The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG001S5N9M6 634,104 6,547 SH   SOLE   6,547 0 0
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 1,252,172 8,400 SH   SOLE   8,400 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 441,317 1,437 SH   SOLE   1,437 0 0
AFFIRM HLDGS INC COM CL A 00827B106 BBG00Y7BP8Z0 229,078 10,770 SH   SOLE   10,770 0 0
AGNC INVT CORP COM 00123Q104 BBG001T074G2 211,353 22,389 SH   SOLE   22,389 0 0
AIRBNB INC COM CL A 009066101 BBG001Y2XS16 72,621,411 529,272 SH   SOLE   529,272 0 0
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 BBG00Q9MR7Z1 418,116 7,227 SH   SOLE   7,227 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877 BBG00Q9MQZW3 2,429,049 31,161 SH   SOLE   31,161 0 0
AMERICAN INTL GROUP INC COM NEW 026874784 BBG001S5NJG1 242,702 4,004 SH   SOLE   4,004 0 0
AMGEN INC COM 031162100 BBG001S5NNL6 757,903 2,820 SH   SOLE   2,820 0 0
ANNALY CAPITAL MANAGEMENT IN COM NEW 035710839 BBG001S8J4S0 202,822 10,782 SH   SOLE   10,782 0 0
APPLE INC COM 037833100 BBG001S5N8V8 3,906,848 22,819 SH   SOLE   22,819 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 BBG001S5ND74 261,182 3,463 SH   SOLE   3,463 0 0
ASANA INC CL A 04342Y104 BBG00WYHL741 1,740,402 95,052 SH   SOLE   95,052 0 0
ASE TECHNOLOGY HLDG CO LTD SPONSORED ADS 00215W100 BBG00KLHLBL3 229,510 30,520 SH   SOLE   30,520 0 0
AVNET INC COM 053807103 BBG001S5NZJ2 252,098 5,231 SH   SOLE   5,231 0 0
AXIS CAP HLDGS LTD SHS G0692U109 BBG001SGW5F8 221,027 3,921 SH   SOLE   3,921 0 0
BANK NEW YORK MELLON CORP COM 064058100 BBG001S5P6Q6 225,131 5,278 SH   SOLE   5,278 0 0
BARCLAYS BANK PLC DJUBS CMDT ETN36 06738C778 BBG001SPJ625 343,609 10,691 SH   SOLE   10,691 0 0
BEST BUY INC COM 086516101 BBG001S5P285 212,454 3,058 SH   SOLE   3,058 0 0
BOISE CASCADE CO DEL COM 09739D100 BBG001SZX397 300,941 2,920 SH   SOLE   2,920 0 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 BBG001S5P686 1,328,116 45,174 SH   SOLE   45,174 0 0
BROOKFIELD INFRASTRUCTURE CO COM SB VTG SHS A 11275Q107 BBG00QDWSVL5 2,712,946 76,767 SH   SOLE   76,767 0 0
BUNGE LIMITED COM G16962105 BBG001SJ9BG4 258,945 2,392 SH   SOLE   2,392 0 0
CALIFORNIA RES CORP COM STOCK 13057Q305 BBG00Y04KQ51 304,646 5,439 SH   SOLE   5,439 0 0
CAPITAL ONE FINL CORP COM 14040H105 BBG001S65PV8 223,605 2,304 SH   SOLE   2,304 0 0
CENOVUS ENERGY INC COM 15135U109 BBG001T2PJV8 275,553 13,235 SH   SOLE   13,235 0 0
CF INDS HLDGS INC COM 125269100 BBG001SJ8KV8 296,355 3,456 SH   SOLE   3,456 0 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 932,006 5,527 SH   SOLE   5,527 0 0
CHORD ENERGY CORPORATION COM NEW 674215207 BBG00Y7BLJF2 247,349 1,526 SH   SOLE   1,526 0 0
CISCO SYS INC COM 17275R102 BBG001S6HC62 733,554 13,644 SH   SOLE   13,644 0 0
CITIZENS FINL GROUP INC COM 174610105 BBG006Q0HZT0 215,598 8,044 SH   SOLE   8,044 0 0
CIVITAS RESOURCES INC COM NEW 17888H103 BBG00GLNJ0R0 260,062 3,215 SH   SOLE   3,215 0 0
CNA FINL CORP COM 126117100 BBG001S5PYX7 216,372 5,498 SH   SOLE   5,498 0 0
COCA COLA CO COM 191216100 BBG001S5SMQ8 471,009 8,413 SH   SOLE   8,413 0 0
COINBASE GLOBAL INC COM CL A 19260Q107 BBG00ZGF7799 16,334,930 217,567 SH   SOLE   217,567 0 0
COLGATE PALMOLIVE CO COM 194162103 BBG001S5PVM5 460,295 6,473 SH   SOLE   6,473 0 0
