The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   544,796 5,625 SH   SOLE 0 0 0 5,625
ABBVIE INC COM 00287Y109   1,562,830 10,485 SH   SOLE 0 0 0 10,485
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   511,645 1,666 SH   SOLE 0 0 0 1,666
ADOBE INC COM 00724F101   765,360 1,501 SH   SOLE 0 0 0 1,501
ADVANCED MICRO DEVICES INC COM 007903107   325,734 3,168 SH   SOLE 0 0 0 3,168
AES CORP COM 00130H105   184,224 12,120 SH   SOLE 0 0 0 12,120
AFFIRM HLDGS INC NOTE 11/1 00827BAB2   20,896 28,000 PRN   SOLE 0 0 0 28,000
AIR PRODS & CHEMS INC COM 009158106   303,805 1,072 SH   SOLE 0 0 0 1,072
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   244,000 2,813 SH   SOLE 0 0 0 2,813
ALPHABET INC CAP STK CL A 02079K305   2,609,610 19,942 SH   SOLE 0 0 0 19,942
ALPHABET INC CAP STK CL C 02079K107   2,298,937 17,436 SH   SOLE 0 0 0 17,436
ALTERYX INC NOTE 1.000% 8/0 02156BAF0   10,574 12,000 PRN   SOLE 0 0 0 12,000
ALTRIA GROUP INC COM 02209S103   2,378,456 56,563 SH   SOLE 0 0 0 56,563
AMAZON COM INC COM 023135106   4,449,073 34,999 SH   SOLE 0 0 0 34,999
AMERICAN ELEC PWR CO INC COM 025537101   272,673 3,625 SH   SOLE 0 0 0 3,625
AMERICAN EXPRESS CO COM 025816109   416,725 2,793 SH   SOLE 0 0 0 2,793
AMERICAN INTL GROUP INC COM NEW 026874784   330,573 5,455 SH   SOLE 0 0 0 5,455
AMERICAN TOWER CORP NEW COM 03027X100   1,006,105 6,118 SH   SOLE 0 0 0 6,118
AMGEN INC COM 031162100   936,882 3,486 SH   SOLE 0 0 0 3,486
ANALOG DEVICES INC COM 032654105   326,368 1,864 SH   SOLE 0 0 0 1,864
APOLLO GLOBAL MGMT INC COM 03769M106   289,207 3,222 SH   SOLE 0 0 0 3,222
APPLE INC COM 037833100   16,540,265 96,608 SH   SOLE 0 0 0 96,608
APPLIED MATLS INC COM 038222105   243,395 1,758 SH   SOLE 0 0 0 1,758
ASML HOLDING N V N Y REGISTRY SHS N07059210   272,550 463 SH   SOLE 0 0 0 463
ASTRAZENECA PLC SPONSORED ADR 046353108   596,918 8,814 SH   SOLE 0 0 0 8,814
AT&T INC COM 00206R102   744,426 49,562 SH   SOLE 0 0 0 49,562
AUTODESK INC COM 052769106   266,707 1,289 SH   SOLE 0 0 0 1,289
AUTOMATIC DATA PROCESSING IN COM 053015103   630,801 2,622 SH   SOLE 0 0 0 2,622
AVALONBAY CMNTYS INC COM 053484101   204,886 1,193 SH   SOLE 0 0 0 1,193
BANK AMERICA CORP COM 060505104   1,264,783 46,194 SH   SOLE 0 0 0 46,194
BCE INC COM NEW 05534B760   249,326 6,532 SH   SOLE 0 0 0 6,532
BECTON DICKINSON & CO COM 075887109   309,719 1,198 SH   SOLE 0 0 0 1,198
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,033,598 8,660 SH   SOLE 0 0 0 8,660
BIOGEN INC COM 09062X103   310,211 1,207 SH   SOLE 0 0 0 1,207
BIOMARIN PHARMACEUTICAL INC NOTE 1.250% 5/1 09061GAK7   13,868 14,000 PRN   SOLE 0 0 0 14,000
BLACKROCK INC COM 09247X101   710,501 1,099 SH   SOLE 0 0 0 1,099
BLACKSTONE INC COM 09260D107   1,273,203 11,884 SH   SOLE 0 0 0 11,884
BLOCK INC NOTE 0.125% 3/0 852234AF0   10,208 11,000 PRN   SOLE 0 0 0 11,000
BLOCK INC NOTE 0.250%11/0 852234AK9   10,509 14,000 PRN   SOLE 0 0 0 14,000
BOEING CO COM 097023105   1,738,921 9,072 SH   SOLE 0 0 0 9,072
BOOKING HOLDINGS INC COM 09857L108   259,052 84 SH   SOLE 0 0 0 84
BP PLC SPONSORED ADR 055622104   286,159 7,390 SH   SOLE 0 0 0 7,390
BRIDGEBIO PHARMA INC NOTE 2.250% 2/0 10806XAD4   7,450 10,000 PRN   SOLE 0 0 0 10,000
BRIDGEBIO PHARMA INC NOTE 2.500% 3/1 10806XAB8   10,505 11,000 PRN   SOLE 0 0 0 11,000
BRISTOL-MYERS SQUIBB CO COM 110122108   682,001 11,751 SH   SOLE 0 0 0 11,751
BRITISH AMERN TOB PLC SPONSORED ADR 110448107   218,645 6,961 SH   SOLE 0 0 0 6,961
BROADCOM INC COM 11135F101   1,723,454 2,075 SH   SOLE 0 0 0 2,075
BURLINGTON STORES INC NOTE 2.250% 4/1 122017AB2   13,572 14,000 PRN   SOLE 0 0 0 14,000
