The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BGC GROUP INC CL A COM 088929104   89,174 20,129 SH   SOLE   0 0 20,129
FULTON FINANCIAL CORP-PA COM 360271100   142,802 11,980 SH   SOLE   0 0 11,980
RIVIAN AUTOMOTIVE INC COM CL A COM 76954A103   168,456 10,111 SH   SOLE   0 0 10,111
BECTON DICKINSON & CO COM COM 075887109   200,120 758 SH   SOLE   0 0 758
PSHRS SP500 LOW VOLATILITY ETF ETF 46138E354   201,510 3,208 SH   SOLE   0 0 3,208
MORGAN STANLEY COM 617446448   202,490 2,371 SH   SOLE   0 0 2,371
BOEING CO COM COM 097023105   205,068 971 SH   SOLE   0 0 971
SIMON PPTY GROUP INC NEW COM REIT 828806109   213,091 1,845 SH   SOLE   0 0 1,845
SALESFORCE COM COM 79466L302   214,851 1,017 SH   SOLE   0 0 1,017
DUPONT DE NEMOURS INC COM COM 26614N102   216,303 3,028 SH   SOLE   0 0 3,028
CENTENE CORP DEL COM COM 15135B101   222,079 3,293 SH   SOLE   0 0 3,293
NUVEEN ESG MID-CAP VALUE ETF ETF 67092P508   226,195 7,634 SH   SOLE   0 0 7,634
UNION PAC CORP COM COM 907818108   226,535 1,107 SH   SOLE   0 0 1,107
SPDR GOLD ETF ETF 78463V107   226,938 1,273 SH   SOLE   0 0 1,273
ALTRIA GROUP INC COM COM 02209S103   232,174 5,125 SH   SOLE   0 0 5,125
TJX COS INC NEW COM COM 872540109   233,738 2,757 SH   SOLE   0 0 2,757
EMERSON ELEC CO COM COM 291011104   233,951 2,588 SH   SOLE   0 0 2,588
FIDELITY VALUE FACTOR ETF ETF 316092782   237,251 4,832 SH   SOLE   0 0 4,832
VERIZON COMMUNICATIONS COM 92343V104   239,441 6,438 SH   SOLE   0 0 6,438
ISHR TR MSCI USA MIN VOLAT INDX FD ETF 46429B697   239,997 3,229 SH   SOLE   0 0 3,229
S&P GLOBAL INC COM COM 78409V104   242,538 605 SH   SOLE   0 0 605
MARATHON PETE CORP COM 56585A102   242,946 2,084 SH   SOLE   0 0 2,084
MASCO CORP COM COM 574599106   244,713 4,265 SH   SOLE   0 0 4,265
COMCAST CORP NEW CL A COM 20030N101   249,256 5,999 SH   SOLE   0 0 5,999
FIFTH THIRD BANCORP COM 316773100   251,092 9,580 SH   SOLE   0 0 9,580
UNITEDHEALTH GROUP COM 91324P102   252,031 524 SH   SOLE   0 0 524
FORD MOTOR COMPANY COM 345370860   254,579 16,826 SH   SOLE   0 0 16,826
ISHARES TR RUSSELL MIDCAP INDEX FD ETF 464287499   256,286 3,509 SH   SOLE   0 0 3,509
ELI LILLY & CO COM COM 532457108   256,360 547 SH   SOLE   0 0 547
COSTCO WHOLESALE CORP COM 22160K105   261,359 485 SH   SOLE   0 0 485
ISHARES U.S. TREASURY BOND ETF ETF 46429B267   265,820 11,608 SH   SOLE   0 0 11,608
NUVEEN MUN VALUE FD CEF 670928100   266,100 30,586 SH   SOLE   0 0 30,586