COMCAST CORP NEW CL A 20030N101 BBG001S5PXL2 780,606 17,605 SH   SOLE   17,605 0 0
COMMERCIAL METALS CO COM 201723103 BBG001S5PXG8 241,123 4,880 SH   SOLE   4,880 0 0
COPA HOLDINGS SA CL A P31076105 BBG001SKXLQ1 203,817 2,287 SH   SOLE   2,287 0 0
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 361,347 639 SH   SOLE   639 0 0
COTERRA ENERGY INC COM 127097103 BBG001S6H6Y4 235,736 8,714 SH   SOLE   8,714 0 0
CVS HEALTH CORP COM 126650100 BBG001S5QBD8 235,326 3,370 SH   SOLE   3,370 0 0
DEVON ENERGY CORP NEW COM 25179M103 BBG001S63VG4 717,360 15,039 SH   SOLE   15,039 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 BBG001S7V596 261,065 1,750 SH   SOLE   1,750 0 0
DIGITALOCEAN HLDGS INC COM 25402D102 BBG00ZGF6TM7 9,048,881 376,566 SH   SOLE   376,566 0 0
DISNEY WALT CO COM 254687106 BBG001S5QHF3 358,684 4,425 SH   SOLE   4,425 0 0
EAST WEST BANCORP INC COM 27579R104 BBG001SCC7R2 254,897 4,835 SH   SOLE   4,835 0 0
EASTMAN CHEM CO COM 277432100 BBG001S7JNP3 292,827 3,816 SH   SOLE   3,816 0 0
ELI LILLY & CO COM 532457108 BBG001S5STL8 851,423 1,585 SH   SOLE   1,585 0 0
EQUINIX INC COM 29444U700 BBG001SKBNS9 234,582 323 SH   SOLE   323 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 443,588 3,772 SH   SOLE   3,772 0 0
F N B CORP COM 302520101 BBG001S5R1Q5 222,839 20,652 SH   SOLE   20,652 0 0
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303 BBG006N7S6J1 264,182 6,396 SH   SOLE   6,396 0 0
FIFTH THIRD BANCORP COM 316773100 BBG001S5R6S2 226,367 8,936 SH   SOLE   8,936 0 0
FIRST AMERN FINL CORP COM 31847R102 BBG001T1LV65 214,477 3,796 SH   SOLE   3,796 0 0
FIRST HORIZON CORPORATION COM 320517105 BBG001SCW8R8 223,288 20,262 SH   SOLE   20,262 0 0
FIRST TR EXCHNG TRADED FD VI FT CBOE EQTY BFR 33740U505 BBG00YGC7V96 817,182 23,222 SH   SOLE   23,222 0 0
FISERV INC COM 337738108 BBG001S5R6Q4 542,208 4,800 SH   SOLE   4,800 0 0
FLEXSHARES TR MORNSTAR UPSTR 33939L407 BBG00243P8S9 6,774,362 167,516 SH   SOLE   167,516 0 0
GENERAL ELECTRIC CO COM NEW 369604301 BBG001S5PVD5 202,085 1,828 SH   SOLE   1,828 0 0
GENERAL MLS INC COM 370334104 BBG001S5RKR2 223,338 3,490 SH   SOLE   3,490 0 0
GROUP 1 AUTOMOTIVE INC COM 398905109 BBG001S5RNK3 259,363 965 SH   SOLE   965 0 0
HANCOCK WHITNEY CORPORATION COM 410120109 BBG001S6S985 236,822 6,402 SH   SOLE   6,402 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104 BBG001S8PXF3 217,777 3,071 SH   SOLE   3,071 0 0
HELMERICH & PAYNE INC COM 423452101 BBG001S5RZP1 287,565 6,820 SH   SOLE   6,820 0 0
HF SINCLAIR CORP COM 403949100 BBG0135B2269 317,561 5,578 SH   SOLE   5,578 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 423,379 1,401 SH   SOLE   1,401 0 0
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 311,102 1,684 SH   SOLE   1,684 0 0
HUNTINGTON BANCSHARES INC COM 446150104 BBG001S5RSZ6 233,681 22,469 SH   SOLE   22,469 0 0
ICL GROUP LTD SHS M53213100 BBG001S7TFD2 194,028 34,960 SH   SOLE   34,960 0 0
ILLINOIS TOOL WKS INC COM 452308109 BBG001S5SDX0 460,620 2,000 SH   SOLE   2,000 0 0
INTERNATIONAL PAPER CO COM 460146103 BBG001S5SBF4 222,809 6,281 SH   SOLE   6,281 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 BBG00KJR2NN7 203,609 1,437 SH   SOLE   1,437 0 0