CABLE ONE INC NOTE 1.125% 3/1 12685JAG0   9,672 13,000 PRN   SOLE 0 0 0 13,000
CADENCE DESIGN SYSTEM INC COM 127387108   253,044 1,080 SH   SOLE 0 0 0 1,080
CALAMOS CONV & HIGH INCOME F COM SHS 12811P108   123,811 11,094 SH   SOLE 0 0 0 11,094
CALAMOS CONV OPPORTUNITIES & SH BEN INT 128117108   199,688 18,946 SH   SOLE 0 0 0 18,946
CARLYLE SECURED LENDING INC COM 872280102   164,053 11,314 SH   SOLE 0 0 0 11,314
CATERPILLAR INC COM 149123101   650,334 2,382 SH   SOLE 0 0 0 2,382
CEDAR FAIR L P DEPOSITRY UNIT 150185106   692,146 18,707 SH   SOLE 0 0 0 18,707
CHEVRON CORP NEW COM 166764100   3,001,701 17,802 SH   SOLE 0 0 0 17,802
CHIPOTLE MEXICAN GRILL INC COM 169656105   804,173 439 SH   SOLE 0 0 0 439
CHUBB LIMITED COM H1467J104   774,013 3,718 SH   SOLE 0 0 0 3,718
CISCO SYS INC COM 17275R102   1,189,546 22,127 SH   SOLE 0 0 0 22,127
CITIGROUP INC COM NEW 172967424   209,325 5,089 SH   SOLE 0 0 0 5,089
CLOUDFLARE INC NOTE 8/1 18915MAC1   8,500 10,000 PRN   SOLE 0 0 0 10,000
CME GROUP INC COM 12572Q105   320,352 1,600 SH   SOLE 0 0 0 1,600
COCA COLA CO COM 191216100   1,345,726 24,039 SH   SOLE 0 0 0 24,039
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   229,910 3,394 SH   SOLE 0 0 0 3,394
COLGATE PALMOLIVE CO COM 194162103   224,636 3,159 SH   SOLE 0 0 0 3,159
COMCAST CORP NEW CL A 20030N101   1,768,976 39,896 SH   SOLE 0 0 0 39,896
CONMED CORP NOTE 2.250% 6/1 207410AH4   11,424 12,000 PRN   SOLE 0 0 0 12,000
CONOCOPHILLIPS COM 20825C104   679,818 5,675 SH   SOLE 0 0 0 5,675
CORCEPT THERAPEUTICS INC COM 218352102   273,240 10,029 SH   SOLE 0 0 0 10,029
CORNING INC COM 219350105   275,997 9,058 SH   SOLE 0 0 0 9,058
CORTEVA INC COM 22052L104   237,580 4,644 SH   SOLE 0 0 0 4,644
COSTCO WHSL CORP NEW COM 22160K105   499,316 884 SH   SOLE 0 0 0 884
CROWDSTRIKE HLDGS INC CL A 22788C105   216,590 1,294 SH   SOLE 0 0 0 1,294
CROWN CASTLE INC COM 22822V101   326,062 3,543 SH   SOLE 0 0 0 3,543
CVS HEALTH CORP COM 126650100   477,220 6,835 SH   SOLE 0 0 0 6,835
DANAHER CORPORATION COM 235851102   590,230 2,379 SH   SOLE 0 0 0 2,379
DEERE & CO COM 244199105   534,370 1,416 SH   SOLE 0 0 0 1,416
DENISON MINES CORP COM 248356107   82,500 50,000 SH   SOLE 0 0 0 50,000
DEXCOM INC NOTE 0.250%11/1 252131AK3   24,505 26,000 PRN   SOLE 0 0 0 26,000
DIAGEO PLC SPON ADR NEW 25243Q205   349,529 2,343 SH   SOLE 0 0 0 2,343
DIGITAL RLTY TR INC COM 253868103   238,167 1,968 SH   SOLE 0 0 0 1,968
DIGITALOCEAN HLDGS INC NOTE 12/0 25402DAB8   9,937 13,000 PRN   SOLE 0 0 0 13,000
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   1,858,617 40,679 SH   SOLE 0 0 0 40,679
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   799,561 24,511 SH   SOLE 0 0 0 24,511
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   1,191,780 25,602 SH   SOLE 0 0 0 25,602
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   1,963,454 89,492 SH   SOLE 0 0 0 89,492
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   1,182,192 34,750 SH   SOLE 0 0 0 34,750
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   351,885 6,704 SH   SOLE 0 0 0 6,704
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   1,715,115 65,462 SH   SOLE 0 0 0 65,462
DISH NETWORK CORPORATION NOTE 12/1 25470MAF6   16,020 24,000 PRN   SOLE 0 0 0 24,000
DISNEY WALT CO COM 254687106   812,176 10,021 SH   SOLE 0 0 0 10,021
DNP SELECT INCOME FD INC COM 23325P104   730,727 76,757 SH   SOLE 0 0 0 76,757
DOMINION ENERGY INC COM 25746U109   394,206 8,825 SH   SOLE 0 0 0 8,825
DOW INC COM 260557103   285,636 5,540 SH   SOLE 0 0 0 5,540
DRAFTKINGS INC NEW NOTE 3/1 26142RAB0   15,887 21,000 PRN   SOLE 0 0 0 21,000
