The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
1895 BANCORP OF WISCONSIN IN COMMON 28253R105   310 41,422 SH   SOLE   41,422 0 0
BankFinancial Corp COMMON 06643P104   10,321 1,261,765 SH   SOLE   1,261,765 0 0
BOGOTA FINANCIAL CORP COMMON 097235105   4,000 490,169 SH   SOLE   490,169 0 0
BURKE & HERBERT FINANCIAL SE COMMON 12135Y108   6,629 103,252 SH   SOLE   103,252 0 0
Comerica Inc COMMON 200340107   4,236 100,000 SH   SOLE   100,000 0 0
Community West Bancshares COMMON 204157101   4,290 353,079 SH   SOLE   353,079 0 0
EASTERN BANKSHARES INC COMMON 27627N105   15,960 1,300,721 SH   SOLE   1,300,721 0 0
Enterprise Bancorp Inc/MA COMMON 293668109   3,195 110,410 SH   SOLE   110,410 0 0
FIRST BUS FINL SVCS INC WIS COM COMMON 319390100   7,548 255,936 SH   SOLE   255,936 0 0
FIRST SEACOAST BANCORP INC COMMON 33631F104   2,915 363,504 SH   SOLE   363,504 0 0
GENERATIONS BANCORP NY INC COMMON 37149G108   848 93,549 SH   SOLE   93,549 0 0
HAWTHORN BANCSHARES INC COMMON 420476103   810 45,142 SH   SOLE   45,142 0 0
HMN Financial Inc COMMON 40424G108   6,540 348,971 SH   SOLE   348,971 0 0
ICC HOLDINGS INC COMMON 44931Q104   1,616 102,037 SH   SOLE   102,037 0 0
INVESTAR HLDG CORP COM COMMON 46134L105   4,369 360,788 SH   SOLE   360,788 0 0
LAKE SHORE BANCORP INC COM COMMON 510700107   1,150 106,802 SH   SOLE   106,802 0 0
M&T Bank Corp COMMON 55261F104   4,455 36,000 SH   SOLE   36,000 0 0
MAGYAR BANCORP INC COM COMMON 55977T208   5,860 566,695 SH   SOLE   566,695 0 0
NATIONAL WESTN LIFE INS CO CL A COMMON 638517102   34,471 82,950 SH   SOLE   82,950 0 0
NI HOLDINGS INC COMMON 65342T106   6,318 425,476 SH   SOLE   425,476 0 0
NORTHEAST COMMUNITY BANCORP COMMON 664121100   18,791 1,262,819 SH   SOLE   1,262,819 0 0
NSTS BANCORP INC COMMON 6293JP109   515 56,371 SH   SOLE   56,371 0 0
OAK VALLEY BANCORP COMMON 671807105   3,556 141,155 SH   SOLE   141,155 0 0
PARKE BANCORP INC COMMON 700885106   9,420 554,456 SH   SOLE   554,456 0 0
Pathfinder Bancorp Inc COMMON 70319R109   1,164 83,466 SH   SOLE   83,466 0 0
PIONEER BANCORP INC/NY COMMON 723561106   15,021 1,678,286 SH   SOLE   1,678,286 0 0
PLUMAS BANCORP COMMON 729273102   591 16,549 SH   SOLE   16,549 0 0
PONCE FINANCIAL GROUP INC COMMON 732344106   18,942 2,179,719 SH   SOLE   2,179,719 0 0
PROVIDENT BANCORP INC COMMON 74383L105   14,550 1,757,248 SH   SOLE   1,757,248 0 0
PROVIDENT FINL HLDGS INC COM COMMON 743868101   8,734 684,998 SH   SOLE   684,998 0 0
RHINEBECK BANCORP INC COMMON 762093102   5,015 745,202 SH   SOLE   745,202 0 0
SECURITY NATL FINL CORP CL A NEW COMMON 814785309   15,131 1,705,894 SH   SOLE   1,705,894 0 0
SHF HOLDINGS INC COMMON 824430102   2,332 4,399,420 SH   SOLE   4,399,420 0 0
Sierra Bancorp COMMON 82620P102   2,393 141,035 SH   SOLE   141,035 0 0
SOUND FINL BANCORP INC COM COMMON 83607A100   5,216 146,921 SH   SOLE   146,921 0 0
SOUTH PLAINS FINANCIAL INC COMMON 83946P107   8,131 361,207 SH   SOLE   361,207 0 0
SWK HLDGS CORP COM COMMON 78501P203   11,241 671,479 SH   SOLE   671,479 0 0
THIRD COAST BANCSHARES INC COMMON 88422P109   486 30,630 SH   SOLE   30,630 0 0
TIMBERLAND BANCORP INC COMMON 887098101   6,300 246,275 SH   SOLE   246,275 0 0
WELLS FARGO & CO NEW COM COMMON 949746101   16,005 375,000 SH   SOLE   375,000 0 0
Willis Lease Finance Corp COMMON 970646105   24,074 615,243 SH   SOLE   615,243 0 0
ZIONS BANCORPORATION COM COMMON 989701107   4,701 175,000 SH   SOLE   175,000 0 0