The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS LARGE CAP ETF 922908637   151,668,372 748,166 SH   SOLE   748,166 0 0
Vanguard Scottsdate FDS VNG RUS1000GRW 92206C680   97,807,533 1,382,243 SH   SOLE   1,382,243 0 0
iShares TR Core MSCI EAFE 46432F842   73,442,115 1,088,031 SH   SOLE   1,088,031 0 0
SPDR TOTAL STK MKT 78464A805   45,035,236 827,245 SH   SOLE   827,245 0 0
F/m Investments US Treasury 2 Year 74933W486   42,177,533 874,326 SH   SOLE   874,326 0 0
AMERICAN FINL GROUP INC OHIO COM 025932104   40,774,000 343,360 SH   SOLE   343,360 0 0
iShares Tr Treasury Floating Rate 46434V860   37,304,873 736,231 SH   SOLE   736,231 0 0
ISHARES TR CORE S&P MCP ETF 464287507   30,964,737 118,421 SH   SOLE   118,421 0 0
PROCTER & GAMBLE CO COM 742718109   27,613,444 181,978 SH   SOLE   181,978 0 0
F/M Investments US Tbill 6 Month 74933W460   25,976,152 517,762 SH   SOLE   517,762 0 0
Vanguard Index FDS Small CP ETF 922908751   25,962,010 130,534 SH   SOLE   130,534 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   21,667,196 98,415 SH   SOLE   98,415 0 0
F/m Investments US TBIL 74933W452   17,329,640 345,901 SH   SOLE   345,901 0 0
Innovator ETFS TR S&P 500 Buffer Jul 45782C789   15,086,512 427,678 SH   SOLE   427,678 0 0
Innovator ETFS TR S&P 500 Buffer Jan 45782C409   13,706,431 363,374 SH   SOLE   363,374 0 0
Innovator ETFS TR S&P 500 Buffer Apr 45782C888   13,119,800 366,566 SH   SOLE   366,566 0 0
Innovator ETFS TR S&P 500 Buffer Oct 45782C771   10,745,348 295,283 SH   SOLE   295,283 0 0
SPDR SER TR Portfolio S&P 400 78464A847   10,191,393 222,083 SH   SOLE   222,083 0 0
Innovator ETFS TR S&P 500 Buffer Dec 45782C557   9,451,517 260,899 SH   SOLE   260,899 0 0
APPLE INC COM 037833100   9,364,095 48,276 SH   SOLE   48,276 0 0
iShares INC Core MSCI EMKT 46434G103   8,647,455 175,440 SH   SOLE   175,440 0 0
AllianzIM 20 Buffer Dec 00888H794   7,572,691 281,827 SH   SOLE   281,827 0 0
AllianzIM 20 Buffer April 00888H208   5,878,660 209,205 SH   SOLE   209,205 0 0
SPDR Small CP ETF 78468R853   5,046,364 129,927 SH   SOLE   129,927 0 0
MICROSOFT CORP COM 594918104   4,751,214 13,952 SH   SOLE   13,952 0 0
DFA International Core 25434V203   4,353,463 159,350 SH   SOLE   159,350 0 0
Apache COM 03743Q108   4,328,894 126,687 SH   SOLE   126,687 0 0
iShares TR EAFE GRWTH ETF 464288885   4,294,029 45,006 SH   SOLE   45,006 0 0
ISHARES TR CORE S&P SCP ETF 464287804   4,198,154 42,129 SH   SOLE   42,129 0 0
DFA Emerging Core 25434V302   3,868,262 164,887 SH   SOLE   164,887 0 0
Innovator ETFS TR Defined Wealth Shield 45783Y855   2,903,460 104,104 SH   SOLE   104,104 0 0
LILLY ELI & CO COM 532457108   2,278,304 4,858 SH   SOLE   4,858 0 0
MERCK & CO INC NEW COM 58933Y105   2,173,370 18,835 SH   SOLE   18,835 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,127,300 4,799 SH   SOLE   4,799 0 0
HERSHEY CO COM 427866108   2,122,450 8,500 SH   SOLE   8,500 0 0
AMAZON COM INC COM 023135106   1,970,000 15,112 SH   SOLE   15,112 0 0
