The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102 BBG001S5NGJ4 661,868 8,624 SH   SOLE   0 0 8,624
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 BBG00Q6ZDXT0 252,284 4,779 SH   SOLE   0 0 4,779
AMERICAN CENTY ETF TR US SML CP VALU 025072877 BBG00Q9MQZW3 2,496,427 32,026 SH   SOLE   0 0 32,026
APPLE INC COM 037833100 BBG001S5N8V8 231,070 1,350 SH   SOLE   0 0 1,350
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 295,704 10,800 SH   SOLE   0 0 10,800
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 6,335,176 18,085 SH   SOLE   0 0 18,085
COCA COLA CO COM 191216100 BBG001S5SMQ8 694,214 12,401 SH   SOLE   0 0 12,401
COHEN & STEERS TOTAL RETURN COM 19247R103 BBG001S7G423 1,836,264 175,216 SH   SOLE   0 0 175,216
ELI LILLY & CO COM 532457108 BBG001S5STL8 206,430 384 SH   SOLE   0 0 384
EVERI HLDGS INC COM 30034T103 BBG001SLY556 194,070 14,680 SH   SOLE   0 0 14,680
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501 BBG005FHWXW1 201,419 4,326 SH   SOLE   0 0 4,326
GLOBAL PMTS INC COM 37940X102 BBG001SGS2Z8 1,251,174 10,843 SH   SOLE   0 0 10,843
GLOBAL X FDS MSCI NORWAY ETF 37950E101 BBG001T5BNG4 220,657 13,625 SH   SOLE   0 0 13,625
GLOBAL X FDS S&P 500 CATHOLIC 37954Y889 BBG00CP9KWK1 524,988 10,038 SH   SOLE   0 0 10,038
GLOBE LIFE INC COM 37959E102 BBG001S5WRX4 4,861,101 44,708 SH   SOLE   0 0 44,708
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 BBG00DRGSD25 719,491 7,187 SH   SOLE   0 0 7,187
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 4,894,299 102,843 SH   SOLE   0 0 102,843
ISHARES TR BLACKROCK ULTRA 46434V878 BBG005PCDCZ5 3,656,329 72,575 SH   SOLE   0 0 72,575
ISHARES TR BROAD USD HIGH 46435U853 BBG00J2DS0J6 4,022,716 115,895 SH   SOLE   0 0 115,895
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 31,787,589 338,022 SH   SOLE   0 0 338,022
ISHARES TR CRE U S REIT ETF 464288521 BBG001ST7G55 6,239,886 132,257 SH   SOLE   0 0 132,257
ISHARES TR EAFE SML CP ETF 464288273 BBG001SYVWS7 5,246,120 92,901 SH   SOLE   0 0 92,901
ISHARES TR IBOXX INV CP ETF 464287242 BBG001S60QR6 2,718,119 26,643 SH   SOLE   0 0 26,643
ISHARES TR MBS ETF 464288588 BBG001SSD8B1 7,049,300 79,384 SH   SOLE   0 0 79,384
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 15,468,543 224,442 SH   SOLE   0 0 224,442
ISHARES TR RESIDENTIAL MULT 464288562 BBG001ST7G73 1,316,560 19,963 SH   SOLE   0 0 19,963
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 214,122 805 SH   SOLE   0 0 805
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 219,532 1,446 SH   SOLE   0 0 1,446
ISHARES TR SELECT DIVID ETF 464287168 BBG001SDJVG2 4,245,537 39,442 SH   SOLE   0 0 39,442
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 BBG00GP26NW0 63,931,016 1,274,034 SH   SOLE   0 0 1,274,034
MICROSOFT CORP COM 594918104 BBG001S5TD05 207,764 658 SH   SOLE   0 0 658
NORTHERN LTS FD TR IV INSPIRE 100 ETF 66538H534 BBG00J3H9RL5 402,661 12,881 SH   SOLE   0 0 12,881
PACER FDS TR DATA AND INFRAST 69374H741 BBG00KX8YQ42 1,373,569 53,054 SH   SOLE   0 0 53,054
PACER FDS TR INDUSTRIAL RELET 69374H766 BBG00KX8XWB2 796,279 22,686 SH   SOLE   0 0 22,686
SOUTHERN CO COM 842587107 BBG001S5W777 795,246 12,287 SH   SOLE   0 0 12,287
SOUTHSTATE CORPORATION COM 840441109 BBG001S9J7Z3 331,412 4,920 SH   SOLE   0 0 4,920
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 401,832 940 SH   SOLE   0 0 940
SPDR SER TR BLOOMBERG INVT 78468R200 BBG0029J2J00 18,088,858 588,830 SH   SOLE   0 0 588,830
SPDR SER TR PORTFOLIO INTRMD 78464A375 BBG001T2HCY9 6,911,956 219,776 SH   SOLE   0 0 219,776
SPDR SER TR PORTFOLIO SHORT 78464A474 BBG001T6B0P2 10,860,686 370,419 SH   SOLE   0 0 370,419
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 409,539 5,869 SH   SOLE   0 0 5,869
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 60,758,897 223,124 SH   SOLE   0 0 223,124
VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG001SHTTQ6 366,136 1,871 SH   SOLE   0 0 1,871
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 BBG001SRN7W1 272,004 2,077 SH   SOLE   0 0 2,077
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 6,404,959 40,159 SH   SOLE   0 0 40,159
VANGUARD INDEX FDS SML CP GRW ETF 922908595 BBG001SHTTW9 6,218,288 29,033 SH   SOLE   0 0 29,033
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 12,662,854 59,615 SH   SOLE   0 0 59,615
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 73,127,452 530,178 SH   SOLE   0 0 530,178
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 1,833,329 11,799 SH   SOLE   0 0 11,799