DUKE ENERGY CORP NEW COM NEW 26441C204   829,709 9,401 SH   SOLE 0 0 0 9,401
DUPONT DE NEMOURS INC COM 26614N102   206,342 2,766 SH   SOLE 0 0 0 2,766
EA SERIES TRUST EA BRIDGEWAY OMN 02072L532   940,365 51,460 SH   SOLE 0 0 0 51,460
EATON CORP PLC SHS G29183103   1,013,293 4,751 SH   SOLE 0 0 0 4,751
EDISON INTL COM 281020107   529,801 8,371 SH   SOLE 0 0 0 8,371
ELI LILLY & CO COM 532457108   1,378,276 2,566 SH   SOLE 0 0 0 2,566
EMBRAER S.A. SPONSORED ADS 29082A107   142,400 10,379 SH   SOLE 0 0 0 10,379
EMERSON ELEC CO COM 291011104   380,776 3,943 SH   SOLE 0 0 0 3,943
ENBRIDGE INC COM 29250N105   689,055 20,648 SH   SOLE 0 0 0 20,648
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   197,764 14,096 SH   SOLE 0 0 0 14,096
ENTERPRISE PRODS PARTNERS L COM 293792107   471,503 17,227 SH   SOLE 0 0 0 17,227
EOG RES INC COM 26875P101   348,463 2,749 SH   SOLE 0 0 0 2,749
EQUINIX INC COM 29444U700   480,784 662 SH   SOLE 0 0 0 662
ESSENTIAL UTILS INC COM 29670G102   312,253 9,096 SH   SOLE 0 0 0 9,096
ETSY INC NOTE 0.125% 9/0 29786AAL0   10,400 13,000 PRN   SOLE 0 0 0 13,000
EVOLENT HEALTH INC NOTE 1.500%10/1 30050BAD3   18,073 17,000 PRN   SOLE 0 0 0 17,000
EXACT SCIENCES CORP NOTE 0.375% 3/0 30063PAC9   14,673 17,000 PRN   SOLE 0 0 0 17,000
EXELON CORP COM 30161N101   219,295 5,803 SH   SOLE 0 0 0 5,803
EXXON MOBIL CORP COM 30231G102   3,235,479 27,517 SH   SOLE 0 0 0 27,517
F N B CORP COM 302520101   390,469 36,188 SH   SOLE 0 0 0 36,188
FARFETCH LTD NOTE 3.750% 5/0 30744WAD9   7,438 14,000 PRN   SOLE 0 0 0 14,000
FEDEX CORP COM 31428X106   326,381 1,232 SH   SOLE 0 0 0 1,232
FIDELITY NATL INFORMATION SV COM 31620M106   441,718 7,992 SH   SOLE 0 0 0 7,992
FIRSTENERGY CORP COM 337932107   267,397 7,823 SH   SOLE 0 0 0 7,823
FISERV INC COM 337738108   240,492 2,129 SH   SOLE 0 0 0 2,129
FORD MTR CO DEL COM 345370860   345,692 27,833 SH   SOLE 0 0 0 27,833
FREEPORT-MCMORAN INC CL B 35671D857   395,535 10,607 SH   SOLE 0 0 0 10,607
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   313,075 57,763 SH   SOLE 0 0 0 57,763
GENERAL DYNAMICS CORP COM 369550108   210,142 951 SH   SOLE 0 0 0 951
GENERAL ELECTRIC CO COM NEW 369604301   283,594 2,565 SH   SOLE 0 0 0 2,565
GENERAL MLS INC COM 370334104   213,919 3,343 SH   SOLE 0 0 0 3,343
GENERAL MTRS CO COM 37045V100   652,707 19,797 SH   SOLE 0 0 0 19,797
GENUINE PARTS CO COM 372460105   583,550 4,042 SH   SOLE 0 0 0 4,042
GENWORTH FINL INC COM CL A 37247D106   118,243 20,178 SH   SOLE 0 0 0 20,178
GILEAD SCIENCES INC COM 375558103   341,202 4,553 SH   SOLE 0 0 0 4,553
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   1,604,834 19,053 SH   SOLE 0 0 0 19,053
GOLDMAN SACHS GROUP INC COM 38141G104   1,072,311 3,314 SH   SOLE 0 0 0 3,314
GSK PLC SPONSORED ADR 37733W204   292,103 8,058 SH   SOLE 0 0 0 8,058
GUARDANT HEALTH INC NOTE 11/1 40131MAB5   8,938 13,000 PRN   SOLE 0 0 0 13,000
HAEMONETICS CORP MASS NOTE 3/0 405024AB6   11,278 13,000 PRN   SOLE 0 0 0 13,000
HANESBRANDS INC COM 410345102   45,436 11,474 SH   SOLE 0 0 0 11,474
HEICO CORP NEW COM 422806109   1,239,088 7,652 SH   SOLE 0 0 0 7,652
HEICO CORP NEW CL A 422806208   2,342,371 18,127 SH   SOLE 0 0 0 18,127
HOME DEPOT INC COM 437076102   1,896,789 6,277 SH   SOLE 0 0 0 6,277
HONEYWELL INTL INC COM 438516106   523,923 2,836 SH   SOLE 0 0 0 2,836
HUNTINGTON BANCSHARES INC COM 446150104   551,574 53,036 SH   SOLE 0 0 0 53,036
INDEXIQ ACTIVE ETF TR IQ MACKAY INSRED 45409F843   1,638,276 71,697 SH   SOLE 0 0 0 71,697
INNOVATOR ETFS TR US EQTY BUFR JUL 45782C789   5,793,476 168,073 SH   SOLE 0 0 0 168,073
INNOVATOR ETFS TR US EQTY PWR BUF 45782C797   326,424 9,612 SH   SOLE 0 0 0 9,612
