The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101   246,221 2,460 SH   SOLE   0 0 2,460
Abbott Laboratories COM 002824100   368,706 3,382 SH   SOLE   0 0 3,382
AbbVie Inc COM 00287Y109   980,969 7,281 SH   SOLE   0 0 7,281
Alphabet Inc Cl A COM 02079K305   2,748,911 22,965 SH   SOLE   0 0 22,965
Alphabet Inc Cl C COM 02079K107   1,766,162 14,600 SH   SOLE   0 0 14,600
American Express COM 025816109   2,359,539 13,545 SH   SOLE   0 0 13,545
American Tower Corp COM 03027X100   1,383,762 7,135 SH   SOLE   0 0 7,135
American Water Works Inc COM 030420103   714,464 5,005 SH   SOLE   0 0 5,005
Apple Inc COM 037833100   8,488,903 43,764 SH   SOLE   0 0 43,764
Automatic Data Processing COM 053015103   2,083,609 9,480 SH   SOLE   0 0 9,480
Bank of America Corp COM 060505104   1,440,238 50,200 SH   SOLE   0 0 50,200
Becton Dickinson & Co COM 075887109   1,506,177 5,705 SH   SOLE   0 0 5,705
Berkley W R Corporation COM 084423102   2,285,436 38,372 SH   SOLE   0 0 38,372
Berkshire Hathaway Inc Cl B COM 084670702   3,989,018 11,698 SH   SOLE   0 0 11,698
BHP Billiton Ltd ADR 088606108   280,449 4,700 SH   SOLE   0 0 4,700
Blackstone Group Inc COM 09260D107   1,008,725 10,850 SH   SOLE   0 0 10,850
Bristol-Myers Squibb Co COM 110122108   358,120 5,600 SH   SOLE   0 0 5,600
Chevron Corp COM 166764100   1,964,987 12,488 SH   SOLE   0 0 12,488
Cigna Corp COM 125509109   897,920 3,200 SH   SOLE   0 0 3,200
Cisco Systems Inc COM 17275R102   2,063,236 39,877 SH   SOLE   0 0 39,877
Citigroup Inc COM 172967424   207,180 4,500 SH   SOLE   0 0 4,500
Clorox Company COM 189054109   449,288 2,825 SH   SOLE   0 0 2,825
Coca-Cola Company COM 191216100   246,902 4,100 SH   SOLE   0 0 4,100
Colgate-Palmolive Co COM 194162103   643,284 8,350 SH   SOLE   0 0 8,350
Comcast Corp Class A COM 20030N101   1,068,874 25,725 SH   SOLE   0 0 25,725
ConocoPhillips COM 20825C104   901,407 8,700 SH   SOLE   0 0 8,700
Consolidated Edison Inc COM 209115104   456,520 5,050 SH   SOLE   0 0 5,050
Corning Inc COM 219350105   417,852 11,925 SH   SOLE   0 0 11,925
Costco Wholesale Corp COM 22160K105   4,115,388 7,644 SH   SOLE   0 0 7,644
CSX Corp COM 126408103   1,019,249 29,890 SH   SOLE   0 0 29,890
CVS Health Corporation COM 126650100   853,756 12,350 SH   SOLE   0 0 12,350
Danaher Corp COM 235851102   378,000 1,575 SH   SOLE   0 0 1,575
Disney Walt Company COM 254687106   443,007 4,962 SH   SOLE   0 0 4,962
DuPont de Nemours Inc COM 26614N102   518,583 7,259 SH   SOLE   0 0 7,259
Ecolab Inc COM 278865100   1,044,531 5,595 SH   SOLE   0 0 5,595
Elevance Health COM 036752103   288,789 650 SH   SOLE   0 0 650
Essential Utilities Inc COM 29670G102   1,197,739 30,011 SH   SOLE   0 0 30,011
Fidelity High Dividend ETF 316092840   514,633 12,950 SH   SOLE   0 0 12,950
General Mills Inc COM 370334104   218,595 2,850 SH   SOLE   0 0 2,850