INVESCO EXCHANGE TRADED FD T S&P500 PUR VAL 46137V258 BBG00KJR2X19 398,928 5,421 SH   SOLE   5,421 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 BBG001SDTVQ0 46,414,397 927,545 SH   SOLE   927,545 0 0
INVESCO LTD SHS G491BT108 BBG001S9RD81 170,314 11,729 SH   SOLE   11,729 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 BBG001S8SYN9 2,858,677 47,415 SH   SOLE   47,415 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 BBG001SSD812 1,008,378 8,911 SH   SOLE   8,911 0 0
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 906,255 14,083 SH   SOLE   14,083 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 BBG001SSD858 575,889 11,557 SH   SOLE   11,557 0 0
ISHARES TR MORNINGSTAR GRWT 464287119 BBG001SBRHJ5 302,545 5,072 SH   SOLE   5,072 0 0
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 2,964,410 43,012 SH   SOLE   43,012 0 0
ISHARES TR MSCI INTL QUALTY 46434V456 BBG007WGM3H4 17,534,328 521,699 SH   SOLE   521,699 0 0
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 831,749 8,111 SH   SOLE   8,111 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 1,005,153 6,620 SH   SOLE   6,620 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 BBG001S562F8 564,410 2,518 SH   SOLE   2,518 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 BBG001S56277 773,771 5,708 SH   SOLE   5,708 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 377,352 2,135 SH   SOLE   2,135 0 0
ISHARES TR S&P SML 600 GWT 464287887 BBG001SFQL44 285,607 2,604 SH   SOLE   2,604 0 0
ISHARES TR SP SMCP600VL ETF 464287879 BBG001SFQL26 1,072,578 12,021 SH   SOLE   12,021 0 0
ISHARES TR TIPS BD ETF 464287176 BBG001SD9RM5 628,128 6,056 SH   SOLE   6,056 0 0
JACKSON FINANCIAL INC COM CL A 46817M107 BBG00922Y611 241,764 6,325 SH   SOLE   6,325 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 911,190 5,850 SH   SOLE   5,850 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 555,021 3,827 SH   SOLE   3,827 0 0
KB HOME COM 48666K109 BBG001S5SJV9 224,418 4,849 SH   SOLE   4,849 0 0
KILROY RLTY CORP COM 49427F108 BBG001S9BHB5 249,453 7,891 SH   SOLE   7,891 0 0
LCI INDS COM 50189K103 BBG001S8G4D9 219,325 1,867 SH   SOLE   1,867 0 0
LEAR CORP COM NEW 521865204 BBG001T60092 231,011 1,721 SH   SOLE   1,721 0 0
LEVI STRAUSS & CO NEW CL A COM STK 52736R102 BBG001S9NVN8 179,065 13,185 SH   SOLE   13,185 0 0
LIBERTY GLOBAL PLC SHS CL C G5480U120 BBG001SJNBH7 221,736 11,947 SH   SOLE   11,947 0 0
LUFAX HOLDING LTD ADS REP SHS CL A 54975P102 BBG00XS6R0J3 114,654 108,164 SH   SOLE   108,164 0 0
LYFT INC CL A COM 55087P104 BBG004M9ZHY4 2,990,641 283,742 SH   SOLE   283,742 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 BBG001T8LMY9 243,913 2,575 SH   SOLE   2,575 0 0
M & T BK CORP COM 55261F104 BBG001S7S2B4 234,334 1,853 SH   SOLE   1,853 0 0
M D C HLDGS INC COM 552676108 BBG001S5T272 222,925 5,406 SH   SOLE   5,406 0 0
MACYS INC COM 55616P104 BBG001S6KRW6 168,871 14,545 SH   SOLE   14,545 0 0
MANPOWERGROUP INC WIS COM 56418H100 BBG001S5SYW5 228,211 3,112 SH   SOLE   3,112 0 0
MARATHON OIL CORP COM 565849106 BBG001S69V69 249,779 9,337 SH   SOLE   9,337 0 0
MARATHON PETE CORP COM 56585A102 BBG001S169P1 406,083 2,683 SH   SOLE   2,683 0 0
MARRIOTT INTL INC NEW CL A 571903202 BBG001S78K44 301,056 1,531 SH   SOLE   1,531 0 0
MCDONALDS CORP COM 580135101 BBG001S5T110 352,483 1,338 SH   SOLE   1,338 0 0