ETFS SILVER TR SILVER SHS ETF ETF 003264108   267,510 12,243 SH   SOLE   0 0 12,243
RTX CORPORATION COM COM 75513E101   268,686 2,743 SH   SOLE   0 0 2,743
TIMOTHY PLAN US SMALL CAP CORE ETF ETF 887432342   277,032 8,689 SH   SOLE   0 0 8,689
ISHR IBOXX HIGH YIELD CORP BD ETF ETF 464288513   278,436 3,709 SH   SOLE   0 0 3,709
UNITED PARCEL SERVICE INC COM 911312106   281,364 1,570 SH   SOLE   0 0 1,570
BANK AMERICA CORP COM COM 060505104   289,913 10,105 SH   SOLE   0 0 10,105
TESLA MOTORS INC COM 88160R101   291,350 1,113 SH   SOLE   0 0 1,113
ISHARES DJ SELECT DIVIDEND ETF 464287168   295,333 2,607 SH   SOLE   0 0 2,607
BRISTOL-MYERS SQUIBB CO COM COM 110122108   297,039 4,645 SH   SOLE   0 0 4,645
SPDR PORT S&P 600 SMALL CAP ETF ETF 78468R853   297,058 7,648 SH   SOLE   0 0 7,648
INTEL CORP COM COM 458140100   298,427 8,924 SH   SOLE   0 0 8,924
WELLS FARGO CO NEW COM COM 949746101   305,156 7,150 SH   SOLE   0 0 7,150
NOVARTIS AG ADR ADR 66987V109   307,208 3,044 SH   SOLE   0 0 3,044
CITIGROUP INC COM 172967424   316,785 6,881 SH   SOLE   0 0 6,881
INTL BUSINESS MACHINES COM 459200101   317,235 2,371 SH   SOLE   0 0 2,371
INSPIRE GLOBAL HOPE ETF ETF 66538H658   326,060 9,752 SH   SOLE   0 0 9,752
ISHR EDGE MSCI US MOMENT FACTOR ETF ETF 46432F396   329,034 2,281 SH   SOLE   0 0 2,281
ISHARES S&P 500 GROWTH ETF ETF 464287309   333,929 4,738 SH   SOLE   0 0 4,738
ISHR JPMORG USD EMERG MARKTS BD ETF ETF 464288281   334,623 3,867 SH   SOLE   0 0 3,867
COCA COLA CO COM COM 191216100   341,410 5,669 SH   SOLE   0 0 5,669
ADOBE SYS INC COM 00724F101   349,628 715 SH   SOLE   0 0 715
CHUBB LIMITED COM COM H1467J104   350,171 1,819 SH   SOLE   0 0 1,819
WEYERHAEUSER CO REIT 962166104   352,293 10,513 SH   SOLE   0 0 10,513
ISHR EDGE MSCI MIN VOL GLOBAL ETF ETF 464286525   362,607 3,698 SH   SOLE   0 0 3,698
VANGUARD SHORT TERM GOVT BD IDX FD ETF 92206C102   369,412 6,399 SH   SOLE   0 0 6,399
PROCTER AND GAMBLE CO COM COM 742718109   372,484 2,455 SH   SOLE   0 0 2,455
HONEYWELL INTL INC COM 438516106   372,561 1,795 SH   SOLE   0 0 1,795
NEXTERA ENERGY INC COM COM 65339F101   372,970 5,027 SH   SOLE   0 0 5,027
HARTFORD MUNICIPAL OPPORTUNITIES ETF 41653L503   374,172 9,836 SH   SOLE   0 0 9,836
WISDOMTREE LARGE CAP DIVIDEND ETF 97717W307   384,748 6,049 SH   SOLE   0 0 6,049
GILEAD SCIENCES INC COM 375558103   393,662 5,108 SH   SOLE   0 0 5,108
WALMART INC COM COM 931142103   396,151 2,520 SH   SOLE   0 0 2,520
GENERAL MOTORS CORP COM 37045V100   409,068 10,609 SH   SOLE   0 0 10,609