iShares TR Morningstar US Growth 464287119   1,896,238 30,417 SH   SOLE   30,417 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943868   1,841,369 39,873 SH   SOLE   39,873 0 0
Innovator ETFS TR S&P 500 Pwr Buffer May 45782C318   1,821,029 61,006 SH   SOLE   61,006 0 0
JOHNSON & JOHNSON COM 478160104   1,762,711 10,649 SH   SOLE   10,649 0 0
CINTAS CORP COM 172908105   1,629,428 3,278 SH   SOLE   3,278 0 0
Civista Bancshares COM 178867107   1,579,206 90,759 SH   SOLE   90,759 0 0
ISHARES TR CORE S&P500 ETF 464287200   1,568,035 3,518 SH   SOLE   3,518 0 0
JPMORGAN CHASE & CO COM 46625H100   1,341,352 9,222 SH   SOLE   9,222 0 0
Vanguard Index FDS S&P 500 ETF SHS 922908363   1,335,063 3,278 SH   SOLE   3,278 0 0
NVIDIA CORP COM 67066G104   1,291,903 3,054 SH   SOLE   3,054 0 0
ISHARES TR Core S&P US VLU 464287663   1,165,682 14,895 SH   SOLE   14,895 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,093,289 4,963 SH   SOLE   4,963 0 0
AIR PRODS & CHEMS INC COM 009158106   1,001,927 3,345 SH   SOLE   3,345 0 0
ISHARES S&P AGGRESSIVE ALLOCATION ETF S&P AGGRESSIVE ALLOCATION ETF 464289859   985,103 14,849 SH   SOLE   14,849 0 0
ABBVIE INC COM 00287Y109   967,226 7,179 SH   SOLE   7,179 0 0
ABBOTT LABS COM 002824100   957,809 8,785 SH   SOLE   8,785 0 0
VANGUARD INTL EQUITY INDEX FTSE EMR MKT ETF 922042858   886,213 21,785 SH   SOLE   21,785 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   884,895 2,595 SH   SOLE   2,595 0 0
AMGEN INC COM 031162100   842,787 3,796 SH   SOLE   3,796 0 0
US Bank COM 74460D729   829,138 25,095 SH   SOLE   25,095 0 0
ISHARES TR RUS 1000 ETF 464287622   781,483 3,206 SH   SOLE   3,206 0 0
iShares TR Rus Mid Cap ETF 464287499   765,737 10,485 SH   SOLE   10,485 0 0
NEXTERA ENERGY INC COM 65339F101   737,844 9,944 SH   SOLE   9,944 0 0
MCDONALDS CORP COM 580135101   737,246 2,470 SH   SOLE   2,470 0 0
ISHARES TR CORE S&P US GWT 464287671   733,764 7,515 SH   SOLE   7,515 0 0
EXXON MOBIL CORP COM 30231G102   724,366 6,754 SH   SOLE   6,754 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   717,303 2,535 SH   SOLE   2,535 0 0
ALPHABET INC CAP STK CL A 02079K305   690,549 5,769 SH   SOLE   5,769 0 0
PFIZER COM 717081103   665,141 18,133 SH   SOLE   18,133 0 0
Vanguard Group Div App ETF 921908844   654,105 4,027 SH   SOLE   4,027 0 0
CHEVRON CORP NEW COM 166764100   599,818 3,812 SH   SOLE   3,812 0 0
HOME DEPOT INC COM 437076102   597,360 1,923 SH   SOLE   1,923 0 0
HONEYWELL INTL INC COM 438516106   580,585 2,798 SH   SOLE   2,798 0 0
ISHARES GRWT ALLOCAT ETF 464289867   558,386 10,853 SH   SOLE   10,853 0 0
Illinois Tool Wks INC COM 452308109   489,312 1,956 SH   SOLE   1,956 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   484,659 3,622 SH   SOLE   3,622 0 0
BOEING CO COM 097023105   469,619 2,224 SH   SOLE   2,224 0 0
iShares TR Russell 2000 ETF 464287655   461,995 2,467 SH   SOLE   2,467 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   435,002 1,712 SH   SOLE   1,712 0 0
HEARTLAND BANCORP OHIO COM 421962101   412,050 5,025 SH   SOLE   5,025 0 0
Tesla INC COM 88160R101   401,293 1,533 SH   SOLE   1,533 0 0
