The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   416,068 4,296 SH   SOLE   0 0 4,296
ABBVIE INC COM 00287Y109   663,125 4,449 SH   SOLE   0 0 4,449
ALPHABET INC CAP STK CL A 02079K305   958,942 7,328 SH   SOLE   0 0 7,328
ALPHABET INC CAP STK CL C 02079K107   3,025,858 22,949 SH   SOLE   0 0 22,949
AMAZON COM INC COM 023135106   1,282,005 10,085 SH   SOLE   0 0 10,085
AMERICAN EXPRESS CO COM 025816109   214,834 1,440 SH   SOLE   0 0 1,440
AMGEN INC COM 031162100   334,170 1,243 SH   SOLE   0 0 1,243
ANALOG DEVICES INC COM 032654105   919,856 5,254 SH   SOLE   0 0 5,254
APPLE INC COM 037833100   4,267,621 24,926 SH   SOLE   0 0 24,926
AT&T INC COM 00206R102   299,970 19,971 SH   SOLE   0 0 19,971
AUTOMATIC DATA PROCESSING IN COM 053015103   520,856 2,165 SH   SOLE   0 0 2,165
BANK AMERICA CORP COM 060505104   230,156 8,406 SH   SOLE   0 0 8,406
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   498,127 1,422 SH   SOLE   0 0 1,422
BRISTOL-MYERS SQUIBB CO COM 110122108   200,637 3,457 SH   SOLE   0 0 3,457
CATERPILLAR INC COM 149123101   308,490 1,130 SH   SOLE   0 0 1,130
CHEVRON CORP NEW COM 166764100   377,141 2,237 SH   SOLE   0 0 2,237
CHUBB LIMITED COM H1467J104   212,344 1,020 SH   SOLE   0 0 1,020
CISCO SYS INC COM 17275R102   275,438 5,123 SH   SOLE   0 0 5,123
COCA COLA CO COM 191216100   218,477 3,903 SH   SOLE   0 0 3,903
COLGATE PALMOLIVE CO COM 194162103   351,107 4,938 SH   SOLE   0 0 4,938
CSX CORP COM 126408103   347,137 11,289 SH   SOLE   0 0 11,289
DISNEY WALT CO COM 254687106   203,679 2,513 SH   SOLE   0 0 2,513
EASTGROUP PPTYS INC COM 277276101   245,299 1,473 SH   SOLE   0 0 1,473
EXXON MOBIL CORP COM 30231G102   2,564,258 21,809 SH   SOLE   0 0 21,809
HOME DEPOT INC COM 437076102   583,882 1,932 SH   SOLE   0 0 1,932
INNOVATIVE SOLUTIONS & SUPPO COM 45769N105   76,000 10,000 SH   SOLE   0 0 10,000
INTEL CORP COM 458140100   653,871 18,393 SH   SOLE   0 0 18,393
INTERNATIONAL BUSINESS MACHS COM 459200101   692,240 4,934 SH   SOLE   0 0 4,934
INVESCO QQQ TR UNIT SER 1 46090E103   737,003 2,057 SH   SOLE   0 0 2,057
ISHARES INC MSCI GBL MIN VOL 464286525   1,318,227 13,815 SH   SOLE   0 0 13,815
ISHARES TR CORE S&P500 ETF 464287200   1,015,602 2,365 SH   SOLE   0 0 2,365
ISHARES TR MODERT ALLOC ETF 464289875   293,260 7,533 SH   SOLE   0 0 7,533
ISHARES TR EXPANDED TECH 464287515   293,484 860 SH   SOLE   0 0 860
ISHARES TR MSCI EAFE ETF 464287465   207,518 3,011 SH   SOLE   0 0 3,011
ISHARES TR ESG AWARE MSCI 46435U663   2,327,902 69,180 SH   SOLE   0 0 69,180
ISHARES TR RUS 1000 GRW ETF 464287614   4,685,148 17,614 SH   SOLE   0 0 17,614
ISHARES TR RUSSELL 2000 ETF 464287655   3,895,016 22,038 SH   SOLE   0 0 22,038
ISHARES TR ESG AWR MSCI USA 46435G425   5,986,076 63,743 SH   SOLE   0 0 63,743
