781 13705 SH SOLE\par 13640 0 65\par CATERPILLAR INC 149123101 171 2995 SH DEFINED\par 2100 895 0\par CEDAR FAIR LTD PART 150185106 7 600 SH DEFINED\par 0 600 0\par CELGENE CORP 151020104 6 100 SH SOLE\par 100 0 0\par CENTERPOINT ENERGY, INC 15189T107 49 3375 SH SOLE\par 3280 0 95\par CENTERPOINT ENERGY, INC 15189T107 73 5000 SH DEFINED\par 5000 0 0\par CHESAPEAKE ENERGY CORP 165167107 326 12605 SH SOLE\par 12605 0 0\par CHESAPEAKE ENERGY CORP 165167107 5 200 SH DEFINED\par 0 200 0\par CHEVRON CORPORATION 166764100 581 7551 SH SOLE\par 7511 0 40\par CHEVRON CORPORATION 166764100 129 1675 SH DEFINED\par 1075 600 0\par CISCO SYSTEMS INC. 17275R102 1142 47720 SH SOLE\par 47470 0 250\par CISCO SYSTEMS INC. 17275R102 135 5660 SH DEFINED\par 1235 4425 0\par CITIGROUP INC 172967101 15 4612 SH SOLE\par 567 0 45\par CITIGROUP INC 172967101 1 200 SH DEFINED\par 0 200 0\par CLOROX COMPANY 189054109 6 100 SH SOLE\par 100 0 0\par CLOROX COMPANY 189054109 12 200 SH DEFINED\par 0 200 0\par COACH INC. 189754104 7 200 SH SOLE\par 200 0 0\par COCA COLA CO 191216100 947 16617 SH SOLE\par 16617 0 0\par COCA COLA CO 191216100 220 3865 SH DEFINED\par 2140 1725 0\par COLGATE PALMOLIVE 194162103 1476 17970 SH SOLE\par 17905 0 65\par COLGATE PALMOLIVE 194162103 114 1385 SH DEFINED\par 1250 135 0\par CONOCOPHILLIPS 20825C104 787 15418 SH SOLE\par 15353 0 65\par CONOCOPHILLIPS 20825C104 97 1890 SH DEFINED\par 1890 0 0\par CONSTELLATION ENERGY 210371100 11 300 SH DEFINED\par 0 300 0\par CORN PRODUCTS INTERN 219023108 9 320 SH SOLE\par 320 0 0\par CORNING INC 219350105 441 22850 SH SOLE\par 22665 0 185\par COSTCO WHSL CORP NEW 22160K105 7 125 SH SOLE\par 125 0 0\par ETF CURRENCYSHARES 23129U101 14 150 SH SOLE\par 150 0 0\par DNP SELECT INCOME FUND 23325P104 31 3500 SH SOLE\par 3500 0 0\par DANAHER CORP 235851102 228 3027 SH SOLE\par 3005 0 22\par DANAHER CORP 235851102 50 670 SH DEFINED\par 280 390 0\par \par FORM 13F INFORMATION TABLE\par VALUE SHARES/ SH/ PUT/ INVSTMT OTHER\par NAME OF ISSUER CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS\par VOTING AUTHORITY\par SOLE SHARED NONE\par - ------------------------------ ---------------- --------- -------- ------ \par DEERE & CO (JOHN DEERE) 244199105 290 5360 SH SOLE\par 5295 0 65\par DEERE & CO (JOHN DEERE) 244199105 16 300 SH DEFINED\par 0 300 0\par DELL INC 24702R101 24 1640 SH SOLE\par 1640 0 0\par DELL INC 24702R101 3 200 SH DEFINED\par 0 200 0\par DENTSPLY INTERNATIONAL 249030107 54 1535 SH SOLE\par 1535 0 0\par DENTSPLY INTERNATIONAL 249030107 14 400 SH DEFINED\par 0 400 0\par DISNEY (WALT) COMPANY 254687106 643 19945 SH SOLE\par 19795 0 150\par DISNEY (WALT) COMPANY 254687106 144 4476 SH DEFINED\par 1155 3321 0\par DISCOVER FINANCIAL SERV 254709108 17 1124 SH DEFINED\par 0 0 1124\par DOMINION RESOURCES 25746U109 25 630 SH SOLE\par 630 0 0\par DOMINION RESOURCES 25746U109 25 635 SH DEFINED\par 635 0 0\par DOW CHEMICAL 260543103 10 373 SH SOLE\par 373 0 0\par E I DU PONT DE NEMOURS 263534109 102 3036 SH SOLE\par 3036 0 0\par E I DU PONT DE NEMOURS 263534109 12 360 SH DEFINED\par 0 360 0\par DUKE ENERGY CORPORATION 26441C105 2 100 SH SOLE\par 100 0 0\par DUN & BRADSTREET CORP 26483E100 10 117 SH SOLE\par 117 0 0\par EMC CORP 268648102 95 5440 SH SOLE\par 5440 0 0\par EOG RESOURCES INC 26875P101 10 100 SH SOLE\par 100 0 0\par EBAY INC 278642103 114 4850 SH SOLE\par 4850 0 0\par EBAY INC 278642103 4 180 SH DEFINED\par 180 0 0\par ECOLAB INC. 278865100 25 550 SH SOLE\par 550 0 0\par ELAN CORPORATION 284131208 17 2540 SH SOLE\par 2540 0 0\par EMERSON ELECTRIC 291011104 334 7845 SH SOLE\par 7845 0 0\par EMERSON ELECTRIC 291011104 228 5355 SH DEFINED\par 1450 3905 0\par ENTERGY CORPORATION 29364G103 780 9534 SH SOLE\par 9534 0 0\par ENTERGY CORPORATION 29364G103 128 1565 SH DEFINED\par 1000 565 0\par EQUITY RESIDENTIAL SHA 29476L107 7 200 SH SOLE\par 200 0 0\par ESPEY MFG. & ELECTRONICS 296650104 58 3049 SH SOLE\par 3049 0 0\par ESPEY MFG. & ELECTRONICS 296650104 10 500 SH DEFINED\par 500 0 0\par EXELON CORP 30161N101 796 16282 SH SOLE\par 16237 0 45\par EXELON CORP 30161N101 117 2400 SH DEFINE\par 1200 1200 0\par EXPRESS SCRIPTS INC 302182100 12 140 SH SOLE\par 140 0 0\par EXXON MOBIL CORP 30231G102 2008 29450 SH SOLE\par 27256 0 2194\par EXXON MOBIL CORP 30231G102 475 6965 SH DEFINED\par 2150 4815 0\par FPL GROUP INC 302571104 244 4615 SH SOLE\par 4615 0 0\par FPL GROUP INC 302571104 63 1200 SH DEFINED\par 1200 0 0\par FAIRPOINT COMMUNICATI 305560104 0 13 SH DEFINED\par 0 13 0\par FEDEX CORPORATION 31428X106 15 175 SH SOLE\par 175 0 0\par FEDEX CORPORATION 31428X106 6 70 SH DEFINED\par 70 0 0\par FORD MOTOR CO DEL 345370860 69 6930 SH SOLE\par 6930 0 0\par FRANKLIN RESOURCES, 354613101 55 525 SH SOLE\par 525 0 0\par FRONTIER COMMUNICATIONS 35906A108 227 29090 SH SOLE\par 29090 0 0\par GANNETT CO. INC 364730101 1 100 SH SOLE\par 100 0 0\par GANNETT CO. INC 364730101 4 300 SH DEFINED\par 0 300 0\par GAP INC 364760108 18 840 SH SOLE\par 840 0 0\par GENERAL DYNAMICS CORPO 369550108 350 5140 SH SOLE\par 5140 0 0\par GENERAL DYNAMICS CORPO 369550108 79 1160 SH DEFINED\par 1000 160 0\par GENERAL ELECTRIC CO 369604103 1401 92612 SH SOLE\par 92432 0 180\par GENERAL ELECTRIC CO 369604103 157 10399 SH DEFINED\par 4265 6034 100\par GENERAL MILLS, INC 