TMTHY PN TMTHY PN US LRG/MD CP CR ETF 887432359   425,935 11,839 SH   SOLE   0 0 11,839
CVS HEALTH CORP COM COM 126650100   436,894 6,320 SH   SOLE   0 0 6,320
ISHARES TR HIGH DIVID EQUITY FD ETF 46429B663   440,110 4,367 SH   SOLE   0 0 4,367
SPDR PORTFOLIO EMERGING MARKETS ETF ETF 78463X509   440,863 12,823 SH   SOLE   0 0 12,823
INTERPUBLIC GROUP COS INC COM COM 460690100   442,821 11,478 SH   SOLE   0 0 11,478
VALERO ENERGY CORP COM 91913Y100   445,174 3,795 SH   SOLE   0 0 3,795
ADVANCED MICRO DEVICES INC COM COM 007903107   451,084 3,960 SH   SOLE   0 0 3,960
SPDR PORTFOLIO AGGREGATE BOND ETF ETF 78464A649   454,160 17,901 SH   SOLE   0 0 17,901
ABBVIE INC COM COM 00287Y109   458,020 3,400 SH   SOLE   0 0 3,400
ABBOTT LABS COM COM 002824100   467,041 4,284 SH   SOLE   0 0 4,284
PFIZER INC COM COM 717081103   468,707 12,778 SH   SOLE   0 0 12,778
TECHNOLOGY SELECT SECTOR SPDR ETF 81369Y803   472,963 2,720 SH   SOLE   0 0 2,720
ISHARES TR LEHMAN SHORT TREA BDFD ETF 464288679   474,154 4,715 SH   SOLE   0 0 4,715
ISHR TR DOW JONESUS AEROSPACE & DEF ETF 464288760   484,195 4,150 SH   SOLE   0 0 4,150
MASTERCARD INC COM 57636Q104   509,782 1,296 SH   SOLE   0 0 1,296
SCHWAB US MID-CAP ETF ETF 808524508   513,054 7,223 SH   SOLE   0 0 7,223
PEPSICO INC COM COM 713448108   513,728 2,774 SH   SOLE   0 0 2,774
PIMCO INTERMEDIATE MUNI BD ACTIVE ETF 72201R866   535,961 10,339 SH   SOLE   0 0 10,339
DISNEY WALT CO COM COM 254687106   543,694 6,090 SH   SOLE   0 0 6,090
GLDMN SCHS ACT EBETA US LRG CAP EQ ETF 381430503   548,263 6,280 SH   SOLE   0 0 6,280
ISHARES TIPS BOND ETF ETF 464287176   550,540 5,116 SH   SOLE   0 0 5,116
JOHN HANCOCK MULTIFACTOR MID CAP ETF 47804J206   553,798 11,145 SH   SOLE   0 0 11,145
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797   556,573 7,664 SH   SOLE   0 0 7,664
SPDR PORTFOLIO S&P 400 MID CAP ETF ETF 78464A847   556,943 12,136 SH   SOLE   0 0 12,136
SPDR MSCI USA STRATEGICFACTORS ETF ETF 78468R812   588,656 4,787 SH   SOLE   0 0 4,787
WISDOMTREE MIDCAP EARNINGS ETF ETF 97717W570   596,259 11,263 SH   SOLE   0 0 11,263
HEALTH CARE SELECT SECTOR SPDR ETF 81369Y209   641,726 4,835 SH   SOLE   0 0 4,835
ISHARES FLOATING RATE BOND ETF ETF 46429B655   651,410 12,818 SH   SOLE   0 0 12,818
VANGUARD MEGA CAP VALUE ETF ETF 921910840   653,908 6,302 SH   SOLE   0 0 6,302
NUVEEN ESG LARGE-CAP GROWTH ETF ETF 67092P201   653,981 10,512 SH   SOLE   0 0 10,512