INNOVATOR ETFS TR US EQTY PWR BUF 45782C813   456,905 13,558 SH   SOLE 0 0 0 13,558
INNOVATOR ETFS TR US EQT PWR BUF 45782C870   501,392 16,380 SH   SOLE 0 0 0 16,380
INNOVATOR ETFS TR US SML CP PWR B 45782C284   2,158,250 86,261 SH   SOLE 0 0 0 86,261
INNOVATOR ETFS TR US EQTY PWR BUF 45782C748   494,354 15,789 SH   SOLE 0 0 0 15,789
INNOVATOR ETFS TR US EQTY BUFR JAN 45782C409   238,560 6,493 SH   SOLE 0 0 0 6,493
INSULET CORP NOTE 0.375% 9/0 45784PAK7   9,780 10,000 PRN   SOLE 0 0 0 10,000
INTEL CORP COM 458140100   615,051 17,301 SH   SOLE 0 0 0 17,301
INTERCONTINENTAL EXCHANGE IN COM 45866F104   283,412 2,576 SH   SOLE 0 0 0 2,576
INTERNATIONAL BUSINESS MACHS COM 459200101   760,176 5,418 SH   SOLE 0 0 0 5,418
INTUIT COM 461202103   851,226 1,666 SH   SOLE 0 0 0 1,666
INTUITIVE SURGICAL INC COM NEW 46120E602   800,290 2,738 SH   SOLE 0 0 0 2,738
INVESCO ACTIVELY MANAGED ETF TOTAL RETURN 46090A804   1,694,556 37,969 SH   SOLE 0 0 0 37,969
INVESCO EXCHANGE TRADED FD T AEROSPACE DEFN 46137V100   266,133 3,335 SH   SOLE 0 0 0 3,335
INVESCO QQQ TR UNIT SER 1 46090E103   350,499 978 SH   SOLE 0 0 0 978
ISHARES INC CORE MSCI EMKT 46434G103   14,807,010 311,137 SH   SOLE 0 0 0 311,137
ISHARES INC MSCI EMRG CHN 46434G764   202,659 4,067 SH   SOLE 0 0 0 4,067
ISHARES TR CORE US AGGBD ET 464287226   10,144,097 107,870 SH   SOLE 0 0 0 107,870
ISHARES TR CORE S&P500 ETF 464287200   144,151,600 335,681 SH   SOLE 0 0 0 335,681
ISHARES TR BROAD USD HIGH 46435U853   1,919,750 55,308 SH   SOLE 0 0 0 55,308
ISHARES TR EAFE VALUE ETF 464288877   866,355 17,706 SH   SOLE 0 0 0 17,706
ISHARES TR RUS 1000 GRW ETF 464287614   3,149,235 11,840 SH   SOLE 0 0 0 11,840
ISHARES TR RUSSELL 2000 ETF 464287655   540,866 3,060 SH   SOLE 0 0 0 3,060
ISHARES TR 10+ YR INVST GRD 464289511   525,328 11,144 SH   SOLE 0 0 0 11,144
ISHARES TR MSCI USA MMENTM 46432F396   945,350 6,767 SH   SOLE 0 0 0 6,767
ISHARES TR CORE HIGH DV ETF 46429B663   271,453 2,745 SH   SOLE 0 0 0 2,745
ISHARES TR CORE DIV GRWTH 46434V621   369,412 7,458 SH   SOLE 0 0 0 7,458
ISHARES TR U.S. TECH ETF 464287721   1,198,921 11,427 SH   SOLE 0 0 0 11,427
ISHARES TR ESG AW MSCI EAFE 46435G516   240,987 3,486 SH   SOLE 0 0 0 3,486
ISHARES TR U.S. MED DVC ETF 464288810   201,130 4,147 SH   SOLE 0 0 0 4,147
ISHARES TR MSCI USA QLT FCT 46432F339   423,178 3,211 SH   SOLE 0 0 0 3,211
ISHARES TR 10-20 YR TRS ETF 464288653   300,826 3,055 SH   SOLE 0 0 0 3,055
ISHARES TR MSCI USA MIN VOL 46429B697   1,582,082 21,858 SH   SOLE 0 0 0 21,858
ISHARES TR S&P 500 GRWT ETF 464287309   656,969 9,602 SH   SOLE 0 0 0 9,602
ISHARES TR CORE MSCI EAFE 46432F842   41,277,471 641,453 SH   SOLE 0 0 0 641,453
ISHARES TR RUS MID CAP ETF 464287499   857,344 12,380 SH   SOLE 0 0 0 12,380
ISHARES TR CORE S&P MCP ETF 464287507   1,405,087 5,635 SH   SOLE 0 0 0 5,635
ISHARES TR RUS 1000 ETF 464287622   252,058 1,073 SH   SOLE 0 0 0 1,073
ISHARES TR U.S. FIN SVC ETF 464287770   389,693 2,520 SH   SOLE 0 0 0 2,520
ISHARES TR CORE S&P TTL STK 464287150   336,070 3,568 SH   SOLE 0 0 0 3,568
ISHARES TR ESG MSCI USA ETF 46436E767   475,674 13,724 SH   SOLE 0 0 0 13,724
ISHARES TR MSCI USA SMCP MN 46435G433   740,221 22,397 SH   SOLE 0 0 0 22,397
ISHARES TR CORE S&P SCP ETF 464287804   15,103,916 160,118 SH   SOLE 0 0 0 160,118
ISHARES TR RUS MDCP VAL ETF 464287473   535,695 5,134 SH   SOLE 0 0 0 5,134
ISHARES TR RUS 1000 VAL ETF 464287598   896,377 5,904 SH   SOLE 0 0 0 5,904
J P MORGAN EXCHANGE TRADED F BETABUILDERS CDA 46641Q225   376,870 6,481 SH   SOLE 0 0 0 6,481
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   329,496 7,021 SH   SOLE 0 0 0 7,021