370334104 60 844 SH SOLE\par 844 0 0\par GENERAL MILLS, INC 370334104 78 1100 SH DEFINED\par 1100 0 0\par \par FORM 13F INFORMATION TABLE\par VALUE SHARES/ SH/ PUT/ INVSTMT OTHER\par NAME OF ISSUER CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS VOTING AUTHORITY\par SOLE SHARED NONE\par - ------------------------------ ---------------- --------- -------- ------ \par GENZYME CORP 372917104 346 7057 SH SOLE\par 6997 0 60\par GLAXO SMITHKLINE PLC 37733W105 17 400 SH DEFINED\par 400 0 0\par GOLDMAN SACHS GROUP INC 38141G104 521 3084 SH SOLE\par 3064 0 20\par GOLDMAN SACHS GROUP INC 38141G104 93 550 SH DEFINED\par 460 90 0\par GOOGLE INC 38259P508 606 978 SH SOLE\par 970 0 8\par GOOGLE INC 38259P508 19 31 SH DEFINED\par 15 16 0\par HSBC HOLDINGS PLC SPONS 404280406 35 607 SH SOLE\par 607 0 0\par HALLIBURTON COMPANY 406216101 12 400 SH SOLE\par 400 0 0\par JOHN HANCOCK INCOME 410123103 3 250 SH SOLE\par 250 0 0\par HANESBRANDS INC 410345102 3 125 SH SOLE\par 125 0 0\par HARLEY DAVIDSON 412822108 38 1525 SH SOLE\par 1500 0 25\par HARLEY DAVIDSON 412822108 6 240 SH DEFINED\par 110 130 0\par HARSCO CORP 415864107 14 450 SH SOLE\par 450 0 0\par HARTFORD FINANCIAL S 416515104 8 365 SH SOLE\par 365 0 0\par HARTFORD FINANCIAL SERV 416515104 9 400 SH DEFINED\par 0 400 0\par HEINZ, H J CO 423074103 11 250 SH DEFINED\par 0 250 0\par HELMERICH & PAYNE, INC. 423452101 92 2310 SH SOLE\par 2310 0 0\par HESS CORP 42809H107 6 100 SH SOLE\par 100 0 0\par HESS CORP 42809H107 47 780 SH DEFINED\par 0 780 0\par HEWLETT PACKARD CO 428236103 222 4305 SH SOLE\par 4280 0 25\par HEWLETT PACKARD CO 428236103 88 1716 SH DEFINED\par 1000 716 0\par HOME DEPOT INC 437076102 547 18905 SH SOLE\par 18795 0 110\par HOME DEPOT INC 437076102 99 3430 SH DEFINED\par 1000 2430 0\par HOSPIRA INC. 441060100 1 20 SH SOLE\par 20 0 0\par IMS HEALTH INC 449934108 11 537 SH SOLE\par 537 0 0\par INTEL CORP 458140100 1278 62700 SH SOLE\par 62435 0 265\par INTEL CORP 458140100 221 10845 SH DEFINED\par 5760 5085 0\par INTERMEC INC 458786100 2 174 SH SOLE\par 174 0 0\par INTL BUSINESS MACHINES 459200101 968 7393 SH SOLE\par 7368 0 25\par INTL BUSINESS MACHINES 459200101 251 1914 SH DEFINED\par 500 1414 0\par ETF ISHARES SILVER TR 46428Q109 17 1000 SH SOLE\par 1000 0 0\par ISHARES COMEX GOLD TRUST 464285105 11 100 SH SOLE\par 100 0 0\par ISHARES MSCI AUSTRALIA 464286103 51 2225 SH SOLE\par 2225 0 0\par ISHARES INC - MSCI BRAZ 464286400 45 605 SH SOLE\par 605 0 0\par ISHARES MSCI CANADA IN 464286509 10 395 SH SOLE\par 395 0 0\par ISHARES S & P 100 INDEX 464287101 3 50 SH SOLE\par 50 0 0\par ISHARES DOW JONES SELECT 464287168 13 288 SH