DISNEY WALT CO COM DISNEY 254687106   382,490 4,284 SH   SOLE   4,284 0 0
GENERAL ELECTRIC CO COM 369604103   380,529 3,464 SH   SOLE   3,464 0 0
VISA INC COM CL A 92826C839   379,730 1,599 SH   SOLE   1,599 0 0
WISDOMTREE TR Floating Rate Trsy 97717Y527   379,463 7,541 SH   SOLE   7,541 0 0
Duke Energy Corp COM 26441C204   369,728 4,120 SH   SOLE   4,120 0 0
NIKE INC CL B 654106103   367,734 3,331 SH   SOLE   3,331 0 0
iShares TR Morningstar US Eq 464287127   363,105 5,944 SH   SOLE   5,944 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   360,857 5,120 SH   SOLE   5,120 0 0
Invesco QQQ TR Unit SER 1 46090E103   347,669 941 SH   SOLE   941 0 0
VANGUARD WORLD FDS Health Car ETF 92204A504   343,727 1,404 SH   SOLE   1,404 0 0
Linde PLC SHS G5494J103   342,972 900 SH   SOLE   900 0 0
SPDR SERIES TRUST PORTFOLIO LR ETF 78464A854   341,841 6,560 SH   SOLE   6,560 0 0
AllianzIM 20 Buffer Jan 00888H802   335,859 11,644 SH   SOLE   11,644 0 0
Stryker Corp COM 863667101   328,581 1,077 SH   SOLE   1,077 0 0
Fifth Third Bancorp COM 316773100   324,558 12,383 SH   SOLE   12,383 0 0
3M CO COM 88579Y101   318,886 3,186 SH   SOLE   3,186 0 0
Innovator ETFS TR Power Dec 45782C573   318,556 9,572 SH   SOLE   9,572 0 0
CINCINNATI FINL CORP COM 172062101   306,071 3,145 SH   SOLE   3,145 0 0
Verizon COM 92343V104   305,032 8,202 SH   SOLE   8,202 0 0
American Express Co COM 025816109   299,449 1,719 SH   SOLE   1,719 0 0
KROGER CO COM 501044101   296,557 6,309 SH   SOLE   6,309 0 0
LCNB Corp COM 50181P100   295,450 20,017 SH   SOLE   20,017 0 0
VANGUARD ADMIRAL FDS INC MIDCP 400 VAL 921932844   290,587 3,530 SH   SOLE   3,530 0 0
iShares TR RUS 1000 GRW ETF 464287614   286,462 1,041 SH   SOLE   1,041 0 0
Costco Whsl Corp New COM 22160K105   279,968 520 SH   SOLE   520 0 0
iShares TR MSCI USA QLT FCT 46432F339   274,505 2,035 SH   SOLE   2,035 0 0
ISHARES TR S&P 500 VAL ETF 464287408   274,184 1,701 SH   SOLE   1,701 0 0
Comcast COM 20030N101   264,756 6,372 SH   SOLE   6,372 0 0
Sherwin Williams Co COM 824348106   262,864 990 SH   SOLE   990 0 0
Alphabet INC Class C COM 02079K107   251,496 2,079 SH   SOLE   2,079 0 0
Oracle COM 68389X105   249,448 2,094 SH   SOLE   2,094 0 0
Elevance Health COM 036752103   248,802 560 SH   SOLE   560 0 0
UNION PAC CORP COM 907818108   245,339 1,199 SH   SOLE   1,199 0 0
iShares TR Motningstar US Small Cap 460335300   241,828 4,863 SH   SOLE   4,863 0 0
Enbridge INC COM 29250N105   239,246 6,440 SH   SOLE   6,440 0 0
WISDOMTREE TR LARGECAP DIVID 97717W307   235,320 3,700 SH   SOLE   3,700 0 0
United Parcel Service INC CL B 911312106   224,779 1,254 SH   SOLE   1,254 0 0
Adobe Syatems COM 00724F101   219,067 448 SH   SOLE   448 0 0
Woodward COM 980745103   214,275 1,802 SH   SOLE   1,802 0 0
Parker Hannifin COM 701094104   205,941 528 SH   SOLE   528 0 0
Unitedhealth Group Inc COM 91324P102   203,791 424 SH   SOLE   424 0 0
Check Point Software COM 001082411   200,489 1,596 SH   SOLE   1,596 0 0
Mastercard COM 57636Q104   200,189 509 SH   SOLE   509 0 0