The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC Common Stock 037833100   18,660,721 96,204 SH   SOLE   0 0 96,204
ABBVIE INC Common Stock 00287Y109   12,277,487 91,127 SH   SOLE   0 0 91,127
ABBOTT LABORATORIES Common Stock 002824100   3,280,222 30,088 SH   SOLE   0 0 30,088
ACCENTURE PLC-CL A Common Stock G1151C101   237,298 769 SH   SOLE   0 0 769
ISHARES MSCI ACWI ETF ETP 464288257   548,201 5,714 SH   SOLE   0 0 5,714
ADOBE INC Common Stock 00724F101   230,104 471 SH   SOLE   0 0 471
AUTOMATIC DATA PROCESSING Common Stock 053015103   1,996,831 9,045 SH   SOLE   0 0 9,045
ISHARES CORE U.S. AGGREGATE ETP 464287226   23,774,169 242,717 SH   SOLE   0 0 242,717
ALASKA AIR GROUP INC Common Stock 011659109   4,186,287 78,719 SH   SOLE   0 0 78,719
AMCOR PLC Common Stock G0250X107   1,444,272 144,717 SH   SOLE   0 0 144,717
AMGEN INC Common Stock 031162100   520,937 2,346 SH   SOLE   0 0 2,346
AMAZON.COM INC Common Stock 023135106   7,606,498 58,350 SH   SOLE   0 0 58,350
ASSOCIATED BANC-CORP Common Stock 045487105   317,103 19,538 SH   SOLE   0 0 19,538
ASTEC INDUSTRIES INC Common Stock 046224101   241,444 5,313 SH   SOLE   0 0 5,313
AMERICAN EXPRESS CO Common Stock 025816109   243,963 1,400 SH   SOLE   0 0 1,400
BOEING CO/THE Common Stock 097023105   7,421,352 35,146 SH   SOLE   0 0 35,146
SPDR BLOOMBERG 1-3 MONTH T-B ETP 78468R663   3,096,512 33,724 SH   SOLE   0 0 33,724
PROSHARES BITCOIN STRAT ETF ETP 74347G440   1,520,433 89,543 SH   SOLE   0 0 89,543
VANGUARD INTERMEDIATE-TERM B ETP 921937819   12,713,793 168,999 SH   SOLE   0 0 168,999
BANK OF NEW YORK MELLON CORP Common Stock 064058100   9,754,853 219,112 SH   SOLE   0 0 219,112
GLOBAL X BLOCKCHAIN ETF ETP 37960A735   2,101,309 67,715 SH   SOLE   0 0 67,715
SIREN NEXGEN ECONOMY ETF ETP 829658202   1,494,930 69,306 SH   SOLE   0 0 69,306
AMPLIFY TRANSFOR DATA SHARIN ETP 032108607   1,396,827 61,399 SH   SOLE   0 0 61,399
VANGUARD LONG-TERM BOND ETF ETP 921937793   3,795,822 50,665 SH   SOLE   0 0 50,665
VANGUARD TOTAL BOND MARKET ETP 921937835   58,291,450 801,918 SH   SOLE   0 0 801,918
GLOBAL X ROBOTICS & ARTIFICI ETP 37954Y715   2,125,409 73,817 SH   SOLE   0 0 73,817
BERKSHIRE HATHAWAY INC-CL B Common Stock 084670702   3,499,644 10,263 SH   SOLE   0 0 10,263
VANGUARD SHORT-TERM BOND ETF ETP 921937827   1,324,281 17,524 SH   SOLE   0 0 17,524
VALKYRIE BITCOIN STRATEGY ETP 91917A108   134,246 11,613 SH   SOLE   0 0 11,613
SPDR BLOOMBERG INT TREASURY ETP 78464A516   19,675,867 872,544 SH   SOLE   0 0 872,544
CACI INTERNATIONAL INC -CL A Common Stock 127190304   204,504 600 SH   SOLE   0 0 600
GLOBAL X S&P 500 CA VAL ETF ETP 37954Y889   257,944 4,715 SH   SOLE   0 0 4,715
CHEMOURS CO/THE Common Stock 163851108   220,086 5,966 SH   SOLE   0 0 5,966
CANOPY GROWTH CORP Common Stock 138035100   4,584 11,815 SH   SOLE   0 0 11,815
COMCAST CORP-CLASS A Common Stock 20030N101   252,543 6,078 SH   SOLE   0 0 6,078
CHIPOTLE MEXICAN GRILL INC Common Stock 169656105   258,819 121 SH   SOLE   0 0 121