SOLE\par 288 0 0\par ISHARES BARCLAYS TIPS 464287176 2564 24680 SH SOLE\par 24680 0 0\par I-SHARES FTSE/XINHUA 464287184 65 1540 SH SOLE\par 1540 0 0\par I-SHARES FTSE/XINHUA 464287184 5 115 SH DEFINED\par 0 115 0\par ISHARES BARCLAYS AGG 464287226 970 9404 SH SOLE\par 9404 0 0\par I-SHARES TRUST AMERICA 464287390 56 1175 SH SOLE\par 1175 0 0\par I-SHARES BARCLAYS 464287440 13 150 SH SOLE\par 150 0 0\par I-SHARES BARCLAYS 464287457 7 90 SH SOLE\par 90 0 0\par I-SHARES MSCI EAFE I 464287465 2647 47884 SH SOLE\par 47757 0 127\par I-SHARES MSCI EAFE INDEX 464287465 40 720 SH DEFINED\par 0 720 0\par ISHARES TR RUSSELL 1000 464287614 65 1295 SH SOLE\par 1295 0 0\par ISHARES TR RUSSELL 2000 464287630 17 285 SH SOLE\par 285 0 0\par ISHARES RUSSELL 2000 464287648 18 259 SH SOLE\par 259 0 0\par ISHARES S&P SMALLCAP 600 464287804 1224 22368 SH SOLE\par 22328 0 40\par ISHARES S&P SMALLCAP 600 464287804 114 2075 SH DEFINED\par 1770 305 0\par \par FORM 13F INFORMATION TABLE\par VALUE SHARES/ SH/ PUT/ INVSTMT OTHER\par NAME OF ISSUER CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS VOTING AUTHORITY\par SOLE SHARED NONE\par - ------------------------------ ---------------- --------- -------- ------ \par JPMORGAN CHASE & CO COM 46625H100 678 16282 SH SOLE\par 16177 0 105\par JPMORGAN CHASE & CO COM 46625H100 86 2060 SH DEFINED\par 1660 400 0\par JABIL CIRCUIT INC. 466313103 2 100 SH SOLE\par 100 0 0\par JOHNSON & JOHNSON 478160104 2375 36879 SH SOLE\par 36784 0 95\par JOHNSON & JOHNSON 478160104 494 7675 SH DEFINED\par 2135 5540 0\par JONES SODA COMPANY 48023P106 0 285 SH SOLE\par 285 0 0\par KELLOGG COMPANY 487836108 11 200 SH DEFINED\par 200 0 0\par KEYCORP NEW COM 493267108 3 542 SH SOLE\par 542 0 0\par KEYCORP NEW COM 493267108 162 29123 SH DEFINED\par 0 0 29123\par KIMBERLY CLARK 494368103 6 100 SH SOLE\par 100 0 0\par KIMBERLY CLARK 494368103 25 400 SH DEFINED\par 200 200 0\par KRAFT FOODS INC. 50075N104 37 1367 SH SOLE\par 1367 0 0\par L-3 COMMUNICATIONS HO 502424104 908 10441 SH SOLE\par 10406 0 35\par L-3 COMMUNICATIONS HO 502424104 60 690 SH DEFINED\par 65 625 0\par ELI LILLY & CO 532457108 122 3407 SH SOLE\par 3407 0 0\par ELI LILLY & CO 532457108 84 2340 SH DEFINED\par 2340 0 0\par LOCKHEED MARTIN CORP 539830109 489 6485 SH SOLE\par 6485 0 0\par LOCKHEED MARTIN CORP 539830109 52 690 SH DEFINED\par 690 0 0\par LOWES COMPANIES INC 548661107 488 20883 SH SOLE\par 20658 0 225\par LOWES COMPANIES INC 548661107 84 3610 SH DEFINED\par 1000 2610 0\par MBIA INC 55262C100 8 2000 SH SOLE\par 2000 0 0\par MDU RESOURCES GROUP INC 552690109 4 150 SH SOLE\par 150 0 0\par MANULIFE FINANCIAL 56501R106 