Genuine Parts Co COM 372460105   236,922 1,400 SH   SOLE   0 0 1,400
Globus Medical Inc COM 379577208   4,288,964 72,035 SH   SOLE   0 0 72,035
Hershey Company COM 427866108   524,370 2,100 SH   SOLE   0 0 2,100
Home Depot Inc COM 437076102   2,113,595 6,804 SH   SOLE   0 0 6,804
Honeywell International Inc COM 438516106   202,313 975 SH   SOLE   0 0 975
IdaCorp Incorporated COM 451107106   752,674 7,336 SH   SOLE   0 0 7,336
Intel Corp COM 458140100   497,387 14,874 SH   SOLE   0 0 14,874
Intl Flavors & Fragrances COM 459506101   426,841 5,363 SH   SOLE   0 0 5,363
Intuit Inc COM 461202103   4,215,348 9,200 SH   SOLE   0 0 9,200
Invesco Preferred ETF 46138E511   1,347,436 118,508 SH   SOLE   0 0 118,508
Invesco QQQ Trust ETF 46090E103   543,786 1,472 SH   SOLE   0 0 1,472
Invesco S&P 500 Eq Wt ETF 46137V357   2,075,116 13,867 SH   SOLE   0 0 13,867
iShares Core Growth Allocation ETF 464289867   365,302 7,100 SH   SOLE   0 0 7,100
iShares Core Moderate Allocati ETF 464289875   904,704 22,388 SH   SOLE   0 0 22,388
iShares Core MSCI EAFE ETF 46432F842   1,472,636 21,817 SH   SOLE   0 0 21,817
iShares Core S&P US Growth ETF 464287671   443,774 4,545 SH   SOLE   0 0 4,545
iShares MSCI EmergMkt Min Vol ETF 464286533   459,083 8,350 SH   SOLE   0 0 8,350
iShares National Muni ETF 464288414   450,934 4,225 SH   SOLE   0 0 4,225
iShares Russell 2000 Index ETF 464287655   2,380,386 12,711 SH   SOLE   0 0 12,711
iShares Short Term Corporate ETF 464288646   287,077 5,722 SH   SOLE   0 0 5,722
iShares Short Term Nat Muni Bd ETF 086600510   868,734 8,350 SH   SOLE   0 0 8,350
Johnson & Johnson COM 478160104   2,151,926 13,001 SH   SOLE   0 0 13,001
JP Morgan Chase & Co COM 46625H100   1,647,108 11,325 SH   SOLE   0 0 11,325
Kimberly-Clark Corp COM 494368103   248,508 1,800 SH   SOLE   0 0 1,800
L3Harris Technologies Inc COM 502431109   849,642 4,340 SH   SOLE   0 0 4,340
Laboratory Corp of America COM 50540R409   281,149 1,165 SH   SOLE   0 0 1,165
Lockheed Martin Corp COM 539830109   586,985 1,275 SH   SOLE   0 0 1,275
Lowes Companies Inc COM 548661107   2,377,750 10,535 SH   SOLE   0 0 10,535
Masco Corp COM 574599106   375,839 6,550 SH   SOLE   0 0 6,550
Mastercard Inc COM 57636Q104   353,970 900 SH   SOLE   0 0 900
McDonalds Corp COM 580135101   1,435,352 4,810 SH   SOLE   0 0 4,810
Merck & Co COM 58933Y105   2,623,738 22,738 SH   SOLE   0 0 22,738
MetLife Inc COM 59156R108   480,505 8,500 SH   SOLE   0 0 8,500
Microsoft Corporation COM 594918104   9,047,807 26,569 SH   SOLE   0 0 26,569
Mondelez Intl Inc Cl A COM 609207105   1,116,857 15,312 SH   SOLE   0 0 15,312
Nestle SA ADR 641069406   1,514,003 12,580 SH   SOLE   0 0 12,580
NextEra Energy Inc COM 65339F101   823,620 11,100 SH   SOLE   0 0 11,100
Oracle Corp COM 68389X105   4,141,355 34,775 SH   SOLE   0 0 34,775