PIMCO INV GRADE CORP BD ETF ETP 72201R817   1,727,680 18,215 SH   SOLE   0 0 18,215
COSTCO WHOLESALE CORP Common Stock 22160K105   961,064 1,785 SH   SOLE   0 0 1,785
SALESFORCE INC Common Stock 79466L302   1,701,911 8,056 SH   SOLE   0 0 8,056
CARPENTER TECHNOLOGY Common Stock 144285103   938,587 16,722 SH   SOLE   0 0 16,722
CISCO SYSTEMS INC Common Stock 17275R102   2,437,611 47,113 SH   SOLE   0 0 47,113
CHEVRON CORP Common Stock 166764100   1,874,891 11,915 SH   SOLE   0 0 11,915
SPDR MSCI ACWI EX-US ETP 78463X848   1,838,350 70,354 SH   SOLE   0 0 70,354
DOMINION ENERGY INC Common Stock 25746U109   216,436 4,179 SH   SOLE   0 0 4,179
DELTA AIR LINES INC Common Stock 247361702   305,629 6,429 SH   SOLE   0 0 6,429
PROSHARES ULTRA DOW30 ETP 74347R305   304,763 4,519 SH   SOLE   0 0 4,519
DEERE & CO Common Stock 244199105   212,162 522 SH   SOLE   0 0 522
WISDOMTREE EMERGING MARKETS ETP 97717W315   608,723 15,906 SH   SOLE   0 0 15,906
DIMENSIONAL US CORE EQUITY 2 ETP 25434V708   14,633,148 538,974 SH   SOLE   0 0 538,974
DIMENSIONAL EMERGING CORE EQ ETP 25434V302   798,707 34,045 SH   SOLE   0 0 34,045
DIMENSIONAL INTERNATIONAL CO ETP 25434V203   449,732 16,462 SH   SOLE   0 0 16,462
DIMENSIONAL US TARGET VALUE ETP 25434V609   500,794 10,795 SH   SOLE   0 0 10,795
DIMENSIONAL US CORE EQUITY M ETP 25434V104   225,250 7,268 SH   SOLE   0 0 7,268
DIMENSIONAL WORLD EX US CORE ETP 25434V880   10,799,132 463,283 SH   SOLE   0 0 463,283
DIMENSIONAL US EQUITY ETF ETP 25434V401   2,639,634 54,810 SH   SOLE   0 0 54,810
DIMENSIONAL US MARKETWIDE VA ETP 25434V724   5,212,619 151,090 SH   SOLE   0 0 151,090
ISHARES CORE DIVIDEND GROWTH ETP 46434V621   1,071,721 20,798 SH   SOLE   0 0 20,798
SPDR DJIA TRUST ETP 78467X109   288,464 837 SH   SOLE   0 0 837
HF SINCLAIR CORP Common Stock 403949100   564,977 12,665 SH   SOLE   0 0 12,665
GLOBAL X SUPERDIVIDEND USE ETP 37950E291   294,371 17,627 SH   SOLE   0 0 17,627
DNP SELECT INCOME FUND INC Closed-End Fund 23325P104   489,030 46,369 SH   SOLE   0 0 46,369
WISDOMTREE US MIDCAP DIVIDEN ETP 97717W505   1,331,892 31,674 SH   SOLE   0 0 31,674
DARDEN RESTAURANTS INC Common Stock 237194105   489,210 2,928 SH   SOLE   0 0 2,928
DAVITA INC Common Stock 23918K108   1,633,158 16,255 SH   SOLE   0 0 16,255
ISHARES SELECT DIVIDEND ETF ETP 464287168   385,107 3,399 SH   SOLE   0 0 3,399
ISHARES MSCI EMERGING MARKET ETP 464287234   1,604,194 40,551 SH   SOLE   0 0 40,551
ISHARES MSCI EMG MKT MIN VOL ETP 464286533   671,306 12,210 SH   SOLE   0 0 12,210
SPDR MSCI EM FSL FL RSV FREE ETP 78470E205   2,066,336 68,196 SH   SOLE   0 0 68,196
ISHARES MSCI EAFE ETF ETP 464287465   122,964,195 1,696,058 SH   SOLE   0 0 1,696,058
ISHARES MSCI EAFE MIN VOL FA ETP 46429B689   69,665,736 1,032,085 SH   SOLE   0 0 1,032,085
ISHARES MSCI EAFE GROWTH ETF ETP 464288885   263,045 2,757 SH   SOLE   0 0 2,757
SPDR S&P 500 ESG ETF ETP 78468R531   3,088,929 71,752 SH   SOLE   0 0 71,752
ISHARES MSCI EAFE VALUE ETF ETP 464288877   1,567,450 32,028 SH   SOLE   0 0 32,028