VISA INC COM 92826C839   656,217 2,763 SH   SOLE   0 0 2,763
ISHARES ETF CURRENCY BOND FUND ETF 464286517   660,503 17,842 SH   SOLE   0 0 17,842
ISHARES 10-20 YEAR TREASURY BND ETF ETF 464288653   670,492 6,053 SH   SOLE   0 0 6,053
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844   705,002 4,340 SH   SOLE   0 0 4,340
HOME DEPOT COM 437076102   719,530 2,316 SH   SOLE   0 0 2,316
FIDELITY MSCI ENERGY INDEX ETF ETF 316092402   725,592 32,743 SH   SOLE   0 0 32,743
AT&T INC COM COM 00206R102   729,249 45,721 SH   SOLE   0 0 45,721
BROADCOM INC COM COM 11135F101   736,202 849 SH   SOLE   0 0 849
CISCO SYS INC COM 17275R102   739,069 14,284 SH   SOLE   0 0 14,284
PACER US CASH COWS 100 ETF ETF 69374H881   746,687 15,598 SH   SOLE   0 0 15,598
ISHR INT SELECT DIV ETF ETF 464288448   750,829 28,516 SH   SOLE   0 0 28,516
FEDEX CORP COM 31428X106   755,856 3,049 SH   SOLE   0 0 3,049
SPDR S&P 500 ETF TRUST ETF 78462F103   774,449 11,298 SH   SOLE   0 0 11,298
AVANTIS U.S. EQUITY ETF ETF 025072885   778,865 10,359 SH   SOLE   0 0 10,359
MERCK & CO INC COM 58933Y105   783,611 6,791 SH   SOLE   0 0 6,791
INSPIRE 100 ETF ETF 66538H534   791,729 24,072 SH   SOLE   0 0 24,072
NUVEEN ESG MID-CAP GROWTH ETF ETF 67092P409   823,628 21,102 SH   SOLE   0 0 21,102
ISH 5-10 YR INVEST GRADE CORP BD ETF 464288638   834,036 16,493 SH   SOLE   0 0 16,493
FRT TRST TCW OPPORTUN FXD INCOME ETF 33740F805   845,527 19,143 SH   SOLE   0 0 19,143
PRUDENTIAL FINL INC COM 744320102   847,161 9,603 SH   SOLE   0 0 9,603
ISHARES 7-10 YR TREASURY BOND ETF ETF 464287440   852,117 8,821 SH   SOLE   0 0 8,821
META PLATFORMS INC CL A COM 30303M102   871,271 3,036 SH   SOLE   0 0 3,036
CAPITAL GROUP US MULTI-SECTOR INCM ETF 14020Y300   890,988 34,203 SH   SOLE   0 0 34,203
ISHARES TR S&P 1500 INDEX FD ETF 464287150   915,273 9,355 SH   SOLE   0 0 9,355
WISDOMTREE MIDCAP DIVIDEND ETF 97717W505   958,489 22,794 SH   SOLE   0 0 22,794
SCHWAB FUNDAMENTAL US SMALL CO INDX ETF 808524763   958,852 19,006 SH   SOLE   0 0 19,006
INVESCO OPT YD DVRSFD CMMDTY STRTGY ETF 46090F100   963,552 70,823 SH   SOLE   0 0 70,823
GLOBAL X NASDAQ 100 COVERED CALL ETF 37954Y483   996,237 56,126 SH   SOLE   0 0 56,126
ISHARES S&P MIDCAP 400 GROWTH INDEX ETF 464287606   1,016,983 13,560 SH   SOLE   0 0 13,560
LOCKHEED MARTIN CORP COM 539830109   1,018,006 2,211 SH   SOLE   0 0 2,211
JOHNSON & JOHNSON COM COM 478160104   1,018,294 6,152 SH   SOLE   0 0 6,152
