The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Amazon.com Inc Stock/ETF 023135106   2,053,363 15,751 SH   SOLE   15,751 0 0
Apple Inc Stock/ETF 037833100   8,562,676 44,144 SH   SOLE   44,144 0 0
Applied Materials Inc Stock/ETF 038222105   461,516 3,193 SH   SOLE   3,193 0 0
Berkshire Hathaway Inc Class B Stock/ETF 084670702   3,492,181 10,241 SH   SOLE   10,241 0 0
Cadence Design Systems Inc Stock/ETF 127387108   376,170 1,604 SH   SOLE   1,604 0 0
Cambria Shareholder Yield ETF Stock/ETF 132061201   215,441 3,522 SH   SOLE   3,522 0 0
Chevron Corp Stock/ETF 166764100   253,019 1,608 SH   SOLE   1,608 0 0
Coca Cola Company Stock/ETF 191216100   960,148 15,944 SH   SOLE   15,944 0 0
Colgate-Palmolive Co Stock/ETF 194162103   412,318 5,352 SH   SOLE   5,352 0 0
Expeditors International of Wash Stock/ETF 302130109   777,655 6,420 SH   SOLE   6,420 0 0
General Mills Inc Stock/ETF 370334104   334,029 4,355 SH   SOLE   4,355 0 0
Gilead Sciences Inc Stock/ETF 375558103   451,938 5,864 SH   SOLE   5,864 0 0
W.W. Grainger Inc Stock/ETF 384802104   951,828 1,207 SH   SOLE   1,207 0 0
Home Depot Inc Stock/ETF 437076102   578,412 1,862 SH   SOLE   1,862 0 0
International Business Machines Stock/ETF 459200101   416,684 3,114 SH   SOLE   3,114 0 0
Intuit Inc Stock/ETF 461202103   399,542 872 SH   SOLE   872 0 0
iShares Gold Trust Stock/ETF 464285204   7,528,108 206,873 SH   SOLE   206,873 0 0
iShares MSCI Eurozone Stock/ETF 464286608   282,022 6,155 SH   SOLE   6,155 0 0
iShares Core S&P Total US Stock Market Stock/ETF 464287150   1,566,597 16,012 SH   SOLE   16,012 0 0
iShares Core S&P 500 Stock/ETF 464287200   16,858,726 37,824 SH   SOLE   37,824 0 0
iShares Core US Aggregate Bond ETF Stock/ETF 464287226   736,290 7,517 SH   SOLE   7,517 0 0
iShares iBoxx Investment Grade Corporate Bond ETF Stock/ETF 464287242   461,001 4,263 SH   SOLE   4,263 0 0
iShares Barclays 20 Yr Treasury Bond Stock/ETF 464287432   501,009 4,867 SH   SOLE   4,867 0 0
iShares 1-3 Year Treasury Bond ETF Stock/ETF 464287457   508,534 6,272 SH   SOLE   6,272 0 0
iShares Core S&P Mid-Cap ETF Stock/ETF 464287507   661,806 2,531 SH   SOLE   2,531 0 0
iShares PHLX SOX Semiconductor Stock/ETF 464287523   404,286 797 SH   SOLE   797 0 0
iShares Core S&P Small-Cap ETF Stock/ETF 464287804   259,688 2,606 SH   SOLE   2,606 0 0
iShares International Select Dividend Stock/ETF 464288448   636,343 24,168 SH   SOLE   24,168 0 0
iShares iBoxx $ High Yield Corporate Bond ETF Stock/ETF 464288513   988,522 13,168 SH   SOLE   13,168 0 0
iShares Core US REIT Stock/ETF 464288521   3,330,572 64,785 SH   SOLE   64,785 0 0
iShares Intermediate Government/Credit Bond Stock/ETF 464288612   368,485 3,581 SH   SOLE   3,581 0 0
iShares 3-7 Year Treasury Bond ETF Stock/ETF 464288661   586,443 5,088 SH   SOLE   5,088 0 0
iShares Short Treasury Bond Stock/ETF 464288679   5,945,412 53,829 SH   SOLE   53,829 0 0
iShares U.S. Home Construction ETF Stock/ETF 464288752   440,870 5,160 SH   SOLE   5,160 0 0