ISHARES MSCI EMR MRK EX CHNA ETP 46434G764   417,295 8,028 SH   SOLE   0 0 8,028
ISHARES TRUST ISHARES ESG AW ETP 46435G516   7,302,706 100,133 SH   SOLE   0 0 100,133
ISHARES ESG AWARE MSCI USA ETP 46435G425   299,592 3,074 SH   SOLE   0 0 3,074
VANGUARD ESG US STOCK ETF ETP 921910733   3,363,347 42,927 SH   SOLE   0 0 42,927
ISHARES ESG AWARE MSCI USA S ETP 46435U663   3,026,740 85,212 SH   SOLE   0 0 85,212
FORD MOTOR CO Common Stock 345370860   422,930 27,953 SH   SOLE   0 0 27,953
FORTUNE BRANDS INNOVATIONS I Common Stock 34964C106   568,020 7,895 SH   SOLE   0 0 7,895
SCHWAB FUNDAMENTAL INTL L/C ETP 808524755   418,909 12,973 SH   SOLE   0 0 12,973
FIDELITY REAL ESTATE ETF ETP 316092857   4,685,575 186,751 SH   SOLE   0 0 186,751
H.B. FULLER CO. Common Stock 359694106   404,684 5,659 SH   SOLE   0 0 5,659
FIDELITY US UTILITIES ETF ETP 316092865   470,450 11,127 SH   SOLE   0 0 11,127
GRACO INC Common Stock 384109104   656,311 7,601 SH   SOLE   0 0 7,601
GENERAL MILLS INC Common Stock 370334104   314,547 4,101 SH   SOLE   0 0 4,101
SPDR GOLD SHARES ETP 78463V107   368,841 2,069 SH   SOLE   0 0 2,069
ISHARES GNMA BOND ETF ETP 46429B333   23,127,398 527,541 SH   SOLE   0 0 527,541
ALPHABET INC-CL C Common Stock 02079K107   3,300,131 27,281 SH   SOLE   0 0 27,281
ALPHABET INC-CL A Common Stock 02079K305   10,412,312 86,987 SH   SOLE   0 0 86,987
ISHARES US TREASURY BOND ETF ETP 46429B267   18,411,844 804,011 SH   SOLE   0 0 804,011
VANECK GREEN BOND ETF ETP 92189F171   1,978,686 84,940 SH   SOLE   0 0 84,940
G1 THERAPEUTICS INC Common Stock 3621LQ109   37,617 15,107 SH   SOLE   0 0 15,107
INVESCO TOTAL RETURN BOND ET ETP 46090A804   297,065 6,394 SH   SOLE   0 0 6,394
ETFMG PRIME CYBER SECURITY E ETP 26924G201   2,219,450 43,880 SH   SOLE   0 0 43,880
HOME DEPOT INC Common Stock 437076102   1,582,778 5,095 SH   SOLE   0 0 5,095
ISHARES CORE HIGH DIVIDEND E ETP 46429B663   1,068,172 10,598 SH   SOLE   0 0 10,598
ISHARES INTL AGGREGATE BOND ETP 46435G672   308,457 6,258 SH   SOLE   0 0 6,258
INTL BUSINESS MACHINES CORP Common Stock 459200101   567,601 4,242 SH   SOLE   0 0 4,242
BLACKROCK ULTRA SHORT-TERM B ETP 46434V878   1,467,943 29,184 SH   SOLE   0 0 29,184
ISHARES CORE MSCI EAFE ETF ETP 46432F842   34,309,414 508,288 SH   SOLE   0 0 508,288
ISHARES 3-7 YEAR TREASURY BO ETP 464288661   474,892,260 4,120,183 SH   SOLE   0 0 4,120,183
ISHARES CORE MSCI EMERGING ETP 46434G103   14,271,942 289,550 SH   SOLE   0 0 289,550
ISHARES 5-10Y INV GRADE CORP ETP 464288638   2,235,202,383 44,200,166 SH   SOLE   0 0 44,200,166
ISHARES INTERNATIONAL TREASU ETP 464288117   676,160,505 17,079,073 SH   SOLE   0 0 17,079,073
ISHARES CORE S&P MIDCAP ETF ETP 464287507   502,117,986 1,920,292 SH   SOLE   0 0 1,920,292
ISHARES S&P MID-CAP 400 VALU ETP 464287705   87,438,066 816,187 SH   SOLE   0 0 816,187
ISHARES S&P MID-CAP 400 GROW ETP 464287606   127,680,010 1,702,400 SH   SOLE   0 0 1,702,400