MEDTRONIC PLC SHS COM G5960L103   1,035,827 11,757 SH   SOLE   0 0 11,757
WISDOMTREE FLOATING RATE TREASRY FD ETF 97717Y527   1,069,007 21,244 SH   SOLE   0 0 21,244
INSPIRE CORPORATE BOND ETF ETF 66538H633   1,100,048 47,642 SH   SOLE   0 0 47,642
ALPHABET INC CAP STK CL C COM 02079K107   1,111,371 9,187 SH   SOLE   0 0 9,187
WISDOMTREE SMALLCAP DIVIDEND ETF 97717W604   1,116,583 38,784 SH   SOLE   0 0 38,784
ISHARES 3-7 YR TREASURY BOND ETF ETF 464288661   1,149,093 9,970 SH   SOLE   0 0 9,970
CHEVRON CORP NEW COM COM 166764100   1,159,810 7,371 SH   SOLE   0 0 7,371
ISHR TRUST CORE SHRT TERM US BD ETF ETF 46432F859   1,205,371 25,844 SH   SOLE   0 0 25,844
ISHARES 1-3 YR TREASURY BOND ETF ETF 464287457   1,205,638 14,870 SH   SOLE   0 0 14,870
ISHARES S&P MIDCAP 400 VALUE ETF ETF 464287705   1,227,241 11,456 SH   SOLE   0 0 11,456
ISHARES S&P SMALLCAP 600 GROWTH ETF ETF 464287887   1,257,130 10,938 SH   SOLE   0 0 10,938
EXXON MOBIL CORP COM COM 30231G102   1,258,410 11,733 SH   SOLE   0 0 11,733
VCTRY US SMLL CP HGH IVD VLTLTY WTD ETF 92647N873   1,273,650 24,808 SH   SOLE   0 0 24,808
LOWES COS INC COM COM 548661107   1,291,198 5,721 SH   SOLE   0 0 5,721
VANGUARD SMALL CAP ETF ETF 922908751   1,291,791 6,495 SH   SOLE   0 0 6,495
VANGUARD FTSE ALL-WORLD EX-US ETF 922042775   1,294,142 23,785 SH   SOLE   0 0 23,785
JANUS HENDERSON SHT DURATION INCOME ETF 47103U886   1,378,953 28,854 SH   SOLE   0 0 28,854
JPMORGAN CHASE & CO COM COM 46625H100   1,418,967 9,756 SH   SOLE   0 0 9,756
ISHARES FALLEN ANGELS USD BOND ETF ETF 46435G474   1,493,958 58,887 SH   SOLE   0 0 58,887
INVESCO S&P SMALLCAP 600 REVNUE ETF ETF 46138G664   1,645,942 14,513 SH   SOLE   0 0 14,513
VANGUARD HIGH DIVIDEND YIELD ETF 921946406   1,683,798 15,874 SH   SOLE   0 0 15,874
NUVEEN ESG SMALL-CAP ETF ETF 67092P607   1,706,785 46,142 SH   SOLE   0 0 46,142
ISHARES MSCI KLD 400 SOCIAL ETF ETF 464288570   1,713,976 20,363 SH   SOLE   0 0 20,363
ISHARES ESG AWARE MSCI EAFE ETF ETF 46435G516   1,782,029 24,435 SH   SOLE   0 0 24,435
SPDR BARCLAYS CAP INTL TREAS BD ETF ETF 78464A516   1,787,338 79,261 SH   SOLE   0 0 79,261
VANGUARD Intmd-TERM CORP BD ETF ETF 92206C870   1,822,044 23,055 SH   SOLE   0 0 23,055
MKT VCTRSTR LHMAN BRS AMT-FR INTRMD ETF 92189H201   1,822,745 39,565 SH   SOLE   0 0 39,565
ISHR TRST COR MSCI TOT INTL STK ETF ETF 46432F834   2,042,998 32,625 SH   SOLE   0 0 32,625
ISH BROAD USD HGH YD CORP BD ETF ETF 46435U853   2,135,676 60,501 SH   SOLE   0 0 60,501