MERCK & CO INC COM 58933Y105 BBG001S5TC52 497,301 4,830 SH   SOLE   4,830 0 0
METLIFE INC COM 59156R108 BBG001S5T3R8 292,518 4,649 SH   SOLE   4,649 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 22,452,847 71,109 SH   SOLE   71,109 0 0
MOLSON COORS BEVERAGE CO CL B 60871R209 BBG001S5VQ21 536,445 8,436 SH   SOLE   8,436 0 0
MOSAIC CO NEW COM 61945C103 BBG001S7LJN1 202,374 5,684 SH   SOLE   5,684 0 0
MURPHY OIL CORP COM 626717102 BBG001S5TG80 281,735 6,212 SH   SOLE   6,212 0 0
NUCOR CORP COM 670346105 BBG001S5TRV0 235,729 1,507 SH   SOLE   1,507 0 0
NUTRIEN LTD COM 67077M108 BBG00JM9SM69 203,561 3,296 SH   SOLE   3,296 0 0
OKTA INC CL A 679295105 BBG001YV1SN3 10,160,222 124,650 SH   SOLE   124,650 0 0
OLD REP INTL CORP COM 680223104 BBG001S6M9Y2 232,111 8,615 SH   SOLE   8,615 0 0
ORACLE CORP COM 68389X105 BBG001S5SJG6 1,075,544 10,154 SH   SOLE   10,154 0 0
PACER FDS TR US CASH COWS 100 69374H881 BBG00FJQN752 14,135,103 285,962 SH   SOLE   285,962 0 0
PAGERDUTY INC COM 69553P100 BBG0043BYPD6 403,853 17,957 SH   SOLE   17,957 0 0
PATHWARD FINANCIAL INC COM 59100U108 BBG001S7G4Q7 4,372,455 0 SH   SOLE   0 0 0
PBF ENERGY INC CL A 69318G106 BBG002832HM6 353,602 6,605 SH   SOLE   6,605 0 0
PENSKE AUTOMOTIVE GRP INC COM 70959W103 BBG001S96493 264,212 1,581 SH   SOLE   1,581 0 0
PEPSICO INC COM 713448108 BBG001S695T1 341,952 2,018 SH   SOLE   2,018 0 0
PFIZER INC COM 717081103 BBG001S5V466 596,198 17,974 SH   SOLE   17,974 0 0
PHILLIPS 66 COM 718546104 BBG00286S4P7 397,795 3,310 SH   SOLE   3,310 0 0
PINTEREST INC CL A 72352L106 BBG002583CW7 17,240,815 637,840 SH   SOLE   637,840 0 0
POET TECHNOLOGIES INC COM NEW 73044W302 BBG001STSZP8 329,256 107,600 SH   SOLE   107,600 0 0
POPULAR INC COM NEW 733174700 BBG001S5PC01 240,761 3,821 SH   SOLE   3,821 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 1,297,571 8,896 SH   SOLE   8,896 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467 BBG005D266P2 8,314,477 93,895 SH   SOLE   93,895 0 0
PRUDENTIAL FINL INC COM 744320102 BBG001S97MM7 253,731 2,673 SH   SOLE   2,673 0 0
PULTE GROUP INC COM 745867101 BBG001S5V5K7 353,651 4,775 SH   SOLE   4,775 0 0
REGIONS FINANCIAL CORP NEW COM 7591EP100 BBG001SM4KY2 229,855 13,363 SH   SOLE   13,363 0 0
REINSURANCE GRP OF AMERICA I COM NEW 759351604 BBG001S6P9Q8 212,291 1,462 SH   SOLE   1,462 0 0
RITHM CAPITAL CORP COM NEW 64828T201 BBG003T1GM12 259,405 27,923 SH   SOLE   27,923 0 0
ROBINHOOD MKTS INC COM CL A 770700102 BBG008NMBXP6 308,564 31,454 SH   SOLE   31,454 0 0
ROBLOX CORP CL A 771049103 BBG001V1Y6Z1 538,308 18,588 SH   SOLE   18,588 0 0
RUSH ENTERPRISES INC CL A 781846209 BBG001SKX0D1 257,725 6,312 SH   SOLE   6,312 0 0
SALESFORCE INC COM 79466L302 BBG001SDLP09 15,427,705 76,081 SH   SOLE   76,081 0 0
SCORPIO TANKERS INC SHS Y7542C130 BBG001T6B9Q2 251,063 4,639 SH   SOLE   4,639 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 234,056 2,589 SH   SOLE   2,589 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 273,315 2,123 SH   SOLE   2,123 0 0
SIGNET JEWELERS LIMITED SHS G81276100 BBG001S7FKS0 220,600 3,072 SH   SOLE   3,072 0 0
SM ENERGY CO COM 78454L100 BBG001S6W0J7 320,985 8,095 SH   SOLE   8,095 0 0
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 318,040 1,855 SH   SOLE   1,855 0 0