ISHARES CORE S&P SMALL-CAP E ETP 464287804   728,155,184 7,307,127 SH   SOLE   0 0 7,307,127
ISHARES S&P SMALL-CAP 600 VA ETP 464287879   2,631,023 27,669 SH   SOLE   0 0 27,669
ISHARES S&P SMALL-CAP 600 GR ETP 464287887   2,764,792 24,056 SH   SOLE   0 0 24,056
ETFMG PRIME MOBILE PAYMENTS ETP 26924G409   1,912,813 44,793 SH   SOLE   0 0 44,793
INTUITIVE SURGICAL INC Common Stock 46120E602   391,521 1,145 SH   SOLE   0 0 1,145
ISHARES CORE S&P TOTAL U.S. ETP 464287150   884,063 9,036 SH   SOLE   0 0 9,036
ISHARES CORE S&P U.S. VALUE ETP 464287663   1,873,857 23,944 SH   SOLE   0 0 23,944
ISHARES S&P 500 VALUE ETF ETP 464287408   52,314,963 324,555 SH   SOLE   0 0 324,555
ISHARES CORE S&P 500 ETF ETP 464287200   3,744,634 8,402 SH   SOLE   0 0 8,402
ISHARES S&P 500 GROWTH ETF ETP 464287309   33,736,021 478,661 SH   SOLE   0 0 478,661
ISHARES RUSSELL 1000 ETF ETP 464287622   6,812,046 27,948 SH   SOLE   0 0 27,948
ISHARES RUSSELL 1000 VALUE E ETP 464287598   1,626,596,647 10,306,004 SH   SOLE   0 0 10,306,004
ISHARES RUSSELL 1000 GROWTH ETP 464287614   14,400,948 52,333 SH   SOLE   0 0 52,333
ISHARES RUSSELL 2000 ETF ETP 464287655   3,620,095 19,331 SH   SOLE   0 0 19,331
ISHARES RUSSELL 2000 GROWTH ETP 464287648   80,879,250 333,303 SH   SOLE   0 0 333,303
ISHARES RUSSELL MID-CAP GROW ETP 464287481   4,658,049 48,205 SH   SOLE   0 0 48,205
ISHARES RUSSELL MID-CAP ETF ETP 464287499   2,457,428 33,650 SH   SOLE   0 0 33,650
ISHARES RUSSELL MID-CAP VALU ETP 464287473   1,776,901 16,177 SH   SOLE   0 0 16,177
ISHARES RUSSELL 3000 ETF ETP 464287689   213,753 840 SH   SOLE   0 0 840
JOHNSON & JOHNSON Common Stock 478160104   1,478,709 8,934 SH   SOLE   0 0 8,934
JPMORGAN CHASE & CO Common Stock 46625H100   417,704 2,872 SH   SOLE   0 0 2,872
JPMORGAN REALTY INCOME ETF ETP 46641Q126   711,044 16,779 SH   SOLE   0 0 16,779
NORDSTROM INC Common Stock 655664100   884,558 43,212 SH   SOLE   0 0 43,212
KINDER MORGAN INC Common Stock 49456B101   4,551,890 264,337 SH   SOLE   0 0 264,337
COCA-COLA CO/THE Common Stock 191216100   310,384 5,115 SH   SOLE   0 0 5,115
SPDR S&P KENSHO NEW ECONOMIE ETP 78468R648   1,411,381,591 31,645,327 SH   SOLE   0 0 31,645,327
FIRST TRUST INDXX INNOVATIVE ETP 33741X201   2,676,731 69,634 SH   SOLE   0 0 69,634
ELI LILLY & CO Common Stock 532457108   393,974 840 SH   SOLE   0 0 840
LOWE'S COS INC Common Stock 548661107   259,781 1,151 SH   SOLE   0 0 1,151
ISHARES IBOXX INVESTMENT GRA ETP 464287242   1,134,225,834 10,488,495 SH   SOLE   0 0 10,488,495
FRANKLIN U.S. LOW VOLATILITY ETP 52468L406   44,442,976 1,211,971 SH   SOLE   0 0 1,211,971
MASTERCARD INC - A Common Stock 57636Q104   462,269 1,175 SH   SOLE   0 0 1,175
MCDONALD'S CORP Common Stock 580135101   241,501 809 SH   SOLE   0 0 809
MDU RESOURCES GROUP INC Common Stock 552690109   2,690,972 128,509 SH   SOLE   0 0 128,509
SPDR S&P MIDCAP 400 ETF TRST ETP 78467Y107   5,386,019 11,211 SH   SOLE   0 0 11,211
SPDR S&P 400 MID CAPGROWTH E ETP 78464A821   117,648,383 1,641,987 SH   SOLE   0 0 1,641,987