Paychex Inc COM 704326107   2,253,062 20,140 SH   SOLE   0 0 20,140
PayPal Holdings Inc COM 70450Y103   359,341 5,385 SH   SOLE   0 0 5,385
Pepsico Inc COM 713448108   1,945,736 10,505 SH   SOLE   0 0 10,505
Pfizer Inc COM 717081103   729,932 19,900 SH   SOLE   0 0 19,900
Phillips 66 COM 718546104   660,507 6,925 SH   SOLE   0 0 6,925
Procter & Gamble COM 742718109   2,554,543 16,835 SH   SOLE   0 0 16,835
Quest Diagnostics Inc COM 74834L100   506,016 3,600 SH   SOLE   0 0 3,600
Raytheon Technologies Corp COM 75513E101   733,035 7,483 SH   SOLE   0 0 7,483
Republic Services Inc COM 760759100   344,633 2,250 SH   SOLE   0 0 2,250
RPM International COM 749685103   866,343 9,655 SH   SOLE   0 0 9,655
Schwab US Small-Cap COM 808524607   254,040 5,800 SH   SOLE   0 0 5,800
Simon Property Group COM 828806109   245,395 2,125 SH   SOLE   0 0 2,125
SPDR S&P 500 ETF 78462F103   831,150 1,875 SH   SOLE   0 0 1,875
Starbucks Corp COM 855244109   1,729,588 17,460 SH   SOLE   0 0 17,460
Sysco Corporation COM 871829107   1,972,830 26,588 SH   SOLE   0 0 26,588
Target Corporation COM 87612E106   1,131,702 8,580 SH   SOLE   0 0 8,580
TJX Companies Inc COM 872540109   1,242,174 14,650 SH   SOLE   0 0 14,650
Uber Technologies Inc COM 90353T100   386,372 8,950 SH   SOLE   0 0 8,950
UniFirst Corp COM 904708104   568,112 3,665 SH   SOLE   0 0 3,665
Unilever PLC ADR 904767704   767,614 14,725 SH   SOLE   0 0 14,725
Union Pacific Corp COM 907818108   268,052 1,310 SH   SOLE   0 0 1,310
United Parcel Service Inc COM 911312106   1,852,907 10,337 SH   SOLE   0 0 10,337
UnitedHealth Group Inc COM 91324P102   1,268,890 2,640 SH   SOLE   0 0 2,640
Valero Energy Corp COM 91913Y100   964,793 8,225 SH   SOLE   0 0 8,225
Vanguard Div Appreciation ETF 921908844   1,429,059 8,798 SH   SOLE   0 0 8,798
Vanguard Info Technology ETF 92204A702   201,183 455 SH   SOLE   0 0 455
Vanguard Muni Bond ETF 922907746   573,201 11,414 SH   SOLE   0 0 11,414
Vanguard REIT ETF 922908553   907,462 10,860 SH   SOLE   0 0 10,860
Vanguard Short Term Bond Index ETF 921937827   1,361,543 18,017 SH   SOLE   0 0 18,017
Vanguard Total Stock Mkt ETF 922908769   245,612 1,115 SH   SOLE   0 0 1,115
Verizon Communications COM 92343V104   396,259 10,655 SH   SOLE   0 0 10,655
Vgd Consumer Discretionary ETF 92204A108   278,952 985 SH   SOLE   0 0 985
Vgd Int Term Bond Index Fund ETF 921937819   848,722 11,282 SH   SOLE   0 0 11,282
Visa Inc COM 92826C839   1,129,217 4,755 SH   SOLE   0 0 4,755
Walmart Inc COM 931142103   682,161 4,340 SH   SOLE   0 0 4,340
Waste Management Inc COM 94106L109   1,737,668 10,020 SH   SOLE   0 0 10,020
WideOpenWest Inc COM 96758W101   1,476,139 174,898 SH   SOLE   0 0 174,898
YUM Brands Inc COM 988498101   913,737 6,595 SH   SOLE   0 0 6,595
Zoetis Inc COM 98978V103   1,769,458 10,275 SH   SOLE   0 0 10,275