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   669,232 12,495 SH   SOLE 0 0 0 12,495
JANUS DETROIT STR TR HENDERSON MTG 47103U852   1,678,842 38,683 SH   SOLE 0 0 0 38,683
JETBLUE AIRWAYS CORP NOTE 0.500% 4/0 477143AP6   11,597 15,000 PRN   SOLE 0 0 0 15,000
JOHNSON & JOHNSON COM 478160104   2,325,914 14,934 SH   SOLE 0 0 0 14,934
JOHNSON CTLS INTL PLC SHS G51502105   260,942 4,904 SH   SOLE 0 0 0 4,904
JPMORGAN CHASE & CO COM 46625H100   5,103,527 35,192 SH   SOLE 0 0 0 35,192
KEYCORP COM 493267108   173,181 16,095 SH   SOLE 0 0 0 16,095
KIMBERLY-CLARK CORP COM 494368103   336,039 2,781 SH   SOLE 0 0 0 2,781
KINDER MORGAN INC DEL COM 49456B101   332,331 20,044 SH   SOLE 0 0 0 20,044
KITE RLTY GROUP TR COM NEW 49803T300   862,883 40,284 SH   SOLE 0 0 0 40,284
L3HARRIS TECHNOLOGIES INC COM 502431109   200,760 1,153 SH   SOLE 0 0 0 1,153
LABORATORY CORP AMER HLDGS COM NEW 50540R409   219,145 1,090 SH   SOLE 0 0 0 1,090
LAMAR ADVERTISING CO NEW CL A 512816109   360,735 4,322 SH   SOLE 0 0 0 4,322
LATTICE STRATEGIES TR HARTFORD DISCIPL 518416870   385,995 9,127 SH   SOLE 0 0 0 9,127
LINCOLN ELEC HLDGS INC COM 533900106   828,781 4,559 SH   SOLE 0 0 0 4,559
LINDE PLC SHS G54950103   513,098 1,378 SH   SOLE 0 0 0 1,378
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109   177,702 83,428 SH   SOLE 0 0 0 83,428
LOCKHEED MARTIN CORP COM 539830109   925,967 2,264 SH   SOLE 0 0 0 2,264
LOWES COS INC COM 548661107   433,216 2,084 SH   SOLE 0 0 0 2,084
MARATHON PETE CORP COM 56585A102   444,183 2,935 SH   SOLE 0 0 0 2,935
MARKEL GROUP INC COM 570535104   231,181 157 SH   SOLE 0 0 0 157
MARRIOTT INTL INC NEW CL A 571903202   566,925 2,884 SH   SOLE 0 0 0 2,884
MARSH & MCLENNAN COS INC COM 571748102   228,741 1,202 SH   SOLE 0 0 0 1,202
MASTERCARD INCORPORATED CL A 57636Q104   1,222,381 3,088 SH   SOLE 0 0 0 3,088
MCDONALDS CORP COM 580135101   1,859,009 7,057 SH   SOLE 0 0 0 7,057
MCKESSON CORP COM 58155Q103   320,919 738 SH   SOLE 0 0 0 738
MEDTRONIC PLC SHS G5960L103   963,044 12,290 SH   SOLE 0 0 0 12,290
MERCK & CO INC COM 58933Y105   2,262,971 21,981 SH   SOLE 0 0 0 21,981
META PLATFORMS INC CL A 30303M102   1,690,783 5,632 SH   SOLE 0 0 0 5,632
MICRON TECHNOLOGY INC COM 595112103   413,963 6,085 SH   SOLE 0 0 0 6,085
MICROSOFT CORP COM 594918104   13,535,257 42,867 SH   SOLE 0 0 0 42,867
MICROSTRATEGY INC NOTE 2/1 594972AE1   9,748 14,000 PRN   SOLE 0 0 0 14,000
MONDELEZ INTL INC CL A 609207105   549,609 7,919 SH   SOLE 0 0 0 7,919
MORGAN STANLEY COM NEW 617446448   386,626 4,734 SH   SOLE 0 0 0 4,734
MOTOROLA SOLUTIONS INC COM NEW 620076307   445,112 1,635 SH   SOLE 0 0 0 1,635
NCL CORP LTD NOTE 1.125% 2/1 62886HBD2   12,413 15,000 PRN   SOLE 0 0 0 15,000
NEOGENOMICS INC NOTE 0.250% 1/1 64049MAB6   16,374 23,000 PRN   SOLE 0 0 0 23,000
NETFLIX INC COM 64110L106   566,400 1,500 SH   SOLE 0 0 0 1,500
NEXTERA ENERGY INC COM 65339F101   624,518 10,901 SH   SOLE 0 0 0 10,901
NICE LTD NOTE 9/1 653656AB4   11,700 13,000 PRN   SOLE 0 0 0 13,000
NIKE INC CL B 654106103   1,260,925 13,187 SH   SOLE 0 0 0 13,187
NORTHROP GRUMMAN CORP COM 666807102   450,011 1,022 SH   SOLE 0 0 0 1,022
NOVARTIS AG SPONSORED ADR 66987V109   233,056 2,288 SH   SOLE 0 0 0 2,288
NOVO-NORDISK A S ADR 670100205   399,136 4,389 SH   SOLE 0 0 0 4,389
NU HLDGS LTD ORD SHS CL A G6683N103   257,527 35,521 SH   SOLE 0 0 0 35,521
NVIDIA CORPORATION COM 67066G104   4,120,662 9,473 SH   SOLE 0 0 0 9,473
OMNICOM GROUP INC COM 681919106   239,534 3,216 SH   SOLE 0 0 0 3,216
ONEOK INC NEW COM 682680103   646,542 10,193 SH   SOLE 0 0 0 10,193
OPENDOOR TECHNOLOGIES INC COM 683712103   53,956 20,438 SH   SOLE 0 0 0 20,438