9 506 SH SOLE\par 506 0 0\par MCCORMICK & CO. 579780206 14 380 SH SOLE\par 380 0 0\par MCDONALDS CORP 580135101 745 11940 SH SOLE\par 11875 0 65\par MCDONALDS CORP 580135101 231 3707 SH DEFINED\par 1700 2007 0\par MC GRAW-HILL COMPANIES 580645109 167 5000 SH SOLE\par 5000 0 0\par MC GRAW-HILL COMPANIES 580645109 4 130 SH DEFINED\par 130 0 0\par MCKESSON CORPORATION 58155Q103 83 1320 SH SOLE\par 1320 0 0\par MEDCO HEALTH SOLUTIONS, 58405U102 328 5135 SH SOLE\par 5045 0 90\par MEDCO HEALTH SOLUTIONS, 58405U102 119 1856 SH DEFINED\par 0 120 1736\par MEDTRONIC INC 585055106 571 12982 SH SOLE\par 12945 0 37\par MEDTRONIC INC 585055106 129 2935 SH DEFINED\par 1190 1745 0\par MERCK & CO., INC 58933Y105 21 565 SH SOLE\par 565 0 0\par MERCK & CO., INC 58933Y105 18 500 SH DEFINED\par 0 500 0\par METLIFE INC 59156R108 179 5055 SH SOLE\par 5025 0 30\par MICROSOFT CORP 594918104 1429 46885 SH SOLE\par 46710 0 175\par MICROSOFT CORP 594918104 254 8345 SH DEFINED\par 4180 4165 0\par MIDCAP SPDR TRUST 595635103 3262 24765 SH SOLE\par 24708 0 57\par MIDCAP SPDR TRUST 595635103 240 1820 SH DEFINED\par 1350 470 0\par MONSANTO COMPANY 61166W101 394 4825 SH SOLE\par 4795 0 30\par MOODYS CORP 615369105 11 400 SH SOLE\par 400 0 0\par MOODYS CORP 615369105 27 1000 SH DEFINED\par 0 1000 0\par MORGAN STANLEY 617446448 115 3900 SH SOLE\par 3900 0 0\par MORGAN STANLEY 617446448 67 2248 SH DEFINED\par 0 0 2248\par NBT BANCORP INC. 628778102 277 13586 SH SOLE\par 0 0 13586\par NEW YORK COMMUNITY BAN 649445103 3 200 SH SOLE\par 200 0 0\par NEWELL RUBBERMAID INC 651229106 8 520 SH SOLE\par 520 0 0\par NEWS CORPORATION 65248E203 16 1000 SH DEFINED\par 1000 0 0\par NEXMED INC 652903105 3 10000 SH SOLE\par 10000 0 0\par NIKE, INC 654106103 7 100 SH SOLE\par 100 0 0\par NIKE, INC 654106103 30 450 SH DEFINED\par 450 0 0\par \par FORM 13F INFORMATION TABLE\par VALUE SHARES/ SH/ PUT/ INVSTMT OTHER\par NAME OF ISSUER CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS VOTING AUTHORITY\par SOLE SHARED NONE\par - ------------------------------ ---------------- --------- -------- ------ NOKIA CORPORATION 654902204 7 510 SH SOLE\par 510 0 0\par NOBLE ENERGY INC. 655044105 14 200 SH DEFINED\par 0 200 0\par NSTAR 67019E107 15 400 SH SOLE\par 400 0 0\par ORACLE CORPORATION 68389X105 418 17050 SH SOLE\par 16925 0 125\par PPG INDUSTRIES 693506107 20 340 SH SOLE\par 340 0 0\par PAIN THERAPEUTICS, INC. 69562K100 1 200 SH SOLE\par 200 0 0\par PAYCHEX INC 704326107 5 150 SH SOLE\par 150 0 0\par PEPCO HOLDINGS INC. 713291102 16 933 SH SOLE\par 933 0 0\par PEPSICO INC 713448108 1900 31261 SH SOLE\par 31151 0 110\par PEPSICO INC 713448108 