SPDR S&P 400 MID CAP VALUE E ETP 78464A839   100,436,854 1,460,263 SH   SOLE   0 0 1,460,263
META PLATFORMS INC-CLASS A Common Stock 30303M102   3,860,744 13,453 SH   SOLE   0 0 13,453
PIMCO ENHANCED SHORT MATURIT ETP 72201R833   252,293 2,529 SH   SOLE   0 0 2,529
MARSH & MCLENNAN COS Common Stock 571748102   3,818,349 20,302 SH   SOLE   0 0 20,302
MERCK & CO. INC. Common Stock 58933Y105   381,620 3,287 SH   SOLE   0 0 3,287
MICROSOFT CORP Common Stock 594918104   12,227,052 35,905 SH   SOLE   0 0 35,905
ISHARES MSCI USA MOMENTUM FA ETP 46432F396   551,468 3,823 SH   SOLE   0 0 3,823
ISHARES NATIONAL MUNI BOND E ETP 464288414   50,866,148 476,587 SH   SOLE   0 0 476,587
PIMCO INTERMEDIATE MUNICIPAL ETP 72201R866   3,213,455 61,988 SH   SOLE   0 0 61,988
SPDR S&P NORTH AMERICAN NATU ETP 78463X152   320,188,157 6,216,039 SH   SOLE   0 0 6,216,039
NORDIC AMERICAN TANKERS LTD Common Stock G65773106   309,420 81,000 SH   SOLE   0 0 81,000
NUVEEN AMT-FR QLTY MUNI INC Closed-End Fund 670657105   239,037 21,800 SH   SOLE   0 0 21,800
NEXTERA ENERGY INC Common Stock 65339F101   319,167 4,301 SH   SOLE   0 0 4,301
NETFLIX INC Common Stock 64110L106   2,599,219 5,901 SH   SOLE   0 0 5,901
NORTHROP GRUMMAN CORP Common Stock 666807102   309,227 678 SH   SOLE   0 0 678
NVIDIA CORP Common Stock 67066G104   3,870,393 9,149 SH   SOLE   0 0 9,149
NUVEEN AMT-FR MUNI CREDIT FD Closed-End Fund 67071L106   131,469 11,196 SH   SOLE   0 0 11,196
OLD DOMINION FREIGHT LINE Common Stock 679580100   15,130,719 40,921 SH   SOLE   0 0 40,921
ISHARES S&P 100 ETF ETP 464287101   334,609 1,616 SH   SOLE   0 0 1,616
OLIN CORP Common Stock 680665205   2,410,776 46,911 SH   SOLE   0 0 46,911
O'REILLY AUTOMOTIVE INC Common Stock 67103H107   1,696,058 1,775 SH   SOLE   0 0 1,775
OVINTIV INC Common Stock 69047Q102   827,554 21,738 SH   SOLE   0 0 21,738
INVESCO GLOBAL CLEAN ENERGY ETP 46138G847   906,954 47,987 SH   SOLE   0 0 47,987
POTLATCHDELTIC CORP REIT 737630103   233,017 4,409 SH   SOLE   0 0 4,409
PIMCO CALIFORNIA MUNICIPA II Closed-End Fund 72200M108   114,927 19,246 SH   SOLE   0 0 19,246
PEPSICO INC Common Stock 713448108   944,781 5,101 SH   SOLE   0 0 5,101
PROCTER & GAMBLE CO/THE Common Stock 742718109   845,616 5,573 SH   SOLE   0 0 5,573
PHILIP MORRIS INTERNATIONAL Common Stock 718172109   208,065 2,104 SH   SOLE   0 0 2,104
PERRIGO CO PLC Common Stock G97822103   313,085 9,222 SH   SOLE   0 0 9,222
INVESCO NATIONAL AMT-FREE MU ETP 46138E537   577,091 24,453 SH   SOLE   0 0 24,453
PROSHARES ULTRA QQQ ETP 74347R206   1,456,241 22,619 SH   SOLE   0 0 22,619
INVESCO QQQ TRUST SERIES 1 ETP 46090E103   10,771,874 29,120 SH   SOLE   0 0 29,120
INVESCO S&P 500 EQUAL WEIGHT ETP 46137V282   462,334 15,189 SH   SOLE   0 0 15,189
RTX CORP Common Stock 75513E101   423,971 4,328 SH   SOLE   0 0 4,328
ROYAL BANK OF CANADA Common Stock 780087102   1,044,237 10,933 SH   SOLE   0 0 10,933
STARBUCKS CORP Common Stock 855244109   1,385,976 13,991 SH   SOLE   0 0 13,991