ORACLE CORP COM 68389X105   1,223,308 11,549 SH   SOLE 0 0 0 11,549
PACER FDS TR TRENDP US LAR CP 69374H105   240,599 6,021 SH   SOLE 0 0 0 6,021
PARKER-HANNIFIN CORP COM 701094104   1,731,027 4,444 SH   SOLE 0 0 0 4,444
PELOTON INTERACTIVE INC NOTE 2/1 70614WAB6   18,813 25,000 PRN   SOLE 0 0 0 25,000
PEPSICO INC COM 713448108   1,496,833 8,834 SH   SOLE 0 0 0 8,834
PFIZER INC COM 717081103   1,294,250 39,019 SH   SOLE 0 0 0 39,019
PHILIP MORRIS INTL INC COM 718172109   1,648,761 17,809 SH   SOLE 0 0 0 17,809
PHILLIPS EDISON & CO INC COMMON STOCK 71844V201   514,571 15,342 SH   SOLE 0 0 0 15,342
PIONEER NAT RES CO COM 723787107   252,505 1,100 SH   SOLE 0 0 0 1,100
PNC FINL SVCS GROUP INC COM 693475105   677,628 5,519 SH   SOLE 0 0 0 5,519
PPG INDS INC COM 693506107   289,065 2,227 SH   SOLE 0 0 0 2,227
PPL CORP COM 69351T106   214,914 9,122 SH   SOLE 0 0 0 9,122
PROCTER AND GAMBLE CO COM 742718109   2,023,164 13,871 SH   SOLE 0 0 0 13,871
PROGRESSIVE CORP COM 743315103   6,651,575 47,750 SH   SOLE 0 0 0 47,750
PROLOGIS INC. COM 74340W103   669,220 5,964 SH   SOLE 0 0 0 5,964
PRUDENTIAL FINL INC COM 744320102   297,512 3,135 SH   SOLE 0 0 0 3,135
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   221,994 3,901 SH   SOLE 0 0 0 3,901
QUALCOMM INC COM 747525103   262,657 2,365 SH   SOLE 0 0 0 2,365
RAPID7 INC NOTE 2.250% 5/0 753422AD6   10,245 10,000 PRN   SOLE 0 0 0 10,000
REALTY INCOME CORP COM 756109104   203,006 4,065 SH   SOLE 0 0 0 4,065
REDFIN CORP NOTE 0.500% 4/0 75737FAE8   5,800 10,000 PRN   SOLE 0 0 0 10,000
RTX CORPORATION COM 75513E101   646,219 8,979 SH   SOLE 0 0 0 8,979
S&P GLOBAL INC COM 78409V104   714,011 1,954 SH   SOLE 0 0 0 1,954
SALESFORCE INC COM 79466L302   571,028 2,816 SH   SOLE 0 0 0 2,816
SANOFI SPONSORED ADR 80105N105   289,120 5,390 SH   SOLE 0 0 0 5,390
SAP SE SPON ADR 803054204   322,783 2,496 SH   SOLE 0 0 0 2,496
SCHLUMBERGER LTD COM STK 806857108   484,473 8,310 SH   SOLE 0 0 0 8,310
SCHWAB CHARLES CORP COM 808513105   502,436 9,152 SH   SOLE 0 0 0 9,152
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   50,005,950 1,207,290 SH   SOLE 0 0 0 1,207,290
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   330,731 4,548 SH   SOLE 0 0 0 4,548
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   83,976,550 1,659,616 SH   SOLE 0 0 0 1,659,616
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   629,906 8,902 SH   SOLE 0 0 0 8,902
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   1,864,656 11,375 SH   SOLE 0 0 0 11,375
SELECT SECTOR SPDR TR INDL 81369Y704   242,213 2,389 SH   SOLE 0 0 0 2,389
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   1,861,838 14,462 SH   SOLE 0 0 0 14,462
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   584,409 9,917 SH   SOLE 0 0 0 9,917
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   831,821 12,686 SH   SOLE 0 0 0 12,686
SELECT SECTOR SPDR TR ENERGY 81369Y506   445,080 4,924 SH   SOLE 0 0 0 4,924
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   725,054 4,504 SH   SOLE 0 0 0 4,504
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   263,171 7,934 SH   SOLE 0 0 0 7,934
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   927,559 13,480 SH   SOLE 0 0 0 13,480
SEMPRA COM 816851109   260,419 3,828 SH   SOLE 0 0 0 3,828
SERVICENOW INC COM 81762P102   289,541 518 SH   SOLE 0 0 0 518
SHELL PLC SPON ADS 780259305   265,439 4,123 SH   SOLE 0 0 0 4,123
SHERWIN WILLIAMS CO COM 824348106   460,365 1,805 SH   SOLE 0 0 0 1,805
SHOPIFY INC CL A 82509L107   458,661 8,405 SH   SOLE 0 0 0 8,405
SIRIUS XM HOLDINGS INC COM 82968B103   67,593 14,954 SH   SOLE 0 0 0 14,954