iShares MSCI EAFE Growth ETF Stock/ETF 464288885   277,929 2,913 SH   SOLE   2,913 0 0
Johnson & Johnson Stock/ETF 478160104   220,224 1,331 SH   SOLE   1,331 0 0
Kimberly-Clark Corp Stock/ETF 494368103   425,501 3,082 SH   SOLE   3,082 0 0
Lam Research Corp Stock/ETF 512807108   268,715 418 SH   SOLE   418 0 0
Eli Lilly and Company Stock/ETF 532457108   955,781 2,038 SH   SOLE   2,038 0 0
Lowe's Companies Inc Stock/ETF 548661107   727,883 3,225 SH   SOLE   3,225 0 0
Marsh & McLennan Co Inc Stock/ETF 571748102   432,208 2,298 SH   SOLE   2,298 0 0
McDonald's Corporation Stock/ETF 580135101   629,048 2,108 SH   SOLE   2,108 0 0
Microsoft Corp Stock/ETF 594918104   8,074,231 23,710 SH   SOLE   23,710 0 0
Moody's Corp Stock/ETF 615369105   264,615 761 SH   SOLE   761 0 0
Pepsico Incorporated Stock/ETF 713448108   1,533,992 8,282 SH   SOLE   8,282 0 0
Procter & Gamble Co Stock/ETF 742718109   2,185,940 14,406 SH   SOLE   14,406 0 0
Schwab US Broad Market ETF Stock/ETF 808524102   3,511,206 67,915 SH   SOLE   67,915 0 0
Schwab Emerging Markets Equity ETF Stock/ETF 808524706   471,190 19,131 SH   SOLE   19,131 0 0
Schwab International Equity Stock/ETF 808524805   1,254,060 35,177 SH   SOLE   35,177 0 0
Schwab US REIT Stock/ETF 808524847   711,424 36,427 SH   SOLE   36,427 0 0
Vanguard Developed Markets Index Fund ETF Stock/ETF 921943858   8,972,592 194,296 SH   SOLE   194,296 0 0
Vanguard FTSE All-World ex-US Index ETF Stock/ETF 922042775   634,257 11,657 SH   SOLE   11,657 0 0
Vanguard Pacific Stock Stock/ETF 922042866   540,609 7,754 SH   SOLE   7,754 0 0
Vanguard S&P 500 Stock/ETF 922908363   289,152 710 SH   SOLE   710 0 0
Vanguard Real Estate Stock/ETF 922908553   282,851 3,385 SH   SOLE   3,385 0 0
Vanguard Growth ETF Stock/ETF 922908736   2,743,276 9,695 SH   SOLE   9,695 0 0
Vanguard Value ETF Stock/ETF 922908744   1,742,296 12,261 SH   SOLE   12,261 0 0
Vanguard Total Stock Market Stock/ETF 922908769   1,902,118 8,635 SH   SOLE   8,635 0 0
Walmart Inc Stock/ETF 931142103   873,440 5,557 SH   SOLE   5,557 0 0
West Pharm Srvc Inc Stock/ETF 955306105   500,271 1,308 SH   SOLE   1,308 0 0
ALPS Alerian MLP ETF Stock/ETF 00162Q452   755,851 19,277 SH   SOLE   19,277 0 0
AT&T Inc Stock/ETF 00206R102   238,819 14,973 SH   SOLE   14,973 0 0
Adobe Inc Stock/ETF 00724F101   935,927 1,914 SH   SOLE   1,914 0 0
Alphabet Inc Class C Stock/ETF 02079K107   1,120,545 9,263 SH   SOLE   9,263 0 0
Alphabet Inc Class A Stock/ETF 02079K305   2,336,065 19,516 SH   SOLE   19,516 0 0
BlackRock Inc Stock/ETF 09247X101   449,916 651 SH   SOLE   651 0 0
Broadcom Inc Stock/ETF 11135F101   1,133,731 1,307 SH   SOLE   1,307 0 0
CIM Real Estate Fin Tr Inc Stock/ETF 12558q103   118,213 17,993 SH   SOLE   17,993 0 0
Cisco Systems Inc Stock/ETF 17275R102   1,320,664 25,525 SH   SOLE   25,525 0 0
Comcast Corp A Stock/ETF 20030N101   567,241 13,652 SH   SOLE   13,652 0 0
Costco Wholesale Corp Stock/ETF 22160K105   361,791 672 SH   SOLE   672 0 0
Direxion Daily S&P 500 Bull 3X Stock/ETF 25459W862   433,693 4,820 SH   SOLE   4,820 0 0