ISHARES TR RUS 1000 VAL ETF 464287598   867,348 5,713 SH   SOLE   0 0 5,713
ISHARES TR ESG MSCI USA MIN 46436E445   745,539 32,599 SH   SOLE   0 0 32,599
ISHARES TR CORE S&P SCP ETF 464287804   606,048 6,425 SH   SOLE   0 0 6,425
ISHARES TR ESG AW MSCI EAFE 46435G516   2,133,780 30,866 SH   SOLE   0 0 30,866
ISHARES TR MSCI ACWI EX US 464288240   484,673 10,310 SH   SOLE   0 0 10,310
ISHARES TR ESG MSCI USA ETF 46436E767   550,609 15,886 SH   SOLE   0 0 15,886
ISHARES TR ISHARES BIOTECH 464287556   216,024 1,766 SH   SOLE   0 0 1,766
ISHARES TR HDG MSCI EAFE 46434V803   2,334,044 77,543 SH   SOLE   0 0 77,543
ISHARES TR MSCI ACWI EXUS 46435G847   46,449,926 1,680,533 SH   SOLE   0 0 1,680,533
ISHARES TR MSCI USA MIN VOL 46429B697   78,482,329 1,084,310 SH   SOLE   0 0 1,084,310
ISHARES TR MSCI USA QLT FCT 46432F339   45,105,998 342,257 SH   SOLE   0 0 342,257
JOHNSON & JOHNSON COM 478160104   1,166,623 7,490 SH   SOLE   0 0 7,490
JPMORGAN CHASE & CO COM 46625H100   572,829 3,950 SH   SOLE   0 0 3,950
LAM RESEARCH CORP COM 512807108   407,401 650 SH   SOLE   0 0 650
LOWES COS INC COM 548661107   475,391 2,287 SH   SOLE   0 0 2,287
MCDONALDS CORP COM 580135101   444,982 1,689 SH   SOLE   0 0 1,689
MICROSOFT CORP COM 594918104   6,663,129 21,103 SH   SOLE   0 0 21,103
MORGAN STANLEY COM NEW 617446448   447,566 5,480 SH   SOLE   0 0 5,480
PARKER-HANNIFIN CORP COM 701094104   329,923 847 SH   SOLE   0 0 847
PEPSICO INC COM 713448108   381,884 2,254 SH   SOLE   0 0 2,254
PROCTER AND GAMBLE CO COM 742718109   932,070 6,390 SH   SOLE   0 0 6,390
RTX CORPORATION COM 75513E101   418,146 5,810 SH   SOLE   0 0 5,810
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   40,786,480 984,705 SH   SOLE   0 0 984,705
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   56,877,506 882,369 SH   SOLE   0 0 882,369
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   3,846,931 76,026 SH   SOLE   0 0 76,026
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   67,065,556 922,244 SH   SOLE   0 0 922,244
STRYKER CORPORATION COM 863667101   464,559 1,700 SH   SOLE   0 0 1,700
TESLA INC COM 88160R101   235,207 940 SH   SOLE   0 0 940
UNION PAC CORP COM 907818108   477,729 2,346 SH   SOLE   0 0 2,346
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   410,256 4,694 SH   SOLE   0 0 4,694
VANGUARD INDEX FDS TOTAL STK MKT 922908769   300,878 1,416 SH   SOLE   0 0 1,416
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   443,239 1,129 SH   SOLE   0 0 1,129
VANGUARD WORLD FDS INF TECH ETF 92204A702   248,940 600 SH   SOLE   0 0 600
VERIZON COMMUNICATIONS INC COM 92343V104   619,245 19,107 SH   SOLE   0 0 19,107
WALMART INC COM 931142103   257,967 1,613 SH   SOLE   0 0 1,613