SNAP INC NOTE 0.750% 8/0 83304AAB2   21,900 25,000 PRN   SOLE 0 0 0 25,000
SOLAREDGE TECHNOLOGIES INC NOTE 9/1 83417MAD6   17,319 19,000 PRN   SOLE 0 0 0 19,000
SOUTHERN CO COM 842587107   330,072 5,100 SH   SOLE 0 0 0 5,100
SPDR S&P 500 ETF TR TR UNIT 78462F103   901,185 2,108 SH   SOLE 0 0 0 2,108
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   221,927 486 SH   SOLE 0 0 0 486
SPDR SER TR PRTFLO S&P500 VL 78464A508   3,844,854 93,186 SH   SOLE 0 0 0 93,186
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   717,481 7,814 SH   SOLE 0 0 0 7,814
SPDR SER TR S&P SEMICNDCTR 78464A862   203,850 1,040 SH   SOLE 0 0 0 1,040
SPDR SER TR S&P DIVID ETF 78464A763   281,544 2,448 SH   SOLE 0 0 0 2,448
SPIRIT AIRLS INC NOTE 1.000% 5/1 848577AB8   9,147 11,000 PRN   SOLE 0 0 0 11,000
SPIRIT RLTY CAP INC NEW COM NEW 84860W300   248,953 7,425 SH   SOLE 0 0 0 7,425
SPLUNK INC NOTE 1.125% 6/1 848637AF1   9,435 10,000 PRN   SOLE 0 0 0 10,000
STARBUCKS CORP COM 855244109   863,759 9,464 SH   SOLE 0 0 0 9,464
STRYKER CORPORATION COM 863667101   207,685 760 SH   SOLE 0 0 0 760
SYNOPSYS INC COM 871607107   202,865 442 SH   SOLE 0 0 0 442
SYSCO CORP COM 871829107   249,379 3,776 SH   SOLE 0 0 0 3,776
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   291,463 3,354 SH   SOLE 0 0 0 3,354
TARGET CORP COM 87612E106   501,971 4,540 SH   SOLE 0 0 0 4,540
TE CONNECTIVITY LTD SHS H84989104   456,073 3,692 SH   SOLE 0 0 0 3,692
TELADOC HEALTH INC NOTE 1.250% 6/0 87918AAF2   8,766 11,000 PRN   SOLE 0 0 0 11,000
TESLA INC COM 88160R101   1,849,876 7,393 SH   SOLE 0 0 0 7,393
TEXAS INSTRS INC COM 882508104   873,919 5,496 SH   SOLE 0 0 0 5,496
THE CIGNA GROUP COM 125523100   361,592 1,264 SH   SOLE 0 0 0 1,264
THERMO FISHER SCIENTIFIC INC COM 883556102   644,354 1,273 SH   SOLE 0 0 0 1,273
TJX COS INC NEW COM 872540109   480,663 5,408 SH   SOLE 0 0 0 5,408
TOTALENERGIES SE SPONSORED ADS 89151E109   366,480 5,573 SH   SOLE 0 0 0 5,573
TRAVELERS COMPANIES INC COM 89417E109   466,740 2,858 SH   SOLE 0 0 0 2,858
TRUIST FINL CORP COM 89832Q109   508,803 17,784 SH   SOLE 0 0 0 17,784
TRX GOLD CORPORATION COM 87283P109   9,150 25,000 SH   SOLE 0 0 0 25,000
UBER TECHNOLOGIES INC COM 90353T100   260,579 5,666 SH   SOLE 0 0 0 5,666
UNDER ARMOUR INC CL A 904311107   139,130 20,311 SH   SOLE 0 0 0 20,311
UNILEVER PLC SPON ADR NEW 904767704   667,493 13,512 SH   SOLE 0 0 0 13,512
UNION PAC CORP COM 907818108   534,936 2,627 SH   SOLE 0 0 0 2,627
UNITED PARCEL SERVICE INC CL B 911312106   17,771,072 114,012 SH   SOLE 0 0 0 114,012
UNITEDHEALTH GROUP INC COM 91324P102   2,536,076 5,030 SH   SOLE 0 0 0 5,030
UNITY SOFTWARE INC NOTE 11/1 91332UAB7   11,873 15,000 PRN   SOLE 0 0 0 15,000
US BANCORP DEL COM NEW 902973304   356,552 10,785 SH   SOLE 0 0 0 10,785
VANECK ETF TRUST CEF MUNI INCOME 92189F460   16,218,227 858,107 SH   SOLE 0 0 0 858,107
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   212,883 2,807 SH   SOLE 0 0 0 2,807
VANECK ETF TRUST MRNGSTR INT MOAT 92189F593   475,630 15,942 SH   SOLE 0 0 0 15,942
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   537,725 7,706 SH   SOLE 0 0 0 7,706
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,481,526 19,709 SH   SOLE 0 0 0 19,709
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   644,849 9,616 SH   SOLE 0 0 0 9,616
VANGUARD BD INDEX FDS INTERMED TERM 921937819   712,543 9,854 SH   SOLE 0 0 0 9,854
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   1,582,264 33,081 SH   SOLE 0 0 0 33,081
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   1,332,678 6,842 SH   SOLE 0 0 0 6,842