SCHWAB US SMALL-CAP ETF ETP 808524607   119,151,710 2,720,359 SH   SOLE   0 0 2,720,359
SCHWAB US BROAD MARKET ETF ETP 808524102   384,468 7,437 SH   SOLE   0 0 7,437
SCHWAB INTL SMALL-CAP EQUITY ETP 808524888   1,188,940 35,207 SH   SOLE   0 0 35,207
SCHWAB US DVD EQUITY ETF ETP 808524797   773,436 10,650 SH   SOLE   0 0 10,650
SCHWAB EMERGING MARKETS EQUI ETP 808524706   482,453,941 19,588,061 SH   SOLE   0 0 19,588,061
SCHWAB INTL EQUITY ETF ETP 808524805   2,638,111,900 74,000,334 SH   SOLE   0 0 74,000,334
SCHWAB U.S. LARGE-CAP GROWTH ETP 808524300   1,083,704,032 14,459,026 SH   SOLE   0 0 14,459,026
SCHWAB US REIT ETF ETP 808524847   887,374,387 45,436,475 SH   SOLE   0 0 45,436,475
SCHWAB 1000 INDEX ETF ETP 808524722   1,026,797,802 23,996,209 SH   SOLE   0 0 23,996,209
SCHWAB US MID CAP ETF ETP 808524508   1,333,805,069 18,778,052 SH   SOLE   0 0 18,778,052
SCHWAB SHORT-TERM US TREAS ETP 808524862   2,422,768 50,411 SH   SOLE   0 0 50,411
SCHWAB U.S. TIPS ETF ETP 808524870   16,975,336 323,771 SH   SOLE   0 0 323,771
SCHWAB INTERMEDIATE-TERM US ETP 808524854   3,048,579 61,862 SH   SOLE   0 0 61,862
SCHWAB US LARGE-CAP VALUE ETP 808524409   1,341,847,466 20,000,707 SH   SOLE   0 0 20,000,707
SCHWAB US LARGE-CAP ETF ETP 808524201   3,118,545 59,548 SH   SOLE   0 0 59,548
SCHWAB US AGGREGATE BOND ETF ETP 808524839   113,565,016 2,460,247 SH   SOLE   0 0 2,460,247
SPDR S&P DIVIDEND ETF ETP 78464A763   360,165 2,938 SH   SOLE   0 0 2,938
SPDR NUVEEN BLOOMBERG SHORT ETP 78468R739   36,772,243 781,557 SH   SOLE   0 0 781,557
ISHARES SHORT TREASURY BOND ETP 464288679   23,014,176 208,367 SH   SOLE   0 0 208,367
ISHARES 1-3 YEAR TREASURY BO ETP 464287457   613,239 7,563 SH   SOLE   0 0 7,563
ISHARES 0-5 YR INV GRD CORP ETP 46434V100   7,547,688 156,559 SH   SOLE   0 0 156,559
SPDR S&P 600 SMALL CAP GROWT ETP 78464A201   109,525,899 1,423,154 SH   SOLE   0 0 1,423,154
SPDR S&P 600 SMALL CAP VALUE ETP 78464A300   104,257,510 1,350,661 SH   SOLE   0 0 1,350,661
SOUTHERN CO/THE Common Stock 842587107   393,518 5,602 SH   SOLE   0 0 5,602
SONOCO PRODUCTS CO Common Stock 835495102   881,707 14,939 SH   SOLE   0 0 14,939
SPDR PORTFOLIO CORPORATE BON ETP 78464A144   4,989,936 172,809 SH   SOLE   0 0 172,809
SPDR PORTFOLIO DEVELOPED WOR ETP 78463X889   1,749,976,589 53,779,241 SH   SOLE   0 0 53,779,241
SPDR PORTFOLIO EMERGING MARK ETP 78463X509   513,031,739 14,922,388 SH   SOLE   0 0 14,922,388
INVESCO S&P 500 HIGH DIVIDEN ETP 46138E362   46,757,023 1,130,762 SH   SOLE   0 0 1,130,762
INVESCO S&P 500 QUALITY ETF ETP 46137V241   742,473 14,717 SH   SOLE   0 0 14,717
SPDR PORT INT CORP BOND ETF ETP 78464A375   27,160,693 845,864 SH   SOLE   0 0 845,864
SPDR PORTFOLIO TIPS ETF ETP 78464A656   1,029,414 39,838 SH   SOLE   0 0 39,838
SPDR PORTFOLIO S&P 500 ETF ETP 78464A854   264,227,746 5,070,577 SH   SOLE   0 0 5,070,577
SPDR PORTFOLIO MORTGAGE BACK ETP 78464A383   3,291,132,604 150,211,438 SH   SOLE   0 0 150,211,438
SPDR PORTFOLIO S&P 400 MID C ETP 78464A847   1,194,700 26,034 SH   SOLE   0 0 26,034