SPDR INDEX SHS FDS S&P GBLINF ETF 78463X855 BBG001SRXRM7 2,489,856 50,545 SH   SOLE   50,545 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 7,199,952 16,842 SH   SOLE   16,842 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 BBG001S63NQ1 1,552,576 3,400 SH   SOLE   3,400 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 BBG0084H8485 538,014 13,920 SH   SOLE   13,920 0 0
STEEL DYNAMICS INC COM 858119100 BBG001S98JK5 238,021 2,219 SH   SOLE   2,219 0 0
STERIS PLC SHS USD G8473T100 BBG00MRHG532 219,420 1,000 SH   SOLE   1,000 0 0
SYSCO CORP COM 871829107 BBG001S5WJS8 230,100 3,483 SH   SOLE   3,483 0 0
TD SYNNEX CORPORATION COM 87162W100 BBG001SFQWB2 245,736 2,460 SH   SOLE   2,460 0 0
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 752,534 4,732 SH   SOLE   4,732 0 0
THOR INDS INC COM 885160101 BBG001S5WPH6 273,665 2,876 SH   SOLE   2,876 0 0
T-MOBILE US INC COM 872590104 BBG001SKR9Y6 3,758,102 26,834 SH   SOLE   26,834 0 0
TOLL BROTHERS INC COM 889478103 BBG001S5WT15 250,810 3,391 SH   SOLE   3,391 0 0
TYSON FOODS INC CL A 902494103 BBG001S871D5 232,807 4,610 SH   SOLE   4,610 0 0
UNITED STATES STL CORP NEW COM 912909108 BBG001S5XL75 323,649 9,964 SH   SOLE   9,964 0 0
UNUM GROUP COM 91529Y106 BBG001S5X2J4 241,464 4,908 SH   SOLE   4,908 0 0
US BANCORP DEL COM NEW 902973304 BBG001S6T8C1 269,107 8,139 SH   SOLE   8,139 0 0
VALERO ENERGY CORP COM 91913Y100 BBG001S5X8K9 284,290 2,006 SH   SOLE   2,006 0 0
VALLEY NATL BANCORP COM 919794107 BBG001S7H654 259,225 30,283 SH   SOLE   30,283 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 347,171 884 SH   SOLE   884 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 6,106,547 38,287 SH   SOLE   38,287 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 6,130,457 44,446 SH   SOLE   44,446 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 BBG001T0SKD6 1,453,288 13,684 SH   SOLE   13,684 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 1,073,066 22,309 SH   SOLE   22,309 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 BBG001T62M92 20,058,473 350,979 SH   SOLE   350,979 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 492,341 6,551 SH   SOLE   6,551 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 53,879,123 346,757 SH   SOLE   346,757 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 1,024,108 23,424 SH   SOLE   23,424 0 0
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 BBG00C863MQ1 247,491 3,469 SH   SOLE   3,469 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 232,218 7,165 SH   SOLE   7,165 0 0
VIATRIS INC COM 92556V106 BBG00Y52JV51 244,148 24,761 SH   SOLE   24,761 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 BBG001S6MDB8 110,234 11,628 SH   SOLE   11,628 0 0
WALMART INC COM 931142103 BBG001S5XH92 657,937 4,113 SH   SOLE   4,113 0 0
WESTROCK CO COM 96145D105 BBG008NXC581 313,850 8,766 SH   SOLE   8,766 0 0
WILLIAMS SONOMA INC COM 969904101 BBG001SBW7S1 383,761 2,469 SH   SOLE   2,469 0 0
WINTRUST FINL CORP COM 97650W108 BBG001S945T0 257,999 3,417 SH   SOLE   3,417 0 0
WISDOMTREE TR JP SMALLCP DIV 97717W836 BBG001SHL7C7 296,528 4,300 SH   SOLE   4,300 0 0
YUM BRANDS INC COM 988498101 BBG001S7JQ30 313,474 2,509 SH   SOLE   2,509 0 0
ZIONS BANCORPORATION N A COM 989701107 BBG001S5XN80 319,455 9,156 SH   SOLE   9,156 0 0