VANGUARD INDEX FDS TOTAL STK MKT 922908769   793,763 3,737 SH   SOLE 0 0 0 3,737
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   11,529,903 29,361 SH   SOLE 0 0 0 29,361
VANGUARD INDEX FDS SM CP VAL ETF 922908611   248,964 1,561 SH   SOLE 0 0 0 1,561
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2,338,771 30,912 SH   SOLE 0 0 0 30,912
VANGUARD INDEX FDS SMALL CP ETF 922908751   42,297,304 223,712 SH   SOLE 0 0 0 223,712
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   460,688 3,518 SH   SOLE 0 0 0 3,518
VANGUARD INDEX FDS MID CAP ETF 922908629   3,503,075 16,822 SH   SOLE 0 0 0 16,822
VANGUARD INDEX FDS VALUE ETF 922908744   2,863,678 20,762 SH   SOLE 0 0 0 20,762
VANGUARD INDEX FDS GROWTH ETF 922908736   6,438,746 23,645 SH   SOLE 0 0 0 23,645
VANGUARD INDEX FDS LARGE CAP ETF 922908637   365,549 1,868 SH   SOLE 0 0 0 1,868
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   575,999 11,105 SH   SOLE 0 0 0 11,105
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   487,823 7,294 SH   SOLE 0 0 0 7,294
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   37,702,661 961,557 SH   SOLE 0 0 0 961,557
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,413,900 29,395 SH   SOLE 0 0 0 29,395
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   226,974 1,166 SH   SOLE 0 0 0 1,166
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   757,394 17,300 SH   SOLE 0 0 0 17,300
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   291,544 4,081 SH   SOLE 0 0 0 4,081
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   825,707 12,387 SH   SOLE 0 0 0 12,387
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   968,615 14,153 SH   SOLE 0 0 0 14,153
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   205,535 2,735 SH   SOLE 0 0 0 2,735
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   4,243,795 76,451 SH   SOLE 0 0 0 76,451
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   4,705,679 30,285 SH   SOLE 0 0 0 30,285
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   50,267,692 1,149,764 SH   SOLE 0 0 0 1,149,764
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,191,373 11,531 SH   SOLE 0 0 0 11,531
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   265,663 1,130 SH   SOLE 0 0 0 1,130
VANGUARD WORLD FDS INF TECH ETF 92204A702   530,657 1,279 SH   SOLE 0 0 0 1,279
VELO3D INC COMMON STOCK 92259N104   35,671 22,866 SH   SOLE 0 0 0 22,866
VERISK ANALYTICS INC COM 92345Y106   204,111 864 SH   SOLE 0 0 0 864
VERIZON COMMUNICATIONS INC COM 92343V104   1,070,841 33,040 SH   SOLE 0 0 0 33,040
VERTEX PHARMACEUTICALS INC COM 92532F100   439,543 1,264 SH   SOLE 0 0 0 1,264
VICI PPTYS INC COM 925652109   400,329 13,757 SH   SOLE 0 0 0 13,757
VISA INC COM CL A 92826C839   2,645,715 11,503 SH   SOLE 0 0 0 11,503
VISTRA CORP COM 92840M102   206,977 6,238 SH   SOLE 0 0 0 6,238
WALMART INC COM 931142103   1,451,525 9,076 SH   SOLE 0 0 0 9,076
WASTE MGMT INC DEL COM 94106L109   252,017 1,653 SH   SOLE 0 0 0 1,653
WAYFAIR INC NOTE 1.000% 8/1 94419LAF8   8,175 10,000 PRN   SOLE 0 0 0 10,000
WEC ENERGY GROUP INC COM 92939U106   542,182 6,731 SH   SOLE 0 0 0 6,731
WELLS FARGO CO NEW COM 949746101   632,129 15,471 SH   SOLE 0 0 0 15,471
WELLTOWER INC COM 95040Q104   301,466 3,680 SH   SOLE 0 0 0 3,680
WILLIAMS COS INC COM 969457100   836,657 24,834 SH   SOLE 0 0 0 24,834
WOLFSPEED INC NOTE 0.250% 2/1 977852AB8   9,436 14,000 PRN   SOLE 0 0 0 14,000
YUM BRANDS INC COM 988498101   298,732 2,391 SH   SOLE 0 0 0 2,391
ZILLOW GROUP INC NOTE 2.750% 5/1 98954MAH4   14,371 14,000 PRN   SOLE 0 0 0 14,000
ZOETIS INC CL A 98978V103   240,266 1,381 SH   SOLE 0 0 0 1,381