NVIDIA CORPORATION COM COM 67066G104   2,320,348 5,485 SH   SOLE   0 0 5,485
VANECK SHORT MUNI ETF ETF 92189F528   2,363,067 140,366 SH   SOLE   0 0 140,366
JPMORGAN EQUITY PREMIUM INCOME ETF ETF 46641Q332   2,379,227 43,001 SH   SOLE   0 0 43,001
VANGUARD INTRNATNAL HIGH DIV YD ETF ETF 921946794   2,424,390 38,361 SH   SOLE   0 0 38,361
GOOGLE INC COM 02079K305   2,425,721 20,265 SH   SOLE   0 0 20,265
VANGUARD MID CAP ETF 922908629   2,471,569 11,226 SH   SOLE   0 0 11,226
PWERSHRS EXCHTRD FD TR DYNCFD BVRGE ETF 46137V753   2,479,129 54,546 SH   SOLE   0 0 54,546
SPDR S&P CAPITAL MARKETS ETF ETF 78464A771   2,506,755 29,532 SH   SOLE   0 0 29,532
AMAZON.COM INC COM 023135106   2,507,214 19,233 SH   SOLE   0 0 19,233
BERKSHIRE HATHAWAY INC DEL CL B NEW COM 084670702   2,630,474 7,714 SH   SOLE   0 0 7,714
SPDR PORTFOLIO S&P 500 ETF ETF 78464A854   2,637,571 50,615 SH   SOLE   0 0 50,615
ISHARES GOLD TRUST ETF ETF 464285204   2,654,323 72,941 SH   SOLE   0 0 72,941
ISH DOW JONES US HOME CONST ETF ETF 464288752   2,766,019 32,374 SH   SOLE   0 0 32,374
JPMORGAN MUNICIPAL ETF ETF 46641Q647   2,836,036 56,461 SH   SOLE   0 0 56,461
SPDR SER TR S&P SEMICONDUCTOR ETF ETF 78464A862   2,989,121 13,508 SH   SOLE   0 0 13,508
VANGUARD TAX-EXEMPT BOND ETF ETF 922907746   3,010,739 59,951 SH   SOLE   0 0 59,951
VANGUARD TOTAL STK MKT ETF 922908769   3,213,811 14,590 SH   SOLE   0 0 14,590
AMPLIFY CWP ENHANCED DIV INCOME ETF ETF 032108409   3,353,918 93,164 SH   SOLE   0 0 93,164
GOLDMAN SACH ACCESS TREASURY 0-1 YR ETF 381430529   3,410,362 34,080 SH   SOLE   0 0 34,080
NUVEEN ESG LARGE-CAP VALUE ETF ETF 67092P300   3,704,010 106,898 SH   SOLE   0 0 106,898
ISHARES MSCI INTL QUALITY FACTR ETF ETF 46434V456   3,747,235 105,259 SH   SOLE   0 0 105,259
VANGUARD VALUE ETF ETF 922908744   3,855,772 27,134 SH   SOLE   0 0 27,134
IQ MACKAY MUNI INTERMEDIATE ETF ETF 45409F827   3,969,090 162,935 SH   SOLE   0 0 162,935
SPDR PORT DEVELOPED WORLD EX-US ETF ETF 78463X889   3,982,076 122,375 SH   SOLE   0 0 122,375
Vanguard Long-Term Treasury Indx Fd ETF 92206C847   4,036,048 63,530 SH   SOLE   0 0 63,530
VANGUARD EXTENDED MARKET ETF ETF 922908652   4,775,358 32,086 SH   SOLE   0 0 32,086
ISHARES S&P SMALLCAP 600 VALUE ETF ETF 464287879   5,512,421 57,971 SH   SOLE   0 0 57,971
VANGUARD SHORT TERM CORP BD FD ETF ETF 92206C409   5,941,703 78,532 SH   SOLE   0 0 78,532
VANGUARD GROWTH ETF ETF 922908736   6,296,401 22,252 SH   SOLE   0 0 22,252