258 4245 SH DEFINED\par 1860 2385 0\par PETMED EXPRESS INC. 716382106 2 100 SH SOLE\par 100 0 0\par PFIZER INC 717081103 141 7731 SH SOLE\par 7731 0 0\par PFIZER INC 717081103 131 7209 SH DEFINED\par 3600 1245 2364\par PHILIP MORRIS INTERNAT 718172109 36 740 SH SOLE\par 740 0 0\par PIEDMONT NATURAL GAS COM 720186105 27 1000 SH SOLE\par 1000 0 0\par POWERSHARES WILDERHILL 73935X500 8 695 SH SOLE\par 695 0 0\par PRAXAIR 74005P104 232 2885 SH SOLE\par 2885 0 0\par PRAXAIR 74005P104 139 1725 SH DEFINED\par 825 900 0\par PROCTER & GAMBLE CO 742718109 2320 38267 SH SOLE\par 38152 0 115\par PROCTER & GAMBLE CO 742718109 533 8794 SH DEFINED\par 2935 5859 0\par QUALCOMM INC 747525103 563 12176 SH SOLE\par 12176 0 0\par QUALCOMM INC 747525103 44 950 SH DEFINED\par 665 285 0\par RESEARCH IN MOTION LIMI 760975102 10 150 SH SOLE\par 150 0 0\par STANDARD & POORS 78462F103 8116 72832 SH SOLE\par 72712 0 120\par STANDARD & POORS 78462F103 377 3385 SH DEFINED\par 2830 555 0\par SPDR GOLD TRUST 78463V107 161 1500 SH SOLE\par 1500 0 0\par ETF SPDR BRIC 40 78463X798 51 2040 SH SOLE\par 2040 0 0\par ST. JUDE MEDICAL, INC 790849103 307 8355 SH SOLE\par 8300 0 55\par SARA LEE CORP 803111103 9 733 SH SOLE\par 733 0 0\par SCHLUMBERGER LTD 806857108 404 6204 SH SOLE\par 6204 0 0\par SCHLUMBERGER LTD 806857108 56 855 SH DEFINED\par 500 355 0\par SEARS ROEBUCK HOLDINGS 812350106 38 453 SH DEFINED\par 0 0 453\par FINANCIAL SELECT SECTOR 81369Y605 24 1680 SH SOLE\par 1680 0 0\par SIMON PROPERTY GROUP 828806109 15 187 SH SOLE\par 187 0 0\par SIRIUS XM RADIO INC 82967N108 0 759 SH SOLE\par 759 0 0\par SOUTHERN CO 842587107 310 9296 SH SOLE\par 9264 0 32\par SOUTHERN CO 842587107 149 4480 SH DEFINED\par 2350 2130 0\par SOUTHWEST GAS CORP 844895102 4 150 SH SOLE\par 150 0 0\par STAPLES INCORPORATED 855030102 39 1592 SH SOLE\par 1592 0 0\par STAPLES INCORPORATED 855030102 37 1518 SH DEFINED\par 0 1518 0\par STARBUCKS CORPORATION 855244109 30 1320 SH SOLE\par 1320 0 0\par STMICROELECTRONICS NV 861012102 11 1200 SH DEFINED\par 0 1200 0\par STONE ENERGY 861642106 4 200 SH SOLE\par 200 0 0\par STRYKER CORP 863667101 859 17062 SH SOLE\par 16950 0 112\par STRYKER CORP 863667101 79 1560 SH DEFINED\par 500 1060 0\par SUN MICROSYSTEMS INC. 866810203 1 100 SH SOLE\par 100 0 0\par SUN MICROSYSTEMS INC. 866810203 0 5 SH DEFINED\par 0 5 0\par SUNCOR ENERGY INC NEW 867224107 7 200 SH SOLE\par 200 0 0\par SYMANTEC CORPORATION 871503108 1 50 SH SOLE\par 50 0 0\par SYSCO CORPORATION 871829107 12 440 SH SOLE\par 440 0 0\par TJX COS INC NEW 872540109 229 6280 SH SOLE\par 6190 0 90\par \par \par \par FORM 13F INFORMATION TABLE\par VALUE