SPDR PORTFOLIO S&P 600 SMALL ETP 78468R853   766,082,439 19,724,059 SH   SOLE   0 0 19,724,059
SPDR PORT INT TREASURY TERM ETP 78464A672   687,444,283 24,299,904 SH   SOLE   0 0 24,299,904
SPDR PORT LNG TRM TRSRY ETP 78464A664   929,925,330 31,101,182 SH   SOLE   0 0 31,101,182
SPDR S&P 500 ETF TRUST ETP 78462F103   17,491,908 39,316 SH   SOLE   0 0 39,316
SPDR PORTFOLIO S&P 500 GROWT ETP 78464A409   1,342,082,931 21,997,753 SH   SOLE   0 0 21,997,753
SPDR PORT S&P 500 VALUE ETP 78464A508   3,110,318,613 71,998,116 SH   SOLE   0 0 71,998,116
SEMPRA Common Stock 816851109   2,184,141 15,002 SH   SOLE   0 0 15,002
SCHWAB CRYPTO THEMATIC ETF ETP 808524656   1,608,525 71,813 SH   SOLE   0 0 71,813
STERIS PLC Common Stock G8473T100   265,251 1,179 SH   SOLE   0 0 1,179
ISHARES SHORT-TERM NATIONAL ETP 464288158   1,879,691 18,067 SH   SOLE   0 0 18,067
ISHARES ESG AWARE 1-5 YEAR U ETP 46435G243   2,678,972 112,044 SH   SOLE   0 0 112,044
ISHARES ESG AWARE USD CORPOR ETP 46435G193   3,591,182 157,924 SH   SOLE   0 0 157,924
SYSCO CORP Common Stock 871829107   733,319 9,883 SH   SOLE   0 0 9,883
AT&T INC Common Stock 00206R102   796,721 49,951 SH   SOLE   0 0 49,951
ISHARES US TECH BREAKTHROUGH ETP 46436E502   329,919,348 8,718,799 SH   SOLE   0 0 8,718,799
SPDR NUVEEN BLOOMBERG MUNICI ETP 78468R721   37,504,653 812,492 SH   SOLE   0 0 812,492
ISHARES TIPS BOND ETF ETP 464287176   1,442,483 13,403 SH   SOLE   0 0 13,403
ISHARES 20 PLUS YEAR TREASURY BO ETP 464287432   3,514,489 34,141 SH   SOLE   0 0 34,141
SPDR DOUBLELINE TR TACT ETF ETP 78467V848   299,073 7,375 SH   SOLE   0 0 7,375
TRINITY INDUSTRIES INC Common Stock 896522109   510,724 19,865 SH   SOLE   0 0 19,865
TESLA INC Common Stock 88160R101   6,534,662 24,963 SH   SOLE   0 0 24,963
FIRST TRUST TCW UNCONSTRAINE ETP 33740F888   312,687 12,937 SH   SOLE   0 0 12,937
UNITEDHEALTH GROUP INC Common Stock 91324P102   1,249,155 2,599 SH   SOLE   0 0 2,599
UNION PACIFIC CORP Common Stock 907818108   647,387 3,164 SH   SOLE   0 0 3,164
ISHARES MSCI WORLD ETF ETP 464286392   375,443 3,015 SH   SOLE   0 0 3,015
XTRACKERS MSCI USA ESG LDRS ETP 233051150   3,892,992 95,769 SH   SOLE   0 0 95,769
VISA INC-CLASS A SHARES Common Stock 92826C839   403,468 1,699 SH   SOLE   0 0 1,699
VANGUARD SMALL-CAP ETF ETP 922908751   6,954,846 34,968 SH   SOLE   0 0 34,968
VANGUARD SMALL-CAP GRWTH ETF ETP 922908595   2,249,535 9,792 SH   SOLE   0 0 9,792
VANGUARD SMALL-CAP VALUE ETF ETP 922908611   989,257 5,981 SH   SOLE   0 0 5,981
VANGUARD S/T CORP BOND ETF ETP 92206C409   229,184,151 3,029,132 SH   SOLE   0 0 3,029,132
VANGUARD FTSE DEVELOPED ETF ETP 921943858   54,836,142 1,187,444 SH   SOLE   0 0 1,187,444
VANGUARD FINANCIALS ETF ETP 92204A405   2,640,762 32,330 SH   SOLE   0 0 32,330
VANGUARD INTERMEDIATE-TERM T ETP 92206C706   555,628 9,472 SH   SOLE   0 0 9,472
VANGUARD INFO TECH ETF ETP 92204A702   508,815 1,149 SH   SOLE   0 0 1,149
VANGUARD DIVIDEND APPREC ETF ETP 921908844   3,111,664 19,067 SH   SOLE   0 0 19,067