FIRST TR TCW UNCONSTRAINED PLUS BD ETF 33740F888   6,850,224 283,418 SH   SOLE   0 0 283,418
ISHARES S&P 500 VALUE ETF ETF 464287408   7,277,022 45,146 SH   SOLE   0 0 45,146
BERKSHIRE HATHAWAY INC DEL CL A COM 084670108   7,767,150 15 SH   SOLE   0 0 15
XTRACKERS MSCI EAFE HEDGED EQTY ETF ETF 233051200   7,811,919 220,863 SH   SOLE   0 0 220,863
PIMCO ACTIVE BOND ETF ETF 72201R775   9,150,199 99,871 SH   SOLE   0 0 99,871
FIDELITY MSCI HEALTH CARE INDEX ETF ETF 316092600   9,942,134 157,512 SH   SOLE   0 0 157,512
SPDR DOUBLELINE TOT RETURN TACT ETF ETF 78467V848   10,327,829 254,694 SH   SOLE   0 0 254,694
FID MSCI CONSUMER STAPLES INDEX ETF ETF 316092303   12,498,706 275,181 SH   SOLE   0 0 275,181
SPDR PORTFOLIO S&P 500 GROWTH ETF ETF 78464A409   12,711,181 208,346 SH   SOLE   0 0 208,346
APPLE INC COM 037833100   14,548,710 75,005 SH   SOLE   0 0 75,005
BHP GROUP LTD SPONSORED ADS ADR 088606108   14,642,239 245,387 SH   SOLE   0 0 245,387
INVESCO QQQ TRUST ETF 46090E103   15,122,811 40,937 SH   SOLE   0 0 40,937
ISHARES AMT-FREE MUNI BOND ETF ETF 464288414   16,160,146 151,411 SH   SOLE   0 0 151,411
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621   16,224,179 314,849 SH   SOLE   0 0 314,849
COLGATE PALMOLIVE CO COM COM 194162103   16,273,484 211,234 SH   SOLE   0 0 211,234
FID MSCI INFO TECHNOLOGY INDEX ETF ETF 316092808   17,846,945 136,612 SH   SOLE   0 0 136,612
ISHARES CORE MSCI EMERGING MKTS ETF 46434G103   22,203,997 450,477 SH   SOLE   0 0 450,477
SPDR PORTFOLIO S&P 500 VALUE ETF ETF 78464A508   22,678,136 524,957 SH   SOLE   0 0 524,957
VANGUARD S&P 500 ETF ETF 922908363   23,328,953 57,280 SH   SOLE   0 0 57,280
ISHARES TR S&P 100 INDEX FUND ETF 464287101   23,465,328 113,326 SH   SOLE   0 0 113,326
FIDELITY TOTAL BOND ETF ETF 316188309   29,038,283 639,328 SH   SOLE   0 0 639,328
MICROSOFT COM 594918104   30,952,714 90,893 SH   SOLE   0 0 90,893
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357   31,301,120 209,176 SH   SOLE   0 0 209,176
ISHARES AGGREGATE BOND ETF ETF 464287226   42,344,766 432,310 SH   SOLE   0 0 432,310
ISHARES S&P SMALLCAP 600 ETF ETF 464287804   45,995,432 461,570 SH   SOLE   0 0 461,570
ISHARES CORE S&P MID CAP ETF ETF 464287507   67,772,898 259,190 SH   SOLE   0 0 259,190
ISHARES CORE MSCI EAFE ETF 46432F842   76,253,765 1,129,685 SH   SOLE   0 0 1,129,685
ISHARES S&P 500 INDEX ETF 464287200   151,946,698 340,909 SH   SOLE   0 0 340,909