SHARES/ SH/ PUT/ INVSTMT OTHER\par NAME OF ISSUER CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS VOTING AUTHORITY\par SOLE SHARED NONE\par - ------------------------------ ---------------- --------- -------- ------ TARGET CORP 87612E106 349 7209 SH SOLE\par 7167 0 42\par TARGET CORP 87612E106 125 2595 SH DEFINED\par 995 1600 0\par TERRA INDUSTRIES INC. 880915103 32 1000 SH SOLE\par 1000 0 0\par TEVA PHARMACEUTICAL IN 881624209 15 268 SH SOLE\par 268 0 0\par TEXAS INSTRUMENTS 882508104 8 310 SH SOLE\par 310 0 0\par 3M CO COM 88579Y101 317 3835 SH SOLE\par 3835 0 0\par 3M CO COM 88579Y101 199 2403 SH DEFINED\par 1000 1403 0\par TORONTO-DOMINION BANK 891160509 141 2251 SH SOLE\par 2251 0 0\par TRUSTCO BK CORP N Y 898349105 3 500 SH SOLE\par 500 0 0\par TRUSTCO BK CORP N Y 898349105 13 2000 SH DEFINED\par 0 2000 0\par US BANCORP DEL COM NEW 902973304 98 4375 SH SOLE\par 4375 0 0\par USB CPAITAL XI 903300200 29 1200 SH SOLE\par 1200 0 0\par UNITED PARCEL SERVICE 911312106 3 50 SH SOLE\par 50 0 0\par UNITED PARCEL SERVICE 911312106 6 100 SH DEFINED\par 0 100 0\par UNITED TECHNOLOGIES CORP 913017109 2038 29359 SH SOLE\par 29262 0 97\par UNITED TECHNOLOGIES CORP 913017109 259 3730 SH DEFINED\par 1810 1920 0\par UNITED HEALTHCARE GROUP 91324P102 11 370 SH SOLE\par 370 0 0\par VALERO ENERGY NEW 91913Y100 7 400 SH DEFINED\par 400 0 0\par VANGUARD EMERGING MARKETS 922042858 1189 29009 SH SOLE\par 28954 0 55\par VANGUARD EMERGING MARKETS 922042858 5 125 SH DEFINED\par 0 125 0\par VANGUARD MID-CAP ETF 922908629 36 604 SH SOLE\par 604 0 0\par VANGUARD LARGE-CAP ETF 922908637 268 5290 SH SOLE\par 5290 0 0\par VANGUARD SMALL CAP ETF 922908751 20 341 SH SOLE\par 341 0 0\par VERIZON COMMUNICATIONS 92343V104 693 20927 SH SOLE\par 20857 0 70\par VERIZON COMMUNICATIONS 92343V104 200 6032 SH DEFINED\par 2875 2563 594\par VISA INC - CLASS A SHARES 92826C839 136 1555 SH SOLE \par 1555 0 0\par VODAFONE GROUP PLC 92857W209 8 367 SH DEFINED\par 0 0 367\par WAL MART STORES INC 931142103 493 9217 SH SOLE\par 9217 0 0\par WAL MART STORES INC 931142103 102 1900 SH DEFINED\par 1500 400 0\par WALGREEN CO 931422109 77 2110 SH SOLE\par 2110 0 0\par WALGREEN CO 931422109 109 2956 SH DEFINED\par 400 2556 0\par WASTE MANAGEMENT INC NEW 94106L109 20 590 SH DEFINED\par 0 590 0\par WELLS FARGO & CO NEW 949746101 144 5336 SH SOLE\par 5234 0 102\par WELLS FARGO & CO NEW 949746101 22 825 SH DEFINED\par 0 825 0\par YAHOO INC 984332106 5 285 SH SOLE\par 285 0 0\par YUM BRANDS INC. 988498101 21 600 SH DEFINED\par 0 600 0\par GRAND TOTALS\par 80896 1742306\par 1568510 109505 64291\par } -----END PRIVACY-ENHANCED MESSAGE-----