INVESCO ADV MUNI INC TR II Closed-End Fund 46132E103   90,113 10,715 SH   SOLE   0 0 10,715
INVESCO MUNICIPAL TRUST Closed-End Fund 46131J103   94,526 10,024 SH   SOLE   0 0 10,024
ISHARES MSCI USA VALUE FACTO ETP 46432F388   486,958 5,192 SH   SOLE   0 0 5,192
VANGUARD MORTGAGE-BACKED SEC ETP 92206C771   46,729,154 1,016,072 SH   SOLE   0 0 1,016,072
VANGUARD REAL ESTATE ETF ETP 922908553   291,802,518 3,453,802 SH   SOLE   0 0 3,453,802
VANGUARD GLBL EX-US REAL EST ETP 922042676   218,151 5,428 SH   SOLE   0 0 5,428
VANGUARD MID-CAP ETF ETP 922908629   8,421,658 38,252 SH   SOLE   0 0 38,252
VANGUARD MID-CAP VALUE ETF ETP 922908512   926,731 6,697 SH   SOLE   0 0 6,697
VANGUARD S&P 500 ETF ETP 922908363   646,707 1,582 SH   SOLE   0 0 1,582
VANGUARD MID-CAP GROWTH ETF ETP 922908538   2,405,863 11,692 SH   SOLE   0 0 11,692
VIASAT INC Common Stock 92552V100   6,118,522 148,292 SH   SOLE   0 0 148,292
VANGUARD TAX-EXEMPT BOND ETF ETP 922907746   41,680,206 829,952 SH   SOLE   0 0 829,952
VANGUARD TOTAL STOCK MKT ETF ETP 922908769   83,310,826 378,204 SH   SOLE   0 0 378,204
VANGUARD SHORT-TERM TIPS ETP 922020805   218,938 4,617 SH   SOLE   0 0 4,617
VANGUARD VALUE ETF ETP 922908744   12,583,664 88,555 SH   SOLE   0 0 88,555
VANGUARD GROWTH ETF ETP 922908736   2,956,403,544 10,448,132 SH   SOLE   0 0 10,448,132
VANGUARD LARGE-CAP ETF ETP 922908637   565,588 2,790 SH   SOLE   0 0 2,790
VANGUARD FTSE EMERGING MARKE ETP 922042858   768,896,872 18,901,103 SH   SOLE   0 0 18,901,103
VANGUARD EXTENDED MARKET ETF ETP 922908652   363,688 2,436 SH   SOLE   0 0 2,436
VAXART INC Common Stock 92243A200   7,300 10,000 SH   SOLE   0 0 10,000
VANGUARD TOTAL INTL STOCK ETP 921909768   261,389 4,661 SH   SOLE   0 0 4,661
VANGUARD HIGH DVD YIELD ETF ETP 921946406   634,579 5,983 SH   SOLE   0 0 5,983
VERIZON COMMUNICATIONS INC Common Stock 92343V104   1,075,163 28,910 SH   SOLE   0 0 28,910
WARNER BROS DISCOVERY INC Common Stock 934423104   148,311 11,827 SH   SOLE   0 0 11,827
WELLS FARGO & CO Common Stock 949746101   358,514 8,400 SH   SOLE   0 0 8,400
WASTE MANAGEMENT INC Common Stock 94106L109   234,131 1,350 SH   SOLE   0 0 1,350
WILLIS TOWERS WATSON PLC Common Stock G96629103   3,793,189 16,107 SH   SOLE   0 0 16,107
MATERIALS SELECT SECTOR SPDR ETP 81369Y100   680,363 8,210 SH   SOLE   0 0 8,210
ENERGY SELECT SECTOR SPDR ETP 81369Y506   212,925 2,623 SH   SOLE   0 0 2,623
FINANCIAL SELECT SECTOR SPDR ETP 81369Y605   411,976 12,221 SH   SOLE   0 0 12,221
INDUSTRIAL SELECT SECT SPDR ETP 81369Y704   3,630,302 33,827 SH   SOLE   0 0 33,827
TECHNOLOGY SELECT SECT SPDR ETP 81369Y803   4,310,955 24,796 SH   SOLE   0 0 24,796
UTILITIES SELECT SECTOR SPDR ETP 81369Y886   417,049 6,373 SH   SOLE   0 0 6,373
HEALTH CARE SELECT SECTOR ETP 81369Y209   228,837 1,724 SH   SOLE   0 0 1,724
EXXON MOBIL CORP Common Stock 30231G102   1,216,648 11,344 SH   SOLE   0 0 11,344
ISHARES EXPONENTIAL TECH ETF ETP 46434V381   1,862,368,065 33,495,829 SH   SOLE   0 0 33,495,829