Direxion Auspice Broad Commodity Strategy ETF Stock/ETF 25460E307   978,545 33,250 SH   SOLE   33,250 0 0
ClearShares Ultra-Short Maturity Stock/ETF 26922A453   13,952,582 139,115 SH   SOLE   139,115 0 0
Etf Ser Solutions Clearshs Ocio Stock/ETF 26922A727   2,467,702 82,733 SH   SOLE   82,733 0 0
Ecolab Inc Stock/ETF 278865100   581,726 3,116 SH   SOLE   3,116 0 0
Edwards Life Sciences Corp Stock/ETF 28176E108   236,957 2,512 SH   SOLE   2,512 0 0
Equinix Inc Stock/ETF 29444U700   336,310 429 SH   SOLE   429 0 0
Exxon Mobil Corporation Stock/ETF 30231G102   1,083,930 10,107 SH   SOLE   10,107 0 0
Meta Platforms Inc Stock/ETF 30303M102   961,096 3,349 SH   SOLE   3,349 0 0
First Trust Value Line Dividend Index Fund Stock/ETF 33734H106   441,631 11,016 SH   SOLE   11,016 0 0
First Trust Small Cap Value AlphaDEX Stock/ETF 33737M409   11,721,544 254,429 SH   SOLE   254,429 0 0
Global X MLP & Energy Infrastructure Stock/ETF 37954Y293   460,138 11,069 SH   SOLE   11,069 0 0
Global X Renewable Energy Producers Stock/ETF 37954Y707   144,120 12,020 SH   SOLE   12,020 0 0
Hewlett Packard Enterprise Co Stock/ETF 42824C109   340,536 20,270 SH   SOLE   20,270 0 0
IDEXX Labs Corp Stock/ETF 45168D104   289,787 577 SH   SOLE   577 0 0
Imaflex Inc Stock/ETF 452435209   1,212 91,095 SH   SOLE   91,095 0 0
iShares US Treasury Bond ETF Stock/ETF 46429B267   3,851,990 168,209 SH   SOLE   168,209 0 0
iShares Core MSCI Total International Stock ETF Stock/ETF 46432F834   335,356 5,355 SH   SOLE   5,355 0 0
iShares Core MSCI EAFE ETF Stock/ETF 46432F842   1,381,388 20,465 SH   SOLE   20,465 0 0
iShares Core MSCI Emerging Markets ETF Stock/ETF 46434G103   632,589 12,834 SH   SOLE   12,834 0 0
iShares FactorSelect MSCI Inter Stock/ETF 46434V274   308,315 11,500 SH   SOLE   11,500 0 0
iShares Treasury Floating Rate Bond Stock/ETF 46434V860   392,338 7,743 SH   SOLE   7,743 0 0
iShares 0-3 Month Treasury Bond ETF Stock/ETF 46436E718   1,610,583 16,005 SH   SOLE   16,005 0 0
JP Morgan Chase & Co. Stock/ETF 46625H100   2,197,629 15,110 SH   SOLE   15,110 0 0
Lulus Fashion Lounge Hol Stock/ETF 55003A108   49,155 19,429 SH   SOLE   19,429 0 0
MPLX LP Stock/ETF 55336V100   3,211,335 94,618 SH   SOLE   94,618 0 0
Mastercard Inc Stock/ETF 57636Q104   1,201,532 3,055 SH   SOLE   3,055 0 0
Merck & Co Inc Stock/ETF 58933Y105   1,356,640 11,757 SH   SOLE   11,757 0 0
Netflix Inc Stock/ETF 64110L106   212,316 482 SH   SOLE   482 0 0
NextEra Energy Inc Stock/ETF 65339F101   291,754 3,932 SH   SOLE   3,932 0 0
Inspire International ETF Stock/ETF 66538H419   324,292 11,667 SH   SOLE   11,667 0 0
Inspire100 ETF Stock/ETF 66538H534   762,044 23,169 SH   SOLE   23,169 0 0
NVIDIA Corp Stock/ETF 67066G104   11,035,065 26,086 SH   SOLE   26,086 0 0
Proshares Short S&P 500 Stock/ETF 74347B425   199,358 14,363 SH   SOLE   14,363 0 0
ProShares Short QQQ Stock/ETF 74347B714   666,132 63,021 SH   SOLE   63,021 0 0
Proshares Ultra S&P 500 Stock/ETF 74347R107   577,430 9,930 SH   SOLE   9,930 0 0
S&P Global Inc Stock/ETF 78409V104   312,694 780 SH   SOLE   780 0 0
SPDR S&P 500 Trust Stock/ETF 78462F103   2,917,082 6,581 SH   SOLE   6,581 0 0
SPDR Gold Shares Stock/ETF 78463V107   313,042 1,756 SH   SOLE   1,756 0 0
SPDR Emerging Markets ETF Stock/ETF 78463X509   9,234,108 268,590 SH   SOLE   268,590 0 0
SPDR Portfolio Developed Wld ex-US Stock/ETF 78463X889   24,364,510 748,756 SH   SOLE   748,756 0 0
SPDR Bloomberg Barclays International Treasury Bond ETF Stock/ETF 78464A516   2,891,259 128,215 SH   SOLE   128,215 0 0
SPDR Portfolio TIPS ETF Stock/ETF 78464A656   2,809,813 108,739 SH   SOLE   108,739 0 0
SPDR Portfolio Intmdt Term Trs ETF Stock/ETF 78464A672   364,290 12,877 SH   SOLE   12,877 0 0
SPDR Portfolio S&P 1500 Composite Stock ETF Stock/ETF 78464A805   28,421,627 522,072 SH   SOLE   522,072 0 0
SPDR Portfolio S&P 400 Mid Cap Stock/ETF 78464A847   1,279,358 27,879 SH   SOLE   27,879 0 0
SPDR Bloomberg 1-3 Month T-Bill Stock/ETF 78468R663   13,164,569 143,374 SH   SOLE   143,374 0 0
SPDR Portfolio SmallCap Stock/ETF 78468R853   816,297 21,017 SH   SOLE   21,017 0 0
Salesforce Inc Stock/ETF 79466L302   666,948 3,157 SH   SOLE   3,157 0 0
SPDR Health Care Select Sector Stock/ETF 81369Y209   681,170 5,132 SH   SOLE   5,132 0 0
SPDR Consumer Staples Select Sector Stock/ETF 81369Y308   369,589 4,983 SH   SOLE   4,983 0 0
SPDR Consumer Discretionary Select Sector ETF Stock/ETF 81369Y407   304,300 1,792 SH   SOLE   1,792 0 0
SPDR Technology Select Sector Stock/ETF 81369Y803   1,161,733 6,682 SH   SOLE   6,682 0 0
SPDR Communications Select Sector Stock/ETF 81369Y852   347,592 5,341 SH   SOLE   5,341 0 0
SPDR Utilities Select Sector Stock/ETF 81369Y886   226,684 3,464 SH   SOLE   3,464 0 0
ServiceNow Inc Stock/ETF 81762P102   322,009 573 SH   SOLE   573 0 0
Simplify Enhanced Income ETF Stock/ETF 82889N632   634,457 25,358 SH   SOLE   25,358 0 0
Simplify Volatility Premium ETF Stock/ETF 82889N863   643,725 28,049 SH   SOLE   28,049 0 0
Tesla Inc Stock/ETF 88160R101   1,834,746 7,009 SH   SOLE   7,009 0 0
Vanguard Total International Bond Index ETF Stock/ETF 92203J407   674,700 13,803 SH   SOLE   13,803 0 0
Vertex Pharmaceuticals Inc Stock/ETF 92532F100   300,531 854 SH   SOLE   854 0 0
Visa Inc Stock/ETF 92826C839   1,415,291 5,960 SH   SOLE   5,960 0 0
Welltower Inc Stock/ETF 95040Q104   257,473 3,183 SH   SOLE   3,183 0 0
WisdomTree Emerging Markets High Dividend Stock/ETF 97717W315   509,680 13,318 SH   SOLE   13,318 0 0
Xylem Inc Stock/ETF 98419M100   455,097 4,041 SH   SOLE   4,041 0 0
Zoetis Inc Stock/ETF 98978V103   243,849 1,416 SH   SOLE   1,416 0 0
Accenture PLC Stock/ETF G1151C101   655,733 2,125 SH   SOLE   2,125 0 0
Ferguson Plc Ord Stock/ETF G3421J106   479,953 3,051 SH   SOLE   3,051 0 0
Johnson Controls International Stock/ETF G51502105   782,860 11,489 SH   SOLE   11,489 0 0
Linde PLC Stock/ETF G54950103   616,206 1,617 SH   SOLE   1,617 0 0
Medtronic PLC Stock/ETF G5960L103   229,148 2,601 SH   SOLE   2,601 0 0
Trane Technologies Plc Stock/ETF G8994E103   312,710 1,635 SH   SOLE   1,635 0 0